Home > City and Suburban FSB > Assets and Liabilities
City and Suburban FSB, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 123 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $676,907,000 | 996 |
| Cash and due from depository institutions | $57,342,000 | 1,417 |
| Interest-bearing balances | $46,501,000 | 137 |
| Securities | $99,915,000 | 1,218 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,446 |
| Net loans & leases | $488,363,000 | 951 |
| Loan loss allowance | $3,212,000 | 1,653 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,070,000 | 2,917 |
| Other real estate owned | $0 | 1,417 |
| Goodwill and other intangibles | $35,000 | 3,124 |
| All other assets | $16,182,000 | 1,168 |
| Life insurance assets | $9,074,000 | 688 |
| Total liabilities and capital | $676,907,000 | 996 |
| Total liabilities | $623,334,000 | 968 |
| Total deposits | $586,458,000 | 890 |
| Interest-bearing deposits | $547,542,000 | 823 |
| Deposits held in domestic offices | $586,458,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,697,000 | 1,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,179,000 | 3,481 |
| Total equity capital | $53,573,000 | 1,267 |
| Total bank equity capital | $53,573,000 | 1,267 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $16,250,000 | 1,733 |
| Undivided profits | $37,322,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,780,000 | 1,461 |
| Earning assets | $645,779,000 | 960 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $676,423,330 | 979 |
| Average Assets, quarterly | $679,698,000 | 980 |
| Volatile liabilities | $120,006,000 | 1,176 |
| Insider loans | $269,000 | 6,244 |
| FHLB advances | $35,697,000 | 1,050 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,325,000 | 3,029 |
| Tier 1 (core) risk-based capital | $54,977,000 | 1,157 |
| Tier 2 risk-based capital | $3,212,000 | 1,627 |
| Total risk weighted assets | $567,463,000 | 874 |
| Total unused commitments | $24,325,000 | 3,031 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 132 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $682,489,000 | 968 |
| Cash and due from depository institutions | $43,779,000 | 1,302 |
| Interest-bearing balances | $37,694,000 | 167 |
| Securities | $110,992,000 | 1,098 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,843 |
| Net loans & leases | $495,984,000 | 923 |
| Loan loss allowance | $3,226,000 | 1,630 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,127,000 | 2,861 |
| Other real estate owned | $0 | 1,302 |
| Goodwill and other intangibles | $41,000 | 3,099 |
| All other assets | $16,566,000 | 1,097 |
| Life insurance assets | $8,984,000 | 680 |
| Total liabilities and capital | $682,489,000 | 968 |
| Total liabilities | $628,384,000 | 948 |
| Total deposits | $590,392,000 | 873 |
| Interest-bearing deposits | $549,946,000 | 808 |
| Deposits held in domestic offices | $590,392,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,900,000 | 1,095 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,092,000 | 2,322 |
| Total equity capital | $54,105,000 | 1,238 |
| Total bank equity capital | $54,105,000 | 1,238 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $16,250,000 | 1,704 |
| Undivided profits | $37,854,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,967,000 | 1,316 |
| Earning assets | $655,670,000 | 924 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $676,181,500 | 972 |
| Average Assets, quarterly | $676,181,500 | 972 |
| Volatile liabilities | $112,925,000 | 1,217 |
| Insider loans | $321,000 | 6,084 |
| FHLB advances | $35,900,000 | 1,025 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $23,608,000 | 3,053 |
| Tier 1 (core) risk-based capital | $55,309,000 | 1,127 |
| Tier 2 risk-based capital | $3,226,000 | 1,615 |
| Total risk weighted assets | $502,319,000 | 960 |
| Total unused commitments | $23,608,000 | 3,055 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 125 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $669,874,000 | 973 |
| Cash and due from depository institutions | $25,902,000 | 1,375 |
| Interest-bearing balances | $19,274,000 | 309 |
| Securities | $108,501,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,495 |
| Net loans & leases | $504,193,000 | 886 |
| Loan loss allowance | $3,226,000 | 1,619 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,915,000 | 2,949 |
| Other real estate owned | $0 | 1,375 |
| Goodwill and other intangibles | $28,000 | 3,155 |
| All other assets | $16,335,000 | 1,124 |
| Life insurance assets | $8,906,000 | 667 |
| Total liabilities and capital | $669,874,000 | 973 |
| Total liabilities | $615,568,000 | 957 |
| Total deposits | $577,073,000 | 879 |
| Interest-bearing deposits | $538,029,000 | 804 |
| Deposits held in domestic offices | $577,073,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,101,000 | 1,111 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,394,000 | 3,112 |
| Total equity capital | $54,306,000 | 1,207 |
| Total bank equity capital | $54,306,000 | 1,207 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $16,250,000 | 1,667 |
| Undivided profits | $38,055,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,327,000 | 1,201 |
| Earning assets | $642,968,000 | 926 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $683,853,800 | 926 |
| Average Assets, quarterly | $674,841,500 | 958 |
| Volatile liabilities | $213,126,000 | 773 |
| Insider loans | $357,000 | 5,980 |
| FHLB advances | $37,101,000 | 1,044 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,095,000 | 2,916 |
| Tier 1 (core) risk-based capital | $55,774,000 | 1,095 |
| Tier 2 risk-based capital | $3,226,000 | 1,603 |
| Total risk weighted assets | $504,630,000 | 933 |
| Total unused commitments | $25,095,000 | 2,916 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 122 | 1,428 |
| Assets and Liabilities | ||
| Total Assets: | $679,809,000 | 957 |
| Cash and due from depository institutions | $29,682,000 | 1,428 |
| Interest-bearing balances | $23,868,000 | 223 |
| Securities | $125,738,000 | 988 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,271 |
| Net loans & leases | $492,105,000 | 904 |
| Loan loss allowance | $3,241,000 | 1,613 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,946,000 | 2,901 |
| Other real estate owned | $0 | 1,428 |
| Goodwill and other intangibles | $33,000 | 3,139 |
| All other assets | $17,305,000 | 1,075 |
| Life insurance assets | $8,820,000 | 648 |
| Total liabilities and capital | $679,809,000 | 957 |
| Total liabilities | $626,861,000 | 930 |
| Total deposits | $582,508,000 | 855 |
| Interest-bearing deposits | $546,880,000 | 786 |
| Deposits held in domestic offices | $582,508,000 | 853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $42,299,000 | 1,048 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,054,000 | 2,292 |
| Total equity capital | $52,948,000 | 1,237 |
| Total bank equity capital | $52,948,000 | 1,237 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $16,250,000 | 1,647 |
| Undivided profits | $36,697,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,270,000 | 1,200 |
| Earning assets | $652,711,000 | 921 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $687,348,750 | 932 |
| Average Assets, quarterly | $681,006,500 | 952 |
| Volatile liabilities | $215,694,000 | 765 |
| Insider loans | $360,000 | 5,989 |
| FHLB advances | $42,299,000 | 968 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $36,689,000 | 2,283 |
| Tier 1 (core) risk-based capital | $54,798,000 | 1,118 |
| Tier 2 risk-based capital | $3,241,000 | 1,589 |
| Total risk weighted assets | $499,131,000 | 936 |
| Total unused commitments | $36,689,000 | 2,284 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 125 | 1,408 |
| Assets and Liabilities | ||
| Total Assets: | $682,204,000 | 951 |
| Cash and due from depository institutions | $23,590,000 | 1,408 |
| Interest-bearing balances | $15,406,000 | 364 |
| Securities | $126,669,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,163 |
| Net loans & leases | $500,019,000 | 876 |
| Loan loss allowance | $3,241,000 | 1,590 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,066,000 | 2,798 |
| Other real estate owned | $0 | 1,408 |
| Goodwill and other intangibles | $28,000 | 3,165 |
| All other assets | $16,832,000 | 1,087 |
| Life insurance assets | $8,746,000 | 646 |
| Total liabilities and capital | $682,204,000 | 951 |
| Total liabilities | $630,843,000 | 927 |
| Total deposits | $586,636,000 | 836 |
| Interest-bearing deposits | $548,218,000 | 768 |
| Deposits held in domestic offices | $586,636,000 | 834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $42,494,000 | 1,059 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,713,000 | 2,432 |
| Total equity capital | $51,361,000 | 1,222 |
| Total bank equity capital | $51,361,000 | 1,222 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $16,250,000 | 1,603 |
| Undivided profits | $35,110,000 | 982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,215,000 | 2,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,001,000 | 1,179 |
| Earning assets | $653,094,000 | 906 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $689,862,000 | 931 |
| Average Assets, quarterly | $677,061,500 | 949 |
| Volatile liabilities | $212,056,000 | 782 |
| Insider loans | $363,000 | 5,985 |
| FHLB advances | $42,494,000 | 979 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $16,233,000 | 3,762 |
| Tier 1 (core) risk-based capital | $54,469,000 | 1,094 |
| Tier 2 risk-based capital | $3,241,000 | 1,566 |
| Total risk weighted assets | $497,772,000 | 926 |
| Total unused commitments | $16,233,000 | 3,762 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 120 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $671,919,000 | 951 |
| Cash and due from depository institutions | $21,741,000 | 1,443 |
| Interest-bearing balances | $16,271,000 | 371 |
| Securities | $128,656,000 | 970 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,363 |
| Net loans & leases | $489,943,000 | 879 |
| Loan loss allowance | $3,241,000 | 1,563 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,738,000 | 2,949 |
| Other real estate owned | $0 | 1,443 |
| Goodwill and other intangibles | $36,000 | 3,108 |
| All other assets | $16,805,000 | 1,067 |
| Life insurance assets | $8,669,000 | 631 |
| Total liabilities and capital | $671,919,000 | 951 |
| Total liabilities | $621,098,000 | 925 |
| Total deposits | $576,333,000 | 835 |
| Interest-bearing deposits | $540,390,000 | 769 |
| Deposits held in domestic offices | $576,333,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,687,000 | 1,014 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,078,000 | 2,113 |
| Total equity capital | $50,821,000 | 1,217 |
| Total bank equity capital | $50,821,000 | 1,217 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $16,250,000 | 1,553 |
| Undivided profits | $34,570,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,140,000 | 1,061 |
| Earning assets | $645,870,000 | 904 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $693,691,000 | 915 |
| Average Assets, quarterly | $693,691,000 | 915 |
| Volatile liabilities | $210,677,000 | 749 |
| Insider loans | $366,000 | 5,935 |
| FHLB advances | $42,687,000 | 944 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $36,569,000 | 2,263 |
| Tier 1 (core) risk-based capital | $53,681,000 | 1,091 |
| Tier 2 risk-based capital | $3,241,000 | 1,532 |
| Total risk weighted assets | $477,838,000 | 936 |
| Total unused commitments | $36,569,000 | 2,264 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 119 | 1,444 |
| Assets and Liabilities | ||
| Total Assets: | $715,463,000 | 884 |
| Cash and due from depository institutions | $63,341,000 | 1,444 |
| Interest-bearing balances | $56,974,000 | 95 |
| Securities | $125,112,000 | 995 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,934 |
| Net loans & leases | $503,788,000 | 836 |
| Loan loss allowance | $3,241,000 | 1,537 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,602,000 | 2,990 |
| Other real estate owned | $0 | 1,444 |
| Goodwill and other intangibles | $48,000 | 3,059 |
| All other assets | $19,472,000 | 905 |
| Life insurance assets | $8,592,000 | 85 |
| Total liabilities and capital | $715,463,000 | 884 |
| Total liabilities | $663,749,000 | 843 |
| Total deposits | $564,712,000 | 857 |
| Interest-bearing deposits | $529,496,000 | 768 |
| Deposits held in domestic offices | $564,712,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $96,877,000 | 549 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,160,000 | 2,026 |
| Total equity capital | $51,714,000 | 1,179 |
| Total bank equity capital | $51,714,000 | 1,179 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $16,250,000 | 1,528 |
| Undivided profits | $35,463,000 | 970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 6,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,130,000 | 1,054 |
| Earning assets | $685,974,000 | 829 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $692,629,000 | 850 |
| Average Assets, quarterly | $695,847,000 | 894 |
| Volatile liabilities | $264,722,000 | 602 |
| Insider loans | $369,000 | 5,906 |
| FHLB advances | $96,877,000 | 479 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $14,659,000 | 3,916 |
| Tier 1 (core) risk-based capital | $53,971,000 | 1,057 |
| Tier 2 risk-based capital | $3,241,000 | 1,506 |
| Total risk weighted assets | $500,268,000 | 883 |
| Total unused commitments | $14,659,000 | 3,917 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $676,231,000 | 908 |
| Cash and due from depository institutions | $21,781,000 | 1,391 |
| Interest-bearing balances | $14,764,000 | 382 |
| Securities | $137,943,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,192 |
| Net loans & leases | $485,239,000 | 851 |
| Loan loss allowance | $3,266,000 | 1,494 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,421,000 | 3,080 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $68,000 | 2,971 |
| All other assets | $16,779,000 | 1,024 |
| Life insurance assets | $8,518,000 | 84 |
| Total liabilities and capital | $676,231,000 | 908 |
| Total liabilities | $624,793,000 | 878 |
| Total deposits | $565,255,000 | 821 |
| Interest-bearing deposits | $532,553,000 | 737 |
| Deposits held in domestic offices | $565,255,000 | 820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $57,064,000 | 817 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,474,000 | 1,756 |
| Total equity capital | $51,438,000 | 1,166 |
| Total bank equity capital | $51,438,000 | 1,166 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $16,250,000 | 1,481 |
| Undivided profits | $35,187,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 4,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,004,000 | 1,035 |
| Earning assets | $648,946,000 | 867 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $686,920,500 | 846 |
| Average Assets, quarterly | $679,918,500 | 884 |
| Volatile liabilities | $187,889,000 | 781 |
| Insider loans | $372,000 | 5,913 |
| FHLB advances | $57,064,000 | 745 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $42,714,000 | 1,959 |
| Tier 1 (core) risk-based capital | $53,305,000 | 1,060 |
| Tier 2 risk-based capital | $3,266,000 | 1,461 |
| Total risk weighted assets | $475,593,000 | 901 |
| Total unused commitments | $42,714,000 | 1,961 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $683,606,000 | 866 |
| Cash and due from depository institutions | $31,827,000 | 1,529 |
| Interest-bearing balances | $26,407,000 | 190 |
| Securities | $153,993,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,076 |
| Net loans & leases | $466,783,000 | 861 |
| Loan loss allowance | $3,266,000 | 1,476 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,395,000 | 3,028 |
| Other real estate owned | $0 | 1,529 |
| Goodwill and other intangibles | $94,000 | 2,867 |
| All other assets | $16,514,000 | 1,010 |
| Life insurance assets | $8,443,000 | 82 |
| Total liabilities and capital | $683,606,000 | 866 |
| Total liabilities | $632,337,000 | 835 |
| Total deposits | $567,870,000 | 790 |
| Interest-bearing deposits | $535,651,000 | 717 |
| Deposits held in domestic offices | $567,870,000 | 788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $62,250,000 | 767 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,217,000 | 1,819 |
| Total equity capital | $51,269,000 | 1,155 |
| Total bank equity capital | $51,269,000 | 1,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $16,250,000 | 1,449 |
| Undivided profits | $35,018,000 | 970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,832,000 | 1,013 |
| Earning assets | $658,183,000 | 814 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $690,483,670 | 832 |
| Average Assets, quarterly | $687,355,000 | 846 |
| Volatile liabilities | $195,175,000 | 737 |
| Insider loans | $376,000 | 5,886 |
| FHLB advances | $62,250,000 | 705 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $50,868,000 | 1,666 |
| Tier 1 (core) risk-based capital | $52,375,000 | 1,054 |
| Tier 2 risk-based capital | $3,266,000 | 1,439 |
| Total risk weighted assets | $472,299,000 | 891 |
| Total unused commitments | $50,868,000 | 1,667 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 120 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $691,104,000 | 841 |
| Cash and due from depository institutions | $16,110,000 | 1,420 |
| Interest-bearing balances | $10,465,000 | 541 |
| Securities | $186,995,000 | 691 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,133 |
| Net loans & leases | $456,075,000 | 853 |
| Loan loss allowance | $3,261,000 | 1,466 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,394,000 | 3,008 |
| Other real estate owned | $0 | 1,420 |
| Goodwill and other intangibles | $127,000 | 2,768 |
| All other assets | $17,403,000 | 941 |
| Life insurance assets | $8,375,000 | 81 |
| Total liabilities and capital | $691,104,000 | 841 |
| Total liabilities | $642,255,000 | 808 |
| Total deposits | $560,946,000 | 797 |
| Interest-bearing deposits | $528,203,000 | 723 |
| Deposits held in domestic offices | $560,946,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $79,432,000 | 630 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,877,000 | 2,051 |
| Total equity capital | $48,849,000 | 1,181 |
| Total bank equity capital | $48,849,000 | 1,181 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $16,250,000 | 1,408 |
| Undivided profits | $32,598,000 | 1,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,876,000 | 963 |
| Earning assets | $664,535,000 | 803 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $693,922,500 | 828 |
| Average Assets, quarterly | $693,922,500 | 828 |
| Volatile liabilities | $213,900,000 | 653 |
| Insider loans | $379,000 | 5,875 |
| FHLB advances | $79,432,000 | 562 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $40,625,000 | 1,950 |
| Tier 1 (core) risk-based capital | $50,863,000 | 1,067 |
| Tier 2 risk-based capital | $3,261,000 | 1,438 |
| Total risk weighted assets | $447,028,000 | 915 |
| Total unused commitments | $40,625,000 | 1,952 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 120 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $696,741,000 | 829 |
| Cash and due from depository institutions | $48,643,000 | 1,424 |
| Interest-bearing balances | $19,226,000 | 294 |
| Securities | $176,273,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $450,974,000 | 861 |
| Loan loss allowance | $3,261,000 | 1,450 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,498,000 | 2,921 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $156,000 | 2,684 |
| All other assets | $17,197,000 | 936 |
| Life insurance assets | $8,300,000 | 83 |
| Total liabilities and capital | $696,741,000 | 829 |
| Total liabilities | $645,855,000 | 805 |
| Total deposits | $553,120,000 | 805 |
| Interest-bearing deposits | $516,353,000 | 736 |
| Deposits held in domestic offices | $553,120,000 | 802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,143 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $80,613,000 | 649 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,122,000 | 1,839 |
| Total equity capital | $50,886,000 | 1,132 |
| Total bank equity capital | $50,886,000 | 1,132 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $16,250,000 | 1,398 |
| Undivided profits | $34,635,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,770,000 | 971 |
| Earning assets | $646,473,000 | 821 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $644,997,200 | 848 |
| Average Assets, quarterly | $665,501,500 | 860 |
| Volatile liabilities | $230,685,000 | 590 |
| Insider loans | $382,000 | 5,907 |
| FHLB advances | $80,613,000 | 571 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,625,000 | 2,238 |
| Tier 1 (core) risk-based capital | $51,703,000 | 1,035 |
| Tier 2 risk-based capital | $3,261,000 | 1,417 |
| Total risk weighted assets | $442,480,000 | 921 |
| Total unused commitments | $31,625,000 | 2,238 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 112 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $634,262,000 | 897 |
| Cash and due from depository institutions | $26,407,000 | 1,541 |
| Interest-bearing balances | $8,293,000 | 727 |
| Securities | $150,350,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $436,416,000 | 864 |
| Loan loss allowance | $3,261,000 | 1,451 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,346,000 | 2,982 |
| Other real estate owned | $0 | 1,541 |
| Goodwill and other intangibles | $182,000 | 2,585 |
| All other assets | $17,561,000 | 885 |
| Life insurance assets | $8,208,000 | 79 |
| Total liabilities and capital | $634,262,000 | 897 |
| Total liabilities | $583,955,000 | 873 |
| Total deposits | $500,293,000 | 856 |
| Interest-bearing deposits | $468,914,000 | 791 |
| Deposits held in domestic offices | $500,293,000 | 851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $80,791,000 | 636 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,871,000 | 1,440 |
| Total equity capital | $50,307,000 | 1,130 |
| Total bank equity capital | $50,307,000 | 1,130 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $16,250,000 | 1,358 |
| Undivided profits | $34,056,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,900,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,858,000 | 966 |
| Earning assets | $595,059,000 | 872 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $632,061,250 | 866 |
| Average Assets, quarterly | $632,455,500 | 891 |
| Volatile liabilities | $200,901,000 | 641 |
| Insider loans | $406,000 | 5,798 |
| FHLB advances | $80,791,000 | 560 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,990,000 | 2,734 |
| Tier 1 (core) risk-based capital | $50,805,000 | 1,041 |
| Tier 2 risk-based capital | $3,261,000 | 1,400 |
| Total risk weighted assets | $437,861,000 | 907 |
| Total unused commitments | $22,990,000 | 2,738 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $630,649,000 | 892 |
| Cash and due from depository institutions | $17,578,000 | 1,529 |
| Interest-bearing balances | $1,526,000 | 2,409 |
| Securities | $163,763,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $428,418,000 | 859 |
| Loan loss allowance | $3,326,000 | 1,414 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,852,000 | 3,326 |
| Other real estate owned | $0 | 1,529 |
| Goodwill and other intangibles | $213,000 | 2,525 |
| All other assets | $17,825,000 | 882 |
| Life insurance assets | $8,141,000 | 81 |
| Total liabilities and capital | $630,649,000 | 892 |
| Total liabilities | $583,077,000 | 861 |
| Total deposits | $485,221,000 | 871 |
| Interest-bearing deposits | $453,458,000 | 809 |
| Deposits held in domestic offices | $485,221,000 | 866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $94,966,000 | 563 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,890,000 | 1,328 |
| Total equity capital | $47,572,000 | 1,146 |
| Total bank equity capital | $47,572,000 | 1,146 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $16,250,000 | 1,308 |
| Undivided profits | $31,321,000 | 1,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 1,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,730,000 | 960 |
| Earning assets | $593,707,000 | 859 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $631,327,670 | 862 |
| Average Assets, quarterly | $638,701,500 | 860 |
| Volatile liabilities | $210,634,000 | 608 |
| Insider loans | $409,000 | 5,823 |
| FHLB advances | $94,966,000 | 497 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $48,425,000 | 1,598 |
| Tier 1 (core) risk-based capital | $49,454,000 | 1,048 |
| Tier 2 risk-based capital | $3,326,000 | 1,352 |
| Total risk weighted assets | $427,194,000 | 916 |
| Total unused commitments | $48,425,000 | 1,601 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 119 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $646,754,000 | 860 |
| Cash and due from depository institutions | $42,044,000 | 1,441 |
| Interest-bearing balances | $28,001,000 | 239 |
| Securities | $165,795,000 | 795 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $417,221,000 | 863 |
| Loan loss allowance | $3,326,000 | 1,395 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,711,000 | 3,414 |
| Other real estate owned | $0 | 1,441 |
| Goodwill and other intangibles | $244,000 | 2,437 |
| All other assets | $18,739,000 | 814 |
| Life insurance assets | $8,075,000 | 84 |
| Total liabilities and capital | $646,754,000 | 860 |
| Total liabilities | $602,905,000 | 827 |
| Total deposits | $488,869,000 | 874 |
| Interest-bearing deposits | $458,866,000 | 817 |
| Deposits held in domestic offices | $488,869,000 | 871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $111,140,000 | 464 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,896,000 | 1,478 |
| Total equity capital | $43,849,000 | 1,264 |
| Total bank equity capital | $43,849,000 | 1,264 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $10,250,000 | 1,895 |
| Undivided profits | $33,598,000 | 985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,981,000 | 874 |
| Earning assets | $611,017,000 | 842 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $631,667,000 | 869 |
| Average Assets, quarterly | $631,667,000 | 869 |
| Volatile liabilities | $231,450,000 | 561 |
| Insider loans | $411,000 | 5,793 |
| FHLB advances | $111,140,000 | 404 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $37,606,000 | 1,888 |
| Tier 1 (core) risk-based capital | $42,798,000 | 1,185 |
| Tier 2 risk-based capital | $3,326,000 | 1,341 |
| Total risk weighted assets | $410,227,000 | 938 |
| Total unused commitments | $47,606,000 | 1,592 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 118 | 1,468 |
| Assets and Liabilities | ||
| Total Assets: | $616,580,000 | 901 |
| Cash and due from depository institutions | $24,385,000 | 1,468 |
| Interest-bearing balances | $10,880,000 | 604 |
| Securities | $179,912,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,153 |
| Net loans & leases | $391,567,000 | 919 |
| Loan loss allowance | $3,326,000 | 1,386 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,886,000 | 3,253 |
| Other real estate owned | $0 | 1,468 |
| Goodwill and other intangibles | $228,000 | 2,479 |
| All other assets | $17,494,000 | 883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $616,580,000 | 901 |
| Total liabilities | $571,991,000 | 873 |
| Total deposits | $474,088,000 | 906 |
| Interest-bearing deposits | $439,339,000 | 842 |
| Deposits held in domestic offices | $474,088,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $95,310,000 | 551 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,593,000 | 1,536 |
| Total equity capital | $44,589,000 | 1,218 |
| Total bank equity capital | $44,589,000 | 1,218 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $10,250,000 | 1,875 |
| Undivided profits | $34,338,000 | 944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,401,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,198,000 | 1,228 |
| Earning assets | $582,467,000 | 875 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $590,805,600 | 910 |
| Average Assets, quarterly | $613,421,500 | 898 |
| Volatile liabilities | $201,108,000 | 618 |
| Insider loans | $414,000 | 5,806 |
| FHLB advances | $95,310,000 | 478 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $57,319,000 | 1,304 |
| Tier 1 (core) risk-based capital | $44,376,000 | 1,136 |
| Tier 2 risk-based capital | $3,326,000 | 1,329 |
| Total risk weighted assets | $381,928,000 | 992 |
| Total unused commitments | $57,319,000 | 1,306 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 124 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $610,263,000 | 923 |
| Cash and due from depository institutions | $31,763,000 | 1,419 |
| Interest-bearing balances | $22,387,000 | 332 |
| Securities | $185,176,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,444 |
| Net loans & leases | $377,471,000 | 936 |
| Loan loss allowance | $3,326,000 | 1,402 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,953,000 | 3,171 |
| Other real estate owned | $0 | 1,419 |
| Goodwill and other intangibles | $171,000 | 2,582 |
| All other assets | $12,621,000 | 1,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $610,263,000 | 923 |
| Total liabilities | $566,037,000 | 891 |
| Total deposits | $457,681,000 | 952 |
| Interest-bearing deposits | $420,042,000 | 890 |
| Deposits held in domestic offices | $457,681,000 | 948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $105,479,000 | 488 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,877,000 | 1,489 |
| Total equity capital | $44,226,000 | 1,235 |
| Total bank equity capital | $44,226,000 | 1,235 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $10,250,000 | 1,853 |
| Undivided profits | $33,975,000 | 958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,977,000 | 1,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,391,000 | 1,151 |
| Earning assets | $585,142,000 | 891 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $584,362,000 | 940 |
| Average Assets, quarterly | $604,112,500 | 926 |
| Volatile liabilities | $200,690,000 | 630 |
| Insider loans | $417,000 | 5,811 |
| FHLB advances | $105,479,000 | 419 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $75,840,000 | 1,076 |
| Tier 1 (core) risk-based capital | $42,979,000 | 1,184 |
| Tier 2 risk-based capital | $3,326,000 | 1,322 |
| Total risk weighted assets | $363,333,000 | 1,039 |
| Total unused commitments | $75,840,000 | 1,078 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 121 | 1,457 |
| Assets and Liabilities | ||
| Total Assets: | $597,962,000 | 930 |
| Cash and due from depository institutions | $61,479,000 | 1,457 |
| Interest-bearing balances | $49,400,000 | 166 |
| Securities | $177,400,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,756 |
| Net loans & leases | $345,032,000 | 1,024 |
| Loan loss allowance | $3,321,000 | 1,377 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,868,000 | 3,214 |
| Other real estate owned | $0 | 1,457 |
| Goodwill and other intangibles | $189,000 | 2,505 |
| All other assets | $10,886,000 | 1,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $597,962,000 | 930 |
| Total liabilities | $552,380,000 | 906 |
| Total deposits | $448,949,000 | 957 |
| Interest-bearing deposits | $416,096,000 | 895 |
| Deposits held in domestic offices | $448,949,000 | 955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $100,646,000 | 511 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,785,000 | 1,567 |
| Total equity capital | $45,582,000 | 1,192 |
| Total bank equity capital | $45,582,000 | 1,192 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $10,250,000 | 1,813 |
| Undivided profits | $35,331,000 | 923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,480,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,205,000 | 1,246 |
| Earning assets | $571,940,000 | 891 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $575,728,330 | 954 |
| Average Assets, quarterly | $583,504,000 | 945 |
| Volatile liabilities | $184,858,000 | 651 |
| Insider loans | $419,000 | 5,785 |
| FHLB advances | $100,646,000 | 440 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $38,127,000 | 1,768 |
| Tier 1 (core) risk-based capital | $43,290,000 | 1,152 |
| Tier 2 risk-based capital | $3,321,000 | 1,282 |
| Total risk weighted assets | $361,544,000 | 1,032 |
| Total unused commitments | $48,127,000 | 1,481 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $569,046,000 | 970 |
| Cash and due from depository institutions | $39,445,000 | 1,767 |
| Interest-bearing balances | $29,819,000 | 261 |
| Securities | $166,983,000 | 781 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 7,144 |
| Net loans & leases | $349,353,000 | 996 |
| Loan loss allowance | $3,297,000 | 1,365 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,473,000 | 3,565 |
| Other real estate owned | $0 | 1,767 |
| Goodwill and other intangibles | $322,000 | 2,211 |
| All other assets | $10,362,000 | 1,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $569,046,000 | 970 |
| Total liabilities | $523,449,000 | 946 |
| Total deposits | $420,077,000 | 996 |
| Interest-bearing deposits | $383,106,000 | 961 |
| Deposits held in domestic offices | $420,077,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $100,810,000 | 503 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,562,000 | 1,711 |
| Total equity capital | $45,597,000 | 1,177 |
| Total bank equity capital | $45,597,000 | 1,177 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $10,250,000 | 1,783 |
| Undivided profits | $35,346,000 | 883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,863,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,336,000 | 1,197 |
| Earning assets | $546,263,000 | 919 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $564,611,500 | 969 |
| Average Assets, quarterly | $564,611,500 | 969 |
| Volatile liabilities | $178,826,000 | 662 |
| Insider loans | $288,000 | 6,372 |
| FHLB advances | $100,810,000 | 430 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,719,000 | 1,419 |
| Tier 1 (core) risk-based capital | $42,313,000 | 1,154 |
| Tier 2 risk-based capital | $3,297,000 | 1,265 |
| Total risk weighted assets | $346,556,000 | 1,047 |
| Total unused commitments | $48,719,000 | 1,433 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 98 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $560,177,000 | 969 |
| Cash and due from depository institutions | $57,860,000 | 1,730 |
| Interest-bearing balances | $48,995,000 | 137 |
| Securities | $140,775,000 | 891 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,852 |
| Net loans & leases | $349,547,000 | 986 |
| Loan loss allowance | $3,297,000 | 1,325 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,174,000 | 3,870 |
| Other real estate owned | $0 | 1,730 |
| Goodwill and other intangibles | $332,000 | 2,169 |
| All other assets | $9,381,000 | 1,400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,177,000 | 969 |
| Total liabilities | $511,982,000 | 951 |
| Total deposits | $411,264,000 | 1,006 |
| Interest-bearing deposits | $381,351,000 | 939 |
| Deposits held in domestic offices | $411,264,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $95,972,000 | 530 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,746,000 | 1,028 |
| Total equity capital | $48,195,000 | 1,087 |
| Total bank equity capital | $48,195,000 | 1,087 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $10,250,000 | 1,740 |
| Undivided profits | $37,944,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,341,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,247,000 | 1,311 |
| Earning assets | $539,425,000 | 920 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $530,432,800 | 966 |
| Average Assets, quarterly | $556,720,500 | 963 |
| Volatile liabilities | $168,144,000 | 689 |
| Insider loans | $289,000 | 6,375 |
| FHLB advances | $95,972,000 | 454 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $46,976,000 | 1,423 |
| Tier 1 (core) risk-based capital | $45,312,000 | 1,056 |
| Tier 2 risk-based capital | $3,297,000 | 1,230 |
| Total risk weighted assets | $344,060,000 | 1,042 |
| Total unused commitments | $50,426,000 | 1,333 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $490,883,000 | 1,043 |
| Cash and due from depository institutions | $30,889,000 | 1,794 |
| Interest-bearing balances | $26,252,000 | 256 |
| Securities | $114,348,000 | 1,002 |
| Federal funds sold & reverse repurchase agreements | $4,958,000 | 2,803 |
| Net loans & leases | $331,979,000 | 1,001 |
| Loan loss allowance | $3,160,000 | 1,314 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,427,000 | 3,540 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $391,000 | 2,016 |
| All other assets | $5,891,000 | 1,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,883,000 | 1,043 |
| Total liabilities | $450,576,000 | 1,032 |
| Total deposits | $395,453,000 | 1,009 |
| Interest-bearing deposits | $395,453,000 | 875 |
| Deposits held in domestic offices | $395,453,000 | 1,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $49,600,000 | 772 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,523,000 | 925 |
| Total equity capital | $40,307,000 | 1,219 |
| Total bank equity capital | $40,307,000 | 1,219 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $5,249,000 | 2,982 |
| Undivided profits | $35,057,000 | 802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,408,000 | 1,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,483,000 | 1,278 |
| Earning assets | $477,537,000 | 987 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $454,812,400 | 1,071 |
| Average Assets, quarterly | $477,361,000 | 1,069 |
| Volatile liabilities | $114,447,000 | 890 |
| Insider loans | $790,000 | 4,442 |
| FHLB advances | $49,600,000 | 685 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,947,000 | 1,819 |
| Tier 1 (core) risk-based capital | $38,975,000 | 1,170 |
| Tier 2 risk-based capital | $3,160,000 | 1,223 |
| Total risk weighted assets | $317,847,000 | 1,081 |
| Total unused commitments | $30,947,000 | 1,825 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $428,724,000 | 1,136 |
| Cash and due from depository institutions | $7,052,000 | 1,835 |
| Interest-bearing balances | $2,524,000 | 1,445 |
| Securities | $70,544,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $12,346,000 | 981 |
| Net loans & leases | $330,185,000 | 969 |
| Loan loss allowance | $3,113,000 | 1,252 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,171,000 | 3,767 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $777,000 | 1,578 |
| All other assets | $5,649,000 | 1,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,724,000 | 1,136 |
| Total liabilities | $389,921,000 | 1,138 |
| Total deposits | $353,252,000 | 1,078 |
| Interest-bearing deposits | $321,534,000 | 1,027 |
| Deposits held in domestic offices | $353,252,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 941 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,669,000 | 1,629 |
| Total equity capital | $38,803,000 | 1,198 |
| Total bank equity capital | $38,803,000 | 1,198 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $5,249,000 | 2,901 |
| Undivided profits | $33,553,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 3,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,236,000 | 1,108 |
| Earning assets | $415,599,000 | 1,073 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $422,428,400 | 1,085 |
| Average Assets, quarterly | $424,693,500 | 1,128 |
| Volatile liabilities | $76,581,000 | 1,210 |
| Insider loans | $798,000 | 4,417 |
| FHLB advances | $34,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,482,000 | 3,420 |
| Tier 1 (core) risk-based capital | $37,929,000 | 1,158 |
| Tier 2 risk-based capital | $3,193,000 | 1,170 |
| Total risk weighted assets | $282,189,000 | 1,159 |
| Total unused commitments | $11,482,000 | 3,420 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $407,015,000 | 1,174 |
| Cash and due from depository institutions | $8,577,000 | 1,858 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $56,729,000 | 2,031 |
| Federal funds sold & reverse repurchase agreements | $17,797,000 | 574 |
| Net loans & leases | $314,959,000 | 991 |
| Loan loss allowance | $2,972,000 | 1,289 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,657,000 | 3,199 |
| Other real estate owned | $0 | 1,858 |
| Goodwill and other intangibles | $683,000 | 1,715 |
| All other assets | $5,613,000 | 1,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,015,000 | 1,174 |
| Total liabilities | $369,822,000 | 1,163 |
| Total deposits | $345,111,000 | 1,086 |
| Interest-bearing deposits | $316,423,000 | 1,014 |
| Deposits held in domestic offices | $345,111,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,000,000 | 1,218 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,711,000 | 2,142 |
| Total equity capital | $37,193,000 | 1,213 |
| Total bank equity capital | $37,193,000 | 1,213 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $5,249,000 | 2,862 |
| Undivided profits | $31,943,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,070,000 | 1,011 |
| Earning assets | $389,485,000 | 1,130 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $398,172,600 | 1,132 |
| Average Assets, quarterly | $405,627,000 | 1,158 |
| Volatile liabilities | $64,689,000 | 1,340 |
| Insider loans | $1,180,000 | 3,353 |
| FHLB advances | $23,000,000 | 339 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $28,005,000 | 1,820 |
| Tier 1 (core) risk-based capital | $37,773,000 | 1,169 |
| Tier 2 risk-based capital | $2,972,000 | 1,207 |
| Total risk weighted assets | $254,557,000 | 1,230 |
| Total unused commitments | $29,005,000 | 1,783 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $390,897,000 | 1,183 |
| Cash and due from depository institutions | $7,889,000 | 1,884 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $34,729,000 | 3,198 |
| Federal funds sold & reverse repurchase agreements | $44,048,000 | 380 |
| Net loans & leases | $295,326,000 | 973 |
| Loan loss allowance | $2,932,000 | 1,252 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,154,000 | 2,575 |
| Other real estate owned | $130,000 | 1,884 |
| Goodwill and other intangibles | $711,000 | 1,616 |
| All other assets | $4,910,000 | 1,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,897,000 | 1,183 |
| Total liabilities | $352,400,000 | 1,182 |
| Total deposits | $337,429,000 | 1,098 |
| Interest-bearing deposits | $308,422,000 | 1,033 |
| Deposits held in domestic offices | $337,429,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,132,000 | 1,332 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,839,000 | 2,145 |
| Total equity capital | $38,497,000 | 1,166 |
| Total bank equity capital | $38,497,000 | 1,166 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $5,249,000 | 2,717 |
| Undivided profits | $33,247,000 | 795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,077,000 | 995 |
| Earning assets | $374,103,000 | 1,141 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $376,920,200 | 1,168 |
| Average Assets, quarterly | $386,216,000 | 1,175 |
| Volatile liabilities | $45,091,000 | 1,522 |
| Insider loans | $1,129,000 | 3,271 |
| FHLB advances | $13,000,000 | 372 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,147,000 | 1,946 |
| Tier 1 (core) risk-based capital | $38,186,000 | 1,101 |
| Tier 2 risk-based capital | $2,932,000 | 1,149 |
| Total risk weighted assets | $250,223,000 | 1,161 |
| Total unused commitments | $26,147,000 | 1,844 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $360,416,000 | 1,298 |
| Cash and due from depository institutions | $20,153,000 | 2,092 |
| Interest-bearing balances | $16,500,000 | 245 |
| Securities | $31,189,000 | 3,514 |
| Federal funds sold & reverse repurchase agreements | $1,028,000 | 6,338 |
| Net loans & leases | $296,984,000 | 1,000 |
| Loan loss allowance | $3,491,000 | 1,102 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,890,000 | 2,727 |
| Other real estate owned | $1,454,000 | 2,092 |
| Goodwill and other intangibles | $1,003,000 | 1,345 |
| All other assets | $5,715,000 | 1,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,417,000 | 1,298 |
| Total liabilities | $324,645,000 | 1,296 |
| Total deposits | $317,571,000 | 1,180 |
| Interest-bearing deposits | $292,451,000 | 1,110 |
| Deposits held in domestic offices | $317,571,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,141,000 | 3,358 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,933,000 | 880 |
| Total equity capital | $35,772,000 | 1,251 |
| Total bank equity capital | $35,772,000 | 1,251 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $5,249,000 | 2,651 |
| Undivided profits | $30,522,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,046,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,284,000 | 949 |
| Earning assets | $345,701,000 | 1,243 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $350,822,800 | 1,256 |
| Average Assets, quarterly | $357,734,500 | 1,285 |
| Volatile liabilities | $25,024,000 | 2,474 |
| Insider loans | $861,000 | 3,938 |
| FHLB advances | $1,000,000 | 693 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $42,381,000 | 1,234 |
| Tier 1 (core) risk-based capital | $35,347,000 | 1,190 |
| Tier 2 risk-based capital | $2,902,000 | 1,100 |
| Total risk weighted assets | $232,169,000 | 1,227 |
| Total unused commitments | $42,381,000 | 1,237 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 82 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $340,518,000 | 1,387 |
| Cash and due from depository institutions | $4,127,000 | 2,290 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $38,974,000 | 3,110 |
| Federal funds sold & reverse repurchase agreements | $1,921,000 | 5,027 |
| Net loans & leases | $278,629,000 | 1,084 |
| Loan loss allowance | $2,749,000 | 1,429 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,038,000 | 3,723 |
| Other real estate owned | $928,000 | 2,290 |
| Goodwill and other intangibles | $1,164,000 | 1,194 |
| All other assets | $12,737,000 | 746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,518,000 | 1,387 |
| Total liabilities | $303,059,000 | 1,411 |
| Total deposits | $296,016,000 | 1,299 |
| Interest-bearing deposits | $279,702,000 | 1,193 |
| Deposits held in domestic offices | $296,016,000 | 1,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,660,000 | 1,922 |
| Subordinated debt | $744,000 | 254 |
| All other liabilities | $1,639,000 | 2,386 |
| Total equity capital | $37,459,000 | 1,204 |
| Total bank equity capital | $37,459,000 | 1,204 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $5,249,000 | 2,728 |
| Undivided profits | $32,209,000 | 790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,099,000 | 601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,215,000 | 996 |
| Earning assets | $319,524,000 | 1,361 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $338,134,600 | 1,343 |
| Average Assets, quarterly | $342,233,500 | 1,368 |
| Volatile liabilities | $25,170,000 | 2,410 |
| Insider loans | $736,000 | 4,433 |
| FHLB advances | $4,500,000 | 582 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,374,000 | 1,495 |
| Tier 1 (core) risk-based capital | $36,977,000 | 1,158 |
| Tier 2 risk-based capital | $3,418,000 | 1,003 |
| Total risk weighted assets | $254,253,000 | 1,166 |
| Total unused commitments | $31,374,000 | 1,506 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $333,288,000 | 1,423 |
| Cash and due from depository institutions | $6,991,000 | 2,232 |
| Interest-bearing balances | $296,000 | 3,886 |
| Securities | $36,111,000 | 3,508 |
| Federal funds sold & reverse repurchase agreements | $1,581,000 | 6,233 |
| Net loans & leases | $275,985,000 | 1,089 |
| Loan loss allowance | $2,855,000 | 1,429 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,716,000 | 4,219 |
| Other real estate owned | $1,270,000 | 2,232 |
| Goodwill and other intangibles | $480,000 | 1,572 |
| All other assets | $9,154,000 | 1,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,288,000 | 1,423 |
| Total liabilities | $300,636,000 | 1,428 |
| Total deposits | $286,960,000 | 1,366 |
| Interest-bearing deposits | $266,898,000 | 1,281 |
| Deposits held in domestic offices | $286,960,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,276,000 | 1,107 |
| Subordinated debt | $744,000 | 273 |
| All other liabilities | $1,656,000 | 2,435 |
| Total equity capital | $32,652,000 | 1,397 |
| Total bank equity capital | $32,652,000 | 1,397 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $5,249,000 | 2,733 |
| Undivided profits | $27,402,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,251,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,255,000 | 1,020 |
| Earning assets | $313,973,000 | 1,388 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $326,256,800 | 1,396 |
| Average Assets, quarterly | $335,910,500 | 1,399 |
| Volatile liabilities | $28,117,000 | 1,966 |
| Insider loans | $831,000 | 4,188 |
| FHLB advances | $11,100,000 | 390 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,480,000 | 2,382 |
| Tier 1 (core) risk-based capital | $31,997,000 | 1,354 |
| Tier 2 risk-based capital | $3,533,000 | 977 |
| Total risk weighted assets | $237,435,000 | 1,231 |
| Total unused commitments | $15,480,000 | 2,394 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 78 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $310,100,000 | 1,491 |
| Cash and due from depository institutions | $5,933,000 | 2,569 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,431,000 | 4,113 |
| Federal funds sold & reverse repurchase agreements | $624,000 | 6,432 |
| Net loans & leases | $260,177,000 | 1,102 |
| Loan loss allowance | $2,592,000 | 1,593 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,615,000 | 4,378 |
| Other real estate owned | $1,403,000 | 2,569 |
| Goodwill and other intangibles | $541,000 | 1,401 |
| All other assets | $8,376,000 | 1,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,100,000 | 1,491 |
| Total liabilities | $283,700,000 | 1,485 |
| Total deposits | $260,278,000 | 1,460 |
| Interest-bearing deposits | $244,239,000 | 1,346 |
| Deposits held in domestic offices | $260,278,000 | 1,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,286,000 | 887 |
| Subordinated debt | $750,000 | 292 |
| All other liabilities | $2,386,000 | 1,580 |
| Total equity capital | $26,400,000 | 1,574 |
| Total bank equity capital | $26,400,000 | 1,574 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $5,249,000 | 2,642 |
| Undivided profits | $21,150,000 | 1,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,699,000 | 710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,059,000 | 953 |
| Earning assets | $292,232,000 | 1,452 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $294,700,600 | 1,525 |
| Average Assets, quarterly | $305,332,500 | 1,492 |
| Volatile liabilities | $34,064,000 | 1,647 |
| Insider loans | $823,000 | 4,222 |
| FHLB advances | $20,096,000 | 334 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,078,000 | 1,787 |
| Tier 1 (core) risk-based capital | $26,400,000 | 1,566 |
| Tier 2 risk-based capital | $3,313,000 | 1,020 |
| Total risk weighted assets | $211,126,000 | 1,330 |
| Total unused commitments | $22,078,000 | 1,800 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 79 | 2,652 |
| Assets and Liabilities | ||
| Total Assets: | $283,469,000 | 1,639 |
| Cash and due from depository institutions | $6,916,000 | 2,652 |
| Interest-bearing balances | $776,000 | 3,776 |
| Securities | $17,976,000 | 6,600 |
| Federal funds sold & reverse repurchase agreements | $7,626,000 | 1,820 |
| Net loans & leases | $239,430,000 | 1,167 |
| Loan loss allowance | $2,176,000 | 1,932 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,425,000 | 4,857 |
| Other real estate owned | $1,969,000 | 2,652 |
| Goodwill and other intangibles | $602,000 | 1,251 |
| All other assets | $7,525,000 | 1,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,469,000 | 1,639 |
| Total liabilities | $263,231,000 | 1,622 |
| Total deposits | $253,801,000 | 1,567 |
| Interest-bearing deposits | $243,378,000 | 1,416 |
| Deposits held in domestic offices | $253,801,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,803,000 | 1,402 |
| Subordinated debt | $750,000 | 306 |
| All other liabilities | $2,877,000 | 1,380 |
| Total equity capital | $20,238,000 | 2,023 |
| Total bank equity capital | $20,238,000 | 2,023 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $5,250,000 | 2,565 |
| Undivided profits | $14,988,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,884,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,860,000 | 929 |
| Earning assets | $265,808,000 | 1,614 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $272,203,000 | 1,671 |
| Average Assets, quarterly | $281,075,500 | 1,649 |
| Volatile liabilities | $21,998,000 | 2,223 |
| Insider loans | $939,000 | 3,897 |
| FHLB advances | $5,600,000 | 496 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,357,000 | 1,493 |
| Tier 1 (core) risk-based capital | $19,912,000 | 2,005 |
| Tier 2 risk-based capital | $2,926,000 | 1,126 |
| Total risk weighted assets | $183,129,000 | 1,512 |
| Total unused commitments | $28,357,000 | 1,519 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 78 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $260,628,000 | 1,831 |
| Cash and due from depository institutions | $4,547,000 | 2,769 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,676,000 | 6,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $228,476,000 | 1,260 |
| Loan loss allowance | $1,664,000 | 2,473 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,643,000 | 4,305 |
| Other real estate owned | $1,770,000 | 2,769 |
| Goodwill and other intangibles | $664,000 | 1,203 |
| All other assets | $4,852,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,628,000 | 1,831 |
| Total liabilities | $247,440,000 | 1,791 |
| Total deposits | $238,170,000 | 1,746 |
| Interest-bearing deposits | $229,742,000 | 1,584 |
| Deposits held in domestic offices | $238,170,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,813,000 | 1,227 |
| Subordinated debt | $750,000 | 337 |
| All other liabilities | $2,707,000 | 1,489 |
| Total equity capital | $13,188,000 | 2,912 |
| Total bank equity capital | $13,188,000 | 2,912 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $5,250,000 | 2,467 |
| Undivided profits | $7,938,000 | 2,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,610,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,862,000 | 1,037 |
| Earning assets | $247,152,000 | 1,775 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $243,036,600 | 1,923 |
| Average Assets, quarterly | $255,580,000 | 1,848 |
| Volatile liabilities | $16,783,000 | 2,728 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,600,000 | 480 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,288,000 | 2,001 |
| Tier 1 (core) risk-based capital | $13,056,000 | 2,894 |
| Tier 2 risk-based capital | $2,363,000 | 1,380 |
| Total risk weighted assets | $156,164,000 | 1,811 |
| Total unused commitments | $17,288,000 | 2,017 |
| Derivatives | $0 | 651 |