Home > Citizens State Bank of Shakopee > Income and Expense
Citizens State Bank of Shakopee, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $553,000 | 7,018 |
| Total interest expense | $62,000 | 6,994 |
| Net interest income | $491,000 | 6,995 |
| Provision for loan and lease losses | $24,000 | 5,330 |
| Total noninterest income | $78,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 6,096 |
| Total noninterest expense | $579,000 | 6,870 |
| Salaries and employee benefits | $225,000 | 7,012 |
| Premises and equipment expense | $86,000 | 6,483 |
| Additional noninterest expense | $268,000 | 6,541 |
| Pre-tax net operating income | $-34,000 | 6,342 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-34,000 | 6,465 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-34,000 | 6,463 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-34,000 | 6,463 |
| Net charge-offs | $-5,000 | 6,472 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-34,000 | 6,349 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,075 |
| Total interest expense | $43,000 | 7,051 |
| Net interest income | $332,000 | 7,052 |
| Provision for loan and lease losses | $20,000 | 5,104 |
| Total noninterest income | $59,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 5,983 |
| Total noninterest expense | $404,000 | 6,894 |
| Salaries and employee benefits | $169,000 | 7,020 |
| Premises and equipment expense | $67,000 | 6,369 |
| Additional noninterest expense | $168,000 | 6,656 |
| Pre-tax net operating income | $-33,000 | 6,410 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-33,000 | 6,536 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-33,000 | 6,536 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-33,000 | 6,536 |
| Net charge-offs | $-6,000 | 6,510 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-33,000 | 6,425 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $188,000 | 7,128 |
| Total interest expense | $22,000 | 7,111 |
| Net interest income | $166,000 | 7,110 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,212 |
| Total noninterest expense | $225,000 | 6,854 |
| Salaries and employee benefits | $107,000 | 6,943 |
| Premises and equipment expense | $32,000 | 6,438 |
| Additional noninterest expense | $86,000 | 6,670 |
| Pre-tax net operating income | $-49,000 | 6,617 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-49,000 | 6,713 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-49,000 | 6,715 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-49,000 | 6,715 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-49,000 | 6,631 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,239 |
| Total interest expense | $108,000 | 7,173 |
| Net interest income | $523,000 | 7,228 |
| Provision for loan and lease losses | $49,000 | 5,878 |
| Total noninterest income | $172,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $67,000 | 6,037 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $105,000 | 5,262 |
| Total noninterest expense | $780,000 | 7,051 |
| Salaries and employee benefits | $317,000 | 7,186 |
| Premises and equipment expense | $165,000 | 6,294 |
| Additional noninterest expense | $298,000 | 6,872 |
| Pre-tax net operating income | $-134,000 | 6,172 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-134,000 | 6,296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-134,000 | 6,298 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-134,000 | 6,299 |
| Net charge-offs | $-8,000 | 6,992 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-134,000 | 6,215 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,321 |
| Total interest expense | $80,000 | 7,264 |
| Net interest income | $374,000 | 7,310 |
| Provision for loan and lease losses | $24,000 | 5,941 |
| Total noninterest income | $142,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $573,000 | 7,111 |
| Salaries and employee benefits | $234,000 | 7,242 |
| Premises and equipment expense | $121,000 | 6,363 |
| Additional noninterest expense | $218,000 | 6,938 |
| Pre-tax net operating income | $-81,000 | 6,265 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-81,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-81,000 | 6,394 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-81,000 | 6,394 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-81,000 | 6,298 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $298,000 | 7,393 |
| Total interest expense | $52,000 | 7,345 |
| Net interest income | $246,000 | 7,378 |
| Provision for loan and lease losses | $11,000 | 5,952 |
| Total noninterest income | $105,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,024 |
| Total noninterest expense | $380,000 | 7,184 |
| Salaries and employee benefits | $159,000 | 7,309 |
| Premises and equipment expense | $84,000 | 6,363 |
| Additional noninterest expense | $137,000 | 7,070 |
| Pre-tax net operating income | $-40,000 | 6,308 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-40,000 | 6,401 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-40,000 | 6,400 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-40,000 | 6,401 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-40,000 | 6,339 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $149,000 | 7,455 |
| Total interest expense | $26,000 | 7,412 |
| Net interest income | $123,000 | 7,434 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,538 |
| Total noninterest expense | $202,000 | 7,197 |
| Salaries and employee benefits | $85,000 | 7,320 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $71,000 | 7,076 |
| Pre-tax net operating income | $-14,000 | 6,420 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-14,000 | 6,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-14,000 | 6,456 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-14,000 | 6,456 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-14,000 | 6,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $142,000 | 7,620 |
| Total interest expense | $34,000 | 7,590 |
| Net interest income | $108,000 | 7,619 |
| Provision for loan and lease losses | $124,000 | 5,829 |
| Total noninterest income | $94,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,566 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 5,832 |
| Total noninterest expense | $399,000 | 7,576 |
| Salaries and employee benefits | $111,000 | 7,618 |
| Premises and equipment expense | $44,000 | 7,483 |
| Additional noninterest expense | $244,000 | 7,282 |
| Pre-tax net operating income | $-321,000 | 6,136 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-321,000 | 6,256 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-321,000 | 6,258 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-321,000 | 6,258 |
| Net charge-offs | $49,000 | 5,925 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-321,000 | 6,206 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,000 | 7,753 |
| Total interest expense | $4,000 | 7,731 |
| Net interest income | $17,000 | 7,746 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $5,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $4,000 | 6,847 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,000 | 7,117 |
| Total noninterest expense | $41,000 | 7,755 |
| Salaries and employee benefits | $10,000 | 7,742 |
| Premises and equipment expense | $10,000 | 7,716 |
| Additional noninterest expense | $21,000 | 7,755 |
| Pre-tax net operating income | $-34,000 | 6,050 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-34,000 | 6,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-34,000 | 6,202 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-34,000 | 6,202 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-34,000 | 6,083 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $365,000 | 7,663 |
| Total interest expense | $71,000 | 7,640 |
| Net interest income | $294,000 | 7,639 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $62,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $45,000 | 5,737 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $379,000 | 7,468 |
| Salaries and employee benefits | $159,000 | 7,598 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $160,000 | 7,167 |
| Pre-tax net operating income | $-73,000 | 6,229 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-73,000 | 6,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-73,000 | 6,363 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-73,000 | 6,361 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-73,000 | 6,280 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 7,768 |
| Total interest expense | $38,000 | 7,735 |
| Net interest income | $145,000 | 7,736 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $193,000 | 7,546 |
| Salaries and employee benefits | $81,000 | 7,679 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $80,000 | 7,263 |
| Pre-tax net operating income | $-68,000 | 6,566 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-68,000 | 6,672 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-68,000 | 6,673 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-68,000 | 6,672 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-68,000 | 6,601 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 7,832 |
| Total interest expense | $193,000 | 7,786 |
| Net interest income | $550,000 | 7,803 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $139,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $101,000 | 5,741 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $38,000 | 6,593 |
| Total noninterest expense | $814,000 | 7,595 |
| Salaries and employee benefits | $330,000 | 7,750 |
| Premises and equipment expense | $129,000 | 7,109 |
| Additional noninterest expense | $355,000 | 7,242 |
| Pre-tax net operating income | $-125,000 | 5,619 |
| Securities gains (losses) | $116,000 | 2,013 |
| Applicable income taxes | $-23,000 | 6,337 |
| Income before extraordinary items | $14,000 | 5,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $14,000 | 5,479 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $14,000 | 5,479 |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-60,240 | 5,619 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 7,919 |
| Total interest expense | $150,000 | 7,871 |
| Net interest income | $409,000 | 7,882 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $103,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $73,000 | 5,846 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $640,000 | 7,599 |
| Salaries and employee benefits | $248,000 | 7,818 |
| Premises and equipment expense | $96,000 | 7,175 |
| Additional noninterest expense | $296,000 | 7,135 |
| Pre-tax net operating income | $-128,000 | 5,921 |
| Securities gains (losses) | $111,000 | 1,751 |
| Applicable income taxes | $-23,000 | 6,725 |
| Income before extraordinary items | $6,000 | 5,750 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,000 | 5,750 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,000 | 5,750 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-65,040 | 5,870 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,989 |
| Total interest expense | $100,000 | 7,965 |
| Net interest income | $297,000 | 7,925 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $48,000 | 5,865 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $436,000 | 7,652 |
| Salaries and employee benefits | $162,000 | 7,913 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $210,000 | 7,105 |
| Pre-tax net operating income | $-75,000 | 6,034 |
| Securities gains (losses) | $37,000 | 2,068 |
| Applicable income taxes | $-23,000 | 6,882 |
| Income before extraordinary items | $-15,000 | 5,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 5,969 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-15,000 | 5,969 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-38,680 | 5,979 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,022 |
| Total interest expense | $52,000 | 8,018 |
| Net interest income | $162,000 | 7,940 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $184,000 | 7,828 |
| Salaries and employee benefits | $77,000 | 7,993 |
| Premises and equipment expense | $29,000 | 7,401 |
| Additional noninterest expense | $78,000 | 7,415 |
| Pre-tax net operating income | $9,000 | 6,137 |
| Securities gains (losses) | $37,000 | 1,424 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $8,480 | 6,154 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 7,986 |
| Total interest expense | $323,000 | 7,967 |
| Net interest income | $671,000 | 7,940 |
| Provision for loan and lease losses | $16,000 | 7,078 |
| Total noninterest income | $158,000 | 6,829 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 5,704 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $803,000 | 7,790 |
| Salaries and employee benefits | $345,000 | 7,996 |
| Premises and equipment expense | $156,000 | 7,089 |
| Additional noninterest expense | $302,000 | 7,450 |
| Pre-tax net operating income | $10,000 | 6,280 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $7,000 | 6,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,000 | 6,335 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 8,066 |
| Total interest expense | $253,000 | 8,037 |
| Net interest income | $511,000 | 8,006 |
| Provision for loan and lease losses | $6,000 | 6,851 |
| Total noninterest income | $118,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $83,000 | 5,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $599,000 | 7,836 |
| Salaries and employee benefits | $257,000 | 8,048 |
| Premises and equipment expense | $122,000 | 7,065 |
| Additional noninterest expense | $220,000 | 7,497 |
| Pre-tax net operating income | $24,000 | 6,666 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $21,000 | 6,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,708 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,000 | 6,695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $518,000 | 8,126 |
| Total interest expense | $172,000 | 8,103 |
| Net interest income | $346,000 | 8,046 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $83,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $52,000 | 5,887 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $413,000 | 7,859 |
| Salaries and employee benefits | $176,000 | 8,091 |
| Premises and equipment expense | $86,000 | 6,997 |
| Additional noninterest expense | $151,000 | 7,496 |
| Pre-tax net operating income | $10,000 | 6,884 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $10,000 | 6,957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $10,000 | 6,904 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,121 |
| Total interest expense | $93,000 | 8,129 |
| Net interest income | $192,000 | 8,010 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $38,000 | 7,035 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $215,000 | 7,846 |
| Salaries and employee benefits | $90,000 | 8,109 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $79,000 | 7,440 |
| Pre-tax net operating income | $15,000 | 7,008 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $12,000 | 7,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $12,000 | 7,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 8,053 |
| Total interest expense | $414,000 | 8,074 |
| Net interest income | $845,000 | 7,933 |
| Provision for loan and lease losses | $114,000 | 4,750 |
| Total noninterest income | $163,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $132,000 | 5,619 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $31,000 | 7,517 |
| Total noninterest expense | $919,000 | 7,766 |
| Salaries and employee benefits | $401,000 | 8,054 |
| Premises and equipment expense | $132,000 | 7,418 |
| Additional noninterest expense | $386,000 | 7,108 |
| Pre-tax net operating income | $-25,000 | 7,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-25,000 | 7,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,708 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-25,000 | 7,523 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 8,128 |
| Total interest expense | $307,000 | 8,131 |
| Net interest income | $622,000 | 8,003 |
| Provision for loan and lease losses | $83,000 | 4,460 |
| Total noninterest income | $128,000 | 6,999 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 5,584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $698,000 | 7,735 |
| Salaries and employee benefits | $302,000 | 8,035 |
| Premises and equipment expense | $106,000 | 7,322 |
| Additional noninterest expense | $290,000 | 7,103 |
| Pre-tax net operating income | $-31,000 | 7,702 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-31,000 | 7,742 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-31,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,803 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-31,000 | 7,721 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $606,000 | 8,202 |
| Total interest expense | $198,000 | 8,205 |
| Net interest income | $408,000 | 8,087 |
| Provision for loan and lease losses | $71,000 | 3,828 |
| Total noninterest income | $83,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $65,000 | 5,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $448,000 | 7,831 |
| Salaries and employee benefits | $202,000 | 8,084 |
| Premises and equipment expense | $74,000 | 7,287 |
| Additional noninterest expense | $172,000 | 7,338 |
| Pre-tax net operating income | $-28,000 | 7,849 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-29,000 | 7,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-29,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-29,000 | 7,857 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,294 |
| Total interest expense | $95,000 | 8,268 |
| Net interest income | $190,000 | 8,209 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $40,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $228,000 | 7,845 |
| Salaries and employee benefits | $101,000 | 8,117 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $87,000 | 7,339 |
| Pre-tax net operating income | $-57,000 | 8,053 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-57,000 | 8,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-57,000 | 8,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,528 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-57,000 | 8,059 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 8,090 |
| Total interest expense | $338,000 | 8,231 |
| Net interest income | $929,000 | 7,935 |
| Provision for loan and lease losses | $35,000 | 5,927 |
| Total noninterest income | $162,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $134,000 | 5,719 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,751 |
| Total noninterest expense | $966,000 | 7,770 |
| Salaries and employee benefits | $395,000 | 8,169 |
| Premises and equipment expense | $238,000 | 6,334 |
| Additional noninterest expense | $333,000 | 7,406 |
| Pre-tax net operating income | $90,000 | 7,736 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $19,000 | 5,938 |
| Income before extraordinary items | $71,000 | 7,782 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $71,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $71,000 | 7,771 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,174 |
| Total interest expense | $243,000 | 8,296 |
| Net interest income | $692,000 | 8,022 |
| Provision for loan and lease losses | $26,000 | 5,807 |
| Total noninterest income | $124,000 | 7,242 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,800 |
| Total noninterest expense | $704,000 | 7,808 |
| Salaries and employee benefits | $291,000 | 8,185 |
| Premises and equipment expense | $177,000 | 6,376 |
| Additional noninterest expense | $236,000 | 7,502 |
| Pre-tax net operating income | $86,000 | 7,857 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $15,000 | 6,081 |
| Income before extraordinary items | $71,000 | 7,864 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $71,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $71,000 | 7,860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 8,230 |
| Total interest expense | $153,000 | 8,339 |
| Net interest income | $458,000 | 8,080 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $83,000 | 7,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 5,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $468,000 | 7,837 |
| Salaries and employee benefits | $195,000 | 8,225 |
| Premises and equipment expense | $122,000 | 6,308 |
| Additional noninterest expense | $151,000 | 7,594 |
| Pre-tax net operating income | $56,000 | 7,923 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $45,000 | 7,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $45,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $45,000 | 7,945 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,333 |
| Total interest expense | $71,000 | 8,378 |
| Net interest income | $201,000 | 8,248 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $29,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $232,000 | 7,864 |
| Salaries and employee benefits | $96,000 | 8,262 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $67,000 | 7,791 |
| Pre-tax net operating income | $-10,000 | 8,255 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-8,000 | 8,510 |
| Income before extraordinary items | $-2,000 | 8,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,000 | 8,205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 8,250 |
| Total interest expense | $233,000 | 8,372 |
| Net interest income | $863,000 | 8,142 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $184,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $158,000 | 5,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 7,968 |
| Total noninterest expense | $883,000 | 7,940 |
| Salaries and employee benefits | $374,000 | 8,290 |
| Premises and equipment expense | $246,000 | 6,259 |
| Additional noninterest expense | $263,000 | 7,850 |
| Pre-tax net operating income | $160,000 | 7,805 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $56,000 | 5,792 |
| Income before extraordinary items | $104,000 | 7,965 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $104,000 | 7,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $104,000 | 7,933 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 8,305 |
| Total interest expense | $167,000 | 8,396 |
| Net interest income | $640,000 | 8,192 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $140,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $655,000 | 7,956 |
| Salaries and employee benefits | $281,000 | 8,261 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $187,000 | 7,927 |
| Pre-tax net operating income | $125,000 | 7,926 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $37,000 | 5,972 |
| Income before extraordinary items | $88,000 | 8,023 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $88,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $88,000 | 7,990 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $535,000 | 8,320 |
| Total interest expense | $107,000 | 8,410 |
| Net interest income | $428,000 | 8,212 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $81,000 | 5,458 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $427,000 | 7,984 |
| Salaries and employee benefits | $183,000 | 8,294 |
| Premises and equipment expense | $122,000 | 6,241 |
| Additional noninterest expense | $122,000 | 7,949 |
| Pre-tax net operating income | $95,000 | 7,870 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $79,000 | 7,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $79,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $79,000 | 7,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 8,402 |
| Total interest expense | $51,000 | 8,494 |
| Net interest income | $213,000 | 8,287 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $45,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $220,000 | 8,011 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $38,000 | 8,047 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $31,000 | 8,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $31,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $31,000 | 8,047 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 8,442 |
| Total interest expense | $199,000 | 8,471 |
| Net interest income | $744,000 | 8,380 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $175,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $148,000 | 5,807 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $808,000 | 8,146 |
| Salaries and employee benefits | $345,000 | 8,482 |
| Premises and equipment expense | $235,000 | 6,349 |
| Additional noninterest expense | $228,000 | 8,134 |
| Pre-tax net operating income | $111,000 | 8,075 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $30,000 | 6,350 |
| Income before extraordinary items | $81,000 | 8,168 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $81,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $81,000 | 8,131 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $705,000 | 8,488 |
| Total interest expense | $148,000 | 8,524 |
| Net interest income | $557,000 | 8,419 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $132,000 | 7,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $595,000 | 8,165 |
| Salaries and employee benefits | $254,000 | 8,493 |
| Premises and equipment expense | $171,000 | 6,414 |
| Additional noninterest expense | $170,000 | 8,137 |
| Pre-tax net operating income | $94,000 | 8,147 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $64,000 | 8,258 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $64,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $64,000 | 8,217 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $463,000 | 8,557 |
| Total interest expense | $99,000 | 8,574 |
| Net interest income | $364,000 | 8,488 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $86,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $393,000 | 8,234 |
| Salaries and employee benefits | $168,000 | 8,556 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $115,000 | 8,149 |
| Pre-tax net operating income | $57,000 | 8,209 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $37,000 | 8,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $37,000 | 8,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $238,000 | 8,587 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $189,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $195,000 | 8,283 |
| Salaries and employee benefits | $84,000 | 8,598 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $57,000 | 8,230 |
| Pre-tax net operating income | $36,000 | 8,100 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $878,000 | 8,689 |
| Total interest expense | $200,000 | 8,745 |
| Net interest income | $678,000 | 8,600 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $144,000 | 5,937 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,000 | 7,939 |
| Total noninterest expense | $790,000 | 8,297 |
| Salaries and employee benefits | $340,000 | 8,623 |
| Premises and equipment expense | $239,000 | 6,312 |
| Additional noninterest expense | $211,000 | 8,370 |
| Pre-tax net operating income | $68,000 | 8,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $46,000 | 8,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $46,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $33,000 | 6,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $46,000 | 8,370 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 8,773 |
| Total interest expense | $149,000 | 8,853 |
| Net interest income | $508,000 | 8,661 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $133,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $591,000 | 8,305 |
| Salaries and employee benefits | $255,000 | 8,635 |
| Premises and equipment expense | $182,000 | 6,259 |
| Additional noninterest expense | $154,000 | 8,428 |
| Pre-tax net operating income | $50,000 | 8,456 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $34,000 | 8,601 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $34,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $33,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $34,000 | 8,493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $444,000 | 8,812 |
| Total interest expense | $98,000 | 8,911 |
| Net interest income | $346,000 | 8,682 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $90,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $394,000 | 8,324 |
| Salaries and employee benefits | $172,000 | 8,646 |
| Premises and equipment expense | $122,000 | 6,222 |
| Additional noninterest expense | $100,000 | 8,459 |
| Pre-tax net operating income | $42,000 | 8,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $28,000 | 8,599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $33,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $28,000 | 8,476 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,863 |
| Total interest expense | $49,000 | 8,981 |
| Net interest income | $175,000 | 8,718 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $199,000 | 8,349 |
| Salaries and employee benefits | $88,000 | 8,659 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $21,000 | 8,437 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $14,000 | 8,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $33,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $14,000 | 8,462 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 8,862 |
| Total interest expense | $295,000 | 8,899 |
| Net interest income | $700,000 | 8,742 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $158,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $130,000 | 6,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $735,000 | 8,484 |
| Salaries and employee benefits | $333,000 | 8,758 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $206,000 | 8,523 |
| Pre-tax net operating income | $123,000 | 8,231 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $80,000 | 8,424 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $80,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $51,000 | 5,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $80,000 | 8,334 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 8,938 |
| Total interest expense | $532,000 | 8,960 |
| Net interest income | $733,000 | 8,793 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $163,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $124,000 | 6,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $745,000 | 8,578 |
| Salaries and employee benefits | $334,000 | 8,919 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $243,000 | 8,280 |
| Pre-tax net operating income | $151,000 | 8,101 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $102,000 | 8,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 9,061 |
| Total interest expense | $508,000 | 9,238 |
| Net interest income | $887,000 | 8,714 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $159,000 | 7,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $748,000 | 8,705 |
| Salaries and employee benefits | $306,000 | 9,224 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $247,000 | 8,365 |
| Pre-tax net operating income | $298,000 | 7,904 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $200,000 | 8,064 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $200,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $38,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $200,000 | 8,062 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 9,360 |
| Total interest expense | $500,000 | 9,442 |
| Net interest income | $757,000 | 9,161 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,882 |
| Total noninterest expense | $772,000 | 8,802 |
| Salaries and employee benefits | $334,000 | 9,294 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $223,000 | 8,810 |
| Pre-tax net operating income | $146,000 | 8,829 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $58,000 | 7,529 |
| Income before extraordinary items | $88,000 | 9,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $88,000 | 9,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $51,000 | 6,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $88,000 | 9,013 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 9,595 |
| Total interest expense | $423,000 | 9,859 |
| Net interest income | $830,000 | 9,181 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $176,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $823,000 | 8,703 |
| Salaries and employee benefits | $329,000 | 9,436 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $219,000 | 8,908 |
| Pre-tax net operating income | $175,000 | 9,035 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $106,000 | 9,300 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $106,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $69,000 | 6,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $106,000 | 9,226 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 10,022 |
| Total interest expense | $361,000 | 10,417 |
| Net interest income | $871,000 | 9,490 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $799,000 | 9,036 |
| Salaries and employee benefits | $346,000 | 9,628 |
| Premises and equipment expense | $278,000 | 5,688 |
| Additional noninterest expense | $175,000 | 9,721 |
| Pre-tax net operating income | $227,000 | 9,422 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $61,000 | 7,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $139,000 | 9,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 10,466 |
| Total interest expense | $366,000 | 10,951 |
| Net interest income | $880,000 | 9,884 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $199,000 | 8,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $829,000 | 9,325 |
| Salaries and employee benefits | $378,000 | 9,756 |
| Premises and equipment expense | $281,000 | 5,823 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $226,000 | 9,621 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $88,000 | 8,964 |
| Income before extraordinary items | $138,000 | 9,904 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $138,000 | 9,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $138,000 | 9,848 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 10,841 |
| Total interest expense | $379,000 | 11,384 |
| Net interest income | $918,000 | 10,194 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $208,000 | 8,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $809,000 | 9,732 |
| Salaries and employee benefits | $345,000 | 10,374 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $191,000 | 10,529 |
| Pre-tax net operating income | $293,000 | 9,803 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $111,000 | 8,958 |
| Income before extraordinary items | $182,000 | 10,143 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $182,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $182,000 | 10,110 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 11,271 |
| Total interest expense | $376,000 | 11,706 |
| Net interest income | $858,000 | 10,853 |
| Provision for loan and lease losses | $16,000 | 8,030 |
| Total noninterest income | $187,000 | 8,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $810,000 | 10,202 |
| Salaries and employee benefits | $338,000 | 10,865 |
| Premises and equipment expense | $256,000 | 6,422 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $219,000 | 10,742 |
| Securities gains (losses) | $-35,000 | 10,774 |
| Applicable income taxes | $62,000 | 10,185 |
| Income before extraordinary items | $122,000 | 11,134 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $122,000 | 11,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $58,000 | 7,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $145,100 | 10,939 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 11,700 |
| Total interest expense | $450,000 | 11,944 |
| Net interest income | $843,000 | 11,364 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $865,000 | 10,369 |
| Salaries and employee benefits | $371,000 | 10,927 |
| Premises and equipment expense | $194,000 | 7,809 |
| Additional noninterest expense | $300,000 | 10,450 |
| Pre-tax net operating income | $181,000 | 11,206 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $64,000 | 10,621 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $117,000 | 11,413 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 11,999 |
| Total interest expense | $712,000 | 11,748 |
| Net interest income | $775,000 | 12,012 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $283,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $847,000 | 10,764 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $305,000 | 10,762 |
| Pre-tax net operating income | $188,000 | 11,187 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $112,000 | 11,781 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $112,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $61,000 | 7,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $112,000 | 11,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.