Home > Citizens Trust and Savings Bank > Income and Expense
Citizens Trust and Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,137,000 | 2,201 |
| Total interest expense | $5,605,000 | 2,308 |
| Net interest income | $8,532,000 | 2,115 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,602,000 | 2,314 |
| Gross Fiduciary activities income | $613,000 | 691 |
| Service charges on deposit accounts | $691,000 | 1,974 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $298,000 | 4,486 |
| Total noninterest expense | $6,601,000 | 2,203 |
| Salaries and employee benefits | $2,615,000 | 2,538 |
| Premises and equipment expense | $751,000 | 2,701 |
| Additional noninterest expense | $3,235,000 | 1,798 |
| Pre-tax net operating income | $2,933,000 | 2,343 |
| Securities gains (losses) | $138,000 | 2,074 |
| Applicable income taxes | $575,000 | 3,726 |
| Income before extraordinary items | $2,496,000 | 2,008 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,496,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $952,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,384,220 | 1,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,106,000 | 2,325 |
| Total interest expense | $6,625,000 | 2,550 |
| Net interest income | $8,481,000 | 2,147 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,510,000 | 2,379 |
| Gross Fiduciary activities income | $621,000 | 697 |
| Service charges on deposit accounts | $606,000 | 2,263 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $283,000 | 4,594 |
| Total noninterest expense | $6,735,000 | 2,190 |
| Salaries and employee benefits | $2,717,000 | 2,382 |
| Premises and equipment expense | $698,000 | 2,930 |
| Additional noninterest expense | $3,320,000 | 1,823 |
| Pre-tax net operating income | $2,656,000 | 2,326 |
| Securities gains (losses) | $224,000 | 1,852 |
| Applicable income taxes | $544,000 | 3,724 |
| Income before extraordinary items | $2,336,000 | 1,963 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,336,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 2,521 |
| Cash dividends | $1,332,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,154,560 | 1,958 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.