Home > City Bank and Trust Company > Income and Expense
City Bank and Trust Company, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 3,251 |
| Total interest expense | $453,000 | 2,939 |
| Net interest income | $2,877,000 | 3,272 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $517,000 | 2,842 |
| Gross Fiduciary activities income | $128,000 | 680 |
| Service charges on deposit accounts | $187,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,384 |
| Total noninterest expense | $1,963,000 | 3,562 |
| Salaries and employee benefits | $1,297,000 | 3,247 |
| Premises and equipment expense | $160,000 | 3,987 |
| Additional noninterest expense | $506,000 | 3,925 |
| Pre-tax net operating income | $1,371,000 | 2,663 |
| Securities gains (losses) | $-977,000 | 5,508 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $394,000 | 4,233 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $394,000 | 4,231 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $394,000 | 4,232 |
| Net charge-offs | $39,000 | 1,900 |
| Cash dividends | $955,000 | 1,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,371,000 | 2,450 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 3,280 |
| Total interest expense | $211,000 | 3,002 |
| Net interest income | $1,432,000 | 3,287 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $260,000 | 2,806 |
| Gross Fiduciary activities income | $66,000 | 686 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,286 |
| Total noninterest expense | $955,000 | 3,642 |
| Salaries and employee benefits | $640,000 | 3,289 |
| Premises and equipment expense | $81,000 | 4,011 |
| Additional noninterest expense | $234,000 | 4,083 |
| Pre-tax net operating income | $707,000 | 2,576 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $707,000 | 2,357 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $707,000 | 2,356 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $707,000 | 2,357 |
| Net charge-offs | $41,000 | 1,295 |
| Cash dividends | $473,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $707,000 | 2,349 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 3,295 |
| Total interest expense | $754,000 | 3,023 |
| Net interest income | $5,631,000 | 3,307 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $1,419,000 | 2,475 |
| Gross Fiduciary activities income | $264,000 | 684 |
| Service charges on deposit accounts | $371,000 | 2,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 2,589 |
| Total noninterest expense | $4,872,000 | 3,133 |
| Salaries and employee benefits | $2,989,000 | 2,990 |
| Premises and equipment expense | $635,000 | 2,829 |
| Additional noninterest expense | $1,248,000 | 3,585 |
| Pre-tax net operating income | $2,058,000 | 3,063 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,058,000 | 2,648 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,058,000 | 2,646 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,058,000 | 2,648 |
| Net charge-offs | $109,000 | 2,345 |
| Cash dividends | $1,468,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,058,000 | 2,628 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 3,303 |
| Total interest expense | $557,000 | 3,035 |
| Net interest income | $4,250,000 | 3,310 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $785,000 | 2,899 |
| Gross Fiduciary activities income | $191,000 | 691 |
| Service charges on deposit accounts | $276,000 | 2,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,394 |
| Total noninterest expense | $3,302,000 | 3,375 |
| Salaries and employee benefits | $2,210,000 | 3,045 |
| Premises and equipment expense | $153,000 | 4,727 |
| Additional noninterest expense | $939,000 | 3,599 |
| Pre-tax net operating income | $1,643,000 | 3,015 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,643,000 | 2,703 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,643,000 | 2,702 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,643,000 | 2,703 |
| Net charge-offs | $84,000 | 2,073 |
| Cash dividends | $1,126,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,643,000 | 2,691 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 3,298 |
| Total interest expense | $360,000 | 3,054 |
| Net interest income | $2,842,000 | 3,303 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $519,000 | 2,911 |
| Gross Fiduciary activities income | $128,000 | 695 |
| Service charges on deposit accounts | $186,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,443 |
| Total noninterest expense | $2,260,000 | 3,340 |
| Salaries and employee benefits | $1,493,000 | 3,030 |
| Premises and equipment expense | $115,000 | 4,608 |
| Additional noninterest expense | $652,000 | 3,527 |
| Pre-tax net operating income | $1,041,000 | 3,059 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,041,000 | 2,759 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,041,000 | 2,759 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,041,000 | 2,759 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $708,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,041,000 | 2,733 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 3,326 |
| Total interest expense | $176,000 | 3,089 |
| Net interest income | $1,408,000 | 3,327 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $255,000 | 2,939 |
| Gross Fiduciary activities income | $64,000 | 699 |
| Service charges on deposit accounts | $94,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,517 |
| Total noninterest expense | $1,111,000 | 3,399 |
| Salaries and employee benefits | $743,000 | 3,083 |
| Premises and equipment expense | $56,000 | 4,682 |
| Additional noninterest expense | $312,000 | 3,626 |
| Pre-tax net operating income | $522,000 | 3,018 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $522,000 | 2,683 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $522,000 | 2,683 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $522,000 | 2,683 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $352,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $522,000 | 2,668 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 3,338 |
| Total interest expense | $716,000 | 3,001 |
| Net interest income | $5,567,000 | 3,340 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $1,042,000 | 2,979 |
| Gross Fiduciary activities income | $237,000 | 716 |
| Service charges on deposit accounts | $375,000 | 2,566 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $430,000 | 3,458 |
| Total noninterest expense | $4,584,000 | 3,362 |
| Salaries and employee benefits | $2,993,000 | 3,026 |
| Premises and equipment expense | $198,000 | 4,906 |
| Additional noninterest expense | $1,393,000 | 3,495 |
| Pre-tax net operating income | $1,965,000 | 3,089 |
| Securities gains (losses) | $71,000 | 1,599 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,036,000 | 2,753 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,036,000 | 2,751 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,036,000 | 2,752 |
| Net charge-offs | $133,000 | 2,341 |
| Cash dividends | $1,427,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,965,000 | 2,775 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 3,325 |
| Total interest expense | $547,000 | 2,965 |
| Net interest income | $4,222,000 | 3,326 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $766,000 | 3,009 |
| Gross Fiduciary activities income | $170,000 | 714 |
| Service charges on deposit accounts | $274,000 | 2,619 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $322,000 | 3,468 |
| Total noninterest expense | $3,441,000 | 3,374 |
| Salaries and employee benefits | $2,251,000 | 3,026 |
| Premises and equipment expense | $155,000 | 4,883 |
| Additional noninterest expense | $1,035,000 | 3,537 |
| Pre-tax net operating income | $1,502,000 | 3,103 |
| Securities gains (losses) | $71,000 | 1,511 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,573,000 | 2,749 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,573,000 | 2,749 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,573,000 | 2,749 |
| Net charge-offs | $102,000 | 2,055 |
| Cash dividends | $1,083,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,502,000 | 2,763 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 3,325 |
| Total interest expense | $370,000 | 2,960 |
| Net interest income | $2,840,000 | 3,327 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $516,000 | 2,979 |
| Gross Fiduciary activities income | $124,000 | 710 |
| Service charges on deposit accounts | $176,000 | 2,658 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $216,000 | 3,492 |
| Total noninterest expense | $2,335,000 | 3,349 |
| Salaries and employee benefits | $1,501,000 | 3,055 |
| Premises and equipment expense | $107,000 | 4,875 |
| Additional noninterest expense | $727,000 | 3,457 |
| Pre-tax net operating income | $991,000 | 3,090 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $991,000 | 2,813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $991,000 | 2,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $991,000 | 2,812 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $719,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $991,000 | 2,745 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 3,324 |
| Total interest expense | $186,000 | 2,975 |
| Net interest income | $1,425,000 | 3,328 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $257,000 | 2,971 |
| Gross Fiduciary activities income | $63,000 | 710 |
| Service charges on deposit accounts | $87,000 | 2,655 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,141,000 | 3,413 |
| Salaries and employee benefits | $741,000 | 3,097 |
| Premises and equipment expense | $55,000 | 4,876 |
| Additional noninterest expense | $345,000 | 3,579 |
| Pre-tax net operating income | $526,000 | 2,952 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $526,000 | 2,667 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $526,000 | 2,667 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $526,000 | 2,667 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $382,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $526,000 | 2,619 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 3,266 |
| Total interest expense | $650,000 | 3,211 |
| Net interest income | $5,871,000 | 3,228 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $980,000 | 3,104 |
| Gross Fiduciary activities income | $253,000 | 718 |
| Service charges on deposit accounts | $305,000 | 3,002 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $422,000 | 3,527 |
| Total noninterest expense | $4,395,000 | 3,502 |
| Salaries and employee benefits | $2,918,000 | 3,079 |
| Premises and equipment expense | $225,000 | 4,926 |
| Additional noninterest expense | $1,252,000 | 3,831 |
| Pre-tax net operating income | $2,396,000 | 2,712 |
| Securities gains (losses) | $30,000 | 1,994 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,426,000 | 2,390 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,426,000 | 2,391 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,426,000 | 2,392 |
| Net charge-offs | $44,000 | 3,344 |
| Cash dividends | $1,693,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,396,000 | 2,368 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 3,296 |
| Total interest expense | $463,000 | 3,371 |
| Net interest income | $4,424,000 | 3,253 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $719,000 | 3,158 |
| Gross Fiduciary activities income | $180,000 | 729 |
| Service charges on deposit accounts | $224,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 3,539 |
| Total noninterest expense | $3,248,000 | 3,551 |
| Salaries and employee benefits | $2,174,000 | 3,130 |
| Premises and equipment expense | $172,000 | 4,941 |
| Additional noninterest expense | $902,000 | 3,937 |
| Pre-tax net operating income | $1,850,000 | 2,703 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,856,000 | 2,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,856,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,856,000 | 2,391 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $1,299,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,850,000 | 2,358 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 3,331 |
| Total interest expense | $294,000 | 3,501 |
| Net interest income | $2,931,000 | 3,269 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $474,000 | 3,183 |
| Gross Fiduciary activities income | $118,000 | 742 |
| Service charges on deposit accounts | $146,000 | 3,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,560 |
| Total noninterest expense | $2,140,000 | 3,615 |
| Salaries and employee benefits | $1,445,000 | 3,159 |
| Premises and equipment expense | $108,000 | 5,083 |
| Additional noninterest expense | $587,000 | 4,008 |
| Pre-tax net operating income | $1,235,000 | 2,686 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,241,000 | 2,389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,241,000 | 2,391 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,241,000 | 2,391 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $863,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,235,000 | 2,342 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 3,339 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $1,464,000 | 3,279 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $228,000 | 3,191 |
| Gross Fiduciary activities income | $60,000 | 746 |
| Service charges on deposit accounts | $71,000 | 3,105 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 3,638 |
| Total noninterest expense | $1,075,000 | 3,633 |
| Salaries and employee benefits | $725,000 | 3,167 |
| Premises and equipment expense | $52,000 | 5,184 |
| Additional noninterest expense | $298,000 | 3,994 |
| Pre-tax net operating income | $602,000 | 2,678 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $608,000 | 2,369 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $608,000 | 2,372 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $608,000 | 2,371 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $407,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $602,000 | 2,314 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 3,363 |
| Total interest expense | $672,000 | 3,392 |
| Net interest income | $5,789,000 | 3,334 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $1,031,000 | 3,063 |
| Gross Fiduciary activities income | $277,000 | 716 |
| Service charges on deposit accounts | $335,000 | 3,013 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $419,000 | 3,524 |
| Total noninterest expense | $4,356,000 | 3,629 |
| Salaries and employee benefits | $2,880,000 | 3,166 |
| Premises and equipment expense | $234,000 | 5,120 |
| Additional noninterest expense | $1,242,000 | 3,988 |
| Pre-tax net operating income | $2,414,000 | 2,650 |
| Securities gains (losses) | $35,000 | 1,980 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,449,000 | 2,340 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,449,000 | 2,340 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,449,000 | 2,340 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $1,687,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,414,000 | 2,324 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 3,376 |
| Total interest expense | $517,000 | 3,385 |
| Net interest income | $4,361,000 | 3,349 |
| Provision for loan and lease losses | $35,000 | 3,661 |
| Total noninterest income | $768,000 | 3,104 |
| Gross Fiduciary activities income | $210,000 | 714 |
| Service charges on deposit accounts | $252,000 | 3,034 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $306,000 | 3,612 |
| Total noninterest expense | $3,205,000 | 3,681 |
| Salaries and employee benefits | $2,114,000 | 3,235 |
| Premises and equipment expense | $164,000 | 5,282 |
| Additional noninterest expense | $927,000 | 4,007 |
| Pre-tax net operating income | $1,889,000 | 2,618 |
| Securities gains (losses) | $35,000 | 1,693 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,924,000 | 2,283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,924,000 | 2,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,924,000 | 2,283 |
| Net charge-offs | $-14,000 | 5,691 |
| Cash dividends | $1,317,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,889,000 | 2,266 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,237,000 | 3,395 |
| Total interest expense | $348,000 | 3,402 |
| Net interest income | $2,889,000 | 3,356 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $485,000 | 3,165 |
| Gross Fiduciary activities income | $120,000 | 743 |
| Service charges on deposit accounts | $162,000 | 3,073 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $203,000 | 3,599 |
| Total noninterest expense | $2,126,000 | 3,720 |
| Salaries and employee benefits | $1,401,000 | 3,266 |
| Premises and equipment expense | $111,000 | 5,282 |
| Additional noninterest expense | $614,000 | 4,042 |
| Pre-tax net operating income | $1,228,000 | 2,603 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,228,000 | 2,302 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,228,000 | 2,306 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,228,000 | 2,306 |
| Net charge-offs | $-15,000 | 5,786 |
| Cash dividends | $830,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,228,000 | 2,257 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 3,438 |
| Total interest expense | $176,000 | 3,432 |
| Net interest income | $1,421,000 | 3,400 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $235,000 | 3,165 |
| Gross Fiduciary activities income | $58,000 | 755 |
| Service charges on deposit accounts | $77,000 | 3,142 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,036,000 | 3,820 |
| Salaries and employee benefits | $687,000 | 3,335 |
| Premises and equipment expense | $56,000 | 5,325 |
| Additional noninterest expense | $293,000 | 4,158 |
| Pre-tax net operating income | $615,000 | 2,532 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $615,000 | 2,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $615,000 | 2,232 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $615,000 | 2,232 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $415,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $615,000 | 2,193 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 3,535 |
| Total interest expense | $707,000 | 3,725 |
| Net interest income | $5,516,000 | 3,465 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $903,000 | 3,399 |
| Gross Fiduciary activities income | $237,000 | 750 |
| Service charges on deposit accounts | $372,000 | 2,981 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $294,000 | 4,120 |
| Total noninterest expense | $4,047,000 | 3,892 |
| Salaries and employee benefits | $2,735,000 | 3,309 |
| Premises and equipment expense | $125,000 | 6,112 |
| Additional noninterest expense | $1,187,000 | 4,224 |
| Pre-tax net operating income | $2,372,000 | 2,548 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,372,000 | 2,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,372,000 | 2,298 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,372,000 | 2,297 |
| Net charge-offs | $63,000 | 4,172 |
| Cash dividends | $1,661,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,372,000 | 2,242 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,587 |
| Total interest expense | $552,000 | 3,716 |
| Net interest income | $4,067,000 | 3,525 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $666,000 | 3,485 |
| Gross Fiduciary activities income | $174,000 | 748 |
| Service charges on deposit accounts | $273,000 | 3,036 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $219,000 | 4,192 |
| Total noninterest expense | $2,970,000 | 3,958 |
| Salaries and employee benefits | $2,036,000 | 3,350 |
| Premises and equipment expense | $94,000 | 6,152 |
| Additional noninterest expense | $840,000 | 4,361 |
| Pre-tax net operating income | $1,763,000 | 2,655 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,763,000 | 2,346 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,763,000 | 2,351 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,763,000 | 2,351 |
| Net charge-offs | $5,000 | 4,904 |
| Cash dividends | $1,212,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,763,000 | 2,281 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 3,602 |
| Total interest expense | $386,000 | 3,670 |
| Net interest income | $2,682,000 | 3,550 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $425,000 | 3,615 |
| Gross Fiduciary activities income | $105,000 | 766 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $145,000 | 4,255 |
| Total noninterest expense | $1,963,000 | 4,002 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $59,000 | 6,244 |
| Additional noninterest expense | $576,000 | 4,286 |
| Pre-tax net operating income | $1,144,000 | 2,662 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,144,000 | 2,375 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,144,000 | 2,385 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,144,000 | 2,383 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $787,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,144,000 | 2,289 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 3,621 |
| Total interest expense | $200,000 | 3,671 |
| Net interest income | $1,347,000 | 3,556 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $216,000 | 3,526 |
| Gross Fiduciary activities income | $51,000 | 775 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $969,000 | 4,072 |
| Salaries and employee benefits | $663,000 | 3,458 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $284,000 | 4,341 |
| Pre-tax net operating income | $594,000 | 2,567 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $594,000 | 2,276 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $594,000 | 2,278 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $594,000 | 2,278 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $410,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $594,000 | 2,188 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,521 |
| Total interest expense | $959,000 | 3,714 |
| Net interest income | $5,797,000 | 3,454 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $898,000 | 3,438 |
| Gross Fiduciary activities income | $225,000 | 769 |
| Service charges on deposit accounts | $389,000 | 2,981 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $284,000 | 4,106 |
| Total noninterest expense | $4,405,000 | 3,778 |
| Salaries and employee benefits | $3,037,000 | 3,106 |
| Premises and equipment expense | $251,000 | 5,342 |
| Additional noninterest expense | $1,117,000 | 4,529 |
| Pre-tax net operating income | $2,290,000 | 2,569 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,290,000 | 2,346 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,290,000 | 2,347 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,290,000 | 2,348 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $1,609,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,290,000 | 2,223 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 3,562 |
| Total interest expense | $745,000 | 3,748 |
| Net interest income | $4,381,000 | 3,491 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $674,000 | 3,478 |
| Gross Fiduciary activities income | $169,000 | 764 |
| Service charges on deposit accounts | $297,000 | 2,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 4,197 |
| Total noninterest expense | $3,022,000 | 4,044 |
| Salaries and employee benefits | $2,011,000 | 3,409 |
| Premises and equipment expense | $188,000 | 5,392 |
| Additional noninterest expense | $823,000 | 4,596 |
| Pre-tax net operating income | $2,033,000 | 2,330 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,033,000 | 2,077 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,033,000 | 2,075 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,033,000 | 2,078 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $1,429,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,033,000 | 1,957 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 3,561 |
| Total interest expense | $514,000 | 3,757 |
| Net interest income | $2,937,000 | 3,488 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $449,000 | 3,446 |
| Gross Fiduciary activities income | $109,000 | 776 |
| Service charges on deposit accounts | $201,000 | 2,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 4,183 |
| Total noninterest expense | $2,003,000 | 4,083 |
| Salaries and employee benefits | $1,333,000 | 3,439 |
| Premises and equipment expense | $124,000 | 5,440 |
| Additional noninterest expense | $546,000 | 4,615 |
| Pre-tax net operating income | $1,383,000 | 2,277 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,383,000 | 2,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,383,000 | 2,024 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,383,000 | 2,026 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $968,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,383,000 | 1,921 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 3,613 |
| Total interest expense | $263,000 | 3,819 |
| Net interest income | $1,456,000 | 3,538 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $224,000 | 3,436 |
| Gross Fiduciary activities income | $58,000 | 765 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $1,030,000 | 4,022 |
| Salaries and employee benefits | $704,000 | 3,330 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $265,000 | 4,721 |
| Pre-tax net operating income | $650,000 | 2,386 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $650,000 | 2,125 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $650,000 | 2,126 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $650,000 | 2,127 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $455,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $650,000 | 2,024 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,546 |
| Total interest expense | $1,280,000 | 3,816 |
| Net interest income | $6,099,000 | 3,425 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $929,000 | 3,244 |
| Gross Fiduciary activities income | $230,000 | 711 |
| Service charges on deposit accounts | $419,000 | 2,934 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $280,000 | 3,980 |
| Total noninterest expense | $4,219,000 | 3,965 |
| Salaries and employee benefits | $2,724,000 | 3,345 |
| Premises and equipment expense | $269,000 | 5,467 |
| Additional noninterest expense | $1,226,000 | 4,388 |
| Pre-tax net operating income | $2,809,000 | 1,951 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,809,000 | 1,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,809,000 | 1,713 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,809,000 | 1,714 |
| Net charge-offs | $104,000 | 4,935 |
| Cash dividends | $1,954,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,809,000 | 1,628 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 3,539 |
| Total interest expense | $992,000 | 3,852 |
| Net interest income | $4,646,000 | 3,390 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $697,000 | 3,256 |
| Gross Fiduciary activities income | $176,000 | 694 |
| Service charges on deposit accounts | $311,000 | 2,963 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $210,000 | 4,026 |
| Total noninterest expense | $3,167,000 | 3,968 |
| Salaries and employee benefits | $2,048,000 | 3,334 |
| Premises and equipment expense | $186,000 | 5,670 |
| Additional noninterest expense | $933,000 | 4,357 |
| Pre-tax net operating income | $2,176,000 | 1,957 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,176,000 | 1,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,176,000 | 1,710 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,176,000 | 1,710 |
| Net charge-offs | $108,000 | 4,355 |
| Cash dividends | $1,499,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,176,000 | 1,634 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 3,578 |
| Total interest expense | $675,000 | 3,904 |
| Net interest income | $3,078,000 | 3,419 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $461,000 | 3,274 |
| Gross Fiduciary activities income | $117,000 | 708 |
| Service charges on deposit accounts | $200,000 | 3,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,025 |
| Total noninterest expense | $2,102,000 | 4,041 |
| Salaries and employee benefits | $1,352,000 | 3,383 |
| Premises and equipment expense | $125,000 | 5,689 |
| Additional noninterest expense | $625,000 | 4,415 |
| Pre-tax net operating income | $1,437,000 | 1,951 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,437,000 | 1,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,437,000 | 1,681 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,437,000 | 1,681 |
| Net charge-offs | $110,000 | 3,749 |
| Cash dividends | $994,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,437,000 | 1,620 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 3,664 |
| Total interest expense | $341,000 | 3,983 |
| Net interest income | $1,476,000 | 3,517 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $220,000 | 3,392 |
| Gross Fiduciary activities income | $61,000 | 699 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,260 |
| Total noninterest expense | $1,071,000 | 4,007 |
| Salaries and employee benefits | $674,000 | 3,418 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $331,000 | 4,261 |
| Pre-tax net operating income | $625,000 | 2,154 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $625,000 | 1,851 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $625,000 | 1,850 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $625,000 | 1,851 |
| Net charge-offs | $95,000 | 2,783 |
| Cash dividends | $431,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $625,000 | 1,797 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,463,000 | 3,741 |
| Total interest expense | $1,480,000 | 4,295 |
| Net interest income | $5,983,000 | 3,475 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $959,000 | 3,296 |
| Gross Fiduciary activities income | $236,000 | 727 |
| Service charges on deposit accounts | $464,000 | 2,776 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $259,000 | 4,197 |
| Total noninterest expense | $4,203,000 | 4,076 |
| Salaries and employee benefits | $2,610,000 | 3,478 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $1,252,000 | 4,500 |
| Pre-tax net operating income | $2,574,000 | 1,844 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,574,000 | 1,595 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,574,000 | 1,595 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,574,000 | 1,597 |
| Net charge-offs | $42,000 | 6,025 |
| Cash dividends | $1,805,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,574,000 | 1,546 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 3,796 |
| Total interest expense | $1,111,000 | 4,443 |
| Net interest income | $4,530,000 | 3,496 |
| Provision for loan and lease losses | $165,000 | 5,139 |
| Total noninterest income | $721,000 | 3,335 |
| Gross Fiduciary activities income | $177,000 | 714 |
| Service charges on deposit accounts | $353,000 | 2,810 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $191,000 | 4,247 |
| Total noninterest expense | $3,173,000 | 4,063 |
| Salaries and employee benefits | $2,003,000 | 3,434 |
| Premises and equipment expense | $238,000 | 5,359 |
| Additional noninterest expense | $932,000 | 4,506 |
| Pre-tax net operating income | $1,913,000 | 1,970 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,913,000 | 1,727 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,913,000 | 1,730 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,913,000 | 1,730 |
| Net charge-offs | $38,000 | 5,700 |
| Cash dividends | $1,341,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,913,000 | 1,637 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 3,833 |
| Total interest expense | $737,000 | 4,544 |
| Net interest income | $3,018,000 | 3,495 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $485,000 | 3,271 |
| Gross Fiduciary activities income | $118,000 | 718 |
| Service charges on deposit accounts | $237,000 | 2,814 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $130,000 | 4,221 |
| Total noninterest expense | $2,122,000 | 4,071 |
| Salaries and employee benefits | $1,350,000 | 3,432 |
| Premises and equipment expense | $162,000 | 5,343 |
| Additional noninterest expense | $610,000 | 4,545 |
| Pre-tax net operating income | $1,261,000 | 1,976 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,261,000 | 1,724 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,261,000 | 1,723 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,261,000 | 1,724 |
| Net charge-offs | $20,000 | 5,512 |
| Cash dividends | $884,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,261,000 | 1,649 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,879 |
| Total interest expense | $368,000 | 4,695 |
| Net interest income | $1,522,000 | 3,513 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $236,000 | 3,317 |
| Gross Fiduciary activities income | $58,000 | 733 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $1,036,000 | 4,180 |
| Salaries and employee benefits | $659,000 | 3,548 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $677,000 | 1,879 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $677,000 | 1,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 1,613 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $677,000 | 1,613 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $454,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $677,000 | 1,549 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 3,895 |
| Total interest expense | $1,659,000 | 4,920 |
| Net interest income | $6,114,000 | 3,407 |
| Provision for loan and lease losses | $210,000 | 5,722 |
| Total noninterest income | $987,000 | 3,361 |
| Gross Fiduciary activities income | $232,000 | 721 |
| Service charges on deposit accounts | $488,000 | 2,948 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $267,000 | 4,170 |
| Total noninterest expense | $4,472,000 | 4,028 |
| Salaries and employee benefits | $2,796,000 | 3,395 |
| Premises and equipment expense | $376,000 | 5,146 |
| Additional noninterest expense | $1,300,000 | 4,507 |
| Pre-tax net operating income | $2,419,000 | 1,619 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,419,000 | 1,383 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,419,000 | 1,382 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,419,000 | 1,383 |
| Net charge-offs | $251,000 | 4,719 |
| Cash dividends | $2,592,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,419,000 | 1,353 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 3,948 |
| Total interest expense | $1,277,000 | 5,003 |
| Net interest income | $4,560,000 | 3,431 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $721,000 | 3,478 |
| Gross Fiduciary activities income | $168,000 | 730 |
| Service charges on deposit accounts | $356,000 | 3,015 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $197,000 | 4,307 |
| Total noninterest expense | $3,348,000 | 4,023 |
| Salaries and employee benefits | $2,087,000 | 3,421 |
| Premises and equipment expense | $277,000 | 5,225 |
| Additional noninterest expense | $984,000 | 4,443 |
| Pre-tax net operating income | $1,768,000 | 1,792 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,768,000 | 1,517 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,768,000 | 1,514 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,768,000 | 1,517 |
| Net charge-offs | $228,000 | 4,103 |
| Cash dividends | $2,124,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,768,000 | 1,481 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 3,966 |
| Total interest expense | $864,000 | 5,079 |
| Net interest income | $3,044,000 | 3,420 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $473,000 | 3,529 |
| Gross Fiduciary activities income | $111,000 | 740 |
| Service charges on deposit accounts | $234,000 | 3,018 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $128,000 | 4,389 |
| Total noninterest expense | $2,233,000 | 4,049 |
| Salaries and employee benefits | $1,384,000 | 3,467 |
| Premises and equipment expense | $181,000 | 5,327 |
| Additional noninterest expense | $668,000 | 4,396 |
| Pre-tax net operating income | $1,164,000 | 1,873 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,164,000 | 1,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,164,000 | 1,599 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,164,000 | 1,602 |
| Net charge-offs | $221,000 | 3,310 |
| Cash dividends | $1,697,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,164,000 | 1,576 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 4,003 |
| Total interest expense | $457,000 | 5,072 |
| Net interest income | $1,499,000 | 3,455 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $230,000 | 3,544 |
| Gross Fiduciary activities income | $50,000 | 771 |
| Service charges on deposit accounts | $114,000 | 3,008 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,056,000 | 4,138 |
| Salaries and employee benefits | $676,000 | 3,577 |
| Premises and equipment expense | $93,000 | 5,299 |
| Additional noninterest expense | $287,000 | 4,547 |
| Pre-tax net operating income | $598,000 | 2,060 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $598,000 | 1,808 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $598,000 | 1,809 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $598,000 | 1,810 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $420,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $598,000 | 1,703 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 4,164 |
| Total interest expense | $2,442,000 | 4,805 |
| Net interest income | $5,463,000 | 3,715 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,079,000 | 3,249 |
| Gross Fiduciary activities income | $286,000 | 701 |
| Service charges on deposit accounts | $473,000 | 3,134 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $320,000 | 3,994 |
| Total noninterest expense | $4,203,000 | 4,087 |
| Salaries and employee benefits | $2,583,000 | 3,685 |
| Premises and equipment expense | $352,000 | 5,409 |
| Additional noninterest expense | $1,268,000 | 4,105 |
| Pre-tax net operating income | $2,339,000 | 2,199 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,339,000 | 1,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,339,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 5,124 |
| Cash dividends | $1,699,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,339,000 | 1,827 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 4,249 |
| Total interest expense | $1,892,000 | 4,836 |
| Net interest income | $4,010,000 | 3,799 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $811,000 | 3,310 |
| Gross Fiduciary activities income | $200,000 | 719 |
| Service charges on deposit accounts | $359,000 | 3,124 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $2,996,000 | 4,227 |
| Salaries and employee benefits | $1,922,000 | 3,729 |
| Premises and equipment expense | $263,000 | 5,450 |
| Additional noninterest expense | $811,000 | 4,526 |
| Pre-tax net operating income | $1,825,000 | 2,466 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,825,000 | 1,935 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,825,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,587 |
| Cash dividends | $1,247,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,825,000 | 2,040 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 4,326 |
| Total interest expense | $1,301,000 | 4,880 |
| Net interest income | $2,602,000 | 3,865 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $530,000 | 3,390 |
| Gross Fiduciary activities income | $97,000 | 808 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $195,000 | 3,822 |
| Total noninterest expense | $1,948,000 | 4,323 |
| Salaries and employee benefits | $1,284,000 | 3,766 |
| Premises and equipment expense | $168,000 | 5,598 |
| Additional noninterest expense | $496,000 | 4,745 |
| Pre-tax net operating income | $1,184,000 | 2,610 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,184,000 | 2,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,184,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $811,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,184,000 | 2,180 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 4,380 |
| Total interest expense | $684,000 | 4,940 |
| Net interest income | $1,281,000 | 3,906 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $217,000 | 3,828 |
| Gross Fiduciary activities income | $42,000 | 840 |
| Service charges on deposit accounts | $115,000 | 3,148 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,693 |
| Total noninterest expense | $969,000 | 4,331 |
| Salaries and employee benefits | $645,000 | 3,768 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $242,000 | 4,793 |
| Pre-tax net operating income | $529,000 | 2,957 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $529,000 | 2,562 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $529,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $372,000 | 1,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $529,000 | 2,494 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,499,000 | 4,550 |
| Total interest expense | $2,719,000 | 5,055 |
| Net interest income | $4,780,000 | 4,134 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $945,000 | 3,649 |
| Gross Fiduciary activities income | $233,000 | 771 |
| Service charges on deposit accounts | $495,000 | 3,080 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $217,000 | 4,895 |
| Total noninterest expense | $3,772,000 | 4,301 |
| Salaries and employee benefits | $2,411,000 | 3,831 |
| Premises and equipment expense | $347,000 | 5,429 |
| Additional noninterest expense | $1,014,000 | 4,622 |
| Pre-tax net operating income | $1,843,000 | 3,500 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,843,000 | 3,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,843,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $1,286,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,843,000 | 3,001 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 4,589 |
| Total interest expense | $1,982,000 | 5,134 |
| Net interest income | $3,582,000 | 4,151 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $676,000 | 3,755 |
| Gross Fiduciary activities income | $149,000 | 799 |
| Service charges on deposit accounts | $365,000 | 3,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $162,000 | 4,920 |
| Total noninterest expense | $2,812,000 | 4,289 |
| Salaries and employee benefits | $1,778,000 | 3,862 |
| Premises and equipment expense | $277,000 | 5,245 |
| Additional noninterest expense | $757,000 | 4,565 |
| Pre-tax net operating income | $1,356,000 | 3,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,356,000 | 3,191 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,356,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $944,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,356,000 | 3,175 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 4,639 |
| Total interest expense | $1,286,000 | 5,221 |
| Net interest income | $2,377,000 | 4,196 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $89,000 | 838 |
| Service charges on deposit accounts | $233,000 | 3,168 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $1,849,000 | 4,362 |
| Salaries and employee benefits | $1,156,000 | 3,964 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $515,000 | 4,483 |
| Pre-tax net operating income | $897,000 | 3,764 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $897,000 | 3,253 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $897,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,180 |
| Cash dividends | $627,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $897,000 | 3,234 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,673 |
| Total interest expense | $626,000 | 5,270 |
| Net interest income | $1,191,000 | 4,188 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $212,000 | 3,888 |
| Gross Fiduciary activities income | $44,000 | 841 |
| Service charges on deposit accounts | $115,000 | 3,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $925,000 | 4,368 |
| Salaries and employee benefits | $571,000 | 4,020 |
| Premises and equipment expense | $85,000 | 5,524 |
| Additional noninterest expense | $269,000 | 4,293 |
| Pre-tax net operating income | $448,000 | 3,763 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $448,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $316,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $448,000 | 3,219 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,186,000 | 4,493 |
| Total interest expense | $2,235,000 | 5,114 |
| Net interest income | $4,951,000 | 4,030 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $887,000 | 3,807 |
| Gross Fiduciary activities income | $201,000 | 798 |
| Service charges on deposit accounts | $499,000 | 3,062 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $3,670,000 | 4,244 |
| Salaries and employee benefits | $2,358,000 | 3,772 |
| Premises and equipment expense | $305,000 | 5,709 |
| Additional noninterest expense | $1,007,000 | 4,490 |
| Pre-tax net operating income | $1,958,000 | 3,698 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,958,000 | 3,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,958,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,402 |
| Cash dividends | $4,360,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,958,000 | 3,132 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 4,463 |
| Total interest expense | $1,629,000 | 5,122 |
| Net interest income | $3,787,000 | 4,000 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $656,000 | 3,849 |
| Gross Fiduciary activities income | $148,000 | 795 |
| Service charges on deposit accounts | $373,000 | 3,076 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 5,319 |
| Total noninterest expense | $2,801,000 | 4,173 |
| Salaries and employee benefits | $1,793,000 | 3,740 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $761,000 | 4,443 |
| Pre-tax net operating income | $1,462,000 | 3,842 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,462,000 | 3,258 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,462,000 | 3,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,417 |
| Cash dividends | $4,023,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,462,000 | 3,247 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 4,395 |
| Total interest expense | $1,058,000 | 5,084 |
| Net interest income | $2,575,000 | 3,959 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $429,000 | 3,881 |
| Gross Fiduciary activities income | $100,000 | 805 |
| Service charges on deposit accounts | $242,000 | 3,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $1,904,000 | 4,131 |
| Salaries and employee benefits | $1,220,000 | 3,701 |
| Premises and equipment expense | $167,000 | 5,481 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $950,000 | 3,914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $950,000 | 3,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $950,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,484 |
| Cash dividends | $3,680,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $950,000 | 3,324 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 4,361 |
| Total interest expense | $514,000 | 5,038 |
| Net interest income | $1,299,000 | 3,941 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $217,000 | 3,804 |
| Gross Fiduciary activities income | $51,000 | 803 |
| Service charges on deposit accounts | $118,000 | 3,110 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $948,000 | 4,160 |
| Salaries and employee benefits | $601,000 | 3,762 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $262,000 | 4,319 |
| Pre-tax net operating income | $493,000 | 3,768 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $493,000 | 3,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,567 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $493,000 | 3,173 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 4,082 |
| Total interest expense | $1,525,000 | 5,191 |
| Net interest income | $5,626,000 | 3,608 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $3,825,000 | 1,328 |
| Gross Fiduciary activities income | $200,000 | 800 |
| Service charges on deposit accounts | $499,000 | 3,060 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,126,000 | 987 |
| Total noninterest expense | $5,086,000 | 3,192 |
| Salaries and employee benefits | $3,523,000 | 2,588 |
| Premises and equipment expense | $309,000 | 5,641 |
| Additional noninterest expense | $1,254,000 | 3,730 |
| Pre-tax net operating income | $3,865,000 | 2,280 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $3,820,000 | 1,808 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,820,000 | 1,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,610 |
| Cash dividends | $2,650,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,820,000 | 1,780 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 4,024 |
| Total interest expense | $1,078,000 | 5,239 |
| Net interest income | $4,307,000 | 3,539 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $778,000 | 3,471 |
| Gross Fiduciary activities income | $147,000 | 791 |
| Service charges on deposit accounts | $372,000 | 3,064 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,063 |
| Total noninterest expense | $2,978,000 | 3,859 |
| Salaries and employee benefits | $1,792,000 | 3,586 |
| Premises and equipment expense | $246,000 | 5,485 |
| Additional noninterest expense | $940,000 | 3,678 |
| Pre-tax net operating income | $1,882,000 | 3,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $26,000 | 6,161 |
| Income before extraordinary items | $1,856,000 | 2,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,856,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $1,296,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,856,000 | 2,595 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 4,202 |
| Total interest expense | $685,000 | 5,218 |
| Net interest income | $2,617,000 | 3,788 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $565,000 | 3,248 |
| Gross Fiduciary activities income | $93,000 | 816 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $224,000 | 3,569 |
| Total noninterest expense | $1,955,000 | 3,880 |
| Salaries and employee benefits | $1,158,000 | 3,668 |
| Premises and equipment expense | $167,000 | 5,410 |
| Additional noninterest expense | $630,000 | 3,652 |
| Pre-tax net operating income | $1,077,000 | 3,525 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $1,070,000 | 2,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,070,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,718 |
| Cash dividends | $748,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,070,000 | 2,897 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 4,255 |
| Total interest expense | $326,000 | 5,259 |
| Net interest income | $1,287,000 | 3,827 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $323,000 | 2,884 |
| Gross Fiduciary activities income | $47,000 | 823 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,889 |
| Total noninterest expense | $1,011,000 | 3,813 |
| Salaries and employee benefits | $568,000 | 3,724 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $353,000 | 3,336 |
| Pre-tax net operating income | $524,000 | 3,553 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $523,000 | 2,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $523,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $523,000 | 2,896 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 4,056 |
| Total interest expense | $1,202,000 | 5,112 |
| Net interest income | $5,218,000 | 3,687 |
| Provision for loan and lease losses | $675,000 | 1,497 |
| Total noninterest income | $1,184,000 | 3,156 |
| Gross Fiduciary activities income | $191,000 | 800 |
| Service charges on deposit accounts | $544,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $449,000 | 3,510 |
| Total noninterest expense | $3,643,000 | 4,047 |
| Salaries and employee benefits | $2,239,000 | 3,649 |
| Premises and equipment expense | $250,000 | 6,186 |
| Additional noninterest expense | $1,154,000 | 3,870 |
| Pre-tax net operating income | $2,084,000 | 3,405 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $2,036,000 | 2,864 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,036,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 845 |
| Cash dividends | $1,510,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,038,940 | 2,800 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 3,989 |
| Total interest expense | $901,000 | 5,083 |
| Net interest income | $4,002,000 | 3,598 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $945,000 | 3,045 |
| Gross Fiduciary activities income | $140,000 | 801 |
| Service charges on deposit accounts | $425,000 | 2,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $380,000 | 3,286 |
| Total noninterest expense | $2,671,000 | 4,089 |
| Salaries and employee benefits | $1,658,000 | 3,668 |
| Premises and equipment expense | $168,000 | 6,459 |
| Additional noninterest expense | $845,000 | 3,915 |
| Pre-tax net operating income | $2,006,000 | 2,872 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $35,000 | 6,189 |
| Income before extraordinary items | $1,968,000 | 2,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,968,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,447 |
| Cash dividends | $1,409,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,970,940 | 2,299 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,016 |
| Total interest expense | $603,000 | 5,085 |
| Net interest income | $2,643,000 | 3,620 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $699,000 | 2,834 |
| Gross Fiduciary activities income | $93,000 | 811 |
| Service charges on deposit accounts | $288,000 | 2,804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 2,892 |
| Total noninterest expense | $1,753,000 | 4,159 |
| Salaries and employee benefits | $1,080,000 | 3,750 |
| Premises and equipment expense | $96,000 | 6,873 |
| Additional noninterest expense | $577,000 | 3,860 |
| Pre-tax net operating income | $1,424,000 | 2,695 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $1,397,000 | 2,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,397,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $997,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,399,940 | 2,138 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 4,050 |
| Total interest expense | $313,000 | 5,039 |
| Net interest income | $1,294,000 | 3,663 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $409,000 | 2,502 |
| Gross Fiduciary activities income | $36,000 | 876 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $232,000 | 2,245 |
| Total noninterest expense | $870,000 | 4,199 |
| Salaries and employee benefits | $519,000 | 3,891 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $308,000 | 3,671 |
| Pre-tax net operating income | $773,000 | 2,491 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $757,000 | 2,033 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $757,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $759,940 | 1,949 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,157 |
| Total interest expense | $1,552,000 | 4,767 |
| Net interest income | $4,763,000 | 3,825 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,015,000 | 3,699 |
| Gross Fiduciary activities income | $160,000 | 857 |
| Service charges on deposit accounts | $536,000 | 2,942 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $319,000 | 4,381 |
| Total noninterest expense | $3,479,000 | 4,140 |
| Salaries and employee benefits | $2,045,000 | 3,853 |
| Premises and equipment expense | $283,000 | 5,834 |
| Additional noninterest expense | $1,151,000 | 3,844 |
| Pre-tax net operating income | $1,999,000 | 3,405 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $45,000 | 6,359 |
| Income before extraordinary items | $1,954,000 | 2,914 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,954,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,779 |
| Cash dividends | $1,353,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,954,000 | 2,789 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 4,294 |
| Total interest expense | $1,203,000 | 4,813 |
| Net interest income | $3,402,000 | 3,993 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $764,000 | 3,741 |
| Gross Fiduciary activities income | $122,000 | 864 |
| Service charges on deposit accounts | $394,000 | 2,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 4,394 |
| Total noninterest expense | $2,544,000 | 4,210 |
| Salaries and employee benefits | $1,504,000 | 3,901 |
| Premises and equipment expense | $201,000 | 5,994 |
| Additional noninterest expense | $839,000 | 3,932 |
| Pre-tax net operating income | $1,397,000 | 3,671 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $32,000 | 6,525 |
| Income before extraordinary items | $1,365,000 | 3,184 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,365,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $942,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,365,000 | 3,030 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 4,442 |
| Total interest expense | $785,000 | 4,988 |
| Net interest income | $2,157,000 | 4,161 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $471,000 | 3,873 |
| Gross Fiduciary activities income | $66,000 | 916 |
| Service charges on deposit accounts | $252,000 | 3,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $153,000 | 4,540 |
| Total noninterest expense | $1,664,000 | 4,277 |
| Salaries and employee benefits | $979,000 | 3,990 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $570,000 | 3,858 |
| Pre-tax net operating income | $814,000 | 4,008 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $796,000 | 3,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $796,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $559,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $796,000 | 3,328 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 4,684 |
| Total interest expense | $342,000 | 5,512 |
| Net interest income | $1,033,000 | 4,295 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $198,000 | 4,189 |
| Gross Fiduciary activities income | $31,000 | 940 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $759,000 | 4,533 |
| Salaries and employee benefits | $457,000 | 4,194 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $397,000 | 4,050 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $392,000 | 3,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $392,000 | 3,339 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 4,509 |
| Total interest expense | $1,725,000 | 5,277 |
| Net interest income | $4,363,000 | 4,087 |
| Provision for loan and lease losses | $410,000 | 2,777 |
| Total noninterest income | $1,000,000 | 3,487 |
| Gross Fiduciary activities income | $268,000 | 747 |
| Service charges on deposit accounts | $446,000 | 3,252 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 4,356 |
| Total noninterest expense | $2,761,000 | 4,733 |
| Salaries and employee benefits | $1,721,000 | 4,232 |
| Premises and equipment expense | $180,000 | 7,029 |
| Additional noninterest expense | $860,000 | 4,682 |
| Pre-tax net operating income | $2,192,000 | 3,217 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $376,000 | 4,015 |
| Income before extraordinary items | $1,816,000 | 3,002 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,816,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,352 |
| Cash dividends | $1,280,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,816,000 | 2,923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 4,461 |
| Total interest expense | $2,913,000 | 4,841 |
| Net interest income | $4,029,000 | 4,107 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $987,000 | 3,370 |
| Gross Fiduciary activities income | $146,000 | 907 |
| Service charges on deposit accounts | $457,000 | 3,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $384,000 | 3,624 |
| Total noninterest expense | $2,647,000 | 4,770 |
| Salaries and employee benefits | $1,693,000 | 4,117 |
| Premises and equipment expense | $165,000 | 7,288 |
| Additional noninterest expense | $789,000 | 4,826 |
| Pre-tax net operating income | $2,189,000 | 2,970 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $706,000 | 2,655 |
| Income before extraordinary items | $1,483,000 | 3,249 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,483,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,244 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,483,000 | 3,144 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,177,000 | 4,488 |
| Total interest expense | $3,157,000 | 4,731 |
| Net interest income | $4,020,000 | 4,169 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $911,000 | 3,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $522,000 | 2,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,416 |
| Total noninterest expense | $2,502,000 | 4,851 |
| Salaries and employee benefits | $1,593,000 | 4,162 |
| Premises and equipment expense | $152,000 | 7,569 |
| Additional noninterest expense | $757,000 | 4,912 |
| Pre-tax net operating income | $2,249,000 | 3,037 |
| Securities gains (losses) | $-154,000 | 9,523 |
| Applicable income taxes | $686,000 | 2,832 |
| Income before extraordinary items | $1,409,000 | 3,417 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,409,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,511 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,512,180 | 3,228 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,567,000 | 4,632 |
| Total interest expense | $2,780,000 | 4,882 |
| Net interest income | $3,787,000 | 4,369 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $929,000 | 3,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 3,246 |
| Total noninterest expense | $2,498,000 | 4,893 |
| Salaries and employee benefits | $1,625,000 | 4,068 |
| Premises and equipment expense | $155,000 | 7,576 |
| Additional noninterest expense | $718,000 | 5,158 |
| Pre-tax net operating income | $1,978,000 | 3,368 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $654,000 | 3,036 |
| Income before extraordinary items | $1,324,000 | 3,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,324,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $750,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,324,000 | 3,554 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,500,000 | 4,675 |
| Total interest expense | $2,680,000 | 5,124 |
| Net interest income | $3,820,000 | 4,282 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $690,000 | 4,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,592 |
| Total noninterest expense | $2,258,000 | 5,120 |
| Salaries and employee benefits | $1,448,000 | 4,356 |
| Premises and equipment expense | $165,000 | 7,336 |
| Additional noninterest expense | $645,000 | 5,476 |
| Pre-tax net operating income | $1,952,000 | 3,402 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $692,000 | 3,061 |
| Income before extraordinary items | $1,260,000 | 3,773 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,260,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 1,902 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,260,000 | 3,686 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 4,834 |
| Total interest expense | $2,585,000 | 5,287 |
| Net interest income | $3,794,000 | 4,426 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $613,000 | 4,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 2,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,269 |
| Total noninterest expense | $2,240,000 | 5,221 |
| Salaries and employee benefits | $1,439,000 | 4,402 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $643,000 | 5,544 |
| Pre-tax net operating income | $1,927,000 | 3,670 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $683,000 | 3,297 |
| Income before extraordinary items | $1,244,000 | 3,934 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,244,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,040 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,244,000 | 3,866 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 4,991 |
| Total interest expense | $2,535,000 | 5,454 |
| Net interest income | $3,778,000 | 4,531 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $599,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $2,319,000 | 5,305 |
| Salaries and employee benefits | $1,438,000 | 4,482 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $663,000 | 5,957 |
| Pre-tax net operating income | $1,938,000 | 3,492 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $693,000 | 3,205 |
| Income before extraordinary items | $1,222,000 | 3,814 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,222,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,939 |
| Cash dividends | $475,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,236,720 | 3,729 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 5,334 |
| Total interest expense | $2,327,000 | 5,845 |
| Net interest income | $3,486,000 | 4,893 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $592,000 | 4,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,990 |
| Total noninterest expense | $2,277,000 | 5,406 |
| Salaries and employee benefits | $1,390,000 | 4,588 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $692,000 | 5,911 |
| Pre-tax net operating income | $1,801,000 | 3,843 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $652,000 | 3,438 |
| Income before extraordinary items | $1,127,000 | 4,164 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,127,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,141,080 | 4,101 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 5,903 |
| Total interest expense | $1,633,000 | 6,520 |
| Net interest income | $3,117,000 | 5,444 |
| Provision for loan and lease losses | $-250,000 | 12,365 |
| Total noninterest income | $601,000 | 4,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $2,229,000 | 5,678 |
| Salaries and employee benefits | $1,308,000 | 4,847 |
| Premises and equipment expense | $211,000 | 7,199 |
| Additional noninterest expense | $710,000 | 6,248 |
| Pre-tax net operating income | $1,739,000 | 3,878 |
| Securities gains (losses) | $-151,000 | 11,795 |
| Applicable income taxes | $592,000 | 3,553 |
| Income before extraordinary items | $996,000 | 4,565 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $996,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-256,000 | 12,453 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,092,640 | 4,255 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 6,552 |
| Total interest expense | $1,469,000 | 7,308 |
| Net interest income | $2,802,000 | 5,972 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $601,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 5,118 |
| Total noninterest expense | $2,085,000 | 6,111 |
| Salaries and employee benefits | $1,169,000 | 5,350 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $690,000 | 6,635 |
| Pre-tax net operating income | $1,288,000 | 4,898 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $369,000 | 5,305 |
| Income before extraordinary items | $919,000 | 5,013 |
| Extraordinary gains, net | $-148,000 | 13,002 |
| Net income | $771,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $919,000 | 4,784 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 6,896 |
| Total interest expense | $1,871,000 | 7,419 |
| Net interest income | $2,632,000 | 6,354 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $546,000 | 5,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,992 |
| Total noninterest expense | $2,054,000 | 6,237 |
| Salaries and employee benefits | $1,073,000 | 5,687 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $737,000 | 6,504 |
| Pre-tax net operating income | $824,000 | 6,455 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $285,000 | 6,142 |
| Income before extraordinary items | $590,000 | 6,643 |
| Extraordinary gains, net | $285,000 | 319 |
| Net income | $875,000 | 5,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 5,373 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $555,830 | 6,522 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.