| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0681% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0760% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0789% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3600% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3619% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0632% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0875% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2961% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2976% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0708% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 0.1318% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1342% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2532% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2545% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0902% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.2624% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1296% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2511% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2524% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0073% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0386% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 4,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2189% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2883% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3076% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0220% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 3,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0743% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2829% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2391% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6561% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2315% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0180% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 4,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0857% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1143% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2009% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4833% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1939% | 1,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0583% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6433% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1943% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0634% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,077 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3529% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3736% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3470% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0481% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 3,976 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2982% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0937% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2936% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0569% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,051 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2929% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3280% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2870% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1058% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2754% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4299% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5260% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4183% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1834% | 922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.1069% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6323% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6460% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5847% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6296% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2068% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.1129% | 4,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7872% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6209% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9353% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6025% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2589% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.1462% | 4,494 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0377% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4937% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6717% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2488% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.1458% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9195% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4554% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8421% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0854% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.1413% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0949% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5940% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2641% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5857% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0574% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,600 |
| Percentage Net Loans Charged-off:Construction & development | -0.1354% | 4,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5603% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8655% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5529% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0445% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.1179% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1407% | 4,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6039% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0718% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0578% | 4,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6529% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6529% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2716% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0884% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2823% | 392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6296% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6296% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4270% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0513% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3793% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5325% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5994% | 1,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2188% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2905% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6384% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1976% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5275% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0582% | 1,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2223% | 4,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6701% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6701% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2054% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0952% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4945% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1221% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1134% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 5,055 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1165% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1165% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1085% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 5,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0901% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0901% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1230% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0865% | 5,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2993% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2993% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2958% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0833% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 2,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7431% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2028% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2028% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4352% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1853% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0590% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.1110% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1939% | 5,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,311 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5844% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9438% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9438% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5520% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2787% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 4,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.1644% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0697% | 5,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8355% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9809% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9809% | 723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7395% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4617% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.2357% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 5,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4146% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9986% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9986% | 717 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5248% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2715% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1886% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.2061% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1971% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1971% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3462% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1892% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1892% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2859% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.2893% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1392% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2831% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2831% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4184% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2035% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2035% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 5,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3773% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4415% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.4342% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5612% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4427% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2669% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5626% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5626% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 5,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4376% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4689% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 1.2191% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1081% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9084% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9084% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5163% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5645% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5645% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0187% | 5,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1213% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 3,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.1139% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1660% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1642% | 1,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7908% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7908% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0334% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1320% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.1531% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0284% | 5,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2280% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1782% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7067% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7067% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 1,152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1164% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 5,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0459% | 5,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 5,569 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 5,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4336% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5283% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1172% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1768% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 6,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 5,185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0924% | 6,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 5,609 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9560% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5552% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5552% | 1,252 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4397% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1279% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.1260% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2722% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 3,134 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 2,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8316% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6097% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6097% | 1,669 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0008% | 5,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4115% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 2,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.1524% | 5,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2232% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 2,755 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7778% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5669% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5669% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6996% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2933% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.2267% | 5,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5966% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1770% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7210% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4994% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4994% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1083% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2471% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.7316% | 6,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5871% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3802% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2591% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5338% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9903% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9041% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.2561% | 2,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4784% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8306% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2209% | 2,863 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2209% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6640% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9142% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4016% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8323% | 1,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6830% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0278% | 2,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1581% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2848% | 270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 3,798 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 3,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6755% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8157% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8157% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3661% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4966% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1996% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 6,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 1,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1266% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0640% | 3,341 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 3,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8538% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6764% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6764% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0301% | 5,970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9097% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3371% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0380% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3199% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4226% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1359% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 2,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5737% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7304% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7304% | 1,300 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0521% | 6,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9081% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6779% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 1.2186% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6334% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6505% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6505% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0479% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0609% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9487% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0202% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3235% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1195% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 1.5835% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2920% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8735% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8735% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7475% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0572% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9192% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0087% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4732% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 1.1588% | 1,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2816% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5825% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5825% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6178% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1417% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9491% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0258% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9126% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0894% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 1.1079% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3389% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1756% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.1756% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2670% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9913% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7585% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3299% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8597% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 2.5674% | 1,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1881% | 2,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5284% | 838 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6352% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6352% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8701% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2531% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2224% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2520% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5063% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 1.1653% | 2,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1325% | 2,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6983% | 640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6435% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6435% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8187% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1468% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2921% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6954% | 2,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5760% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 1.4180% | 1,823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1107% | 2,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0783% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0783% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2909% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0209% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2340% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6967% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5430% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 1.6202% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1948% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1380% | 2,487 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4193% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9077% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2884% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8034% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6973% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 1.2884% | 2,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1050% | 2,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6552% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6552% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2878% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8883% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 2,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8500% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7494% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 1.5841% | 1,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0644% | 2,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3496% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3496% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3917% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7637% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0026% | 1,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0412% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9509% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 2.0463% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 1,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4303% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4303% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6685% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7262% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0042% | 1,630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9002% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8797% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 2.4804% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 7,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2469% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3179% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0087% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8012% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8105% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.2806% | 2,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6803% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3713% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3713% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7465% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9828% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0377% | 1,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3655% | 2,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.3228% | 1,621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 1,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7177% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8898% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0084% | 6,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2652% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 2,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.1320% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0488% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 7,883 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5444% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6830% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0126% | 6,757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1183% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.1062% | 954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0481% | 8,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0481% | 7,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3991% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0295% | 6,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4551% | 1,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 1,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0868% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0868% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4257% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5577% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4476% | 7,352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2575% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7909% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9637% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5855% | 7,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1436% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4214% | 1,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8582% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9441% | 7,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2572% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5969% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5266% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0175% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2858% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,982 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,547 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 2,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5665% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0080% | 1,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2982% | 1,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,680 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5303% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2789% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 7,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2082% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3810% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2511% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 7,675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3275% | 1,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8313% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3673% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1850% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0597% | 3,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8815% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0167% | 6,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3339% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1018% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 7,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1966% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 7,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6329% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 6,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3004% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1581% | 753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3044% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1853% | 7,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1839% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 7,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1101% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,865 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 7,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0565% | 8,358 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0565% | 8,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7791% | 8,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1554% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 7,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8951% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4479% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9269% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1569% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9391% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9767% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6280% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7187% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 3,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2810% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8455% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9090% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8348% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6960% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7450% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6378% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8125% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4681% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0569% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3085% | 694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8265% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3473% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9551% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4987% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 7,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1276% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9064% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5419% | 1,702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1077% | 1,519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3967% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 2,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1135% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7854% | 1,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5619% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5446% | 1,619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1049% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2973% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2833% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2833% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2089% | 2,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4763% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0572% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3795% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2188% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2188% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4355% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8843% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5498% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0625% | 7,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3712% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1306% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3706% | 3,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2662% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3318% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2303% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3766% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0953% | 8,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1572% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5717% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4727% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4528% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 1,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2023% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.1518% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 850 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1687% | 344 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2883% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0421% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2733% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4975% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5184% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0558% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2470% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0851% | 6,054 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5728% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
