Home > Citizens Trust Company > Assets and Liabilities
Citizens Trust Company, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $143,795,000 | 4,005 |
| Cash and due from depository institutions | $11,905,000 | 4,441 |
| Interest-bearing balances | $9,456,000 | 677 |
| Securities | $60,475,000 | 1,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $61,224,000 | 5,161 |
| Loan loss allowance | $602,000 | 5,604 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,516,000 | 4,006 |
| Other real estate owned | $139,000 | 4,441 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,536,000 | 2,169 |
| Life insurance assets | $4,418,000 | 1,302 |
| Total liabilities and capital | $143,795,000 | 4,005 |
| Total liabilities | $125,482,000 | 4,051 |
| Total deposits | $100,716,000 | 4,444 |
| Interest-bearing deposits | $88,828,000 | 4,319 |
| Deposits held in domestic offices | $100,716,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,197,000 | 2,358 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,000,000 | 1,486 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $569,000 | 5,254 |
| Total equity capital | $18,313,000 | 3,490 |
| Total bank equity capital | $18,313,000 | 3,490 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $381,000 | 4,718 |
| Surplus | $1,550,000 | 6,069 |
| Undivided profits | $16,382,000 | 2,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $755,000 | 4,762 |
| Earning assets | $131,155,000 | 4,026 |
| Long-term assets (5+ years) | $51,154,000 | 1,834 |
| Average Assets, year-to-date | $143,969,500 | 3,971 |
| Average Assets, quarterly | $143,969,500 | 3,971 |
| Volatile liabilities | $9,221,000 | 6,301 |
| Insider loans | $818,000 | 4,664 |
| FHLB advances | $23,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $8,120,000 | 5,212 |
| Tier 1 (core) risk-based capital | $18,629,000 | 3,333 |
| Tier 2 risk-based capital | $602,000 | 5,378 |
| Total risk weighted assets | $65,603,000 | 5,161 |
| Total unused commitments | $8,120,000 | 5,213 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 38 | 4,174 |
| Assets and Liabilities | ||
| Total Assets: | $144,144,000 | 3,973 |
| Cash and due from depository institutions | $12,238,000 | 4,174 |
| Interest-bearing balances | $9,532,000 | 633 |
| Securities | $61,363,000 | 1,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $60,444,000 | 5,181 |
| Loan loss allowance | $587,000 | 5,646 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,587,000 | 3,889 |
| Other real estate owned | $180,000 | 4,174 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,332,000 | 2,245 |
| Life insurance assets | $4,378,000 | 1,290 |
| Total liabilities and capital | $144,144,000 | 3,973 |
| Total liabilities | $125,723,000 | 4,025 |
| Total deposits | $101,137,000 | 4,409 |
| Interest-bearing deposits | $89,263,000 | 4,259 |
| Deposits held in domestic offices | $101,137,000 | 4,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,073,000 | 2,603 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,550 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $513,000 | 5,453 |
| Total equity capital | $18,421,000 | 3,419 |
| Total bank equity capital | $18,421,000 | 3,419 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $381,000 | 4,739 |
| Surplus | $1,549,000 | 6,072 |
| Undivided profits | $16,491,000 | 2,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $745,000 | 4,912 |
| Earning assets | $131,339,000 | 3,992 |
| Long-term assets (5+ years) | $47,449,000 | 1,931 |
| Average Assets, year-to-date | $142,192,800 | 3,893 |
| Average Assets, quarterly | $143,281,500 | 3,951 |
| Volatile liabilities | $9,270,000 | 6,343 |
| Insider loans | $1,964,000 | 3,005 |
| FHLB advances | $23,000,000 | 1,462 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,119,000 | 5,412 |
| Tier 1 (core) risk-based capital | $18,627,000 | 3,272 |
| Tier 2 risk-based capital | $587,000 | 5,435 |
| Total risk weighted assets | $66,263,000 | 5,106 |
| Total unused commitments | $7,119,000 | 5,413 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $142,419,000 | 3,975 |
| Cash and due from depository institutions | $5,758,000 | 4,256 |
| Interest-bearing balances | $3,134,000 | 1,364 |
| Securities | $65,582,000 | 1,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $60,671,000 | 5,175 |
| Loan loss allowance | $581,000 | 5,690 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,660,000 | 3,768 |
| Other real estate owned | $122,000 | 4,256 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,626,000 | 2,163 |
| Life insurance assets | $4,337,000 | 1,267 |
| Total liabilities and capital | $142,419,000 | 3,975 |
| Total liabilities | $124,493,000 | 4,025 |
| Total deposits | $98,871,000 | 4,421 |
| Interest-bearing deposits | $87,159,000 | 4,263 |
| Deposits held in domestic offices | $98,871,000 | 4,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,058,000 | 2,779 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,000,000 | 1,585 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $564,000 | 5,275 |
| Total equity capital | $17,926,000 | 3,473 |
| Total bank equity capital | $17,926,000 | 3,473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $381,000 | 4,770 |
| Surplus | $1,550,000 | 6,080 |
| Undivided profits | $15,995,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $828,000 | 4,597 |
| Earning assets | $129,387,000 | 3,999 |
| Long-term assets (5+ years) | $47,398,000 | 1,914 |
| Average Assets, year-to-date | $141,705,000 | 3,916 |
| Average Assets, quarterly | $142,520,500 | 3,950 |
| Volatile liabilities | $10,251,000 | 6,184 |
| Insider loans | $1,619,000 | 3,348 |
| FHLB advances | $24,000,000 | 1,488 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,049,000 | 5,448 |
| Tier 1 (core) risk-based capital | $18,442,000 | 3,289 |
| Tier 2 risk-based capital | $581,000 | 5,459 |
| Total risk weighted assets | $66,734,000 | 5,084 |
| Total unused commitments | $7,049,000 | 5,448 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $142,622,000 | 3,949 |
| Cash and due from depository institutions | $4,479,000 | 4,275 |
| Interest-bearing balances | $1,691,000 | 1,960 |
| Securities | $67,579,000 | 1,778 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $59,896,000 | 5,186 |
| Loan loss allowance | $591,000 | 5,636 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,723,000 | 3,696 |
| Other real estate owned | $122,000 | 4,275 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,823,000 | 2,099 |
| Life insurance assets | $4,296,000 | 1,250 |
| Total liabilities and capital | $142,622,000 | 3,949 |
| Total liabilities | $125,263,000 | 3,984 |
| Total deposits | $97,618,000 | 4,439 |
| Interest-bearing deposits | $85,918,000 | 4,287 |
| Deposits held in domestic offices | $97,618,000 | 4,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,078,000 | 2,098 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,000,000 | 1,590 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $567,000 | 4,944 |
| Total equity capital | $17,359,000 | 3,453 |
| Total bank equity capital | $17,359,000 | 3,453 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $381,000 | 4,769 |
| Surplus | $1,550,000 | 6,084 |
| Undivided profits | $15,428,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $752,000 | 4,536 |
| Earning assets | $129,166,000 | 3,975 |
| Long-term assets (5+ years) | $47,431,000 | 1,892 |
| Average Assets, year-to-date | $141,467,000 | 3,925 |
| Average Assets, quarterly | $141,497,000 | 3,958 |
| Volatile liabilities | $13,046,000 | 5,633 |
| Insider loans | $1,575,000 | 3,364 |
| FHLB advances | $24,000,000 | 1,499 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $7,336,000 | 5,408 |
| Tier 1 (core) risk-based capital | $18,250,000 | 3,252 |
| Tier 2 risk-based capital | $591,000 | 5,407 |
| Total risk weighted assets | $67,490,000 | 5,027 |
| Total unused commitments | $7,336,000 | 5,410 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 39 | 4,111 |
| Assets and Liabilities | ||
| Total Assets: | $140,372,000 | 3,969 |
| Cash and due from depository institutions | $4,188,000 | 4,111 |
| Interest-bearing balances | $1,755,000 | 2,048 |
| Securities | $67,085,000 | 1,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $58,582,000 | 5,167 |
| Loan loss allowance | $591,000 | 5,617 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,770,000 | 3,605 |
| Other real estate owned | $134,000 | 4,111 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,613,000 | 2,089 |
| Life insurance assets | $4,256,000 | 1,224 |
| Total liabilities and capital | $140,372,000 | 3,969 |
| Total liabilities | $122,765,000 | 4,026 |
| Total deposits | $94,677,000 | 4,529 |
| Interest-bearing deposits | $84,062,000 | 4,348 |
| Deposits held in domestic offices | $94,677,000 | 4,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,542,000 | 2,073 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,489 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $546,000 | 4,948 |
| Total equity capital | $17,607,000 | 3,376 |
| Total bank equity capital | $17,607,000 | 3,376 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $381,000 | 4,761 |
| Surplus | $1,550,000 | 6,046 |
| Undivided profits | $15,676,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $760,000 | 4,303 |
| Earning assets | $127,422,000 | 3,994 |
| Long-term assets (5+ years) | $47,537,000 | 1,849 |
| Average Assets, year-to-date | $140,889,500 | 3,929 |
| Average Assets, quarterly | $140,889,500 | 3,929 |
| Volatile liabilities | $12,150,000 | 5,659 |
| Insider loans | $1,652,000 | 3,219 |
| FHLB advances | $25,000,000 | 1,401 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $8,377,000 | 5,145 |
| Tier 1 (core) risk-based capital | $18,096,000 | 3,228 |
| Tier 2 risk-based capital | $591,000 | 5,357 |
| Total risk weighted assets | $65,737,000 | 5,047 |
| Total unused commitments | $8,377,000 | 5,145 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 38 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $141,407,000 | 3,929 |
| Cash and due from depository institutions | $4,158,000 | 4,193 |
| Interest-bearing balances | $1,307,000 | 2,363 |
| Securities | $68,479,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $58,551,000 | 5,175 |
| Loan loss allowance | $617,000 | 5,477 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,831,000 | 3,542 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,388,000 | 2,156 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $141,407,000 | 3,929 |
| Total liabilities | $123,974,000 | 3,986 |
| Total deposits | $95,207,000 | 4,494 |
| Interest-bearing deposits | $83,875,000 | 4,323 |
| Deposits held in domestic offices | $95,207,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,163,000 | 1,980 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $604,000 | 4,643 |
| Total equity capital | $17,433,000 | 3,362 |
| Total bank equity capital | $17,433,000 | 3,362 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $381,000 | 4,784 |
| Surplus | $1,550,000 | 6,040 |
| Undivided profits | $15,502,000 | 2,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 4,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $769,000 | 4,310 |
| Earning assets | $128,337,000 | 3,942 |
| Long-term assets (5+ years) | $47,131,000 | 1,836 |
| Average Assets, year-to-date | $142,106,400 | 3,751 |
| Average Assets, quarterly | $143,834,000 | 3,822 |
| Volatile liabilities | $13,788,000 | 5,340 |
| Insider loans | $933,000 | 4,325 |
| FHLB advances | $25,000,000 | 1,423 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $7,796,000 | 5,214 |
| Tier 1 (core) risk-based capital | $17,989,000 | 3,200 |
| Tier 2 risk-based capital | $617,000 | 5,234 |
| Total risk weighted assets | $65,313,000 | 5,052 |
| Total unused commitments | $7,796,000 | 5,214 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 37 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $146,261,000 | 3,768 |
| Cash and due from depository institutions | $8,045,000 | 4,259 |
| Interest-bearing balances | $4,611,000 | 1,163 |
| Securities | $68,861,000 | 1,747 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $59,347,000 | 5,128 |
| Loan loss allowance | $647,000 | 5,347 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,905,000 | 3,455 |
| Other real estate owned | $40,000 | 4,259 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $7,063,000 | 2,164 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $146,261,000 | 3,768 |
| Total liabilities | $128,295,000 | 3,825 |
| Total deposits | $98,837,000 | 4,320 |
| Interest-bearing deposits | $86,230,000 | 4,191 |
| Deposits held in domestic offices | $98,837,000 | 4,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,122,000 | 1,999 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $26,000,000 | 1,480 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $336,000 | 6,167 |
| Total equity capital | $17,966,000 | 3,253 |
| Total bank equity capital | $17,966,000 | 3,253 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $381,000 | 4,787 |
| Surplus | $1,550,000 | 6,014 |
| Undivided profits | $16,035,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $750,000 | 4,353 |
| Earning assets | $132,819,000 | 3,785 |
| Long-term assets (5+ years) | $51,522,000 | 1,730 |
| Average Assets, year-to-date | $142,281,250 | 3,742 |
| Average Assets, quarterly | $144,094,500 | 3,770 |
| Volatile liabilities | $14,126,000 | 5,269 |
| Insider loans | $923,000 | 4,320 |
| FHLB advances | $26,000,000 | 1,386 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,259,000 | 4,836 |
| Tier 1 (core) risk-based capital | $17,969,000 | 3,148 |
| Tier 2 risk-based capital | $647,000 | 5,072 |
| Total risk weighted assets | $66,093,000 | 4,967 |
| Total unused commitments | $9,259,000 | 4,836 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $141,928,000 | 3,789 |
| Cash and due from depository institutions | $3,894,000 | 4,243 |
| Interest-bearing balances | $995,000 | 2,753 |
| Securities | $68,454,000 | 1,778 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $59,558,000 | 5,059 |
| Loan loss allowance | $647,000 | 5,292 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,980,000 | 3,344 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,042,000 | 2,098 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $141,928,000 | 3,789 |
| Total liabilities | $123,983,000 | 3,859 |
| Total deposits | $95,955,000 | 4,349 |
| Interest-bearing deposits | $83,503,000 | 4,228 |
| Deposits held in domestic offices | $95,955,000 | 4,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,684,000 | 2,508 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,000,000 | 1,487 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $344,000 | 5,826 |
| Total equity capital | $17,945,000 | 3,205 |
| Total bank equity capital | $17,945,000 | 3,205 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $381,000 | 4,783 |
| Surplus | $1,550,000 | 5,996 |
| Undivided profits | $16,014,000 | 2,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $679,000 | 4,367 |
| Earning assets | $129,007,000 | 3,803 |
| Long-term assets (5+ years) | $53,668,000 | 1,706 |
| Average Assets, year-to-date | $140,954,670 | 3,749 |
| Average Assets, quarterly | $141,200,500 | 3,771 |
| Volatile liabilities | $13,300,000 | 5,263 |
| Insider loans | $1,676,000 | 3,094 |
| FHLB advances | $26,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $8,753,000 | 4,939 |
| Tier 1 (core) risk-based capital | $17,772,000 | 3,114 |
| Tier 2 risk-based capital | $647,000 | 5,023 |
| Total risk weighted assets | $65,720,000 | 4,917 |
| Total unused commitments | $8,753,000 | 4,941 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $140,473,000 | 3,810 |
| Cash and due from depository institutions | $2,077,000 | 4,161 |
| Interest-bearing balances | $285,000 | 4,026 |
| Securities | $70,397,000 | 1,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $57,775,000 | 5,113 |
| Loan loss allowance | $666,000 | 5,255 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,987,000 | 3,318 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,237,000 | 2,032 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,473,000 | 3,810 |
| Total liabilities | $122,727,000 | 3,887 |
| Total deposits | $92,146,000 | 4,500 |
| Interest-bearing deposits | $81,262,000 | 4,346 |
| Deposits held in domestic offices | $92,146,000 | 4,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,743,000 | 2,278 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,500,000 | 1,343 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $338,000 | 5,755 |
| Total equity capital | $17,746,000 | 3,167 |
| Total bank equity capital | $17,746,000 | 3,167 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $381,000 | 4,810 |
| Surplus | $1,550,000 | 6,018 |
| Undivided profits | $15,815,000 | 2,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $745,000 | 3,950 |
| Earning assets | $128,457,000 | 3,814 |
| Long-term assets (5+ years) | $56,799,000 | 1,659 |
| Average Assets, year-to-date | $140,468,000 | 3,781 |
| Average Assets, quarterly | $140,468,000 | 3,781 |
| Volatile liabilities | $18,113,000 | 4,409 |
| Insider loans | $1,110,000 | 3,925 |
| FHLB advances | $28,500,000 | 1,253 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,801,000 | 4,660 |
| Tier 1 (core) risk-based capital | $17,619,000 | 3,098 |
| Tier 2 risk-based capital | $666,000 | 4,964 |
| Total risk weighted assets | $64,535,000 | 4,934 |
| Total unused commitments | $9,801,000 | 4,661 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $140,463,000 | 3,786 |
| Cash and due from depository institutions | $2,163,000 | 4,256 |
| Interest-bearing balances | $92,000 | 5,341 |
| Securities | $70,255,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $58,231,000 | 5,068 |
| Loan loss allowance | $654,000 | 5,281 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,036,000 | 3,266 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,778,000 | 2,101 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $140,463,000 | 3,786 |
| Total liabilities | $122,577,000 | 3,871 |
| Total deposits | $92,728,000 | 4,468 |
| Interest-bearing deposits | $80,738,000 | 4,344 |
| Deposits held in domestic offices | $92,728,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,192,000 | 2,217 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,200,000 | 1,396 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $457,000 | 4,940 |
| Total equity capital | $17,886,000 | 3,153 |
| Total bank equity capital | $17,886,000 | 3,153 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $381,000 | 4,823 |
| Surplus | $1,550,000 | 6,015 |
| Undivided profits | $15,955,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $664,000 | 4,346 |
| Earning assets | $128,578,000 | 3,801 |
| Long-term assets (5+ years) | $43,361,000 | 2,064 |
| Average Assets, year-to-date | $141,031,200 | 3,683 |
| Average Assets, quarterly | $141,462,000 | 3,744 |
| Volatile liabilities | $17,136,000 | 4,521 |
| Insider loans | $1,339,000 | 3,547 |
| FHLB advances | $27,200,000 | 1,301 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,625,000 | 4,531 |
| Tier 1 (core) risk-based capital | $17,482,000 | 3,080 |
| Tier 2 risk-based capital | $654,000 | 4,997 |
| Total risk weighted assets | $65,090,000 | 4,898 |
| Total unused commitments | $9,625,000 | 4,531 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $142,461,000 | 3,737 |
| Cash and due from depository institutions | $5,228,000 | 4,156 |
| Interest-bearing balances | $2,277,000 | 1,943 |
| Securities | $66,903,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $60,319,000 | 4,952 |
| Loan loss allowance | $713,000 | 5,035 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,076,000 | 3,183 |
| Other real estate owned | $45,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,890,000 | 2,038 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $142,461,000 | 3,737 |
| Total liabilities | $124,611,000 | 3,793 |
| Total deposits | $95,287,000 | 4,326 |
| Interest-bearing deposits | $83,765,000 | 4,195 |
| Deposits held in domestic offices | $95,287,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,041,000 | 2,334 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $27,000,000 | 1,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $283,000 | 6,348 |
| Total equity capital | $17,850,000 | 3,135 |
| Total bank equity capital | $17,850,000 | 3,135 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $381,000 | 4,839 |
| Surplus | $1,550,000 | 5,995 |
| Undivided profits | $15,919,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $740,000 | 4,126 |
| Earning assets | $129,499,000 | 3,751 |
| Long-term assets (5+ years) | $46,003,000 | 2,005 |
| Average Assets, year-to-date | $141,173,250 | 3,673 |
| Average Assets, quarterly | $142,467,500 | 3,713 |
| Volatile liabilities | $17,107,000 | 4,485 |
| Insider loans | $1,381,000 | 3,424 |
| FHLB advances | $27,000,000 | 1,300 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,839,000 | 4,679 |
| Tier 1 (core) risk-based capital | $17,381,000 | 3,075 |
| Tier 2 risk-based capital | $713,000 | 4,721 |
| Total risk weighted assets | $66,511,000 | 4,808 |
| Total unused commitments | $8,839,000 | 4,681 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 39 | 4,127 |
| Assets and Liabilities | ||
| Total Assets: | $142,474,000 | 3,722 |
| Cash and due from depository institutions | $4,613,000 | 4,127 |
| Interest-bearing balances | $1,511,000 | 2,420 |
| Securities | $70,823,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $60,548,000 | 4,882 |
| Loan loss allowance | $682,000 | 5,161 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,161,000 | 3,073 |
| Other real estate owned | $45,000 | 4,127 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,284,000 | 3,534 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $142,474,000 | 3,722 |
| Total liabilities | $125,585,000 | 3,772 |
| Total deposits | $96,030,000 | 4,286 |
| Interest-bearing deposits | $84,135,000 | 4,170 |
| Deposits held in domestic offices | $96,030,000 | 4,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,251,000 | 2,297 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,374 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $304,000 | 5,817 |
| Total equity capital | $16,889,000 | 3,188 |
| Total bank equity capital | $16,889,000 | 3,188 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $381,000 | 4,871 |
| Surplus | $1,550,000 | 6,016 |
| Undivided profits | $14,958,000 | 2,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $728,000 | 3,900 |
| Earning assets | $132,882,000 | 3,660 |
| Long-term assets (5+ years) | $44,858,000 | 2,079 |
| Average Assets, year-to-date | $140,744,000 | 3,701 |
| Average Assets, quarterly | $141,604,000 | 3,699 |
| Volatile liabilities | $17,524,000 | 4,339 |
| Insider loans | $1,432,000 | 3,326 |
| FHLB advances | $27,000,000 | 1,278 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,788,000 | 4,969 |
| Tier 1 (core) risk-based capital | $17,166,000 | 3,056 |
| Tier 2 risk-based capital | $682,000 | 4,832 |
| Total risk weighted assets | $63,553,000 | 4,909 |
| Total unused commitments | $7,788,000 | 4,972 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $140,734,000 | 3,731 |
| Cash and due from depository institutions | $2,816,000 | 4,118 |
| Interest-bearing balances | $69,000 | 5,720 |
| Securities | $69,082,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $62,531,000 | 4,736 |
| Loan loss allowance | $659,000 | 5,235 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,241,000 | 2,971 |
| Other real estate owned | $45,000 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,019,000 | 3,598 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $140,734,000 | 3,731 |
| Total liabilities | $122,876,000 | 3,804 |
| Total deposits | $91,731,000 | 4,439 |
| Interest-bearing deposits | $81,130,000 | 4,318 |
| Deposits held in domestic offices | $91,731,000 | 4,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,527,000 | 1,971 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $28,000,000 | 1,282 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $618,000 | 4,365 |
| Total equity capital | $17,858,000 | 3,068 |
| Total bank equity capital | $17,858,000 | 3,068 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $381,000 | 4,882 |
| Surplus | $1,550,000 | 6,014 |
| Undivided profits | $15,927,000 | 2,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $754,000 | 3,747 |
| Earning assets | $131,682,000 | 3,671 |
| Long-term assets (5+ years) | $43,418,000 | 2,106 |
| Average Assets, year-to-date | $139,879,000 | 3,723 |
| Average Assets, quarterly | $139,879,000 | 3,723 |
| Volatile liabilities | $13,440,000 | 4,942 |
| Insider loans | $1,468,000 | 3,251 |
| FHLB advances | $28,000,000 | 1,182 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,042,000 | 5,161 |
| Tier 1 (core) risk-based capital | $16,974,000 | 3,049 |
| Tier 2 risk-based capital | $659,000 | 4,899 |
| Total risk weighted assets | $63,368,000 | 4,880 |
| Total unused commitments | $7,042,000 | 5,171 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $139,024,000 | 3,757 |
| Cash and due from depository institutions | $2,818,000 | 4,137 |
| Interest-bearing balances | $29,000 | 6,185 |
| Securities | $68,510,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $61,573,000 | 4,775 |
| Loan loss allowance | $629,000 | 5,360 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,327,000 | 2,907 |
| Other real estate owned | $45,000 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,751,000 | 3,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,024,000 | 3,757 |
| Total liabilities | $121,653,000 | 3,831 |
| Total deposits | $92,384,000 | 4,400 |
| Interest-bearing deposits | $79,864,000 | 4,330 |
| Deposits held in domestic offices | $92,384,000 | 4,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,842,000 | 2,318 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,323 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $427,000 | 5,151 |
| Total equity capital | $17,371,000 | 3,075 |
| Total bank equity capital | $17,371,000 | 3,075 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $381,000 | 4,924 |
| Surplus | $1,550,000 | 6,015 |
| Undivided profits | $15,440,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 8,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $685,000 | 4,215 |
| Earning assets | $130,112,000 | 3,689 |
| Long-term assets (5+ years) | $42,744,000 | 2,159 |
| Average Assets, year-to-date | $135,933,600 | 3,690 |
| Average Assets, quarterly | $136,114,500 | 3,783 |
| Volatile liabilities | $11,310,000 | 5,375 |
| Insider loans | $1,485,000 | 3,231 |
| FHLB advances | $27,000,000 | 1,225 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,061,000 | 4,760 |
| Tier 1 (core) risk-based capital | $16,772,000 | 3,047 |
| Tier 2 risk-based capital | $629,000 | 5,049 |
| Total risk weighted assets | $61,492,000 | 4,981 |
| Total unused commitments | $8,061,000 | 4,763 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $133,205,000 | 3,866 |
| Cash and due from depository institutions | $2,901,000 | 4,333 |
| Interest-bearing balances | $294,000 | 4,341 |
| Securities | $62,764,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $61,019,000 | 4,789 |
| Loan loss allowance | $626,000 | 5,391 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,437,000 | 2,794 |
| Other real estate owned | $45,000 | 4,333 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,039,000 | 3,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,205,000 | 3,866 |
| Total liabilities | $116,317,000 | 3,932 |
| Total deposits | $85,738,000 | 4,647 |
| Interest-bearing deposits | $74,113,000 | 4,587 |
| Deposits held in domestic offices | $85,738,000 | 4,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,805,000 | 2,250 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,446,000 | 1,258 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $328,000 | 6,221 |
| Total equity capital | $16,888,000 | 3,163 |
| Total bank equity capital | $16,888,000 | 3,163 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $381,000 | 4,953 |
| Surplus | $1,550,000 | 6,027 |
| Undivided profits | $14,957,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $676,000 | 4,467 |
| Earning assets | $124,077,000 | 3,793 |
| Long-term assets (5+ years) | $39,557,000 | 2,281 |
| Average Assets, year-to-date | $135,161,000 | 3,727 |
| Average Assets, quarterly | $134,223,000 | 3,814 |
| Volatile liabilities | $12,681,000 | 5,063 |
| Insider loans | $1,435,000 | 3,257 |
| FHLB advances | $28,446,000 | 1,154 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,842,000 | 4,819 |
| Tier 1 (core) risk-based capital | $16,569,000 | 3,070 |
| Tier 2 risk-based capital | $626,000 | 5,045 |
| Total risk weighted assets | $60,229,000 | 5,032 |
| Total unused commitments | $7,842,000 | 4,823 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $135,241,000 | 3,794 |
| Cash and due from depository institutions | $5,034,000 | 4,182 |
| Interest-bearing balances | $1,992,000 | 2,503 |
| Securities | $61,709,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $61,831,000 | 4,721 |
| Loan loss allowance | $620,000 | 5,390 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,532,000 | 2,677 |
| Other real estate owned | $97,000 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,038,000 | 3,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,241,000 | 3,794 |
| Total liabilities | $117,705,000 | 3,895 |
| Total deposits | $87,510,000 | 4,563 |
| Interest-bearing deposits | $76,387,000 | 4,482 |
| Deposits held in domestic offices | $87,510,000 | 4,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,092 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,471,000 | 1,279 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $724,000 | 4,110 |
| Total equity capital | $17,536,000 | 3,048 |
| Total bank equity capital | $17,536,000 | 3,048 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $381,000 | 4,964 |
| Surplus | $1,550,000 | 6,020 |
| Undivided profits | $15,605,000 | 2,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $684,000 | 4,236 |
| Earning assets | $125,532,000 | 3,754 |
| Long-term assets (5+ years) | $36,544,000 | 2,284 |
| Average Assets, year-to-date | $135,813,000 | 3,717 |
| Average Assets, quarterly | $136,260,500 | 3,740 |
| Volatile liabilities | $12,077,000 | 5,176 |
| Insider loans | $1,212,000 | 3,609 |
| FHLB advances | $27,471,000 | 1,176 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,618,000 | 4,311 |
| Tier 1 (core) risk-based capital | $16,415,000 | 3,036 |
| Tier 2 risk-based capital | $620,000 | 5,056 |
| Total risk weighted assets | $60,268,000 | 4,995 |
| Total unused commitments | $9,618,000 | 4,322 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $137,280,000 | 3,702 |
| Cash and due from depository institutions | $7,025,000 | 4,413 |
| Interest-bearing balances | $4,247,000 | 1,720 |
| Securities | $58,326,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $64,675,000 | 4,523 |
| Loan loss allowance | $590,000 | 5,491 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,621,000 | 2,585 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,633,000 | 3,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,280,000 | 3,702 |
| Total liabilities | $119,998,000 | 3,799 |
| Total deposits | $89,557,000 | 4,434 |
| Interest-bearing deposits | $76,190,000 | 4,467 |
| Deposits held in domestic offices | $89,557,000 | 4,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,952,000 | 1,993 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $27,668,000 | 1,222 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $821,000 | 3,809 |
| Total equity capital | $17,282,000 | 3,040 |
| Total bank equity capital | $17,282,000 | 3,040 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $381,000 | 4,980 |
| Surplus | $1,550,000 | 6,016 |
| Undivided profits | $15,351,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $712,000 | 4,105 |
| Earning assets | $127,248,000 | 3,661 |
| Long-term assets (5+ years) | $45,016,000 | 1,910 |
| Average Assets, year-to-date | $136,099,000 | 3,696 |
| Average Assets, quarterly | $136,099,000 | 3,696 |
| Volatile liabilities | $12,380,000 | 5,078 |
| Insider loans | $1,750,000 | 2,793 |
| FHLB advances | $27,668,000 | 1,127 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,194,000 | 5,214 |
| Tier 1 (core) risk-based capital | $16,264,000 | 3,025 |
| Tier 2 risk-based capital | $590,000 | 5,150 |
| Total risk weighted assets | $62,279,000 | 4,824 |
| Total unused commitments | $6,194,000 | 5,229 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $134,918,000 | 3,704 |
| Cash and due from depository institutions | $4,677,000 | 4,387 |
| Interest-bearing balances | $2,437,000 | 2,171 |
| Securities | $57,068,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $66,229,000 | 4,462 |
| Loan loss allowance | $559,000 | 5,613 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,702,000 | 2,528 |
| Other real estate owned | $0 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,242,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,918,000 | 3,704 |
| Total liabilities | $118,062,000 | 3,802 |
| Total deposits | $87,551,000 | 4,486 |
| Interest-bearing deposits | $75,232,000 | 4,468 |
| Deposits held in domestic offices | $87,551,000 | 4,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,914,000 | 2,096 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $27,863,000 | 1,224 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $734,000 | 4,161 |
| Total equity capital | $16,856,000 | 3,062 |
| Total bank equity capital | $16,856,000 | 3,062 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $381,000 | 4,992 |
| Surplus | $1,550,000 | 6,009 |
| Undivided profits | $14,925,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $634,000 | 4,743 |
| Earning assets | $125,734,000 | 3,653 |
| Long-term assets (5+ years) | $47,027,000 | 1,805 |
| Average Assets, year-to-date | $138,243,400 | 3,482 |
| Average Assets, quarterly | $134,958,500 | 3,665 |
| Volatile liabilities | $12,381,000 | 5,101 |
| Insider loans | $2,361,000 | 2,193 |
| FHLB advances | $27,863,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,839,000 | 4,595 |
| Tier 1 (core) risk-based capital | $16,084,000 | 2,998 |
| Tier 2 risk-based capital | $559,000 | 5,277 |
| Total risk weighted assets | $62,068,000 | 4,822 |
| Total unused commitments | $7,839,000 | 4,598 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $135,639,000 | 3,552 |
| Cash and due from depository institutions | $8,422,000 | 4,380 |
| Interest-bearing balances | $4,555,000 | 1,353 |
| Securities | $53,495,000 | 2,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $67,001,000 | 4,325 |
| Loan loss allowance | $487,000 | 5,926 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,118,000 | 2,192 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,603,000 | 3,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,639,000 | 3,552 |
| Total liabilities | $120,067,000 | 3,595 |
| Total deposits | $87,110,000 | 4,377 |
| Interest-bearing deposits | $76,047,000 | 4,314 |
| Deposits held in domestic offices | $87,110,000 | 4,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,757,000 | 1,723 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,617,000 | 1,106 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $583,000 | 4,954 |
| Total equity capital | $15,572,000 | 3,077 |
| Total bank equity capital | $15,572,000 | 3,077 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $381,000 | 5,104 |
| Surplus | $1,550,000 | 6,031 |
| Undivided profits | $13,641,000 | 2,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $725,000 | 4,565 |
| Earning assets | $125,051,000 | 3,523 |
| Long-term assets (5+ years) | $45,009,000 | 1,859 |
| Average Assets, year-to-date | $134,568,000 | 3,434 |
| Average Assets, quarterly | $134,700,500 | 3,534 |
| Volatile liabilities | $13,038,000 | 4,886 |
| Insider loans | $1,550,000 | 2,920 |
| FHLB advances | $28,617,000 | 1,005 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,745,000 | 4,227 |
| Tier 1 (core) risk-based capital | $15,193,000 | 3,020 |
| Tier 2 risk-based capital | $487,000 | 5,602 |
| Total risk weighted assets | $61,338,000 | 4,773 |
| Total unused commitments | $8,745,000 | 4,235 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $134,305,000 | 3,470 |
| Cash and due from depository institutions | $8,501,000 | 4,255 |
| Interest-bearing balances | $5,587,000 | 792 |
| Securities | $58,336,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $61,737,000 | 4,491 |
| Loan loss allowance | $903,000 | 3,778 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,405,000 | 1,980 |
| Other real estate owned | $0 | 4,255 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,326,000 | 5,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,305,000 | 3,470 |
| Total liabilities | $120,556,000 | 3,470 |
| Total deposits | $83,901,000 | 4,393 |
| Interest-bearing deposits | $72,421,000 | 4,356 |
| Deposits held in domestic offices | $83,901,000 | 4,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,743,000 | 1,347 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,332,000 | 1,047 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $580,000 | 5,285 |
| Total equity capital | $13,749,000 | 3,335 |
| Total bank equity capital | $13,749,000 | 3,335 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $381,000 | 5,266 |
| Surplus | $1,550,000 | 6,085 |
| Undivided profits | $11,818,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $221,000 | 7,773 |
| Earning assets | $125,660,000 | 3,423 |
| Long-term assets (5+ years) | $39,471,000 | 1,941 |
| Average Assets, year-to-date | $128,153,800 | 3,461 |
| Average Assets, quarterly | $131,096,500 | 3,494 |
| Volatile liabilities | $25,021,000 | 3,084 |
| Insider loans | $1,650,000 | 2,718 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,620,000 | 4,707 |
| Tier 1 (core) risk-based capital | $13,912,000 | 3,197 |
| Tier 2 risk-based capital | $783,550 | 3,967 |
| Total risk weighted assets | $62,564,450 | 4,552 |
| Total unused commitments | $6,620,000 | 4,708 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $127,762,000 | 3,574 |
| Cash and due from depository institutions | $10,092,000 | 4,286 |
| Interest-bearing balances | $6,598,000 | 629 |
| Securities | $54,138,000 | 2,097 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $57,750,000 | 4,643 |
| Loan loss allowance | $828,000 | 3,977 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,338,000 | 1,986 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,444,000 | 4,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,762,000 | 3,574 |
| Total liabilities | $115,607,000 | 3,550 |
| Total deposits | $90,827,000 | 4,069 |
| Interest-bearing deposits | $71,715,000 | 4,383 |
| Deposits held in domestic offices | $90,827,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $246,000 | 3,793 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,009,000 | 1,190 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $525,000 | 5,182 |
| Total equity capital | $12,155,000 | 3,605 |
| Total bank equity capital | $12,155,000 | 3,605 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $381,000 | 5,437 |
| Surplus | $1,550,000 | 6,165 |
| Undivided profits | $10,224,000 | 2,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 8,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $198,000 | 7,824 |
| Earning assets | $118,486,000 | 3,531 |
| Long-term assets (5+ years) | $36,408,000 | 2,216 |
| Average Assets, year-to-date | $119,136,000 | 3,659 |
| Average Assets, quarterly | $123,371,500 | 3,644 |
| Volatile liabilities | $13,296,000 | 4,610 |
| Insider loans | $2,062,000 | 2,172 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,134,000 | 4,940 |
| Tier 1 (core) risk-based capital | $12,830,000 | 3,436 |
| Tier 2 risk-based capital | $729,470 | 4,105 |
| Total risk weighted assets | $58,259,270 | 4,737 |
| Total unused commitments | $6,134,000 | 4,943 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $117,685,000 | 3,780 |
| Cash and due from depository institutions | $6,542,000 | 4,440 |
| Interest-bearing balances | $3,940,000 | 1,467 |
| Securities | $58,433,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $47,161,000 | 5,119 |
| Loan loss allowance | $793,000 | 4,040 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,750,000 | 1,685 |
| Other real estate owned | $0 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $799,000 | 6,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,685,000 | 3,780 |
| Total liabilities | $105,224,000 | 3,782 |
| Total deposits | $80,134,000 | 4,537 |
| Interest-bearing deposits | $68,394,000 | 4,550 |
| Deposits held in domestic offices | $80,134,000 | 4,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $233,000 | 2,985 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,100,000 | 926 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $757,000 | 4,359 |
| Total equity capital | $12,461,000 | 3,584 |
| Total bank equity capital | $12,461,000 | 3,584 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $381,000 | 5,504 |
| Surplus | $1,550,000 | 6,120 |
| Undivided profits | $10,530,000 | 2,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $187,000 | 8,091 |
| Earning assets | $109,534,000 | 3,748 |
| Long-term assets (5+ years) | $45,139,000 | 1,721 |
| Average Assets, year-to-date | $110,365,600 | 3,800 |
| Average Assets, quarterly | $115,069,000 | 3,781 |
| Volatile liabilities | $13,269,000 | 4,129 |
| Insider loans | $2,154,000 | 1,982 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,119,000 | 5,280 |
| Tier 1 (core) risk-based capital | $11,995,000 | 3,543 |
| Tier 2 risk-based capital | $630,460 | 4,431 |
| Total risk weighted assets | $50,274,360 | 5,057 |
| Total unused commitments | $5,119,000 | 5,290 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $104,273,000 | 4,170 |
| Cash and due from depository institutions | $4,640,000 | 4,776 |
| Interest-bearing balances | $1,857,000 | 1,857 |
| Securities | $52,076,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $45,041,000 | 5,363 |
| Loan loss allowance | $748,000 | 4,266 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,730,000 | 4,271 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $786,000 | 6,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,273,000 | 4,170 |
| Total liabilities | $92,507,000 | 4,205 |
| Total deposits | $78,211,000 | 4,600 |
| Interest-bearing deposits | $66,247,000 | 4,651 |
| Deposits held in domestic offices | $78,211,000 | 4,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $220,000 | 3,435 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,550,000 | 1,181 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $526,000 | 5,726 |
| Total equity capital | $11,766,000 | 3,726 |
| Total bank equity capital | $11,766,000 | 3,726 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $381,000 | 5,741 |
| Surplus | $1,550,000 | 6,192 |
| Undivided profits | $9,835,000 | 2,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 8,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $181,000 | 8,555 |
| Earning assets | $98,974,000 | 4,047 |
| Long-term assets (5+ years) | $36,857,000 | 1,793 |
| Average Assets, year-to-date | $99,623,600 | 4,163 |
| Average Assets, quarterly | $103,349,000 | 4,143 |
| Volatile liabilities | $13,952,000 | 3,956 |
| Insider loans | $3,417,000 | 1,226 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,988,000 | 6,529 |
| Tier 1 (core) risk-based capital | $11,240,000 | 3,748 |
| Tier 2 risk-based capital | $571,640 | 4,695 |
| Total risk weighted assets | $45,554,740 | 5,429 |
| Total unused commitments | $2,988,000 | 6,536 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $93,830,000 | 4,670 |
| Cash and due from depository institutions | $3,683,000 | 5,025 |
| Interest-bearing balances | $1,123,000 | 2,218 |
| Securities | $46,880,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $41,090,000 | 5,773 |
| Loan loss allowance | $693,000 | 4,708 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,317,000 | 5,128 |
| Other real estate owned | $10,000 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $850,000 | 6,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,830,000 | 4,670 |
| Total liabilities | $83,324,000 | 4,707 |
| Total deposits | $72,673,000 | 5,026 |
| Interest-bearing deposits | $63,361,000 | 4,980 |
| Deposits held in domestic offices | $72,673,000 | 5,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,000 | 3,616 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,000,000 | 1,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $443,000 | 6,434 |
| Total equity capital | $10,506,000 | 4,167 |
| Total bank equity capital | $10,506,000 | 4,167 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $381,000 | 6,089 |
| Surplus | $1,550,000 | 6,345 |
| Undivided profits | $8,575,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $170,000 | 8,978 |
| Earning assets | $89,093,000 | 4,544 |
| Long-term assets (5+ years) | $41,232,000 | 1,518 |
| Average Assets, year-to-date | $89,982,600 | 4,683 |
| Average Assets, quarterly | $98,510,000 | 4,439 |
| Volatile liabilities | $11,723,000 | 4,359 |
| Insider loans | $2,918,000 | 1,498 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,794,000 | 7,705 |
| Tier 1 (core) risk-based capital | $10,307,000 | 4,147 |
| Tier 2 risk-based capital | $530,990 | 5,034 |
| Total risk weighted assets | $42,316,890 | 5,738 |
| Total unused commitments | $1,794,000 | 7,718 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $79,631,000 | 5,375 |
| Cash and due from depository institutions | $2,479,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,383,000 | 3,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $38,772,000 | 5,970 |
| Loan loss allowance | $638,000 | 5,052 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,211,000 | 5,388 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $786,000 | 7,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,631,000 | 5,375 |
| Total liabilities | $69,807,000 | 5,484 |
| Total deposits | $68,227,000 | 5,390 |
| Interest-bearing deposits | $60,073,000 | 5,287 |
| Deposits held in domestic offices | $68,227,000 | 5,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,567 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $380,000 | 7,369 |
| Total equity capital | $9,824,000 | 4,402 |
| Total bank equity capital | $9,824,000 | 4,402 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $381,000 | 6,423 |
| Surplus | $1,550,000 | 6,413 |
| Undivided profits | $7,893,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 10,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $170,000 | 9,329 |
| Earning assets | $75,155,000 | 5,254 |
| Long-term assets (5+ years) | $29,276,000 | 1,853 |
| Average Assets, year-to-date | $78,510,600 | 5,235 |
| Average Assets, quarterly | $79,151,500 | 5,345 |
| Volatile liabilities | $6,567,000 | 6,005 |
| Insider loans | $3,614,000 | 1,221 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,445,000 | 8,213 |
| Tier 1 (core) risk-based capital | $9,531,000 | 4,387 |
| Tier 2 risk-based capital | $484,040 | 5,409 |
| Total risk weighted assets | $38,569,040 | 6,122 |
| Total unused commitments | $1,445,000 | 8,226 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $77,034,000 | 5,496 |
| Cash and due from depository institutions | $2,015,000 | 6,009 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,353,000 | 3,611 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $36,599,000 | 6,166 |
| Loan loss allowance | $574,000 | 5,595 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,107,000 | 5,726 |
| Other real estate owned | $25,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $935,000 | 7,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,034,000 | 5,496 |
| Total liabilities | $68,228,000 | 5,572 |
| Total deposits | $65,779,000 | 5,512 |
| Interest-bearing deposits | $57,767,000 | 5,409 |
| Deposits held in domestic offices | $65,779,000 | 5,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,590 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $349,000 | 6,670 |
| Total equity capital | $8,806,000 | 4,552 |
| Total bank equity capital | $8,806,000 | 4,552 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $381,000 | 6,788 |
| Surplus | $1,550,000 | 6,479 |
| Undivided profits | $6,875,000 | 3,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $132,000 | 10,074 |
| Earning assets | $72,952,000 | 5,342 |
| Long-term assets (5+ years) | $30,948,000 | 1,787 |
| Average Assets, year-to-date | $76,990,400 | 5,391 |
| Average Assets, quarterly | $77,480,000 | 5,440 |
| Volatile liabilities | $8,043,000 | 5,070 |
| Insider loans | $3,407,000 | 1,224 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,506,000 | 8,230 |
| Tier 1 (core) risk-based capital | $8,828,000 | 4,593 |
| Tier 2 risk-based capital | $457,480 | 5,668 |
| Total risk weighted assets | $36,482,180 | 6,320 |
| Total unused commitments | $1,506,000 | 8,240 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $77,340,000 | 5,601 |
| Cash and due from depository institutions | $2,105,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,954,000 | 3,556 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $32,818,000 | 6,589 |
| Loan loss allowance | $511,000 | 6,279 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,204,000 | 5,460 |
| Other real estate owned | $30,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $829,000 | 6,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,340,000 | 5,601 |
| Total liabilities | $69,243,000 | 5,646 |
| Total deposits | $68,928,000 | 5,475 |
| Interest-bearing deposits | $61,288,000 | 5,359 |
| Deposits held in domestic offices | $68,928,000 | 5,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $315,000 | 7,327 |
| Total equity capital | $8,097,000 | 4,958 |
| Total bank equity capital | $8,097,000 | 4,958 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $381,000 | 7,124 |
| Surplus | $1,550,000 | 6,506 |
| Undivided profits | $6,166,000 | 3,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 10,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $81,000 | 11,580 |
| Earning assets | $73,172,000 | 5,436 |
| Long-term assets (5+ years) | $33,433,000 | 1,735 |
| Average Assets, year-to-date | $75,544,400 | 5,550 |
| Average Assets, quarterly | $76,956,000 | 5,559 |
| Volatile liabilities | $5,740,000 | 6,028 |
| Insider loans | $3,134,000 | 1,326 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,799,000 | 7,830 |
| Tier 1 (core) risk-based capital | $8,097,000 | 4,873 |
| Tier 2 risk-based capital | $422,930 | 6,005 |
| Total risk weighted assets | $33,746,230 | 6,679 |
| Total unused commitments | $1,799,000 | 7,857 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $71,674,000 | 6,021 |
| Cash and due from depository institutions | $2,599,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $32,258,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,536 |
| Net loans & leases | $32,284,000 | 6,697 |
| Loan loss allowance | $440,000 | 7,056 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,271,000 | 5,293 |
| Other real estate owned | $33,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $629,000 | 8,619 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,674,000 | 6,021 |
| Total liabilities | $64,259,000 | 6,089 |
| Total deposits | $63,994,000 | 5,920 |
| Interest-bearing deposits | $56,384,000 | 5,866 |
| Deposits held in domestic offices | $63,994,000 | 5,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $265,000 | 8,772 |
| Total equity capital | $7,415,000 | 5,123 |
| Total bank equity capital | $7,415,000 | 5,123 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $381,000 | 7,498 |
| Surplus | $1,550,000 | 6,451 |
| Undivided profits | $5,484,000 | 3,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $91,000 | 11,825 |
| Earning assets | $67,142,000 | 5,882 |
| Long-term assets (5+ years) | $30,520,000 | 1,843 |
| Average Assets, year-to-date | $70,799,400 | 5,943 |
| Average Assets, quarterly | $71,525,500 | 5,978 |
| Volatile liabilities | $4,360,000 | 7,090 |
| Insider loans | $266,000 | 3,189 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $761,000 | 9,777 |
| Tier 1 (core) risk-based capital | $7,415,000 | 5,059 |
| Tier 2 risk-based capital | $411,450 | 6,131 |
| Total risk weighted assets | $32,887,450 | 6,888 |
| Total unused commitments | $761,000 | 9,804 |
| Derivatives | $0 | 651 |