City Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $32,972,000 | 842 |
| Total interest expense | $6,234,000 | 1,323 |
| Net interest income | $26,738,000 | 725 |
| Provision for loan and lease losses | $584,000 | 1,712 |
| Total noninterest income | $5,100,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,504,000 | 1,187 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,596,000 | 857 |
| Total noninterest expense | $22,600,000 | 717 |
| Salaries and employee benefits | $12,891,000 | 658 |
| Premises and equipment expense | $2,397,000 | 945 |
| Additional noninterest expense | $7,312,000 | 712 |
| Pre-tax net operating income | $8,654,000 | 1,006 |
| Securities gains (losses) | $248,000 | 722 |
| Applicable income taxes | $2,860,000 | 938 |
| Income before extraordinary items | $6,042,000 | 1,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,042,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,177 |
| Cash dividends | $1,916,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,873,360 | 1,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 4,105 |
| Total interest expense | $964,000 | 4,884 |
| Net interest income | $3,749,000 | 3,792 |
| Provision for loan and lease losses | $84,000 | 4,668 |
| Total noninterest income | $867,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $241,000 | 4,185 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $626,000 | 2,442 |
| Total noninterest expense | $2,597,000 | 4,185 |
| Salaries and employee benefits | $1,871,000 | 3,330 |
| Premises and equipment expense | $184,000 | 6,222 |
| Additional noninterest expense | $542,000 | 5,390 |
| Pre-tax net operating income | $1,935,000 | 2,970 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $653,000 | 2,422 |
| Income before extraordinary items | $1,348,000 | 3,245 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,348,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,536 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,303,780 | 3,257 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $52,874,000 | 304 |
| Total interest expense | $11,085,000 | 382 |
| Net interest income | $41,789,000 | 288 |
| Provision for loan and lease losses | $-1,157,000 | 9,048 |
| Total noninterest income | $15,296,000 | 292 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,297,000 | 372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,999,000 | 248 |
| Total noninterest expense | $27,371,000 | 336 |
| Salaries and employee benefits | $13,433,000 | 342 |
| Premises and equipment expense | $4,130,000 | 298 |
| Additional noninterest expense | $9,808,000 | 329 |
| Pre-tax net operating income | $30,871,000 | 228 |
| Securities gains (losses) | $5,175,000 | 76 |
| Applicable income taxes | $11,197,000 | 218 |
| Income before extraordinary items | $24,849,000 | 208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,849,000 | 209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 452 |
| Cash dividends | $5,705,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $21,278,250 | 222 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $26,830,000 | 309 |
| Total interest expense | $5,546,000 | 389 |
| Net interest income | $21,284,000 | 287 |
| Provision for loan and lease losses | $-1,178,000 | 9,093 |
| Total noninterest income | $4,446,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,115,000 | 379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,331,000 | 344 |
| Total noninterest expense | $14,222,000 | 324 |
| Salaries and employee benefits | $6,839,000 | 342 |
| Premises and equipment expense | $2,078,000 | 303 |
| Additional noninterest expense | $5,305,000 | 308 |
| Pre-tax net operating income | $12,686,000 | 252 |
| Securities gains (losses) | $2,354,000 | 106 |
| Applicable income taxes | $4,303,000 | 260 |
| Income before extraordinary items | $10,737,000 | 225 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,737,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 612 |
| Cash dividends | $2,824,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,065,660 | 241 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $103,141,000 | 316 |
| Total interest expense | $23,417,000 | 396 |
| Net interest income | $79,724,000 | 290 |
| Provision for loan and lease losses | $6,133,000 | 287 |
| Total noninterest income | $18,907,000 | 415 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,592,000 | 373 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,315,000 | 352 |
| Total noninterest expense | $53,249,000 | 352 |
| Salaries and employee benefits | $26,015,000 | 356 |
| Premises and equipment expense | $8,210,000 | 308 |
| Additional noninterest expense | $19,024,000 | 348 |
| Pre-tax net operating income | $39,249,000 | 296 |
| Securities gains (losses) | $1,718,000 | 334 |
| Applicable income taxes | $13,427,000 | 300 |
| Income before extraordinary items | $27,540,000 | 297 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $27,540,000 | 298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,813,000 | 247 |
| Cash dividends | $11,800,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $26,388,940 | 290 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $76,340,000 | 328 |
| Total interest expense | $18,307,000 | 397 |
| Net interest income | $58,033,000 | 306 |
| Provision for loan and lease losses | $5,094,000 | 275 |
| Total noninterest income | $14,018,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,438,000 | 387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,580,000 | 377 |
| Total noninterest expense | $38,959,000 | 364 |
| Salaries and employee benefits | $19,206,000 | 363 |
| Premises and equipment expense | $6,118,000 | 319 |
| Additional noninterest expense | $13,635,000 | 366 |
| Pre-tax net operating income | $27,998,000 | 306 |
| Securities gains (losses) | $1,007,000 | 442 |
| Applicable income taxes | $9,507,000 | 322 |
| Income before extraordinary items | $19,498,000 | 326 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $19,498,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,302,000 | 586 |
| Cash dividends | $9,400,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $18,823,310 | 305 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $50,300,000 | 331 |
| Total interest expense | $12,717,000 | 396 |
| Net interest income | $37,583,000 | 317 |
| Provision for loan and lease losses | $4,880,000 | 212 |
| Total noninterest income | $10,478,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,252,000 | 380 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,226,000 | 349 |
| Total noninterest expense | $25,588,000 | 373 |
| Salaries and employee benefits | $13,062,000 | 356 |
| Premises and equipment expense | $4,073,000 | 327 |
| Additional noninterest expense | $8,453,000 | 390 |
| Pre-tax net operating income | $17,593,000 | 324 |
| Securities gains (losses) | $207,000 | 1,023 |
| Applicable income taxes | $5,836,000 | 349 |
| Income before extraordinary items | $11,964,000 | 349 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,964,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 773 |
| Cash dividends | $3,400,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $11,825,310 | 328 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $24,697,000 | 342 |
| Total interest expense | $6,631,000 | 393 |
| Net interest income | $18,066,000 | 325 |
| Provision for loan and lease losses | $4,330,000 | 153 |
| Total noninterest income | $4,941,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,116,000 | 379 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,825,000 | 368 |
| Total noninterest expense | $12,424,000 | 388 |
| Salaries and employee benefits | $6,429,000 | 362 |
| Premises and equipment expense | $2,025,000 | 330 |
| Additional noninterest expense | $3,970,000 | 403 |
| Pre-tax net operating income | $6,253,000 | 412 |
| Securities gains (losses) | $252,000 | 570 |
| Applicable income taxes | $2,135,000 | 440 |
| Income before extraordinary items | $4,370,000 | 430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,370,000 | 429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 824 |
| Cash dividends | $1,720,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,201,160 | 417 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $107,093,000 | 344 |
| Total interest expense | $30,295,000 | 407 |
| Net interest income | $76,798,000 | 320 |
| Provision for loan and lease losses | $17,110,000 | 179 |
| Total noninterest income | $15,003,000 | 484 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,381,000 | 367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,622,000 | 422 |
| Total noninterest expense | $49,835,000 | 375 |
| Salaries and employee benefits | $22,502,000 | 387 |
| Premises and equipment expense | $8,673,000 | 298 |
| Additional noninterest expense | $18,660,000 | 371 |
| Pre-tax net operating income | $24,856,000 | 397 |
| Securities gains (losses) | $-3,163,000 | 9,340 |
| Applicable income taxes | $6,941,000 | 465 |
| Income before extraordinary items | $14,752,000 | 462 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,752,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,451,000 | 222 |
| Cash dividends | $5,780,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $16,902,840 | 399 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $128,326,000 | 323 |
| Total interest expense | $57,454,000 | 341 |
| Net interest income | $70,872,000 | 315 |
| Provision for loan and lease losses | $13,628,000 | 201 |
| Total noninterest income | $12,962,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,850,000 | 390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,112,000 | 440 |
| Total noninterest expense | $49,345,000 | 370 |
| Salaries and employee benefits | $21,391,000 | 374 |
| Premises and equipment expense | $9,480,000 | 276 |
| Additional noninterest expense | $18,474,000 | 375 |
| Pre-tax net operating income | $20,861,000 | 409 |
| Securities gains (losses) | $-9,712,000 | 9,609 |
| Applicable income taxes | $3,872,000 | 670 |
| Income before extraordinary items | $7,277,000 | 764 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,277,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,611,000 | 195 |
| Cash dividends | $6,270,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,589,800 | 423 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $132,472,000 | 341 |
| Total interest expense | $71,488,000 | 331 |
| Net interest income | $60,984,000 | 351 |
| Provision for loan and lease losses | $7,539,000 | 238 |
| Total noninterest income | $10,707,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,899,000 | 470 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,808,000 | 484 |
| Total noninterest expense | $44,655,000 | 382 |
| Salaries and employee benefits | $19,632,000 | 379 |
| Premises and equipment expense | $9,737,000 | 263 |
| Additional noninterest expense | $15,286,000 | 428 |
| Pre-tax net operating income | $19,497,000 | 457 |
| Securities gains (losses) | $-421,000 | 9,690 |
| Applicable income taxes | $6,427,000 | 460 |
| Income before extraordinary items | $12,649,000 | 470 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,649,000 | 472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,008,000 | 212 |
| Cash dividends | $5,400,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $12,926,860 | 463 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $62,174,000 | 583 |
| Total interest expense | $25,598,000 | 647 |
| Net interest income | $36,576,000 | 531 |
| Provision for loan and lease losses | $3,050,000 | 412 |
| Total noninterest income | $4,012,000 | 1,090 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,615,000 | 818 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,397,000 | 1,020 |
| Total noninterest expense | $27,370,000 | 584 |
| Salaries and employee benefits | $11,381,000 | 634 |
| Premises and equipment expense | $7,530,000 | 328 |
| Additional noninterest expense | $8,459,000 | 676 |
| Pre-tax net operating income | $10,168,000 | 811 |
| Securities gains (losses) | $208,000 | 536 |
| Applicable income taxes | $3,952,000 | 717 |
| Income before extraordinary items | $6,424,000 | 877 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,424,000 | 877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,601,000 | 520 |
| Cash dividends | $2,600,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,290,880 | 882 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $59,795,000 | 598 |
| Total interest expense | $25,465,000 | 655 |
| Net interest income | $34,330,000 | 543 |
| Provision for loan and lease losses | $3,500,000 | 408 |
| Total noninterest income | $4,244,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,358,000 | 914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,886,000 | 919 |
| Total noninterest expense | $25,411,000 | 611 |
| Salaries and employee benefits | $11,191,000 | 635 |
| Premises and equipment expense | $7,899,000 | 293 |
| Additional noninterest expense | $6,321,000 | 816 |
| Pre-tax net operating income | $9,663,000 | 812 |
| Securities gains (losses) | $307,000 | 732 |
| Applicable income taxes | $3,640,000 | 744 |
| Income before extraordinary items | $6,330,000 | 858 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,330,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,713,000 | 517 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,133,520 | 850 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $58,837,000 | 609 |
| Total interest expense | $25,630,000 | 656 |
| Net interest income | $33,207,000 | 568 |
| Provision for loan and lease losses | $2,600,000 | 475 |
| Total noninterest income | $3,961,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,274,000 | 988 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,687,000 | 912 |
| Total noninterest expense | $27,001,000 | 561 |
| Salaries and employee benefits | $11,645,000 | 599 |
| Premises and equipment expense | $7,645,000 | 304 |
| Additional noninterest expense | $7,711,000 | 711 |
| Pre-tax net operating income | $7,567,000 | 1,064 |
| Securities gains (losses) | $-91,000 | 10,753 |
| Applicable income taxes | $2,710,000 | 1,023 |
| Income before extraordinary items | $4,766,000 | 1,163 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,766,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,607,000 | 344 |
| Cash dividends | $1,400,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,824,240 | 1,125 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $58,263,000 | 648 |
| Total interest expense | $24,942,000 | 704 |
| Net interest income | $33,321,000 | 610 |
| Provision for loan and lease losses | $840,000 | 1,166 |
| Total noninterest income | $5,397,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,326,000 | 1,001 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,071,000 | 725 |
| Total noninterest expense | $26,687,000 | 616 |
| Salaries and employee benefits | $11,851,000 | 588 |
| Premises and equipment expense | $7,711,000 | 335 |
| Additional noninterest expense | $7,125,000 | 886 |
| Pre-tax net operating income | $11,191,000 | 719 |
| Securities gains (losses) | $210,000 | 673 |
| Applicable income taxes | $4,130,000 | 677 |
| Income before extraordinary items | $7,271,000 | 752 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,271,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,225,000 | 785 |
| Cash dividends | $6,261,000 | 576 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,136,600 | 741 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $61,336,000 | 651 |
| Total interest expense | $27,484,000 | 686 |
| Net interest income | $33,852,000 | 603 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $7,914,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,398,000 | 956 |
| Trading account gains and fees | $279,000 | 214 |
| Additional Noninterest Income | $6,237,000 | 578 |
| Total noninterest expense | $28,477,000 | 599 |
| Salaries and employee benefits | $11,470,000 | 608 |
| Premises and equipment expense | $7,029,000 | 383 |
| Additional noninterest expense | $9,978,000 | 688 |
| Pre-tax net operating income | $12,809,000 | 675 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,859,000 | 618 |
| Income before extraordinary items | $7,950,000 | 724 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,950,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,559 |
| Cash dividends | $12,780,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,950,000 | 716 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $56,424,000 | 634 |
| Total interest expense | $18,664,000 | 761 |
| Net interest income | $37,760,000 | 554 |
| Provision for loan and lease losses | $1,250,000 | 795 |
| Total noninterest income | $7,534,000 | 707 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,399,000 | 945 |
| Trading account gains and fees | $203,000 | 191 |
| Additional Noninterest Income | $5,932,000 | 581 |
| Total noninterest expense | $28,767,000 | 607 |
| Salaries and employee benefits | $11,867,000 | 607 |
| Premises and equipment expense | $6,669,000 | 394 |
| Additional noninterest expense | $10,231,000 | 692 |
| Pre-tax net operating income | $15,277,000 | 567 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,320,000 | 543 |
| Income before extraordinary items | $9,957,000 | 562 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,957,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,834 |
| Cash dividends | $5,167,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,957,000 | 568 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $56,540,000 | 624 |
| Total interest expense | $16,702,000 | 853 |
| Net interest income | $39,838,000 | 521 |
| Provision for loan and lease losses | $2,000,000 | 807 |
| Total noninterest income | $7,115,000 | 762 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,404,000 | 942 |
| Trading account gains and fees | $227,000 | 219 |
| Additional Noninterest Income | $5,484,000 | 627 |
| Total noninterest expense | $30,190,000 | 621 |
| Salaries and employee benefits | $12,498,000 | 585 |
| Premises and equipment expense | $6,541,000 | 410 |
| Additional noninterest expense | $11,151,000 | 702 |
| Pre-tax net operating income | $14,763,000 | 517 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,875,000 | 476 |
| Income before extraordinary items | $8,888,000 | 596 |
| Extraordinary gains, net | $-373,000 | 13,135 |
| Net income | $8,515,000 | 636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 1,196 |
| Cash dividends | $2,644,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,888,000 | 553 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $59,664,000 | 668 |
| Total interest expense | $22,126,000 | 842 |
| Net interest income | $37,538,000 | 560 |
| Provision for loan and lease losses | $3,603,000 | 735 |
| Total noninterest income | $7,656,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,364,000 | 958 |
| Trading account gains and fees | $264,000 | 208 |
| Additional Noninterest Income | $6,028,000 | 588 |
| Total noninterest expense | $29,533,000 | 621 |
| Salaries and employee benefits | $12,765,000 | 574 |
| Premises and equipment expense | $6,187,000 | 431 |
| Additional noninterest expense | $10,581,000 | 738 |
| Pre-tax net operating income | $12,058,000 | 530 |
| Securities gains (losses) | $516,000 | 1,063 |
| Applicable income taxes | $4,540,000 | 524 |
| Income before extraordinary items | $8,034,000 | 595 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,034,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,551,000 | 819 |
| Cash dividends | $2,805,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,703,760 | 554 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.