Home > Citizens State Bank of Shipman > Income and Expense
Citizens State Bank of Shipman, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 6,237 |
| Total interest expense | $336,000 | 5,504 |
| Net interest income | $893,000 | 6,370 |
| Provision for loan and lease losses | $49,000 | 5,170 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,079 |
| Total noninterest expense | $686,000 | 6,551 |
| Salaries and employee benefits | $342,000 | 6,589 |
| Premises and equipment expense | $66,000 | 6,661 |
| Additional noninterest expense | $278,000 | 6,229 |
| Pre-tax net operating income | $264,000 | 4,771 |
| Securities gains (losses) | $16,000 | 2,184 |
| Applicable income taxes | $82,000 | 3,010 |
| Income before extraordinary items | $198,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 5,033 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $198,000 | 5,033 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $186,640 | 5,030 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $596,000 | 6,330 |
| Total interest expense | $175,000 | 5,527 |
| Net interest income | $421,000 | 6,487 |
| Provision for loan and lease losses | $49,000 | 4,227 |
| Total noninterest income | $59,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $337,000 | 6,629 |
| Salaries and employee benefits | $180,000 | 6,558 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $127,000 | 6,422 |
| Pre-tax net operating income | $94,000 | 5,211 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $70,000 | 5,414 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $70,000 | 5,413 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $70,000 | 5,414 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $70,000 | 5,359 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,349 |
| Total interest expense | $791,000 | 5,730 |
| Net interest income | $1,754,000 | 6,458 |
| Provision for loan and lease losses | $535,000 | 4,026 |
| Total noninterest income | $329,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 5,617 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $239,000 | 4,316 |
| Total noninterest expense | $1,582,000 | 6,434 |
| Salaries and employee benefits | $824,000 | 6,406 |
| Premises and equipment expense | $126,000 | 6,834 |
| Additional noninterest expense | $632,000 | 6,124 |
| Pre-tax net operating income | $-34,000 | 5,847 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-90,000 | 6,816 |
| Income before extraordinary items | $56,000 | 5,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 5,776 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $56,000 | 5,776 |
| Net charge-offs | $540,000 | 3,554 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,000 | 5,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 6,445 |
| Total interest expense | $610,000 | 5,828 |
| Net interest income | $1,312,000 | 6,562 |
| Provision for loan and lease losses | $228,000 | 4,699 |
| Total noninterest income | $233,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $78,000 | 5,513 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $155,000 | 4,606 |
| Total noninterest expense | $1,217,000 | 6,439 |
| Salaries and employee benefits | $634,000 | 6,392 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $487,000 | 6,099 |
| Pre-tax net operating income | $100,000 | 5,617 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $100,000 | 5,725 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $100,000 | 5,728 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $100,000 | 5,727 |
| Net charge-offs | $10,000 | 6,268 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $100,000 | 5,574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 6,450 |
| Total interest expense | $415,000 | 5,879 |
| Net interest income | $894,000 | 6,561 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $129,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 5,012 |
| Total noninterest expense | $789,000 | 6,527 |
| Salaries and employee benefits | $430,000 | 6,401 |
| Premises and equipment expense | $67,000 | 6,886 |
| Additional noninterest expense | $292,000 | 6,328 |
| Pre-tax net operating income | $234,000 | 4,737 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $62,000 | 3,153 |
| Income before extraordinary items | $172,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $172,000 | 5,084 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $172,000 | 5,083 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $172,000 | 4,927 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,543 |
| Total interest expense | $209,000 | 5,985 |
| Net interest income | $439,000 | 6,645 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $44,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $395,000 | 6,620 |
| Salaries and employee benefits | $222,000 | 6,420 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $140,000 | 6,466 |
| Pre-tax net operating income | $88,000 | 5,192 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $64,000 | 5,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,480 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $64,000 | 5,479 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $64,000 | 5,374 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 6,570 |
| Total interest expense | $1,036,000 | 5,957 |
| Net interest income | $1,632,000 | 6,739 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $433,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $95,000 | 5,827 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $338,000 | 3,804 |
| Total noninterest expense | $1,430,000 | 6,889 |
| Salaries and employee benefits | $766,000 | 6,789 |
| Premises and equipment expense | $119,000 | 7,194 |
| Additional noninterest expense | $545,000 | 6,647 |
| Pre-tax net operating income | $595,000 | 3,780 |
| Securities gains (losses) | $-25,000 | 7,080 |
| Applicable income taxes | $90,000 | 2,931 |
| Income before extraordinary items | $480,000 | 3,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $480,000 | 3,926 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $480,000 | 3,926 |
| Net charge-offs | $22,000 | 6,613 |
| Cash dividends | $1,480,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $501,000 | 3,803 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,621 |
| Total interest expense | $802,000 | 6,022 |
| Net interest income | $1,210,000 | 6,800 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $353,000 | 4,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $283,000 | 3,708 |
| Total noninterest expense | $1,076,000 | 6,909 |
| Salaries and employee benefits | $609,000 | 6,696 |
| Premises and equipment expense | $88,000 | 7,277 |
| Additional noninterest expense | $379,000 | 6,788 |
| Pre-tax net operating income | $447,000 | 4,042 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $66,000 | 3,156 |
| Income before extraordinary items | $391,000 | 4,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $391,000 | 4,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $391,000 | 4,082 |
| Net charge-offs | $35,000 | 5,924 |
| Cash dividends | $1,480,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $382,400 | 4,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 6,719 |
| Total interest expense | $544,000 | 6,114 |
| Net interest income | $785,000 | 6,879 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $271,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $224,000 | 3,472 |
| Total noninterest expense | $692,000 | 7,025 |
| Salaries and employee benefits | $394,000 | 6,852 |
| Premises and equipment expense | $58,000 | 7,366 |
| Additional noninterest expense | $240,000 | 6,920 |
| Pre-tax net operating income | $324,000 | 4,037 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $293,000 | 4,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,000 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $293,000 | 4,000 |
| Net charge-offs | $38,000 | 5,146 |
| Cash dividends | $1,450,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $289,440 | 3,918 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,794 |
| Total interest expense | $270,000 | 6,224 |
| Net interest income | $385,000 | 6,941 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $145,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $326,000 | 7,122 |
| Salaries and employee benefits | $193,000 | 6,916 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $103,000 | 7,049 |
| Pre-tax net operating income | $189,000 | 4,142 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $29,000 | 3,309 |
| Income before extraordinary items | $164,000 | 4,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 4,191 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $164,000 | 4,191 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $1,450,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $160,600 | 4,073 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 6,778 |
| Total interest expense | $1,139,000 | 6,552 |
| Net interest income | $1,623,000 | 6,850 |
| Provision for loan and lease losses | $246,000 | 4,936 |
| Total noninterest income | $418,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 5,337 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $269,000 | 4,298 |
| Total noninterest expense | $1,348,000 | 7,085 |
| Salaries and employee benefits | $786,000 | 6,945 |
| Premises and equipment expense | $126,000 | 7,376 |
| Additional noninterest expense | $436,000 | 6,901 |
| Pre-tax net operating income | $447,000 | 5,022 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $131,000 | 3,169 |
| Income before extraordinary items | $324,000 | 5,006 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $324,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,452 |
| Cash dividends | $155,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $318,320 | 5,185 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 6,830 |
| Total interest expense | $882,000 | 6,600 |
| Net interest income | $1,214,000 | 6,909 |
| Provision for loan and lease losses | $226,000 | 3,995 |
| Total noninterest income | $266,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $113,000 | 5,343 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 4,914 |
| Total noninterest expense | $1,015,000 | 7,082 |
| Salaries and employee benefits | $612,000 | 6,871 |
| Premises and equipment expense | $93,000 | 7,435 |
| Additional noninterest expense | $310,000 | 6,975 |
| Pre-tax net operating income | $239,000 | 5,885 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $66,000 | 3,921 |
| Income before extraordinary items | $181,000 | 5,803 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $181,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,401 |
| Cash dividends | $155,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $175,160 | 6,006 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 6,861 |
| Total interest expense | $620,000 | 6,624 |
| Net interest income | $804,000 | 6,954 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $187,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $115,000 | 4,810 |
| Total noninterest expense | $664,000 | 7,167 |
| Salaries and employee benefits | $401,000 | 6,965 |
| Premises and equipment expense | $57,000 | 7,568 |
| Additional noninterest expense | $206,000 | 7,011 |
| Pre-tax net operating income | $252,000 | 5,478 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $75,000 | 3,735 |
| Income before extraordinary items | $185,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,397 |
| Cash dividends | $130,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $179,320 | 5,701 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,910 |
| Total interest expense | $327,000 | 6,662 |
| Net interest income | $395,000 | 7,032 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $88,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $335,000 | 7,178 |
| Salaries and employee benefits | $200,000 | 7,001 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $148,000 | 5,462 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $106,000 | 5,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $106,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $100,560 | 5,752 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 6,895 |
| Total interest expense | $1,249,000 | 6,793 |
| Net interest income | $1,660,000 | 6,922 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $366,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $136,000 | 5,579 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $230,000 | 4,774 |
| Total noninterest expense | $1,384,000 | 7,087 |
| Salaries and employee benefits | $843,000 | 6,856 |
| Premises and equipment expense | $136,000 | 7,384 |
| Additional noninterest expense | $405,000 | 7,014 |
| Pre-tax net operating income | $630,000 | 5,608 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $187,000 | 3,912 |
| Income before extraordinary items | $445,000 | 5,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $445,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,018 |
| Cash dividends | $325,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $443,600 | 5,880 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 6,937 |
| Total interest expense | $925,000 | 6,830 |
| Net interest income | $1,268,000 | 6,926 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $304,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $202,000 | 4,469 |
| Total noninterest expense | $1,040,000 | 7,076 |
| Salaries and employee benefits | $632,000 | 6,839 |
| Premises and equipment expense | $104,000 | 7,346 |
| Additional noninterest expense | $304,000 | 7,016 |
| Pre-tax net operating income | $527,000 | 5,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $160,000 | 3,985 |
| Income before extraordinary items | $367,000 | 5,984 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $367,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $367,000 | 5,967 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,982 |
| Total interest expense | $612,000 | 6,871 |
| Net interest income | $847,000 | 6,970 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $227,000 | 5,304 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $158,000 | 4,221 |
| Total noninterest expense | $671,000 | 7,172 |
| Salaries and employee benefits | $416,000 | 6,922 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $194,000 | 7,128 |
| Pre-tax net operating income | $398,000 | 5,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $125,000 | 3,872 |
| Income before extraordinary items | $273,000 | 5,855 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $273,000 | 5,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $273,000 | 5,840 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 7,008 |
| Total interest expense | $306,000 | 6,876 |
| Net interest income | $422,000 | 6,986 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $322,000 | 7,286 |
| Salaries and employee benefits | $201,000 | 7,031 |
| Premises and equipment expense | $30,000 | 7,598 |
| Additional noninterest expense | $91,000 | 7,255 |
| Pre-tax net operating income | $171,000 | 5,810 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $121,000 | 6,068 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $45,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $121,000 | 6,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 6,877 |
| Total interest expense | $1,126,000 | 6,704 |
| Net interest income | $1,741,000 | 6,883 |
| Provision for loan and lease losses | $17,000 | 6,393 |
| Total noninterest income | $280,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $132,000 | 5,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 5,635 |
| Total noninterest expense | $1,344,000 | 7,142 |
| Salaries and employee benefits | $823,000 | 6,893 |
| Premises and equipment expense | $126,000 | 7,540 |
| Additional noninterest expense | $395,000 | 7,091 |
| Pre-tax net operating income | $660,000 | 6,019 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $193,000 | 4,329 |
| Income before extraordinary items | $467,000 | 6,275 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $467,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $377,000 | 4,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $467,000 | 6,270 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 6,965 |
| Total interest expense | $815,000 | 6,755 |
| Net interest income | $1,289,000 | 6,993 |
| Provision for loan and lease losses | $17,000 | 6,141 |
| Total noninterest income | $217,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $1,075,000 | 7,016 |
| Salaries and employee benefits | $657,000 | 6,718 |
| Premises and equipment expense | $94,000 | 7,549 |
| Additional noninterest expense | $324,000 | 6,925 |
| Pre-tax net operating income | $414,000 | 6,556 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $139,000 | 4,550 |
| Income before extraordinary items | $275,000 | 6,843 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $275,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,259 |
| Cash dividends | $220,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $275,000 | 6,846 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,984 |
| Total interest expense | $524,000 | 6,759 |
| Net interest income | $871,000 | 6,995 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $148,000 | 6,256 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $710,000 | 7,067 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $60,000 | 7,622 |
| Additional noninterest expense | $217,000 | 6,932 |
| Pre-tax net operating income | $302,000 | 6,444 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $104,000 | 4,474 |
| Income before extraordinary items | $198,000 | 6,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $198,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $198,000 | 6,775 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,030 |
| Total interest expense | $244,000 | 6,829 |
| Net interest income | $431,000 | 7,037 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,029 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $352,000 | 7,102 |
| Salaries and employee benefits | $212,000 | 6,844 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $143,000 | 6,508 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $48,000 | 4,542 |
| Income before extraordinary items | $95,000 | 6,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $95,000 | 6,811 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 6,762 |
| Total interest expense | $842,000 | 6,665 |
| Net interest income | $1,951,000 | 6,694 |
| Provision for loan and lease losses | $82,000 | 5,102 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $119,000 | 6,011 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $1,408,000 | 7,044 |
| Salaries and employee benefits | $857,000 | 6,761 |
| Premises and equipment expense | $138,000 | 7,418 |
| Additional noninterest expense | $413,000 | 7,023 |
| Pre-tax net operating income | $725,000 | 6,086 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $253,000 | 4,347 |
| Income before extraordinary items | $472,000 | 6,475 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $472,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $236,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $472,000 | 6,452 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 6,795 |
| Total interest expense | $611,000 | 6,669 |
| Net interest income | $1,451,000 | 6,754 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $192,000 | 6,667 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 6,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $1,077,000 | 6,991 |
| Salaries and employee benefits | $663,000 | 6,688 |
| Premises and equipment expense | $105,000 | 7,400 |
| Additional noninterest expense | $309,000 | 7,027 |
| Pre-tax net operating income | $516,000 | 6,333 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $178,000 | 4,587 |
| Income before extraordinary items | $338,000 | 6,724 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $338,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $131,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $338,000 | 6,682 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 6,763 |
| Total interest expense | $400,000 | 6,602 |
| Net interest income | $969,000 | 6,739 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $106,000 | 6,966 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $702,000 | 7,052 |
| Salaries and employee benefits | $427,000 | 6,766 |
| Premises and equipment expense | $74,000 | 7,300 |
| Additional noninterest expense | $201,000 | 7,081 |
| Pre-tax net operating income | $358,000 | 6,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $123,000 | 4,536 |
| Income before extraordinary items | $235,000 | 6,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $235,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $91,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $235,000 | 6,588 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,839 |
| Total interest expense | $197,000 | 6,576 |
| Net interest income | $473,000 | 6,848 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $356,000 | 7,060 |
| Salaries and employee benefits | $222,000 | 6,730 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $101,000 | 7,119 |
| Pre-tax net operating income | $157,000 | 6,466 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $53,000 | 4,694 |
| Income before extraordinary items | $104,000 | 6,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $104,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $104,000 | 6,796 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 6,477 |
| Total interest expense | $802,000 | 6,258 |
| Net interest income | $2,146,000 | 6,434 |
| Provision for loan and lease losses | $124,000 | 4,572 |
| Total noninterest income | $351,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $156,000 | 5,703 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,160 |
| Total noninterest expense | $1,440,000 | 6,996 |
| Salaries and employee benefits | $875,000 | 6,704 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $432,000 | 6,948 |
| Pre-tax net operating income | $933,000 | 5,411 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $341,000 | 3,975 |
| Income before extraordinary items | $609,000 | 5,912 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $609,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,346 |
| Cash dividends | $205,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $598,120 | 5,885 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 6,437 |
| Total interest expense | $602,000 | 6,240 |
| Net interest income | $1,642,000 | 6,396 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $299,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 4,715 |
| Total noninterest expense | $1,119,000 | 6,877 |
| Salaries and employee benefits | $681,000 | 6,533 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $338,000 | 6,812 |
| Pre-tax net operating income | $727,000 | 5,427 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $267,000 | 3,967 |
| Income before extraordinary items | $477,000 | 5,932 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $477,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,646 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $466,120 | 5,902 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 6,447 |
| Total interest expense | $400,000 | 6,290 |
| Net interest income | $1,107,000 | 6,378 |
| Provision for loan and lease losses | $65,000 | 4,191 |
| Total noninterest income | $228,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $149,000 | 4,318 |
| Total noninterest expense | $750,000 | 6,894 |
| Salaries and employee benefits | $467,000 | 6,516 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $217,000 | 6,946 |
| Pre-tax net operating income | $520,000 | 5,205 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $188,000 | 3,895 |
| Income before extraordinary items | $332,000 | 5,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 5,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,698 |
| Cash dividends | $70,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $332,000 | 5,725 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,532 |
| Total interest expense | $207,000 | 6,258 |
| Net interest income | $532,000 | 6,518 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $394,000 | 6,805 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $113,000 | 6,847 |
| Pre-tax net operating income | $237,000 | 5,411 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $85,000 | 4,041 |
| Income before extraordinary items | $152,000 | 5,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $152,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $152,000 | 5,862 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 6,657 |
| Total interest expense | $978,000 | 6,182 |
| Net interest income | $1,906,000 | 6,727 |
| Provision for loan and lease losses | $184,000 | 4,174 |
| Total noninterest income | $719,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $168,000 | 5,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $551,000 | 3,414 |
| Total noninterest expense | $1,611,000 | 6,690 |
| Salaries and employee benefits | $951,000 | 6,438 |
| Premises and equipment expense | $164,000 | 7,207 |
| Additional noninterest expense | $496,000 | 6,578 |
| Pre-tax net operating income | $830,000 | 5,606 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $283,000 | 4,369 |
| Income before extraordinary items | $547,000 | 6,147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $547,000 | 6,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $2,165,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 9,066 |
| Net operating income | $547,000 | 5,996 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 6,702 |
| Total interest expense | $757,000 | 6,239 |
| Net interest income | $1,427,000 | 6,781 |
| Provision for loan and lease losses | $154,000 | 3,870 |
| Total noninterest income | $669,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 2,968 |
| Total noninterest expense | $1,210,000 | 6,675 |
| Salaries and employee benefits | $711,000 | 6,420 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $372,000 | 6,556 |
| Pre-tax net operating income | $732,000 | 5,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $254,000 | 4,252 |
| Income before extraordinary items | $478,000 | 5,963 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $478,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $315,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $478,000 | 5,797 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 6,732 |
| Total interest expense | $518,000 | 6,289 |
| Net interest income | $951,000 | 6,790 |
| Provision for loan and lease losses | $154,000 | 2,968 |
| Total noninterest income | $467,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $76,000 | 5,869 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $391,000 | 2,836 |
| Total noninterest expense | $817,000 | 6,643 |
| Salaries and employee benefits | $484,000 | 6,375 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $250,000 | 6,527 |
| Pre-tax net operating income | $447,000 | 5,595 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $276,000 | 6,297 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $276,000 | 6,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,159 |
| Cash dividends | $265,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $276,000 | 6,087 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,738 |
| Total interest expense | $264,000 | 6,332 |
| Net interest income | $476,000 | 6,782 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 3,012 |
| Total noninterest expense | $398,000 | 6,736 |
| Salaries and employee benefits | $234,000 | 6,500 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $119,000 | 6,675 |
| Pre-tax net operating income | $227,000 | 5,529 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $149,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $149,000 | 5,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 6,740 |
| Total interest expense | $1,339,000 | 6,081 |
| Net interest income | $1,777,000 | 6,997 |
| Provision for loan and lease losses | $76,000 | 6,152 |
| Total noninterest income | $604,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $111,000 | 6,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 3,308 |
| Total noninterest expense | $1,503,000 | 6,837 |
| Salaries and employee benefits | $900,000 | 6,519 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $433,000 | 6,915 |
| Pre-tax net operating income | $802,000 | 5,766 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $261,000 | 4,685 |
| Income before extraordinary items | $541,000 | 6,213 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $541,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $470,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $541,000 | 6,061 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 6,835 |
| Total interest expense | $1,889,000 | 6,281 |
| Net interest income | $1,526,000 | 7,281 |
| Provision for loan and lease losses | $144,000 | 4,879 |
| Total noninterest income | $516,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $110,000 | 6,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $406,000 | 3,496 |
| Total noninterest expense | $1,598,000 | 6,582 |
| Salaries and employee benefits | $814,000 | 6,718 |
| Premises and equipment expense | $189,000 | 6,942 |
| Additional noninterest expense | $595,000 | 5,870 |
| Pre-tax net operating income | $300,000 | 7,410 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $220,000 | 7,604 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $220,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,117 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $220,000 | 7,479 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 6,813 |
| Total interest expense | $1,863,000 | 6,487 |
| Net interest income | $1,751,000 | 7,008 |
| Provision for loan and lease losses | $124,000 | 4,781 |
| Total noninterest income | $449,000 | 5,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,744 |
| Total noninterest expense | $1,531,000 | 6,676 |
| Salaries and employee benefits | $821,000 | 6,626 |
| Premises and equipment expense | $180,000 | 7,087 |
| Additional noninterest expense | $530,000 | 6,202 |
| Pre-tax net operating income | $545,000 | 6,797 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $163,000 | 5,777 |
| Income before extraordinary items | $382,000 | 6,965 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $382,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,340 |
| Cash dividends | $305,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $382,000 | 6,968 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 6,854 |
| Total interest expense | $1,759,000 | 6,446 |
| Net interest income | $1,715,000 | 7,173 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $311,000 | 6,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,076 |
| Total noninterest expense | $1,440,000 | 6,931 |
| Salaries and employee benefits | $776,000 | 6,862 |
| Premises and equipment expense | $201,000 | 6,799 |
| Additional noninterest expense | $463,000 | 6,796 |
| Pre-tax net operating income | $459,000 | 7,332 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $182,000 | 5,901 |
| Income before extraordinary items | $277,000 | 7,748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $277,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,328 |
| Cash dividends | $234,000 | 4,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $277,000 | 7,725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 9,922 |
| Total interest expense | $464,000 | 9,773 |
| Net interest income | $456,000 | 10,001 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $72,000 | 9,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $387,000 | 10,093 |
| Salaries and employee benefits | $197,000 | 10,119 |
| Premises and equipment expense | $55,000 | 9,708 |
| Additional noninterest expense | $135,000 | 9,800 |
| Pre-tax net operating income | $141,000 | 9,225 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $67,000 | 8,035 |
| Income before extraordinary items | $92,000 | 9,389 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $92,000 | 9,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $80,480 | 9,398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 7,009 |
| Total interest expense | $1,891,000 | 6,490 |
| Net interest income | $1,760,000 | 7,404 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $1,431,000 | 6,961 |
| Salaries and employee benefits | $787,000 | 6,853 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $656,000 | 7,180 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $252,000 | 6,242 |
| Income before extraordinary items | $404,000 | 7,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $404,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-215,000 | 10,825 |
| Cash dividends | $243,000 | 5,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $404,000 | 7,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 7,086 |
| Total interest expense | $1,987,000 | 6,440 |
| Net interest income | $1,784,000 | 7,585 |
| Provision for loan and lease losses | $490,000 | 1,759 |
| Total noninterest income | $223,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $1,237,000 | 7,878 |
| Salaries and employee benefits | $718,000 | 7,413 |
| Premises and equipment expense | $159,000 | 7,849 |
| Additional noninterest expense | $360,000 | 8,263 |
| Pre-tax net operating income | $280,000 | 9,264 |
| Securities gains (losses) | $-35,000 | 10,903 |
| Applicable income taxes | $74,000 | 9,268 |
| Income before extraordinary items | $171,000 | 9,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $171,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,248 |
| Cash dividends | $555,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $195,500 | 9,285 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 7,398 |
| Total interest expense | $1,898,000 | 6,687 |
| Net interest income | $1,725,000 | 7,946 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $1,154,000 | 8,374 |
| Salaries and employee benefits | $687,000 | 7,801 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $304,000 | 9,209 |
| Pre-tax net operating income | $752,000 | 7,048 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $486,000 | 7,354 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $486,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 11,771 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $486,650 | 7,317 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 8,107 |
| Total interest expense | $1,310,000 | 7,517 |
| Net interest income | $1,657,000 | 8,428 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $1,098,000 | 8,993 |
| Salaries and employee benefits | $626,000 | 8,436 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $325,000 | 9,657 |
| Pre-tax net operating income | $801,000 | 6,863 |
| Securities gains (losses) | $-180,000 | 11,899 |
| Applicable income taxes | $209,000 | 7,194 |
| Income before extraordinary items | $412,000 | 8,093 |
| Extraordinary gains, net | $13,000 | 213 |
| Net income | $425,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $530,800 | 7,113 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 8,242 |
| Total interest expense | $1,281,000 | 7,953 |
| Net interest income | $1,772,000 | 8,311 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $155,000 | 10,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $959,000 | 9,926 |
| Salaries and employee benefits | $537,000 | 9,325 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $307,000 | 10,354 |
| Pre-tax net operating income | $968,000 | 6,037 |
| Securities gains (losses) | $133,000 | 2,128 |
| Applicable income taxes | $425,000 | 4,793 |
| Income before extraordinary items | $676,000 | 6,256 |
| Extraordinary gains, net | $-71,000 | 12,829 |
| Net income | $605,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $590,880 | 6,609 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 8,582 |
| Total interest expense | $1,494,000 | 8,527 |
| Net interest income | $1,740,000 | 8,529 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $461,000 | 10,184 |
| Premises and equipment expense | $81,000 | 11,458 |
| Additional noninterest expense | $339,000 | 10,331 |
| Pre-tax net operating income | $953,000 | 5,837 |
| Securities gains (losses) | $245,000 | 1,748 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $791,000 | 5,409 |
| Extraordinary gains, net | $107,000 | 717 |
| Net income | $898,000 | 4,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $629,300 | 6,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.