Home > City Co-operative Bank > Income and Expense
City Co-operative Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 10,737 |
| Total interest expense | $805,000 | 10,034 |
| Net interest income | $929,000 | 11,036 |
| Provision for loan and lease losses | $348,000 | 2,728 |
| Total noninterest income | $37,000 | 12,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $619,000 | 11,545 |
| Salaries and employee benefits | $282,000 | 11,848 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $303,000 | 10,412 |
| Pre-tax net operating income | $-1,000 | 12,442 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-1,000 | 12,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,000 | 12,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,188 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,000 | 12,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 11,871 |
| Total interest expense | $862,000 | 11,039 |
| Net interest income | $675,000 | 12,419 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $487,000 | 12,703 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $25,000 | 13,551 |
| Additional noninterest expense | $222,000 | 11,932 |
| Pre-tax net operating income | $88,000 | 12,136 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $-16,000 | 12,930 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-16,000 | 12,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-13,440 | 12,721 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.