Home > City Bank & Trust Company > Income and Expense
City Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,681,000 | 1,597 |
| Total interest expense | $9,323,000 | 1,661 |
| Net interest income | $11,358,000 | 1,515 |
| Provision for loan and lease losses | $413,000 | 2,047 |
| Total noninterest income | $1,869,000 | 1,870 |
| Gross Fiduciary activities income | $342,000 | 776 |
| Service charges on deposit accounts | $1,223,000 | 1,022 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $304,000 | 3,901 |
| Total noninterest expense | $6,873,000 | 1,883 |
| Salaries and employee benefits | $3,817,000 | 1,712 |
| Premises and equipment expense | $1,211,000 | 1,615 |
| Additional noninterest expense | $1,845,000 | 2,258 |
| Pre-tax net operating income | $5,941,000 | 1,306 |
| Securities gains (losses) | $36,000 | 1,535 |
| Applicable income taxes | $1,748,000 | 1,481 |
| Income before extraordinary items | $4,229,000 | 1,291 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,229,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,508 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,203,440 | 1,263 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,127,000 | 1,664 |
| Total interest expense | $8,830,000 | 1,777 |
| Net interest income | $11,297,000 | 1,576 |
| Provision for loan and lease losses | $628,000 | 1,454 |
| Total noninterest income | $1,924,000 | 1,900 |
| Gross Fiduciary activities income | $273,000 | 889 |
| Service charges on deposit accounts | $1,211,000 | 1,088 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $440,000 | 3,193 |
| Total noninterest expense | $6,635,000 | 2,088 |
| Salaries and employee benefits | $3,772,000 | 1,757 |
| Premises and equipment expense | $1,118,000 | 1,794 |
| Additional noninterest expense | $1,745,000 | 2,769 |
| Pre-tax net operating income | $5,958,000 | 1,219 |
| Securities gains (losses) | $-22,000 | 10,677 |
| Applicable income taxes | $1,852,000 | 1,325 |
| Income before extraordinary items | $4,084,000 | 1,236 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,084,000 | 1,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,309 |
| Cash dividends | $2,306,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,099,180 | 1,202 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,526,000 | 1,739 |
| Total interest expense | $8,717,000 | 1,814 |
| Net interest income | $10,809,000 | 1,653 |
| Provision for loan and lease losses | $376,000 | 1,950 |
| Total noninterest income | $1,766,000 | 2,033 |
| Gross Fiduciary activities income | $245,000 | 949 |
| Service charges on deposit accounts | $1,064,000 | 1,265 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $457,000 | 3,041 |
| Total noninterest expense | $6,301,000 | 2,173 |
| Salaries and employee benefits | $3,540,000 | 1,868 |
| Premises and equipment expense | $1,047,000 | 1,949 |
| Additional noninterest expense | $1,714,000 | 2,728 |
| Pre-tax net operating income | $5,898,000 | 1,294 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $1,859,000 | 1,360 |
| Income before extraordinary items | $4,025,000 | 1,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,025,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,209 |
| Cash dividends | $1,481,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,034,520 | 1,285 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,633,000 | 1,660 |
| Total interest expense | $7,252,000 | 1,732 |
| Net interest income | $11,381,000 | 1,587 |
| Provision for loan and lease losses | $330,000 | 2,106 |
| Total noninterest income | $1,477,000 | 2,332 |
| Gross Fiduciary activities income | $181,000 | 1,044 |
| Service charges on deposit accounts | $993,000 | 1,348 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $303,000 | 4,063 |
| Total noninterest expense | $6,097,000 | 2,306 |
| Salaries and employee benefits | $3,317,000 | 2,005 |
| Premises and equipment expense | $926,000 | 2,182 |
| Additional noninterest expense | $1,854,000 | 2,747 |
| Pre-tax net operating income | $6,431,000 | 1,172 |
| Securities gains (losses) | $-308,000 | 12,120 |
| Applicable income taxes | $1,934,000 | 1,244 |
| Income before extraordinary items | $4,189,000 | 1,212 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,189,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,513 |
| Cash dividends | $5,449,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,398,440 | 1,166 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,767,000 | 1,670 |
| Total interest expense | $7,153,000 | 1,825 |
| Net interest income | $11,614,000 | 1,551 |
| Provision for loan and lease losses | $431,000 | 2,331 |
| Total noninterest income | $1,545,000 | 2,394 |
| Gross Fiduciary activities income | $121,000 | 1,172 |
| Service charges on deposit accounts | $961,000 | 1,395 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $463,000 | 3,418 |
| Total noninterest expense | $5,746,000 | 2,489 |
| Salaries and employee benefits | $3,116,000 | 2,119 |
| Premises and equipment expense | $846,000 | 2,413 |
| Additional noninterest expense | $1,784,000 | 3,006 |
| Pre-tax net operating income | $6,982,000 | 1,015 |
| Securities gains (losses) | $93,000 | 2,602 |
| Applicable income taxes | $2,154,000 | 1,129 |
| Income before extraordinary items | $4,921,000 | 1,052 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,921,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Cash dividends | $1,223,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,855,900 | 998 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,939,000 | 1,865 |
| Total interest expense | $8,493,000 | 2,006 |
| Net interest income | $10,446,000 | 1,759 |
| Provision for loan and lease losses | $565,000 | 2,749 |
| Total noninterest income | $1,267,000 | 2,740 |
| Gross Fiduciary activities income | $72,000 | 1,310 |
| Service charges on deposit accounts | $910,000 | 1,482 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $285,000 | 4,575 |
| Total noninterest expense | $5,337,000 | 2,698 |
| Salaries and employee benefits | $2,841,000 | 2,290 |
| Premises and equipment expense | $825,000 | 2,510 |
| Additional noninterest expense | $1,671,000 | 3,269 |
| Pre-tax net operating income | $5,811,000 | 1,117 |
| Securities gains (losses) | $254,000 | 1,699 |
| Applicable income taxes | $1,676,000 | 1,327 |
| Income before extraordinary items | $4,389,000 | 1,079 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,389,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 3,309 |
| Cash dividends | $887,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,206,120 | 1,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.