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City Bank, Assets and Liabilities

2004-12-31Rank
# of Employees:404388
Assets and Liabilities
Total Assets:$2,259,941,000311
Cash and due from depository institutions$27,607,000388
Interest-bearing balances$2,335,0001,870
Securities$283,503,000495
Federal funds sold & reverse repurchase agreements$600,0005,313
Net loans & leases$1,511,595,000297
Loan loss allowance$25,343,000239
Trading account assets$0153
Bank premises and fixed assets$16,750,000531
Other real estate owned$0388
Goodwill and other intangibles$336,819,00072
All other assets$83,067,000264
Life insurance assets$0334
Total liabilities and capital$2,259,941,000311
Total liabilities$1,789,055,000328
Total deposits$1,346,585,000345
Interest-bearing deposits$1,326,960,000307
Deposits held in domestic offices$1,346,585,000345
% insured0.00%1
Federal funds purchased & repurchase agreements$95,000,000313
Trading liabilities$066
Other borrowed funds$283,332,000248
Subordinated debt$0272
All other liabilities$64,138,000205
Total equity capital$470,886,000208
Total bank equity capital$470,886,000208
Perpetual preferred stock$0118
Common stock$10,765,000295
Surplus$453,671,000133
Undivided profits$6,450,0004,016
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,407,000629
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$839,000210
Income earned, not collected on loans$7,306,000375
Earning assets$1,798,033,000332
Long-term assets (5+ years)$450,264,000258
Average Assets, year-to-date$2,023,836,600315
Average Assets, quarterly$2,228,119,000309
Volatile liabilities$392,764,000401
Insider loans$592,0005,157
FHLB advances$282,932,000205
Loans and leases held for sale$15,506,000204
Unused loan commitments$444,718,000323
Tier 1 (core) risk-based capital$157,032,000371
Tier 2 risk-based capital$22,083,000281
Total risk weighted assets$1,757,300,000284
Total unused commitments$444,718,000323
Derivatives$59,207,000218
2004-09-30Rank
# of Employees:442358
Assets and Liabilities
Total Assets:$2,196,297,000318
Cash and due from depository institutions$45,036,000358
Interest-bearing balances$1,123,0002,726
Securities$292,828,000479
Federal funds sold & reverse repurchase agreements$160,0005,634
Net loans & leases$1,414,997,000309
Loan loss allowance$24,834,000252
Trading account assets$0149
Bank premises and fixed assets$17,102,000505
Other real estate owned$0358
Goodwill and other intangibles$339,527,00070
All other assets$86,647,000265
Life insurance assets$0330
Total liabilities and capital$2,196,297,000318
Total liabilities$1,751,347,000334
Total deposits$1,414,800,000320
Interest-bearing deposits$1,378,591,000293
Deposits held in domestic offices$1,414,800,000318
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000659
Trading liabilities$068
Other borrowed funds$253,132,000279
Subordinated debt$0276
All other liabilities$58,415,000216
Total equity capital$444,950,000215
Total bank equity capital$444,950,000215
Perpetual preferred stock$0124
Common stock$10,765,000287
Surplus$429,671,000134
Undivided profits$4,514,0004,908
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,089,000584
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$715,000245
Income earned, not collected on loans$6,914,000392
Earning assets$1,709,108,000348
Long-term assets (5+ years)$456,301,000260
Average Assets, year-to-date$1,964,810,500325
Average Assets, quarterly$2,040,321,500325
Volatile liabilities$317,879,000461
Insider loans$977,0004,151
FHLB advances$252,732,000228
Loans and leases held for sale$10,119,000252
Unused loan commitments$406,046,000335
Tier 1 (core) risk-based capital$128,447,000426
Tier 2 risk-based capital$20,729,000297
Total risk weighted assets$1,648,313,000296
Total unused commitments$406,046,000335
Derivatives$52,032,000234
2004-06-30Rank
# of Employees:464346
Assets and Liabilities
Total Assets:$1,884,346,000342
Cash and due from depository institutions$54,892,000346
Interest-bearing balances$1,118,0002,721
Securities$336,726,000428
Federal funds sold & reverse repurchase agreements$6,170,0001,696
Net loans & leases$1,384,302,000305
Loan loss allowance$24,810,000250
Trading account assets$0153
Bank premises and fixed assets$15,077,000575
Other real estate owned$84,000346
Goodwill and other intangibles$2,706,0001,031
All other assets$84,389,000274
Life insurance assets$0323
Total liabilities and capital$1,884,346,000342
Total liabilities$1,712,089,000337
Total deposits$1,387,436,000323
Interest-bearing deposits$1,335,751,000295
Deposits held in domestic offices$1,387,436,000321
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000651
Trading liabilities$069
Other borrowed funds$274,780,000264
Subordinated debt$0288
All other liabilities$24,873,000329
Total equity capital$172,257,000369
Total bank equity capital$172,257,000369
Perpetual preferred stock$0126
Common stock$10,765,000285
Surplus$64,055,000423
Undivided profits$97,437,000336
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,717,000627
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,034,000192
Income earned, not collected on loans$7,013,000376
Earning assets$1,728,316,000343
Long-term assets (5+ years)$491,983,000251
Average Assets, year-to-date$1,887,648,330337
Average Assets, quarterly$1,879,879,000340
Volatile liabilities$328,350,000435
Insider loans$9,934,000552
FHLB advances$274,380,000218
Loans and leases held for sale$8,001,000285
Unused loan commitments$372,213,000347
Tier 1 (core) risk-based capital$175,081,000331
Tier 2 risk-based capital$20,391,000295
Total risk weighted assets$1,620,593,000293
Total unused commitments$372,213,000347
Derivatives$59,458,000226
2004-03-31Rank
# of Employees:480342
Assets and Liabilities
Total Assets:$1,875,412,000345
Cash and due from depository institutions$57,547,000342
Interest-bearing balances$1,109,0002,937
Securities$387,561,000378
Federal funds sold & reverse repurchase agreements$2,300,0004,367
Net loans & leases$1,325,422,000312
Loan loss allowance$25,414,000245
Trading account assets$0144
Bank premises and fixed assets$15,400,000542
Other real estate owned$0342
Goodwill and other intangibles$2,856,000982
All other assets$84,326,000269
Life insurance assets$0322
Total liabilities and capital$1,875,412,000345
Total liabilities$1,707,642,000341
Total deposits$1,320,955,000337
Interest-bearing deposits$1,289,595,000306
Deposits held in domestic offices$1,320,955,000333
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000631
Trading liabilities$070
Other borrowed funds$334,785,000228
Subordinated debt$0287
All other liabilities$26,902,000342
Total equity capital$167,770,000379
Total bank equity capital$167,770,000379
Perpetual preferred stock$0129
Common stock$10,765,000277
Surplus$64,055,000413
Undivided profits$92,950,000368
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,154,000596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,137,000170
Income earned, not collected on loans$6,900,000380
Earning assets$1,716,392,000344
Long-term assets (5+ years)$568,223,000229
Average Assets, year-to-date$1,889,299,500339
Average Assets, quarterly$1,889,299,500339
Volatile liabilities$418,311,000364
Insider loans$9,950,000526
FHLB advances$334,385,000181
Loans and leases held for sale$21,352,000175
Unused loan commitments$324,615,000372
Tier 1 (core) risk-based capital$163,850,000350
Tier 2 risk-based capital$19,375,000302
Total risk weighted assets$1,538,179,000301
Total unused commitments$324,615,000372
Derivatives$64,839,000222
2003-12-31Rank
# of Employees:492339
Assets and Liabilities
Total Assets:$1,903,187,000340
Cash and due from depository institutions$47,977,000339
Interest-bearing balances$1,343,0002,618
Securities$437,197,000356
Federal funds sold & reverse repurchase agreements$400,0005,718
Net loans & leases$1,316,570,000311
Loan loss allowance$26,896,000237
Trading account assets$0168
Bank premises and fixed assets$15,537,000529
Other real estate owned$174,000339
Goodwill and other intangibles$2,595,0001,033
All other assets$82,737,000269
Life insurance assets$01
Total liabilities and capital$1,903,187,000340
Total liabilities$1,743,366,000333
Total deposits$1,215,213,000371
Interest-bearing deposits$1,177,202,000337
Deposits held in domestic offices$1,215,213,000369
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$499,789,000177
Subordinated debt$0293
All other liabilities$28,364,000312
Total equity capital$159,821,000384
Total bank equity capital$159,821,000384
Perpetual preferred stock$0131
Common stock$10,765,000279
Surplus$64,055,000416
Undivided profits$85,001,000381
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,669,000482
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$700,000252
Income earned, not collected on loans$6,878,000384
Earning assets$1,755,510,000333
Long-term assets (5+ years)$617,031,000226
Average Assets, year-to-date$1,755,111,800349
Average Assets, quarterly$1,873,171,500340
Volatile liabilities$547,307,000305
Insider loans$9,192,000540
FHLB advances$499,389,000129
Loans and leases held for sale$56,039,00097
Unused loan commitments$391,394,000325
Tier 1 (core) risk-based capital$155,937,000362
Tier 2 risk-based capital$18,860,000313
Total risk weighted assets$1,496,548,000312
Total unused commitments$391,394,000326
Derivatives$70,000,000202
2003-09-30Rank
# of Employees:493352
Assets and Liabilities
Total Assets:$1,843,156,000351
Cash and due from depository institutions$46,780,000352
Interest-bearing balances$1,058,0003,026
Securities$474,996,000327
Federal funds sold & reverse repurchase agreements$1,500,0004,830
Net loans & leases$1,216,360,000335
Loan loss allowance$30,368,000221
Trading account assets$0165
Bank premises and fixed assets$14,719,000564
Other real estate owned$707,000352
Goodwill and other intangibles$2,770,000991
All other assets$85,324,000271
Life insurance assets$01
Total liabilities and capital$1,843,156,000351
Total liabilities$1,689,149,000347
Total deposits$1,189,766,000379
Interest-bearing deposits$1,148,976,000348
Deposits held in domestic offices$1,189,766,000376
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$468,794,000189
Subordinated debt$0293
All other liabilities$30,589,000308
Total equity capital$154,007,000405
Total bank equity capital$154,007,000405
Perpetual preferred stock$0137
Common stock$10,765,000280
Surplus$64,055,000426
Undivided profits$79,187,000405
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,681,000330
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$291,000553
Income earned, not collected on loans$6,936,000400
Earning assets$1,693,914,000348
Long-term assets (5+ years)$674,403,000202
Average Assets, year-to-date$1,718,093,000365
Average Assets, quarterly$1,771,222,000360
Volatile liabilities$473,573,000348
Insider loans$9,693,000509
FHLB advances$468,394,000143
Loans and leases held for sale$82,767,000101
Unused loan commitments$364,083,000342
Tier 1 (core) risk-based capital$150,295,000371
Tier 2 risk-based capital$17,359,000337
Total risk weighted assets$1,371,672,000338
Total unused commitments$364,083,000342
Derivatives$85,000,000194
2003-06-30Rank
# of Employees:487358
Assets and Liabilities
Total Assets:$1,699,288,000373
Cash and due from depository institutions$64,743,000358
Interest-bearing balances$1,285,0002,965
Securities$357,831,000400
Federal funds sold & reverse repurchase agreements$415,0006,432
Net loans & leases$1,175,590,000347
Loan loss allowance$29,993,000221
Trading account assets$0170
Bank premises and fixed assets$14,739,000557
Other real estate owned$804,000358
Goodwill and other intangibles$2,132,0001,108
All other assets$83,034,000275
Life insurance assets$01
Total liabilities and capital$1,699,288,000373
Total liabilities$1,545,701,000371
Total deposits$1,187,040,000382
Interest-bearing deposits$1,104,477,000353
Deposits held in domestic offices$1,187,040,000380
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$331,355,000231
Subordinated debt$0266
All other liabilities$27,306,000350
Total equity capital$153,587,000400
Total bank equity capital$153,587,000400
Perpetual preferred stock$0140
Common stock$10,765,000274
Surplus$64,055,000414
Undivided profits$78,767,000406
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,893,000359
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,471,000152
Income earned, not collected on loans$6,852,000392
Earning assets$1,535,121,000375
Long-term assets (5+ years)$588,378,000215
Average Assets, year-to-date$1,676,405,330368
Average Assets, quarterly$1,677,913,500373
Volatile liabilities$309,849,000452
Insider loans$8,814,000552
FHLB advances$330,898,000184
Loans and leases held for sale$119,573,000101
Unused loan commitments$328,278,000365
Tier 1 (core) risk-based capital$148,761,000367
Tier 2 risk-based capital$16,062,000342
Total risk weighted assets$1,265,743,000353
Total unused commitments$328,278,000367
Derivatives$90,000,000206
2003-03-31Rank
# of Employees:475360
Assets and Liabilities
Total Assets:$1,656,539,000378
Cash and due from depository institutions$54,354,000360
Interest-bearing balances$19,428,000422
Securities$377,480,000384
Federal funds sold & reverse repurchase agreements$07,247
Net loans & leases$1,126,585,000353
Loan loss allowance$29,995,000221
Trading account assets$0169
Bank premises and fixed assets$14,983,000540
Other real estate owned$771,000360
Goodwill and other intangibles$1,609,0001,262
All other assets$80,757,000281
Life insurance assets$01
Total liabilities and capital$1,656,539,000378
Total liabilities$1,510,409,000374
Total deposits$1,154,384,000384
Interest-bearing deposits$1,109,577,000353
Deposits held in domestic offices$1,154,384,000382
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$325,802,000226
Subordinated debt$0265
All other liabilities$30,223,000334
Total equity capital$146,130,000408
Total bank equity capital$146,130,000408
Perpetual preferred stock$0141
Common stock$10,765,000270
Surplus$64,054,000411
Undivided profits$71,311,000428
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,300,000345
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,381,000109
Income earned, not collected on loans$7,075,000396
Earning assets$1,523,493,000373
Long-term assets (5+ years)$551,883,000222
Average Assets, year-to-date$1,664,964,000371
Average Assets, quarterly$1,664,964,000371
Volatile liabilities$298,667,000465
Insider loans$6,748,000757
FHLB advances$325,402,000176
Loans and leases held for sale$111,002,00094
Unused loan commitments$277,178,000414
Tier 1 (core) risk-based capital$142,848,000380
Tier 2 risk-based capital$15,215,000349
Total risk weighted assets$1,198,977,000361
Total unused commitments$277,178,000414
Derivatives$70,000,000217
2002-12-31Rank
# of Employees:455370
Assets and Liabilities
Total Assets:$1,673,389,000368
Cash and due from depository institutions$77,504,000370
Interest-bearing balances$1,214,0002,897
Securities$341,166,000400
Federal funds sold & reverse repurchase agreements$20,525,000673
Net loans & leases$1,136,081,000343
Loan loss allowance$26,576,000245
Trading account assets$0170
Bank premises and fixed assets$15,299,000518
Other real estate owned$2,193,000370
Goodwill and other intangibles$1,218,0001,407
All other assets$79,403,000286
Life insurance assets$01
Total liabilities and capital$1,673,389,000368
Total liabilities$1,529,305,000365
Total deposits$1,171,175,000371
Interest-bearing deposits$1,082,733,000354
Deposits held in domestic offices$1,171,175,000369
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$329,807,000232
Subordinated debt$0258
All other liabilities$28,323,000332
Total equity capital$144,084,000401
Total bank equity capital$144,084,000401
Perpetual preferred stock$0142
Common stock$10,765,000269
Surplus$64,055,000406
Undivided profits$69,264,000442
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,662,000309
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,424,00097
Income earned, not collected on loans$7,546,000389
Earning assets$1,498,986,000370
Long-term assets (5+ years)$568,634,000213
Average Assets, year-to-date$1,589,811,400368
Average Assets, quarterly$1,631,110,500375
Volatile liabilities$281,630,000475
Insider loans$9,179,000517
FHLB advances$329,407,000184
Loans and leases held for sale$98,568,000113
Unused loan commitments$259,104,000425
Tier 1 (core) risk-based capital$140,197,000379
Tier 2 risk-based capital$15,196,000353
Total risk weighted assets$1,201,452,000356
Total unused commitments$259,104,000425
Derivatives$85,000,000191
2001-12-31Rank
# of Employees:479353
Assets and Liabilities
Total Assets:$1,586,707,000376
Cash and due from depository institutions$24,359,000353
Interest-bearing balances$1,017,0002,965
Securities$229,263,000532
Federal funds sold & reverse repurchase agreements$10,655,0001,374
Net loans & leases$1,225,252,000319
Loan loss allowance$19,464,000296
Trading account assets$0182
Bank premises and fixed assets$17,088,000439
Other real estate owned$4,674,000353
Goodwill and other intangibles$1,634,0001,172
All other assets$73,782,000296
Life insurance assets$01
Total liabilities and capital$1,586,707,000376
Total liabilities$1,457,248,000372
Total deposits$1,145,773,000369
Interest-bearing deposits$1,062,373,000355
Deposits held in domestic offices$1,145,773,000368
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$290,524,000236
Subordinated debt$0241
All other liabilities$20,951,000387
Total equity capital$129,459,000417
Total bank equity capital$129,459,000417
Perpetual preferred stock$0158
Common stock$10,765,000260
Surplus$64,055,000393
Undivided profits$54,639,000512
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,397,000242
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$9,939,000328
Earning assets$1,466,187,000371
Long-term assets (5+ years)$593,357,000214
Average Assets, year-to-date$1,675,632,000356
Average Assets, quarterly$1,628,315,500366
Volatile liabilities$354,040,000394
Insider loans$6,799,000683
FHLB advances$290,124,000178
Loans and leases held for sale$50,661,000154
Unused loan commitments$269,124,000392
Tier 1 (core) risk-based capital$131,225,000383
Tier 2 risk-based capital$15,054,000346
Total risk weighted assets$1,197,097,000357
Total unused commitments$269,124,000394
Derivatives$70,000,000188
2000-12-31Rank
# of Employees:458358
Assets and Liabilities
Total Assets:$1,721,140,000355
Cash and due from depository institutions$41,238,000358
Interest-bearing balances$1,051,0002,332
Securities$330,518,000374
Federal funds sold & reverse repurchase agreements$610,0005,972
Net loans & leases$1,283,911,000311
Loan loss allowance$17,447,000314
Trading account assets$0175
Bank premises and fixed assets$17,728,000428
Other real estate owned$3,458,000358
Goodwill and other intangibles$2,275,000977
All other assets$41,402,000375
Life insurance assets$01
Total liabilities and capital$1,721,140,000355
Total liabilities$1,600,547,000347
Total deposits$1,221,717,000346
Interest-bearing deposits$1,159,590,000324
Deposits held in domestic offices$1,221,717,000341
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$352,262,000214
Subordinated debt$0239
All other liabilities$26,568,000343
Total equity capital$120,593,000430
Total bank equity capital$120,593,000430
Perpetual preferred stock$0178
Common stock$10,765,000280
Surplus$64,055,000380
Undivided profits$45,773,000594
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,829,000236
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$10,959,000285
Earning assets$1,616,090,000344
Long-term assets (5+ years)$700,700,000189
Average Assets, year-to-date$1,682,194,000347
Average Assets, quarterly$1,705,495,500355
Volatile liabilities$581,858,000298
Insider loans$17,174,000229
FHLB advances$0771
Loans and leases held for sale$33,696,000127
Unused loan commitments$187,638,000476
Tier 1 (core) risk-based capital$134,498,000376
Tier 2 risk-based capital$14,852,820347
Total risk weighted assets$1,182,606,270354
Total unused commitments$187,638,000477
Derivatives$65,000,000200
1999-12-31Rank
# of Employees:266636
Assets and Liabilities
Total Assets:$893,245,000591
Cash and due from depository institutions$58,954,000636
Interest-bearing balances$49,0005,452
Securities$161,716,000738
Federal funds sold & reverse repurchase agreements$4,750,0002,002
Net loans & leases$620,941,000550
Loan loss allowance$12,378,000393
Trading account assets$0165
Bank premises and fixed assets$14,497,000525
Other real estate owned$672,000636
Goodwill and other intangibles$03,276
All other assets$31,715,000449
Life insurance assets$01
Total liabilities and capital$893,245,000591
Total liabilities$824,758,000589
Total deposits$688,290,000559
Interest-bearing deposits$637,729,000536
Deposits held in domestic offices$688,290,000554
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$121,168,000446
Subordinated debt$0242
All other liabilities$15,300,000471
Total equity capital$68,487,000687
Total bank equity capital$68,487,000687
Perpetual preferred stock$0193
Common stock$10,018,000321
Surplus$12,018,0001,382
Undivided profits$46,451,000540
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,997,000457
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$4,188,000532
Earning assets$787,456,000608
Long-term assets (5+ years)$226,851,000501
Average Assets, year-to-date$831,715,600600
Average Assets, quarterly$876,283,000595
Volatile liabilities$234,777,000539
Insider loans$7,194,000632
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$179,464,000498
Tier 1 (core) risk-based capital$71,051,000641
Tier 2 risk-based capital$8,851,090499
Total risk weighted assets$702,373,590528
Total unused commitments$179,464,000498
Derivatives$10,000,000345
1998-12-31Rank
# of Employees:282608
Assets and Liabilities
Total Assets:$792,249,000634
Cash and due from depository institutions$63,313,000608
Interest-bearing balances$19,059,000295
Securities$110,130,0001,046
Federal funds sold & reverse repurchase agreements$13,252,0001,273
Net loans & leases$565,599,000562
Loan loss allowance$10,929,000434
Trading account assets$0197
Bank premises and fixed assets$16,090,000463
Other real estate owned$2,068,000608
Goodwill and other intangibles$03,445
All other assets$21,797,000508
Life insurance assets$01
Total liabilities and capital$792,249,000634
Total liabilities$724,314,000625
Total deposits$622,434,000605
Interest-bearing deposits$520,437,000621
Deposits held in domestic offices$622,434,000600
% insured0.00%1
Federal funds purchased & repurchase agreements$6,300,0001,281
Trading liabilities$069
Other borrowed funds$79,501,000456
Subordinated debt$0255
All other liabilities$16,079,000472
Total equity capital$67,935,000698
Total bank equity capital$67,935,000698
Perpetual preferred stock$0199
Common stock$10,019,000325
Surplus$12,018,0001,310
Undivided profits$45,898,000561
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,872,000431
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$3,743,000576
Earning assets$708,040,000645
Long-term assets (5+ years)$170,472,000572
Average Assets, year-to-date$774,409,000620
Average Assets, quarterly$773,732,000638
Volatile liabilities$205,415,000527
Insider loans$3,505,0001,234
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$150,876,000523
Tier 1 (core) risk-based capital$67,228,000645
Tier 2 risk-based capital$7,651,100552
Total risk weighted assets$606,149,150560
Total unused commitments$150,876,000526
Derivatives$10,000,000385
1997-12-31Rank
# of Employees:315557
Assets and Liabilities
Total Assets:$772,029,000656
Cash and due from depository institutions$32,664,000557
Interest-bearing balances$26,0005,731
Securities$134,083,000870
Federal funds sold & reverse repurchase agreements$4,705,0002,853
Net loans & leases$562,837,000581
Loan loss allowance$9,142,000511
Trading account assets$0203
Bank premises and fixed assets$16,130,000459
Other real estate owned$785,000557
Goodwill and other intangibles$03,571
All other assets$20,825,000505
Life insurance assets$01
Total liabilities and capital$772,029,000656
Total liabilities$709,438,000651
Total deposits$595,173,000647
Interest-bearing deposits$497,717,000660
Deposits held in domestic offices$595,173,000642
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$100,058,000385
Subordinated debt$0260
All other liabilities$14,207,000501
Total equity capital$62,591,000753
Total bank equity capital$62,591,000753
Perpetual preferred stock$0223
Common stock$10,018,000338
Surplus$12,018,0001,305
Undivided profits$40,555,000608
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,512,000396
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$3,491,000635
Earning assets$701,651,000655
Long-term assets (5+ years)$282,475,000319
Average Assets, year-to-date$765,686,800632
Average Assets, quarterly$760,171,000653
Volatile liabilities$257,218,000455
Insider loans$5,137,000803
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$160,093,000466
Tier 1 (core) risk-based capital$61,397,000707
Tier 2 risk-based capital$7,596,160515
Total risk weighted assets$606,146,560552
Total unused commitments$160,093,000467
Derivatives$0533
1996-12-31Rank
# of Employees:286650
Assets and Liabilities
Total Assets:$769,517,000685
Cash and due from depository institutions$34,824,000650
Interest-bearing balances$31,0005,705
Securities$147,387,000841
Federal funds sold & reverse repurchase agreements$5,0008,448
Net loans & leases$546,673,000637
Loan loss allowance$10,148,000523
Trading account assets$0240
Bank premises and fixed assets$15,921,000480
Other real estate owned$210,000650
Goodwill and other intangibles$03,437
All other assets$24,497,000477
Life insurance assets$01
Total liabilities and capital$769,517,000685
Total liabilities$710,740,000677
Total deposits$558,579,000718
Interest-bearing deposits$454,843,000742
Deposits held in domestic offices$558,579,000711
% insured0.00%1
Federal funds purchased & repurchase agreements$9,300,0001,197
Trading liabilities$097
Other borrowed funds$124,582,000342
Subordinated debt$0298
All other liabilities$18,279,000441
Total equity capital$58,777,000807
Total bank equity capital$58,777,000807
Perpetual preferred stock$0250
Common stock$10,018,000366
Surplus$12,018,0001,365
Undivided profits$36,741,000687
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,443,000478
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$3,312,000686
Earning assets$694,096,000696
Long-term assets (5+ years)$213,123,000399
Average Assets, year-to-date$772,526,600655
Average Assets, quarterly$763,828,000684
Volatile liabilities$225,574,000520
Insider loans$3,588,0001,208
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$145,949,000520
Tier 1 (core) risk-based capital$58,032,000772
Tier 2 risk-based capital$7,348,970557
Total risk weighted assets$585,118,470594
Total unused commitments$145,949,000523
Derivatives$0549
1995-12-31Rank
# of Employees:321614
Assets and Liabilities
Total Assets:$812,930,000667
Cash and due from depository institutions$53,370,000614
Interest-bearing balances$20,0006,178
Securities$153,802,000837
Federal funds sold & reverse repurchase agreements$5,0009,285
Net loans & leases$564,449,000603
Loan loss allowance$10,533,000541
Trading account assets$0261
Bank premises and fixed assets$16,078,000480
Other real estate owned$0614
Goodwill and other intangibles$03,181
All other assets$25,226,000504
Life insurance assets$01
Total liabilities and capital$812,930,000667
Total liabilities$755,076,000660
Total deposits$622,968,000672
Interest-bearing deposits$502,453,000708
Deposits held in domestic offices$622,968,000662
% insured0.00%1
Federal funds purchased & repurchase agreements$7,500,0001,293
Trading liabilities$0110
Other borrowed funds$103,889,000370
Subordinated debt$0337
All other liabilities$20,719,000443
Total equity capital$57,854,000845
Total bank equity capital$57,854,000845
Perpetual preferred stock$0288
Common stock$10,018,000378
Surplus$12,018,0001,365
Undivided profits$35,818,000733
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,408,000718
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,956,000612
Earning assets$718,276,000682
Long-term assets (5+ years)$244,418,000344
Average Assets, year-to-date$808,200,000652
Average Assets, quarterly$809,398,500664
Volatile liabilities$261,848,000472
Insider loans$11,966,000393
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$162,748,000512
Tier 1 (core) risk-based capital$57,022,000810
Tier 2 risk-based capital$7,396,250573
Total risk weighted assets$588,563,350610
Total unused commitments$162,748,000516
Derivatives$0628
1994-12-31Rank
# of Employees:340599
Assets and Liabilities
Total Assets:$809,674,000660
Cash and due from depository institutions$46,024,000599
Interest-bearing balances$30,0006,321
Securities$165,029,000806
Federal funds sold & reverse repurchase agreements$5,0008,379
Net loans & leases$557,413,000594
Loan loss allowance$10,469,000538
Trading account assets$0286
Bank premises and fixed assets$16,130,000467
Other real estate owned$351,000599
Goodwill and other intangibles$03,133
All other assets$24,722,000515
Life insurance assets$01
Total liabilities and capital$809,674,000660
Total liabilities$748,175,000660
Total deposits$600,008,000688
Interest-bearing deposits$478,105,000721
Deposits held in domestic offices$600,008,000676
% insured0.00%1
Federal funds purchased & repurchase agreements$18,800,000902
Trading liabilities$087
Other borrowed funds$111,708,000356
Subordinated debt$0372
All other liabilities$17,659,000440
Total equity capital$61,499,000722
Total bank equity capital$61,499,000722
Perpetual preferred stock$0310
Common stock$10,018,000377
Surplus$12,018,0001,301
Undivided profits$39,464,000580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,869,000803
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,741,000736
Earning assets$722,477,000673
Long-term assets (5+ years)$214,804,000366
Average Assets, year-to-date$796,969,200651
Average Assets, quarterly$804,222,000663
Volatile liabilities$254,030,000472
Insider loans$9,223,000478
FHLB advances$0993
Loans and leases held for sale$34,581,00093
Unused loan commitments$142,765,000522
Tier 1 (core) risk-based capital$61,852,000714
Tier 2 risk-based capital$7,220,920571
Total risk weighted assets$574,425,220593
Total unused commitments$142,765,000524
Derivatives$65,000,000345
1993-12-31Rank
# of Employees:359599
Assets and Liabilities
Total Assets:$776,854,000689
Cash and due from depository institutions$51,099,000599
Interest-bearing balances$56,0007,037
Securities$135,181,0001,018
Federal funds sold & reverse repurchase agreements$25,005,000548
Net loans & leases$529,095,000608
Loan loss allowance$9,538,000610
Trading account assets$0330
Bank premises and fixed assets$10,224,000712
Other real estate owned$0599
Goodwill and other intangibles$03,091
All other assets$26,250,000498
Life insurance assets$01
Total liabilities and capital$776,854,000689
Total liabilities$719,792,000689
Total deposits$631,232,000677
Interest-bearing deposits$504,253,000729
Deposits held in domestic offices$631,232,000668
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$67,931,000409
Subordinated debt$0413
All other liabilities$20,629,000400
Total equity capital$57,062,000757
Total bank equity capital$57,062,000757
Perpetual preferred stock$0343
Common stock$10,018,000383
Surplus$12,018,0001,227
Undivided profits$35,026,000648
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,103,000960
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$2,760,000669
Earning assets$689,337,000695
Long-term assets (5+ years)$208,345,000365
Average Assets, year-to-date$737,395,400698
Average Assets, quarterly$759,564,500693
Volatile liabilities$184,163,000546
Insider loans$9,764,000435
FHLB advances$0821
Loans and leases held for sale$26,531,000170
Unused loan commitments$148,312,000513
Tier 1 (core) risk-based capital$57,062,000733
Tier 2 risk-based capital$6,871,400587
Total risk weighted assets$547,045,100604
Total unused commitments$148,312,000523
Derivatives$60,000,000332
1992-12-31Rank
# of Employees:333671
Assets and Liabilities
Total Assets:$719,178,000756
Cash and due from depository institutions$38,185,000671
Interest-bearing balances$9,0007,909
Securities$127,671,0001,057
Federal funds sold & reverse repurchase agreements$5,00011,287
Net loans & leases$516,335,000629
Loan loss allowance$8,479,000689
Trading account assets$0344
Bank premises and fixed assets$9,982,000733
Other real estate owned$2,000,000671
Goodwill and other intangibles$03,106
All other assets$25,000,000540
Life insurance assets$01
Total liabilities and capital$719,178,000756
Total liabilities$667,987,000758
Total deposits$595,976,000756
Interest-bearing deposits$475,678,000807
Deposits held in domestic offices$595,976,000747
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$52,170,000421
Subordinated debt$0482
All other liabilities$19,841,000416
Total equity capital$51,191,000795
Total bank equity capital$51,191,000795
Perpetual preferred stock$0346
Common stock$10,018,000384
Surplus$12,018,0001,190
Undivided profits$29,155,000735
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,634,0001,191
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,991,000692
Earning assets$644,020,000754
Long-term assets (5+ years)$208,118,000353
Average Assets, year-to-date$698,956,000761
Average Assets, quarterly$713,092,500762
Volatile liabilities$146,388,000586
Insider loans$824,0001,044
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$144,503,000495
Tier 1 (core) risk-based capital$51,191,000758
Tier 2 risk-based capital$6,611,650607
Total risk weighted assets$527,064,950628
Total unused commitments$144,503,000504
Derivatives$75,000,000282