Home > City Bank of Childersburg > Income and Expense
City Bank of Childersburg, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 9,228 |
| Total interest expense | $1,083,000 | 8,952 |
| Net interest income | $1,235,000 | 9,239 |
| Provision for loan and lease losses | $235,000 | 2,726 |
| Total noninterest income | $267,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,224,000 | 8,131 |
| Salaries and employee benefits | $489,000 | 9,211 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $547,000 | 6,894 |
| Pre-tax net operating income | $43,000 | 11,335 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $10,000 | 10,932 |
| Income before extraordinary items | $48,000 | 11,296 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $48,000 | 11,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,655 |
| Cash dividends | $93,000 | 6,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $35,550 | 11,334 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 9,112 |
| Total interest expense | $1,047,000 | 8,494 |
| Net interest income | $1,343,000 | 9,330 |
| Provision for loan and lease losses | $196,000 | 3,068 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $1,041,000 | 9,206 |
| Salaries and employee benefits | $441,000 | 9,905 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $413,000 | 8,695 |
| Pre-tax net operating income | $325,000 | 9,944 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $289,000 | 9,265 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $289,000 | 9,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,513 |
| Cash dividends | $107,000 | 6,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $274,550 | 9,489 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 9,447 |
| Total interest expense | $1,024,000 | 8,993 |
| Net interest income | $1,339,000 | 9,611 |
| Provision for loan and lease losses | $238,000 | 3,555 |
| Total noninterest income | $247,000 | 8,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $993,000 | 9,755 |
| Salaries and employee benefits | $418,000 | 10,462 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $403,000 | 9,237 |
| Pre-tax net operating income | $355,000 | 9,774 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $319,000 | 9,250 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $319,000 | 9,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $112,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $285,400 | 9,378 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 10,102 |
| Total interest expense | $1,162,000 | 9,744 |
| Net interest income | $1,232,000 | 10,209 |
| Provision for loan and lease losses | $174,000 | 5,685 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $912,000 | 10,413 |
| Salaries and employee benefits | $375,000 | 11,152 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $407,000 | 9,480 |
| Pre-tax net operating income | $361,000 | 9,571 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $303,000 | 9,276 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $303,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,900 | 9,186 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.