Home > City Bank > Income and Expense

City Bank, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$6,830,0001,183
Total interest expense$6,759,000330
Net interest income$71,0007,862
Provision for loan and lease losses$06,552
Total noninterest income$-5,947,0007,928
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$74,0003,727
Trading account gains and fees$0175
Additional Noninterest Income$-6,021,0007,936
Total noninterest expense$10,180,000504
Salaries and employee benefits$2,113,0001,176
Premises and equipment expense$1,007,000664
Additional noninterest expense$7,060,000290
Pre-tax net operating income$-16,056,0007,874
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-16,056,0007,875
Extraordinary gains, net$016
Net income$-16,056,0007,876
Minority interest net income$091
Net income of bank and minority interests.$-16,056,0007,876
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-16,056,0007,876
2009-12-31 (YTD Data)Rank
Total interest income$39,936,000841
Total interest expense$36,052,000314
Net interest income$3,884,0004,640
Provision for loan and lease losses$105,598,000142
Total noninterest income$2,812,0001,697
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$352,0003,574
Trading account gains and fees$0211
Additional Noninterest Income$2,460,0001,190
Total noninterest expense$67,776,000333
Salaries and employee benefits$5,946,0001,671
Premises and equipment expense$2,336,0001,164
Additional noninterest expense$59,494,000194
Pre-tax net operating income$-166,678,0007,962
Securities gains (losses)$03,754
Applicable income taxes$-47,178,0007,967
Income before extraordinary items$-119,500,0007,947
Extraordinary gains, net$034
Net income$-119,500,0007,946
Minority interest net income$0115
Net income of bank and minority interests.$-119,500,0007,946
Net charge-offs$124,916,000106
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-119,500,0007,947
2009-09-30 (YTD Data)Rank
Total interest income$32,171,000796
Total interest expense$28,047,000330
Net interest income$4,124,0003,715
Provision for loan and lease losses$42,299,000231
Total noninterest income$2,287,0001,607
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$265,0003,582
Trading account gains and fees$0212
Additional Noninterest Income$2,022,0001,135
Total noninterest expense$36,093,000448
Salaries and employee benefits$6,524,0001,133
Premises and equipment expense$1,643,0001,253
Additional noninterest expense$27,926,000277
Pre-tax net operating income$-71,981,0008,013
Securities gains (losses)$03,497
Applicable income taxes$-5,638,0007,915
Income before extraordinary items$-66,343,0008,010
Extraordinary gains, net$027
Net income$-66,343,0008,009
Minority interest net income$0118
Net income of bank and minority interests.$-66,343,0008,009
Net charge-offs$15,544,000373
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-66,343,0008,013
2009-06-30 (YTD Data)Rank
Total interest income$23,663,000733
Total interest expense$19,455,000335
Net interest income$4,208,0002,576
Provision for loan and lease losses$16,876,000333
Total noninterest income$1,586,0001,577
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$180,0003,512
Trading account gains and fees$0193
Additional Noninterest Income$1,406,0001,149
Total noninterest expense$25,002,000448
Salaries and employee benefits$4,294,0001,181
Premises and equipment expense$1,080,0001,300
Additional noninterest expense$19,628,000267
Pre-tax net operating income$-36,084,0008,073
Securities gains (losses)$03,136
Applicable income taxes$-5,304,0008,044
Income before extraordinary items$-30,780,0008,078
Extraordinary gains, net$021
Net income$-30,780,0008,077
Minority interest net income$0112
Net income of bank and minority interests.$-30,780,0008,077
Net charge-offs$4,932,000586
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-30,780,0008,072
2009-03-31 (YTD Data)Rank
Total interest income$13,328,000650
Total interest expense$9,947,000342
Net interest income$3,381,0001,652
Provision for loan and lease losses$5,626,000379
Total noninterest income$832,0001,509
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$92,0003,418
Trading account gains and fees$0171
Additional Noninterest Income$740,0001,075
Total noninterest expense$10,761,000486
Salaries and employee benefits$1,744,0001,501
Premises and equipment expense$552,0001,295
Additional noninterest expense$8,465,000259
Pre-tax net operating income$-12,174,0008,118
Securities gains (losses)$02,434
Applicable income taxes$-4,150,0008,144
Income before extraordinary items$-8,024,0008,104
Extraordinary gains, net$015
Net income$-8,024,0008,104
Minority interest net income$0102
Net income of bank and minority interests.$-8,024,0008,104
Net charge-offs$56,0003,442
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-8,024,0008,105
2008-12-31 (YTD Data)Rank
Total interest income$98,353,000396
Total interest expense$41,781,000386
Net interest income$56,572,000402
Provision for loan and lease losses$119,051,000105
Total noninterest income$4,621,0001,135
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$372,0003,600
Trading account gains and fees$0154
Additional Noninterest Income$4,249,000741
Total noninterest expense$35,691,000556
Salaries and employee benefits$7,631,0001,333
Premises and equipment expense$2,097,0001,303
Additional noninterest expense$25,963,000330
Pre-tax net operating income$-93,549,0008,236
Securities gains (losses)$03,220
Applicable income taxes$-32,706,0008,244
Income before extraordinary items$-60,843,0008,202
Extraordinary gains, net$039
Net income$-60,843,0008,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,330,00086
Cash dividends$8,038,000358
Sale, conversion, retirement of capital stock, net$349,000633
Net operating income$-60,843,0008,208
2008-09-30 (YTD Data)Rank
Total interest income$82,260,000375
Total interest expense$31,574,000402
Net interest income$50,686,000349
Provision for loan and lease losses$33,100,000179
Total noninterest income$3,891,0001,071
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$279,0003,631
Trading account gains and fees$0148
Additional Noninterest Income$3,612,000722
Total noninterest expense$15,222,000978
Salaries and employee benefits$7,631,0001,006
Premises and equipment expense$1,613,0001,280
Additional noninterest expense$5,978,000779
Pre-tax net operating income$6,255,000806
Securities gains (losses)$03,106
Applicable income taxes$2,214,000597
Income before extraordinary items$4,041,000901
Extraordinary gains, net$031
Net income$4,041,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,095,000386
Cash dividends$7,092,000323
Sale, conversion, retirement of capital stock, net$349,000465
Net operating income$4,041,000969
2008-06-30 (YTD Data)Rank
Total interest income$57,024,000373
Total interest expense$21,505,000410
Net interest income$35,519,000339
Provision for loan and lease losses$5,100,000424
Total noninterest income$2,746,0001,031
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$184,0003,650
Trading account gains and fees$0149
Additional Noninterest Income$2,562,000701
Total noninterest expense$10,075,000980
Salaries and employee benefits$5,655,000911
Premises and equipment expense$1,069,0001,284
Additional noninterest expense$3,351,000887
Pre-tax net operating income$23,090,000192
Securities gains (losses)$03,233
Applicable income taxes$8,086,000185
Income before extraordinary items$15,004,000214
Extraordinary gains, net$021
Net income$15,004,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,839,000582
Cash dividends$4,728,000360
Sale, conversion, retirement of capital stock, net$349,000311
Net operating income$15,004,000209
2008-03-31 (YTD Data)Rank
Total interest income$29,706,000371
Total interest expense$10,945,000435
Net interest income$18,761,000331
Provision for loan and lease losses$500,000995
Total noninterest income$1,902,000783
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$92,0003,611
Trading account gains and fees$0158
Additional Noninterest Income$1,810,000541
Total noninterest expense$5,037,000966
Salaries and employee benefits$2,994,000865
Premises and equipment expense$527,0001,312
Additional noninterest expense$1,516,000956
Pre-tax net operating income$15,126,000164
Securities gains (losses)$02,688
Applicable income taxes$5,441,000159
Income before extraordinary items$9,685,000187
Extraordinary gains, net$015
Net income$9,685,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,612
Cash dividends$2,363,000371
Sale, conversion, retirement of capital stock, net$313,000170
Net operating income$9,685,000180
2007-12-31 (YTD Data)Rank
Total interest income$121,930,000372
Total interest expense$40,036,000503
Net interest income$81,894,000313
Provision for loan and lease losses$1,925,000867
Total noninterest income$2,651,0001,798
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$405,0003,504
Trading account gains and fees$0178
Additional Noninterest Income$2,246,0001,269
Total noninterest expense$18,181,0001,028
Salaries and employee benefits$10,074,000988
Premises and equipment expense$2,048,0001,303
Additional noninterest expense$6,059,000932
Pre-tax net operating income$64,439,000183
Securities gains (losses)$02,146
Applicable income taxes$22,944,000174
Income before extraordinary items$41,495,000199
Extraordinary gains, net$039
Net income$41,495,000196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$942,0001,074
Cash dividends$25,175,000208
Sale, conversion, retirement of capital stock, net$1,225,000407
Net operating income$41,495,000197
2007-09-30 (YTD Data)Rank
Total interest income$90,749,000378
Total interest expense$29,243,000520
Net interest income$61,506,000310
Provision for loan and lease losses$825,0001,058
Total noninterest income$2,166,0001,695
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$303,0003,498
Trading account gains and fees$0184
Additional Noninterest Income$1,863,0001,178
Total noninterest expense$14,176,000979
Salaries and employee benefits$8,460,000881
Premises and equipment expense$1,553,0001,274
Additional noninterest expense$4,163,000997
Pre-tax net operating income$48,671,000199
Securities gains (losses)$01,655
Applicable income taxes$17,362,000189
Income before extraordinary items$31,309,000212
Extraordinary gains, net$033
Net income$31,309,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$839,000739
Cash dividends$7,072,000428
Sale, conversion, retirement of capital stock, net$1,068,000314
Net operating income$31,309,000211
2007-06-30 (YTD Data)Rank
Total interest income$59,665,000393
Total interest expense$18,864,000544
Net interest income$40,801,000320
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,559,0001,628
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$208,0003,432
Trading account gains and fees$0168
Additional Noninterest Income$1,351,0001,136
Total noninterest expense$9,671,000978
Salaries and employee benefits$5,732,000887
Premises and equipment expense$1,038,0001,292
Additional noninterest expense$2,901,000957
Pre-tax net operating income$32,539,000216
Securities gains (losses)$01,444
Applicable income taxes$11,608,000206
Income before extraordinary items$20,931,000228
Extraordinary gains, net$029
Net income$20,931,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,568
Cash dividends$4,713,000445
Sale, conversion, retirement of capital stock, net$974,000252
Net operating income$20,931,000228
2007-03-31 (YTD Data)Rank
Total interest income$28,963,000401
Total interest expense$9,025,000558
Net interest income$19,938,000323
Provision for loan and lease losses$05,779
Total noninterest income$818,0001,553
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$103,0003,387
Trading account gains and fees$0195
Additional Noninterest Income$715,0001,065
Total noninterest expense$4,623,0001,016
Salaries and employee benefits$2,828,000902
Premises and equipment expense$493,0001,362
Additional noninterest expense$1,302,0001,049
Pre-tax net operating income$16,133,000217
Securities gains (losses)$01,187
Applicable income taxes$5,757,000205
Income before extraordinary items$10,376,000231
Extraordinary gains, net$022
Net income$10,376,000230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,480
Cash dividends$2,356,000403
Sale, conversion, retirement of capital stock, net$831,000150
Net operating income$10,376,000229
2006-12-31 (YTD Data)Rank
Total interest income$100,500,000417
Total interest expense$27,862,000617
Net interest income$72,638,000339
Provision for loan and lease losses$06,850
Total noninterest income$4,027,0001,291
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$444,0003,321
Trading account gains and fees$0130
Additional Noninterest Income$3,583,000879
Total noninterest expense$19,063,000931
Salaries and employee benefits$11,352,000855
Premises and equipment expense$2,094,0001,227
Additional noninterest expense$5,617,000948
Pre-tax net operating income$57,602,000244
Securities gains (losses)$01,687
Applicable income taxes$20,602,000230
Income before extraordinary items$37,000,000260
Extraordinary gains, net$051
Net income$37,000,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,798
Cash dividends$24,271,000203
Sale, conversion, retirement of capital stock, net$2,901,000374
Net operating income$37,000,000257
2006-09-30 (YTD Data)Rank
Total interest income$72,527,000434
Total interest expense$19,391,000651
Net interest income$53,136,000358
Provision for loan and lease losses$06,685
Total noninterest income$3,168,0001,263
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$335,0003,326
Trading account gains and fees$0126
Additional Noninterest Income$2,833,000850
Total noninterest expense$14,239,000945
Salaries and employee benefits$8,639,000843
Premises and equipment expense$1,552,0001,246
Additional noninterest expense$4,048,000993
Pre-tax net operating income$42,065,000270
Securities gains (losses)$01,388
Applicable income taxes$14,742,000254
Income before extraordinary items$27,323,000278
Extraordinary gains, net$045
Net income$27,323,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,845
Cash dividends$6,244,000430
Sale, conversion, retirement of capital stock, net$1,854,000319
Net operating income$27,323,000275
2006-06-30 (YTD Data)Rank
Total interest income$45,957,000447
Total interest expense$11,890,000664
Net interest income$34,067,000377
Provision for loan and lease losses$06,419
Total noninterest income$2,154,0001,243
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$225,0003,284
Trading account gains and fees$0126
Additional Noninterest Income$1,929,000844
Total noninterest expense$9,398,000956
Salaries and employee benefits$5,701,000858
Premises and equipment expense$1,028,0001,259
Additional noninterest expense$2,669,0001,007
Pre-tax net operating income$26,823,000284
Securities gains (losses)$01,185
Applicable income taxes$9,402,000264
Income before extraordinary items$17,421,000294
Extraordinary gains, net$039
Net income$17,421,000294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,703
Cash dividends$4,162,000437
Sale, conversion, retirement of capital stock, net$1,717,000229
Net operating income$17,421,000291
2006-03-31 (YTD Data)Rank
Total interest income$21,723,000458
Total interest expense$5,539,000670
Net interest income$16,184,000387
Provision for loan and lease losses$06,013
Total noninterest income$1,001,0001,278
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$112,0003,228
Trading account gains and fees$0115
Additional Noninterest Income$889,000889
Total noninterest expense$4,535,000992
Salaries and employee benefits$2,745,000892
Premises and equipment expense$517,0001,257
Additional noninterest expense$1,273,0001,055
Pre-tax net operating income$12,650,000284
Securities gains (losses)$0955
Applicable income taxes$4,436,000272
Income before extraordinary items$8,214,000298
Extraordinary gains, net$021
Net income$8,214,000297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$2,080,000404
Sale, conversion, retirement of capital stock, net$1,551,000125
Net operating income$8,214,000294
2005-12-31 (YTD Data)Rank
Total interest income$62,435,000555
Total interest expense$14,202,000800
Net interest income$48,233,000465
Provision for loan and lease losses$300,0002,799
Total noninterest income$4,821,0001,119
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$473,0003,167
Trading account gains and fees$0138
Additional Noninterest Income$4,348,000749
Total noninterest expense$16,950,0001,006
Salaries and employee benefits$9,345,000981
Premises and equipment expense$2,054,0001,198
Additional noninterest expense$5,551,000931
Pre-tax net operating income$35,804,000350
Securities gains (losses)$02,296
Applicable income taxes$12,582,000339
Income before extraordinary items$23,222,000382
Extraordinary gains, net$28,256,0003
Net income$51,478,000220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,089
Cash dividends$39,174,000150
Sale, conversion, retirement of capital stock, net$8,329,000221
Net operating income$23,222,000372
2005-09-30 (YTD Data)Rank
Total interest income$43,398,000568
Total interest expense$9,933,000808
Net interest income$33,465,000492
Provision for loan and lease losses$300,0002,192
Total noninterest income$7,233,000645
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$359,0003,146
Trading account gains and fees$0126
Additional Noninterest Income$6,874,000454
Total noninterest expense$16,112,000785
Salaries and employee benefits$7,410,000911
Premises and equipment expense$1,527,0001,187
Additional noninterest expense$7,175,000575
Pre-tax net operating income$24,286,000377
Securities gains (losses)$02,317
Applicable income taxes$8,459,000368
Income before extraordinary items$15,827,000404
Extraordinary gains, net$27,837,0001
Net income$43,664,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,835
Cash dividends$6,068,000412
Sale, conversion, retirement of capital stock, net$5,670,000203
Net operating income$15,827,000395
2005-06-30 (YTD Data)Rank
Total interest income$26,738,000586
Total interest expense$5,997,000835
Net interest income$20,741,000523
Provision for loan and lease losses$200,0002,158
Total noninterest income$14,936,000295
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$238,0003,114
Trading account gains and fees$0116
Additional Noninterest Income$14,698,000233
Total noninterest expense$20,228,000457
Salaries and employee benefits$8,293,000550
Premises and equipment expense$1,703,000700
Additional noninterest expense$10,232,000319
Pre-tax net operating income$15,249,000390
Securities gains (losses)$02,146
Applicable income taxes$5,552,000367
Income before extraordinary items$9,697,000423
Extraordinary gains, net$030
Net income$9,697,000423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,175
Cash dividends$4,028,000394
Sale, conversion, retirement of capital stock, net$3,980,000158
Net operating income$9,697,000413
2005-03-31 (YTD Data)Rank
Total interest income$12,697,000599
Total interest expense$2,679,000877
Net interest income$10,018,000533
Provision for loan and lease losses$100,0002,031
Total noninterest income$7,213,000298
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$120,0003,030
Trading account gains and fees$0115
Additional Noninterest Income$7,093,000237
Total noninterest expense$9,332,000477
Salaries and employee benefits$3,637,000613
Premises and equipment expense$786,000765
Additional noninterest expense$4,909,000332
Pre-tax net operating income$7,799,000385
Securities gains (losses)$01,685
Applicable income taxes$2,780,000366
Income before extraordinary items$5,019,000401
Extraordinary gains, net$024
Net income$5,019,000401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,069
Cash dividends$2,002,000350
Sale, conversion, retirement of capital stock, net$945,000132
Net operating income$5,019,000391
2004-12-31 (YTD Data)Rank
Total interest income$44,578,000628
Total interest expense$8,660,000940
Net interest income$35,918,000567
Provision for loan and lease losses$375,0002,482
Total noninterest income$29,434,000298
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$593,0002,729
Trading account gains and fees$0138
Additional Noninterest Income$28,841,000233
Total noninterest expense$35,534,000500
Salaries and employee benefits$12,064,000705
Premises and equipment expense$2,895,000781
Additional noninterest expense$20,575,000325
Pre-tax net operating income$29,443,000378
Securities gains (losses)$03,819
Applicable income taxes$10,410,000361
Income before extraordinary items$19,033,000405
Extraordinary gains, net$034
Net income$19,033,000406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,847
Cash dividends$17,899,000235
Sale, conversion, retirement of capital stock, net$2,691,000306
Net operating income$19,033,000392
2004-09-30 (YTD Data)Rank
Total interest income$32,770,000636
Total interest expense$6,195,000963
Net interest income$26,575,000568
Provision for loan and lease losses$375,0001,868
Total noninterest income$22,818,000297
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$460,0002,674
Trading account gains and fees$0134
Additional Noninterest Income$22,358,000237
Total noninterest expense$26,530,000494
Salaries and employee benefits$8,601,000739
Premises and equipment expense$2,224,000768
Additional noninterest expense$15,705,000319
Pre-tax net operating income$22,488,000371
Securities gains (losses)$03,710
Applicable income taxes$7,974,000352
Income before extraordinary items$14,514,000406
Extraordinary gains, net$026
Net income$14,514,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,354
Cash dividends$5,937,000400
Sale, conversion, retirement of capital stock, net$1,965,000264
Net operating income$14,514,000385
2004-06-30 (YTD Data)Rank
Total interest income$21,176,000648
Total interest expense$3,942,000988
Net interest income$17,234,000576
Provision for loan and lease losses$325,0001,439
Total noninterest income$15,458,000291
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$311,0002,634
Trading account gains and fees$0130
Additional Noninterest Income$15,147,000234
Total noninterest expense$17,501,000493
Salaries and employee benefits$5,800,000724
Premises and equipment expense$1,496,000762
Additional noninterest expense$10,205,000321
Pre-tax net operating income$14,866,000372
Securities gains (losses)$03,413
Applicable income taxes$5,364,000360
Income before extraordinary items$9,502,000404
Extraordinary gains, net$021
Net income$9,502,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,0001,131
Cash dividends$3,951,000408
Sale, conversion, retirement of capital stock, net$1,745,000184
Net operating income$9,502,000387
2004-03-31 (YTD Data)Rank
Total interest income$10,255,000674
Total interest expense$1,952,0001,019
Net interest income$8,303,000594
Provision for loan and lease losses$150,0001,414
Total noninterest income$7,156,000300
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$155,0002,607
Trading account gains and fees$0121
Additional Noninterest Income$7,001,000240
Total noninterest expense$8,385,000521
Salaries and employee benefits$2,387,000910
Premises and equipment expense$750,000774
Additional noninterest expense$5,248,000313
Pre-tax net operating income$6,924,000387
Securities gains (losses)$02,934
Applicable income taxes$2,468,000385
Income before extraordinary items$4,456,000419
Extraordinary gains, net$016
Net income$4,456,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,181
Cash dividends$1,971,000389
Sale, conversion, retirement of capital stock, net$823,000135
Net operating income$4,456,000400
2003-12-31 (YTD Data)Rank
Total interest income$45,687,000612
Total interest expense$9,814,000904
Net interest income$35,873,000542
Provision for loan and lease losses$1,070,0001,116
Total noninterest income$31,804,000293
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$742,0002,250
Trading account gains and fees$0160
Additional Noninterest Income$31,062,000236
Total noninterest expense$36,733,000492
Salaries and employee benefits$13,489,000635
Premises and equipment expense$2,776,000809
Additional noninterest expense$20,468,000328
Pre-tax net operating income$29,874,000353
Securities gains (losses)$04,500
Applicable income taxes$10,529,000353
Income before extraordinary items$19,345,000395
Extraordinary gains, net$054
Net income$19,345,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,182,000811
Cash dividends$15,583,000281
Sale, conversion, retirement of capital stock, net$1,933,000349
Net operating income$19,345,000371
2003-09-30 (YTD Data)Rank
Total interest income$34,604,000618
Total interest expense$7,751,000896
Net interest income$26,853,000552
Provision for loan and lease losses$1,025,000880
Total noninterest income$23,993,000300
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$567,0002,231
Trading account gains and fees$0153
Additional Noninterest Income$23,426,000241
Total noninterest expense$27,144,000511
Salaries and employee benefits$9,904,000667
Premises and equipment expense$2,022,000843
Additional noninterest expense$15,218,000344
Pre-tax net operating income$22,677,000358
Securities gains (losses)$04,204
Applicable income taxes$7,972,000366
Income before extraordinary items$14,705,000410
Extraordinary gains, net$040
Net income$14,705,000411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$881,000753
Cash dividends$13,621,000255
Sale, conversion, retirement of capital stock, net$1,811,000249
Net operating income$14,705,000376
2003-06-30 (YTD Data)Rank
Total interest income$23,075,000628
Total interest expense$5,383,000888
Net interest income$17,692,000557
Provision for loan and lease losses$925,000676
Total noninterest income$15,428,000310
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$374,0002,212
Trading account gains and fees$0150
Additional Noninterest Income$15,054,000248
Total noninterest expense$16,834,000540
Salaries and employee benefits$5,676,000767
Premises and equipment expense$1,297,000881
Additional noninterest expense$9,861,000347
Pre-tax net operating income$15,361,000354
Securities gains (losses)$03,782
Applicable income taxes$5,434,000371
Income before extraordinary items$9,927,000402
Extraordinary gains, net$030
Net income$9,927,000403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000533
Cash dividends$1,849,000804
Sale, conversion, retirement of capital stock, net$575,000251
Net operating income$9,927,000370
2003-03-31 (YTD Data)Rank
Total interest income$11,594,000635
Total interest expense$2,738,000896
Net interest income$8,856,000560
Provision for loan and lease losses$400,000718
Total noninterest income$7,346,000323
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$180,0002,223
Trading account gains and fees$0134
Additional Noninterest Income$7,166,000257
Total noninterest expense$8,149,000549
Salaries and employee benefits$2,837,000767
Premises and equipment expense$635,000909
Additional noninterest expense$4,677,000362
Pre-tax net operating income$7,653,000344
Securities gains (losses)$02,891
Applicable income taxes$2,726,000370
Income before extraordinary items$4,927,000393
Extraordinary gains, net$021
Net income$4,927,000393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,000589
Cash dividends$875,000780
Sale, conversion, retirement of capital stock, net$522,000135
Net operating income$4,927,000362
2002-12-31 (YTD Data)Rank
Total interest income$48,748,000629
Total interest expense$12,387,000910
Net interest income$36,361,000541
Provision for loan and lease losses$575,0002,140
Total noninterest income$26,761,000336
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$795,0002,007
Trading account gains and fees$0153
Additional Noninterest Income$25,966,000258
Total noninterest expense$32,456,000533
Salaries and employee benefits$10,613,000762
Premises and equipment expense$2,783,000790
Additional noninterest expense$19,060,000366
Pre-tax net operating income$30,091,000346
Securities gains (losses)$04,537
Applicable income taxes$10,427,000345
Income before extraordinary items$19,664,000378
Extraordinary gains, net$070
Net income$19,664,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$569,0001,494
Cash dividends$3,277,000858
Sale, conversion, retirement of capital stock, net$774,000416
Net operating income$19,664,000350
2001-12-31 (YTD Data)Rank
Total interest income$56,646,000621
Total interest expense$19,207,000849
Net interest income$37,439,000510
Provision for loan and lease losses$1,400,000958
Total noninterest income$20,915,000380
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$821,0001,859
Trading account gains and fees$0177
Additional Noninterest Income$20,094,000289
Total noninterest expense$27,091,000603
Salaries and employee benefits$9,247,000798
Premises and equipment expense$2,517,000835
Additional noninterest expense$15,327,000423
Pre-tax net operating income$29,863,000319
Securities gains (losses)$04,612
Applicable income taxes$10,448,000327
Income before extraordinary items$19,415,000335
Extraordinary gains, net$0105
Net income$19,415,000333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,111,000874
Cash dividends$2,774,000995
Sale, conversion, retirement of capital stock, net$294,000548
Net operating income$19,415,000319
2000-12-31 (YTD Data)Rank
Total interest income$56,994,000643
Total interest expense$18,328,000972
Net interest income$38,666,000489
Provision for loan and lease losses$1,370,000825
Total noninterest income$14,400,000460
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$828,0001,673
Trading account gains and fees$0180
Additional Noninterest Income$13,572,000362
Total noninterest expense$23,626,000666
Salaries and employee benefits$8,066,000862
Premises and equipment expense$1,955,0001,017
Additional noninterest expense$13,605,000468
Pre-tax net operating income$28,070,000347
Securities gains (losses)$01,956
Applicable income taxes$9,820,000337
Income before extraordinary items$18,250,000350
Extraordinary gains, net$038
Net income$18,250,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$943,000781
Cash dividends$2,381,0001,167
Sale, conversion, retirement of capital stock, net$1,013,000440
Net operating income$18,250,000352
1999-12-31 (YTD Data)Rank
Total interest income$49,480,000706
Total interest expense$15,930,000971
Net interest income$33,550,000577
Provision for loan and lease losses$900,0001,061
Total noninterest income$9,442,000641
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$894,0001,454
Trading account gains and fees$0173
Additional Noninterest Income$8,548,000488
Total noninterest expense$17,591,000835
Salaries and employee benefits$6,062,0001,135
Premises and equipment expense$1,346,0001,524
Additional noninterest expense$10,183,000599
Pre-tax net operating income$24,501,000413
Securities gains (losses)$03,155
Applicable income taxes$8,557,000406
Income before extraordinary items$15,944,000436
Extraordinary gains, net$035
Net income$15,944,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,433
Cash dividends$1,969,0001,399
Sale, conversion, retirement of capital stock, net$472,000615
Net operating income$15,944,000426
1998-12-31 (YTD Data)Rank
Total interest income$48,641,000697
Total interest expense$17,137,000923
Net interest income$31,504,000579
Provision for loan and lease losses$2,968,000455
Total noninterest income$10,359,000590
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$962,0001,296
Trading account gains and fees$0224
Additional Noninterest Income$9,397,000454
Total noninterest expense$17,137,000840
Salaries and employee benefits$6,933,000939
Premises and equipment expense$1,252,0001,559
Additional noninterest expense$8,952,000634
Pre-tax net operating income$21,758,000420
Securities gains (losses)$04,449
Applicable income taxes$7,650,000414
Income before extraordinary items$14,108,000437
Extraordinary gains, net$032
Net income$14,108,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,203
Cash dividends$1,787,0001,464
Sale, conversion, retirement of capital stock, net$450,000576
Net operating income$14,108,000418
1997-12-31 (YTD Data)Rank
Total interest income$40,842,000834
Total interest expense$13,541,0001,190
Net interest income$27,301,000662
Provision for loan and lease losses$2,325,000519
Total noninterest income$8,527,000636
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$952,0001,342
Trading account gains and fees$0239
Additional Noninterest Income$7,575,000483
Total noninterest expense$14,492,000960
Salaries and employee benefits$5,747,0001,142
Premises and equipment expense$1,274,0001,525
Additional noninterest expense$7,471,000728
Pre-tax net operating income$19,011,000478
Securities gains (losses)$03,944
Applicable income taxes$6,668,000494
Income before extraordinary items$12,343,000501
Extraordinary gains, net$044
Net income$12,343,000501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,022,000796
Cash dividends$1,476,0001,645
Sale, conversion, retirement of capital stock, net$203,000676
Net operating income$12,343,000477
1996-12-31 (YTD Data)Rank
Total interest income$36,290,000970
Total interest expense$13,760,0001,190
Net interest income$22,530,000825
Provision for loan and lease losses$3,200,000437
Total noninterest income$8,596,000654
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$920,0001,459
Trading account gains and fees$0262
Additional Noninterest Income$7,676,000506
Total noninterest expense$12,575,0001,161
Salaries and employee benefits$5,016,0001,345
Premises and equipment expense$1,248,0001,637
Additional noninterest expense$6,311,000955
Pre-tax net operating income$15,351,000552
Securities gains (losses)$04,148
Applicable income taxes$5,488,000542
Income before extraordinary items$9,863,000588
Extraordinary gains, net$053
Net income$9,863,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,583,000664
Cash dividends$1,193,0001,903
Sale, conversion, retirement of capital stock, net$147,000619
Net operating income$9,863,000574
1995-12-31 (YTD Data)Rank
Total interest income$32,144,0001,100
Total interest expense$12,426,0001,333
Net interest income$19,718,000942
Provision for loan and lease losses$525,0001,507
Total noninterest income$6,528,000800
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$953,0001,436
Trading account gains and fees$0522
Additional Noninterest Income$5,575,000617
Total noninterest expense$11,787,0001,239
Salaries and employee benefits$4,648,0001,425
Premises and equipment expense$1,273,0001,593
Additional noninterest expense$5,866,000994
Pre-tax net operating income$13,934,000631
Securities gains (losses)$03,831
Applicable income taxes$4,669,000637
Income before extraordinary items$9,265,000631
Extraordinary gains, net$065
Net income$9,265,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,047
Cash dividends$919,0002,190
Sale, conversion, retirement of capital stock, net$75,000603
Net operating income$9,265,000624
1994-12-31 (YTD Data)Rank
Total interest income$25,437,0001,231
Total interest expense$9,033,0001,435
Net interest income$16,404,0001,123
Provision for loan and lease losses$1,555,000690
Total noninterest income$5,028,000924
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,035,0001,297
Trading account gains and fees$0475
Additional Noninterest Income$3,993,000736
Total noninterest expense$9,556,0001,544
Salaries and employee benefits$3,454,0001,936
Premises and equipment expense$1,240,0001,670
Additional noninterest expense$4,862,0001,201
Pre-tax net operating income$10,321,000771
Securities gains (losses)$03,600
Applicable income taxes$3,556,000752
Income before extraordinary items$6,765,000788
Extraordinary gains, net$0249
Net income$6,765,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$753,0001,044
Cash dividends$742,0002,426
Sale, conversion, retirement of capital stock, net$28,000981
Net operating income$6,765,000793
1993-12-31 (YTD Data)Rank
Total interest income$21,113,0001,490
Total interest expense$7,568,0001,742
Net interest income$13,545,0001,334
Provision for loan and lease losses$845,0001,462
Total noninterest income$5,453,000921
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,135,0001,177
Trading account gains and fees$0532
Additional Noninterest Income$4,318,000760
Total noninterest expense$9,696,0001,566
Salaries and employee benefits$3,673,0001,830
Premises and equipment expense$1,268,0001,647
Additional noninterest expense$4,755,0001,325
Pre-tax net operating income$8,457,000874
Securities gains (losses)$67,0003,024
Applicable income taxes$2,722,000939
Income before extraordinary items$5,802,000908
Extraordinary gains, net$03,149
Net income$5,802,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$514,0001,730
Cash dividends$615,0002,598
Sale, conversion, retirement of capital stock, net$544,000578
Net operating income$5,756,440865
1992-12-31 (YTD Data)Rank
Total interest income$19,789,0001,790
Total interest expense$8,194,0002,077
Net interest income$11,595,0001,600
Provision for loan and lease losses$435,0003,290
Total noninterest income$4,301,0001,091
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,212,0001,080
Trading account gains and fees$0504
Additional Noninterest Income$3,089,000936
Total noninterest expense$9,465,0001,616
Salaries and employee benefits$3,543,0001,864
Premises and equipment expense$1,208,0001,748
Additional noninterest expense$4,714,0001,395
Pre-tax net operating income$5,996,0001,085
Securities gains (losses)$161,0002,318
Applicable income taxes$1,957,0001,144
Income before extraordinary items$4,200,0001,125
Extraordinary gains, net$01,422
Net income$4,200,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0003,091
Cash dividends$408,0003,250
Sale, conversion, retirement of capital stock, net$40,000954
Net operating income$4,090,5201,061

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.