Home > City Bank & Trust > Income and Expense
City Bank & Trust, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 3,384 |
| Total interest expense | $3,246,000 | 4,434 |
| Net interest income | $6,423,000 | 2,780 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $11,541,000 | 545 |
| Gross Fiduciary activities income | $33,000 | 1,352 |
| Service charges on deposit accounts | $1,059,000 | 1,274 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $10,449,000 | 417 |
| Total noninterest expense | $15,164,000 | 999 |
| Salaries and employee benefits | $7,178,000 | 954 |
| Premises and equipment expense | $2,869,000 | 787 |
| Additional noninterest expense | $5,117,000 | 1,102 |
| Pre-tax net operating income | $2,725,000 | 2,644 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $1,087,000 | 2,210 |
| Income before extraordinary items | $1,636,000 | 2,997 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,636,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,637,280 | 2,967 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,592 |
| Total interest expense | $2,582,000 | 4,514 |
| Net interest income | $5,772,000 | 3,098 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $10,237,000 | 582 |
| Gross Fiduciary activities income | $33,000 | 1,372 |
| Service charges on deposit accounts | $1,080,000 | 1,229 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $9,124,000 | 435 |
| Total noninterest expense | $13,858,000 | 1,086 |
| Salaries and employee benefits | $6,352,000 | 1,061 |
| Premises and equipment expense | $2,674,000 | 832 |
| Additional noninterest expense | $4,832,000 | 1,209 |
| Pre-tax net operating income | $2,129,000 | 3,251 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $772,000 | 2,854 |
| Income before extraordinary items | $1,357,000 | 3,453 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,357,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,619 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,357,000 | 3,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 3,920 |
| Total interest expense | $2,526,000 | 4,763 |
| Net interest income | $5,250,000 | 3,413 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $9,687,000 | 620 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $1,182,000 | 1,136 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,503,000 | 473 |
| Total noninterest expense | $13,068,000 | 1,187 |
| Salaries and employee benefits | $6,041,000 | 1,118 |
| Premises and equipment expense | $2,558,000 | 880 |
| Additional noninterest expense | $4,469,000 | 1,389 |
| Pre-tax net operating income | $1,713,000 | 3,857 |
| Securities gains (losses) | $135,000 | 2,108 |
| Applicable income taxes | $580,000 | 3,705 |
| Income before extraordinary items | $1,268,000 | 3,807 |
| Extraordinary gains, net | $-96,000 | 12,908 |
| Net income | $1,172,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,174,850 | 3,898 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,070,000 | 4,260 |
| Total interest expense | $3,151,000 | 4,949 |
| Net interest income | $4,919,000 | 3,707 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $8,862,000 | 651 |
| Gross Fiduciary activities income | $5,000 | 1,588 |
| Service charges on deposit accounts | $1,055,000 | 1,259 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,802,000 | 492 |
| Total noninterest expense | $12,377,000 | 1,282 |
| Salaries and employee benefits | $5,923,000 | 1,133 |
| Premises and equipment expense | $2,620,000 | 902 |
| Additional noninterest expense | $3,834,000 | 1,638 |
| Pre-tax net operating income | $1,314,000 | 4,570 |
| Securities gains (losses) | $275,000 | 1,619 |
| Applicable income taxes | $578,000 | 3,540 |
| Income before extraordinary items | $1,011,000 | 4,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,011,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $835,000 | 4,885 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.