Home > Citizens State Bank of Santa Paula > Income and Expense
Citizens State Bank of Santa Paula, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 5,293 |
| Total interest expense | $2,023,000 | 6,367 |
| Net interest income | $3,806,000 | 4,503 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $775,000 | 3,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $525,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,535 |
| Total noninterest expense | $2,897,000 | 4,412 |
| Salaries and employee benefits | $1,599,000 | 4,071 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $1,018,000 | 4,346 |
| Pre-tax net operating income | $1,784,000 | 3,761 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $655,000 | 3,343 |
| Income before extraordinary items | $1,129,000 | 4,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,129,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 11,051 |
| Cash dividends | $361,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,129,000 | 4,017 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,659 |
| Total interest expense | $1,722,000 | 7,085 |
| Net interest income | $3,680,000 | 4,658 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $663,000 | 4,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $2,881,000 | 4,439 |
| Salaries and employee benefits | $1,609,000 | 4,030 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $1,030,000 | 4,241 |
| Pre-tax net operating income | $1,412,000 | 4,663 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $510,000 | 4,138 |
| Income before extraordinary items | $902,000 | 4,989 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $902,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,139 |
| Cash dividends | $185,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $902,000 | 4,966 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 5,414 |
| Total interest expense | $1,349,000 | 7,400 |
| Net interest income | $3,928,000 | 4,460 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $587,000 | 4,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,808 |
| Total noninterest expense | $2,729,000 | 4,794 |
| Salaries and employee benefits | $1,522,000 | 4,228 |
| Premises and equipment expense | $202,000 | 7,386 |
| Additional noninterest expense | $1,005,000 | 4,690 |
| Pre-tax net operating income | $1,786,000 | 3,772 |
| Securities gains (losses) | $-120,000 | 11,662 |
| Applicable income taxes | $611,000 | 3,464 |
| Income before extraordinary items | $1,055,000 | 4,324 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,055,000 | 4,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 12,175 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,131,800 | 4,114 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 5,563 |
| Total interest expense | $1,400,000 | 7,537 |
| Net interest income | $3,824,000 | 4,584 |
| Provision for loan and lease losses | $1,230,000 | 1,137 |
| Total noninterest income | $564,000 | 5,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $2,684,000 | 4,955 |
| Salaries and employee benefits | $1,413,000 | 4,513 |
| Premises and equipment expense | $215,000 | 7,389 |
| Additional noninterest expense | $1,056,000 | 4,694 |
| Pre-tax net operating income | $474,000 | 8,828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $328,000 | 9,146 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $328,000 | 9,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 1,519 |
| Cash dividends | $33,000 | 8,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $328,000 | 8,887 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 6,246 |
| Total interest expense | $2,194,000 | 6,624 |
| Net interest income | $2,951,000 | 5,793 |
| Provision for loan and lease losses | $779,000 | 2,192 |
| Total noninterest income | $519,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 6,053 |
| Total noninterest expense | $2,479,000 | 5,349 |
| Salaries and employee benefits | $1,346,000 | 4,677 |
| Premises and equipment expense | $171,000 | 8,542 |
| Additional noninterest expense | $962,000 | 5,215 |
| Pre-tax net operating income | $212,000 | 10,956 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $43,000 | 11,451 |
| Income before extraordinary items | $169,000 | 11,008 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $169,000 | 11,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 2,320 |
| Cash dividends | $92,000 | 6,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $169,000 | 10,677 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.