Home > City Bank and Trust Company > Income and Expense
City Bank and Trust Company, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,363,000 | 1,172 |
| Total interest expense | $12,436,000 | 1,301 |
| Net interest income | $16,927,000 | 1,069 |
| Provision for loan and lease losses | $697,000 | 1,334 |
| Total noninterest income | $5,142,000 | 935 |
| Gross Fiduciary activities income | $2,150,000 | 348 |
| Service charges on deposit accounts | $1,853,000 | 721 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,139,000 | 1,654 |
| Total noninterest expense | $10,897,000 | 1,320 |
| Salaries and employee benefits | $4,451,000 | 1,493 |
| Premises and equipment expense | $2,426,000 | 898 |
| Additional noninterest expense | $4,020,000 | 1,351 |
| Pre-tax net operating income | $10,475,000 | 760 |
| Securities gains (losses) | $61,000 | 1,215 |
| Applicable income taxes | $3,311,000 | 801 |
| Income before extraordinary items | $7,225,000 | 758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,225,000 | 759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,307 |
| Cash dividends | $7,180,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,182,910 | 738 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,882,000 | 1,281 |
| Total interest expense | $10,154,000 | 1,575 |
| Net interest income | $16,728,000 | 1,097 |
| Provision for loan and lease losses | $309,000 | 2,234 |
| Total noninterest income | $4,812,000 | 983 |
| Gross Fiduciary activities income | $2,012,000 | 372 |
| Service charges on deposit accounts | $1,521,000 | 873 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,279,000 | 1,525 |
| Total noninterest expense | $12,000,000 | 1,216 |
| Salaries and employee benefits | $5,383,000 | 1,240 |
| Premises and equipment expense | $2,264,000 | 946 |
| Additional noninterest expense | $4,353,000 | 1,251 |
| Pre-tax net operating income | $9,231,000 | 883 |
| Securities gains (losses) | $17,000 | 2,020 |
| Applicable income taxes | $2,838,000 | 953 |
| Income before extraordinary items | $6,410,000 | 868 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,410,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $6,313,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,398,270 | 858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,709,000 | 1,218 |
| Total interest expense | $8,976,000 | 1,445 |
| Net interest income | $16,733,000 | 1,102 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $4,450,000 | 1,002 |
| Gross Fiduciary activities income | $2,008,000 | 369 |
| Service charges on deposit accounts | $1,371,000 | 963 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,071,000 | 1,759 |
| Total noninterest expense | $11,992,000 | 1,240 |
| Salaries and employee benefits | $5,427,000 | 1,238 |
| Premises and equipment expense | $2,363,000 | 904 |
| Additional noninterest expense | $4,202,000 | 1,356 |
| Pre-tax net operating income | $9,041,000 | 858 |
| Securities gains (losses) | $130,000 | 668 |
| Applicable income taxes | $2,825,000 | 925 |
| Income before extraordinary items | $6,346,000 | 829 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,346,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,436 |
| Cash dividends | $5,303,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,256,300 | 835 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,483,000 | 1,206 |
| Total interest expense | $9,244,000 | 1,446 |
| Net interest income | $17,239,000 | 1,066 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $4,201,000 | 1,121 |
| Gross Fiduciary activities income | $2,015,000 | 376 |
| Service charges on deposit accounts | $1,472,000 | 893 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $714,000 | 2,560 |
| Total noninterest expense | $13,983,000 | 1,122 |
| Salaries and employee benefits | $7,390,000 | 915 |
| Premises and equipment expense | $2,331,000 | 949 |
| Additional noninterest expense | $4,262,000 | 1,435 |
| Pre-tax net operating income | $7,307,000 | 975 |
| Securities gains (losses) | $1,595,000 | 372 |
| Applicable income taxes | $2,710,000 | 942 |
| Income before extraordinary items | $6,192,000 | 848 |
| Extraordinary gains, net | $-543,000 | 13,172 |
| Net income | $5,649,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,075,500 | 950 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,585,000 | 1,241 |
| Total interest expense | $12,119,000 | 1,463 |
| Net interest income | $17,466,000 | 1,060 |
| Provision for loan and lease losses | $312,000 | 4,019 |
| Total noninterest income | $3,627,000 | 1,236 |
| Gross Fiduciary activities income | $2,014,000 | 382 |
| Service charges on deposit accounts | $1,265,000 | 1,030 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $13,056,000 | 1,220 |
| Salaries and employee benefits | $7,311,000 | 929 |
| Premises and equipment expense | $1,954,000 | 1,139 |
| Additional noninterest expense | $3,791,000 | 1,658 |
| Pre-tax net operating income | $7,725,000 | 835 |
| Securities gains (losses) | $1,765,000 | 441 |
| Applicable income taxes | $2,864,000 | 822 |
| Income before extraordinary items | $6,626,000 | 714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,626,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $10,739,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,390,500 | 805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.