Home > City and Suburban FSB > Income and Expense
City and Suburban FSB, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,730,000 | 1,038 |
| Total interest expense | $10,503,000 | 950 |
| Net interest income | $10,227,000 | 1,106 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,068,000 | 2,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,068,000 | 1,340 |
| Total noninterest expense | $7,426,000 | 1,256 |
| Salaries and employee benefits | $3,958,000 | 1,284 |
| Premises and equipment expense | $2,408,000 | 566 |
| Additional noninterest expense | $1,060,000 | 2,500 |
| Pre-tax net operating income | $3,869,000 | 1,221 |
| Securities gains (losses) | $950,000 | 120 |
| Applicable income taxes | $170,000 | 3,483 |
| Income before extraordinary items | $4,649,000 | 781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,649,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $5,447,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,737,000 | 946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,334,000 | 1,031 |
| Total interest expense | $5,193,000 | 949 |
| Net interest income | $5,141,000 | 1,082 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $965,000 | 1,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $965,000 | 866 |
| Total noninterest expense | $3,736,000 | 1,252 |
| Salaries and employee benefits | $1,963,000 | 1,312 |
| Premises and equipment expense | $1,201,000 | 568 |
| Additional noninterest expense | $572,000 | 2,278 |
| Pre-tax net operating income | $2,370,000 | 995 |
| Securities gains (losses) | $19,000 | 575 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $2,304,000 | 781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,304,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $2,824,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,285,760 | 774 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,849,000 | 988 |
| Total interest expense | $18,611,000 | 895 |
| Net interest income | $21,238,000 | 1,045 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $3,956,000 | 1,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,956,000 | 821 |
| Total noninterest expense | $15,121,000 | 1,193 |
| Salaries and employee benefits | $7,631,000 | 1,271 |
| Premises and equipment expense | $4,652,000 | 542 |
| Additional noninterest expense | $2,838,000 | 1,853 |
| Pre-tax net operating income | $10,073,000 | 970 |
| Securities gains (losses) | $25,000 | 848 |
| Applicable income taxes | $89,000 | 5,061 |
| Income before extraordinary items | $10,009,000 | 744 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,009,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $8,206,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,984,250 | 733 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,959,000 | 976 |
| Total interest expense | $13,437,000 | 911 |
| Net interest income | $16,522,000 | 1,033 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,009,000 | 1,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,009,000 | 817 |
| Total noninterest expense | $11,488,000 | 1,187 |
| Salaries and employee benefits | $5,732,000 | 1,289 |
| Premises and equipment expense | $3,454,000 | 559 |
| Additional noninterest expense | $2,302,000 | 1,707 |
| Pre-tax net operating income | $8,043,000 | 961 |
| Securities gains (losses) | $24,000 | 702 |
| Applicable income taxes | $275,000 | 3,696 |
| Income before extraordinary items | $7,792,000 | 752 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,792,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $6,965,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,768,720 | 745 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,812,000 | 963 |
| Total interest expense | $8,459,000 | 913 |
| Net interest income | $11,353,000 | 996 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,015,000 | 1,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,015,000 | 812 |
| Total noninterest expense | $7,385,000 | 1,244 |
| Salaries and employee benefits | $3,846,000 | 1,292 |
| Premises and equipment expense | $2,192,000 | 591 |
| Additional noninterest expense | $1,347,000 | 1,948 |
| Pre-tax net operating income | $5,983,000 | 864 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $205,000 | 3,582 |
| Income before extraordinary items | $5,780,000 | 689 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,780,000 | 688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $5,283,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,778,060 | 674 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 936 |
| Total interest expense | $4,064,000 | 898 |
| Net interest income | $5,854,000 | 967 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,008,000 | 1,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,008,000 | 800 |
| Total noninterest expense | $3,679,000 | 1,245 |
| Salaries and employee benefits | $1,932,000 | 1,285 |
| Premises and equipment expense | $1,139,000 | 565 |
| Additional noninterest expense | $608,000 | 2,130 |
| Pre-tax net operating income | $3,183,000 | 811 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $109,000 | 3,485 |
| Income before extraordinary items | $3,075,000 | 644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,075,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $3,365,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,074,030 | 629 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,663,000 | 898 |
| Total interest expense | $15,051,000 | 753 |
| Net interest income | $21,612,000 | 985 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $5,510,000 | 1,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,510,000 | 635 |
| Total noninterest expense | $14,895,000 | 1,163 |
| Salaries and employee benefits | $7,743,000 | 1,187 |
| Premises and equipment expense | $4,281,000 | 571 |
| Additional noninterest expense | $2,871,000 | 1,757 |
| Pre-tax net operating income | $12,227,000 | 809 |
| Securities gains (losses) | $-7,000 | 7,410 |
| Applicable income taxes | $399,000 | 3,704 |
| Income before extraordinary items | $11,821,000 | 627 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,821,000 | 628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $9,550,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,827,790 | 609 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,187,000 | 882 |
| Total interest expense | $10,991,000 | 728 |
| Net interest income | $16,196,000 | 974 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $4,404,000 | 961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,404,000 | 608 |
| Total noninterest expense | $10,977,000 | 1,169 |
| Salaries and employee benefits | $5,716,000 | 1,205 |
| Premises and equipment expense | $3,171,000 | 568 |
| Additional noninterest expense | $2,090,000 | 1,793 |
| Pre-tax net operating income | $9,623,000 | 771 |
| Securities gains (losses) | $-23,000 | 8,230 |
| Applicable income taxes | $330,000 | 3,634 |
| Income before extraordinary items | $9,270,000 | 605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,270,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $7,666,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,292,310 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,032,000 | 857 |
| Total interest expense | $7,201,000 | 699 |
| Net interest income | $10,831,000 | 960 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,844,000 | 969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,844,000 | 616 |
| Total noninterest expense | $7,205,000 | 1,168 |
| Salaries and employee benefits | $3,743,000 | 1,220 |
| Premises and equipment expense | $2,093,000 | 568 |
| Additional noninterest expense | $1,369,000 | 1,806 |
| Pre-tax net operating income | $6,470,000 | 748 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $223,000 | 3,604 |
| Income before extraordinary items | $6,251,000 | 589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,251,000 | 589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $5,578,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,247,120 | 574 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,835,000 | 851 |
| Total interest expense | $3,564,000 | 676 |
| Net interest income | $5,271,000 | 982 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,220,000 | 1,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,220,000 | 692 |
| Total noninterest expense | $3,469,000 | 1,220 |
| Salaries and employee benefits | $1,809,000 | 1,277 |
| Premises and equipment expense | $1,016,000 | 583 |
| Additional noninterest expense | $644,000 | 1,907 |
| Pre-tax net operating income | $3,022,000 | 789 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $104,000 | 3,701 |
| Income before extraordinary items | $2,919,000 | 620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,919,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $3,758,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,918,030 | 599 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,484,000 | 827 |
| Total interest expense | $12,523,000 | 655 |
| Net interest income | $20,961,000 | 945 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,967,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,967,000 | 584 |
| Total noninterest expense | $13,980,000 | 1,166 |
| Salaries and employee benefits | $6,958,000 | 1,264 |
| Premises and equipment expense | $3,865,000 | 596 |
| Additional noninterest expense | $3,157,000 | 1,554 |
| Pre-tax net operating income | $12,948,000 | 699 |
| Securities gains (losses) | $88,000 | 1,338 |
| Applicable income taxes | $291,000 | 4,216 |
| Income before extraordinary items | $12,745,000 | 552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,745,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,418 |
| Cash dividends | $11,419,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,658,760 | 534 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,864,000 | 829 |
| Total interest expense | $9,029,000 | 664 |
| Net interest income | $15,835,000 | 935 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,742,000 | 886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,742,000 | 563 |
| Total noninterest expense | $10,641,000 | 1,141 |
| Salaries and employee benefits | $5,262,000 | 1,249 |
| Premises and equipment expense | $3,006,000 | 571 |
| Additional noninterest expense | $2,373,000 | 1,537 |
| Pre-tax net operating income | $9,936,000 | 690 |
| Securities gains (losses) | $68,000 | 1,433 |
| Applicable income taxes | $164,000 | 4,726 |
| Income before extraordinary items | $9,840,000 | 535 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,840,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,451 |
| Cash dividends | $9,411,000 | 289 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,773,360 | 515 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,613,000 | 821 |
| Total interest expense | $5,984,000 | 659 |
| Net interest income | $10,629,000 | 917 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,063,000 | 906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,063,000 | 592 |
| Total noninterest expense | $6,901,000 | 1,171 |
| Salaries and employee benefits | $3,546,000 | 1,229 |
| Premises and equipment expense | $1,924,000 | 597 |
| Additional noninterest expense | $1,431,000 | 1,678 |
| Pre-tax net operating income | $6,791,000 | 669 |
| Securities gains (losses) | $60,000 | 1,343 |
| Applicable income taxes | $214,000 | 3,643 |
| Income before extraordinary items | $6,637,000 | 534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,637,000 | 533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $7,559,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $6,578,800 | 514 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 842 |
| Total interest expense | $2,984,000 | 677 |
| Net interest income | $5,321,000 | 927 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,823,000 | 767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,823,000 | 515 |
| Total noninterest expense | $3,399,000 | 1,194 |
| Salaries and employee benefits | $1,828,000 | 1,203 |
| Premises and equipment expense | $977,000 | 596 |
| Additional noninterest expense | $594,000 | 1,991 |
| Pre-tax net operating income | $3,745,000 | 602 |
| Securities gains (losses) | $49,000 | 1,209 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $3,676,000 | 490 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,676,000 | 489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $5,254,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,628,470 | 462 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,407,000 | 868 |
| Total interest expense | $12,087,000 | 726 |
| Net interest income | $20,320,000 | 941 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $5,306,000 | 1,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,306,000 | 725 |
| Total noninterest expense | $13,343,000 | 1,213 |
| Salaries and employee benefits | $6,740,000 | 1,270 |
| Premises and equipment expense | $3,753,000 | 605 |
| Additional noninterest expense | $2,850,000 | 1,697 |
| Pre-tax net operating income | $12,283,000 | 708 |
| Securities gains (losses) | $650,000 | 641 |
| Applicable income taxes | $293,000 | 4,318 |
| Income before extraordinary items | $12,640,000 | 553 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,640,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,829 |
| Cash dividends | $13,575,000 | 307 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,003,000 | 537 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,273,000 | 889 |
| Total interest expense | $9,070,000 | 758 |
| Net interest income | $15,203,000 | 963 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,397,000 | 1,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,397,000 | 844 |
| Total noninterest expense | $9,714,000 | 1,261 |
| Salaries and employee benefits | $4,943,000 | 1,322 |
| Premises and equipment expense | $2,758,000 | 631 |
| Additional noninterest expense | $2,013,000 | 1,798 |
| Pre-tax net operating income | $8,886,000 | 762 |
| Securities gains (losses) | $557,000 | 637 |
| Applicable income taxes | $210,000 | 4,580 |
| Income before extraordinary items | $9,233,000 | 583 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,233,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,811 |
| Cash dividends | $11,564,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,687,140 | 558 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,395,000 | 895 |
| Total interest expense | $6,083,000 | 790 |
| Net interest income | $10,312,000 | 945 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,323,000 | 1,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,323,000 | 826 |
| Total noninterest expense | $6,322,000 | 1,293 |
| Salaries and employee benefits | $3,236,000 | 1,345 |
| Premises and equipment expense | $1,765,000 | 660 |
| Additional noninterest expense | $1,321,000 | 1,827 |
| Pre-tax net operating income | $6,313,000 | 718 |
| Securities gains (losses) | $558,000 | 536 |
| Applicable income taxes | $152,000 | 4,473 |
| Income before extraordinary items | $6,719,000 | 546 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,719,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,807 |
| Cash dividends | $8,741,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,172,160 | 533 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,302,000 | 893 |
| Total interest expense | $3,023,000 | 818 |
| Net interest income | $5,279,000 | 924 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $958,000 | 1,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $958,000 | 921 |
| Total noninterest expense | $3,036,000 | 1,328 |
| Salaries and employee benefits | $1,570,000 | 1,379 |
| Premises and equipment expense | $848,000 | 686 |
| Additional noninterest expense | $618,000 | 1,899 |
| Pre-tax net operating income | $3,201,000 | 713 |
| Securities gains (losses) | $64,000 | 1,248 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $3,190,000 | 555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,190,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $6,189,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,127,280 | 529 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,405,000 | 859 |
| Total interest expense | $12,423,000 | 906 |
| Net interest income | $22,982,000 | 841 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $4,165,000 | 1,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,165,000 | 793 |
| Total noninterest expense | $11,397,000 | 1,351 |
| Salaries and employee benefits | $6,201,000 | 1,320 |
| Premises and equipment expense | $3,189,000 | 695 |
| Additional noninterest expense | $2,007,000 | 2,302 |
| Pre-tax net operating income | $15,750,000 | 558 |
| Securities gains (losses) | $888,000 | 456 |
| Applicable income taxes | $679,000 | 2,911 |
| Income before extraordinary items | $15,959,000 | 440 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $15,959,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 9,259 |
| Cash dividends | $14,620,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,106,520 | 432 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,451,000 | 989 |
| Total interest expense | $14,565,000 | 1,106 |
| Net interest income | $19,886,000 | 890 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $3,216,000 | 1,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,216,000 | 893 |
| Total noninterest expense | $10,241,000 | 1,437 |
| Salaries and employee benefits | $5,185,000 | 1,468 |
| Premises and equipment expense | $3,012,000 | 715 |
| Additional noninterest expense | $2,044,000 | 2,200 |
| Pre-tax net operating income | $12,861,000 | 612 |
| Securities gains (losses) | $312,000 | 880 |
| Applicable income taxes | $563,000 | 3,091 |
| Income before extraordinary items | $12,610,000 | 481 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $12,610,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 9,402 |
| Cash dividends | $11,740,000 | 331 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,310,480 | 469 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $33,873,000 | 1,045 |
| Total interest expense | $15,031,000 | 1,151 |
| Net interest income | $18,842,000 | 918 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $2,285,000 | 1,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,285,000 | 1,031 |
| Total noninterest expense | $9,225,000 | 1,513 |
| Salaries and employee benefits | $4,648,000 | 1,529 |
| Premises and equipment expense | $2,907,000 | 715 |
| Additional noninterest expense | $1,670,000 | 2,550 |
| Pre-tax net operating income | $11,902,000 | 673 |
| Securities gains (losses) | $356,000 | 313 |
| Applicable income taxes | $577,000 | 3,189 |
| Income before extraordinary items | $11,681,000 | 508 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $11,681,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 9,788 |
| Cash dividends | $11,659,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $11,342,800 | 515 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,559,000 | 1,043 |
| Total interest expense | $13,078,000 | 1,162 |
| Net interest income | $18,481,000 | 952 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $3,215,000 | 1,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,215,000 | 857 |
| Total noninterest expense | $9,075,000 | 1,531 |
| Salaries and employee benefits | $4,524,000 | 1,539 |
| Premises and equipment expense | $2,708,000 | 755 |
| Additional noninterest expense | $1,843,000 | 2,367 |
| Pre-tax net operating income | $12,621,000 | 685 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $739,000 | 2,802 |
| Income before extraordinary items | $11,885,000 | 545 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,885,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 9,826 |
| Cash dividends | $12,305,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,882,180 | 534 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,225,000 | 1,018 |
| Total interest expense | $13,193,000 | 1,173 |
| Net interest income | $19,032,000 | 902 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $2,864,000 | 1,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,864,000 | 923 |
| Total noninterest expense | $8,895,000 | 1,490 |
| Salaries and employee benefits | $4,210,000 | 1,577 |
| Premises and equipment expense | $2,545,000 | 781 |
| Additional noninterest expense | $2,140,000 | 1,981 |
| Pre-tax net operating income | $12,776,000 | 646 |
| Securities gains (losses) | $65,000 | 1,554 |
| Applicable income taxes | $730,000 | 2,935 |
| Income before extraordinary items | $12,111,000 | 487 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,111,000 | 485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-528,000 | 10,424 |
| Cash dividends | $9,316,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,049,900 | 469 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $31,773,000 | 1,073 |
| Total interest expense | $12,542,000 | 1,272 |
| Net interest income | $19,231,000 | 932 |
| Provision for loan and lease losses | $3,117,000 | 424 |
| Total noninterest income | $2,063,000 | 1,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,063,000 | 1,078 |
| Total noninterest expense | $8,164,000 | 1,616 |
| Salaries and employee benefits | $4,217,000 | 1,546 |
| Premises and equipment expense | $2,188,000 | 916 |
| Additional noninterest expense | $1,759,000 | 2,351 |
| Pre-tax net operating income | $10,013,000 | 815 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,420,000 | 1,782 |
| Income before extraordinary items | $8,596,000 | 664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,596,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,297,000 | 464 |
| Cash dividends | $10,296,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,593,420 | 646 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,028,000 | 1,113 |
| Total interest expense | $12,202,000 | 1,325 |
| Net interest income | $18,826,000 | 980 |
| Provision for loan and lease losses | $1,376,000 | 805 |
| Total noninterest income | $1,364,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,364,000 | 1,469 |
| Total noninterest expense | $9,308,000 | 1,528 |
| Salaries and employee benefits | $3,860,000 | 1,714 |
| Premises and equipment expense | $2,108,000 | 1,004 |
| Additional noninterest expense | $3,340,000 | 1,577 |
| Pre-tax net operating income | $9,506,000 | 824 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $4,016,000 | 693 |
| Income before extraordinary items | $5,489,000 | 964 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,489,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,485,000 | 692 |
| Cash dividends | $565,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,489,640 | 946 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $29,760,000 | 1,168 |
| Total interest expense | $11,952,000 | 1,372 |
| Net interest income | $17,808,000 | 1,036 |
| Provision for loan and lease losses | $1,699,000 | 648 |
| Total noninterest income | $1,113,000 | 2,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,113,000 | 1,677 |
| Total noninterest expense | $7,589,000 | 1,850 |
| Salaries and employee benefits | $3,619,000 | 1,837 |
| Premises and equipment expense | $2,115,000 | 1,016 |
| Additional noninterest expense | $1,855,000 | 2,568 |
| Pre-tax net operating income | $9,633,000 | 855 |
| Securities gains (losses) | $40,000 | 1,447 |
| Applicable income taxes | $3,433,000 | 815 |
| Income before extraordinary items | $6,240,000 | 881 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,240,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,138,000 | 814 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,214,000 | 874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,209,000 | 1,199 |
| Total interest expense | $8,745,000 | 1,485 |
| Net interest income | $17,464,000 | 1,057 |
| Provision for loan and lease losses | $643,000 | 1,276 |
| Total noninterest income | $1,025,000 | 3,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,025,000 | 1,810 |
| Total noninterest expense | $6,721,000 | 2,111 |
| Salaries and employee benefits | $3,417,000 | 1,954 |
| Premises and equipment expense | $1,948,000 | 1,092 |
| Additional noninterest expense | $1,356,000 | 3,632 |
| Pre-tax net operating income | $11,125,000 | 735 |
| Securities gains (losses) | $91,000 | 810 |
| Applicable income taxes | $4,589,000 | 613 |
| Income before extraordinary items | $6,627,000 | 805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,627,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,298 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,568,760 | 807 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,208,000 | 1,303 |
| Total interest expense | $8,786,000 | 1,522 |
| Net interest income | $15,422,000 | 1,174 |
| Provision for loan and lease losses | $1,352,000 | 1,071 |
| Total noninterest income | $936,000 | 3,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $936,000 | 2,124 |
| Total noninterest expense | $6,547,000 | 2,218 |
| Salaries and employee benefits | $3,201,000 | 2,067 |
| Premises and equipment expense | $1,773,000 | 1,210 |
| Additional noninterest expense | $1,573,000 | 3,365 |
| Pre-tax net operating income | $8,459,000 | 873 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $3,221,000 | 802 |
| Income before extraordinary items | $5,249,000 | 984 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,249,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 2,038 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,241,960 | 925 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,020,000 | 1,626 |
| Total interest expense | $10,416,000 | 1,663 |
| Net interest income | $11,604,000 | 1,597 |
| Provision for loan and lease losses | $759,000 | 2,226 |
| Total noninterest income | $835,000 | 3,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $835,000 | 2,256 |
| Total noninterest expense | $5,622,000 | 2,573 |
| Salaries and employee benefits | $2,932,000 | 2,220 |
| Premises and equipment expense | $1,723,000 | 1,279 |
| Additional noninterest expense | $967,000 | 5,188 |
| Pre-tax net operating income | $6,058,000 | 1,078 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,272,000 | 715 |
| Income before extraordinary items | $2,786,000 | 1,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,786,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,786,000 | 1,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.