City Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,214,000 | 2,216 |
| Total interest expense | $6,421,000 | 2,404 |
| Net interest income | $8,793,000 | 2,038 |
| Provision for loan and lease losses | $1,649,000 | 715 |
| Total noninterest income | $1,188,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $675,000 | 2,004 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $513,000 | 2,865 |
| Total noninterest expense | $6,612,000 | 2,093 |
| Salaries and employee benefits | $2,516,000 | 2,685 |
| Premises and equipment expense | $1,240,000 | 1,644 |
| Additional noninterest expense | $2,856,000 | 1,815 |
| Pre-tax net operating income | $1,720,000 | 3,873 |
| Securities gains (losses) | $56,000 | 1,263 |
| Applicable income taxes | $554,000 | 3,816 |
| Income before extraordinary items | $1,222,000 | 3,814 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,222,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $697,000 | 1,116 |
| Cash dividends | $1,656,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,183,360 | 3,873 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,783,000 | 2,616 |
| Total interest expense | $4,849,000 | 3,105 |
| Net interest income | $7,934,000 | 2,267 |
| Provision for loan and lease losses | $288,000 | 2,355 |
| Total noninterest income | $1,191,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $672,000 | 2,007 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $519,000 | 2,800 |
| Total noninterest expense | $6,689,000 | 2,064 |
| Salaries and employee benefits | $2,879,000 | 2,306 |
| Premises and equipment expense | $1,326,000 | 1,539 |
| Additional noninterest expense | $2,484,000 | 2,007 |
| Pre-tax net operating income | $2,148,000 | 3,273 |
| Securities gains (losses) | $58,000 | 1,212 |
| Applicable income taxes | $701,000 | 3,232 |
| Income before extraordinary items | $1,505,000 | 3,240 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,505,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,067 |
| Cash dividends | $1,449,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,465,560 | 3,287 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,992,000 | 2,525 |
| Total interest expense | $3,784,000 | 3,231 |
| Net interest income | $8,208,000 | 2,198 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $935,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $610,000 | 2,232 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $325,000 | 3,880 |
| Total noninterest expense | $6,416,000 | 2,195 |
| Salaries and employee benefits | $3,081,000 | 2,150 |
| Premises and equipment expense | $1,266,000 | 1,634 |
| Additional noninterest expense | $2,069,000 | 2,500 |
| Pre-tax net operating income | $2,463,000 | 2,870 |
| Securities gains (losses) | $59,000 | 1,053 |
| Applicable income taxes | $789,000 | 2,807 |
| Income before extraordinary items | $1,733,000 | 2,797 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,733,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,914 |
| Cash dividends | $1,121,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,692,290 | 2,878 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,525,000 | 2,463 |
| Total interest expense | $3,976,000 | 3,189 |
| Net interest income | $8,549,000 | 2,108 |
| Provision for loan and lease losses | $136,000 | 4,901 |
| Total noninterest income | $1,204,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $618,000 | 2,223 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $586,000 | 2,933 |
| Total noninterest expense | $6,462,000 | 2,243 |
| Salaries and employee benefits | $3,310,000 | 2,017 |
| Premises and equipment expense | $1,197,000 | 1,753 |
| Additional noninterest expense | $1,955,000 | 2,787 |
| Pre-tax net operating income | $3,155,000 | 2,163 |
| Securities gains (losses) | $107,000 | 2,403 |
| Applicable income taxes | $868,000 | 2,584 |
| Income before extraordinary items | $2,394,000 | 2,086 |
| Extraordinary gains, net | $-409,000 | 13,151 |
| Net income | $1,985,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,315,890 | 2,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,324,000 | 2,647 |
| Total interest expense | $5,228,000 | 3,176 |
| Net interest income | $8,096,000 | 2,246 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $974,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $578,000 | 2,385 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $396,000 | 3,731 |
| Total noninterest expense | $5,919,000 | 2,453 |
| Salaries and employee benefits | $3,065,000 | 2,140 |
| Premises and equipment expense | $1,032,000 | 2,035 |
| Additional noninterest expense | $1,822,000 | 3,028 |
| Pre-tax net operating income | $2,911,000 | 2,137 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $909,000 | 2,300 |
| Income before extraordinary items | $2,073,000 | 2,210 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,073,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $3,550,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,023,300 | 2,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.