Home > Citizens Union Bank > Income and Expense
Citizens Union Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 10,719 |
| Total interest expense | $592,000 | 11,192 |
| Net interest income | $1,151,000 | 10,226 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $184,000 | 9,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $901,000 | 10,187 |
| Salaries and employee benefits | $432,000 | 10,323 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $322,000 | 10,168 |
| Pre-tax net operating income | $434,000 | 9,148 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $97,000 | 9,810 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $109,000 | 1,493 |
| Net income | $449,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,983 |
| Cash dividends | $219,000 | 5,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $337,660 | 8,803 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 11,114 |
| Total interest expense | $777,000 | 11,434 |
| Net interest income | $1,115,000 | 10,646 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $824,000 | 10,887 |
| Salaries and employee benefits | $425,000 | 10,584 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $295,000 | 10,894 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $285,000 | 9,484 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $285,000 | 9,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $285,000 | 9,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.