Home > Citizens Trust and Savings Bank > Assets and Liabilities
Citizens Trust and Savings Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $210,558,000 | 2,206 |
| Cash and due from depository institutions | $9,567,000 | 2,603 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,376,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $12,680,000 | 1,051 |
| Net loans & leases | $145,104,000 | 1,883 |
| Loan loss allowance | $2,251,000 | 1,880 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,568,000 | 2,044 |
| Other real estate owned | $516,000 | 2,603 |
| Goodwill and other intangibles | $1,016,000 | 998 |
| All other assets | $2,731,000 | 2,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,558,000 | 2,206 |
| Total liabilities | $191,709,000 | 2,224 |
| Total deposits | $188,326,000 | 2,118 |
| Interest-bearing deposits | $167,764,000 | 2,057 |
| Deposits held in domestic offices | $188,326,000 | 2,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,000 | 3,854 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,296,000 | 2,577 |
| Total equity capital | $18,849,000 | 2,156 |
| Total bank equity capital | $18,849,000 | 2,156 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,994,000 | 2,226 |
| Surplus | $8,006,000 | 1,788 |
| Undivided profits | $8,849,000 | 2,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,801,000 | 1,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $645,000 | 200 |
| Income earned, not collected on loans | $1,096,000 | 1,578 |
| Earning assets | $193,160,000 | 2,218 |
| Long-term assets (5+ years) | $37,679,000 | 1,531 |
| Average Assets, year-to-date | $197,300,000 | 2,286 |
| Average Assets, quarterly | $210,155,500 | 2,187 |
| Volatile liabilities | $11,229,000 | 3,778 |
| Insider loans | $992,000 | 3,769 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,090,000 | 1,010 |
| Unused loan commitments | $19,298,000 | 1,936 |
| Tier 1 (core) risk-based capital | $17,833,000 | 2,188 |
| Tier 2 risk-based capital | $1,706,240 | 1,798 |
| Total risk weighted assets | $135,954,640 | 1,980 |
| Total unused commitments | $19,298,000 | 1,954 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $188,479,000 | 2,504 |
| Cash and due from depository institutions | $8,113,000 | 2,518 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $37,558,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $5,270,000 | 3,096 |
| Net loans & leases | $129,736,000 | 2,148 |
| Loan loss allowance | $1,744,000 | 2,372 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,652,000 | 2,007 |
| Other real estate owned | $566,000 | 2,518 |
| Goodwill and other intangibles | $612,000 | 1,247 |
| All other assets | $2,972,000 | 2,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,479,000 | 2,504 |
| Total liabilities | $171,174,000 | 2,545 |
| Total deposits | $170,006,000 | 2,425 |
| Interest-bearing deposits | $150,236,000 | 2,402 |
| Deposits held in domestic offices | $170,006,000 | 2,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,168,000 | 2,902 |
| Total equity capital | $17,305,000 | 2,226 |
| Total bank equity capital | $17,305,000 | 2,226 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,994,000 | 2,307 |
| Surplus | $8,006,000 | 1,728 |
| Undivided profits | $7,305,000 | 3,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,330,000 | 1,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,090,000 | 1,782 |
| Earning assets | $172,564,000 | 2,510 |
| Long-term assets (5+ years) | $34,970,000 | 1,615 |
| Average Assets, year-to-date | $187,530,800 | 2,458 |
| Average Assets, quarterly | $191,070,000 | 2,455 |
| Volatile liabilities | $9,716,000 | 4,204 |
| Insider loans | $180,000 | 4,213 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,288,000 | 2,001 |
| Tier 1 (core) risk-based capital | $16,693,000 | 2,245 |
| Tier 2 risk-based capital | $1,560,610 | 1,989 |
| Total risk weighted assets | $124,665,210 | 2,210 |
| Total unused commitments | $17,288,000 | 2,017 |
| Derivatives | $0 | 651 |