Home > Citizens Union Bank of Shelbyville > Income and Expense

Citizens Union Bank of Shelbyville, Income and Expense

2021-12-31 (YTD Data)		Rank
Total interest income	$38,277,000	868
Total interest expense	$3,505,000	782
Net interest income	$34,772,000	871
Provision for loan and lease losses	$280,000	1,477
Total noninterest income	$9,839,000	836
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,813,000	577
Trading account gains and fees	$0	132
Additional Noninterest Income	$8,026,000	784
Total noninterest expense	$32,449,000	783
Salaries and employee benefits	$16,739,000	856
Premises and equipment expense	$5,477,000	493
Additional noninterest expense	$10,233,000	765
Pre-tax net operating income	$11,882,000	1,132
Securities gains (losses)	$0	2,062
Applicable income taxes	$2,505,000	960
Income before extraordinary items	$9,377,000	1,199
Extraordinary gains, net	$0	10
Net income	$9,377,000	1,199
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,377,000	1,199
Net charge-offs	$188,000	1,048
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,377,000	1,184
2021-09-30 (YTD Data)		Rank
Total interest income	$28,288,000	891
Total interest expense	$2,773,000	786
Net interest income	$25,515,000	898
Provision for loan and lease losses	$280,000	1,206
Total noninterest income	$7,424,000	861
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,315,000	593
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,109,000	802
Total noninterest expense	$20,485,000	922
Salaries and employee benefits	$12,017,000	893
Premises and equipment expense	$4,098,000	500
Additional noninterest expense	$4,370,000	1,166
Pre-tax net operating income	$12,174,000	921
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,609,000	810
Income before extraordinary items	$9,565,000	989
Extraordinary gains, net	$0	8
Net income	$9,565,000	989
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,565,000	989
Net charge-offs	$125,000	991
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,565,000	971
2021-06-30 (YTD Data)		Rank
Total interest income	$18,300,000	910
Total interest expense	$1,994,000	755
Net interest income	$16,306,000	910
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$5,183,000	833
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$832,000	594
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,351,000	761
Total noninterest expense	$13,668,000	916
Salaries and employee benefits	$8,123,000	883
Premises and equipment expense	$2,659,000	511
Additional noninterest expense	$2,886,000	1,160
Pre-tax net operating income	$7,611,000	961
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,521,000	885
Income before extraordinary items	$6,090,000	1,012
Extraordinary gains, net	$0	6
Net income	$6,090,000	1,012
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,090,000	1,012
Net charge-offs	$113,000	866
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,090,000	990
2021-03-31 (YTD Data)		Rank
Total interest income	$9,159,000	902
Total interest expense	$1,095,000	724
Net interest income	$8,064,000	910
Provision for loan and lease losses	$105,000	1,210
Total noninterest income	$2,571,000	836
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$412,000	594
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,159,000	778
Total noninterest expense	$6,911,000	899
Salaries and employee benefits	$4,170,000	865
Premises and equipment expense	$1,322,000	515
Additional noninterest expense	$1,419,000	1,156
Pre-tax net operating income	$3,619,000	994
Securities gains (losses)	$0	1,392
Applicable income taxes	$860,000	820
Income before extraordinary items	$2,759,000	1,099
Extraordinary gains, net	$0	3
Net income	$2,759,000	1,098
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,759,000	1,099
Net charge-offs	$1,000	1,805
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,759,000	1,065
2020-12-31 (YTD Data)		Rank
Total interest income	$39,016,000	860
Total interest expense	$6,627,000	717
Net interest income	$32,389,000	878
Provision for loan and lease losses	$1,520,000	1,243
Total noninterest income	$9,618,000	823
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,792,000	573
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,826,000	757
Total noninterest expense	$27,606,000	876
Salaries and employee benefits	$15,699,000	869
Premises and equipment expense	$5,378,000	493
Additional noninterest expense	$6,529,000	1,031
Pre-tax net operating income	$12,881,000	855
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,669,000	763
Income before extraordinary items	$10,212,000	942
Extraordinary gains, net	$0	4
Net income	$10,212,000	942
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,212,000	942
Net charge-offs	$159,000	1,693
Cash dividends	$6,000,000	652
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,212,000	904
2020-09-30 (YTD Data)		Rank
Total interest income	$29,078,000	866
Total interest expense	$5,253,000	735
Net interest income	$23,825,000	889
Provision for loan and lease losses	$720,000	1,645
Total noninterest income	$6,239,000	882
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,335,000	572
Trading account gains and fees	$0	125
Additional Noninterest Income	$4,904,000	825
Total noninterest expense	$20,053,000	888
Salaries and employee benefits	$11,607,000	862
Premises and equipment expense	$3,911,000	503
Additional noninterest expense	$4,535,000	1,073
Pre-tax net operating income	$9,291,000	853
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,943,000	746
Income before extraordinary items	$7,348,000	936
Extraordinary gains, net	$0	4
Net income	$7,348,000	936
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,348,000	936
Net charge-offs	$34,000	2,249
Cash dividends	$2,000,000	1,100
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,348,000	906
2020-06-30 (YTD Data)		Rank
Total interest income	$19,361,000	872
Total interest expense	$3,685,000	765
Net interest income	$15,676,000	892
Provision for loan and lease losses	$420,000	1,760
Total noninterest income	$3,905,000	874
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$913,000	559
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,992,000	818
Total noninterest expense	$13,104,000	892
Salaries and employee benefits	$7,580,000	869
Premises and equipment expense	$2,601,000	510
Additional noninterest expense	$2,923,000	1,094
Pre-tax net operating income	$6,057,000	802
Securities gains (losses)	$0	2,249
Applicable income taxes	$1,286,000	687
Income before extraordinary items	$4,771,000	884
Extraordinary gains, net	$0	4
Net income	$4,771,000	883
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,771,000	884
Net charge-offs	$2,000	2,854
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,771,000	861
2020-03-31 (YTD Data)		Rank
Total interest income	$9,647,000	880
Total interest expense	$2,006,000	789
Net interest income	$7,641,000	892
Provision for loan and lease losses	$120,000	1,810
Total noninterest income	$1,607,000	946
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$561,000	542
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,046,000	941
Total noninterest expense	$6,366,000	919
Salaries and employee benefits	$3,642,000	911
Premises and equipment expense	$1,313,000	507
Additional noninterest expense	$1,411,000	1,151
Pre-tax net operating income	$2,762,000	800
Securities gains (losses)	$0	1,705
Applicable income taxes	$612,000	641
Income before extraordinary items	$2,150,000	876
Extraordinary gains, net	$0	4
Net income	$2,150,000	875
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,150,000	876
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,150,000	861
2019-12-31 (YTD Data)		Rank
Total interest income	$39,591,000	861
Total interest expense	$8,084,000	824
Net interest income	$31,507,000	864
Provision for loan and lease losses	$600,000	1,331
Total noninterest income	$7,155,000	889
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$2,345,000	532
Trading account gains and fees	$0	135
Additional Noninterest Income	$4,810,000	850
Total noninterest expense	$25,950,000	890
Salaries and employee benefits	$14,807,000	874
Premises and equipment expense	$4,870,000	536
Additional noninterest expense	$6,273,000	1,055
Pre-tax net operating income	$12,112,000	895
Securities gains (losses)	$19,000	1,672
Applicable income taxes	$2,434,000	795
Income before extraordinary items	$9,697,000	958
Extraordinary gains, net	$0	11
Net income	$9,697,000	959
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,697,000	959
Net charge-offs	$59,000	2,542
Cash dividends	$14,000,000	380
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,681,800	945
2019-09-30 (YTD Data)		Rank
Total interest income	$29,742,000	866
Total interest expense	$5,941,000	838
Net interest income	$23,801,000	863
Provision for loan and lease losses	$420,000	1,319
Total noninterest income	$5,155,000	906
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,741,000	538
Trading account gains and fees	$0	129
Additional Noninterest Income	$3,414,000	873
Total noninterest expense	$18,861,000	907
Salaries and employee benefits	$10,523,000	907
Premises and equipment expense	$3,651,000	540
Additional noninterest expense	$4,687,000	1,054
Pre-tax net operating income	$9,675,000	866
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,935,000	784
Income before extraordinary items	$7,740,000	930
Extraordinary gains, net	$0	11
Net income	$7,740,000	931
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,740,000	931
Net charge-offs	$16,000	2,802
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,740,000	909
2019-06-30 (YTD Data)		Rank
Total interest income	$19,551,000	870
Total interest expense	$3,729,000	878
Net interest income	$15,822,000	861
Provision for loan and lease losses	$240,000	1,405
Total noninterest income	$3,125,000	948
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,131,000	550
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,994,000	930
Total noninterest expense	$12,439,000	910
Salaries and employee benefits	$6,932,000	911
Premises and equipment expense	$2,412,000	546
Additional noninterest expense	$3,095,000	1,065
Pre-tax net operating income	$6,268,000	867
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,234,000	784
Income before extraordinary items	$5,034,000	913
Extraordinary gains, net	$0	11
Net income	$5,034,000	913
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,034,000	913
Net charge-offs	$64,000	1,664
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,034,000	899
2019-03-31 (YTD Data)		Rank
Total interest income	$9,718,000	875
Total interest expense	$1,763,000	882
Net interest income	$7,955,000	861
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$1,301,000	1,031
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$549,000	558
Trading account gains and fees	$0	126
Additional Noninterest Income	$752,000	1,104
Total noninterest expense	$6,163,000	915
Salaries and employee benefits	$3,423,000	928
Premises and equipment expense	$1,220,000	541
Additional noninterest expense	$1,520,000	1,063
Pre-tax net operating income	$2,973,000	876
Securities gains (losses)	$0	1,087
Applicable income taxes	$563,000	831
Income before extraordinary items	$2,410,000	935
Extraordinary gains, net	$0	5
Net income	$2,410,000	933
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,410,000	934
Net charge-offs	$81,000	977
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,410,000	916
2018-12-31 (YTD Data)		Rank
Total interest income	$35,093,000	896
Total interest expense	$5,345,000	872
Net interest income	$29,748,000	889
Provision for loan and lease losses	$0	4,082
Total noninterest income	$6,612,000	915
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$2,422,000	529
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,190,000	891
Total noninterest expense	$25,181,000	877
Salaries and employee benefits	$13,990,000	892
Premises and equipment expense	$4,760,000	538
Additional noninterest expense	$6,431,000	1,033
Pre-tax net operating income	$11,179,000	956
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,251,000	813
Income before extraordinary items	$8,928,000	1,010
Extraordinary gains, net	$0	6
Net income	$8,928,000	1,009
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,928,000	1,009
Net charge-offs	$53,000	2,596
Cash dividends	$5,000,000	730
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,928,000	1,012
2018-09-30 (YTD Data)		Rank
Total interest income	$25,124,000	930
Total interest expense	$3,718,000	882
Net interest income	$21,406,000	924
Provision for loan and lease losses	$0	3,948
Total noninterest income	$4,814,000	938
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,771,000	545
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,043,000	917
Total noninterest expense	$18,865,000	877
Salaries and employee benefits	$10,331,000	903
Premises and equipment expense	$3,609,000	533
Additional noninterest expense	$4,925,000	1,005
Pre-tax net operating income	$7,355,000	1,065
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,447,000	916
Income before extraordinary items	$5,908,000	1,107
Extraordinary gains, net	$0	5
Net income	$5,908,000	1,106
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,908,000	1,106
Net charge-offs	$445,000	763
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,908,000	1,099
2018-06-30 (YTD Data)		Rank
Total interest income	$16,495,000	932
Total interest expense	$2,314,000	871
Net interest income	$14,181,000	921
Provision for loan and lease losses	$0	3,782
Total noninterest income	$3,250,000	929
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,149,000	553
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,101,000	907
Total noninterest expense	$12,477,000	893
Salaries and employee benefits	$6,887,000	904
Premises and equipment expense	$2,465,000	529
Additional noninterest expense	$3,125,000	1,044
Pre-tax net operating income	$4,954,000	1,029
Securities gains (losses)	$0	961
Applicable income taxes	$965,000	903
Income before extraordinary items	$3,989,000	1,078
Extraordinary gains, net	$0	6
Net income	$3,989,000	1,077
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,989,000	1,077
Net charge-offs	$413,000	591
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,989,000	1,074
2018-03-31 (YTD Data)		Rank
Total interest income	$8,196,000	919
Total interest expense	$1,121,000	858
Net interest income	$7,075,000	920
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,584,000	932
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$569,000	558
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,015,000	926
Total noninterest expense	$6,304,000	882
Salaries and employee benefits	$3,483,000	904
Premises and equipment expense	$1,241,000	524
Additional noninterest expense	$1,580,000	1,025
Pre-tax net operating income	$2,355,000	1,046
Securities gains (losses)	$0	735
Applicable income taxes	$446,000	942
Income before extraordinary items	$1,909,000	1,090
Extraordinary gains, net	$0	7
Net income	$1,909,000	1,089
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,909,000	1,090
Net charge-offs	$368,000	371
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,909,000	1,082
2017-12-31 (YTD Data)		Rank
Total interest income	$31,607,000	912
Total interest expense	$4,070,000	828
Net interest income	$27,537,000	914
Provision for loan and lease losses	$-563,000	5,539
Total noninterest income	$7,378,000	850
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,588,000	499
Trading account gains and fees	$0	151
Additional Noninterest Income	$4,790,000	842
Total noninterest expense	$25,242,000	863
Salaries and employee benefits	$14,157,000	862
Premises and equipment expense	$3,794,000	658
Additional noninterest expense	$7,291,000	897
Pre-tax net operating income	$10,236,000	966
Securities gains (losses)	$782,000	169
Applicable income taxes	$3,927,000	788
Income before extraordinary items	$7,091,000	1,007
Extraordinary gains, net	$0	9
Net income	$7,091,000	1,007
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,091,000	1,007
Net charge-offs	$-331,000	5,520
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,590,520	1,064
2017-09-30 (YTD Data)		Rank
Total interest income	$23,364,000	923
Total interest expense	$2,957,000	839
Net interest income	$20,407,000	925
Provision for loan and lease losses	$-563,000	5,643
Total noninterest income	$5,518,000	868
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,928,000	508
Trading account gains and fees	$0	145
Additional Noninterest Income	$3,590,000	861
Total noninterest expense	$18,632,000	875
Salaries and employee benefits	$10,392,000	881
Premises and equipment expense	$2,881,000	655
Additional noninterest expense	$5,359,000	916
Pre-tax net operating income	$7,856,000	977
Securities gains (losses)	$725,000	164
Applicable income taxes	$2,791,000	728
Income before extraordinary items	$5,790,000	1,033
Extraordinary gains, net	$0	9
Net income	$5,790,000	1,032
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,790,000	1,033
Net charge-offs	$-371,000	5,607
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,304,250	1,094
2017-06-30 (YTD Data)		Rank
Total interest income	$15,159,000	939
Total interest expense	$1,888,000	834
Net interest income	$13,271,000	949
Provision for loan and lease losses	$-435,000	5,694
Total noninterest income	$3,892,000	830
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,233,000	516
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,659,000	796
Total noninterest expense	$12,393,000	879
Salaries and employee benefits	$6,839,000	891
Premises and equipment expense	$1,944,000	639
Additional noninterest expense	$3,610,000	905
Pre-tax net operating income	$5,205,000	962
Securities gains (losses)	$725,000	116
Applicable income taxes	$1,934,000	682
Income before extraordinary items	$3,996,000	968
Extraordinary gains, net	$0	11
Net income	$3,996,000	969
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,996,000	968
Net charge-offs	$-262,000	5,635
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,510,250	1,087
2017-03-31 (YTD Data)		Rank
Total interest income	$6,270,000	1,100
Total interest expense	$831,000	921
Net interest income	$5,439,000	1,113
Provision for loan and lease losses	$-435,000	5,808
Total noninterest income	$1,602,000	939
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$490,000	642
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,112,000	885
Total noninterest expense	$5,266,000	1,029
Salaries and employee benefits	$2,993,000	1,015
Premises and equipment expense	$835,000	763
Additional noninterest expense	$1,438,000	1,108
Pre-tax net operating income	$2,210,000	1,077
Securities gains (losses)	$725,000	70
Applicable income taxes	$955,000	681
Income before extraordinary items	$1,980,000	952
Extraordinary gains, net	$0	8
Net income	$1,980,000	953
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,980,000	952
Net charge-offs	$-430,000	5,800
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,494,250	1,203
2016-12-31 (YTD Data)		Rank
Total interest income	$23,931,000	1,105
Total interest expense	$3,208,000	910
Net interest income	$20,723,000	1,132
Provision for loan and lease losses	$-344,000	5,694
Total noninterest income	$6,486,000	962
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,016,000	639
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,470,000	917
Total noninterest expense	$20,999,000	1,013
Salaries and employee benefits	$11,904,000	987
Premises and equipment expense	$2,871,000	858
Additional noninterest expense	$6,224,000	1,052
Pre-tax net operating income	$6,554,000	1,303
Securities gains (losses)	$243,000	773
Applicable income taxes	$-2,921,000	5,882
Income before extraordinary items	$9,718,000	786
Extraordinary gains, net	$0	5
Net income	$9,718,000	786
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,718,000	785
Net charge-offs	$95,000	2,646
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,475,000	779
2016-09-30 (YTD Data)		Rank
Total interest income	$17,867,000	1,113
Total interest expense	$2,390,000	912
Net interest income	$15,477,000	1,141
Provision for loan and lease losses	$-240,000	5,790
Total noninterest income	$4,846,000	956
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,501,000	650
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,345,000	920
Total noninterest expense	$15,020,000	1,049
Salaries and employee benefits	$8,807,000	997
Premises and equipment expense	$2,028,000	912
Additional noninterest expense	$4,185,000	1,167
Pre-tax net operating income	$5,543,000	1,201
Securities gains (losses)	$243,000	699
Applicable income taxes	$1,754,000	957
Income before extraordinary items	$4,032,000	1,325
Extraordinary gains, net	$0	5
Net income	$4,032,000	1,325
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,032,000	1,325
Net charge-offs	$-161,000	5,693
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,861,900	1,332
2016-06-30 (YTD Data)		Rank
Total interest income	$11,892,000	1,116
Total interest expense	$1,570,000	920
Net interest income	$10,322,000	1,137
Provision for loan and lease losses	$-210,000	5,902
Total noninterest income	$3,119,000	969
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$995,000	642
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,124,000	923
Total noninterest expense	$9,864,000	1,063
Salaries and employee benefits	$5,792,000	1,006
Premises and equipment expense	$1,387,000	888
Additional noninterest expense	$2,685,000	1,199
Pre-tax net operating income	$3,787,000	1,161
Securities gains (losses)	$241,000	509
Applicable income taxes	$1,227,000	921
Income before extraordinary items	$2,801,000	1,283
Extraordinary gains, net	$0	16
Net income	$2,801,000	1,283
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,801,000	1,284
Net charge-offs	$-178,000	5,839
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,632,300	1,301
2016-03-31 (YTD Data)		Rank
Total interest income	$5,808,000	1,139
Total interest expense	$785,000	924
Net interest income	$5,023,000	1,173
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,304,000	1,071
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$483,000	656
Trading account gains and fees	$0	142
Additional Noninterest Income	$821,000	1,075
Total noninterest expense	$4,826,000	1,092
Salaries and employee benefits	$2,826,000	1,038
Premises and equipment expense	$709,000	882
Additional noninterest expense	$1,291,000	1,233
Pre-tax net operating income	$1,501,000	1,405
Securities gains (losses)	$238,000	260
Applicable income taxes	$519,000	1,031
Income before extraordinary items	$1,220,000	1,391
Extraordinary gains, net	$0	12
Net income	$1,220,000	1,392
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,220,000	1,393
Net charge-offs	$12,000	2,244
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,053,400	1,512
2015-12-31 (YTD Data)		Rank
Total interest income	$22,045,000	1,165
Total interest expense	$2,948,000	958
Net interest income	$19,097,000	1,198
Provision for loan and lease losses	$-243,000	5,837
Total noninterest income	$6,432,000	948
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,872,000	701
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,560,000	863
Total noninterest expense	$20,481,000	1,008
Salaries and employee benefits	$11,348,000	990
Premises and equipment expense	$2,805,000	875
Additional noninterest expense	$6,328,000	1,034
Pre-tax net operating income	$5,291,000	1,509
Securities gains (losses)	$358,000	478
Applicable income taxes	$-2,990,000	6,142
Income before extraordinary items	$8,639,000	832
Extraordinary gains, net	$0	23
Net income	$8,639,000	832
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,639,000	832
Net charge-offs	$23,000	3,695
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$8,281,000	847
2015-09-30 (YTD Data)		Rank
Total interest income	$16,385,000	1,175
Total interest expense	$2,218,000	949
Net interest income	$14,167,000	1,209
Provision for loan and lease losses	$-200,000	5,985
Total noninterest income	$4,822,000	951
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,346,000	746
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,476,000	865
Total noninterest expense	$15,138,000	1,033
Salaries and employee benefits	$8,561,000	991
Premises and equipment expense	$2,158,000	865
Additional noninterest expense	$4,419,000	1,104
Pre-tax net operating income	$4,051,000	1,507
Securities gains (losses)	$358,000	417
Applicable income taxes	$1,207,000	1,211
Income before extraordinary items	$3,202,000	1,537
Extraordinary gains, net	$0	21
Net income	$3,202,000	1,538
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,202,000	1,538
Net charge-offs	$-34,000	5,497
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,940,660	1,615
2015-06-30 (YTD Data)		Rank
Total interest income	$10,882,000	1,182
Total interest expense	$1,503,000	942
Net interest income	$9,379,000	1,212
Provision for loan and lease losses	$-200,000	6,110
Total noninterest income	$2,848,000	1,039
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$862,000	761
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,986,000	975
Total noninterest expense	$10,223,000	1,017
Salaries and employee benefits	$5,766,000	981
Premises and equipment expense	$1,430,000	869
Additional noninterest expense	$3,027,000	1,083
Pre-tax net operating income	$2,204,000	1,763
Securities gains (losses)	$358,000	339
Applicable income taxes	$672,000	1,357
Income before extraordinary items	$1,890,000	1,690
Extraordinary gains, net	$0	22
Net income	$1,890,000	1,694
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,890,000	1,694
Net charge-offs	$-22,000	5,499
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,625,080	1,867
2015-03-31 (YTD Data)		Rank
Total interest income	$5,443,000	1,176
Total interest expense	$769,000	935
Net interest income	$4,674,000	1,210
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,272,000	1,086
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$425,000	751
Trading account gains and fees	$0	152
Additional Noninterest Income	$847,000	1,050
Total noninterest expense	$5,121,000	1,011
Salaries and employee benefits	$2,900,000	978
Premises and equipment expense	$721,000	872
Additional noninterest expense	$1,500,000	1,070
Pre-tax net operating income	$825,000	2,162
Securities gains (losses)	$358,000	225
Applicable income taxes	$302,000	1,433
Income before extraordinary items	$881,000	1,779
Extraordinary gains, net	$0	13
Net income	$881,000	1,781
Minority interest net income	$0	64
Net income of bank and minority interests.	$881,000	1,781
Net charge-offs	$2,000	2,999
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$616,080	2,282
2014-12-31 (YTD Data)		Rank
Total interest income	$23,209,000	1,106
Total interest expense	$3,812,000	775
Net interest income	$19,397,000	1,162
Provision for loan and lease losses	$1,059,000	838
Total noninterest income	$6,352,000	926
Gross Fiduciary activities income	$1,000	1,202
Service charges on deposit accounts	$2,097,000	647
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,254,000	866
Total noninterest expense	$19,821,000	1,028
Salaries and employee benefits	$10,674,000	1,018
Premises and equipment expense	$2,625,000	927
Additional noninterest expense	$6,522,000	1,008
Pre-tax net operating income	$4,869,000	1,557
Securities gains (losses)	$-1,000	5,807
Applicable income taxes	$1,042,000	1,505
Income before extraordinary items	$3,826,000	1,650
Extraordinary gains, net	$0	17
Net income	$3,826,000	1,650
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,826,000	1,649
Net charge-offs	$298,000	2,023
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,826,790	1,624
2014-09-30 (YTD Data)		Rank
Total interest income	$17,573,000	1,102
Total interest expense	$2,960,000	747
Net interest income	$14,613,000	1,163
Provision for loan and lease losses	$1,125,000	597
Total noninterest income	$4,685,000	925
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,593,000	633
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,092,000	879
Total noninterest expense	$14,507,000	1,057
Salaries and employee benefits	$7,706,000	1,061
Premises and equipment expense	$2,012,000	916
Additional noninterest expense	$4,789,000	1,027
Pre-tax net operating income	$3,666,000	1,566
Securities gains (losses)	$-1,000	5,909
Applicable income taxes	$787,000	1,535
Income before extraordinary items	$2,878,000	1,646
Extraordinary gains, net	$0	15
Net income	$2,878,000	1,647
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,878,000	1,646
Net charge-offs	$118,000	2,532
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,878,790	1,616
2014-06-30 (YTD Data)		Rank
Total interest income	$11,889,000	1,079
Total interest expense	$2,029,000	731
Net interest income	$9,860,000	1,135
Provision for loan and lease losses	$900,000	485
Total noninterest income	$2,988,000	937
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,048,000	639
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,940,000	910
Total noninterest expense	$9,629,000	1,056
Salaries and employee benefits	$5,114,000	1,066
Premises and equipment expense	$1,335,000	927
Additional noninterest expense	$3,180,000	1,021
Pre-tax net operating income	$2,319,000	1,606
Securities gains (losses)	$-1,000	6,043
Applicable income taxes	$485,000	1,566
Income before extraordinary items	$1,833,000	1,648
Extraordinary gains, net	$0	20
Net income	$1,833,000	1,651
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,833,000	1,650
Net charge-offs	$240,000	1,450
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,833,790	1,624
2014-03-31 (YTD Data)		Rank
Total interest income	$5,581,000	1,151
Total interest expense	$1,019,000	736
Net interest income	$4,562,000	1,226
Provision for loan and lease losses	$450,000	484
Total noninterest income	$1,581,000	875
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$507,000	643
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,074,000	795
Total noninterest expense	$4,944,000	1,040
Salaries and employee benefits	$2,637,000	1,035
Premises and equipment expense	$676,000	935
Additional noninterest expense	$1,631,000	988
Pre-tax net operating income	$749,000	2,209
Securities gains (losses)	$0	1,715
Applicable income taxes	$106,000	2,309
Income before extraordinary items	$643,000	2,153
Extraordinary gains, net	$0	16
Net income	$643,000	2,155
Minority interest net income	$0	66
Net income of bank and minority interests.	$643,000	2,155
Net charge-offs	$68,000	1,622
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$643,000	2,107
2013-12-31 (YTD Data)		Rank
Total interest income	$22,657,000	1,137
Total interest expense	$5,105,000	649
Net interest income	$17,552,000	1,257
Provision for loan and lease losses	$2,400,000	536
Total noninterest income	$6,891,000	897
Gross Fiduciary activities income	$1,000	1,245
Service charges on deposit accounts	$2,033,000	679
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,857,000	829
Total noninterest expense	$21,305,000	962
Salaries and employee benefits	$11,044,000	971
Premises and equipment expense	$2,672,000	901
Additional noninterest expense	$7,589,000	893
Pre-tax net operating income	$738,000	4,520
Securities gains (losses)	$6,000	2,766
Applicable income taxes	$-382,000	6,614
Income before extraordinary items	$1,126,000	3,669
Extraordinary gains, net	$0	29
Net income	$1,126,000	3,672
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,126,000	3,673
Net charge-offs	$3,827,000	435
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,120,000	3,637
2013-09-30 (YTD Data)		Rank
Total interest income	$16,852,000	1,149
Total interest expense	$4,033,000	618
Net interest income	$12,819,000	1,282
Provision for loan and lease losses	$1,800,000	542
Total noninterest income	$6,177,000	790
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,470,000	714
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,707,000	695
Total noninterest expense	$16,134,000	947
Salaries and employee benefits	$8,283,000	971
Premises and equipment expense	$1,980,000	914
Additional noninterest expense	$5,871,000	864
Pre-tax net operating income	$1,062,000	3,583
Securities gains (losses)	$6,000	2,632
Applicable income taxes	$-64,000	6,649
Income before extraordinary items	$1,132,000	3,182
Extraordinary gains, net	$0	25
Net income	$1,132,000	3,185
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,132,000	3,186
Net charge-offs	$2,982,000	428
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,126,000	3,126
2013-06-30 (YTD Data)		Rank
Total interest income	$11,313,000	1,133
Total interest expense	$2,766,000	615
Net interest income	$8,547,000	1,266
Provision for loan and lease losses	$1,200,000	571
Total noninterest income	$4,237,000	781
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$945,000	729
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,292,000	671
Total noninterest expense	$10,731,000	948
Salaries and employee benefits	$5,509,000	979
Premises and equipment expense	$1,313,000	919
Additional noninterest expense	$3,909,000	868
Pre-tax net operating income	$853,000	3,209
Securities gains (losses)	$6,000	2,420
Applicable income taxes	$0	4,679
Income before extraordinary items	$859,000	2,930
Extraordinary gains, net	$0	22
Net income	$859,000	2,933
Minority interest net income	$0	82
Net income of bank and minority interests.	$859,000	2,933
Net charge-offs	$2,648,000	356
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$853,000	2,851
2013-03-31 (YTD Data)		Rank
Total interest income	$5,686,000	1,130
Total interest expense	$1,411,000	624
Net interest income	$4,275,000	1,264
Provision for loan and lease losses	$600,000	594
Total noninterest income	$2,135,000	783
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$457,000	756
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,678,000	680
Total noninterest expense	$5,344,000	960
Salaries and employee benefits	$2,809,000	967
Premises and equipment expense	$653,000	942
Additional noninterest expense	$1,882,000	902
Pre-tax net operating income	$466,000	3,004
Securities gains (losses)	$0	1,966
Applicable income taxes	$11,000	3,890
Income before extraordinary items	$455,000	2,777
Extraordinary gains, net	$0	10
Net income	$455,000	2,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$455,000	2,779
Net charge-offs	$1,156,000	421
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$455,000	2,689
2012-12-31 (YTD Data)		Rank
Total interest income	$24,387,000	1,101
Total interest expense	$7,186,000	589
Net interest income	$17,201,000	1,276
Provision for loan and lease losses	$5,905,000	446
Total noninterest income	$7,025,000	887
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,020,000	713
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,005,000	812
Total noninterest expense	$24,905,000	799
Salaries and employee benefits	$10,952,000	956
Premises and equipment expense	$3,005,000	807
Additional noninterest expense	$10,948,000	650
Pre-tax net operating income	$-6,584,000	6,986
Securities gains (losses)	$0	3,810
Applicable income taxes	$-2,865,000	7,025
Income before extraordinary items	$-3,719,000	6,931
Extraordinary gains, net	$0	29
Net income	$-3,719,000	6,930
Minority interest net income	$0	93
Net income of bank and minority interests.	$-3,719,000	6,930
Net charge-offs	$6,906,000	445
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-3,719,000	6,917
2012-09-30 (YTD Data)		Rank
Total interest income	$18,333,000	1,113
Total interest expense	$5,668,000	584
Net interest income	$12,665,000	1,313
Provision for loan and lease losses	$4,355,000	460
Total noninterest income	$4,691,000	974
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,502,000	719
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,189,000	904
Total noninterest expense	$17,711,000	841
Salaries and employee benefits	$8,161,000	954
Premises and equipment expense	$2,218,000	818
Additional noninterest expense	$7,332,000	717
Pre-tax net operating income	$-4,710,000	7,083
Securities gains (losses)	$0	3,575
Applicable income taxes	$-2,074,000	7,122
Income before extraordinary items	$-2,636,000	7,031
Extraordinary gains, net	$0	20
Net income	$-2,636,000	7,029
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,636,000	7,030
Net charge-offs	$3,712,000	571
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-2,636,000	7,018
2012-06-30 (YTD Data)		Rank
Total interest income	$12,228,000	1,118
Total interest expense	$3,952,000	582
Net interest income	$8,276,000	1,335
Provision for loan and lease losses	$3,455,000	404
Total noninterest income	$2,817,000	1,035
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$969,000	732
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,848,000	978
Total noninterest expense	$11,340,000	879
Salaries and employee benefits	$5,363,000	973
Premises and equipment expense	$1,495,000	817
Additional noninterest expense	$4,482,000	784
Pre-tax net operating income	$-3,702,000	7,162
Securities gains (losses)	$0	3,178
Applicable income taxes	$-1,622,000	7,191
Income before extraordinary items	$-2,080,000	7,114
Extraordinary gains, net	$0	19
Net income	$-2,080,000	7,114
Minority interest net income	$0	84
Net income of bank and minority interests.	$-2,080,000	7,114
Net charge-offs	$2,913,000	523
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-2,080,000	7,099
2012-03-31 (YTD Data)		Rank
Total interest income	$6,127,000	1,123
Total interest expense	$2,062,000	580
Net interest income	$4,065,000	1,360
Provision for loan and lease losses	$900,000	668
Total noninterest income	$1,013,000	1,312
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$472,000	747
Trading account gains and fees	$0	148
Additional Noninterest Income	$541,000	1,431
Total noninterest expense	$5,326,000	931
Salaries and employee benefits	$2,677,000	968
Premises and equipment expense	$776,000	776
Additional noninterest expense	$1,873,000	912
Pre-tax net operating income	$-1,148,000	7,171
Securities gains (losses)	$0	2,210
Applicable income taxes	$-548,000	7,254
Income before extraordinary items	$-600,000	7,104
Extraordinary gains, net	$0	19
Net income	$-600,000	7,103
Minority interest net income	$0	78
Net income of bank and minority interests.	$-600,000	7,104
Net charge-offs	$2,421,000	348
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-600,000	7,092
2011-12-31 (YTD Data)		Rank
Total interest income	$26,838,000	1,054
Total interest expense	$9,047,000	636
Net interest income	$17,791,000	1,249
Provision for loan and lease losses	$3,750,000	1,001
Total noninterest income	$5,305,000	992
Gross Fiduciary activities income	$1,000	1,250
Service charges on deposit accounts	$2,162,000	675
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,142,000	1,004
Total noninterest expense	$25,664,000	771
Salaries and employee benefits	$10,596,000	922
Premises and equipment expense	$3,460,000	718
Additional noninterest expense	$11,608,000	627
Pre-tax net operating income	$-6,318,000	7,119
Securities gains (losses)	$762,000	567
Applicable income taxes	$-3,166,000	7,281
Income before extraordinary items	$-2,390,000	6,888
Extraordinary gains, net	$0	29
Net income	$-2,390,000	6,887
Minority interest net income	$0	96
Net income of bank and minority interests.	$-2,390,000	6,888
Net charge-offs	$3,667,000	1,045
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-2,877,680	6,922
2011-09-30 (YTD Data)		Rank
Total interest income	$20,369,000	1,053
Total interest expense	$6,833,000	666
Net interest income	$13,536,000	1,241
Provision for loan and lease losses	$3,150,000	902
Total noninterest income	$3,869,000	1,018
Gross Fiduciary activities income	$1,000	1,199
Service charges on deposit accounts	$1,661,000	667
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,207,000	1,051
Total noninterest expense	$18,337,000	805
Salaries and employee benefits	$7,927,000	931
Premises and equipment expense	$2,447,000	771
Additional noninterest expense	$7,963,000	671
Pre-tax net operating income	$-4,082,000	7,182
Securities gains (losses)	$264,000	997
Applicable income taxes	$-2,303,000	7,368
Income before extraordinary items	$-1,515,000	6,987
Extraordinary gains, net	$0	21
Net income	$-1,515,000	6,988
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,515,000	6,988
Net charge-offs	$2,018,000	1,218
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-1,683,960	6,994
2011-06-30 (YTD Data)		Rank
Total interest income	$13,731,000	1,042
Total interest expense	$4,575,000	692
Net interest income	$9,156,000	1,223
Provision for loan and lease losses	$2,100,000	886
Total noninterest income	$2,721,000	978
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,113,000	660
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,608,000	967
Total noninterest expense	$12,157,000	825
Salaries and employee benefits	$5,263,000	936
Premises and equipment expense	$1,641,000	771
Additional noninterest expense	$5,253,000	692
Pre-tax net operating income	$-2,380,000	7,222
Securities gains (losses)	$0	2,914
Applicable income taxes	$-1,480,000	7,439
Income before extraordinary items	$-900,000	7,000
Extraordinary gains, net	$0	15
Net income	$-900,000	6,999
Minority interest net income	$0	89
Net income of bank and minority interests.	$-900,000	7,000
Net charge-offs	$870,000	1,590
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-900,000	6,986
2011-03-31 (YTD Data)		Rank
Total interest income	$6,815,000	1,063
Total interest expense	$2,349,000	701
Net interest income	$4,466,000	1,252
Provision for loan and lease losses	$1,050,000	819
Total noninterest income	$1,651,000	840
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$536,000	671
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,115,000	765
Total noninterest expense	$6,185,000	812
Salaries and employee benefits	$2,660,000	943
Premises and equipment expense	$813,000	810
Additional noninterest expense	$2,712,000	664
Pre-tax net operating income	$-1,118,000	7,298
Securities gains (losses)	$0	1,772
Applicable income taxes	$-719,000	7,498
Income before extraordinary items	$-399,000	7,073
Extraordinary gains, net	$0	9
Net income	$-399,000	7,074
Minority interest net income	$0	86
Net income of bank and minority interests.	$-399,000	7,074
Net charge-offs	$116,000	2,586
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-399,000	7,062
2010-12-31 (YTD Data)		Rank
Total interest income	$30,573,000	998
Total interest expense	$11,959,000	669
Net interest income	$18,614,000	1,204
Provision for loan and lease losses	$13,280,000	526
Total noninterest income	$6,025,000	927
Gross Fiduciary activities income	$1,000	1,307
Service charges on deposit accounts	$2,695,000	557
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,329,000	987
Total noninterest expense	$26,295,000	756
Salaries and employee benefits	$10,986,000	893
Premises and equipment expense	$3,531,000	732
Additional noninterest expense	$11,778,000	649
Pre-tax net operating income	$-14,936,000	7,454
Securities gains (losses)	$618,000	742
Applicable income taxes	$2,802,000	568
Income before extraordinary items	$-17,120,000	7,498
Extraordinary gains, net	$0	29
Net income	$-17,120,000	7,498
Minority interest net income	$0	111
Net income of bank and minority interests.	$-17,120,000	7,498
Net charge-offs	$12,930,000	491
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-17,738,000	7,500
2010-09-30 (YTD Data)		Rank
Total interest income	$23,335,000	997
Total interest expense	$9,228,000	668
Net interest income	$14,107,000	1,202
Provision for loan and lease losses	$6,700,000	698
Total noninterest income	$4,341,000	941
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,079,000	555
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,262,000	1,016
Total noninterest expense	$18,842,000	781
Salaries and employee benefits	$8,238,000	883
Premises and equipment expense	$2,647,000	738
Additional noninterest expense	$7,957,000	682
Pre-tax net operating income	$-7,094,000	7,465
Securities gains (losses)	$537,000	689
Applicable income taxes	$-3,314,000	7,663
Income before extraordinary items	$-3,243,000	7,297
Extraordinary gains, net	$0	23
Net income	$-3,243,000	7,296
Minority interest net income	$0	110
Net income of bank and minority interests.	$-3,243,000	7,297
Net charge-offs	$4,184,000	889
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-3,586,680	7,317
2010-06-30 (YTD Data)		Rank
Total interest income	$15,713,000	998
Total interest expense	$6,408,000	669
Net interest income	$9,305,000	1,220
Provision for loan and lease losses	$4,700,000	658
Total noninterest income	$2,726,000	964
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,427,000	540
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,299,000	1,083
Total noninterest expense	$12,481,000	789
Salaries and employee benefits	$5,558,000	875
Premises and equipment expense	$1,783,000	739
Additional noninterest expense	$5,140,000	706
Pre-tax net operating income	$-5,150,000	7,558
Securities gains (losses)	$503,000	470
Applicable income taxes	$-2,293,000	7,710
Income before extraordinary items	$-2,354,000	7,384
Extraordinary gains, net	$0	19
Net income	$-2,354,000	7,383
Minority interest net income	$0	105
Net income of bank and minority interests.	$-2,354,000	7,384
Net charge-offs	$2,683,000	909
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,675,920	7,407
2010-03-31 (YTD Data)		Rank
Total interest income	$7,883,000	1,017
Total interest expense	$3,400,000	668
Net interest income	$4,483,000	1,287
Provision for loan and lease losses	$750,000	1,389
Total noninterest income	$1,213,000	1,042
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$689,000	555
Trading account gains and fees	$0	175
Additional Noninterest Income	$524,000	1,247
Total noninterest expense	$6,318,000	781
Salaries and employee benefits	$2,829,000	874
Premises and equipment expense	$906,000	743
Additional noninterest expense	$2,583,000	709
Pre-tax net operating income	$-1,372,000	7,501
Securities gains (losses)	$488,000	260
Applicable income taxes	$-654,000	7,741
Income before extraordinary items	$-230,000	6,977
Extraordinary gains, net	$0	16
Net income	$-230,000	6,978
Minority interest net income	$0	91
Net income of bank and minority interests.	$-230,000	6,977
Net charge-offs	$964,000	1,063
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-542,320	7,273
2009-12-31 (YTD Data)		Rank
Total interest income	$33,452,000	1,016
Total interest expense	$14,154,000	825
Net interest income	$19,298,000	1,143
Provision for loan and lease losses	$12,600,000	709
Total noninterest income	$5,486,000	1,017
Gross Fiduciary activities income	$1,000	1,342
Service charges on deposit accounts	$2,962,000	567
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,523,000	1,168
Total noninterest expense	$30,463,000	689
Salaries and employee benefits	$11,533,000	852
Premises and equipment expense	$3,500,000	773
Additional noninterest expense	$15,430,000	540
Pre-tax net operating income	$-18,279,000	7,685
Securities gains (losses)	$1,539,000	338
Applicable income taxes	$-6,382,000	7,817
Income before extraordinary items	$-10,358,000	7,574
Extraordinary gains, net	$0	34
Net income	$-10,358,000	7,573
Minority interest net income	$0	115
Net income of bank and minority interests.	$-10,358,000	7,573
Net charge-offs	$11,561,000	613
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-11,342,960	7,599
2009-09-30 (YTD Data)		Rank
Total interest income	$25,451,000	1,017
Total interest expense	$10,457,000	893
Net interest income	$14,994,000	1,099
Provision for loan and lease losses	$6,000,000	928
Total noninterest income	$4,145,000	1,018
Gross Fiduciary activities income	$1,000	1,297
Service charges on deposit accounts	$2,163,000	580
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,981,000	1,157
Total noninterest expense	$17,827,000	868
Salaries and employee benefits	$8,991,000	825
Premises and equipment expense	$2,590,000	799
Additional noninterest expense	$6,246,000	900
Pre-tax net operating income	$-4,688,000	7,485
Securities gains (losses)	$865,000	433
Applicable income taxes	$-2,376,000	7,762
Income before extraordinary items	$-1,447,000	6,982
Extraordinary gains, net	$0	27
Net income	$-1,447,000	6,982
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,447,000	6,983
Net charge-offs	$4,245,000	938
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,000,600	7,165
2009-06-30 (YTD Data)		Rank
Total interest income	$16,789,000	1,055
Total interest expense	$6,885,000	953
Net interest income	$9,904,000	1,113
Provision for loan and lease losses	$2,800,000	1,140
Total noninterest income	$3,070,000	944
Gross Fiduciary activities income	$1,000	1,272
Service charges on deposit accounts	$1,368,000	610
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,701,000	999
Total noninterest expense	$11,862,000	888
Salaries and employee benefits	$6,064,000	838
Premises and equipment expense	$1,719,000	814
Additional noninterest expense	$4,079,000	935
Pre-tax net operating income	$-1,688,000	7,297
Securities gains (losses)	$698,000	388
Applicable income taxes	$-1,049,000	7,763
Income before extraordinary items	$59,000	5,512
Extraordinary gains, net	$0	21
Net income	$59,000	5,508
Minority interest net income	$0	112
Net income of bank and minority interests.	$59,000	5,508
Net charge-offs	$3,049,000	848
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-387,720	6,625
2009-03-31 (YTD Data)		Rank
Total interest income	$8,123,000	1,102
Total interest expense	$3,411,000	1,004
Net interest income	$4,712,000	1,173
Provision for loan and lease losses	$300,000	2,285
Total noninterest income	$1,487,000	942
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$648,000	625
Trading account gains and fees	$0	171
Additional Noninterest Income	$839,000	972
Total noninterest expense	$5,624,000	904
Salaries and employee benefits	$3,065,000	829
Premises and equipment expense	$875,000	811
Additional noninterest expense	$1,684,000	1,000
Pre-tax net operating income	$275,000	3,477
Securities gains (losses)	$585,000	279
Applicable income taxes	$-57,000	7,448
Income before extraordinary items	$917,000	1,182
Extraordinary gains, net	$0	15
Net income	$917,000	1,183
Minority interest net income	$0	102
Net income of bank and minority interests.	$917,000	1,184
Net charge-offs	$2,258,000	556
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$332,000	2,804
2008-12-31 (YTD Data)		Rank
Total interest income	$34,740,000	1,099
Total interest expense	$14,848,000	1,092
Net interest income	$19,892,000	1,100
Provision for loan and lease losses	$4,854,000	1,018
Total noninterest income	$5,186,000	1,027
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$2,980,000	582
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,205,000	1,210
Total noninterest expense	$21,788,000	906
Salaries and employee benefits	$11,084,000	908
Premises and equipment expense	$3,198,000	853
Additional noninterest expense	$7,506,000	868
Pre-tax net operating income	$-1,564,000	7,231
Securities gains (losses)	$-787,000	7,660
Applicable income taxes	$-1,654,000	7,873
Income before extraordinary items	$-697,000	6,829
Extraordinary gains, net	$0	39
Net income	$-697,000	6,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,234,000	1,204
Cash dividends	$6,000,000	471
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-193,320	6,619
2008-09-30 (YTD Data)		Rank
Total interest income	$26,364,000	1,110
Total interest expense	$11,277,000	1,119
Net interest income	$15,087,000	1,098
Provision for loan and lease losses	$2,154,000	1,125
Total noninterest income	$3,742,000	1,108
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$2,194,000	601
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,547,000	1,343
Total noninterest expense	$16,582,000	892
Salaries and employee benefits	$8,641,000	890
Premises and equipment expense	$2,307,000	899
Additional noninterest expense	$5,634,000	829
Pre-tax net operating income	$93,000	6,433
Securities gains (losses)	$109,000	909
Applicable income taxes	$-975,000	8,040
Income before extraordinary items	$1,177,000	2,795
Extraordinary gains, net	$0	31
Net income	$1,177,000	2,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,184,000	1,168
Cash dividends	$1,000,000	1,791
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,068,000	3,126
2008-06-30 (YTD Data)		Rank
Total interest income	$17,565,000	1,126
Total interest expense	$7,749,000	1,128
Net interest income	$9,816,000	1,118
Provision for loan and lease losses	$600,000	1,692
Total noninterest income	$2,357,000	1,162
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$1,358,000	637
Trading account gains and fees	$0	149
Additional Noninterest Income	$998,000	1,398
Total noninterest expense	$10,904,000	905
Salaries and employee benefits	$5,669,000	907
Premises and equipment expense	$1,508,000	911
Additional noninterest expense	$3,727,000	807
Pre-tax net operating income	$669,000	3,784
Securities gains (losses)	$90,000	1,060
Applicable income taxes	$-552,000	8,194
Income before extraordinary items	$1,311,000	2,020
Extraordinary gains, net	$0	21
Net income	$1,311,000	2,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$753,000	1,013
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,221,000	2,117
2008-03-31 (YTD Data)		Rank
Total interest income	$9,027,000	1,119
Total interest expense	$4,142,000	1,132
Net interest income	$4,885,000	1,121
Provision for loan and lease losses	$300,000	1,372
Total noninterest income	$1,309,000	1,069
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$639,000	665
Trading account gains and fees	$0	158
Additional Noninterest Income	$670,000	1,154
Total noninterest expense	$5,409,000	894
Salaries and employee benefits	$2,821,000	927
Premises and equipment expense	$754,000	918
Additional noninterest expense	$1,834,000	783
Pre-tax net operating income	$485,000	3,128
Securities gains (losses)	$81,000	822
Applicable income taxes	$-231,000	8,277
Income before extraordinary items	$797,000	1,816
Extraordinary gains, net	$0	15
Net income	$797,000	1,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	1,289
Cash dividends	$1,000,000	722
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$716,000	1,933
2007-12-31 (YTD Data)		Rank
Total interest income	$40,823,000	1,028
Total interest expense	$17,894,000	1,105
Net interest income	$22,929,000	961
Provision for loan and lease losses	$1,200,000	1,247
Total noninterest income	$4,422,000	1,204
Gross Fiduciary activities income	$1,000	1,439
Service charges on deposit accounts	$2,547,000	693
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,874,000	1,415
Total noninterest expense	$19,812,000	948
Salaries and employee benefits	$9,729,000	1,035
Premises and equipment expense	$2,817,000	924
Additional noninterest expense	$7,266,000	797
Pre-tax net operating income	$6,339,000	1,327
Securities gains (losses)	$189,000	458
Applicable income taxes	$838,000	2,078
Income before extraordinary items	$5,690,000	1,135
Extraordinary gains, net	$0	39
Net income	$5,690,000	1,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,605,000	513
Cash dividends	$13,163,000	334
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,525,570	1,155
2007-09-30 (YTD Data)		Rank
Total interest income	$30,696,000	1,030
Total interest expense	$13,241,000	1,116
Net interest income	$17,455,000	956
Provision for loan and lease losses	$900,000	978
Total noninterest income	$3,267,000	1,208
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$1,838,000	708
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,428,000	1,423
Total noninterest expense	$14,851,000	941
Salaries and employee benefits	$7,600,000	983
Premises and equipment expense	$2,035,000	948
Additional noninterest expense	$5,216,000	796
Pre-tax net operating income	$4,971,000	1,361
Securities gains (losses)	$139,000	427
Applicable income taxes	$733,000	2,025
Income before extraordinary items	$4,377,000	1,181
Extraordinary gains, net	$0	33
Net income	$4,377,000	1,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$495,000	1,079
Cash dividends	$7,000,000	430
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,257,460	1,198
2007-06-30 (YTD Data)		Rank
Total interest income	$20,436,000	1,049
Total interest expense	$8,731,000	1,131
Net interest income	$11,705,000	963
Provision for loan and lease losses	$601,000	868
Total noninterest income	$2,100,000	1,284
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$1,174,000	757
Trading account gains and fees	$0	168
Additional Noninterest Income	$925,000	1,471
Total noninterest expense	$9,539,000	985
Salaries and employee benefits	$4,973,000	1,020
Premises and equipment expense	$1,295,000	1,009
Additional noninterest expense	$3,271,000	863
Pre-tax net operating income	$3,665,000	1,293
Securities gains (losses)	$51,000	530
Applicable income taxes	$602,000	1,836
Income before extraordinary items	$3,114,000	1,150
Extraordinary gains, net	$0	29
Net income	$3,114,000	1,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,043
Cash dividends	$7,000,000	318
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,071,160	1,145
2007-03-31 (YTD Data)		Rank
Total interest income	$10,214,000	1,044
Total interest expense	$4,366,000	1,112
Net interest income	$5,848,000	954
Provision for loan and lease losses	$300,000	788
Total noninterest income	$1,015,000	1,293
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$551,000	772
Trading account gains and fees	$0	195
Additional Noninterest Income	$464,000	1,438
Total noninterest expense	$4,607,000	1,023
Salaries and employee benefits	$2,448,000	1,045
Premises and equipment expense	$607,000	1,100
Additional noninterest expense	$1,552,000	885
Pre-tax net operating income	$1,956,000	1,205
Securities gains (losses)	$29,000	486
Applicable income taxes	$351,000	1,666
Income before extraordinary items	$1,634,000	1,079
Extraordinary gains, net	$0	22
Net income	$1,634,000	1,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,610,220	1,077
2006-12-31 (YTD Data)		Rank
Total interest income	$41,870,000	928
Total interest expense	$16,606,000	1,000
Net interest income	$25,264,000	874
Provision for loan and lease losses	$1,100,000	959
Total noninterest income	$4,526,000	1,192
Gross Fiduciary activities income	$1,000	1,470
Service charges on deposit accounts	$2,688,000	648
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,837,000	1,451
Total noninterest expense	$17,051,000	1,049
Salaries and employee benefits	$8,825,000	1,095
Premises and equipment expense	$2,418,000	1,039
Additional noninterest expense	$5,808,000	915
Pre-tax net operating income	$11,639,000	854
Securities gains (losses)	$13,000	1,022
Applicable income taxes	$2,632,000	1,054
Income before extraordinary items	$9,020,000	822
Extraordinary gains, net	$0	51
Net income	$9,020,000	821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,435,000	330
Cash dividends	$5,000,000	705
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$9,009,990	814
2006-09-30 (YTD Data)		Rank
Total interest income	$31,540,000	930
Total interest expense	$12,243,000	998
Net interest income	$19,297,000	879
Provision for loan and lease losses	$900,000	830
Total noninterest income	$3,512,000	1,161
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$2,090,000	616
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,422,000	1,411
Total noninterest expense	$12,601,000	1,077
Salaries and employee benefits	$6,529,000	1,125
Premises and equipment expense	$1,848,000	1,030
Additional noninterest expense	$4,224,000	942
Pre-tax net operating income	$9,308,000	835
Securities gains (losses)	$5,000	1,041
Applicable income taxes	$2,212,000	1,011
Income before extraordinary items	$7,101,000	819
Extraordinary gains, net	$0	45
Net income	$7,101,000	818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$152,000	1,811
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$7,097,200	811
2006-06-30 (YTD Data)		Rank
Total interest income	$20,811,000	922
Total interest expense	$7,904,000	977
Net interest income	$12,907,000	879
Provision for loan and lease losses	$600,000	813
Total noninterest income	$2,349,000	1,161
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,441,000	588
Trading account gains and fees	$0	126
Additional Noninterest Income	$908,000	1,462
Total noninterest expense	$8,305,000	1,089
Salaries and employee benefits	$4,279,000	1,153
Premises and equipment expense	$1,227,000	1,033
Additional noninterest expense	$2,799,000	958
Pre-tax net operating income	$6,351,000	819
Securities gains (losses)	$-6,000	7,728
Applicable income taxes	$1,508,000	988
Income before extraordinary items	$4,837,000	804
Extraordinary gains, net	$0	39
Net income	$4,837,000	804
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,871
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,841,560	794
2006-03-31 (YTD Data)		Rank
Total interest income	$10,170,000	911
Total interest expense	$3,809,000	956
Net interest income	$6,361,000	885
Provision for loan and lease losses	$300,000	761
Total noninterest income	$1,020,000	1,262
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$668,000	616
Trading account gains and fees	$0	115
Additional Noninterest Income	$352,000	1,721
Total noninterest expense	$4,084,000	1,106
Salaries and employee benefits	$2,107,000	1,178
Premises and equipment expense	$612,000	1,035
Additional noninterest expense	$1,365,000	978
Pre-tax net operating income	$2,997,000	847
Securities gains (losses)	$-3,000	8,027
Applicable income taxes	$695,000	1,061
Income before extraordinary items	$2,299,000	832
Extraordinary gains, net	$0	21
Net income	$2,299,000	831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,017
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,301,310	817
2005-12-31 (YTD Data)		Rank
Total interest income	$35,396,000	929
Total interest expense	$12,626,000	887
Net interest income	$22,770,000	933
Provision for loan and lease losses	$800,000	1,260
Total noninterest income	$4,319,000	1,207
Gross Fiduciary activities income	$1,000	1,485
Service charges on deposit accounts	$2,804,000	607
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,514,000	1,646
Total noninterest expense	$14,925,000	1,160
Salaries and employee benefits	$7,400,000	1,249
Premises and equipment expense	$2,270,000	1,056
Additional noninterest expense	$5,255,000	998
Pre-tax net operating income	$11,364,000	869
Securities gains (losses)	$111,000	666
Applicable income taxes	$2,623,000	1,081
Income before extraordinary items	$8,852,000	814
Extraordinary gains, net	$0	46
Net income	$8,852,000	817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,051,000	649
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$8,766,530	812
2005-09-30 (YTD Data)		Rank
Total interest income	$25,402,000	945
Total interest expense	$9,018,000	880
Net interest income	$16,384,000	967
Provision for loan and lease losses	$500,000	1,397
Total noninterest income	$3,224,000	1,218
Gross Fiduciary activities income	$1,000	1,428
Service charges on deposit accounts	$2,063,000	613
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,160,000	1,628
Total noninterest expense	$10,936,000	1,173
Salaries and employee benefits	$5,478,000	1,257
Premises and equipment expense	$1,665,000	1,080
Additional noninterest expense	$3,793,000	1,014
Pre-tax net operating income	$8,172,000	903
Securities gains (losses)	$97,000	669
Applicable income taxes	$1,914,000	1,113
Income before extraordinary items	$6,355,000	848
Extraordinary gains, net	$0	35
Net income	$6,355,000	849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	1,274
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,280,310	841
2005-06-30 (YTD Data)		Rank
Total interest income	$16,216,000	958
Total interest expense	$5,728,000	873
Net interest income	$10,488,000	995
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$2,052,000	1,240
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$1,313,000	636
Trading account gains and fees	$0	116
Additional Noninterest Income	$738,000	1,679
Total noninterest expense	$7,097,000	1,192
Salaries and employee benefits	$3,612,000	1,267
Premises and equipment expense	$1,090,000	1,093
Additional noninterest expense	$2,395,000	1,049
Pre-tax net operating income	$5,143,000	921
Securities gains (losses)	$104,000	549
Applicable income taxes	$1,206,000	1,162
Income before extraordinary items	$4,041,000	865
Extraordinary gains, net	$0	30
Net income	$4,041,000	865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,437
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,960,920	858
2005-03-31 (YTD Data)		Rank
Total interest income	$7,862,000	971
Total interest expense	$2,789,000	849
Net interest income	$5,073,000	1,024
Provision for loan and lease losses	$150,000	1,379
Total noninterest income	$1,018,000	1,229
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$624,000	648
Trading account gains and fees	$0	115
Additional Noninterest Income	$394,000	1,566
Total noninterest expense	$3,496,000	1,210
Salaries and employee benefits	$1,801,000	1,283
Premises and equipment expense	$536,000	1,119
Additional noninterest expense	$1,159,000	1,069
Pre-tax net operating income	$2,445,000	956
Securities gains (losses)	$96,000	379
Applicable income taxes	$593,000	1,164
Income before extraordinary items	$1,948,000	895
Extraordinary gains, net	$0	24
Net income	$1,948,000	896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,427
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,874,080	905
2004-12-31 (YTD Data)		Rank
Total interest income	$28,413,000	995
Total interest expense	$10,111,000	807
Net interest income	$18,302,000	1,094
Provision for loan and lease losses	$460,000	2,096
Total noninterest income	$3,846,000	1,319
Gross Fiduciary activities income	$1,000	1,536
Service charges on deposit accounts	$2,492,000	706
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,353,000	1,755
Total noninterest expense	$13,440,000	1,218
Salaries and employee benefits	$6,459,000	1,370
Premises and equipment expense	$2,105,000	1,095
Additional noninterest expense	$4,876,000	1,028
Pre-tax net operating income	$8,248,000	1,065
Securities gains (losses)	$369,000	551
Applicable income taxes	$1,799,000	1,400
Income before extraordinary items	$6,818,000	970
Extraordinary gains, net	$0	34
Net income	$6,818,000	971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$627,000	1,114
Cash dividends	$2,955,000	986
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$6,526,490	981
2004-09-30 (YTD Data)		Rank
Total interest income	$20,934,000	1,000
Total interest expense	$7,381,000	812
Net interest income	$13,553,000	1,089
Provision for loan and lease losses	$340,000	2,055
Total noninterest income	$2,793,000	1,377
Gross Fiduciary activities income	$1,000	1,478
Service charges on deposit accounts	$1,786,000	739
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,006,000	1,761
Total noninterest expense	$9,985,000	1,221
Salaries and employee benefits	$4,781,000	1,383
Premises and equipment expense	$1,576,000	1,100
Additional noninterest expense	$3,628,000	1,020
Pre-tax net operating income	$6,021,000	1,101
Securities gains (losses)	$371,000	516
Applicable income taxes	$1,475,000	1,295
Income before extraordinary items	$4,917,000	1,021
Extraordinary gains, net	$0	26
Net income	$4,917,000	1,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,964
Cash dividends	$2,955,000	714
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,631,330	1,024
2004-06-30 (YTD Data)		Rank
Total interest income	$13,666,000	1,004
Total interest expense	$4,827,000	809
Net interest income	$8,839,000	1,112
Provision for loan and lease losses	$220,000	2,035
Total noninterest income	$1,866,000	1,355
Gross Fiduciary activities income	$1,000	1,443
Service charges on deposit accounts	$1,141,000	763
Trading account gains and fees	$0	130
Additional Noninterest Income	$724,000	1,675
Total noninterest expense	$6,566,000	1,236
Salaries and employee benefits	$3,174,000	1,382
Premises and equipment expense	$1,049,000	1,104
Additional noninterest expense	$2,343,000	1,052
Pre-tax net operating income	$3,919,000	1,100
Securities gains (losses)	$298,000	488
Applicable income taxes	$961,000	1,321
Income before extraordinary items	$3,256,000	1,008
Extraordinary gains, net	$0	21
Net income	$3,256,000	1,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$2,500,000	580
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,026,540	1,049
2004-03-31 (YTD Data)		Rank
Total interest income	$6,728,000	1,029
Total interest expense	$2,403,000	833
Net interest income	$4,325,000	1,138
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$884,000	1,381
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$522,000	810
Trading account gains and fees	$0	121
Additional Noninterest Income	$362,000	1,653
Total noninterest expense	$3,270,000	1,245
Salaries and employee benefits	$1,576,000	1,404
Premises and equipment expense	$535,000	1,105
Additional noninterest expense	$1,159,000	1,056
Pre-tax net operating income	$1,839,000	1,145
Securities gains (losses)	$304,000	373
Applicable income taxes	$482,000	1,335
Income before extraordinary items	$1,661,000	985
Extraordinary gains, net	$0	16
Net income	$1,661,000	985
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,505
Cash dividends	$2,500,000	314
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,423,880	1,085
2003-12-31 (YTD Data)		Rank
Total interest income	$26,805,000	1,054
Total interest expense	$9,949,000	895
Net interest income	$16,856,000	1,150
Provision for loan and lease losses	$320,000	3,013
Total noninterest income	$3,270,000	1,565
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$1,885,000	915
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,384,000	1,927
Total noninterest expense	$11,932,000	1,350
Salaries and employee benefits	$5,414,000	1,597
Premises and equipment expense	$2,033,000	1,124
Additional noninterest expense	$4,485,000	1,132
Pre-tax net operating income	$7,874,000	1,064
Securities gains (losses)	$423,000	842
Applicable income taxes	$1,689,000	1,462
Income before extraordinary items	$6,608,000	981
Extraordinary gains, net	$0	54
Net income	$6,608,000	983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	3,166
Cash dividends	$3,079,000	975
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,269,600	962
2003-09-30 (YTD Data)		Rank
Total interest income	$19,814,000	1,092
Total interest expense	$7,442,000	937
Net interest income	$12,372,000	1,184
Provision for loan and lease losses	$260,000	2,790
Total noninterest income	$2,413,000	1,635
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,368,000	952
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,045,000	1,989
Total noninterest expense	$8,728,000	1,389
Salaries and employee benefits	$4,019,000	1,610
Premises and equipment expense	$1,512,000	1,137
Additional noninterest expense	$3,197,000	1,184
Pre-tax net operating income	$5,797,000	1,117
Securities gains (losses)	$305,000	946
Applicable income taxes	$1,311,000	1,486
Income before extraordinary items	$4,791,000	1,052
Extraordinary gains, net	$0	40
Net income	$4,791,000	1,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-194,000	9,160
Cash dividends	$1,373,000	1,371
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,550,050	1,033
2003-06-30 (YTD Data)		Rank
Total interest income	$12,757,000	1,143
Total interest expense	$4,827,000	997
Net interest income	$7,930,000	1,232
Provision for loan and lease losses	$200,000	2,502
Total noninterest income	$1,510,000	1,712
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$811,000	1,060
Trading account gains and fees	$0	150
Additional Noninterest Income	$699,000	1,969
Total noninterest expense	$5,532,000	1,451
Salaries and employee benefits	$2,580,000	1,662
Premises and equipment expense	$976,000	1,174
Additional noninterest expense	$1,976,000	1,257
Pre-tax net operating income	$3,708,000	1,154
Securities gains (losses)	$245,000	928
Applicable income taxes	$837,000	1,561
Income before extraordinary items	$3,116,000	1,073
Extraordinary gains, net	$0	30
Net income	$3,116,000	1,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-304,000	9,235
Cash dividends	$1,000,000	1,282
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,922,450	1,070
2003-03-31 (YTD Data)		Rank
Total interest income	$5,919,000	1,255
Total interest expense	$2,282,000	1,074
Net interest income	$3,637,000	1,346
Provision for loan and lease losses	$120,000	2,030
Total noninterest income	$674,000	1,836
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$362,000	1,141
Trading account gains and fees	$0	134
Additional Noninterest Income	$312,000	2,060
Total noninterest expense	$2,638,000	1,513
Salaries and employee benefits	$1,221,000	1,743
Premises and equipment expense	$466,000	1,230
Additional noninterest expense	$951,000	1,285
Pre-tax net operating income	$1,553,000	1,376
Securities gains (losses)	$246,000	588
Applicable income taxes	$356,000	1,792
Income before extraordinary items	$1,443,000	1,157
Extraordinary gains, net	$0	21
Net income	$1,443,000	1,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-115,000	9,229
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,246,200	1,237
2002-12-31 (YTD Data)		Rank
Total interest income	$25,108,000	1,224
Total interest expense	$10,450,000	1,070
Net interest income	$14,658,000	1,323
Provision for loan and lease losses	$480,000	2,438
Total noninterest income	$3,050,000	1,538
Gross Fiduciary activities income	$1,000	1,652
Service charges on deposit accounts	$1,708,000	939
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,341,000	1,800
Total noninterest expense	$10,153,000	1,524
Salaries and employee benefits	$4,510,000	1,776
Premises and equipment expense	$1,548,000	1,425
Additional noninterest expense	$4,095,000	1,191
Pre-tax net operating income	$7,075,000	1,194
Securities gains (losses)	$207,000	1,140
Applicable income taxes	$1,300,000	1,845
Income before extraordinary items	$5,982,000	1,048
Extraordinary gains, net	$0	70
Net income	$5,982,000	1,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$734,000	1,231
Cash dividends	$3,500,000	823
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,812,260	1,034
2001-12-31 (YTD Data)		Rank
Total interest income	$27,492,000	1,251
Total interest expense	$14,015,000	1,150
Net interest income	$13,477,000	1,310
Provision for loan and lease losses	$480,000	2,273
Total noninterest income	$2,574,000	1,660
Gross Fiduciary activities income	$1,000	1,678
Service charges on deposit accounts	$1,289,000	1,148
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,284,000	1,721
Total noninterest expense	$7,942,000	1,822
Salaries and employee benefits	$4,027,000	1,865
Premises and equipment expense	$1,116,000	1,923
Additional noninterest expense	$2,799,000	1,651
Pre-tax net operating income	$7,629,000	985
Securities gains (losses)	$281,000	927
Applicable income taxes	$1,733,000	1,324
Income before extraordinary items	$6,177,000	892
Extraordinary gains, net	$0	105
Net income	$6,177,000	893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	2,264
Cash dividends	$3,000,000	915
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$5,957,820	881
2000-12-31 (YTD Data)		Rank
Total interest income	$27,288,000	1,301
Total interest expense	$14,811,000	1,170
Net interest income	$12,477,000	1,406
Provision for loan and lease losses	$580,000	1,672
Total noninterest income	$1,859,000	1,986
Gross Fiduciary activities income	$2,000	1,298
Service charges on deposit accounts	$1,084,000	1,245
Trading account gains and fees	$0	180
Additional Noninterest Income	$773,000	2,193
Total noninterest expense	$6,884,000	2,010
Salaries and employee benefits	$3,479,000	2,045
Premises and equipment expense	$1,044,000	1,987
Additional noninterest expense	$2,361,000	1,866
Pre-tax net operating income	$6,872,000	1,104
Securities gains (losses)	$11,000	1,132
Applicable income taxes	$1,520,000	1,494
Income before extraordinary items	$5,363,000	1,001
Extraordinary gains, net	$0	38
Net income	$5,363,000	1,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$298,000	1,825
Cash dividends	$1,500,000	1,646
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,354,420	994
1999-12-31 (YTD Data)		Rank
Total interest income	$23,240,000	1,401
Total interest expense	$12,185,000	1,245
Net interest income	$11,055,000	1,570
Provision for loan and lease losses	$490,000	1,799
Total noninterest income	$1,588,000	2,213
Gross Fiduciary activities income	$3,000	1,324
Service charges on deposit accounts	$910,000	1,423
Trading account gains and fees	$0	173
Additional Noninterest Income	$675,000	2,436
Total noninterest expense	$5,917,000	2,306
Salaries and employee benefits	$3,132,000	2,239
Premises and equipment expense	$997,000	2,053
Additional noninterest expense	$1,788,000	2,433
Pre-tax net operating income	$6,236,000	1,233
Securities gains (losses)	$74,000	848
Applicable income taxes	$1,414,000	1,669
Income before extraordinary items	$4,896,000	1,119
Extraordinary gains, net	$0	35
Net income	$4,896,000	1,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	1,827
Cash dividends	$1,500,000	1,672
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$4,838,280	1,116
1998-12-31 (YTD Data)		Rank
Total interest income	$21,819,000	1,484
Total interest expense	$11,895,000	1,308
Net interest income	$9,924,000	1,724
Provision for loan and lease losses	$390,000	2,106
Total noninterest income	$1,475,000	2,292
Gross Fiduciary activities income	$5,000	1,335
Service charges on deposit accounts	$798,000	1,589
Trading account gains and fees	$0	224
Additional Noninterest Income	$672,000	2,468
Total noninterest expense	$5,328,000	2,437
Salaries and employee benefits	$2,828,000	2,389
Premises and equipment expense	$857,000	2,276
Additional noninterest expense	$1,643,000	2,546
Pre-tax net operating income	$5,681,000	1,320
Securities gains (losses)	$234,000	843
Applicable income taxes	$1,519,000	1,603
Income before extraordinary items	$4,396,000	1,213
Extraordinary gains, net	$-80,000	10,424
Net income	$4,316,000	1,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,569
Cash dividends	$500,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$4,222,840	1,218
1997-12-31 (YTD Data)		Rank
Total interest income	$20,675,000	1,599
Total interest expense	$11,488,000	1,372
Net interest income	$9,187,000	1,896
Provision for loan and lease losses	$540,000	1,667
Total noninterest income	$1,358,000	2,390
Gross Fiduciary activities income	$6,000	1,371
Service charges on deposit accounts	$751,000	1,728
Trading account gains and fees	$0	239
Additional Noninterest Income	$601,000	2,468
Total noninterest expense	$4,785,000	2,679
Salaries and employee benefits	$2,592,000	2,554
Premises and equipment expense	$681,000	2,816
Additional noninterest expense	$1,512,000	2,723
Pre-tax net operating income	$5,220,000	1,481
Securities gains (losses)	$218,000	670
Applicable income taxes	$1,401,000	1,803
Income before extraordinary items	$4,037,000	1,353
Extraordinary gains, net	$0	44
Net income	$4,037,000	1,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$197,000	2,575
Cash dividends	$1,300,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,875,680	1,375
1996-12-31 (YTD Data)		Rank
Total interest income	$18,062,000	1,877
Total interest expense	$10,169,000	1,569
Net interest income	$7,893,000	2,282
Provision for loan and lease losses	$360,000	2,253
Total noninterest income	$1,182,000	2,720
Gross Fiduciary activities income	$3,000	1,477
Service charges on deposit accounts	$614,000	2,201
Trading account gains and fees	$0	262
Additional Noninterest Income	$565,000	2,683
Total noninterest expense	$4,044,000	3,317
Salaries and employee benefits	$2,115,000	3,166
Premises and equipment expense	$538,000	3,553
Additional noninterest expense	$1,391,000	3,325
Pre-tax net operating income	$4,671,000	1,556
Securities gains (losses)	$120,000	884
Applicable income taxes	$1,186,000	2,011
Income before extraordinary items	$3,605,000	1,374
Extraordinary gains, net	$0	53
Net income	$3,605,000	1,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-549,000	11,418
Cash dividends	$1,000,000	2,117
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,515,000	1,372
1995-12-31 (YTD Data)		Rank
Total interest income	$16,271,000	2,072
Total interest expense	$8,913,000	1,781
Net interest income	$7,358,000	2,441
Provision for loan and lease losses	$600,000	1,345
Total noninterest income	$761,000	3,823
Gross Fiduciary activities income	$5,000	1,518
Service charges on deposit accounts	$578,000	2,336
Trading account gains and fees	$0	522
Additional Noninterest Income	$178,000	5,476
Total noninterest expense	$3,382,000	3,869
Salaries and employee benefits	$1,818,000	3,609
Premises and equipment expense	$276,000	5,977
Additional noninterest expense	$1,288,000	3,527
Pre-tax net operating income	$4,137,000	1,787
Securities gains (losses)	$31,000	1,605
Applicable income taxes	$950,000	2,498
Income before extraordinary items	$3,218,000	1,587
Extraordinary gains, net	$0	65
Net income	$3,218,000	1,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,456
Cash dividends	$950,000	2,150
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,194,130	1,572
1994-12-31 (YTD Data)		Rank
Total interest income	$14,493,000	2,115
Total interest expense	$7,293,000	1,719
Net interest income	$7,200,000	2,508
Provision for loan and lease losses	$600,000	1,325
Total noninterest income	$769,000	3,842
Gross Fiduciary activities income	$4,000	1,536
Service charges on deposit accounts	$624,000	2,173
Trading account gains and fees	$0	475
Additional Noninterest Income	$141,000	6,387
Total noninterest expense	$3,064,000	4,332
Salaries and employee benefits	$1,592,000	4,067
Premises and equipment expense	$213,000	7,166
Additional noninterest expense	$1,259,000	3,885
Pre-tax net operating income	$4,305,000	1,669
Securities gains (losses)	$22,000	1,687
Applicable income taxes	$1,089,000	2,067
Income before extraordinary items	$3,238,000	1,519
Extraordinary gains, net	$0	249
Net income	$3,238,000	1,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,684
Cash dividends	$1,150,000	1,696
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$3,221,500	1,538
1993-12-31 (YTD Data)		Rank
Total interest income	$13,766,000	2,255
Total interest expense	$7,229,000	1,813
Net interest income	$6,537,000	2,763
Provision for loan and lease losses	$600,000	1,833
Total noninterest income	$871,000	3,732
Gross Fiduciary activities income	$6,000	1,545
Service charges on deposit accounts	$645,000	2,125
Trading account gains and fees	$0	532
Additional Noninterest Income	$220,000	5,385
Total noninterest expense	$2,930,000	4,613
Salaries and employee benefits	$1,484,000	4,314
Premises and equipment expense	$190,000	7,890
Additional noninterest expense	$1,256,000	4,031
Pre-tax net operating income	$3,878,000	1,773
Securities gains (losses)	$341,000	1,186
Applicable income taxes	$1,184,000	1,950
Income before extraordinary items	$3,035,000	1,665
Extraordinary gains, net	$0	3,149
Net income	$3,035,000	1,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-181,000	13,095
Cash dividends	$950,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,789,480	1,692
1992-12-31 (YTD Data)		Rank
Total interest income	$13,772,000	2,561
Total interest expense	$7,704,000	2,210
Net interest income	$6,068,000	3,016
Provision for loan and lease losses	$600,000	2,617
Total noninterest income	$747,000	4,188
Gross Fiduciary activities income	$8,000	1,554
Service charges on deposit accounts	$559,000	2,464
Trading account gains and fees	$0	504
Additional Noninterest Income	$180,000	6,025
Total noninterest expense	$2,957,000	4,599
Salaries and employee benefits	$1,403,000	4,490
Premises and equipment expense	$233,000	7,118
Additional noninterest expense	$1,321,000	3,987
Pre-tax net operating income	$3,258,000	1,907
Securities gains (losses)	$68,000	3,635
Applicable income taxes	$910,000	2,296
Income before extraordinary items	$2,416,000	1,883
Extraordinary gains, net	$0	1,422
Net income	$2,416,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	3,879
Cash dividends	$538,000	2,625
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,366,360	1,773

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.