Home > Citrus and Chemical Bank > Assets and Liabilities
Citrus and Chemical Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 199 | 815 |
| Assets and Liabilities | ||
| Total Assets: | $868,266,000 | 765 |
| Cash and due from depository institutions | $15,729,000 | 815 |
| Interest-bearing balances | $835,000 | 2,576 |
| Securities | $285,109,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $3,944,000 | 3,002 |
| Net loans & leases | $521,921,000 | 886 |
| Loan loss allowance | $5,492,000 | 958 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $13,074,000 | 921 |
| Other real estate owned | $0 | 815 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $28,489,000 | 695 |
| Life insurance assets | $12,870,000 | 488 |
| Total liabilities and capital | $868,266,000 | 765 |
| Total liabilities | $804,328,000 | 735 |
| Total deposits | $690,288,000 | 733 |
| Interest-bearing deposits | $636,027,000 | 690 |
| Deposits held in domestic offices | $690,288,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,266,000 | 672 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $81,250,000 | 635 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,524,000 | 1,273 |
| Total equity capital | $63,938,000 | 1,066 |
| Total bank equity capital | $63,938,000 | 1,066 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $4,202,000 | 4,317 |
| Undivided profits | $58,736,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,387,000 | 2,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,363,000 | 959 |
| Earning assets | $811,809,000 | 743 |
| Long-term assets (5+ years) | $303,093,000 | 401 |
| Average Assets, year-to-date | $878,116,250 | 735 |
| Average Assets, quarterly | $872,300,000 | 751 |
| Volatile liabilities | $247,692,000 | 609 |
| Insider loans | $19,306,000 | 315 |
| FHLB advances | $81,250,000 | 572 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $175,222,000 | 668 |
| Tier 1 (core) risk-based capital | $65,174,000 | 958 |
| Tier 2 risk-based capital | $5,492,000 | 956 |
| Total risk weighted assets | $614,291,000 | 809 |
| Total unused commitments | $175,222,000 | 669 |
| Derivatives | $25,000,000 | 336 |
| 2007-06-30 | Rank | |
| # of Employees: | 212 | 770 |
| Assets and Liabilities | ||
| Total Assets: | $876,334,000 | 767 |
| Cash and due from depository institutions | $20,346,000 | 770 |
| Interest-bearing balances | $1,685,000 | 1,973 |
| Securities | $295,859,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $5,331,000 | 2,551 |
| Net loans & leases | $514,049,000 | 907 |
| Loan loss allowance | $5,327,000 | 973 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,437,000 | 879 |
| Other real estate owned | $0 | 770 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $27,312,000 | 722 |
| Life insurance assets | $12,736,000 | 483 |
| Total liabilities and capital | $876,334,000 | 767 |
| Total liabilities | $815,960,000 | 725 |
| Total deposits | $728,395,000 | 705 |
| Interest-bearing deposits | $661,139,000 | 672 |
| Deposits held in domestic offices | $728,395,000 | 703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,780,000 | 559 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $43,313,000 | 986 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,472,000 | 1,070 |
| Total equity capital | $60,374,000 | 1,118 |
| Total bank equity capital | $60,374,000 | 1,118 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $4,505,000 | 4,194 |
| Undivided profits | $54,869,000 | 680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,416,000 | 893 |
| Earning assets | $816,924,000 | 749 |
| Long-term assets (5+ years) | $301,310,000 | 404 |
| Average Assets, year-to-date | $881,399,670 | 748 |
| Average Assets, quarterly | $875,941,500 | 759 |
| Volatile liabilities | $214,476,000 | 692 |
| Insider loans | $21,258,000 | 283 |
| FHLB advances | $43,313,000 | 909 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $199,530,000 | 625 |
| Tier 1 (core) risk-based capital | $63,692,000 | 987 |
| Tier 2 risk-based capital | $5,327,000 | 985 |
| Total risk weighted assets | $617,375,000 | 802 |
| Total unused commitments | $199,530,000 | 625 |
| Derivatives | $50,000,000 | 274 |
| 2007-03-31 | Rank | |
| # of Employees: | 210 | 775 |
| Assets and Liabilities | ||
| Total Assets: | $875,549,000 | 757 |
| Cash and due from depository institutions | $19,972,000 | 775 |
| Interest-bearing balances | $593,000 | 3,026 |
| Securities | $319,205,000 | 407 |
| Federal funds sold & reverse repurchase agreements | $2,235,000 | 4,867 |
| Net loans & leases | $497,387,000 | 919 |
| Loan loss allowance | $5,052,000 | 1,022 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $13,593,000 | 846 |
| Other real estate owned | $0 | 775 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $23,157,000 | 803 |
| Life insurance assets | $11,132,000 | 543 |
| Total liabilities and capital | $875,549,000 | 757 |
| Total liabilities | $814,641,000 | 718 |
| Total deposits | $751,471,000 | 674 |
| Interest-bearing deposits | $680,741,000 | 651 |
| Deposits held in domestic offices | $751,471,000 | 672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,898,000 | 539 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,375,000 | 1,735 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,897,000 | 1,172 |
| Total equity capital | $60,908,000 | 1,097 |
| Total bank equity capital | $60,908,000 | 1,097 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,439,000 | 4,194 |
| Undivided profits | $55,469,000 | 681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,615,000 | 822 |
| Earning assets | $819,420,000 | 734 |
| Long-term assets (5+ years) | $296,702,000 | 394 |
| Average Assets, year-to-date | $883,932,500 | 740 |
| Average Assets, quarterly | $883,932,500 | 740 |
| Volatile liabilities | $184,949,000 | 774 |
| Insider loans | $12,204,000 | 557 |
| FHLB advances | $18,375,000 | 1,651 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $204,756,000 | 613 |
| Tier 1 (core) risk-based capital | $61,459,000 | 1,003 |
| Tier 2 risk-based capital | $5,052,000 | 1,029 |
| Total risk weighted assets | $584,896,000 | 820 |
| Total unused commitments | $204,756,000 | 613 |
| Derivatives | $50,000,000 | 267 |
| 2006-12-31 | Rank | |
| # of Employees: | 210 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $892,316,000 | 731 |
| Cash and due from depository institutions | $25,191,000 | 772 |
| Interest-bearing balances | $437,000 | 3,278 |
| Securities | $339,471,000 | 385 |
| Federal funds sold & reverse repurchase agreements | $12,004,000 | 1,376 |
| Net loans & leases | $477,335,000 | 941 |
| Loan loss allowance | $4,871,000 | 1,055 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,828,000 | 808 |
| Other real estate owned | $0 | 772 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $24,487,000 | 765 |
| Life insurance assets | $11,023,000 | 540 |
| Total liabilities and capital | $892,316,000 | 731 |
| Total liabilities | $834,018,000 | 693 |
| Total deposits | $773,208,000 | 649 |
| Interest-bearing deposits | $696,590,000 | 618 |
| Deposits held in domestic offices | $773,208,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,300,000 | 569 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,438,000 | 1,800 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,072,000 | 1,125 |
| Total equity capital | $58,298,000 | 1,124 |
| Total bank equity capital | $58,298,000 | 1,124 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $4,370,000 | 4,181 |
| Undivided profits | $52,928,000 | 694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,804,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,815,000 | 803 |
| Earning assets | $829,247,000 | 721 |
| Long-term assets (5+ years) | $289,935,000 | 393 |
| Average Assets, year-to-date | $860,702,200 | 721 |
| Average Assets, quarterly | $900,337,500 | 710 |
| Volatile liabilities | $190,218,000 | 844 |
| Insider loans | $20,919,000 | 276 |
| FHLB advances | $18,438,000 | 1,707 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $206,197,000 | 595 |
| Tier 1 (core) risk-based capital | $59,929,000 | 1,013 |
| Tier 2 risk-based capital | $4,871,000 | 1,054 |
| Total risk weighted assets | $574,746,000 | 817 |
| Total unused commitments | $206,197,000 | 595 |
| Derivatives | $50,000,000 | 259 |
| 2006-09-30 | Rank | |
| # of Employees: | 213 | 771 |
| Assets and Liabilities | ||
| Total Assets: | $908,359,000 | 712 |
| Cash and due from depository institutions | $18,722,000 | 771 |
| Interest-bearing balances | $373,000 | 3,418 |
| Securities | $358,350,000 | 377 |
| Federal funds sold & reverse repurchase agreements | $33,207,000 | 404 |
| Net loans & leases | $458,618,000 | 972 |
| Loan loss allowance | $4,729,000 | 1,092 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,225,000 | 761 |
| Other real estate owned | $0 | 771 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $25,237,000 | 766 |
| Life insurance assets | $9,406,000 | 612 |
| Total liabilities and capital | $908,359,000 | 712 |
| Total liabilities | $851,191,000 | 679 |
| Total deposits | $738,915,000 | 670 |
| Interest-bearing deposits | $669,187,000 | 636 |
| Deposits held in domestic offices | $738,915,000 | 669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,235,000 | 541 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $67,100,000 | 716 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,941,000 | 1,124 |
| Total equity capital | $57,168,000 | 1,151 |
| Total bank equity capital | $57,168,000 | 1,151 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,457,000 | 4,128 |
| Undivided profits | $51,711,000 | 717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,321,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,719,000 | 807 |
| Earning assets | $850,548,000 | 694 |
| Long-term assets (5+ years) | $291,273,000 | 388 |
| Average Assets, year-to-date | $852,798,750 | 739 |
| Average Assets, quarterly | $882,485,000 | 729 |
| Volatile liabilities | $243,569,000 | 705 |
| Insider loans | $14,462,000 | 443 |
| FHLB advances | $67,100,000 | 651 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $191,438,000 | 650 |
| Tier 1 (core) risk-based capital | $59,054,000 | 1,030 |
| Tier 2 risk-based capital | $4,729,000 | 1,091 |
| Total risk weighted assets | $567,400,000 | 831 |
| Total unused commitments | $191,438,000 | 650 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 212 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $856,611,000 | 754 |
| Cash and due from depository institutions | $24,681,000 | 773 |
| Interest-bearing balances | $158,000 | 4,333 |
| Securities | $355,701,000 | 385 |
| Federal funds sold & reverse repurchase agreements | $6,822,000 | 1,768 |
| Net loans & leases | $431,073,000 | 1,014 |
| Loan loss allowance | $4,637,000 | 1,103 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,900,000 | 762 |
| Other real estate owned | $0 | 773 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $24,434,000 | 783 |
| Life insurance assets | $8,933,000 | 634 |
| Total liabilities and capital | $856,611,000 | 754 |
| Total liabilities | $804,924,000 | 711 |
| Total deposits | $731,620,000 | 667 |
| Interest-bearing deposits | $647,227,000 | 648 |
| Deposits held in domestic offices | $731,620,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,593,000 | 583 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,113,000 | 1,292 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,598,000 | 1,108 |
| Total equity capital | $51,687,000 | 1,214 |
| Total bank equity capital | $51,687,000 | 1,214 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $4,371,000 | 4,123 |
| Undivided profits | $46,316,000 | 752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,405,000 | 1,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 948 |
| Income earned, not collected on loans | $4,458,000 | 771 |
| Earning assets | $793,754,000 | 737 |
| Long-term assets (5+ years) | $269,886,000 | 423 |
| Average Assets, year-to-date | $834,278,670 | 754 |
| Average Assets, quarterly | $849,104,500 | 748 |
| Volatile liabilities | $175,915,000 | 887 |
| Insider loans | $14,736,000 | 419 |
| FHLB advances | $32,113,000 | 1,207 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $176,775,000 | 681 |
| Tier 1 (core) risk-based capital | $57,239,000 | 1,031 |
| Tier 2 risk-based capital | $4,637,000 | 1,089 |
| Total risk weighted assets | $548,748,000 | 847 |
| Total unused commitments | $176,775,000 | 681 |
| Derivatives | $25,000,000 | 357 |
| 2006-03-31 | Rank | |
| # of Employees: | 212 | 760 |
| Assets and Liabilities | ||
| Total Assets: | $841,598,000 | 746 |
| Cash and due from depository institutions | $26,851,000 | 760 |
| Interest-bearing balances | $177,000 | 4,324 |
| Securities | $358,055,000 | 389 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,232 |
| Net loans & leases | $417,070,000 | 1,018 |
| Loan loss allowance | $4,464,000 | 1,130 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,676,000 | 767 |
| Other real estate owned | $204,000 | 760 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $22,092,000 | 814 |
| Life insurance assets | $8,845,000 | 619 |
| Total liabilities and capital | $841,598,000 | 746 |
| Total liabilities | $789,861,000 | 717 |
| Total deposits | $738,117,000 | 645 |
| Interest-bearing deposits | $649,752,000 | 630 |
| Deposits held in domestic offices | $738,117,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,061,000 | 571 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,425,000 | 2,263 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,258,000 | 1,189 |
| Total equity capital | $51,737,000 | 1,195 |
| Total bank equity capital | $51,737,000 | 1,195 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $4,285,000 | 4,084 |
| Undivided profits | $46,452,000 | 754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 1,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,357,000 | 741 |
| Earning assets | $778,952,000 | 742 |
| Long-term assets (5+ years) | $252,102,000 | 436 |
| Average Assets, year-to-date | $823,112,500 | 756 |
| Average Assets, quarterly | $823,112,500 | 756 |
| Volatile liabilities | $149,001,000 | 993 |
| Insider loans | $16,731,000 | 346 |
| FHLB advances | $12,425,000 | 2,165 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $175,424,000 | 677 |
| Tier 1 (core) risk-based capital | $54,935,000 | 1,060 |
| Tier 2 risk-based capital | $4,464,000 | 1,106 |
| Total risk weighted assets | $536,699,000 | 839 |
| Total unused commitments | $175,424,000 | 677 |
| Derivatives | $25,000,000 | 343 |
| 2005-12-31 | Rank | |
| # of Employees: | 205 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $804,627,000 | 768 |
| Cash and due from depository institutions | $40,651,000 | 787 |
| Interest-bearing balances | $10,160,000 | 566 |
| Securities | $314,168,000 | 445 |
| Federal funds sold & reverse repurchase agreements | $15,916,000 | 840 |
| Net loans & leases | $397,583,000 | 1,056 |
| Loan loss allowance | $4,317,000 | 1,141 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,718,000 | 748 |
| Other real estate owned | $204,000 | 787 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $22,387,000 | 794 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $804,627,000 | 768 |
| Total liabilities | $754,147,000 | 737 |
| Total deposits | $700,223,000 | 672 |
| Interest-bearing deposits | $618,235,000 | 652 |
| Deposits held in domestic offices | $700,223,000 | 670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,117,000 | 568 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,938,000 | 2,297 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,869,000 | 890 |
| Total equity capital | $50,480,000 | 1,205 |
| Total bank equity capital | $50,480,000 | 1,205 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $4,200,000 | 4,079 |
| Undivided profits | $45,280,000 | 768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $697,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,974,000 | 807 |
| Earning assets | $737,827,000 | 768 |
| Long-term assets (5+ years) | $194,996,000 | 538 |
| Average Assets, year-to-date | $749,002,000 | 789 |
| Average Assets, quarterly | $778,935,000 | 791 |
| Volatile liabilities | $141,405,000 | 1,022 |
| Insider loans | $20,654,000 | 254 |
| FHLB advances | $12,938,000 | 2,177 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $146,389,000 | 752 |
| Tier 1 (core) risk-based capital | $52,997,000 | 1,082 |
| Tier 2 risk-based capital | $4,317,000 | 1,122 |
| Total risk weighted assets | $513,838,000 | 861 |
| Total unused commitments | $146,389,000 | 752 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 198 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $753,243,000 | 805 |
| Cash and due from depository institutions | $27,483,000 | 805 |
| Interest-bearing balances | $296,000 | 3,980 |
| Securities | $298,512,000 | 460 |
| Federal funds sold & reverse repurchase agreements | $11,053,000 | 1,188 |
| Net loans & leases | $384,507,000 | 1,068 |
| Loan loss allowance | $4,177,000 | 1,165 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,287,000 | 750 |
| Other real estate owned | $204,000 | 805 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,197,000 | 929 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $753,243,000 | 805 |
| Total liabilities | $703,072,000 | 774 |
| Total deposits | $655,552,000 | 701 |
| Interest-bearing deposits | $576,263,000 | 684 |
| Deposits held in domestic offices | $655,552,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,593,000 | 617 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $13,250,000 | 2,271 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,677,000 | 1,031 |
| Total equity capital | $50,171,000 | 1,200 |
| Total bank equity capital | $50,171,000 | 1,200 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $4,200,000 | 4,040 |
| Undivided profits | $44,971,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,986,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 893 |
| Income earned, not collected on loans | $3,746,000 | 815 |
| Earning assets | $694,368,000 | 794 |
| Long-term assets (5+ years) | $163,720,000 | 630 |
| Average Assets, year-to-date | $735,095,750 | 792 |
| Average Assets, quarterly | $750,627,000 | 796 |
| Volatile liabilities | $129,377,000 | 1,057 |
| Insider loans | $18,402,000 | 282 |
| FHLB advances | $13,250,000 | 2,137 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $139,569,000 | 770 |
| Tier 1 (core) risk-based capital | $51,404,000 | 1,093 |
| Tier 2 risk-based capital | $4,177,000 | 1,131 |
| Total risk weighted assets | $484,773,000 | 890 |
| Total unused commitments | $139,569,000 | 772 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 203 | 789 |
| Assets and Liabilities | ||
| Total Assets: | $748,011,000 | 789 |
| Cash and due from depository institutions | $29,209,000 | 789 |
| Interest-bearing balances | $558,000 | 3,296 |
| Securities | $300,034,000 | 461 |
| Federal funds sold & reverse repurchase agreements | $19,025,000 | 640 |
| Net loans & leases | $369,139,000 | 1,086 |
| Loan loss allowance | $4,161,000 | 1,146 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,138,000 | 737 |
| Other real estate owned | $204,000 | 789 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,262,000 | 974 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $748,011,000 | 789 |
| Total liabilities | $698,659,000 | 754 |
| Total deposits | $656,025,000 | 678 |
| Interest-bearing deposits | $533,598,000 | 718 |
| Deposits held in domestic offices | $656,025,000 | 676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,160,000 | 708 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,783,000 | 2,025 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,691,000 | 1,206 |
| Total equity capital | $49,352,000 | 1,210 |
| Total bank equity capital | $49,352,000 | 1,210 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $4,200,000 | 3,995 |
| Undivided profits | $44,152,000 | 773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,190,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 903 |
| Income earned, not collected on loans | $3,707,000 | 747 |
| Earning assets | $688,756,000 | 779 |
| Long-term assets (5+ years) | $161,481,000 | 628 |
| Average Assets, year-to-date | $729,046,670 | 787 |
| Average Assets, quarterly | $738,445,000 | 786 |
| Volatile liabilities | $104,507,000 | 1,221 |
| Insider loans | $21,970,000 | 211 |
| FHLB advances | $15,763,000 | 1,923 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $134,584,000 | 771 |
| Tier 1 (core) risk-based capital | $49,623,000 | 1,106 |
| Tier 2 risk-based capital | $4,161,000 | 1,112 |
| Total risk weighted assets | $475,624,000 | 885 |
| Total unused commitments | $134,584,000 | 771 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 196 | 802 |
| Assets and Liabilities | ||
| Total Assets: | $728,879,000 | 800 |
| Cash and due from depository institutions | $29,296,000 | 802 |
| Interest-bearing balances | $1,397,000 | 2,383 |
| Securities | $308,662,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $8,420,000 | 1,468 |
| Net loans & leases | $349,642,000 | 1,118 |
| Loan loss allowance | $4,033,000 | 1,176 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,031,000 | 731 |
| Other real estate owned | $204,000 | 802 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $19,624,000 | 838 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $728,879,000 | 800 |
| Total liabilities | $683,191,000 | 762 |
| Total deposits | $643,787,000 | 685 |
| Interest-bearing deposits | $529,197,000 | 721 |
| Deposits held in domestic offices | $643,787,000 | 683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,905,000 | 809 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,365,000 | 1,909 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,134,000 | 913 |
| Total equity capital | $45,688,000 | 1,269 |
| Total bank equity capital | $45,688,000 | 1,269 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $4,200,000 | 3,978 |
| Undivided profits | $40,488,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 3,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 686 |
| Income earned, not collected on loans | $3,723,000 | 712 |
| Earning assets | $668,121,000 | 800 |
| Long-term assets (5+ years) | $164,386,000 | 634 |
| Average Assets, year-to-date | $719,564,500 | 800 |
| Average Assets, quarterly | $719,564,500 | 800 |
| Volatile liabilities | $99,938,000 | 1,224 |
| Insider loans | $16,791,000 | 282 |
| FHLB advances | $16,075,000 | 1,817 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $104,679,000 | 919 |
| Tier 1 (core) risk-based capital | $47,488,000 | 1,136 |
| Tier 2 risk-based capital | $4,033,000 | 1,139 |
| Total risk weighted assets | $466,497,000 | 887 |
| Total unused commitments | $104,679,000 | 920 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 199 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $710,250,000 | 814 |
| Cash and due from depository institutions | $28,097,000 | 796 |
| Interest-bearing balances | $1,270,000 | 2,531 |
| Securities | $293,533,000 | 477 |
| Federal funds sold & reverse repurchase agreements | $12,546,000 | 947 |
| Net loans & leases | $345,950,000 | 1,118 |
| Loan loss allowance | $3,935,000 | 1,187 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,189,000 | 713 |
| Other real estate owned | $204,000 | 796 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $16,731,000 | 964 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $710,250,000 | 814 |
| Total liabilities | $663,804,000 | 787 |
| Total deposits | $622,701,000 | 703 |
| Interest-bearing deposits | $511,090,000 | 740 |
| Deposits held in domestic offices | $622,701,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,121,000 | 833 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $20,148,000 | 1,712 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,834,000 | 1,130 |
| Total equity capital | $46,446,000 | 1,240 |
| Total bank equity capital | $46,446,000 | 1,240 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $4,200,000 | 3,943 |
| Undivided profits | $41,246,000 | 808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 2,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 966 |
| Income earned, not collected on loans | $3,290,000 | 806 |
| Earning assets | $653,299,000 | 811 |
| Long-term assets (5+ years) | $150,807,000 | 698 |
| Average Assets, year-to-date | $660,118,800 | 831 |
| Average Assets, quarterly | $689,821,000 | 821 |
| Volatile liabilities | $94,685,000 | 1,264 |
| Insider loans | $16,593,000 | 296 |
| FHLB advances | $19,588,000 | 1,649 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $99,830,000 | 932 |
| Tier 1 (core) risk-based capital | $45,722,000 | 1,166 |
| Tier 2 risk-based capital | $3,935,000 | 1,162 |
| Total risk weighted assets | $453,704,000 | 904 |
| Total unused commitments | $99,830,000 | 932 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 197 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $669,392,000 | 849 |
| Cash and due from depository institutions | $23,504,000 | 800 |
| Interest-bearing balances | $609,000 | 3,313 |
| Securities | $278,154,000 | 503 |
| Federal funds sold & reverse repurchase agreements | $2,046,000 | 3,574 |
| Net loans & leases | $336,531,000 | 1,134 |
| Loan loss allowance | $3,968,000 | 1,180 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,963,000 | 694 |
| Other real estate owned | $239,000 | 800 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $15,955,000 | 973 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $669,392,000 | 849 |
| Total liabilities | $622,715,000 | 815 |
| Total deposits | $568,601,000 | 775 |
| Interest-bearing deposits | $471,868,000 | 787 |
| Deposits held in domestic offices | $568,601,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,892,000 | 738 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $29,600,000 | 1,335 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,622,000 | 1,195 |
| Total equity capital | $46,677,000 | 1,207 |
| Total bank equity capital | $46,677,000 | 1,207 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $4,200,000 | 3,909 |
| Undivided profits | $41,477,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 2,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,252,000 | 830 |
| Earning assets | $617,340,000 | 841 |
| Long-term assets (5+ years) | $160,422,000 | 666 |
| Average Assets, year-to-date | $647,586,000 | 844 |
| Average Assets, quarterly | $661,819,000 | 852 |
| Volatile liabilities | $107,546,000 | 1,098 |
| Insider loans | $14,998,000 | 331 |
| FHLB advances | $28,900,000 | 1,255 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $97,370,000 | 946 |
| Tier 1 (core) risk-based capital | $44,748,000 | 1,176 |
| Tier 2 risk-based capital | $3,968,000 | 1,129 |
| Total risk weighted assets | $433,530,000 | 919 |
| Total unused commitments | $97,370,000 | 948 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 201 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $654,246,000 | 856 |
| Cash and due from depository institutions | $28,744,000 | 786 |
| Interest-bearing balances | $7,494,000 | 818 |
| Securities | $263,871,000 | 537 |
| Federal funds sold & reverse repurchase agreements | $6,938,000 | 1,529 |
| Net loans & leases | $324,159,000 | 1,141 |
| Loan loss allowance | $3,907,000 | 1,187 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,125,000 | 667 |
| Other real estate owned | $239,000 | 786 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $17,170,000 | 920 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $654,246,000 | 856 |
| Total liabilities | $612,016,000 | 820 |
| Total deposits | $554,549,000 | 779 |
| Interest-bearing deposits | $465,837,000 | 791 |
| Deposits held in domestic offices | $554,549,000 | 775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,228,000 | 829 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,162,000 | 1,124 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,077,000 | 1,262 |
| Total equity capital | $42,230,000 | 1,293 |
| Total bank equity capital | $42,230,000 | 1,293 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $4,200,000 | 3,874 |
| Undivided profits | $37,030,000 | 855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,091,000 | 840 |
| Earning assets | $602,462,000 | 844 |
| Long-term assets (5+ years) | $166,115,000 | 648 |
| Average Assets, year-to-date | $640,317,330 | 848 |
| Average Assets, quarterly | $649,783,000 | 849 |
| Volatile liabilities | $112,479,000 | 1,021 |
| Insider loans | $14,192,000 | 346 |
| FHLB advances | $36,412,000 | 1,047 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $87,942,000 | 996 |
| Tier 1 (core) risk-based capital | $43,181,000 | 1,196 |
| Tier 2 risk-based capital | $3,907,000 | 1,134 |
| Total risk weighted assets | $429,134,000 | 913 |
| Total unused commitments | $87,942,000 | 996 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 199 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $645,320,000 | 863 |
| Cash and due from depository institutions | $55,246,000 | 801 |
| Interest-bearing balances | $34,395,000 | 192 |
| Securities | $233,698,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $6,905,000 | 2,136 |
| Net loans & leases | $321,362,000 | 1,123 |
| Loan loss allowance | $3,776,000 | 1,221 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,918,000 | 674 |
| Other real estate owned | $213,000 | 801 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,978,000 | 990 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $645,320,000 | 863 |
| Total liabilities | $599,723,000 | 834 |
| Total deposits | $538,629,000 | 810 |
| Interest-bearing deposits | $457,445,000 | 821 |
| Deposits held in domestic offices | $538,629,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,613,000 | 867 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $42,165,000 | 946 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,316,000 | 1,079 |
| Total equity capital | $45,597,000 | 1,214 |
| Total bank equity capital | $45,597,000 | 1,214 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $4,200,000 | 3,837 |
| Undivided profits | $40,397,000 | 818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,117 |
| Income earned, not collected on loans | $2,955,000 | 886 |
| Earning assets | $596,360,000 | 858 |
| Long-term assets (5+ years) | $165,931,000 | 646 |
| Average Assets, year-to-date | $633,353,000 | 868 |
| Average Assets, quarterly | $633,353,000 | 868 |
| Volatile liabilities | $116,570,000 | 950 |
| Insider loans | $17,128,000 | 259 |
| FHLB advances | $41,725,000 | 867 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $82,443,000 | 1,018 |
| Tier 1 (core) risk-based capital | $42,118,000 | 1,213 |
| Tier 2 risk-based capital | $3,776,000 | 1,173 |
| Total risk weighted assets | $426,832,000 | 900 |
| Total unused commitments | $82,443,000 | 1,020 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 193 | 832 |
| Assets and Liabilities | ||
| Total Assets: | $621,386,000 | 893 |
| Cash and due from depository institutions | $29,455,000 | 832 |
| Interest-bearing balances | $340,000 | 4,043 |
| Securities | $236,107,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $3,969,000 | 2,758 |
| Net loans & leases | $323,818,000 | 1,107 |
| Loan loss allowance | $3,682,000 | 1,253 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,942,000 | 671 |
| Other real estate owned | $213,000 | 832 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $14,882,000 | 1,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $621,386,000 | 893 |
| Total liabilities | $577,745,000 | 863 |
| Total deposits | $500,269,000 | 857 |
| Interest-bearing deposits | $421,032,000 | 872 |
| Deposits held in domestic offices | $500,269,000 | 855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,074,000 | 787 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $56,238,000 | 789 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,164,000 | 1,309 |
| Total equity capital | $43,641,000 | 1,248 |
| Total bank equity capital | $43,641,000 | 1,248 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $4,200,000 | 3,808 |
| Undivided profits | $38,441,000 | 830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $911,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,959,000 | 896 |
| Earning assets | $564,234,000 | 896 |
| Long-term assets (5+ years) | $174,510,000 | 624 |
| Average Assets, year-to-date | $594,959,000 | 903 |
| Average Assets, quarterly | $610,551,000 | 901 |
| Volatile liabilities | $122,240,000 | 908 |
| Insider loans | $17,292,000 | 257 |
| FHLB advances | $56,238,000 | 705 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $75,768,000 | 1,062 |
| Tier 1 (core) risk-based capital | $41,516,000 | 1,207 |
| Tier 2 risk-based capital | $3,682,000 | 1,201 |
| Total risk weighted assets | $424,990,000 | 902 |
| Total unused commitments | $75,768,000 | 1,063 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 190 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $599,716,000 | 940 |
| Cash and due from depository institutions | $23,591,000 | 856 |
| Interest-bearing balances | $280,000 | 4,382 |
| Securities | $238,122,000 | 591 |
| Federal funds sold & reverse repurchase agreements | $3,613,000 | 3,267 |
| Net loans & leases | $306,947,000 | 1,157 |
| Loan loss allowance | $3,839,000 | 1,215 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,611,000 | 689 |
| Other real estate owned | $248,000 | 856 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $14,584,000 | 1,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $599,716,000 | 940 |
| Total liabilities | $557,238,000 | 907 |
| Total deposits | $490,118,000 | 887 |
| Interest-bearing deposits | $422,841,000 | 888 |
| Deposits held in domestic offices | $490,118,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,014,000 | 780 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $45,550,000 | 902 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,556,000 | 1,250 |
| Total equity capital | $42,478,000 | 1,286 |
| Total bank equity capital | $42,478,000 | 1,286 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,200,000 | 3,741 |
| Undivided profits | $37,278,000 | 855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 3,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,124 |
| Income earned, not collected on loans | $3,137,000 | 860 |
| Earning assets | $548,962,000 | 934 |
| Long-term assets (5+ years) | $177,584,000 | 631 |
| Average Assets, year-to-date | $588,352,250 | 933 |
| Average Assets, quarterly | $594,971,500 | 937 |
| Volatile liabilities | $100,105,000 | 1,068 |
| Insider loans | $11,245,000 | 422 |
| FHLB advances | $45,550,000 | 812 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $80,232,000 | 1,023 |
| Tier 1 (core) risk-based capital | $40,197,000 | 1,270 |
| Tier 2 risk-based capital | $3,839,000 | 1,142 |
| Total risk weighted assets | $406,882,000 | 939 |
| Total unused commitments | $80,232,000 | 1,024 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 174 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $590,227,000 | 942 |
| Cash and due from depository institutions | $24,050,000 | 946 |
| Interest-bearing balances | $431,000 | 4,059 |
| Securities | $236,884,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $3,370,000 | 3,801 |
| Net loans & leases | $300,691,000 | 1,176 |
| Loan loss allowance | $3,743,000 | 1,227 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,008,000 | 730 |
| Other real estate owned | $472,000 | 946 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $12,752,000 | 1,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,227,000 | 942 |
| Total liabilities | $546,814,000 | 912 |
| Total deposits | $491,139,000 | 879 |
| Interest-bearing deposits | $426,343,000 | 879 |
| Deposits held in domestic offices | $491,139,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,897,000 | 660 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,062,000 | 1,197 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,716,000 | 1,254 |
| Total equity capital | $43,413,000 | 1,252 |
| Total bank equity capital | $43,413,000 | 1,252 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,200,000 | 3,705 |
| Undivided profits | $38,213,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 3,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 1,002 |
| Income earned, not collected on loans | $2,953,000 | 905 |
| Earning assets | $541,376,000 | 942 |
| Long-term assets (5+ years) | $173,010,000 | 613 |
| Average Assets, year-to-date | $584,564,330 | 940 |
| Average Assets, quarterly | $587,886,000 | 938 |
| Volatile liabilities | $91,765,000 | 1,143 |
| Insider loans | $9,123,000 | 524 |
| FHLB advances | $30,062,000 | 1,086 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $68,663,000 | 1,121 |
| Tier 1 (core) risk-based capital | $38,776,000 | 1,293 |
| Tier 2 risk-based capital | $3,743,000 | 1,132 |
| Total risk weighted assets | $396,047,000 | 944 |
| Total unused commitments | $68,663,000 | 1,129 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 179 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $585,545,000 | 940 |
| Cash and due from depository institutions | $25,950,000 | 920 |
| Interest-bearing balances | $2,677,000 | 2,189 |
| Securities | $222,721,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $15,745,000 | 1,018 |
| Net loans & leases | $296,720,000 | 1,172 |
| Loan loss allowance | $3,698,000 | 1,220 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,682,000 | 743 |
| Other real estate owned | $279,000 | 920 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,448,000 | 1,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $585,545,000 | 940 |
| Total liabilities | $544,215,000 | 900 |
| Total deposits | $496,048,000 | 857 |
| Interest-bearing deposits | $426,129,000 | 869 |
| Deposits held in domestic offices | $496,048,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,102,000 | 832 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,375,000 | 1,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,690,000 | 1,278 |
| Total equity capital | $41,330,000 | 1,293 |
| Total bank equity capital | $41,330,000 | 1,293 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $4,200,000 | 3,656 |
| Undivided profits | $36,130,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,168 |
| Income earned, not collected on loans | $3,046,000 | 889 |
| Earning assets | $537,863,000 | 934 |
| Long-term assets (5+ years) | $176,908,000 | 595 |
| Average Assets, year-to-date | $581,733,000 | 942 |
| Average Assets, quarterly | $581,733,000 | 942 |
| Volatile liabilities | $82,814,000 | 1,211 |
| Insider loans | $8,845,000 | 545 |
| FHLB advances | $30,375,000 | 1,034 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $68,362,000 | 1,108 |
| Tier 1 (core) risk-based capital | $37,827,000 | 1,306 |
| Tier 2 risk-based capital | $3,698,000 | 1,134 |
| Total risk weighted assets | $390,213,000 | 940 |
| Total unused commitments | $68,362,000 | 1,117 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 191 | 855 |
| Assets and Liabilities | ||
| Total Assets: | $577,921,000 | 936 |
| Cash and due from depository institutions | $38,057,000 | 855 |
| Interest-bearing balances | $14,642,000 | 522 |
| Securities | $210,488,000 | 619 |
| Federal funds sold & reverse repurchase agreements | $16,093,000 | 871 |
| Net loans & leases | $288,256,000 | 1,191 |
| Loan loss allowance | $3,597,000 | 1,229 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,841,000 | 719 |
| Other real estate owned | $244,000 | 855 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $12,942,000 | 1,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $577,921,000 | 936 |
| Total liabilities | $536,777,000 | 904 |
| Total deposits | $485,132,000 | 856 |
| Interest-bearing deposits | $425,782,000 | 847 |
| Deposits held in domestic offices | $485,132,000 | 853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,884,000 | 935 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $35,887,000 | 1,028 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,874,000 | 1,195 |
| Total equity capital | $41,144,000 | 1,272 |
| Total bank equity capital | $41,144,000 | 1,272 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,200,000 | 3,614 |
| Undivided profits | $35,944,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 4,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,885,000 | 985 |
| Earning assets | $529,479,000 | 933 |
| Long-term assets (5+ years) | $155,535,000 | 638 |
| Average Assets, year-to-date | $533,534,600 | 959 |
| Average Assets, quarterly | $572,792,000 | 938 |
| Volatile liabilities | $85,284,000 | 1,167 |
| Insider loans | $9,567,000 | 492 |
| FHLB advances | $35,887,000 | 922 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $64,625,000 | 1,120 |
| Tier 1 (core) risk-based capital | $36,926,000 | 1,306 |
| Tier 2 risk-based capital | $3,597,000 | 1,146 |
| Total risk weighted assets | $383,866,000 | 941 |
| Total unused commitments | $64,625,000 | 1,120 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 169 | 958 |
| Assets and Liabilities | ||
| Total Assets: | $462,381,000 | 1,116 |
| Cash and due from depository institutions | $30,348,000 | 958 |
| Interest-bearing balances | $329,000 | 4,034 |
| Securities | $142,757,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $2,838,000 | 4,055 |
| Net loans & leases | $262,670,000 | 1,262 |
| Loan loss allowance | $3,207,000 | 1,294 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,406,000 | 731 |
| Other real estate owned | $980,000 | 958 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $11,382,000 | 1,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $462,381,000 | 1,116 |
| Total liabilities | $428,680,000 | 1,091 |
| Total deposits | $379,985,000 | 1,040 |
| Interest-bearing deposits | $326,517,000 | 1,047 |
| Deposits held in domestic offices | $379,985,000 | 1,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,376,000 | 829 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,850,000 | 1,077 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,469,000 | 1,706 |
| Total equity capital | $33,701,000 | 1,450 |
| Total bank equity capital | $33,701,000 | 1,450 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $4,200,000 | 3,526 |
| Undivided profits | $28,501,000 | 1,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,759,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $83,000 | 963 |
| Income earned, not collected on loans | $2,639,000 | 1,188 |
| Earning assets | $408,594,000 | 1,152 |
| Long-term assets (5+ years) | $121,231,000 | 811 |
| Average Assets, year-to-date | $423,900,800 | 1,148 |
| Average Assets, quarterly | $445,365,500 | 1,139 |
| Volatile liabilities | $57,286,000 | 1,574 |
| Insider loans | $6,754,000 | 690 |
| FHLB advances | $29,850,000 | 981 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $49,108,000 | 1,278 |
| Tier 1 (core) risk-based capital | $32,687,000 | 1,404 |
| Tier 2 risk-based capital | $3,207,000 | 1,209 |
| Total risk weighted assets | $328,284,000 | 1,052 |
| Total unused commitments | $49,108,000 | 1,283 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 164 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $405,502,000 | 1,200 |
| Cash and due from depository institutions | $19,160,000 | 971 |
| Interest-bearing balances | $38,000 | 5,566 |
| Securities | $130,511,000 | 871 |
| Federal funds sold & reverse repurchase agreements | $6,824,000 | 1,775 |
| Net loans & leases | $228,113,000 | 1,390 |
| Loan loss allowance | $2,674,000 | 1,444 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,100,000 | 706 |
| Other real estate owned | $758,000 | 971 |
| Goodwill and other intangibles | $18,000 | 2,975 |
| All other assets | $9,018,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $405,502,000 | 1,200 |
| Total liabilities | $375,979,000 | 1,178 |
| Total deposits | $355,866,000 | 1,072 |
| Interest-bearing deposits | $307,572,000 | 1,078 |
| Deposits held in domestic offices | $355,866,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,594,000 | 911 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,519,000 | 2,564 |
| Total equity capital | $29,523,000 | 1,569 |
| Total bank equity capital | $29,523,000 | 1,569 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,200,000 | 3,459 |
| Undivided profits | $24,323,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 693 |
| Income earned, not collected on loans | $1,603,000 | 1,611 |
| Earning assets | $365,486,000 | 1,217 |
| Long-term assets (5+ years) | $125,686,000 | 727 |
| Average Assets, year-to-date | $388,062,400 | 1,195 |
| Average Assets, quarterly | $403,201,000 | 1,191 |
| Volatile liabilities | $51,984,000 | 1,683 |
| Insider loans | $4,043,000 | 1,219 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $48,415,000 | 1,199 |
| Tier 1 (core) risk-based capital | $29,609,000 | 1,485 |
| Tier 2 risk-based capital | $2,674,000 | 1,353 |
| Total risk weighted assets | $285,563,500 | 1,149 |
| Total unused commitments | $48,415,000 | 1,201 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 160 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $365,614,000 | 1,288 |
| Cash and due from depository institutions | $20,494,000 | 1,051 |
| Interest-bearing balances | $39,000 | 5,630 |
| Securities | $109,788,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $13,480,000 | 732 |
| Net loans & leases | $203,707,000 | 1,493 |
| Loan loss allowance | $2,073,000 | 1,768 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,476,000 | 672 |
| Other real estate owned | $1,062,000 | 1,051 |
| Goodwill and other intangibles | $27,000 | 2,999 |
| All other assets | $5,580,000 | 1,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,614,000 | 1,288 |
| Total liabilities | $342,161,000 | 1,246 |
| Total deposits | $327,806,000 | 1,126 |
| Interest-bearing deposits | $245,971,000 | 1,323 |
| Deposits held in domestic offices | $327,806,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,187,000 | 1,343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,168,000 | 2,873 |
| Total equity capital | $23,453,000 | 1,887 |
| Total bank equity capital | $23,453,000 | 1,887 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,200,000 | 3,426 |
| Undivided profits | $18,253,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 681 |
| Income earned, not collected on loans | $1,300,000 | 1,703 |
| Earning assets | $327,014,000 | 1,319 |
| Long-term assets (5+ years) | $123,181,000 | 796 |
| Average Assets, year-to-date | $347,532,400 | 1,294 |
| Average Assets, quarterly | $357,750,500 | 1,304 |
| Volatile liabilities | $42,792,000 | 1,884 |
| Insider loans | $3,502,000 | 1,357 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $44,592,000 | 1,307 |
| Tier 1 (core) risk-based capital | $26,167,000 | 1,669 |
| Tier 2 risk-based capital | $2,073,000 | 1,626 |
| Total risk weighted assets | $231,665,600 | 1,348 |
| Total unused commitments | $44,592,000 | 1,310 |
| Derivatives | $50,000,000 | 234 |
| 1998-12-31 | Rank | |
| # of Employees: | 154 | 1,096 |
| Assets and Liabilities | ||
| Total Assets: | $335,123,000 | 1,361 |
| Cash and due from depository institutions | $14,243,000 | 1,096 |
| Interest-bearing balances | $30,000 | 5,826 |
| Securities | $109,272,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $12,642,000 | 1,342 |
| Net loans & leases | $180,358,000 | 1,564 |
| Loan loss allowance | $1,821,000 | 1,942 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,726,000 | 569 |
| Other real estate owned | $1,818,000 | 1,096 |
| Goodwill and other intangibles | $36,000 | 3,017 |
| All other assets | $4,028,000 | 1,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,123,000 | 1,361 |
| Total liabilities | $311,813,000 | 1,319 |
| Total deposits | $298,930,000 | 1,236 |
| Interest-bearing deposits | $224,867,000 | 1,410 |
| Deposits held in domestic offices | $298,930,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,916,000 | 1,321 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,393,000 | 2,173 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,574,000 | 2,425 |
| Total equity capital | $23,310,000 | 1,915 |
| Total bank equity capital | $23,310,000 | 1,915 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $4,200,000 | 3,276 |
| Undivided profits | $18,110,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,100,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 1,226 |
| Income earned, not collected on loans | $1,390,000 | 1,538 |
| Earning assets | $302,302,000 | 1,385 |
| Long-term assets (5+ years) | $81,594,000 | 1,071 |
| Average Assets, year-to-date | $316,077,400 | 1,367 |
| Average Assets, quarterly | $322,182,000 | 1,391 |
| Volatile liabilities | $45,479,000 | 1,514 |
| Insider loans | $3,789,000 | 1,136 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,475,000 | 1,433 |
| Tier 1 (core) risk-based capital | $22,996,000 | 1,825 |
| Tier 2 risk-based capital | $1,821,000 | 1,759 |
| Total risk weighted assets | $206,087,800 | 1,395 |
| Total unused commitments | $36,475,000 | 1,438 |
| Derivatives | $50,000,000 | 250 |
| 1997-12-31 | Rank | |
| # of Employees: | 150 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $308,716,000 | 1,485 |
| Cash and due from depository institutions | $15,333,000 | 1,166 |
| Interest-bearing balances | $33,000 | 5,599 |
| Securities | $112,478,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $5,126,000 | 2,635 |
| Net loans & leases | $160,270,000 | 1,770 |
| Loan loss allowance | $2,136,000 | 1,684 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,482,000 | 693 |
| Other real estate owned | $1,389,000 | 1,166 |
| Goodwill and other intangibles | $45,000 | 2,994 |
| All other assets | $3,593,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,716,000 | 1,485 |
| Total liabilities | $286,625,000 | 1,450 |
| Total deposits | $275,151,000 | 1,347 |
| Interest-bearing deposits | $211,154,000 | 1,527 |
| Deposits held in domestic offices | $275,151,000 | 1,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $81,000 | 3,640 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $10,000,000 | 1,373 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,393,000 | 2,705 |
| Total equity capital | $22,091,000 | 2,033 |
| Total bank equity capital | $22,091,000 | 2,033 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,200,000 | 3,211 |
| Undivided profits | $16,891,000 | 1,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,482,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,286 |
| Income earned, not collected on loans | $1,386,000 | 1,586 |
| Earning assets | $277,907,000 | 1,514 |
| Long-term assets (5+ years) | $96,142,000 | 811 |
| Average Assets, year-to-date | $292,730,800 | 1,481 |
| Average Assets, quarterly | $302,734,000 | 1,488 |
| Volatile liabilities | $42,660,000 | 1,612 |
| Insider loans | $3,434,000 | 1,221 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $38,773,000 | 1,308 |
| Tier 1 (core) risk-based capital | $21,723,000 | 1,951 |
| Tier 2 risk-based capital | $2,136,000 | 1,446 |
| Total risk weighted assets | $179,586,300 | 1,566 |
| Total unused commitments | $38,773,000 | 1,312 |
| Derivatives | $50,000,000 | 250 |
| 1996-12-31 | Rank | |
| # of Employees: | 132 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $276,410,000 | 1,679 |
| Cash and due from depository institutions | $21,380,000 | 1,404 |
| Interest-bearing balances | $4,978,000 | 768 |
| Securities | $93,895,000 | 1,265 |
| Federal funds sold & reverse repurchase agreements | $4,165,000 | 3,025 |
| Net loans & leases | $141,266,000 | 2,036 |
| Loan loss allowance | $1,817,000 | 2,067 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,292,000 | 731 |
| Other real estate owned | $1,719,000 | 1,404 |
| Goodwill and other intangibles | $54,000 | 2,798 |
| All other assets | $3,639,000 | 2,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,410,000 | 1,679 |
| Total liabilities | $256,700,000 | 1,649 |
| Total deposits | $250,454,000 | 1,538 |
| Interest-bearing deposits | $194,269,000 | 1,721 |
| Deposits held in domestic offices | $250,454,000 | 1,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $274,000 | 3,540 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000,000 | 1,827 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $972,000 | 3,607 |
| Total equity capital | $19,710,000 | 2,285 |
| Total bank equity capital | $19,710,000 | 2,285 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,200,000 | 3,288 |
| Undivided profits | $14,510,000 | 1,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 977 |
| Income earned, not collected on loans | $1,252,000 | 1,770 |
| Earning assets | $244,304,000 | 1,745 |
| Long-term assets (5+ years) | $55,492,000 | 1,183 |
| Average Assets, year-to-date | $252,546,400 | 1,769 |
| Average Assets, quarterly | $264,193,000 | 1,742 |
| Volatile liabilities | $33,477,000 | 1,902 |
| Insider loans | $4,293,000 | 1,001 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,640,000 | 1,951 |
| Tier 1 (core) risk-based capital | $19,598,000 | 2,195 |
| Tier 2 risk-based capital | $1,817,000 | 1,724 |
| Total risk weighted assets | $169,766,300 | 1,690 |
| Total unused commitments | $21,640,000 | 1,963 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 129 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $244,733,000 | 1,918 |
| Cash and due from depository institutions | $17,153,000 | 1,478 |
| Interest-bearing balances | $22,000 | 6,131 |
| Securities | $72,876,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $13,011,000 | 1,098 |
| Net loans & leases | $126,839,000 | 2,186 |
| Loan loss allowance | $1,962,000 | 1,972 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,658,000 | 774 |
| Other real estate owned | $1,957,000 | 1,478 |
| Goodwill and other intangibles | $63,000 | 2,559 |
| All other assets | $3,176,000 | 2,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,733,000 | 1,918 |
| Total liabilities | $226,399,000 | 1,862 |
| Total deposits | $225,242,000 | 1,727 |
| Interest-bearing deposits | $175,876,000 | 1,931 |
| Deposits held in domestic offices | $225,242,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $379,000 | 3,221 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $778,000 | 4,481 |
| Total equity capital | $18,334,000 | 2,429 |
| Total bank equity capital | $18,334,000 | 2,429 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,200,000 | 3,292 |
| Undivided profits | $13,134,000 | 1,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 1,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,385,000 | 1,618 |
| Earning assets | $212,748,000 | 2,033 |
| Long-term assets (5+ years) | $26,420,000 | 2,020 |
| Average Assets, year-to-date | $222,292,800 | 2,043 |
| Average Assets, quarterly | $233,604,000 | 1,992 |
| Volatile liabilities | $25,816,000 | 2,122 |
| Insider loans | $4,832,000 | 924 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,114,000 | 2,218 |
| Tier 1 (core) risk-based capital | $18,021,000 | 2,374 |
| Tier 2 risk-based capital | $1,934,100 | 1,641 |
| Total risk weighted assets | $154,700,400 | 1,828 |
| Total unused commitments | $17,114,000 | 2,229 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 123 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $209,334,000 | 2,215 |
| Cash and due from depository institutions | $10,456,000 | 1,608 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $45,638,000 | 2,872 |
| Federal funds sold & reverse repurchase agreements | $10,285,000 | 915 |
| Net loans & leases | $128,513,000 | 2,147 |
| Loan loss allowance | $1,877,000 | 2,087 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,226,000 | 790 |
| Other real estate owned | $2,336,000 | 1,608 |
| Goodwill and other intangibles | $72,000 | 2,411 |
| All other assets | $2,808,000 | 2,846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,334,000 | 2,215 |
| Total liabilities | $192,917,000 | 2,185 |
| Total deposits | $192,047,000 | 2,023 |
| Interest-bearing deposits | $148,294,000 | 2,260 |
| Deposits held in domestic offices | $192,047,000 | 2,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,000 | 4,421 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $669,000 | 4,189 |
| Total equity capital | $16,417,000 | 2,492 |
| Total bank equity capital | $16,417,000 | 2,492 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,200,000 | 3,183 |
| Undivided profits | $11,217,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,552,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $583,000 | 218 |
| Income earned, not collected on loans | $1,279,000 | 1,525 |
| Earning assets | $184,436,000 | 2,290 |
| Long-term assets (5+ years) | $14,865,000 | 3,197 |
| Average Assets, year-to-date | $203,732,200 | 2,209 |
| Average Assets, quarterly | $203,705,500 | 2,251 |
| Volatile liabilities | $16,136,000 | 3,005 |
| Insider loans | $4,026,000 | 1,036 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,938,000 | 2,479 |
| Tier 1 (core) risk-based capital | $16,724,000 | 2,460 |
| Tier 2 risk-based capital | $1,820,540 | 1,723 |
| Total risk weighted assets | $145,586,840 | 1,902 |
| Total unused commitments | $13,938,000 | 2,489 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 123 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $197,789,000 | 2,349 |
| Cash and due from depository institutions | $10,251,000 | 1,697 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,456,000 | 3,769 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,256 |
| Net loans & leases | $126,613,000 | 2,121 |
| Loan loss allowance | $2,169,000 | 1,941 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,386,000 | 858 |
| Other real estate owned | $2,974,000 | 1,697 |
| Goodwill and other intangibles | $82,000 | 2,293 |
| All other assets | $2,327,000 | 3,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,789,000 | 2,349 |
| Total liabilities | $182,170,000 | 2,334 |
| Total deposits | $181,172,000 | 2,200 |
| Interest-bearing deposits | $145,692,000 | 2,368 |
| Deposits held in domestic offices | $181,172,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $291,000 | 3,523 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $707,000 | 4,103 |
| Total equity capital | $15,619,000 | 2,587 |
| Total bank equity capital | $15,619,000 | 2,587 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,200,000 | 3,132 |
| Undivided profits | $10,419,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,495,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $12,000 | 1,594 |
| Income earned, not collected on loans | $1,180,000 | 1,458 |
| Earning assets | $173,769,000 | 2,452 |
| Long-term assets (5+ years) | $12,401,000 | 3,788 |
| Average Assets, year-to-date | $193,214,200 | 2,328 |
| Average Assets, quarterly | $195,649,000 | 2,365 |
| Volatile liabilities | $17,345,000 | 2,683 |
| Insider loans | $5,029,000 | 828 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,987,000 | 2,883 |
| Tier 1 (core) risk-based capital | $15,537,000 | 2,548 |
| Tier 2 risk-based capital | $1,783,910 | 1,740 |
| Total risk weighted assets | $142,328,010 | 1,907 |
| Total unused commitments | $10,987,000 | 2,904 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 119 | 1,818 |
| Assets and Liabilities | ||
| Total Assets: | $188,806,000 | 2,500 |
| Cash and due from depository institutions | $9,165,000 | 1,818 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,116,000 | 5,305 |
| Federal funds sold & reverse repurchase agreements | $19,655,000 | 879 |
| Net loans & leases | $122,622,000 | 2,246 |
| Loan loss allowance | $1,894,000 | 2,223 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,326,000 | 871 |
| Other real estate owned | $2,473,000 | 1,818 |
| Goodwill and other intangibles | $91,000 | 2,255 |
| All other assets | $2,358,000 | 3,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,806,000 | 2,500 |
| Total liabilities | $174,589,000 | 2,492 |
| Total deposits | $173,112,000 | 2,387 |
| Interest-bearing deposits | $134,596,000 | 2,678 |
| Deposits held in domestic offices | $173,112,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $917,000 | 2,634 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $560,000 | 5,316 |
| Total equity capital | $14,217,000 | 2,715 |
| Total bank equity capital | $14,217,000 | 2,715 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $9,017,000 | 2,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,742,000 | 1,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,328,000 | 1,440 |
| Earning assets | $166,393,000 | 2,613 |
| Long-term assets (5+ years) | $8,984,000 | 4,646 |
| Average Assets, year-to-date | $183,138,200 | 2,526 |
| Average Assets, quarterly | $182,744,000 | 2,573 |
| Volatile liabilities | $17,692,000 | 2,616 |
| Insider loans | $1,826,000 | 371 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,970,000 | 2,218 |
| Tier 1 (core) risk-based capital | $14,126,000 | 2,680 |
| Tier 2 risk-based capital | $1,706,970 | 1,852 |
| Total risk weighted assets | $136,370,670 | 2,047 |
| Total unused commitments | $14,970,000 | 2,236 |
| Derivatives | $0 | 651 |