Home > Citizens Trust Company > Net charge- offs to loans
Citizens Trust Company, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1831% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0539% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2567% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2525% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -6.4964% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4489% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9989% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9121% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4336% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8072% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0664% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4248% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1541% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1481% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1445% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9968% | 74 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8146% | 1,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6703% | 154 |
| Percentage Net Loans Charged-off:Construction & development | -0.3977% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8200% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2801% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2624% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0193% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2100% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1720% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8129% | 222 |
| Percentage Net Loans Charged-off:Construction & development | -0.1589% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3985% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1899% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2961% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8245% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0441% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4918% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9891% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5009% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7069% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5509% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 1.7611% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9596% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2269% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2816% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2025% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2356% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3395% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |