Home > Citizens State Bank of Waterville > Assets and Liabilities
Citizens State Bank of Waterville, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 7 | 8,266 |
| Assets and Liabilities | ||
| Total Assets: | $22,415,000 | 8,254 |
| Cash and due from depository institutions | $1,541,000 | 8,266 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $5,403,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,861 |
| Net loans & leases | $12,401,000 | 8,120 |
| Loan loss allowance | $142,000 | 8,110 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $345,000 | 7,473 |
| Other real estate owned | $0 | 8,266 |
| Goodwill and other intangibles | $369,000 | 2,291 |
| All other assets | $656,000 | 7,516 |
| Life insurance assets | $506,000 | 3,355 |
| Total liabilities and capital | $22,415,000 | 8,254 |
| Total liabilities | $20,321,000 | 8,150 |
| Total deposits | $20,200,000 | 8,066 |
| Interest-bearing deposits | $15,965,000 | 8,096 |
| Deposits held in domestic offices | $20,200,000 | 8,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000 | 5,792 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $111,000 | 8,010 |
| Total equity capital | $2,094,000 | 8,475 |
| Total bank equity capital | $2,094,000 | 8,475 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $1,883,000 | 5,791 |
| Undivided profits | $111,000 | 7,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $137,000 | 8,232 |
| Earning assets | $19,504,000 | 8,276 |
| Long-term assets (5+ years) | $615,000 | 7,440 |
| Average Assets, year-to-date | $22,474,330 | 8,236 |
| Average Assets, quarterly | $22,258,000 | 8,253 |
| Volatile liabilities | $860,000 | 8,533 |
| Insider loans | $25,000 | 7,621 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,504,000 | 6,314 |
| Tier 1 (core) risk-based capital | $1,827,000 | 8,561 |
| Tier 2 risk-based capital | $142,000 | 8,024 |
| Total risk weighted assets | $13,925,000 | 8,174 |
| Total unused commitments | $4,504,000 | 6,314 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 7 | 8,262 |
| Assets and Liabilities | ||
| Total Assets: | $22,101,000 | 8,277 |
| Cash and due from depository institutions | $1,505,000 | 8,262 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $5,573,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,291 |
| Net loans & leases | $12,850,000 | 8,077 |
| Loan loss allowance | $140,000 | 8,138 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $323,000 | 7,539 |
| Other real estate owned | $0 | 8,262 |
| Goodwill and other intangibles | $369,000 | 2,277 |
| All other assets | $681,000 | 7,378 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $22,101,000 | 8,277 |
| Total liabilities | $20,044,000 | 8,184 |
| Total deposits | $19,945,000 | 8,106 |
| Interest-bearing deposits | $15,403,000 | 8,155 |
| Deposits held in domestic offices | $19,945,000 | 8,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,000 | 5,692 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $88,000 | 8,161 |
| Total equity capital | $2,057,000 | 8,503 |
| Total bank equity capital | $2,057,000 | 8,503 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $1,883,000 | 5,744 |
| Undivided profits | $74,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $159,000 | 8,094 |
| Earning assets | $19,223,000 | 8,308 |
| Long-term assets (5+ years) | $507,000 | 7,519 |
| Average Assets, year-to-date | $22,504,000 | 8,235 |
| Average Assets, quarterly | $22,504,000 | 8,235 |
| Volatile liabilities | $861,000 | 8,536 |
| Insider loans | $25,000 | 7,650 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,112,000 | 6,871 |
| Tier 1 (core) risk-based capital | $1,765,000 | 8,584 |
| Tier 2 risk-based capital | $140,000 | 8,041 |
| Total risk weighted assets | $14,450,000 | 8,122 |
| Total unused commitments | $3,112,000 | 6,873 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 7 | 8,306 |
| Assets and Liabilities | ||
| Total Assets: | $22,907,000 | 8,276 |
| Cash and due from depository institutions | $1,231,000 | 8,306 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $6,225,000 | 7,163 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,171 |
| Net loans & leases | $13,518,000 | 8,057 |
| Loan loss allowance | $141,000 | 8,166 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $325,000 | 7,552 |
| Other real estate owned | $0 | 8,306 |
| Goodwill and other intangibles | $369,000 | 2,280 |
| All other assets | $539,000 | 7,790 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $22,907,000 | 8,276 |
| Total liabilities | $20,449,000 | 8,208 |
| Total deposits | $20,323,000 | 8,125 |
| Interest-bearing deposits | $15,979,000 | 8,160 |
| Deposits held in domestic offices | $20,323,000 | 8,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $126,000 | 7,752 |
| Total equity capital | $2,458,000 | 8,383 |
| Total bank equity capital | $2,458,000 | 8,383 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $1,883,000 | 5,732 |
| Undivided profits | $475,000 | 7,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $163,000 | 8,118 |
| Earning assets | $20,443,000 | 8,290 |
| Long-term assets (5+ years) | $112,000 | 7,757 |
| Average Assets, year-to-date | $22,882,800 | 8,240 |
| Average Assets, quarterly | $22,968,000 | 8,266 |
| Volatile liabilities | $1,067,000 | 8,507 |
| Insider loans | $25,000 | 7,655 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,539,000 | 6,591 |
| Tier 1 (core) risk-based capital | $2,167,000 | 8,495 |
| Tier 2 risk-based capital | $141,000 | 8,082 |
| Total risk weighted assets | $14,816,000 | 8,137 |
| Total unused commitments | $3,539,000 | 6,592 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 7 | 8,332 |
| Assets and Liabilities | ||
| Total Assets: | $23,029,000 | 8,302 |
| Cash and due from depository institutions | $742,000 | 8,332 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $6,141,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,398 |
| Net loans & leases | $13,709,000 | 8,082 |
| Loan loss allowance | $136,000 | 8,252 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $334,000 | 7,539 |
| Other real estate owned | $0 | 8,332 |
| Goodwill and other intangibles | $369,000 | 2,263 |
| All other assets | $534,000 | 7,839 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $23,029,000 | 8,302 |
| Total liabilities | $20,657,000 | 8,228 |
| Total deposits | $20,551,000 | 8,134 |
| Interest-bearing deposits | $16,057,000 | 8,178 |
| Deposits held in domestic offices | $20,551,000 | 8,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $106,000 | 8,082 |
| Total equity capital | $2,372,000 | 8,448 |
| Total bank equity capital | $2,372,000 | 8,448 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $1,883,000 | 5,698 |
| Undivided profits | $389,000 | 7,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $161,000 | 8,156 |
| Earning assets | $21,050,000 | 8,289 |
| Long-term assets (5+ years) | $557,000 | 7,566 |
| Average Assets, year-to-date | $22,876,750 | 8,272 |
| Average Assets, quarterly | $23,140,000 | 8,290 |
| Volatile liabilities | $1,076,000 | 8,539 |
| Insider loans | $25,000 | 7,701 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,051,000 | 6,759 |
| Tier 1 (core) risk-based capital | $2,031,000 | 8,566 |
| Tier 2 risk-based capital | $136,000 | 8,150 |
| Total risk weighted assets | $15,007,000 | 8,149 |
| Total unused commitments | $3,051,000 | 6,760 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 7 | 8,323 |
| Assets and Liabilities | ||
| Total Assets: | $23,251,000 | 8,282 |
| Cash and due from depository institutions | $1,822,000 | 8,323 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $6,301,000 | 7,212 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,322 |
| Net loans & leases | $12,903,000 | 8,132 |
| Loan loss allowance | $136,000 | 8,243 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $340,000 | 7,506 |
| Other real estate owned | $0 | 8,323 |
| Goodwill and other intangibles | $369,000 | 2,264 |
| All other assets | $516,000 | 7,784 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $23,251,000 | 8,282 |
| Total liabilities | $20,988,000 | 8,197 |
| Total deposits | $20,894,000 | 8,108 |
| Interest-bearing deposits | $16,970,000 | 8,131 |
| Deposits held in domestic offices | $20,894,000 | 8,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000 | 5,859 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $92,000 | 8,128 |
| Total equity capital | $2,263,000 | 8,488 |
| Total bank equity capital | $2,263,000 | 8,488 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $1,883,000 | 5,680 |
| Undivided profits | $280,000 | 7,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $143,000 | 8,217 |
| Earning assets | $20,204,000 | 8,328 |
| Long-term assets (5+ years) | $431,000 | 7,641 |
| Average Assets, year-to-date | $22,826,000 | 8,285 |
| Average Assets, quarterly | $22,496,000 | 8,306 |
| Volatile liabilities | $828,000 | 8,603 |
| Insider loans | $25,000 | 7,714 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,963,000 | 6,421 |
| Tier 1 (core) risk-based capital | $1,890,000 | 8,599 |
| Tier 2 risk-based capital | $136,000 | 8,153 |
| Total risk weighted assets | $14,560,000 | 8,165 |
| Total unused commitments | $3,963,000 | 6,421 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 7 | 8,373 |
| Assets and Liabilities | ||
| Total Assets: | $21,741,000 | 8,412 |
| Cash and due from depository institutions | $951,000 | 8,373 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,918,000 | 7,132 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,857 |
| Net loans & leases | $12,336,000 | 8,219 |
| Loan loss allowance | $136,000 | 8,304 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $345,000 | 7,530 |
| Other real estate owned | $0 | 8,373 |
| Goodwill and other intangibles | $369,000 | 2,262 |
| All other assets | $522,000 | 7,788 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $21,741,000 | 8,412 |
| Total liabilities | $19,639,000 | 8,335 |
| Total deposits | $19,550,000 | 8,268 |
| Interest-bearing deposits | $15,625,000 | 8,290 |
| Deposits held in domestic offices | $19,550,000 | 8,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $89,000 | 8,091 |
| Total equity capital | $2,102,000 | 8,582 |
| Total bank equity capital | $2,102,000 | 8,582 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $1,883,000 | 5,696 |
| Undivided profits | $119,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $154,000 | 8,153 |
| Earning assets | $19,554,000 | 8,411 |
| Long-term assets (5+ years) | $946,000 | 7,469 |
| Average Assets, year-to-date | $22,613,500 | 8,368 |
| Average Assets, quarterly | $22,613,500 | 8,368 |
| Volatile liabilities | $933,000 | 8,624 |
| Insider loans | $25,000 | 7,749 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,067,000 | 6,412 |
| Tier 1 (core) risk-based capital | $1,756,000 | 8,690 |
| Tier 2 risk-based capital | $136,000 | 8,200 |
| Total risk weighted assets | $14,583,000 | 8,215 |
| Total unused commitments | $4,067,000 | 6,414 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 7 | 8,408 |
| Assets and Liabilities | ||
| Total Assets: | $23,486,000 | 8,360 |
| Cash and due from depository institutions | $975,000 | 8,408 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $7,450,000 | 7,019 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,908 |
| Net loans & leases | $11,822,000 | 8,309 |
| Loan loss allowance | $136,000 | 8,337 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $350,000 | 7,547 |
| Other real estate owned | $0 | 8,408 |
| Goodwill and other intangibles | $369,000 | 2,259 |
| All other assets | $520,000 | 7,825 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $23,486,000 | 8,360 |
| Total liabilities | $21,170,000 | 8,294 |
| Total deposits | $21,024,000 | 8,220 |
| Interest-bearing deposits | $16,617,000 | 8,258 |
| Deposits held in domestic offices | $21,024,000 | 8,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,000 | 5,817 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $140,000 | 7,455 |
| Total equity capital | $2,316,000 | 8,525 |
| Total bank equity capital | $2,316,000 | 8,525 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $1,883,000 | 5,691 |
| Undivided profits | $333,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $101,000 | 8,526 |
| Earning assets | $21,272,000 | 8,357 |
| Long-term assets (5+ years) | $1,560,000 | 7,248 |
| Average Assets, year-to-date | $23,354,800 | 8,320 |
| Average Assets, quarterly | $23,306,500 | 8,358 |
| Volatile liabilities | $939,000 | 8,664 |
| Insider loans | $25,000 | 7,795 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,902,000 | 6,356 |
| Tier 1 (core) risk-based capital | $1,904,000 | 8,683 |
| Tier 2 risk-based capital | $136,000 | 8,256 |
| Total risk weighted assets | $14,655,000 | 8,252 |
| Total unused commitments | $3,902,000 | 6,356 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 7 | 8,451 |
| Assets and Liabilities | ||
| Total Assets: | $23,127,000 | 8,417 |
| Cash and due from depository institutions | $976,000 | 8,451 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,199,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,517 |
| Net loans & leases | $11,691,000 | 8,351 |
| Loan loss allowance | $143,000 | 8,318 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $357,000 | 7,552 |
| Other real estate owned | $0 | 8,451 |
| Goodwill and other intangibles | $369,000 | 2,225 |
| All other assets | $535,000 | 7,838 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $23,127,000 | 8,417 |
| Total liabilities | $20,867,000 | 8,348 |
| Total deposits | $20,707,000 | 8,259 |
| Interest-bearing deposits | $16,725,000 | 8,277 |
| Deposits held in domestic offices | $20,707,000 | 8,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $33,000 | 5,786 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $127,000 | 7,851 |
| Total equity capital | $2,260,000 | 8,609 |
| Total bank equity capital | $2,260,000 | 8,609 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $1,883,000 | 5,662 |
| Undivided profits | $277,000 | 8,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $170,000 | 8,158 |
| Earning assets | $20,890,000 | 8,408 |
| Long-term assets (5+ years) | $2,251,000 | 7,064 |
| Average Assets, year-to-date | $23,322,000 | 8,371 |
| Average Assets, quarterly | $23,256,000 | 8,387 |
| Volatile liabilities | $965,000 | 8,704 |
| Insider loans | $25,000 | 7,813 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,994,000 | 6,256 |
| Tier 1 (core) risk-based capital | $1,826,000 | 8,746 |
| Tier 2 risk-based capital | $143,000 | 8,226 |
| Total risk weighted assets | $14,354,000 | 8,299 |
| Total unused commitments | $3,994,000 | 6,260 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 8 | 8,343 |
| Assets and Liabilities | ||
| Total Assets: | $23,385,000 | 8,428 |
| Cash and due from depository institutions | $863,000 | 8,343 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $6,853,000 | 7,310 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,412 |
| Net loans & leases | $12,303,000 | 8,319 |
| Loan loss allowance | $144,000 | 8,346 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $364,000 | 7,550 |
| Other real estate owned | $0 | 8,343 |
| Goodwill and other intangibles | $369,000 | 2,230 |
| All other assets | $533,000 | 7,832 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $23,385,000 | 8,428 |
| Total liabilities | $21,226,000 | 8,361 |
| Total deposits | $21,111,000 | 8,286 |
| Interest-bearing deposits | $17,006,000 | 8,315 |
| Deposits held in domestic offices | $21,111,000 | 8,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $115,000 | 7,807 |
| Total equity capital | $2,159,000 | 8,667 |
| Total bank equity capital | $2,159,000 | 8,667 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $1,883,000 | 5,668 |
| Undivided profits | $176,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $137,000 | 8,382 |
| Earning assets | $21,256,000 | 8,417 |
| Long-term assets (5+ years) | $2,665,000 | 6,983 |
| Average Assets, year-to-date | $23,387,000 | 8,410 |
| Average Assets, quarterly | $23,230,000 | 8,427 |
| Volatile liabilities | $1,182,000 | 8,673 |
| Insider loans | $110,000 | 7,249 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,065,000 | 6,288 |
| Tier 1 (core) risk-based capital | $1,762,000 | 8,805 |
| Tier 2 risk-based capital | $144,000 | 8,251 |
| Total risk weighted assets | $15,343,000 | 8,267 |
| Total unused commitments | $4,065,000 | 6,292 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 8 | 8,379 |
| Assets and Liabilities | ||
| Total Assets: | $23,075,000 | 8,482 |
| Cash and due from depository institutions | $847,000 | 8,379 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $7,392,000 | 7,166 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,043 |
| Net loans & leases | $12,964,000 | 8,261 |
| Loan loss allowance | $144,000 | 8,369 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $364,000 | 7,551 |
| Other real estate owned | $0 | 8,379 |
| Goodwill and other intangibles | $369,000 | 2,216 |
| All other assets | $539,000 | 7,748 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $23,075,000 | 8,482 |
| Total liabilities | $20,908,000 | 8,410 |
| Total deposits | $20,653,000 | 8,346 |
| Interest-bearing deposits | $16,638,000 | 8,378 |
| Deposits held in domestic offices | $20,653,000 | 8,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $100,000 | 5,572 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $155,000 | 7,512 |
| Total equity capital | $2,167,000 | 8,736 |
| Total bank equity capital | $2,167,000 | 8,736 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $1,883,000 | 5,660 |
| Undivided profits | $184,000 | 8,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $165,000 | 8,133 |
| Earning assets | $20,956,000 | 8,473 |
| Long-term assets (5+ years) | $3,279,000 | 6,746 |
| Average Assets, year-to-date | $23,388,000 | 8,456 |
| Average Assets, quarterly | $23,388,000 | 8,456 |
| Volatile liabilities | $1,282,000 | 8,643 |
| Insider loans | $110,000 | 7,259 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,991,000 | 6,336 |
| Tier 1 (core) risk-based capital | $1,689,000 | 8,858 |
| Tier 2 risk-based capital | $144,000 | 8,275 |
| Total risk weighted assets | $15,773,000 | 8,242 |
| Total unused commitments | $3,991,000 | 6,343 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 8 | 8,436 |
| Assets and Liabilities | ||
| Total Assets: | $23,701,000 | 8,482 |
| Cash and due from depository institutions | $1,170,000 | 8,436 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $6,511,000 | 7,444 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,689 |
| Net loans & leases | $12,363,000 | 8,383 |
| Loan loss allowance | $158,000 | 8,333 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $362,000 | 7,590 |
| Other real estate owned | $0 | 8,436 |
| Goodwill and other intangibles | $369,000 | 2,215 |
| All other assets | $526,000 | 7,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,701,000 | 8,482 |
| Total liabilities | $21,334,000 | 8,421 |
| Total deposits | $21,119,000 | 8,346 |
| Interest-bearing deposits | $16,560,000 | 8,419 |
| Deposits held in domestic offices | $21,119,000 | 8,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $57,000 | 5,624 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $158,000 | 7,445 |
| Total equity capital | $2,367,000 | 8,645 |
| Total bank equity capital | $2,367,000 | 8,645 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $1,883,000 | 5,661 |
| Undivided profits | $384,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $132,000 | 8,488 |
| Earning assets | $21,274,000 | 8,478 |
| Long-term assets (5+ years) | $3,917,000 | 6,559 |
| Average Assets, year-to-date | $23,841,600 | 8,427 |
| Average Assets, quarterly | $23,821,000 | 8,458 |
| Volatile liabilities | $1,340,000 | 8,696 |
| Insider loans | $92,000 | 7,440 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,779,000 | 6,859 |
| Tier 1 (core) risk-based capital | $1,915,000 | 8,833 |
| Tier 2 risk-based capital | $158,000 | 8,230 |
| Total risk weighted assets | $15,450,000 | 8,316 |
| Total unused commitments | $2,779,000 | 6,862 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 7 | 8,648 |
| Assets and Liabilities | ||
| Total Assets: | $23,941,000 | 8,501 |
| Cash and due from depository institutions | $1,174,000 | 8,648 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $5,906,000 | 7,548 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,438 |
| Net loans & leases | $12,248,000 | 8,472 |
| Loan loss allowance | $156,000 | 8,405 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $369,000 | 7,609 |
| Other real estate owned | $0 | 8,648 |
| Goodwill and other intangibles | $369,000 | 2,196 |
| All other assets | $575,000 | 7,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,941,000 | 8,501 |
| Total liabilities | $21,636,000 | 8,443 |
| Total deposits | $21,448,000 | 8,366 |
| Interest-bearing deposits | $17,149,000 | 8,418 |
| Deposits held in domestic offices | $21,448,000 | 8,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000 | 5,669 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $162,000 | 7,740 |
| Total equity capital | $2,305,000 | 8,728 |
| Total bank equity capital | $2,305,000 | 8,728 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $1,883,000 | 5,660 |
| Undivided profits | $322,000 | 8,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $145,000 | 8,467 |
| Earning assets | $21,454,000 | 8,509 |
| Long-term assets (5+ years) | $3,083,000 | 6,893 |
| Average Assets, year-to-date | $23,876,750 | 8,473 |
| Average Assets, quarterly | $23,775,500 | 8,506 |
| Volatile liabilities | $1,307,000 | 8,765 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,996,000 | 7,380 |
| Tier 1 (core) risk-based capital | $1,846,000 | 8,903 |
| Tier 2 risk-based capital | $156,000 | 8,299 |
| Total risk weighted assets | $15,115,000 | 8,395 |
| Total unused commitments | $1,996,000 | 7,388 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 8 | 8,514 |
| Assets and Liabilities | ||
| Total Assets: | $23,610,000 | 8,552 |
| Cash and due from depository institutions | $1,137,000 | 8,514 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,354,000 | 7,664 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,173 |
| Net loans & leases | $12,994,000 | 8,397 |
| Loan loss allowance | $158,000 | 8,409 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $376,000 | 7,602 |
| Other real estate owned | $0 | 8,514 |
| Goodwill and other intangibles | $369,000 | 2,141 |
| All other assets | $580,000 | 7,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,610,000 | 8,552 |
| Total liabilities | $21,346,000 | 8,487 |
| Total deposits | $21,102,000 | 8,414 |
| Interest-bearing deposits | $17,248,000 | 8,435 |
| Deposits held in domestic offices | $21,102,000 | 8,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $71,000 | 5,654 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $173,000 | 7,648 |
| Total equity capital | $2,264,000 | 8,792 |
| Total bank equity capital | $2,264,000 | 8,792 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $1,883,000 | 5,648 |
| Undivided profits | $281,000 | 8,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $161,000 | 8,341 |
| Earning assets | $21,148,000 | 8,563 |
| Long-term assets (5+ years) | $1,058,000 | 7,720 |
| Average Assets, year-to-date | $23,855,330 | 8,507 |
| Average Assets, quarterly | $23,545,000 | 8,539 |
| Volatile liabilities | $1,451,000 | 8,753 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,652,000 | 6,952 |
| Tier 1 (core) risk-based capital | $1,773,000 | 8,945 |
| Tier 2 risk-based capital | $158,000 | 8,296 |
| Total risk weighted assets | $15,145,000 | 8,421 |
| Total unused commitments | $2,652,000 | 6,961 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 8 | 8,551 |
| Assets and Liabilities | ||
| Total Assets: | $23,480,000 | 8,576 |
| Cash and due from depository institutions | $992,000 | 8,551 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $5,511,000 | 7,664 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,831 |
| Net loans & leases | $13,155,000 | 8,410 |
| Loan loss allowance | $154,000 | 8,458 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $381,000 | 7,609 |
| Other real estate owned | $0 | 8,551 |
| Goodwill and other intangibles | $369,000 | 2,129 |
| All other assets | $572,000 | 7,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,480,000 | 8,576 |
| Total liabilities | $21,298,000 | 8,507 |
| Total deposits | $21,066,000 | 8,439 |
| Interest-bearing deposits | $17,282,000 | 8,471 |
| Deposits held in domestic offices | $21,066,000 | 8,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,000 | 5,624 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $207,000 | 7,371 |
| Total equity capital | $2,182,000 | 8,853 |
| Total bank equity capital | $2,182,000 | 8,853 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $1,883,000 | 5,635 |
| Undivided profits | $199,000 | 8,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $162,000 | 8,372 |
| Earning assets | $21,166,000 | 8,578 |
| Long-term assets (5+ years) | $1,314,000 | 7,570 |
| Average Assets, year-to-date | $23,978,000 | 8,535 |
| Average Assets, quarterly | $23,978,000 | 8,535 |
| Volatile liabilities | $1,504,000 | 8,764 |
| Insider loans | $85,000 | 7,630 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,906,000 | 6,773 |
| Tier 1 (core) risk-based capital | $1,696,000 | 9,006 |
| Tier 2 risk-based capital | $154,000 | 8,358 |
| Total risk weighted assets | $15,167,000 | 8,423 |
| Total unused commitments | $2,906,000 | 6,790 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 9 | 8,399 |
| Assets and Liabilities | ||
| Total Assets: | $24,476,000 | 8,546 |
| Cash and due from depository institutions | $1,552,000 | 8,399 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $5,281,000 | 7,741 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,306 |
| Net loans & leases | $14,798,000 | 8,288 |
| Loan loss allowance | $148,000 | 8,540 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $388,000 | 7,599 |
| Other real estate owned | $0 | 8,399 |
| Goodwill and other intangibles | $369,000 | 2,102 |
| All other assets | $588,000 | 7,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,476,000 | 8,546 |
| Total liabilities | $22,008,000 | 8,478 |
| Total deposits | $21,692,000 | 8,417 |
| Interest-bearing deposits | $16,863,000 | 8,529 |
| Deposits held in domestic offices | $21,692,000 | 8,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $100,000 | 5,595 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $216,000 | 7,378 |
| Total equity capital | $2,468,000 | 8,697 |
| Total bank equity capital | $2,468,000 | 8,697 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $1,883,000 | 5,613 |
| Undivided profits | $485,000 | 8,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $178,000 | 8,308 |
| Earning assets | $21,579,000 | 8,579 |
| Long-term assets (5+ years) | $1,582,000 | 7,462 |
| Average Assets, year-to-date | $23,662,800 | 8,531 |
| Average Assets, quarterly | $24,224,000 | 8,540 |
| Volatile liabilities | $1,385,000 | 8,845 |
| Insider loans | $83,000 | 7,666 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,591,000 | 6,833 |
| Tier 1 (core) risk-based capital | $1,968,000 | 8,939 |
| Tier 2 risk-based capital | $148,000 | 8,448 |
| Total risk weighted assets | $16,222,000 | 8,369 |
| Total unused commitments | $2,591,000 | 6,836 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $23,450,000 | 8,738 |
| Cash and due from depository institutions | $2,267,000 | 8,570 |
| Interest-bearing balances | $993,000 | 3,021 |
| Securities | $4,837,000 | 7,985 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,785 |
| Net loans & leases | $13,290,000 | 8,573 |
| Loan loss allowance | $150,000 | 8,652 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $376,000 | 7,762 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $369,000 | 2,050 |
| All other assets | $311,000 | 8,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,450,000 | 8,738 |
| Total liabilities | $21,070,000 | 8,677 |
| Total deposits | $20,747,000 | 8,610 |
| Interest-bearing deposits | $17,270,000 | 8,617 |
| Deposits held in domestic offices | $20,747,000 | 8,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,000 | 5,503 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $268,000 | 7,209 |
| Total equity capital | $2,380,000 | 8,893 |
| Total bank equity capital | $2,380,000 | 8,893 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $1,883,000 | 5,631 |
| Undivided profits | $397,000 | 8,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $225,000 | 8,194 |
| Earning assets | $21,120,000 | 8,744 |
| Long-term assets (5+ years) | $1,016,000 | 7,878 |
| Average Assets, year-to-date | $23,623,200 | 8,633 |
| Average Assets, quarterly | $23,521,500 | 8,710 |
| Volatile liabilities | $1,550,000 | 8,972 |
| Insider loans | $18,000 | 8,407 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,680,000 | 6,821 |
| Tier 1 (core) risk-based capital | $1,906,000 | 9,148 |
| Tier 2 risk-based capital | $150,000 | 8,518 |
| Total risk weighted assets | $14,688,000 | 8,641 |
| Total unused commitments | $2,680,000 | 6,830 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 8 | 9,017 |
| Assets and Liabilities | ||
| Total Assets: | $24,366,000 | 8,770 |
| Cash and due from depository institutions | $1,085,000 | 9,017 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,550,000 | 7,823 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,649 |
| Net loans & leases | $13,967,000 | 8,635 |
| Loan loss allowance | $157,000 | 8,711 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $402,000 | 7,862 |
| Other real estate owned | $0 | 9,017 |
| Goodwill and other intangibles | $404,000 | 1,959 |
| All other assets | $358,000 | 8,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,366,000 | 8,770 |
| Total liabilities | $21,857,000 | 8,700 |
| Total deposits | $21,481,000 | 8,618 |
| Interest-bearing deposits | $17,922,000 | 8,645 |
| Deposits held in domestic offices | $21,481,000 | 8,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $96,000 | 5,482 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $280,000 | 7,480 |
| Total equity capital | $2,509,000 | 8,970 |
| Total bank equity capital | $2,509,000 | 8,970 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $2,011,000 | 5,391 |
| Undivided profits | $398,000 | 8,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $173,000 | 8,257 |
| Earning assets | $22,117,000 | 8,766 |
| Long-term assets (5+ years) | $1,148,000 | 7,856 |
| Average Assets, year-to-date | $23,582,000 | 8,713 |
| Average Assets, quarterly | $23,900,500 | 8,777 |
| Volatile liabilities | $1,374,000 | 9,225 |
| Insider loans | $47,000 | 8,348 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,176,000 | 7,183 |
| Tier 1 (core) risk-based capital | $2,054,000 | 9,272 |
| Tier 2 risk-based capital | $157,000 | 8,563 |
| Total risk weighted assets | $15,858,300 | 8,620 |
| Total unused commitments | $2,176,000 | 7,190 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $23,999,000 | 9,023 |
| Cash and due from depository institutions | $1,572,000 | 9,060 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,233,000 | 7,911 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,067 |
| Net loans & leases | $13,093,000 | 8,902 |
| Loan loss allowance | $161,000 | 8,845 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $414,000 | 8,067 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $447,000 | 1,964 |
| All other assets | $340,000 | 9,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,999,000 | 9,023 |
| Total liabilities | $21,592,000 | 8,950 |
| Total deposits | $21,278,000 | 8,864 |
| Interest-bearing deposits | $18,296,000 | 8,843 |
| Deposits held in domestic offices | $21,278,000 | 8,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $57,000 | 5,592 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $257,000 | 7,415 |
| Total equity capital | $2,407,000 | 9,179 |
| Total bank equity capital | $2,407,000 | 9,179 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $2,010,000 | 5,439 |
| Undivided profits | $297,000 | 8,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $160,000 | 8,309 |
| Earning assets | $21,226,000 | 9,057 |
| Long-term assets (5+ years) | $519,000 | 8,594 |
| Average Assets, year-to-date | $24,098,000 | 8,892 |
| Average Assets, quarterly | $24,192,000 | 8,975 |
| Volatile liabilities | $1,278,000 | 9,477 |
| Insider loans | $36,000 | 8,664 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $881,000 | 8,711 |
| Tier 1 (core) risk-based capital | $1,999,000 | 9,547 |
| Tier 2 risk-based capital | $161,000 | 8,641 |
| Total risk weighted assets | $14,344,900 | 8,972 |
| Total unused commitments | $881,000 | 8,719 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 8 | 9,497 |
| Assets and Liabilities | ||
| Total Assets: | $24,618,000 | 9,121 |
| Cash and due from depository institutions | $1,334,000 | 9,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,041,000 | 8,382 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,760 |
| Net loans & leases | $14,909,000 | 8,710 |
| Loan loss allowance | $171,000 | 8,865 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $402,000 | 8,191 |
| Other real estate owned | $0 | 9,497 |
| Goodwill and other intangibles | $489,000 | 1,869 |
| All other assets | $243,000 | 9,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,618,000 | 9,121 |
| Total liabilities | $21,932,000 | 9,079 |
| Total deposits | $21,490,000 | 9,005 |
| Interest-bearing deposits | $18,156,000 | 8,999 |
| Deposits held in domestic offices | $21,490,000 | 9,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $102,000 | 4,775 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $340,000 | 7,054 |
| Total equity capital | $2,686,000 | 9,086 |
| Total bank equity capital | $2,686,000 | 9,086 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $2,232,000 | 5,075 |
| Undivided profits | $354,000 | 9,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 8,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $160,000 | 8,491 |
| Earning assets | $22,150,000 | 9,137 |
| Long-term assets (5+ years) | $674,000 | 8,612 |
| Average Assets, year-to-date | $23,340,000 | 9,093 |
| Average Assets, quarterly | $23,910,000 | 9,134 |
| Volatile liabilities | $1,387,000 | 9,501 |
| Insider loans | $35,000 | 8,806 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,421,000 | 8,102 |
| Tier 1 (core) risk-based capital | $2,142,000 | 9,505 |
| Tier 2 risk-based capital | $171,000 | 8,594 |
| Total risk weighted assets | $15,864,000 | 8,850 |
| Total unused commitments | $1,421,000 | 8,112 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $23,347,000 | 9,515 |
| Cash and due from depository institutions | $1,294,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,399,000 | 9,055 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $14,449,000 | 9,111 |
| Loan loss allowance | $184,000 | 9,011 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $423,000 | 8,287 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $532,000 | 1,726 |
| All other assets | $250,000 | 10,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,347,000 | 9,515 |
| Total liabilities | $20,683,000 | 9,504 |
| Total deposits | $20,235,000 | 9,441 |
| Interest-bearing deposits | $17,230,000 | 9,429 |
| Deposits held in domestic offices | $20,235,000 | 9,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $115,000 | 4,712 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $333,000 | 7,407 |
| Total equity capital | $2,664,000 | 9,345 |
| Total bank equity capital | $2,664,000 | 9,345 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $2,232,000 | 5,066 |
| Undivided profits | $332,000 | 9,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 7,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $160,000 | 8,859 |
| Earning assets | $20,848,000 | 9,554 |
| Long-term assets (5+ years) | $246,000 | 9,271 |
| Average Assets, year-to-date | $23,529,200 | 9,378 |
| Average Assets, quarterly | $23,523,000 | 9,469 |
| Volatile liabilities | $1,287,000 | 9,912 |
| Insider loans | $16,000 | 9,540 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $42,000 | 10,451 |
| Tier 1 (core) risk-based capital | $2,090,000 | 9,868 |
| Tier 2 risk-based capital | $182,750 | 8,650 |
| Total risk weighted assets | $14,618,650 | 9,285 |
| Total unused commitments | $42,000 | 10,452 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $24,459,000 | 9,800 |
| Cash and due from depository institutions | $1,312,000 | 9,804 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,138,000 | 9,318 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $14,670,000 | 9,366 |
| Loan loss allowance | $189,000 | 9,316 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $419,000 | 8,515 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $602,000 | 1,576 |
| All other assets | $318,000 | 10,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,459,000 | 9,800 |
| Total liabilities | $21,705,000 | 9,787 |
| Total deposits | $21,256,000 | 9,734 |
| Interest-bearing deposits | $18,142,000 | 9,702 |
| Deposits held in domestic offices | $21,256,000 | 9,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $94,000 | 4,881 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $355,000 | 7,249 |
| Total equity capital | $2,754,000 | 9,523 |
| Total bank equity capital | $2,754,000 | 9,523 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $2,232,000 | 5,145 |
| Undivided profits | $422,000 | 9,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 10,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $174,000 | 8,904 |
| Earning assets | $21,808,000 | 9,843 |
| Long-term assets (5+ years) | $1,120,000 | 8,638 |
| Average Assets, year-to-date | $23,704,400 | 9,751 |
| Average Assets, quarterly | $24,062,000 | 9,806 |
| Volatile liabilities | $1,131,000 | 10,376 |
| Insider loans | $18,000 | 9,970 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $2,082,000 | 10,206 |
| Tier 2 risk-based capital | $189,000 | 8,818 |
| Total risk weighted assets | $15,305,900 | 9,478 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $23,976,000 | 10,199 |
| Cash and due from depository institutions | $1,194,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,978,000 | 9,778 |
| Federal funds sold & reverse repurchase agreements | $1,804,000 | 5,852 |
| Net loans & leases | $13,577,000 | 9,834 |
| Loan loss allowance | $290,000 | 8,214 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $499,000 | 8,281 |
| Other real estate owned | $15,000 | 10,247 |
| Goodwill and other intangibles | $592,000 | 1,466 |
| All other assets | $317,000 | 10,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,976,000 | 10,199 |
| Total liabilities | $21,391,000 | 10,197 |
| Total deposits | $20,752,000 | 10,167 |
| Interest-bearing deposits | $18,265,000 | 10,057 |
| Deposits held in domestic offices | $20,752,000 | 10,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $37,000 | 4,756 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $302,000 | 8,237 |
| Total equity capital | $2,585,000 | 9,988 |
| Total bank equity capital | $2,585,000 | 9,988 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,232,000 | 5,170 |
| Undivided profits | $253,000 | 10,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 10,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $169,000 | 9,351 |
| Earning assets | $21,359,000 | 10,272 |
| Long-term assets (5+ years) | $2,456,000 | 7,468 |
| Average Assets, year-to-date | $24,118,200 | 10,047 |
| Average Assets, quarterly | $23,825,000 | 10,172 |
| Volatile liabilities | $1,142,000 | 10,662 |
| Insider loans | $21,000 | 10,377 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $1,945,000 | 10,704 |
| Tier 2 risk-based capital | $193,840 | 8,982 |
| Total risk weighted assets | $15,411,040 | 9,720 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $24,847,000 | 10,456 |
| Cash and due from depository institutions | $867,000 | 10,449 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,215,000 | 9,450 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $14,560,000 | 9,912 |
| Loan loss allowance | $275,000 | 8,730 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $251,000 | 10,258 |
| Other real estate owned | $80,000 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $374,000 | 10,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,847,000 | 10,456 |
| Total liabilities | $21,516,000 | 10,536 |
| Total deposits | $21,226,000 | 10,453 |
| Interest-bearing deposits | $19,824,000 | 10,143 |
| Deposits held in domestic offices | $21,226,000 | 10,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $40,000 | 5,077 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $250,000 | 8,099 |
| Total equity capital | $3,331,000 | 9,036 |
| Total bank equity capital | $3,331,000 | 9,036 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,900,000 | 5,804 |
| Undivided profits | $1,331,000 | 8,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $81,000 | 8,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $141,000 | 9,880 |
| Earning assets | $23,275,000 | 10,339 |
| Long-term assets (5+ years) | $4,570,000 | 6,262 |
| Average Assets, year-to-date | $24,753,800 | 10,404 |
| Average Assets, quarterly | $24,950,500 | 10,417 |
| Volatile liabilities | $1,540,000 | 10,295 |
| Insider loans | $54,000 | 10,193 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $3,371,000 | 9,077 |
| Tier 2 risk-based capital | $213,850 | 8,893 |
| Total risk weighted assets | $17,046,650 | 9,630 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $24,375,000 | 10,966 |
| Cash and due from depository institutions | $1,148,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,238,000 | 9,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $13,142,000 | 10,513 |
| Loan loss allowance | $299,000 | 8,705 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $304,000 | 10,177 |
| Other real estate owned | $132,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $411,000 | 10,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,375,000 | 10,966 |
| Total liabilities | $20,961,000 | 11,110 |
| Total deposits | $20,599,000 | 11,063 |
| Interest-bearing deposits | $18,234,000 | 10,921 |
| Deposits held in domestic offices | $20,599,000 | 11,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $137,000 | 4,236 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $225,000 | 8,762 |
| Total equity capital | $3,414,000 | 9,179 |
| Total bank equity capital | $3,414,000 | 9,179 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,900,000 | 5,788 |
| Undivided profits | $1,414,000 | 8,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 8,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $175,000 | 8,785 |
| Earning assets | $22,380,000 | 10,910 |
| Long-term assets (5+ years) | $5,371,000 | 6,206 |
| Average Assets, year-to-date | $24,482,200 | 10,874 |
| Average Assets, quarterly | $24,490,000 | 10,917 |
| Volatile liabilities | $737,000 | 11,881 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $3,414,000 | 9,122 |
| Tier 2 risk-based capital | $204,450 | 9,268 |
| Total risk weighted assets | $16,261,450 | 10,062 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $24,410,000 | 11,300 |
| Cash and due from depository institutions | $1,655,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,764,000 | 10,138 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 6,669 |
| Net loans & leases | $12,247,000 | 10,994 |
| Loan loss allowance | $299,000 | 8,845 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $267,000 | 10,868 |
| Other real estate owned | $76,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $501,000 | 9,681 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,410,000 | 11,300 |
| Total liabilities | $21,003,000 | 11,473 |
| Total deposits | $20,616,000 | 11,433 |
| Interest-bearing deposits | $18,062,000 | 11,342 |
| Deposits held in domestic offices | $20,616,000 | 11,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $127,000 | 4,152 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $260,000 | 8,856 |
| Total equity capital | $3,407,000 | 9,081 |
| Total bank equity capital | $3,407,000 | 9,081 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,150,000 | 7,635 |
| Undivided profits | $2,157,000 | 7,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 10,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $162,000 | 9,682 |
| Earning assets | $21,911,000 | 11,284 |
| Long-term assets (5+ years) | $4,698,000 | 6,713 |
| Average Assets, year-to-date | $24,135,200 | 11,212 |
| Average Assets, quarterly | $24,066,500 | 11,304 |
| Volatile liabilities | $978,000 | 11,837 |
| Insider loans | $33,000 | 7,784 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,407,000 | 9,014 |
| Tier 2 risk-based capital | $186,830 | 9,773 |
| Total risk weighted assets | $14,833,830 | 10,681 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |