Home > Citizens Union Bank of Shelbyville > Net charge- offs to loans
Citizens Union Bank of Shelbyville, Net charge- offs to loans
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0695% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6340% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6340% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0943% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0866% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0866% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.1469% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1287% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1287% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1665% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0800% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0278% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1009% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1009% | 2,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0273% | 2,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0273% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 3,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1246% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1246% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2674% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2674% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0015% | 2,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3393% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2361% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2269% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2269% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2325% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2325% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 4,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1641% | 5,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0475% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0594% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5168% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5168% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1628% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0648% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0988% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1215% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2096% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2096% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1390% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2451% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1481% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1353% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3752% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2572% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4902% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2807% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2076% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8133% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8133% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0602% | 5,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0789% | 5,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.5575% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1335% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0915% | 5,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1178% | 5,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.7713% | 5,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2743% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2898% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0995% | 5,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1822% | 5,553 |
| Percentage Net Loans Charged-off:Construction & development | -1.2059% | 5,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0407% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5074% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5074% | 1,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3385% | 5,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3743% | 5,708 |
| Percentage Net Loans Charged-off:Construction & development | -2.5006% | 5,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8783% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8783% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 3,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.2583% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0839% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1420% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1064% | 3,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0498% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 5,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.2201% | 5,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0968% | 5,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0888% | 5,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0888% | 5,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0843% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0903% | 5,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.2614% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1477% | 5,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0850% | 5,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0850% | 5,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 5,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.4313% | 5,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1816% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 2,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3904% | 5,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3904% | 5,751 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 5,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 5,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 5,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.5972% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2412% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2787% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4664% | 5,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4147% | 5,779 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0185% | 5,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 5,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.8143% | 5,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3594% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2368% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5357% | 5,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5357% | 5,861 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 5,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0435% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 5,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7583% | 6,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7583% | 5,959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0548% | 5,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,913 |
| Percentage Net Loans Charged-off:Construction & development | -0.9323% | 5,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2919% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2650% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 3,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2078% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0372% | 5,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0372% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 5,886 |
| Percentage Net Loans Charged-off:Construction & development | -1.2160% | 5,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0510% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3901% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0838% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2429% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,137 |
| Percentage Net Loans Charged-off:Construction & development | -1.3255% | 5,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5872% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 2,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8342% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.1913% | 5,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2011% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2477% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4592% | 6,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4592% | 6,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0130% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8940% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 3.8329% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3330% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0067% | 609 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 4,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2613% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3838% | 6,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3838% | 6,286 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0555% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8609% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 3.0878% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4578% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0089% | 500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2078% | 1,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4484% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4153% | 6,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4149% | 6,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3971% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0841% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 4.3581% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6032% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6257% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0780% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0780% | 3,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2016% | 486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4927% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 1.1571% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9306% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3182% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.0081% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7607% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6179% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 7.2600% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3163% | 1,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6514% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0566% | 1,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7453% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6536% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4871% | 6,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4871% | 6,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2588% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4053% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 6.0460% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 6,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8843% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 1,428 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0065% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0988% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0986% | 6,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0983% | 6,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4832% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6525% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 6.9964% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1071% | 6,827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0567% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 1,175 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1942% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1553% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4538% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7264% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 12.2937% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1746% | 6,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0753% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1373% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2130% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3720% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8780% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8780% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8693% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0377% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 3.4196% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2198% | 2,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3861% | 2,580 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4422% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2566% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4879% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3612% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3636% | 6,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6285% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6952% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 2.2493% | 1,447 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0323% | 6,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1701% | 3,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 5,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 3,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9132% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7931% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1900% | 6,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4043% | 2,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4575% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 1.1519% | 1,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 6,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1745% | 3,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2012% | 2,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0871% | 3,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2125% | 3,047 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2667% | 6,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1065% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 3,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 6,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1909% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4491% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3981% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6670% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8626% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 5.1686% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1129% | 3,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6081% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1740% | 1,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6595% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 3,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5339% | 119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1269% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2758% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 3.7346% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1489% | 7,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5061% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1900% | 1,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5424% | 1,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5011% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0689% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2393% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 3.4893% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0887% | 7,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5143% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2937% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5387% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4980% | 7,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7493% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7600% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9133% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 2.7129% | 1,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 2,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6146% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1387% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9967% | 7,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5150% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3207% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3620% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 5.5699% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1995% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1811% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5170% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1483% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8476% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1978% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1609% | 1,674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1448% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2218% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 2.4743% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3175% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5518% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3327% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5725% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 7,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9809% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2406% | 1,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2524% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3650% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 2.6574% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9026% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4912% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5373% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0639% | 7,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7235% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4051% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8852% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0867% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 5.4963% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3137% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5634% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 5,854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6169% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1097% | 7,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1287% | 7,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4936% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4749% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.5285% | 1,968 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1647% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8474% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4093% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8816% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7716% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7245% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4379% | 7,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3534% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3620% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.3435% | 1,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 1,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8111% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5705% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8293% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8281% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3482% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.1976% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8973% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1209% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9534% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1804% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1261% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.4259% | 671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2541% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5706% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5854% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6291% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 1.0912% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5397% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5516% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5850% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4936% | 1,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2007% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.3179% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3033% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,733 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6748% | 8,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.1743% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2217% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 6,880 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2963% | 8,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 6,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 7,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4344% | 7,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0863% | 7,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5204% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5645% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 0.8273% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9015% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1697% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1776% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8809% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0299% | 6,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0520% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0723% | 7,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0404% | 7,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0391% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3675% | 7,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0473% | 7,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0426% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6428% | 8,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1024% | 7,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2416% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1682% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 0.3774% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1441% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 6,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1515% | 1,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5197% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5420% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0314% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0805% | 8,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 1,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2820% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2084% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.1259% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0390% | 7,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.1664% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0757% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 1,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 4,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.1906% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2561% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0455% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6416% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1373% | 7,465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 5,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 7,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 7,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2861% | 4,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1803% | 7,510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0253% | 7,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 7,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3896% | 3,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 7,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2182% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 1,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6479% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 5,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0695% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6262% | 8,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8119% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0868% | 8,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0413% | 8,016 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3950% | 8,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3451% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2123% | 8,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 8,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1191% | 8,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1221% | 8,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2279% | 8,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1930% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1726% | 8,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0853% | 8,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1952% | 8,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2003% | 8,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2018% | 8,618 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1497% | 8,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2905% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2257% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0382% | 760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0299% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4237% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4317% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8106% | 2,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1060% | 7,766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1259% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1022% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 11.5050% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7463% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 3,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.6620% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 1,414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2338% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5775% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0176% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.2662% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7959% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9256% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8278% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 6,109 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3821% | 11,263 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 6,019 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 7,106 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1542% | 12,397 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 6,944 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |