Home > Citizens Trust Company > Loan Charge- Offs and Recoveries
Citizens Trust Company, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,743,000 | 264 |
| Loans secured by real estate, total | $37,000 | 2,507 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $37,000 | 2,507 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 2,262 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,402 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,512,000 | 254 |
| Loans to individuals | $7,857,000 | 196 |
| Credit card loan charge offs | $7,700,000 | 120 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $157,000 | 1,621 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $332,000 | 84 |
| Lease financing receivables | $5,000 | 310 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,788,000 | 340 |
| Loans secured by real estate, total | $442,000 | 322 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $442,000 | 322 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $369,000 | 142 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $73,000 | 552 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $583,000 | 269 |
| Loans to individuals | $732,000 | 324 |
| Credit card loan recoveries | $687,000 | 139 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $45,000 | 1,683 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $21,000 | 198 |
| Lease financing receivables | $10,000 | 178 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,955,000 | 240 |
| Loans secured by real estate, total | $-405,000 | 11,368 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-405,000 | 11,393 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-348,000 | 11,442 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-57,000 | 11,146 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $929,000 | 274 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $7,125,000 | 182 |
| Credit card loan net charge offs | $7,013,000 | 119 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $112,000 | 1,571 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $311,000 | 61 |
| Lease financing receivables | $-5,000 | 10,065 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,965,000 | 368 |
| Loans secured by real estate, total | $50,000 | 2,401 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $50,000 | 2,399 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $50,000 | 1,571 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $739,000 | 457 |
| Loans to individuals | $4,457,000 | 248 |
| Credit card loan charge offs | $4,357,000 | 146 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $100,000 | 2,012 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $467,000 | 64 |
| Lease financing receivables | $252,000 | 80 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,134,000 | 453 |
| Loans secured by real estate, total | $74,000 | 1,072 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $74,000 | 1,071 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $63,000 | 560 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,277 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $142,000 | 878 |
| Loans to individuals | $857,000 | 305 |
| Credit card loan recoveries | $668,000 | 148 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $189,000 | 582 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $28,000 | 180 |
| Lease financing receivables | $33,000 | 127 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,831,000 | 325 |
| Loans secured by real estate, total | $-24,000 | 11,222 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-24,000 | 11,251 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-13,000 | 11,422 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-11,000 | 11,285 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $597,000 | 368 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,600,000 | 224 |
| Credit card loan net charge offs | $3,689,000 | 141 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-89,000 | 11,927 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $439,000 | 48 |
| Lease financing receivables | $219,000 | 62 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,962,000 | 402 |
| Loans secured by real estate, total | $309,000 | 1,074 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $309,000 | 1,074 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,529 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $300,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $633,000 | 579 |
| Loans to individuals | $3,874,000 | 223 |
| Credit card loan charge offs | $3,784,000 | 138 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $90,000 | 2,062 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $146,000 | 113 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $774,000 | 640 |
| Loans secured by real estate, total | $60,000 | 1,360 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $60,000 | 1,360 |
| Construction and land development | $10,000 | 510 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $46,000 | 819 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $206,000 | 756 |
| Loans to individuals | $479,000 | 422 |
| Credit card loan recoveries | $415,000 | 190 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $64,000 | 1,359 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $16,000 | 218 |
| Lease financing receivables | $13,000 | 215 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,188,000 | 337 |
| Loans secured by real estate, total | $249,000 | 1,006 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $249,000 | 1,006 |
| Construction and land development | $-10,000 | 12,293 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $5,000 | 3,348 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $254,000 | 526 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $427,000 | 548 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,395,000 | 191 |
| Credit card loan net charge offs | $3,369,000 | 129 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $26,000 | 3,203 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $130,000 | 87 |
| Lease financing receivables | $-13,000 | 10,971 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,470,000 | 477 |
| Loans secured by real estate, total | $381,000 | 1,200 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $381,000 | 1,199 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $312,000 | 672 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $69,000 | 1,495 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,790,000 | 357 |
| Loans to individuals | $3,088,000 | 288 |
| Credit card loan charge offs | $2,841,000 | 171 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $247,000 | 1,025 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $198,000 | 133 |
| Lease financing receivables | $13,000 | 285 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $837,000 | 636 |
| Loans secured by real estate, total | $31,000 | 2,075 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $31,000 | 2,075 |
| Construction and land development | $5,000 | 684 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,666 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,556 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $402,000 | 471 |
| Loans to individuals | $385,000 | 485 |
| Credit card loan recoveries | $306,000 | 212 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $79,000 | 1,265 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $19,000 | 197 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,633,000 | 435 |
| Loans secured by real estate, total | $350,000 | 1,085 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $350,000 | 1,083 |
| Construction and land development | $-5,000 | 12,920 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $296,000 | 614 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $59,000 | 1,398 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,388,000 | 339 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,703,000 | 240 |
| Credit card loan net charge offs | $2,535,000 | 165 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $168,000 | 943 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $179,000 | 102 |
| Lease financing receivables | $13,000 | 229 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,340,000 | 511 |
| Loans secured by real estate, total | $278,000 | 1,792 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $278,000 | 1,792 |
| Construction and land development | $65,000 | 942 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $70,000 | 2,004 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $143,000 | 1,446 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,858,000 | 357 |
| Loans to individuals | $3,037,000 | 332 |
| Credit card loan charge offs | $2,689,000 | 192 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $348,000 | 1,003 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $107,000 | 183 |
| Lease financing receivables | $60,000 | 231 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $672,000 | 748 |
| Loans secured by real estate, total | $6,000 | 4,124 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $6,000 | 4,123 |
| Construction and land development | $6,000 | 730 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $82,000 | 1,933 |
| Loans to individuals | $430,000 | 485 |
| Credit card loan recoveries | $354,000 | 200 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $76,000 | 1,385 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $154,000 | 89 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,668,000 | 483 |
| Loans secured by real estate, total | $272,000 | 1,644 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $272,000 | 1,644 |
| Construction and land development | $59,000 | 921 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,743 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $143,000 | 1,340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,776,000 | 309 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,607,000 | 303 |
| Credit card loan net charge offs | $2,335,000 | 186 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $272,000 | 876 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-47,000 | 1,153 |
| Lease financing receivables | $60,000 | 195 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.