| 2010-03-31 | Rank |
| # of Employees: | 152 | 1,019 |
| Assets and Liabilities |
| Total Assets: | $981,913,000 | 696 |
| Cash and due from depository institutions | $77,968,000 | 1,019 |
| Interest-bearing balances | $37,081,000 | 933 |
| Securities | $7,352,000 | 6,272 |
| Federal funds sold & reverse repurchase agreements | $105,500,000 | 73 |
| Net loans & leases | $524,909,000 | 872 |
| Loan loss allowance | $15,672,000 | 561 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,541,000 | 2,679 |
| Other real estate owned | $189,297,000 | 1,019 |
| Goodwill and other intangibles | $137,000 | 2,577 |
| All other assets | $72,209,000 | 380 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $981,913,000 | 696 |
| Total liabilities | $976,384,000 | 624 |
| Total deposits | $919,606,000 | 587 |
| Interest-bearing deposits | $887,302,000 | 541 |
| Deposits held in domestic offices | $919,606,000 | 585 |
| % insured | 99.34% | 233 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $50,127,000 | 833 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,651,000 | 833 |
| Total equity capital | $5,529,000 | 6,658 |
| Total bank equity capital | $5,529,000 | 6,657 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $15,764,000 | 306 |
| Surplus | $39,175,000 | 879 |
| Undivided profits | $-49,410,000 | 7,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda |
| Noncurrent loans and leases | $165,283,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $403,000 | 587 |
| Income earned, not collected on loans | $1,580,000 | 2,050 |
| Earning assets | $674,842,000 | 934 |
| Long-term assets (5+ years) | $7,119,000 | 5,829 |
| Average Assets, year-to-date | $1,048,087,000 | 649 |
| Average Assets, quarterly | $1,048,087,000 | 649 |
| Volatile liabilities | $220,366,000 | 655 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $50,000,000 | 768 |
| Loans and leases held for sale | $7,942,000 | 286 |
| Unused loan commitments | $32,735,000 | 1,881 |
| Tier 1 (core) risk-based capital | $5,455,000 | 6,602 |
| Tier 2 risk-based capital | $5,455,000 | 1,097 |
| Total risk weighted assets | $816,064,000 | 577 |
| Total unused commitments | $32,735,000 | 1,884 |
| Derivatives | $25,661,000 | 346 |
| 2009-12-31 | Rank |
| # of Employees: | 157 | 1,001 |
| Assets and Liabilities |
| Total Assets: | $1,114,261,000 | 614 |
| Cash and due from depository institutions | $13,982,000 | 1,001 |
| Interest-bearing balances | $2,326,000 | 4,304 |
| Securities | $113,049,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $163,000,000 | 63 |
| Net loans & leases | $568,062,000 | 813 |
| Loan loss allowance | $15,671,000 | 567 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,647,000 | 2,673 |
| Other real estate owned | $178,272,000 | 1,001 |
| Goodwill and other intangibles | $149,000 | 2,563 |
| All other assets | $73,100,000 | 386 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,114,261,000 | 614 |
| Total liabilities | $1,092,671,000 | 565 |
| Total deposits | $1,020,494,000 | 532 |
| Interest-bearing deposits | $990,906,000 | 482 |
| Deposits held in domestic offices | $1,020,494,000 | 528 |
| % insured | 98.41% | 493 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $65,170,000 | 713 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,007,000 | 790 |
| Total equity capital | $21,590,000 | 2,978 |
| Total bank equity capital | $21,590,000 | 2,978 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $15,764,000 | 297 |
| Surplus | $39,175,000 | 871 |
| Undivided profits | $-33,349,000 | 7,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda |
| Noncurrent loans and leases | $190,931,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $239,000 | 707 |
| Income earned, not collected on loans | $1,749,000 | 1,939 |
| Earning assets | $846,437,000 | 728 |
| Long-term assets (5+ years) | $9,041,000 | 5,525 |
| Average Assets, year-to-date | $1,263,931,800 | 535 |
| Average Assets, quarterly | $1,166,808,500 | 582 |
| Volatile liabilities | $241,830,000 | 614 |
| Insider loans | $219,000 | 6,192 |
| FHLB advances | $65,000,000 | 642 |
| Loans and leases held for sale | $5,887,000 | 389 |
| Unused loan commitments | $43,125,000 | 1,511 |
| Tier 1 (core) risk-based capital | $21,510,000 | 2,852 |
| Tier 2 risk-based capital | $11,650,000 | 539 |
| Total risk weighted assets | $928,012,000 | 530 |
| Total unused commitments | $43,125,000 | 1,512 |
| Derivatives | $21,410,000 | 364 |
| 2009-09-30 | Rank |
| # of Employees: | 153 | 1,037 |
| Assets and Liabilities |
| Total Assets: | $1,219,356,000 | 573 |
| Cash and due from depository institutions | $11,806,000 | 1,037 |
| Interest-bearing balances | $710,000 | 5,272 |
| Securities | $14,355,000 | 5,146 |
| Federal funds sold & reverse repurchase agreements | $262,900,000 | 49 |
| Net loans & leases | $768,386,000 | 602 |
| Loan loss allowance | $61,745,000 | 200 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,751,000 | 2,640 |
| Other real estate owned | $126,214,000 | 1,037 |
| Goodwill and other intangibles | $165,000 | 2,566 |
| All other assets | $30,779,000 | 709 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $1,219,356,000 | 573 |
| Total liabilities | $1,144,601,000 | 555 |
| Total deposits | $1,068,921,000 | 508 |
| Interest-bearing deposits | $989,728,000 | 490 |
| Deposits held in domestic offices | $1,068,921,000 | 505 |
| % insured | 97.85% | 788 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $65,044,000 | 756 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,636,000 | 622 |
| Total equity capital | $74,755,000 | 897 |
| Total bank equity capital | $74,755,000 | 897 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $15,764,000 | 293 |
| Surplus | $39,175,000 | 859 |
| Undivided profits | $19,816,000 | 1,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda |
| Noncurrent loans and leases | $395,872,000 | 88 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $695,000 | 375 |
| Income earned, not collected on loans | $1,987,000 | 1,834 |
| Earning assets | $1,046,351,000 | 599 |
| Long-term assets (5+ years) | $6,879,000 | 5,935 |
| Average Assets, year-to-date | $1,301,349,500 | 534 |
| Average Assets, quarterly | $1,254,587,000 | 557 |
| Volatile liabilities | $219,966,000 | 684 |
| Insider loans | $219,000 | 6,215 |
| FHLB advances | $65,000,000 | 679 |
| Loans and leases held for sale | $9,605,000 | 264 |
| Unused loan commitments | $61,892,000 | 1,187 |
| Tier 1 (core) risk-based capital | $74,665,000 | 828 |
| Tier 2 risk-based capital | $12,824,000 | 515 |
| Total risk weighted assets | $976,999,000 | 529 |
| Total unused commitments | $61,892,000 | 1,189 |
| Derivatives | $28,008,000 | 348 |
| 2009-06-30 | Rank |
| # of Employees: | 157 | 1,038 |
| Assets and Liabilities |
| Total Assets: | $1,289,818,000 | 557 |
| Cash and due from depository institutions | $12,815,000 | 1,038 |
| Interest-bearing balances | $1,088,000 | 4,647 |
| Securities | $22,345,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $193,700,000 | 61 |
| Net loans & leases | $904,727,000 | 545 |
| Loan loss allowance | $46,934,000 | 232 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,878,000 | 2,610 |
| Other real estate owned | $99,606,000 | 1,038 |
| Goodwill and other intangibles | $180,000 | 2,543 |
| All other assets | $51,567,000 | 477 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $1,289,818,000 | 557 |
| Total liabilities | $1,179,515,000 | 546 |
| Total deposits | $1,094,151,000 | 503 |
| Interest-bearing deposits | $1,013,834,000 | 476 |
| Deposits held in domestic offices | $1,094,151,000 | 501 |
| % insured | 96.09% | 194 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,251,000 | 713 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,113,000 | 664 |
| Total equity capital | $110,303,000 | 619 |
| Total bank equity capital | $110,303,000 | 618 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $15,764,000 | 292 |
| Surplus | $39,175,000 | 874 |
| Undivided profits | $55,364,000 | 581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $421,946,000 | 84 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,254,000 | 161 |
| Income earned, not collected on loans | $3,007,000 | 1,107 |
| Earning assets | $1,121,860,000 | 569 |
| Long-term assets (5+ years) | $10,193,000 | 5,371 |
| Average Assets, year-to-date | $1,328,680,670 | 533 |
| Average Assets, quarterly | $1,330,250,500 | 536 |
| Volatile liabilities | $191,682,000 | 805 |
| Insider loans | $218,000 | 6,280 |
| FHLB advances | $75,000,000 | 638 |
| Loans and leases held for sale | $23,679,000 | 204 |
| Unused loan commitments | $82,348,000 | 974 |
| Tier 1 (core) risk-based capital | $110,209,000 | 572 |
| Tier 2 risk-based capital | $14,053,000 | 490 |
| Total risk weighted assets | $1,091,341,000 | 494 |
| Total unused commitments | $82,348,000 | 974 |
| Derivatives | $48,459,000 | 299 |
| 2009-03-31 | Rank |
| # of Employees: | 147 | 1,111 |
| Assets and Liabilities |
| Total Assets: | $1,370,683,000 | 526 |
| Cash and due from depository institutions | $8,816,000 | 1,111 |
| Interest-bearing balances | $1,819,000 | 3,819 |
| Securities | $14,465,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $176,300,000 | 68 |
| Net loans & leases | $1,005,408,000 | 506 |
| Loan loss allowance | $40,560,000 | 241 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,007,000 | 2,565 |
| Other real estate owned | $98,230,000 | 1,111 |
| Goodwill and other intangibles | $196,000 | 2,519 |
| All other assets | $62,261,000 | 408 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $1,370,683,000 | 526 |
| Total liabilities | $1,237,554,000 | 523 |
| Total deposits | $1,141,922,000 | 484 |
| Interest-bearing deposits | $1,113,605,000 | 438 |
| Deposits held in domestic offices | $1,141,922,000 | 482 |
| % insured | 95.46% | 244 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $85,362,000 | 681 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $10,270,000 | 656 |
| Total equity capital | $133,129,000 | 524 |
| Total bank equity capital | $133,129,000 | 523 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $15,764,000 | 287 |
| Surplus | $39,175,000 | 867 |
| Undivided profits | $78,190,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $439,375,000 | 78 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,005,000 | 158 |
| Income earned, not collected on loans | $3,811,000 | 863 |
| Earning assets | $1,197,992,000 | 537 |
| Long-term assets (5+ years) | $8,303,000 | 5,681 |
| Average Assets, year-to-date | $1,348,112,000 | 531 |
| Average Assets, quarterly | $1,348,112,000 | 531 |
| Volatile liabilities | $151,495,000 | 1,025 |
| Insider loans | $202,000 | 6,360 |
| FHLB advances | $85,000,000 | 600 |
| Loans and leases held for sale | $16,009,000 | 223 |
| Unused loan commitments | $160,115,000 | 611 |
| Tier 1 (core) risk-based capital | $132,977,000 | 486 |
| Tier 2 risk-based capital | $15,245,000 | 452 |
| Total risk weighted assets | $1,194,255,000 | 471 |
| Total unused commitments | $160,115,000 | 611 |
| Derivatives | $53,062,000 | 307 |
| 2008-12-31 | Rank |
| # of Employees: | 151 | 1,075 |
| Assets and Liabilities |
| Total Assets: | $1,325,541,000 | 530 |
| Cash and due from depository institutions | $11,732,000 | 1,075 |
| Interest-bearing balances | $1,258,000 | 3,468 |
| Securities | $14,483,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $99,900,000 | 115 |
| Net loans & leases | $1,036,280,000 | 493 |
| Loan loss allowance | $34,990,000 | 260 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,121,000 | 2,529 |
| Other real estate owned | $99,958,000 | 1,075 |
| Goodwill and other intangibles | $204,000 | 2,504 |
| All other assets | $57,863,000 | 431 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $1,325,541,000 | 530 |
| Total liabilities | $1,184,384,000 | 539 |
| Total deposits | $1,088,091,000 | 495 |
| Interest-bearing deposits | $1,058,288,000 | 446 |
| Deposits held in domestic offices | $1,088,091,000 | 493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $85,517,000 | 733 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $10,776,000 | 651 |
| Total equity capital | $141,157,000 | 497 |
| Total bank equity capital | $141,157,000 | 497 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $15,764,000 | 288 |
| Surplus | $39,175,000 | 841 |
| Undivided profits | $86,218,000 | 360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $416,502,000 | 68 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,935,000 | 157 |
| Income earned, not collected on loans | $3,573,000 | 984 |
| Earning assets | $1,151,921,000 | 557 |
| Long-term assets (5+ years) | $11,536,000 | 5,103 |
| Average Assets, year-to-date | $1,298,047,200 | 522 |
| Average Assets, quarterly | $1,324,937,500 | 527 |
| Volatile liabilities | $190,533,000 | 819 |
| Insider loans | $214,000 | 6,395 |
| FHLB advances | $85,000,000 | 661 |
| Loans and leases held for sale | $7,190,000 | 291 |
| Unused loan commitments | $204,054,000 | 520 |
| Tier 1 (core) risk-based capital | $141,000,000 | 453 |
| Tier 2 risk-based capital | $15,424,000 | 456 |
| Total risk weighted assets | $1,214,333,000 | 463 |
| Total unused commitments | $204,054,000 | 520 |
| Derivatives | $46,401,000 | 291 |
| 2008-09-30 | Rank |
| # of Employees: | 149 | 1,108 |
| Assets and Liabilities |
| Total Assets: | $1,324,334,000 | 528 |
| Cash and due from depository institutions | $12,106,000 | 1,108 |
| Interest-bearing balances | $5,316,000 | 1,276 |
| Securities | $14,333,000 | 5,163 |
| Federal funds sold & reverse repurchase agreements | $34,300,000 | 330 |
| Net loans & leases | $1,161,025,000 | 453 |
| Loan loss allowance | $38,274,000 | 220 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,186,000 | 2,495 |
| Other real estate owned | $68,713,000 | 1,108 |
| Goodwill and other intangibles | $224,000 | 2,516 |
| All other assets | $28,447,000 | 762 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,324,334,000 | 528 |
| Total liabilities | $1,117,441,000 | 559 |
| Total deposits | $1,008,508,000 | 514 |
| Interest-bearing deposits | $978,581,000 | 467 |
| Deposits held in domestic offices | $1,008,508,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $95,530,000 | 674 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,403,000 | 525 |
| Total equity capital | $206,893,000 | 361 |
| Total bank equity capital | $206,893,000 | 361 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,764,000 | 283 |
| Surplus | $39,175,000 | 826 |
| Undivided profits | $151,954,000 | 227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $120,761,000 | 134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,634,000 | 156 |
| Income earned, not collected on loans | $7,751,000 | 454 |
| Earning assets | $1,214,974,000 | 523 |
| Long-term assets (5+ years) | $5,942,000 | 6,069 |
| Average Assets, year-to-date | $1,291,173,750 | 529 |
| Average Assets, quarterly | $1,308,317,000 | 533 |
| Volatile liabilities | $233,452,000 | 662 |
| Insider loans | $246,000 | 6,302 |
| FHLB advances | $95,000,000 | 617 |
| Loans and leases held for sale | $6,057,000 | 275 |
| Unused loan commitments | $286,333,000 | 439 |
| Tier 1 (core) risk-based capital | $206,826,000 | 325 |
| Tier 2 risk-based capital | $16,157,000 | 425 |
| Total risk weighted assets | $1,270,489,000 | 440 |
| Total unused commitments | $286,333,000 | 439 |
| Derivatives | $16,467,000 | 391 |
| 2008-06-30 | Rank |
| # of Employees: | 147 | 1,143 |
| Assets and Liabilities |
| Total Assets: | $1,292,300,000 | 542 |
| Cash and due from depository institutions | $12,102,000 | 1,143 |
| Interest-bearing balances | $2,945,000 | 1,806 |
| Securities | $14,391,000 | 5,212 |
| Federal funds sold & reverse repurchase agreements | $35,600,000 | 325 |
| Net loans & leases | $1,165,754,000 | 453 |
| Loan loss allowance | $14,530,000 | 458 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,220,000 | 2,470 |
| Other real estate owned | $40,171,000 | 1,143 |
| Goodwill and other intangibles | $239,000 | 2,507 |
| All other assets | $18,823,000 | 1,075 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,292,300,000 | 542 |
| Total liabilities | $1,072,044,000 | 579 |
| Total deposits | $955,179,000 | 535 |
| Interest-bearing deposits | $923,811,000 | 498 |
| Deposits held in domestic offices | $955,179,000 | 532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $105,509,000 | 609 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $11,356,000 | 596 |
| Total equity capital | $220,256,000 | 356 |
| Total bank equity capital | $220,256,000 | 356 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,764,000 | 277 |
| Surplus | $39,175,000 | 815 |
| Undivided profits | $165,317,000 | 215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $63,189,000 | 201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 893 |
| Income earned, not collected on loans | $7,294,000 | 474 |
| Earning assets | $1,218,690,000 | 528 |
| Long-term assets (5+ years) | $6,150,000 | 6,041 |
| Average Assets, year-to-date | $1,280,120,330 | 539 |
| Average Assets, quarterly | $1,300,664,500 | 535 |
| Volatile liabilities | $255,825,000 | 617 |
| Insider loans | $245,000 | 6,304 |
| FHLB advances | $105,000,000 | 547 |
| Loans and leases held for sale | $6,373,000 | 305 |
| Unused loan commitments | $316,772,000 | 419 |
| Tier 1 (core) risk-based capital | $220,150,000 | 314 |
| Tier 2 risk-based capital | $14,530,000 | 446 |
| Total risk weighted assets | $1,236,661,000 | 445 |
| Total unused commitments | $316,772,000 | 419 |
| Derivatives | $2,726,000 | 671 |
| 2008-03-31 | Rank |
| # of Employees: | 140 | 1,216 |
| Assets and Liabilities |
| Total Assets: | $1,309,029,000 | 533 |
| Cash and due from depository institutions | $14,961,000 | 1,216 |
| Interest-bearing balances | $6,429,000 | 1,146 |
| Securities | $14,597,000 | 5,175 |
| Federal funds sold & reverse repurchase agreements | $44,500,000 | 334 |
| Net loans & leases | $1,207,188,000 | 423 |
| Loan loss allowance | $11,644,000 | 503 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,300,000 | 2,418 |
| Other real estate owned | $5,018,000 | 1,216 |
| Goodwill and other intangibles | $257,000 | 2,468 |
| All other assets | $17,208,000 | 1,129 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $1,309,029,000 | 533 |
| Total liabilities | $1,091,636,000 | 567 |
| Total deposits | $954,616,000 | 532 |
| Interest-bearing deposits | $922,869,000 | 502 |
| Deposits held in domestic offices | $954,616,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $120,817,000 | 509 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $16,203,000 | 499 |
| Total equity capital | $217,393,000 | 370 |
| Total bank equity capital | $217,393,000 | 370 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,762,000 | 276 |
| Surplus | $39,141,000 | 814 |
| Undivided profits | $162,490,000 | 228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $50,204,000 | 199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 871 |
| Income earned, not collected on loans | $7,036,000 | 501 |
| Earning assets | $1,272,714,000 | 511 |
| Long-term assets (5+ years) | $7,562,000 | 5,653 |
| Average Assets, year-to-date | $1,274,030,500 | 539 |
| Average Assets, quarterly | $1,274,030,500 | 539 |
| Volatile liabilities | $289,866,000 | 530 |
| Insider loans | $300,000 | 6,118 |
| FHLB advances | $120,400,000 | 456 |
| Loans and leases held for sale | $5,410,000 | 379 |
| Unused loan commitments | $365,803,000 | 390 |
| Tier 1 (core) risk-based capital | $217,156,000 | 315 |
| Tier 2 risk-based capital | $11,648,000 | 505 |
| Total risk weighted assets | $1,246,016,000 | 441 |
| Total unused commitments | $365,803,000 | 391 |
| Derivatives | $2,289,000 | 770 |
| 2007-12-31 | Rank |
| # of Employees: | 138 | 1,235 |
| Assets and Liabilities |
| Total Assets: | $1,239,032,000 | 560 |
| Cash and due from depository institutions | $23,584,000 | 1,235 |
| Interest-bearing balances | $15,749,000 | 380 |
| Securities | $14,487,000 | 5,246 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 456 |
| Net loans & leases | $1,150,486,000 | 442 |
| Loan loss allowance | $11,269,000 | 502 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,319,000 | 2,382 |
| Other real estate owned | $705,000 | 1,235 |
| Goodwill and other intangibles | $275,000 | 2,431 |
| All other assets | $16,176,000 | 1,184 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,239,032,000 | 560 |
| Total liabilities | $1,029,348,000 | 590 |
| Total deposits | $864,489,000 | 586 |
| Interest-bearing deposits | $825,828,000 | 543 |
| Deposits held in domestic offices | $864,489,000 | 582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $130,845,000 | 446 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $34,014,000 | 305 |
| Total equity capital | $209,684,000 | 380 |
| Total bank equity capital | $209,684,000 | 380 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,741,000 | 276 |
| Surplus | $38,849,000 | 811 |
| Undivided profits | $155,094,000 | 240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $15,996,000 | 406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,109,000 | 203 |
| Income earned, not collected on loans | $6,715,000 | 575 |
| Earning assets | $1,208,722,000 | 525 |
| Long-term assets (5+ years) | $3,729,000 | 6,327 |
| Average Assets, year-to-date | $1,150,870,600 | 573 |
| Average Assets, quarterly | $1,209,152,000 | 562 |
| Volatile liabilities | $284,954,000 | 556 |
| Insider loans | $292,000 | 6,193 |
| FHLB advances | $130,400,000 | 399 |
| Loans and leases held for sale | $3,274,000 | 476 |
| Unused loan commitments | $380,670,000 | 386 |
| Tier 1 (core) risk-based capital | $209,518,000 | 327 |
| Tier 2 risk-based capital | $11,282,000 | 512 |
| Total risk weighted assets | $1,189,203,000 | 451 |
| Total unused commitments | $380,670,000 | 386 |
| Derivatives | $3,283,000 | 648 |
| 2007-09-30 | Rank |
| # of Employees: | 141 | 1,213 |
| Assets and Liabilities |
| Total Assets: | $1,179,272,000 | 573 |
| Cash and due from depository institutions | $23,771,000 | 1,213 |
| Interest-bearing balances | $13,993,000 | 400 |
| Securities | $14,692,000 | 5,232 |
| Federal funds sold & reverse repurchase agreements | $23,700,000 | 578 |
| Net loans & leases | $1,096,762,000 | 452 |
| Loan loss allowance | $10,272,000 | 529 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,234,000 | 2,381 |
| Other real estate owned | $0 | 1,213 |
| Goodwill and other intangibles | $289,000 | 2,408 |
| All other assets | $14,824,000 | 1,262 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,179,272,000 | 573 |
| Total liabilities | $961,864,000 | 610 |
| Total deposits | $827,231,000 | 601 |
| Interest-bearing deposits | $794,403,000 | 553 |
| Deposits held in domestic offices | $827,231,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $120,982,000 | 455 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $13,651,000 | 535 |
| Total equity capital | $217,408,000 | 362 |
| Total bank equity capital | $217,408,000 | 362 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,727,000 | 265 |
| Surplus | $38,705,000 | 797 |
| Undivided profits | $162,976,000 | 237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,826,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,530,000 | 145 |
| Income earned, not collected on loans | $6,636,000 | 607 |
| Earning assets | $1,149,147,000 | 540 |
| Long-term assets (5+ years) | $3,956,000 | 6,205 |
| Average Assets, year-to-date | $1,128,830,250 | 576 |
| Average Assets, quarterly | $1,160,786,000 | 574 |
| Volatile liabilities | $250,959,000 | 602 |
| Insider loans | $221,000 | 6,434 |
| FHLB advances | $120,400,000 | 402 |
| Loans and leases held for sale | $3,344,000 | 451 |
| Unused loan commitments | $386,336,000 | 385 |
| Tier 1 (core) risk-based capital | $217,274,000 | 308 |
| Tier 2 risk-based capital | $10,284,000 | 545 |
| Total risk weighted assets | $1,136,727,000 | 458 |
| Total unused commitments | $386,336,000 | 385 |
| Derivatives | $2,298,000 | 717 |
| 2007-06-30 | Rank |
| # of Employees: | 143 | 1,215 |
| Assets and Liabilities |
| Total Assets: | $1,142,300,000 | 592 |
| Cash and due from depository institutions | $29,579,000 | 1,215 |
| Interest-bearing balances | $21,014,000 | 306 |
| Securities | $15,377,000 | 5,144 |
| Federal funds sold & reverse repurchase agreements | $23,123,000 | 654 |
| Net loans & leases | $1,053,146,000 | 468 |
| Loan loss allowance | $10,279,000 | 527 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,236,000 | 2,378 |
| Other real estate owned | $0 | 1,215 |
| Goodwill and other intangibles | $309,000 | 2,397 |
| All other assets | $15,530,000 | 1,211 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,142,300,000 | 592 |
| Total liabilities | $933,042,000 | 637 |
| Total deposits | $809,984,000 | 630 |
| Interest-bearing deposits | $777,581,000 | 574 |
| Deposits held in domestic offices | $809,984,000 | 628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $110,968,000 | 445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,090,000 | 575 |
| Total equity capital | $209,258,000 | 377 |
| Total bank equity capital | $209,258,000 | 377 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,721,000 | 265 |
| Surplus | $38,617,000 | 809 |
| Undivided profits | $154,920,000 | 256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,019,000 | 1,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $551,000 | 306 |
| Income earned, not collected on loans | $6,446,000 | 601 |
| Earning assets | $1,112,660,000 | 560 |
| Long-term assets (5+ years) | $3,828,000 | 6,213 |
| Average Assets, year-to-date | $1,112,016,330 | 594 |
| Average Assets, quarterly | $1,129,180,000 | 595 |
| Volatile liabilities | $212,132,000 | 697 |
| Insider loans | $253,000 | 6,307 |
| FHLB advances | $110,400,000 | 388 |
| Loans and leases held for sale | $4,296,000 | 456 |
| Unused loan commitments | $407,281,000 | 384 |
| Tier 1 (core) risk-based capital | $209,158,000 | 327 |
| Tier 2 risk-based capital | $10,285,000 | 559 |
| Total risk weighted assets | $1,095,845,000 | 480 |
| Total unused commitments | $407,281,000 | 384 |
| Derivatives | $4,320,000 | 647 |
| 2007-03-31 | Rank |
| # of Employees: | 145 | 1,173 |
| Assets and Liabilities |
| Total Assets: | $1,116,060,000 | 595 |
| Cash and due from depository institutions | $22,943,000 | 1,173 |
| Interest-bearing balances | $13,486,000 | 483 |
| Securities | $15,384,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $25,763,000 | 725 |
| Net loans & leases | $1,031,762,000 | 476 |
| Loan loss allowance | $10,367,000 | 506 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,156,000 | 2,392 |
| Other real estate owned | $0 | 1,173 |
| Goodwill and other intangibles | $326,000 | 2,359 |
| All other assets | $14,726,000 | 1,225 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,116,060,000 | 595 |
| Total liabilities | $915,142,000 | 640 |
| Total deposits | $797,829,000 | 628 |
| Interest-bearing deposits | $760,264,000 | 580 |
| Deposits held in domestic offices | $797,829,000 | 626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $101,921,000 | 470 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $15,392,000 | 496 |
| Total equity capital | $200,918,000 | 389 |
| Total bank equity capital | $200,918,000 | 389 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,711,000 | 255 |
| Surplus | $38,484,000 | 792 |
| Undivided profits | $146,723,000 | 269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,674,000 | 1,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 370 |
| Income earned, not collected on loans | $6,349,000 | 594 |
| Earning assets | $1,086,395,000 | 568 |
| Long-term assets (5+ years) | $1,485,000 | 6,990 |
| Average Assets, year-to-date | $1,096,874,500 | 595 |
| Average Assets, quarterly | $1,096,874,500 | 595 |
| Volatile liabilities | $187,755,000 | 762 |
| Insider loans | $229,000 | 6,424 |
| FHLB advances | $100,400,000 | 418 |
| Loans and leases held for sale | $2,219,000 | 650 |
| Unused loan commitments | $428,195,000 | 376 |
| Tier 1 (core) risk-based capital | $200,813,000 | 339 |
| Tier 2 risk-based capital | $10,424,000 | 542 |
| Total risk weighted assets | $1,075,369,000 | 480 |
| Total unused commitments | $428,195,000 | 376 |
| Derivatives | $2,226,000 | 746 |
| 2006-12-31 | Rank |
| # of Employees: | 150 | 1,132 |
| Assets and Liabilities |
| Total Assets: | $1,077,689,000 | 606 |
| Cash and due from depository institutions | $39,918,000 | 1,132 |
| Interest-bearing balances | $30,362,000 | 203 |
| Securities | $14,392,000 | 5,371 |
| Federal funds sold & reverse repurchase agreements | $43,000,000 | 349 |
| Net loans & leases | $959,951,000 | 498 |
| Loan loss allowance | $10,286,000 | 505 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,243,000 | 2,317 |
| Other real estate owned | $289,000 | 1,132 |
| Goodwill and other intangibles | $344,000 | 2,328 |
| All other assets | $14,552,000 | 1,245 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,077,689,000 | 606 |
| Total liabilities | $885,618,000 | 654 |
| Total deposits | $763,486,000 | 655 |
| Interest-bearing deposits | $729,589,000 | 600 |
| Deposits held in domestic offices | $763,486,000 | 653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,888,000 | 542 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $31,244,000 | 324 |
| Total equity capital | $192,071,000 | 391 |
| Total bank equity capital | $192,071,000 | 391 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,669,000 | 247 |
| Surplus | $37,695,000 | 787 |
| Undivided profits | $138,707,000 | 271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $7,717,000 | 433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 521 |
| Income earned, not collected on loans | $6,140,000 | 617 |
| Earning assets | $1,047,705,000 | 581 |
| Long-term assets (5+ years) | $886,000 | 7,249 |
| Average Assets, year-to-date | $954,355,600 | 652 |
| Average Assets, quarterly | $1,047,576,500 | 614 |
| Volatile liabilities | $183,004,000 | 876 |
| Insider loans | $225,000 | 6,476 |
| FHLB advances | $90,400,000 | 477 |
| Loans and leases held for sale | $4,568,000 | 409 |
| Unused loan commitments | $380,443,000 | 391 |
| Tier 1 (core) risk-based capital | $191,977,000 | 344 |
| Tier 2 risk-based capital | $10,301,000 | 542 |
| Total risk weighted assets | $1,033,258,000 | 493 |
| Total unused commitments | $380,443,000 | 391 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 151 | 1,155 |
| Assets and Liabilities |
| Total Assets: | $1,017,464,000 | 638 |
| Cash and due from depository institutions | $40,792,000 | 1,155 |
| Interest-bearing balances | $26,955,000 | 195 |
| Securities | $14,347,000 | 5,413 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 492 |
| Net loans & leases | $914,996,000 | 514 |
| Loan loss allowance | $10,349,000 | 505 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,225,000 | 2,282 |
| Other real estate owned | $559,000 | 1,155 |
| Goodwill and other intangibles | $362,000 | 2,305 |
| All other assets | $14,183,000 | 1,281 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,017,464,000 | 638 |
| Total liabilities | $818,121,000 | 700 |
| Total deposits | $715,465,000 | 690 |
| Interest-bearing deposits | $679,792,000 | 625 |
| Deposits held in domestic offices | $715,465,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $90,923,000 | 558 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,733,000 | 601 |
| Total equity capital | $199,343,000 | 387 |
| Total bank equity capital | $199,343,000 | 387 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,413,000 | 397 |
| Surplus | $41,904,000 | 717 |
| Undivided profits | $147,026,000 | 269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $650,000 | 3,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $210,000 | 540 |
| Income earned, not collected on loans | $5,355,000 | 712 |
| Earning assets | $983,298,000 | 611 |
| Long-term assets (5+ years) | $1,209,000 | 7,154 |
| Average Assets, year-to-date | $923,522,250 | 680 |
| Average Assets, quarterly | $980,746,000 | 659 |
| Volatile liabilities | $177,959,000 | 898 |
| Insider loans | $194,000 | 6,634 |
| FHLB advances | $90,400,000 | 496 |
| Loans and leases held for sale | $3,528,000 | 487 |
| Unused loan commitments | $382,438,000 | 404 |
| Tier 1 (core) risk-based capital | $199,259,000 | 343 |
| Tier 2 risk-based capital | $10,364,000 | 544 |
| Total risk weighted assets | $998,055,000 | 508 |
| Total unused commitments | $382,438,000 | 404 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 153 | 1,130 |
| Assets and Liabilities |
| Total Assets: | $944,028,000 | 683 |
| Cash and due from depository institutions | $32,901,000 | 1,130 |
| Interest-bearing balances | $20,233,000 | 264 |
| Securities | $14,242,000 | 5,437 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 655 |
| Net loans & leases | $857,225,000 | 539 |
| Loan loss allowance | $10,374,000 | 490 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,109,000 | 2,284 |
| Other real estate owned | $1,574,000 | 1,130 |
| Goodwill and other intangibles | $383,000 | 2,273 |
| All other assets | $14,094,000 | 1,277 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $944,028,000 | 683 |
| Total liabilities | $752,709,000 | 766 |
| Total deposits | $652,197,000 | 744 |
| Interest-bearing deposits | $615,920,000 | 679 |
| Deposits held in domestic offices | $652,197,000 | 742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $91,092,000 | 583 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,420,000 | 661 |
| Total equity capital | $191,319,000 | 390 |
| Total bank equity capital | $191,319,000 | 390 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,408,000 | 382 |
| Surplus | $41,772,000 | 712 |
| Undivided profits | $139,139,000 | 272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $777,000 | 2,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 674 |
| Income earned, not collected on loans | $4,929,000 | 691 |
| Earning assets | $910,200,000 | 645 |
| Long-term assets (5+ years) | $1,534,000 | 7,002 |
| Average Assets, year-to-date | $892,208,330 | 700 |
| Average Assets, quarterly | $922,293,000 | 683 |
| Volatile liabilities | $306,361,000 | 572 |
| Insider loans | $220,000 | 6,528 |
| FHLB advances | $90,400,000 | 522 |
| Loans and leases held for sale | $5,971,000 | 356 |
| Unused loan commitments | $379,357,000 | 407 |
| Tier 1 (core) risk-based capital | $191,319,000 | 355 |
| Tier 2 risk-based capital | $10,374,000 | 532 |
| Total risk weighted assets | $931,588,000 | 539 |
| Total unused commitments | $379,357,000 | 407 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 152 | 1,109 |
| Assets and Liabilities |
| Total Assets: | $900,558,000 | 692 |
| Cash and due from depository institutions | $62,381,000 | 1,109 |
| Interest-bearing balances | $40,201,000 | 132 |
| Securities | $14,189,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $802,552,000 | 557 |
| Loan loss allowance | $10,409,000 | 493 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,156,000 | 2,206 |
| Other real estate owned | $2,887,000 | 1,109 |
| Goodwill and other intangibles | $404,000 | 2,228 |
| All other assets | $12,989,000 | 1,342 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $900,558,000 | 692 |
| Total liabilities | $716,562,000 | 787 |
| Total deposits | $620,010,000 | 778 |
| Interest-bearing deposits | $582,367,000 | 711 |
| Deposits held in domestic offices | $620,010,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $84,696,000 | 587 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $11,856,000 | 562 |
| Total equity capital | $183,996,000 | 394 |
| Total bank equity capital | $183,996,000 | 394 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,402,000 | 375 |
| Surplus | $41,612,000 | 689 |
| Undivided profits | $131,982,000 | 285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,208,000 | 2,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 776 |
| Income earned, not collected on loans | $4,637,000 | 698 |
| Earning assets | $856,942,000 | 668 |
| Long-term assets (5+ years) | $1,155,000 | 7,190 |
| Average Assets, year-to-date | $866,298,500 | 716 |
| Average Assets, quarterly | $866,298,500 | 716 |
| Volatile liabilities | $268,367,000 | 605 |
| Insider loans | $150,000 | 6,875 |
| FHLB advances | $84,191,000 | 532 |
| Loans and leases held for sale | $5,725,000 | 316 |
| Unused loan commitments | $336,585,000 | 431 |
| Tier 1 (core) risk-based capital | $184,025,000 | 352 |
| Tier 2 risk-based capital | $10,417,000 | 522 |
| Total risk weighted assets | $876,227,000 | 546 |
| Total unused commitments | $336,585,000 | 431 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 152 | 1,101 |
| Assets and Liabilities |
| Total Assets: | $832,039,000 | 746 |
| Cash and due from depository institutions | $43,140,000 | 1,101 |
| Interest-bearing balances | $30,825,000 | 157 |
| Securities | $10,174,000 | 6,290 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 619 |
| Net loans & leases | $739,071,000 | 585 |
| Loan loss allowance | $10,415,000 | 484 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,263,000 | 2,139 |
| Other real estate owned | $665,000 | 1,101 |
| Goodwill and other intangibles | $419,000 | 2,212 |
| All other assets | $12,307,000 | 1,398 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $832,039,000 | 746 |
| Total liabilities | $655,739,000 | 864 |
| Total deposits | $510,863,000 | 945 |
| Interest-bearing deposits | $467,979,000 | 875 |
| Deposits held in domestic offices | $510,863,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $101,771,000 | 518 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $43,105,000 | 258 |
| Total equity capital | $176,300,000 | 396 |
| Total bank equity capital | $176,300,000 | 396 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,345,000 | 364 |
| Surplus | $40,118,000 | 690 |
| Undivided profits | $125,837,000 | 294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,813,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $533,000 | 291 |
| Income earned, not collected on loans | $3,949,000 | 809 |
| Earning assets | $801,070,000 | 710 |
| Long-term assets (5+ years) | $1,925,000 | 6,867 |
| Average Assets, year-to-date | $753,730,200 | 777 |
| Average Assets, quarterly | $820,857,000 | 745 |
| Volatile liabilities | $201,934,000 | 768 |
| Insider loans | $177,000 | 6,721 |
| FHLB advances | $101,191,000 | 457 |
| Loans and leases held for sale | $2,815,000 | 479 |
| Unused loan commitments | $299,739,000 | 451 |
| Tier 1 (core) risk-based capital | $176,339,000 | 356 |
| Tier 2 risk-based capital | $10,178,000 | 523 |
| Total risk weighted assets | $812,869,000 | 580 |
| Total unused commitments | $299,739,000 | 451 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 142 | 1,186 |
| Assets and Liabilities |
| Total Assets: | $809,675,000 | 750 |
| Cash and due from depository institutions | $69,605,000 | 1,186 |
| Interest-bearing balances | $50,797,000 | 107 |
| Securities | $10,181,000 | 6,285 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 515 |
| Net loans & leases | $687,520,000 | 612 |
| Loan loss allowance | $10,471,000 | 475 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,270,000 | 2,088 |
| Other real estate owned | $559,000 | 1,186 |
| Goodwill and other intangibles | $497,000 | 2,101 |
| All other assets | $10,043,000 | 1,617 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $809,675,000 | 750 |
| Total liabilities | $610,750,000 | 908 |
| Total deposits | $496,992,000 | 939 |
| Interest-bearing deposits | $456,532,000 | 866 |
| Deposits held in domestic offices | $496,992,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $101,708,000 | 521 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,050,000 | 526 |
| Total equity capital | $198,925,000 | 352 |
| Total bank equity capital | $198,925,000 | 352 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,223,000 | 354 |
| Surplus | $37,581,000 | 701 |
| Undivided profits | $151,121,000 | 244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,036,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $756,000 | 238 |
| Income earned, not collected on loans | $3,228,000 | 956 |
| Earning assets | $774,498,000 | 715 |
| Long-term assets (5+ years) | $1,541,000 | 7,085 |
| Average Assets, year-to-date | $734,153,000 | 793 |
| Average Assets, quarterly | $782,168,500 | 763 |
| Volatile liabilities | $175,157,000 | 825 |
| Insider loans | $310,000 | 6,174 |
| FHLB advances | $101,191,000 | 459 |
| Loans and leases held for sale | $5,186,000 | 394 |
| Unused loan commitments | $276,632,000 | 461 |
| Tier 1 (core) risk-based capital | $198,964,000 | 325 |
| Tier 2 risk-based capital | $9,520,000 | 541 |
| Total risk weighted assets | $759,455,000 | 590 |
| Total unused commitments | $276,632,000 | 461 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 267 | 584 |
| Assets and Liabilities |
| Total Assets: | $754,662,000 | 779 |
| Cash and due from depository institutions | $37,886,000 | 584 |
| Interest-bearing balances | $28,746,000 | 171 |
| Securities | $10,236,000 | 6,324 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 676 |
| Net loans & leases | $663,746,000 | 607 |
| Loan loss allowance | $10,468,000 | 471 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,411,000 | 1,672 |
| Other real estate owned | $1,677,000 | 584 |
| Goodwill and other intangibles | $3,306,000 | 992 |
| All other assets | $13,400,000 | 1,222 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $754,662,000 | 779 |
| Total liabilities | $589,321,000 | 907 |
| Total deposits | $475,465,000 | 959 |
| Interest-bearing deposits | $440,869,000 | 862 |
| Deposits held in domestic offices | $475,465,000 | 957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $106,709,000 | 506 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,147,000 | 722 |
| Total equity capital | $165,341,000 | 401 |
| Total bank equity capital | $165,341,000 | 401 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,150,000 | 337 |
| Surplus | $35,964,000 | 714 |
| Undivided profits | $119,227,000 | 299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,401,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,037,000 | 178 |
| Income earned, not collected on loans | $2,947,000 | 966 |
| Earning assets | $720,728,000 | 744 |
| Long-term assets (5+ years) | $1,462,000 | 7,161 |
| Average Assets, year-to-date | $708,979,000 | 813 |
| Average Assets, quarterly | $729,787,500 | 798 |
| Volatile liabilities | $168,583,000 | 821 |
| Insider loans | $320,000 | 6,125 |
| FHLB advances | $106,191,000 | 444 |
| Loans and leases held for sale | $8,128,000 | 315 |
| Unused loan commitments | $286,790,000 | 443 |
| Tier 1 (core) risk-based capital | $163,060,000 | 366 |
| Tier 2 risk-based capital | $9,189,000 | 547 |
| Total risk weighted assets | $731,326,000 | 586 |
| Total unused commitments | $286,790,000 | 443 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 266 | 571 |
| Assets and Liabilities |
| Total Assets: | $704,913,000 | 828 |
| Cash and due from depository institutions | $32,435,000 | 571 |
| Interest-bearing balances | $20,155,000 | 278 |
| Securities | $9,648,000 | 6,515 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 816 |
| Net loans & leases | $619,784,000 | 634 |
| Loan loss allowance | $10,413,000 | 476 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,669,000 | 1,575 |
| Other real estate owned | $4,911,000 | 571 |
| Goodwill and other intangibles | $3,328,000 | 977 |
| All other assets | $13,138,000 | 1,228 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $704,913,000 | 828 |
| Total liabilities | $545,318,000 | 962 |
| Total deposits | $445,517,000 | 1,003 |
| Interest-bearing deposits | $411,541,000 | 919 |
| Deposits held in domestic offices | $445,517,000 | 999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $91,711,000 | 559 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,090,000 | 658 |
| Total equity capital | $159,595,000 | 396 |
| Total bank equity capital | $159,595,000 | 396 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,027,000 | 333 |
| Surplus | $33,052,000 | 756 |
| Undivided profits | $116,516,000 | 289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,746,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,106,000 | 170 |
| Income earned, not collected on loans | $2,894,000 | 956 |
| Earning assets | $664,587,000 | 802 |
| Long-term assets (5+ years) | $3,219,000 | 6,559 |
| Average Assets, year-to-date | $686,137,500 | 835 |
| Average Assets, quarterly | $686,137,500 | 835 |
| Volatile liabilities | $123,573,000 | 1,008 |
| Insider loans | $320,000 | 6,133 |
| FHLB advances | $91,191,000 | 498 |
| Loans and leases held for sale | $2,035,000 | 638 |
| Unused loan commitments | $238,559,000 | 492 |
| Tier 1 (core) risk-based capital | $157,344,000 | 369 |
| Tier 2 risk-based capital | $8,633,000 | 565 |
| Total risk weighted assets | $686,955,000 | 606 |
| Total unused commitments | $238,559,000 | 492 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 254 | 617 |
| Assets and Liabilities |
| Total Assets: | $667,362,000 | 872 |
| Cash and due from depository institutions | $28,367,000 | 617 |
| Interest-bearing balances | $19,188,000 | 296 |
| Securities | $9,745,000 | 6,520 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,167 |
| Net loans & leases | $591,246,000 | 661 |
| Loan loss allowance | $10,347,000 | 483 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,696,000 | 1,535 |
| Other real estate owned | $5,277,000 | 617 |
| Goodwill and other intangibles | $3,344,000 | 964 |
| All other assets | $12,687,000 | 1,234 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $667,362,000 | 872 |
| Total liabilities | $511,668,000 | 1,017 |
| Total deposits | $420,506,000 | 1,043 |
| Interest-bearing deposits | $387,501,000 | 968 |
| Deposits held in domestic offices | $420,506,000 | 1,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $81,713,000 | 639 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,449,000 | 590 |
| Total equity capital | $155,694,000 | 411 |
| Total bank equity capital | $155,694,000 | 411 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,975,000 | 337 |
| Surplus | $32,159,000 | 767 |
| Undivided profits | $113,560,000 | 302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,247,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $697,000 | 244 |
| Income earned, not collected on loans | $2,576,000 | 1,055 |
| Earning assets | $630,179,000 | 842 |
| Long-term assets (5+ years) | $3,959,000 | 6,374 |
| Average Assets, year-to-date | $643,350,400 | 849 |
| Average Assets, quarterly | $670,108,000 | 850 |
| Volatile liabilities | $86,150,000 | 1,365 |
| Insider loans | $320,000 | 6,144 |
| FHLB advances | $81,191,000 | 563 |
| Loans and leases held for sale | $4,513,000 | 376 |
| Unused loan commitments | $229,160,000 | 498 |
| Tier 1 (core) risk-based capital | $153,351,000 | 375 |
| Tier 2 risk-based capital | $8,258,000 | 604 |
| Total risk weighted assets | $655,538,000 | 640 |
| Total unused commitments | $229,160,000 | 498 |
| Derivatives | $3,500,000 | 516 |
| 2004-09-30 | Rank |
| # of Employees: | 260 | 595 |
| Assets and Liabilities |
| Total Assets: | $672,854,000 | 845 |
| Cash and due from depository institutions | $32,656,000 | 595 |
| Interest-bearing balances | $20,873,000 | 275 |
| Securities | $9,306,000 | 6,653 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 944 |
| Net loans & leases | $589,013,000 | 656 |
| Loan loss allowance | $10,350,000 | 482 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,634,000 | 1,520 |
| Other real estate owned | $7,176,000 | 595 |
| Goodwill and other intangibles | $3,367,000 | 942 |
| All other assets | $12,702,000 | 1,206 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $672,854,000 | 845 |
| Total liabilities | $510,405,000 | 999 |
| Total deposits | $421,929,000 | 1,023 |
| Interest-bearing deposits | $387,861,000 | 949 |
| Deposits held in domestic offices | $421,929,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $81,728,000 | 629 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,748,000 | 725 |
| Total equity capital | $162,449,000 | 397 |
| Total bank equity capital | $162,449,000 | 397 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,938,000 | 333 |
| Surplus | $31,468,000 | 755 |
| Undivided profits | $121,043,000 | 291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,993,000 | 941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $745,000 | 240 |
| Income earned, not collected on loans | $2,402,000 | 1,160 |
| Earning assets | $631,192,000 | 826 |
| Long-term assets (5+ years) | $5,130,000 | 6,084 |
| Average Assets, year-to-date | $637,347,500 | 855 |
| Average Assets, quarterly | $652,186,500 | 860 |
| Volatile liabilities | $87,909,000 | 1,295 |
| Insider loans | $317,000 | 6,149 |
| FHLB advances | $81,191,000 | 557 |
| Loans and leases held for sale | $3,464,000 | 435 |
| Unused loan commitments | $216,067,000 | 517 |
| Tier 1 (core) risk-based capital | $160,160,000 | 366 |
| Tier 2 risk-based capital | $8,490,000 | 581 |
| Total risk weighted assets | $674,673,000 | 610 |
| Total unused commitments | $216,067,000 | 517 |
| Derivatives | $3,000,000 | 538 |
| 2004-06-30 | Rank |
| # of Employees: | 272 | 567 |
| Assets and Liabilities |
| Total Assets: | $631,519,000 | 889 |
| Cash and due from depository institutions | $17,695,000 | 567 |
| Interest-bearing balances | $6,776,000 | 889 |
| Securities | $6,251,000 | 7,452 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,348 |
| Net loans & leases | $568,870,000 | 656 |
| Loan loss allowance | $10,363,000 | 481 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,698,000 | 1,478 |
| Other real estate owned | $11,266,000 | 567 |
| Goodwill and other intangibles | $3,344,000 | 924 |
| All other assets | $13,395,000 | 1,159 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $631,519,000 | 889 |
| Total liabilities | $472,358,000 | 1,073 |
| Total deposits | $390,445,000 | 1,102 |
| Interest-bearing deposits | $355,658,000 | 1,024 |
| Deposits held in domestic offices | $390,445,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $76,715,000 | 657 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,198,000 | 841 |
| Total equity capital | $159,161,000 | 388 |
| Total bank equity capital | $159,161,000 | 388 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,929,000 | 330 |
| Surplus | $31,257,000 | 736 |
| Undivided profits | $117,975,000 | 287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,923,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $907,000 | 208 |
| Income earned, not collected on loans | $2,359,000 | 1,107 |
| Earning assets | $585,897,000 | 869 |
| Long-term assets (5+ years) | $5,363,000 | 6,134 |
| Average Assets, year-to-date | $625,512,000 | 870 |
| Average Assets, quarterly | $629,009,500 | 879 |
| Volatile liabilities | $66,716,000 | 1,607 |
| Insider loans | $315,000 | 6,196 |
| FHLB advances | $76,191,000 | 590 |
| Loans and leases held for sale | $7,715,000 | 290 |
| Unused loan commitments | $200,225,000 | 533 |
| Tier 1 (core) risk-based capital | $156,895,000 | 365 |
| Tier 2 risk-based capital | $8,422,000 | 589 |
| Total risk weighted assets | $668,796,000 | 613 |
| Total unused commitments | $200,225,000 | 533 |
| Derivatives | $7,000,000 | 435 |
| 2004-03-31 | Rank |
| # of Employees: | 248 | 634 |
| Assets and Liabilities |
| Total Assets: | $626,500,000 | 887 |
| Cash and due from depository institutions | $24,121,000 | 634 |
| Interest-bearing balances | $12,683,000 | 580 |
| Securities | $6,402,000 | 7,407 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,119 |
| Net loans & leases | $547,386,000 | 667 |
| Loan loss allowance | $10,338,000 | 482 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,613,000 | 1,480 |
| Other real estate owned | $13,034,000 | 634 |
| Goodwill and other intangibles | $3,266,000 | 915 |
| All other assets | $12,678,000 | 1,151 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $626,500,000 | 887 |
| Total liabilities | $471,232,000 | 1,060 |
| Total deposits | $393,477,000 | 1,075 |
| Interest-bearing deposits | $363,064,000 | 992 |
| Deposits held in domestic offices | $393,477,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $71,514,000 | 651 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,241,000 | 800 |
| Total equity capital | $155,268,000 | 404 |
| Total bank equity capital | $155,268,000 | 404 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,857,000 | 326 |
| Surplus | $30,407,000 | 759 |
| Undivided profits | $115,004,000 | 305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,580,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $932,000 | 205 |
| Income earned, not collected on loans | $2,454,000 | 1,061 |
| Earning assets | $579,471,000 | 880 |
| Long-term assets (5+ years) | $9,112,000 | 5,160 |
| Average Assets, year-to-date | $622,508,500 | 886 |
| Average Assets, quarterly | $622,508,500 | 886 |
| Volatile liabilities | $81,198,000 | 1,289 |
| Insider loans | $320,000 | 6,146 |
| FHLB advances | $71,154,000 | 585 |
| Loans and leases held for sale | $10,688,000 | 262 |
| Unused loan commitments | $188,765,000 | 546 |
| Tier 1 (core) risk-based capital | $152,429,000 | 372 |
| Tier 2 risk-based capital | $8,411,000 | 585 |
| Total risk weighted assets | $667,776,000 | 603 |
| Total unused commitments | $188,765,000 | 546 |
| Derivatives | $12,500,000 | 378 |
| 2003-12-31 | Rank |
| # of Employees: | 256 | 619 |
| Assets and Liabilities |
| Total Assets: | $618,517,000 | 899 |
| Cash and due from depository institutions | $20,408,000 | 619 |
| Interest-bearing balances | $10,777,000 | 608 |
| Securities | $6,362,000 | 7,473 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 315 |
| Net loans & leases | $516,396,000 | 702 |
| Loan loss allowance | $10,303,000 | 489 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,632,000 | 1,465 |
| Other real estate owned | $14,350,000 | 619 |
| Goodwill and other intangibles | $3,248,000 | 919 |
| All other assets | $13,121,000 | 1,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $618,517,000 | 899 |
| Total liabilities | $466,577,000 | 1,074 |
| Total deposits | $387,063,000 | 1,095 |
| Interest-bearing deposits | $355,956,000 | 1,015 |
| Deposits held in domestic offices | $387,063,000 | 1,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $71,485,000 | 661 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $8,029,000 | 663 |
| Total equity capital | $151,940,000 | 406 |
| Total bank equity capital | $151,940,000 | 406 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,810,000 | 329 |
| Surplus | $29,631,000 | 776 |
| Undivided profits | $112,499,000 | 295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,854,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $878,000 | 214 |
| Income earned, not collected on loans | $2,745,000 | 961 |
| Earning assets | $571,535,000 | 887 |
| Long-term assets (5+ years) | $4,954,000 | 6,235 |
| Average Assets, year-to-date | $642,139,800 | 850 |
| Average Assets, quarterly | $626,942,500 | 877 |
| Volatile liabilities | $74,102,000 | 1,428 |
| Insider loans | $365,000 | 6,007 |
| FHLB advances | $71,154,000 | 585 |
| Loans and leases held for sale | $10,755,000 | 249 |
| Unused loan commitments | $157,398,000 | 607 |
| Tier 1 (core) risk-based capital | $149,078,000 | 376 |
| Tier 2 risk-based capital | $8,399,000 | 582 |
| Total risk weighted assets | $666,855,000 | 597 |
| Total unused commitments | $157,398,000 | 607 |
| Derivatives | $7,000,000 | 413 |
| 2003-09-30 | Rank |
| # of Employees: | 259 | 627 |
| Assets and Liabilities |
| Total Assets: | $635,368,000 | 893 |
| Cash and due from depository institutions | $35,965,000 | 627 |
| Interest-bearing balances | $21,729,000 | 348 |
| Securities | $6,782,000 | 7,340 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 474 |
| Net loans & leases | $522,858,000 | 687 |
| Loan loss allowance | $10,559,000 | 484 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,682,000 | 1,433 |
| Other real estate owned | $15,818,000 | 627 |
| Goodwill and other intangibles | $3,266,000 | 910 |
| All other assets | $13,997,000 | 1,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $635,368,000 | 893 |
| Total liabilities | $486,221,000 | 1,043 |
| Total deposits | $408,210,000 | 1,052 |
| Interest-bearing deposits | $371,024,000 | 994 |
| Deposits held in domestic offices | $408,210,000 | 1,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $71,614,000 | 640 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,397,000 | 810 |
| Total equity capital | $149,147,000 | 421 |
| Total bank equity capital | $149,147,000 | 421 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,810,000 | 329 |
| Surplus | $29,509,000 | 774 |
| Undivided profits | $109,828,000 | 304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,344,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,689,000 | 136 |
| Income earned, not collected on loans | $2,727,000 | 1,000 |
| Earning assets | $581,369,000 | 895 |
| Long-term assets (5+ years) | $5,263,000 | 6,162 |
| Average Assets, year-to-date | $648,045,500 | 856 |
| Average Assets, quarterly | $648,749,500 | 871 |
| Volatile liabilities | $78,966,000 | 1,310 |
| Insider loans | $270,000 | 6,463 |
| FHLB advances | $71,154,000 | 566 |
| Loans and leases held for sale | $11,152,000 | 328 |
| Unused loan commitments | $141,126,000 | 677 |
| Tier 1 (core) risk-based capital | $146,230,000 | 384 |
| Tier 2 risk-based capital | $8,544,000 | 577 |
| Total risk weighted assets | $678,629,000 | 585 |
| Total unused commitments | $141,126,000 | 678 |
| Derivatives | $27,000,000 | 288 |
| 2003-06-30 | Rank |
| # of Employees: | 242 | 672 |
| Assets and Liabilities |
| Total Assets: | $662,131,000 | 851 |
| Cash and due from depository institutions | $20,456,000 | 672 |
| Interest-bearing balances | $8,597,000 | 965 |
| Securities | $6,812,000 | 7,270 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 758 |
| Net loans & leases | $574,632,000 | 626 |
| Loan loss allowance | $10,360,000 | 487 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,646,000 | 1,419 |
| Other real estate owned | $15,408,000 | 672 |
| Goodwill and other intangibles | $3,253,000 | 878 |
| All other assets | $14,924,000 | 968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $662,131,000 | 851 |
| Total liabilities | $507,206,000 | 981 |
| Total deposits | $430,626,000 | 999 |
| Interest-bearing deposits | $398,190,000 | 928 |
| Deposits held in domestic offices | $430,626,000 | 997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $71,682,000 | 644 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,898,000 | 1,025 |
| Total equity capital | $154,925,000 | 398 |
| Total bank equity capital | $154,925,000 | 398 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,732,000 | 324 |
| Surplus | $28,351,000 | 786 |
| Undivided profits | $116,842,000 | 287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $12,882,000 | 313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,089,000 | 203 |
| Income earned, not collected on loans | $3,056,000 | 872 |
| Earning assets | $610,041,000 | 843 |
| Long-term assets (5+ years) | $2,758,000 | 6,964 |
| Average Assets, year-to-date | $652,271,330 | 848 |
| Average Assets, quarterly | $662,078,500 | 840 |
| Volatile liabilities | $84,817,000 | 1,219 |
| Insider loans | $300,000 | 6,304 |
| FHLB advances | $71,154,000 | 571 |
| Loans and leases held for sale | $23,203,000 | 256 |
| Unused loan commitments | $157,979,000 | 618 |
| Tier 1 (core) risk-based capital | $151,949,000 | 362 |
| Tier 2 risk-based capital | $8,852,000 | 541 |
| Total risk weighted assets | $703,950,000 | 550 |
| Total unused commitments | $157,979,000 | 619 |
| Derivatives | $11,800,000 | 385 |
| 2003-03-31 | Rank |
| # of Employees: | 238 | 673 |
| Assets and Liabilities |
| Total Assets: | $662,026,000 | 837 |
| Cash and due from depository institutions | $26,696,000 | 673 |
| Interest-bearing balances | $13,992,000 | 614 |
| Securities | $6,850,000 | 7,319 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 947 |
| Net loans & leases | $569,657,000 | 619 |
| Loan loss allowance | $10,426,000 | 488 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,572,000 | 1,414 |
| Other real estate owned | $18,348,000 | 673 |
| Goodwill and other intangibles | $3,265,000 | 871 |
| All other assets | $13,638,000 | 1,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $662,026,000 | 837 |
| Total liabilities | $511,205,000 | 961 |
| Total deposits | $432,807,000 | 972 |
| Interest-bearing deposits | $400,534,000 | 917 |
| Deposits held in domestic offices | $432,807,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $71,541,000 | 626 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,857,000 | 816 |
| Total equity capital | $150,821,000 | 397 |
| Total bank equity capital | $150,821,000 | 397 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,726,000 | 320 |
| Surplus | $28,304,000 | 769 |
| Undivided profits | $112,791,000 | 294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $16,068,000 | 278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,249,000 | 173 |
| Income earned, not collected on loans | $3,265,000 | 821 |
| Earning assets | $607,499,000 | 838 |
| Long-term assets (5+ years) | $5,610,000 | 5,904 |
| Average Assets, year-to-date | $647,341,500 | 842 |
| Average Assets, quarterly | $647,341,500 | 842 |
| Volatile liabilities | $75,917,000 | 1,301 |
| Insider loans | $796,000 | 4,448 |
| FHLB advances | $71,154,000 | 557 |
| Loans and leases held for sale | $14,513,000 | 313 |
| Unused loan commitments | $164,879,000 | 581 |
| Tier 1 (core) risk-based capital | $147,828,000 | 367 |
| Tier 2 risk-based capital | $8,864,000 | 537 |
| Total risk weighted assets | $704,837,000 | 549 |
| Total unused commitments | $164,879,000 | 582 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 243 | 656 |
| Assets and Liabilities |
| Total Assets: | $632,657,000 | 854 |
| Cash and due from depository institutions | $21,382,000 | 656 |
| Interest-bearing balances | $9,203,000 | 863 |
| Securities | $6,841,000 | 7,322 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 872 |
| Net loans & leases | $549,234,000 | 632 |
| Loan loss allowance | $10,415,000 | 474 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,286,000 | 1,477 |
| Other real estate owned | $16,319,000 | 656 |
| Goodwill and other intangibles | $3,289,000 | 844 |
| All other assets | $13,306,000 | 1,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $632,657,000 | 854 |
| Total liabilities | $486,420,000 | 999 |
| Total deposits | $412,935,000 | 1,004 |
| Interest-bearing deposits | $380,079,000 | 942 |
| Deposits held in domestic offices | $412,935,000 | 1,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $66,731,000 | 654 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,754,000 | 794 |
| Total equity capital | $146,237,000 | 398 |
| Total bank equity capital | $146,237,000 | 398 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,660,000 | 317 |
| Surplus | $27,848,000 | 763 |
| Undivided profits | $108,729,000 | 303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,131,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,036,000 | 109 |
| Income earned, not collected on loans | $3,085,000 | 903 |
| Earning assets | $581,278,000 | 855 |
| Long-term assets (5+ years) | $5,716,000 | 5,856 |
| Average Assets, year-to-date | $612,544,200 | 831 |
| Average Assets, quarterly | $633,160,000 | 843 |
| Volatile liabilities | $67,799,000 | 1,429 |
| Insider loans | $813,000 | 4,423 |
| FHLB advances | $66,154,000 | 576 |
| Loans and leases held for sale | $16,523,000 | 331 |
| Unused loan commitments | $157,784,000 | 570 |
| Tier 1 (core) risk-based capital | $143,189,000 | 372 |
| Tier 2 risk-based capital | $8,411,000 | 551 |
| Total risk weighted assets | $668,181,000 | 564 |
| Total unused commitments | $157,784,000 | 571 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 224 | 715 |
| Assets and Liabilities |
| Total Assets: | $590,895,000 | 864 |
| Cash and due from depository institutions | $22,631,000 | 715 |
| Interest-bearing balances | $12,741,000 | 534 |
| Securities | $7,569,000 | 7,153 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 523 |
| Net loans & leases | $505,970,000 | 664 |
| Loan loss allowance | $10,409,000 | 451 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,351,000 | 1,394 |
| Other real estate owned | $5,483,000 | 715 |
| Goodwill and other intangibles | $3,748,000 | 744 |
| All other assets | $12,143,000 | 1,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,895,000 | 864 |
| Total liabilities | $461,803,000 | 992 |
| Total deposits | $407,926,000 | 981 |
| Interest-bearing deposits | $377,552,000 | 913 |
| Deposits held in domestic offices | $407,926,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,822,000 | 794 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,055,000 | 870 |
| Total equity capital | $129,092,000 | 418 |
| Total bank equity capital | $129,092,000 | 418 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,576,000 | 312 |
| Surplus | $27,158,000 | 756 |
| Undivided profits | $92,358,000 | 315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $13,109,000 | 307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 759 |
| Income earned, not collected on loans | $3,090,000 | 995 |
| Earning assets | $553,280,000 | 847 |
| Long-term assets (5+ years) | $10,813,000 | 4,621 |
| Average Assets, year-to-date | $580,514,200 | 843 |
| Average Assets, quarterly | $603,021,500 | 844 |
| Volatile liabilities | $86,108,000 | 1,128 |
| Insider loans | $1,848,000 | 2,567 |
| FHLB advances | $47,154,000 | 706 |
| Loans and leases held for sale | $11,002,000 | 372 |
| Unused loan commitments | $149,898,000 | 564 |
| Tier 1 (core) risk-based capital | $125,318,000 | 397 |
| Tier 2 risk-based capital | $7,963,000 | 540 |
| Total risk weighted assets | $630,799,000 | 577 |
| Total unused commitments | $149,898,000 | 564 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 222 | 710 |
| Assets and Liabilities |
| Total Assets: | $542,701,000 | 912 |
| Cash and due from depository institutions | $23,985,000 | 710 |
| Interest-bearing balances | $5,991,000 | 744 |
| Securities | $16,282,000 | 5,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $477,652,000 | 689 |
| Loan loss allowance | $10,120,000 | 466 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,888,000 | 1,208 |
| Other real estate owned | $4,975,000 | 710 |
| Goodwill and other intangibles | $4,242,000 | 665 |
| All other assets | $8,677,000 | 1,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,701,000 | 912 |
| Total liabilities | $430,642,000 | 1,018 |
| Total deposits | $380,980,000 | 1,013 |
| Interest-bearing deposits | $326,312,000 | 1,017 |
| Deposits held in domestic offices | $380,980,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,813,000 | 805 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,849,000 | 790 |
| Total equity capital | $112,059,000 | 457 |
| Total bank equity capital | $112,059,000 | 457 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,528,000 | 327 |
| Surplus | $26,913,000 | 739 |
| Undivided profits | $75,618,000 | 350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,707,000 | 317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $829,000 | 190 |
| Income earned, not collected on loans | $3,980,000 | 630 |
| Earning assets | $499,925,000 | 906 |
| Long-term assets (5+ years) | $4,625,000 | 6,156 |
| Average Assets, year-to-date | $522,210,800 | 901 |
| Average Assets, quarterly | $531,362,500 | 920 |
| Volatile liabilities | $122,884,000 | 847 |
| Insider loans | $2,078,000 | 2,261 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $8,074,000 | 257 |
| Unused loan commitments | $147,193,000 | 547 |
| Tier 1 (core) risk-based capital | $107,889,000 | 435 |
| Tier 2 risk-based capital | $7,091,280 | 601 |
| Total risk weighted assets | $560,555,980 | 629 |
| Total unused commitments | $147,193,000 | 547 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 169 | 983 |
| Assets and Liabilities |
| Total Assets: | $500,556,000 | 970 |
| Cash and due from depository institutions | $17,048,000 | 983 |
| Interest-bearing balances | $4,041,000 | 988 |
| Securities | $24,853,000 | 4,159 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,284 |
| Net loans & leases | $428,481,000 | 752 |
| Loan loss allowance | $9,693,000 | 496 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,721,000 | 1,489 |
| Other real estate owned | $6,965,000 | 983 |
| Goodwill and other intangibles | $1,193,000 | 1,389 |
| All other assets | $12,295,000 | 840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $500,556,000 | 970 |
| Total liabilities | $405,538,000 | 1,075 |
| Total deposits | $371,628,000 | 1,007 |
| Interest-bearing deposits | $323,503,000 | 995 |
| Deposits held in domestic offices | $371,628,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,934,000 | 1,063 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,976,000 | 938 |
| Total equity capital | $95,018,000 | 512 |
| Total bank equity capital | $95,018,000 | 512 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,392,000 | 360 |
| Surplus | $26,029,000 | 765 |
| Undivided profits | $59,597,000 | 416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,028,000 | 515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $588,000 | 255 |
| Income earned, not collected on loans | $2,998,000 | 711 |
| Earning assets | $461,375,000 | 963 |
| Long-term assets (5+ years) | $4,988,000 | 6,318 |
| Average Assets, year-to-date | $490,647,200 | 945 |
| Average Assets, quarterly | $496,473,000 | 967 |
| Volatile liabilities | $93,437,000 | 1,017 |
| Insider loans | $2,293,000 | 1,985 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,907,000 | 333 |
| Unused loan commitments | $124,446,000 | 628 |
| Tier 1 (core) risk-based capital | $94,056,000 | 494 |
| Tier 2 risk-based capital | $6,558,160 | 638 |
| Total risk weighted assets | $518,602,160 | 654 |
| Total unused commitments | $124,446,000 | 628 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 165 | 1,012 |
| Assets and Liabilities |
| Total Assets: | $492,185,000 | 953 |
| Cash and due from depository institutions | $39,123,000 | 1,012 |
| Interest-bearing balances | $20,653,000 | 264 |
| Securities | $17,152,000 | 5,344 |
| Federal funds sold & reverse repurchase agreements | $46,000,000 | 362 |
| Net loans & leases | $367,542,000 | 798 |
| Loan loss allowance | $9,203,000 | 488 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,916,000 | 1,346 |
| Other real estate owned | $3,204,000 | 1,012 |
| Goodwill and other intangibles | $1,104,000 | 1,381 |
| All other assets | $12,144,000 | 758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,185,000 | 953 |
| Total liabilities | $411,373,000 | 1,028 |
| Total deposits | $384,843,000 | 950 |
| Interest-bearing deposits | $329,160,000 | 971 |
| Deposits held in domestic offices | $384,843,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,209,000 | 1,014 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,321,000 | 948 |
| Total equity capital | $80,812,000 | 596 |
| Total bank equity capital | $80,812,000 | 596 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,727,000 | 443 |
| Surplus | $24,369,000 | 751 |
| Undivided profits | $48,716,000 | 523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,579,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,110 |
| Income earned, not collected on loans | $2,389,000 | 856 |
| Earning assets | $451,347,000 | 955 |
| Long-term assets (5+ years) | $7,168,000 | 5,478 |
| Average Assets, year-to-date | $469,835,800 | 949 |
| Average Assets, quarterly | $490,614,500 | 942 |
| Volatile liabilities | $70,316,000 | 1,072 |
| Insider loans | $930,000 | 3,722 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $11,230,000 | 326 |
| Unused loan commitments | $93,302,000 | 751 |
| Tier 1 (core) risk-based capital | $79,698,000 | 555 |
| Tier 2 risk-based capital | $5,685,890 | 679 |
| Total risk weighted assets | $447,344,890 | 692 |
| Total unused commitments | $93,302,000 | 757 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 149 | 1,179 |
| Assets and Liabilities |
| Total Assets: | $428,834,000 | 1,105 |
| Cash and due from depository institutions | $25,465,000 | 1,179 |
| Interest-bearing balances | $8,006,000 | 556 |
| Securities | $17,534,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 733 |
| Net loans & leases | $350,496,000 | 853 |
| Loan loss allowance | $6,309,000 | 678 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,870,000 | 1,321 |
| Other real estate owned | $2,822,000 | 1,179 |
| Goodwill and other intangibles | $940,000 | 1,391 |
| All other assets | $7,707,000 | 1,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,834,000 | 1,105 |
| Total liabilities | $360,792,000 | 1,174 |
| Total deposits | $332,803,000 | 1,115 |
| Interest-bearing deposits | $280,563,000 | 1,162 |
| Deposits held in domestic offices | $332,803,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $24,109,000 | 865 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,880,000 | 1,216 |
| Total equity capital | $68,042,000 | 704 |
| Total bank equity capital | $68,042,000 | 704 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,125,000 | 1,733 |
| Surplus | $29,521,000 | 642 |
| Undivided profits | $36,396,000 | 689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,913,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,641,000 | 99 |
| Income earned, not collected on loans | $2,187,000 | 992 |
| Earning assets | $394,036,000 | 1,098 |
| Long-term assets (5+ years) | $5,395,000 | 5,808 |
| Average Assets, year-to-date | $393,368,600 | 1,134 |
| Average Assets, quarterly | $411,743,500 | 1,127 |
| Volatile liabilities | $52,465,000 | 1,361 |
| Insider loans | $973,000 | 3,632 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,471,000 | 373 |
| Unused loan commitments | $102,523,000 | 639 |
| Tier 1 (core) risk-based capital | $67,091,000 | 657 |
| Tier 2 risk-based capital | $4,924,240 | 717 |
| Total risk weighted assets | $392,554,440 | 769 |
| Total unused commitments | $102,523,000 | 644 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities |
| Total Assets: | $388,541,000 | 1,241 |
| Cash and due from depository institutions | $12,036,000 | 1,307 |
| Interest-bearing balances | $541,000 | 2,985 |
| Securities | $29,472,000 | 3,953 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,084 |
| Net loans & leases | $321,703,000 | 962 |
| Loan loss allowance | $5,006,000 | 876 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,149,000 | 1,270 |
| Other real estate owned | $2,401,000 | 1,307 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,780,000 | 1,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,541,000 | 1,241 |
| Total liabilities | $332,362,000 | 1,293 |
| Total deposits | $286,827,000 | 1,344 |
| Interest-bearing deposits | $238,900,000 | 1,409 |
| Deposits held in domestic offices | $286,827,000 | 1,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $42,444,000 | 649 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,091,000 | 1,435 |
| Total equity capital | $56,179,000 | 837 |
| Total bank equity capital | $56,179,000 | 837 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,752,000 | 2,258 |
| Surplus | $29,337,000 | 672 |
| Undivided profits | $25,090,000 | 1,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,503,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 458 |
| Income earned, not collected on loans | $2,012,000 | 1,079 |
| Earning assets | $363,716,000 | 1,220 |
| Long-term assets (5+ years) | $35,861,000 | 1,712 |
| Average Assets, year-to-date | $370,860,800 | 1,237 |
| Average Assets, quarterly | $387,551,000 | 1,228 |
| Volatile liabilities | $61,768,000 | 1,207 |
| Insider loans | $1,088,000 | 3,417 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,381,000 | 316 |
| Unused loan commitments | $82,376,000 | 755 |
| Tier 1 (core) risk-based capital | $56,082,000 | 798 |
| Tier 2 risk-based capital | $4,092,890 | 873 |
| Total risk weighted assets | $326,517,890 | 941 |
| Total unused commitments | $82,376,000 | 761 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 144 | 1,326 |
| Assets and Liabilities |
| Total Assets: | $354,813,000 | 1,343 |
| Cash and due from depository institutions | $30,710,000 | 1,326 |
| Interest-bearing balances | $20,603,000 | 223 |
| Securities | $30,207,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 452 |
| Net loans & leases | $246,014,000 | 1,195 |
| Loan loss allowance | $3,389,000 | 1,244 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,311,000 | 1,187 |
| Other real estate owned | $3,081,000 | 1,326 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,490,000 | 2,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,813,000 | 1,343 |
| Total liabilities | $307,452,000 | 1,406 |
| Total deposits | $272,838,000 | 1,449 |
| Interest-bearing deposits | $226,949,000 | 1,509 |
| Deposits held in domestic offices | $272,838,000 | 1,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $31,466,000 | 677 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,148,000 | 1,474 |
| Total equity capital | $47,361,000 | 993 |
| Total bank equity capital | $47,361,000 | 993 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,389,000 | 2,828 |
| Surplus | $28,879,000 | 692 |
| Undivided profits | $17,093,000 | 1,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,062,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,571,000 | 1,418 |
| Earning assets | $331,824,000 | 1,322 |
| Long-term assets (5+ years) | $25,034,000 | 2,107 |
| Average Assets, year-to-date | $319,076,000 | 1,421 |
| Average Assets, quarterly | $347,927,500 | 1,358 |
| Volatile liabilities | $32,759,000 | 1,753 |
| Insider loans | $735,000 | 4,555 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $20,583,000 | 148 |
| Unused loan commitments | $57,348,000 | 952 |
| Tier 1 (core) risk-based capital | $47,265,000 | 951 |
| Tier 2 risk-based capital | $3,374,550 | 1,024 |
| Total risk weighted assets | $269,949,150 | 1,087 |
| Total unused commitments | $57,348,000 | 958 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 143 | 1,385 |
| Assets and Liabilities |
| Total Assets: | $276,667,000 | 1,660 |
| Cash and due from depository institutions | $10,905,000 | 1,385 |
| Interest-bearing balances | $2,000 | 6,947 |
| Securities | $33,353,000 | 3,892 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $218,900,000 | 1,293 |
| Loan loss allowance | $3,141,000 | 1,336 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,126,000 | 1,191 |
| Other real estate owned | $3,391,000 | 1,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,992,000 | 2,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,667,000 | 1,660 |
| Total liabilities | $238,440,000 | 1,764 |
| Total deposits | $208,214,000 | 1,829 |
| Interest-bearing deposits | $174,697,000 | 1,893 |
| Deposits held in domestic offices | $208,214,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,890 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,724,000 | 821 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,002,000 | 1,792 |
| Total equity capital | $38,227,000 | 1,088 |
| Total bank equity capital | $38,227,000 | 1,088 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,060,000 | 3,528 |
| Surplus | $24,132,000 | 741 |
| Undivided profits | $13,035,000 | 1,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,831,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 936 |
| Income earned, not collected on loans | $1,325,000 | 1,469 |
| Earning assets | $252,255,000 | 1,675 |
| Long-term assets (5+ years) | $13,321,000 | 3,424 |
| Average Assets, year-to-date | $290,427,200 | 1,546 |
| Average Assets, quarterly | $283,892,000 | 1,618 |
| Volatile liabilities | $37,255,000 | 1,540 |
| Insider loans | $168,000 | 8,532 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $10,774,000 | 166 |
| Unused loan commitments | $51,577,000 | 959 |
| Tier 1 (core) risk-based capital | $38,846,000 | 1,059 |
| Tier 2 risk-based capital | $3,002,770 | 1,115 |
| Total risk weighted assets | $240,083,570 | 1,183 |
| Total unused commitments | $51,577,000 | 968 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 136 | 1,546 |
| Assets and Liabilities |
| Total Assets: | $288,153,000 | 1,614 |
| Cash and due from depository institutions | $10,115,000 | 1,546 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,321,000 | 5,857 |
| Federal funds sold & reverse repurchase agreements | $29,700,000 | 459 |
| Net loans & leases | $212,949,000 | 1,304 |
| Loan loss allowance | $2,339,000 | 1,829 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,179,000 | 1,173 |
| Other real estate owned | $5,714,000 | 1,546 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,175,000 | 3,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,153,000 | 1,614 |
| Total liabilities | $255,141,000 | 1,680 |
| Total deposits | $221,330,000 | 1,781 |
| Interest-bearing deposits | $173,896,000 | 1,982 |
| Deposits held in domestic offices | $221,330,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $32,191,000 | 611 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,620,000 | 2,159 |
| Total equity capital | $33,012,000 | 1,242 |
| Total bank equity capital | $33,012,000 | 1,242 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $736,000 | 5,019 |
| Surplus | $16,724,000 | 944 |
| Undivided profits | $15,552,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $532,000 | 4,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $989,000 | 1,758 |
| Earning assets | $263,970,000 | 1,624 |
| Long-term assets (5+ years) | $25,173,000 | 2,194 |
| Average Assets, year-to-date | $272,663,600 | 1,667 |
| Average Assets, quarterly | $291,195,000 | 1,591 |
| Volatile liabilities | $55,278,000 | 1,107 |
| Insider loans | $186,000 | 8,484 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $29,624,000 | 161 |
| Unused loan commitments | $44,987,000 | 1,057 |
| Tier 1 (core) risk-based capital | $33,012,000 | 1,198 |
| Tier 2 risk-based capital | $2,339,000 | 1,366 |
| Total risk weighted assets | $228,332,200 | 1,232 |
| Total unused commitments | $44,987,000 | 1,080 |
| Derivatives | $483,000 | 671 |
| 1992-12-31 | Rank |
| # of Employees: | 121 | 1,789 |
| Assets and Liabilities |
| Total Assets: | $243,774,000 | 1,950 |
| Cash and due from depository institutions | $15,017,000 | 1,789 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $23,688,000 | 5,398 |
| Federal funds sold & reverse repurchase agreements | $32,400,000 | 568 |
| Net loans & leases | $158,322,000 | 1,769 |
| Loan loss allowance | $2,008,000 | 2,114 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,426,000 | 1,129 |
| Other real estate owned | $5,869,000 | 1,789 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,052,000 | 3,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,774,000 | 1,950 |
| Total liabilities | $216,493,000 | 2,019 |
| Total deposits | $212,111,000 | 1,943 |
| Interest-bearing deposits | $167,894,000 | 2,152 |
| Deposits held in domestic offices | $212,111,000 | 1,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,732,000 | 1,740 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,650,000 | 2,193 |
| Total equity capital | $27,281,000 | 1,429 |
| Total bank equity capital | $27,281,000 | 1,429 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $591,000 | 5,958 |
| Surplus | $13,454,000 | 1,095 |
| Undivided profits | $13,236,000 | 1,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,411,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $921,000 | 2,151 |
| Earning assets | $215,410,000 | 2,013 |
| Long-term assets (5+ years) | $1,683,000 | 9,331 |
| Average Assets, year-to-date | $240,935,600 | 1,937 |
| Average Assets, quarterly | $247,524,000 | 1,908 |
| Volatile liabilities | $26,968,000 | 1,864 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,194,000 | 344 |
| Unused loan commitments | $37,640,000 | 1,149 |
| Tier 1 (core) risk-based capital | $27,281,000 | 1,388 |
| Tier 2 risk-based capital | $2,008,000 | 1,586 |
| Total risk weighted assets | $192,405,500 | 1,498 |
| Total unused commitments | $37,640,000 | 1,165 |
| Derivatives | $202,000 | 620 |
