Home > Citizens State Bank of Roseau > Income and Expense
Citizens State Bank of Roseau, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,382,000 | 2,783 |
| Total interest expense | $3,741,000 | 2,361 |
| Net interest income | $6,641,000 | 2,965 |
| Provision for loan and lease losses | $112,000 | 2,381 |
| Total noninterest income | $935,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $208,000 | 2,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $727,000 | 2,620 |
| Total noninterest expense | $4,897,000 | 3,080 |
| Salaries and employee benefits | $3,091,000 | 2,903 |
| Premises and equipment expense | $608,000 | 2,687 |
| Additional noninterest expense | $727,000 | 2,620 |
| Pre-tax net operating income | $2,567,000 | 2,682 |
| Securities gains (losses) | $1,000 | 952 |
| Applicable income taxes | $150,000 | 2,597 |
| Income before extraordinary items | $2,418,000 | 2,581 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,418,000 | 2,607 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,418,000 | 2,583 |
| Net charge-offs | $27,000 | 2,083 |
| Cash dividends | $1,500,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,417,060 | 2,600 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 2,804 |
| Total interest expense | $2,594,000 | 2,329 |
| Net interest income | $4,958,000 | 2,994 |
| Provision for loan and lease losses | $82,000 | 2,250 |
| Total noninterest income | $739,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $158,000 | 2,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,540 |
| Total noninterest expense | $3,601,000 | 3,097 |
| Salaries and employee benefits | $2,322,000 | 2,883 |
| Premises and equipment expense | $395,000 | 2,891 |
| Additional noninterest expense | $581,000 | 2,539 |
| Pre-tax net operating income | $2,014,000 | 2,689 |
| Securities gains (losses) | $1,000 | 805 |
| Applicable income taxes | $118,000 | 2,614 |
| Income before extraordinary items | $1,897,000 | 2,576 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,897,000 | 2,602 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,897,000 | 2,577 |
| Net charge-offs | $17,000 | 1,963 |
| Cash dividends | $1,240,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,896,060 | 2,596 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 2,821 |
| Total interest expense | $1,574,000 | 2,285 |
| Net interest income | $3,325,000 | 3,002 |
| Provision for loan and lease losses | $54,000 | 2,199 |
| Total noninterest income | $466,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $103,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 2,556 |
| Total noninterest expense | $2,357,000 | 3,124 |
| Salaries and employee benefits | $1,549,000 | 2,889 |
| Premises and equipment expense | $248,000 | 2,973 |
| Additional noninterest expense | $363,000 | 2,551 |
| Pre-tax net operating income | $1,380,000 | 2,682 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $86,000 | 2,610 |
| Income before extraordinary items | $1,295,000 | 2,569 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,295,000 | 2,599 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,295,000 | 2,569 |
| Net charge-offs | $12,000 | 1,750 |
| Cash dividends | $990,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,294,060 | 2,583 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 2,861 |
| Total interest expense | $752,000 | 2,159 |
| Net interest income | $1,601,000 | 3,081 |
| Provision for loan and lease losses | $27,000 | 2,028 |
| Total noninterest income | $225,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $52,000 | 2,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,604 |
| Total noninterest expense | $1,177,000 | 3,157 |
| Salaries and employee benefits | $775,000 | 2,931 |
| Premises and equipment expense | $121,000 | 3,045 |
| Additional noninterest expense | $173,000 | 2,604 |
| Pre-tax net operating income | $622,000 | 2,848 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $54,000 | 2,521 |
| Income before extraordinary items | $569,000 | 2,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $569,000 | 2,755 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $569,000 | 2,755 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $568,090 | 2,786 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,111,000 | 2,837 |
| Total interest expense | $858,000 | 2,614 |
| Net interest income | $7,253,000 | 2,826 |
| Provision for loan and lease losses | $128,000 | 2,058 |
| Total noninterest income | $1,006,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $200,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 2,577 |
| Total noninterest expense | $4,874,000 | 3,083 |
| Salaries and employee benefits | $3,271,000 | 2,806 |
| Premises and equipment expense | $472,000 | 3,070 |
| Additional noninterest expense | $806,000 | 2,577 |
| Pre-tax net operating income | $3,257,000 | 2,558 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $241,000 | 2,541 |
| Income before extraordinary items | $3,016,000 | 2,455 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,016,000 | 2,453 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,016,000 | 2,454 |
| Net charge-offs | $103,000 | 1,208 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,016,000 | 2,485 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 2,828 |
| Total interest expense | $464,000 | 2,756 |
| Net interest income | $5,446,000 | 2,801 |
| Provision for loan and lease losses | $82,000 | 2,030 |
| Total noninterest income | $765,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $154,000 | 2,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 2,581 |
| Total noninterest expense | $3,619,000 | 3,091 |
| Salaries and employee benefits | $2,451,000 | 2,793 |
| Premises and equipment expense | $362,000 | 3,040 |
| Additional noninterest expense | $611,000 | 2,581 |
| Pre-tax net operating income | $2,510,000 | 2,524 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $186,000 | 2,528 |
| Income before extraordinary items | $2,324,000 | 2,390 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,324,000 | 2,389 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,324,000 | 2,389 |
| Net charge-offs | $110,000 | 895 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,324,000 | 2,428 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 2,832 |
| Total interest expense | $262,000 | 2,842 |
| Net interest income | $3,543,000 | 2,805 |
| Provision for loan and lease losses | $54,000 | 1,887 |
| Total noninterest income | $477,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $98,000 | 2,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 2,694 |
| Total noninterest expense | $2,385,000 | 3,099 |
| Salaries and employee benefits | $1,627,000 | 2,806 |
| Premises and equipment expense | $228,000 | 3,137 |
| Additional noninterest expense | $530,000 | 3,590 |
| Pre-tax net operating income | $1,581,000 | 2,498 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $130,000 | 2,437 |
| Income before extraordinary items | $1,451,000 | 2,398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,451,000 | 2,398 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,451,000 | 2,398 |
| Net charge-offs | $9,000 | 1,615 |
| Cash dividends | $900,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,451,000 | 2,433 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 2,843 |
| Total interest expense | $126,000 | 2,872 |
| Net interest income | $1,724,000 | 2,805 |
| Provision for loan and lease losses | $27,000 | 1,689 |
| Total noninterest income | $302,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,353 |
| Total noninterest expense | $1,172,000 | 3,120 |
| Salaries and employee benefits | $812,000 | 2,813 |
| Premises and equipment expense | $107,000 | 3,240 |
| Additional noninterest expense | $253,000 | 3,635 |
| Pre-tax net operating income | $827,000 | 2,349 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $76,000 | 2,251 |
| Income before extraordinary items | $751,000 | 2,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $751,000 | 2,271 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $751,000 | 2,272 |
| Net charge-offs | $-18,000 | 4,112 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $751,000 | 2,295 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,144,000 | 2,787 |
| Total interest expense | $620,000 | 2,858 |
| Net interest income | $7,524,000 | 2,740 |
| Provision for loan and lease losses | $137,000 | 1,975 |
| Total noninterest income | $1,304,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $154,000 | 2,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 2,488 |
| Total noninterest expense | $4,683,000 | 3,125 |
| Salaries and employee benefits | $3,206,000 | 2,830 |
| Premises and equipment expense | $420,000 | 3,272 |
| Additional noninterest expense | $1,057,000 | 3,624 |
| Pre-tax net operating income | $4,008,000 | 2,321 |
| Securities gains (losses) | $3,000 | 1,928 |
| Applicable income taxes | $399,000 | 2,259 |
| Income before extraordinary items | $3,612,000 | 2,304 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,612,000 | 2,305 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,612,000 | 2,305 |
| Net charge-offs | $37,000 | 1,808 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,609,300 | 2,276 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,231,000 | 2,802 |
| Total interest expense | $481,000 | 2,906 |
| Net interest income | $5,750,000 | 2,758 |
| Provision for loan and lease losses | $85,000 | 2,098 |
| Total noninterest income | $980,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $110,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,525 |
| Total noninterest expense | $3,471,000 | 3,165 |
| Salaries and employee benefits | $2,424,000 | 2,835 |
| Premises and equipment expense | $274,000 | 3,523 |
| Additional noninterest expense | $773,000 | 3,676 |
| Pre-tax net operating income | $3,174,000 | 2,362 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $3,174,000 | 2,176 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,174,000 | 2,175 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,174,000 | 2,176 |
| Net charge-offs | $-31,000 | 4,033 |
| Cash dividends | $1,700,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,172,000 | 2,148 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 2,744 |
| Total interest expense | $340,000 | 2,902 |
| Net interest income | $3,971,000 | 2,697 |
| Provision for loan and lease losses | $58,000 | 2,098 |
| Total noninterest income | $613,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $68,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,543 |
| Total noninterest expense | $2,262,000 | 3,193 |
| Salaries and employee benefits | $1,580,000 | 2,865 |
| Premises and equipment expense | $180,000 | 3,548 |
| Additional noninterest expense | $502,000 | 3,704 |
| Pre-tax net operating income | $2,264,000 | 2,230 |
| Securities gains (losses) | $4,000 | 1,607 |
| Applicable income taxes | $1,000 | 3,650 |
| Income before extraordinary items | $2,267,000 | 2,081 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,267,000 | 2,081 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,267,000 | 2,081 |
| Net charge-offs | $-23,000 | 4,111 |
| Cash dividends | $1,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,263,000 | 2,047 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 2,694 |
| Total interest expense | $185,000 | 2,864 |
| Net interest income | $2,027,000 | 2,653 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $282,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $33,000 | 3,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 2,631 |
| Total noninterest expense | $1,149,000 | 3,155 |
| Salaries and employee benefits | $822,000 | 2,809 |
| Premises and equipment expense | $91,000 | 3,540 |
| Additional noninterest expense | $236,000 | 3,763 |
| Pre-tax net operating income | $1,130,000 | 2,215 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $1,129,000 | 2,060 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,129,000 | 2,059 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,129,000 | 2,060 |
| Net charge-offs | $6,000 | 1,479 |
| Cash dividends | $900,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,129,000 | 2,028 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 2,812 |
| Total interest expense | $1,257,000 | 2,625 |
| Net interest income | $7,062,000 | 2,806 |
| Provision for loan and lease losses | $539,000 | 2,166 |
| Total noninterest income | $1,411,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $196,000 | 2,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,215,000 | 2,288 |
| Total noninterest expense | $4,635,000 | 3,135 |
| Salaries and employee benefits | $3,166,000 | 2,854 |
| Premises and equipment expense | $510,000 | 3,014 |
| Additional noninterest expense | $959,000 | 3,759 |
| Pre-tax net operating income | $3,299,000 | 2,318 |
| Securities gains (losses) | $90,000 | 1,442 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $3,387,000 | 2,132 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,387,000 | 2,133 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,387,000 | 2,133 |
| Net charge-offs | $514,000 | 954 |
| Cash dividends | $1,850,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,297,000 | 2,118 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 2,787 |
| Total interest expense | $1,027,000 | 2,596 |
| Net interest income | $5,370,000 | 2,793 |
| Provision for loan and lease losses | $478,000 | 2,013 |
| Total noninterest income | $1,030,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $154,000 | 2,753 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $876,000 | 2,280 |
| Total noninterest expense | $3,402,000 | 3,161 |
| Salaries and employee benefits | $2,424,000 | 2,804 |
| Premises and equipment expense | $298,000 | 3,426 |
| Additional noninterest expense | $680,000 | 3,811 |
| Pre-tax net operating income | $2,520,000 | 2,277 |
| Securities gains (losses) | $72,000 | 1,360 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $2,590,000 | 2,096 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,590,000 | 2,096 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,590,000 | 2,096 |
| Net charge-offs | $513,000 | 746 |
| Cash dividends | $1,450,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,518,000 | 2,080 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 2,749 |
| Total interest expense | $734,000 | 2,590 |
| Net interest income | $3,705,000 | 2,761 |
| Provision for loan and lease losses | $361,000 | 1,868 |
| Total noninterest income | $514,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $108,000 | 2,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 2,599 |
| Total noninterest expense | $2,247,000 | 3,183 |
| Salaries and employee benefits | $1,595,000 | 2,847 |
| Premises and equipment expense | $188,000 | 3,506 |
| Additional noninterest expense | $464,000 | 3,800 |
| Pre-tax net operating income | $1,611,000 | 2,299 |
| Securities gains (losses) | $70,000 | 1,137 |
| Applicable income taxes | $1,000 | 3,604 |
| Income before extraordinary items | $1,680,000 | 2,074 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,680,000 | 2,074 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,680,000 | 2,074 |
| Net charge-offs | $299,000 | 811 |
| Cash dividends | $1,100,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,610,000 | 2,100 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 2,860 |
| Total interest expense | $396,000 | 2,626 |
| Net interest income | $1,695,000 | 2,863 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $195,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $75,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 2,978 |
| Total noninterest expense | $1,120,000 | 3,211 |
| Salaries and employee benefits | $826,000 | 2,787 |
| Premises and equipment expense | $90,000 | 3,591 |
| Additional noninterest expense | $204,000 | 4,013 |
| Pre-tax net operating income | $735,000 | 2,276 |
| Securities gains (losses) | $30,000 | 1,013 |
| Applicable income taxes | $1,000 | 3,449 |
| Income before extraordinary items | $764,000 | 2,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $764,000 | 2,044 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $764,000 | 2,045 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $734,000 | 2,066 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,322,000 | 2,892 |
| Total interest expense | $1,529,000 | 2,721 |
| Net interest income | $6,793,000 | 2,901 |
| Provision for loan and lease losses | $210,000 | 2,300 |
| Total noninterest income | $922,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $323,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,834 |
| Total noninterest expense | $4,461,000 | 3,226 |
| Salaries and employee benefits | $3,104,000 | 2,876 |
| Premises and equipment expense | $391,000 | 3,515 |
| Additional noninterest expense | $966,000 | 3,843 |
| Pre-tax net operating income | $3,044,000 | 2,436 |
| Securities gains (losses) | $34,000 | 1,408 |
| Applicable income taxes | $2,000 | 3,780 |
| Income before extraordinary items | $3,076,000 | 2,249 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,076,000 | 2,251 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,076,000 | 2,251 |
| Net charge-offs | $210,000 | 1,644 |
| Cash dividends | $1,750,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,042,000 | 2,228 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 2,950 |
| Total interest expense | $1,117,000 | 2,774 |
| Net interest income | $5,045,000 | 2,951 |
| Provision for loan and lease losses | $82,000 | 2,800 |
| Total noninterest income | $674,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $245,000 | 2,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,893 |
| Total noninterest expense | $3,340,000 | 3,234 |
| Salaries and employee benefits | $2,358,000 | 2,855 |
| Premises and equipment expense | $289,000 | 3,569 |
| Additional noninterest expense | $693,000 | 3,934 |
| Pre-tax net operating income | $2,297,000 | 2,499 |
| Securities gains (losses) | $23,000 | 1,371 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $2,318,000 | 2,301 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,318,000 | 2,302 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,318,000 | 2,302 |
| Net charge-offs | $-50,000 | 4,822 |
| Cash dividends | $1,400,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,295,000 | 2,287 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 2,989 |
| Total interest expense | $709,000 | 2,824 |
| Net interest income | $3,329,000 | 2,976 |
| Provision for loan and lease losses | $54,000 | 2,753 |
| Total noninterest income | $389,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $162,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 3,119 |
| Total noninterest expense | $2,220,000 | 3,259 |
| Salaries and employee benefits | $1,546,000 | 2,911 |
| Premises and equipment expense | $192,000 | 3,592 |
| Additional noninterest expense | $482,000 | 3,909 |
| Pre-tax net operating income | $1,444,000 | 2,579 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,000 | 3,851 |
| Income before extraordinary items | $1,443,000 | 2,383 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,443,000 | 2,382 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,443,000 | 2,383 |
| Net charge-offs | $39,000 | 1,997 |
| Cash dividends | $1,050,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,443,000 | 2,353 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,053 |
| Total interest expense | $333,000 | 2,891 |
| Net interest income | $1,634,000 | 3,026 |
| Provision for loan and lease losses | $27,000 | 2,596 |
| Total noninterest income | $173,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $82,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,340 |
| Total noninterest expense | $1,143,000 | 3,237 |
| Salaries and employee benefits | $808,000 | 2,842 |
| Premises and equipment expense | $97,000 | 3,596 |
| Additional noninterest expense | $238,000 | 3,950 |
| Pre-tax net operating income | $637,000 | 2,719 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $636,000 | 2,516 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $636,000 | 2,515 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $636,000 | 2,515 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $500,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $636,000 | 2,500 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 3,034 |
| Total interest expense | $877,000 | 3,122 |
| Net interest income | $6,654,000 | 2,983 |
| Provision for loan and lease losses | $124,000 | 2,823 |
| Total noninterest income | $817,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $350,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,153 |
| Total noninterest expense | $4,505,000 | 3,260 |
| Salaries and employee benefits | $3,160,000 | 2,861 |
| Premises and equipment expense | $460,000 | 3,303 |
| Additional noninterest expense | $885,000 | 4,067 |
| Pre-tax net operating income | $2,842,000 | 2,590 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $2,845,000 | 2,390 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,845,000 | 2,389 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,845,000 | 2,389 |
| Net charge-offs | $124,000 | 1,994 |
| Cash dividends | $1,570,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,840,000 | 2,395 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 3,113 |
| Total interest expense | $598,000 | 3,198 |
| Net interest income | $4,832,000 | 3,063 |
| Provision for loan and lease losses | $64,000 | 3,025 |
| Total noninterest income | $619,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $261,000 | 2,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,160 |
| Total noninterest expense | $3,348,000 | 3,285 |
| Salaries and employee benefits | $2,349,000 | 2,885 |
| Premises and equipment expense | $343,000 | 3,351 |
| Additional noninterest expense | $656,000 | 4,118 |
| Pre-tax net operating income | $2,039,000 | 2,702 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $2,041,000 | 2,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,041,000 | 2,486 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,041,000 | 2,486 |
| Net charge-offs | $117,000 | 1,614 |
| Cash dividends | $1,230,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,037,000 | 2,486 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 3,162 |
| Total interest expense | $369,000 | 3,249 |
| Net interest income | $3,138,000 | 3,107 |
| Provision for loan and lease losses | $41,000 | 2,969 |
| Total noninterest income | $381,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $171,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,332 |
| Total noninterest expense | $2,196,000 | 3,332 |
| Salaries and employee benefits | $1,536,000 | 2,936 |
| Premises and equipment expense | $243,000 | 3,270 |
| Additional noninterest expense | $417,000 | 4,228 |
| Pre-tax net operating income | $1,282,000 | 2,769 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $1,281,000 | 2,572 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,281,000 | 2,571 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,281,000 | 2,571 |
| Net charge-offs | $146,000 | 1,094 |
| Cash dividends | $905,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,281,000 | 2,562 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,163 |
| Total interest expense | $169,000 | 3,344 |
| Net interest income | $1,588,000 | 3,101 |
| Provision for loan and lease losses | $18,000 | 2,859 |
| Total noninterest income | $182,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $82,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,345 |
| Total noninterest expense | $1,118,000 | 3,340 |
| Salaries and employee benefits | $795,000 | 2,925 |
| Premises and equipment expense | $121,000 | 3,305 |
| Additional noninterest expense | $202,000 | 4,308 |
| Pre-tax net operating income | $634,000 | 2,723 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $633,000 | 2,526 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $633,000 | 2,526 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $633,000 | 2,526 |
| Net charge-offs | $87,000 | 920 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $633,000 | 2,523 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,977,000 | 3,129 |
| Total interest expense | $650,000 | 3,259 |
| Net interest income | $6,327,000 | 3,077 |
| Provision for loan and lease losses | $83,000 | 3,234 |
| Total noninterest income | $800,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $351,000 | 2,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 3,289 |
| Total noninterest expense | $4,501,000 | 3,317 |
| Salaries and employee benefits | $3,073,000 | 2,936 |
| Premises and equipment expense | $533,000 | 3,146 |
| Additional noninterest expense | $895,000 | 4,196 |
| Pre-tax net operating income | $2,543,000 | 2,725 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $2,541,000 | 2,311 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,541,000 | 2,311 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,541,000 | 2,311 |
| Net charge-offs | $368,000 | 1,324 |
| Cash dividends | $1,575,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,541,000 | 2,283 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,166 |
| Total interest expense | $482,000 | 3,274 |
| Net interest income | $4,720,000 | 3,111 |
| Provision for loan and lease losses | $27,000 | 3,578 |
| Total noninterest income | $606,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $265,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,300 |
| Total noninterest expense | $3,395,000 | 3,321 |
| Salaries and employee benefits | $2,317,000 | 2,945 |
| Premises and equipment expense | $400,000 | 3,166 |
| Additional noninterest expense | $678,000 | 4,199 |
| Pre-tax net operating income | $1,904,000 | 2,783 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $1,902,000 | 2,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,902,000 | 2,490 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,902,000 | 2,490 |
| Net charge-offs | $272,000 | 1,184 |
| Cash dividends | $1,300,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,902,000 | 2,467 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 3,172 |
| Total interest expense | $320,000 | 3,257 |
| Net interest income | $3,120,000 | 3,126 |
| Provision for loan and lease losses | $18,000 | 3,441 |
| Total noninterest income | $391,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $178,000 | 2,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,397 |
| Total noninterest expense | $2,226,000 | 3,363 |
| Salaries and employee benefits | $1,514,000 | 2,996 |
| Premises and equipment expense | $267,000 | 3,167 |
| Additional noninterest expense | $445,000 | 4,252 |
| Pre-tax net operating income | $1,267,000 | 2,758 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $1,266,000 | 2,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,266,000 | 2,430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,266,000 | 2,430 |
| Net charge-offs | $174,000 | 1,145 |
| Cash dividends | $1,025,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,266,000 | 2,407 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,187 |
| Total interest expense | $160,000 | 3,243 |
| Net interest income | $1,553,000 | 3,131 |
| Provision for loan and lease losses | $9,000 | 3,208 |
| Total noninterest income | $198,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $88,000 | 2,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,344 |
| Total noninterest expense | $1,122,000 | 3,384 |
| Salaries and employee benefits | $778,000 | 2,997 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $221,000 | 4,294 |
| Pre-tax net operating income | $620,000 | 2,749 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $619,000 | 2,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $619,000 | 2,387 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $619,000 | 2,388 |
| Net charge-offs | $84,000 | 1,027 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $619,000 | 2,368 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 3,105 |
| Total interest expense | $642,000 | 3,199 |
| Net interest income | $6,441,000 | 3,047 |
| Provision for loan and lease losses | $457,000 | 1,566 |
| Total noninterest income | $827,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $352,000 | 2,687 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $475,000 | 3,339 |
| Total noninterest expense | $4,525,000 | 3,403 |
| Salaries and employee benefits | $3,052,000 | 2,996 |
| Premises and equipment expense | $442,000 | 3,601 |
| Additional noninterest expense | $1,031,000 | 4,107 |
| Pre-tax net operating income | $2,286,000 | 2,833 |
| Securities gains (losses) | $186,000 | 920 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $2,470,000 | 2,426 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,470,000 | 2,425 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,470,000 | 2,426 |
| Net charge-offs | $272,000 | 1,628 |
| Cash dividends | $1,700,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,284,000 | 2,509 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 3,102 |
| Total interest expense | $481,000 | 3,205 |
| Net interest income | $4,863,000 | 3,047 |
| Provision for loan and lease losses | $96,000 | 2,787 |
| Total noninterest income | $632,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $271,000 | 2,642 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $361,000 | 3,330 |
| Total noninterest expense | $3,396,000 | 3,400 |
| Salaries and employee benefits | $2,312,000 | 2,970 |
| Premises and equipment expense | $329,000 | 3,635 |
| Additional noninterest expense | $755,000 | 4,171 |
| Pre-tax net operating income | $2,003,000 | 2,619 |
| Securities gains (losses) | $166,000 | 905 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $2,167,000 | 2,211 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,167,000 | 2,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,167,000 | 2,211 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $1,400,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,001,000 | 2,280 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,105 |
| Total interest expense | $320,000 | 3,213 |
| Net interest income | $3,255,000 | 3,060 |
| Provision for loan and lease losses | $64,000 | 2,672 |
| Total noninterest income | $428,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $178,000 | 2,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,277 |
| Total noninterest expense | $2,234,000 | 3,444 |
| Salaries and employee benefits | $1,514,000 | 3,028 |
| Premises and equipment expense | $217,000 | 3,680 |
| Additional noninterest expense | $503,000 | 4,220 |
| Pre-tax net operating income | $1,385,000 | 2,536 |
| Securities gains (losses) | $99,000 | 967 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $1,483,000 | 2,151 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,483,000 | 2,150 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,483,000 | 2,150 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,384,000 | 2,195 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,115 |
| Total interest expense | $161,000 | 3,215 |
| Net interest income | $1,621,000 | 3,073 |
| Provision for loan and lease losses | $32,000 | 2,487 |
| Total noninterest income | $209,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $85,000 | 2,699 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $124,000 | 3,228 |
| Total noninterest expense | $1,134,000 | 3,427 |
| Salaries and employee benefits | $778,000 | 3,002 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $246,000 | 4,278 |
| Pre-tax net operating income | $664,000 | 2,564 |
| Securities gains (losses) | $97,000 | 545 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $760,000 | 2,076 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $760,000 | 2,076 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $760,000 | 2,076 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $663,000 | 2,241 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,093,000 | 3,078 |
| Total interest expense | $651,000 | 3,207 |
| Net interest income | $6,442,000 | 3,050 |
| Provision for loan and lease losses | $128,000 | 2,776 |
| Total noninterest income | $921,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $345,000 | 2,778 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $576,000 | 3,093 |
| Total noninterest expense | $4,560,000 | 3,423 |
| Salaries and employee benefits | $3,007,000 | 3,025 |
| Premises and equipment expense | $475,000 | 3,580 |
| Additional noninterest expense | $1,078,000 | 4,149 |
| Pre-tax net operating income | $2,675,000 | 2,519 |
| Securities gains (losses) | $88,000 | 1,243 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $2,761,000 | 2,176 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,761,000 | 2,176 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,761,000 | 2,177 |
| Net charge-offs | $-47,000 | 5,543 |
| Cash dividends | $4,295,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,673,000 | 2,180 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 3,123 |
| Total interest expense | $486,000 | 3,260 |
| Net interest income | $4,789,000 | 3,082 |
| Provision for loan and lease losses | $96,000 | 2,707 |
| Total noninterest income | $676,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $260,000 | 2,785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $416,000 | 3,163 |
| Total noninterest expense | $3,397,000 | 3,465 |
| Salaries and employee benefits | $2,268,000 | 3,043 |
| Premises and equipment expense | $342,000 | 3,710 |
| Additional noninterest expense | $787,000 | 4,222 |
| Pre-tax net operating income | $1,972,000 | 2,592 |
| Securities gains (losses) | $69,000 | 1,266 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $2,039,000 | 2,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,039,000 | 2,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,039,000 | 2,231 |
| Net charge-offs | $-46,000 | 5,591 |
| Cash dividends | $1,295,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,970,000 | 2,252 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 3,149 |
| Total interest expense | $322,000 | 3,300 |
| Net interest income | $3,158,000 | 3,101 |
| Provision for loan and lease losses | $63,000 | 2,635 |
| Total noninterest income | $422,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $163,000 | 2,872 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,256 |
| Total noninterest expense | $2,232,000 | 3,529 |
| Salaries and employee benefits | $1,478,000 | 3,114 |
| Premises and equipment expense | $215,000 | 3,847 |
| Additional noninterest expense | $539,000 | 4,187 |
| Pre-tax net operating income | $1,285,000 | 2,613 |
| Securities gains (losses) | $69,000 | 1,046 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $1,353,000 | 2,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,353,000 | 2,227 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,353,000 | 2,228 |
| Net charge-offs | $-85,000 | 5,887 |
| Cash dividends | $1,020,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,284,000 | 2,269 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 3,204 |
| Total interest expense | $157,000 | 3,380 |
| Net interest income | $1,554,000 | 3,129 |
| Provision for loan and lease losses | $32,000 | 2,430 |
| Total noninterest income | $223,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $79,000 | 2,888 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 3,083 |
| Total noninterest expense | $1,142,000 | 3,504 |
| Salaries and employee benefits | $760,000 | 3,075 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $280,000 | 4,120 |
| Pre-tax net operating income | $603,000 | 2,677 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $602,000 | 2,384 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $602,000 | 2,387 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $602,000 | 2,386 |
| Net charge-offs | $-85,000 | 6,087 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $602,000 | 2,314 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 3,209 |
| Total interest expense | $649,000 | 3,448 |
| Net interest income | $6,273,000 | 3,139 |
| Provision for loan and lease losses | $157,000 | 2,733 |
| Total noninterest income | $949,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $353,000 | 2,930 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $596,000 | 3,029 |
| Total noninterest expense | $4,094,000 | 3,779 |
| Salaries and employee benefits | $2,795,000 | 3,225 |
| Premises and equipment expense | $336,000 | 4,456 |
| Additional noninterest expense | $963,000 | 4,530 |
| Pre-tax net operating income | $2,971,000 | 2,294 |
| Securities gains (losses) | $82,000 | 1,397 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $3,051,000 | 1,993 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,051,000 | 1,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,051,000 | 1,991 |
| Net charge-offs | $182,000 | 2,568 |
| Cash dividends | $1,835,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,969,000 | 1,995 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,254 |
| Total interest expense | $486,000 | 3,503 |
| Net interest income | $4,671,000 | 3,183 |
| Provision for loan and lease losses | $96,000 | 2,849 |
| Total noninterest income | $676,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $264,000 | 2,965 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $412,000 | 3,193 |
| Total noninterest expense | $3,035,000 | 3,827 |
| Salaries and employee benefits | $2,087,000 | 3,268 |
| Premises and equipment expense | $256,000 | 4,476 |
| Additional noninterest expense | $692,000 | 4,642 |
| Pre-tax net operating income | $2,216,000 | 2,344 |
| Securities gains (losses) | $63,000 | 1,298 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $2,277,000 | 2,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,277,000 | 2,001 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,277,000 | 2,000 |
| Net charge-offs | $110,000 | 2,592 |
| Cash dividends | $1,410,000 | 1,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,214,000 | 2,001 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,272 |
| Total interest expense | $322,000 | 3,556 |
| Net interest income | $3,089,000 | 3,205 |
| Provision for loan and lease losses | $63,000 | 2,736 |
| Total noninterest income | $428,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $250,000 | 3,290 |
| Total noninterest expense | $1,965,000 | 3,917 |
| Salaries and employee benefits | $1,363,000 | 3,339 |
| Premises and equipment expense | $175,000 | 4,454 |
| Additional noninterest expense | $427,000 | 4,818 |
| Pre-tax net operating income | $1,489,000 | 2,285 |
| Securities gains (losses) | $-5,000 | 6,209 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $1,483,000 | 1,998 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,483,000 | 2,002 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,483,000 | 2,001 |
| Net charge-offs | $107,000 | 2,123 |
| Cash dividends | $1,085,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,488,000 | 1,940 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 3,316 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $1,522,000 | 3,234 |
| Provision for loan and lease losses | $32,000 | 2,552 |
| Total noninterest income | $187,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $89,000 | 2,896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $98,000 | 3,602 |
| Total noninterest expense | $996,000 | 3,912 |
| Salaries and employee benefits | $700,000 | 3,281 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $213,000 | 4,856 |
| Pre-tax net operating income | $681,000 | 2,371 |
| Securities gains (losses) | $-8,000 | 6,414 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $672,000 | 2,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $672,000 | 2,075 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $672,000 | 2,075 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $680,000 | 2,008 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 3,318 |
| Total interest expense | $733,000 | 3,639 |
| Net interest income | $6,093,000 | 3,242 |
| Provision for loan and lease losses | $177,000 | 3,112 |
| Total noninterest income | $1,009,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $375,000 | 2,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $634,000 | 3,029 |
| Total noninterest expense | $3,667,000 | 4,137 |
| Salaries and employee benefits | $2,641,000 | 3,406 |
| Premises and equipment expense | $210,000 | 5,479 |
| Additional noninterest expense | $816,000 | 5,033 |
| Pre-tax net operating income | $3,258,000 | 2,034 |
| Securities gains (losses) | $-3,000 | 6,132 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $3,254,000 | 1,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,254,000 | 1,776 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,254,000 | 1,776 |
| Net charge-offs | $-23,000 | 6,299 |
| Cash dividends | $1,840,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,257,000 | 1,747 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 3,346 |
| Total interest expense | $561,000 | 3,680 |
| Net interest income | $4,563,000 | 3,251 |
| Provision for loan and lease losses | $96,000 | 3,416 |
| Total noninterest income | $791,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $289,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $502,000 | 3,015 |
| Total noninterest expense | $2,865,000 | 4,051 |
| Salaries and employee benefits | $1,988,000 | 3,403 |
| Premises and equipment expense | $255,000 | 4,598 |
| Additional noninterest expense | $622,000 | 5,003 |
| Pre-tax net operating income | $2,393,000 | 2,139 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $2,390,000 | 1,839 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,390,000 | 1,843 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,390,000 | 1,844 |
| Net charge-offs | $-11,000 | 6,152 |
| Cash dividends | $1,465,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,392,000 | 1,787 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 3,369 |
| Total interest expense | $382,000 | 3,693 |
| Net interest income | $3,008,000 | 3,279 |
| Provision for loan and lease losses | $63,000 | 3,355 |
| Total noninterest income | $497,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $182,000 | 2,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $315,000 | 3,137 |
| Total noninterest expense | $1,723,000 | 4,341 |
| Salaries and employee benefits | $1,287,000 | 3,498 |
| Premises and equipment expense | $185,000 | 4,447 |
| Additional noninterest expense | $251,000 | 5,889 |
| Pre-tax net operating income | $1,719,000 | 1,966 |
| Securities gains (losses) | $-2,000 | 6,527 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $1,716,000 | 1,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,716,000 | 1,732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,716,000 | 1,733 |
| Net charge-offs | $-8,000 | 6,085 |
| Cash dividends | $1,150,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,718,000 | 1,661 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 3,382 |
| Total interest expense | $197,000 | 3,707 |
| Net interest income | $1,507,000 | 3,287 |
| Provision for loan and lease losses | $32,000 | 3,154 |
| Total noninterest income | $268,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $91,000 | 2,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,947 |
| Total noninterest expense | $957,000 | 4,105 |
| Salaries and employee benefits | $659,000 | 3,476 |
| Premises and equipment expense | $95,000 | 4,424 |
| Additional noninterest expense | $203,000 | 5,120 |
| Pre-tax net operating income | $786,000 | 2,066 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $788,000 | 1,810 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $788,000 | 1,811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $788,000 | 1,812 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $785,000 | 1,743 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,314,000 | 3,348 |
| Total interest expense | $1,010,000 | 3,584 |
| Net interest income | $6,304,000 | 3,249 |
| Provision for loan and lease losses | $145,000 | 4,319 |
| Total noninterest income | $1,159,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $405,000 | 2,909 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $754,000 | 2,775 |
| Total noninterest expense | $3,858,000 | 4,130 |
| Salaries and employee benefits | $2,608,000 | 3,454 |
| Premises and equipment expense | $396,000 | 4,332 |
| Additional noninterest expense | $854,000 | 5,148 |
| Pre-tax net operating income | $3,460,000 | 1,838 |
| Securities gains (losses) | $45,000 | 2,789 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $3,503,000 | 1,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,503,000 | 1,631 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,503,000 | 1,631 |
| Net charge-offs | $20,000 | 5,403 |
| Cash dividends | $3,025,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,458,000 | 1,558 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 3,385 |
| Total interest expense | $790,000 | 3,610 |
| Net interest income | $4,714,000 | 3,315 |
| Provision for loan and lease losses | $96,000 | 4,403 |
| Total noninterest income | $839,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $303,000 | 2,949 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $536,000 | 2,847 |
| Total noninterest expense | $2,868,000 | 4,172 |
| Salaries and employee benefits | $1,979,000 | 3,450 |
| Premises and equipment expense | $276,000 | 4,553 |
| Additional noninterest expense | $613,000 | 5,280 |
| Pre-tax net operating income | $2,589,000 | 1,914 |
| Securities gains (losses) | $47,000 | 2,476 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $2,634,000 | 1,669 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,634,000 | 1,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,634,000 | 1,670 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $1,950,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,587,000 | 1,593 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 3,402 |
| Total interest expense | $553,000 | 3,592 |
| Net interest income | $3,121,000 | 3,332 |
| Provision for loan and lease losses | $64,000 | 4,309 |
| Total noninterest income | $529,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $197,000 | 2,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 2,933 |
| Total noninterest expense | $1,895,000 | 4,206 |
| Salaries and employee benefits | $1,301,000 | 3,502 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $405,000 | 5,319 |
| Pre-tax net operating income | $1,691,000 | 1,936 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $1,734,000 | 1,678 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,734,000 | 1,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,734,000 | 1,678 |
| Net charge-offs | $-19,000 | 6,784 |
| Cash dividends | $1,590,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,690,000 | 1,626 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,419 |
| Total interest expense | $287,000 | 3,609 |
| Net interest income | $1,560,000 | 3,345 |
| Provision for loan and lease losses | $32,000 | 4,066 |
| Total noninterest income | $277,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $100,000 | 2,929 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,830 |
| Total noninterest expense | $968,000 | 4,185 |
| Salaries and employee benefits | $678,000 | 3,423 |
| Premises and equipment expense | $83,000 | 4,844 |
| Additional noninterest expense | $207,000 | 5,274 |
| Pre-tax net operating income | $837,000 | 1,956 |
| Securities gains (losses) | $44,000 | 1,286 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $880,000 | 1,655 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $880,000 | 1,656 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $880,000 | 1,656 |
| Net charge-offs | $-25,000 | 6,932 |
| Cash dividends | $1,260,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $836,000 | 1,631 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,738,000 | 3,418 |
| Total interest expense | $1,510,000 | 3,434 |
| Net interest income | $6,228,000 | 3,373 |
| Provision for loan and lease losses | $186,000 | 4,700 |
| Total noninterest income | $991,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $397,000 | 3,041 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $594,000 | 2,868 |
| Total noninterest expense | $3,870,000 | 4,204 |
| Salaries and employee benefits | $2,536,000 | 3,525 |
| Premises and equipment expense | $428,000 | 4,414 |
| Additional noninterest expense | $906,000 | 5,140 |
| Pre-tax net operating income | $3,163,000 | 1,742 |
| Securities gains (losses) | $22,000 | 3,042 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $3,183,000 | 1,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,183,000 | 1,529 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,183,000 | 1,529 |
| Net charge-offs | $61,000 | 5,363 |
| Cash dividends | $2,180,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,161,000 | 1,471 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 3,466 |
| Total interest expense | $1,178,000 | 3,449 |
| Net interest income | $4,615,000 | 3,412 |
| Provision for loan and lease losses | $96,000 | 4,987 |
| Total noninterest income | $713,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $300,000 | 3,039 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $413,000 | 2,984 |
| Total noninterest expense | $2,876,000 | 4,237 |
| Salaries and employee benefits | $1,868,000 | 3,565 |
| Premises and equipment expense | $333,000 | 4,374 |
| Additional noninterest expense | $675,000 | 5,189 |
| Pre-tax net operating income | $2,356,000 | 1,828 |
| Securities gains (losses) | $16,000 | 2,895 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $2,370,000 | 1,603 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,370,000 | 1,603 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,370,000 | 1,603 |
| Net charge-offs | $38,000 | 5,159 |
| Cash dividends | $1,780,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,354,000 | 1,539 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,810,000 | 3,530 |
| Total interest expense | $803,000 | 3,505 |
| Net interest income | $3,007,000 | 3,474 |
| Provision for loan and lease losses | $63,000 | 4,854 |
| Total noninterest income | $440,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $197,000 | 3,068 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,191 |
| Total noninterest expense | $1,894,000 | 4,313 |
| Salaries and employee benefits | $1,204,000 | 3,697 |
| Premises and equipment expense | $241,000 | 4,209 |
| Additional noninterest expense | $449,000 | 5,263 |
| Pre-tax net operating income | $1,490,000 | 1,895 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $1,490,000 | 1,633 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,490,000 | 1,633 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,490,000 | 1,633 |
| Net charge-offs | $38,000 | 4,675 |
| Cash dividends | $1,480,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,489,000 | 1,564 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 3,574 |
| Total interest expense | $410,000 | 3,539 |
| Net interest income | $1,477,000 | 3,514 |
| Provision for loan and lease losses | $32,000 | 4,555 |
| Total noninterest income | $224,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,163 |
| Total noninterest expense | $956,000 | 4,311 |
| Salaries and employee benefits | $620,000 | 3,629 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $713,000 | 1,948 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $712,000 | 1,655 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $712,000 | 1,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $712,000 | 1,655 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $900,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $712,000 | 1,602 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 3,649 |
| Total interest expense | $2,046,000 | 3,495 |
| Net interest income | $5,641,000 | 3,645 |
| Provision for loan and lease losses | $193,000 | 5,398 |
| Total noninterest income | $982,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $428,000 | 2,947 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $554,000 | 3,039 |
| Total noninterest expense | $3,882,000 | 4,280 |
| Salaries and employee benefits | $2,363,000 | 3,744 |
| Premises and equipment expense | $547,000 | 3,963 |
| Additional noninterest expense | $972,000 | 5,170 |
| Pre-tax net operating income | $2,548,000 | 1,857 |
| Securities gains (losses) | $26,000 | 2,991 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $2,572,000 | 1,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,572,000 | 1,599 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,572,000 | 1,601 |
| Net charge-offs | $143,000 | 5,100 |
| Cash dividends | $1,950,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,546,000 | 1,560 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,763,000 | 3,728 |
| Total interest expense | $1,581,000 | 3,559 |
| Net interest income | $4,182,000 | 3,719 |
| Provision for loan and lease losses | $86,000 | 5,860 |
| Total noninterest income | $692,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $325,000 | 2,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $367,000 | 3,234 |
| Total noninterest expense | $2,831,000 | 4,389 |
| Salaries and employee benefits | $1,782,000 | 3,766 |
| Premises and equipment expense | $364,000 | 4,325 |
| Additional noninterest expense | $685,000 | 5,322 |
| Pre-tax net operating income | $1,957,000 | 1,923 |
| Securities gains (losses) | $22,000 | 2,851 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,977,000 | 1,671 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,977,000 | 1,675 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,977,000 | 1,675 |
| Net charge-offs | $64,000 | 5,324 |
| Cash dividends | $1,665,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,955,000 | 1,602 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 3,789 |
| Total interest expense | $1,094,000 | 3,558 |
| Net interest income | $2,719,000 | 3,785 |
| Provision for loan and lease losses | $54,000 | 5,798 |
| Total noninterest income | $435,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $225,000 | 2,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $210,000 | 3,428 |
| Total noninterest expense | $1,875,000 | 4,425 |
| Salaries and employee benefits | $1,166,000 | 3,844 |
| Premises and equipment expense | $248,000 | 4,294 |
| Additional noninterest expense | $461,000 | 5,315 |
| Pre-tax net operating income | $1,225,000 | 2,030 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $1,256,000 | 1,731 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,256,000 | 1,730 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,256,000 | 1,731 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $1,365,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,224,000 | 1,696 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,875 |
| Total interest expense | $573,000 | 3,551 |
| Net interest income | $1,320,000 | 3,892 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $218,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $114,000 | 2,889 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $961,000 | 4,406 |
| Salaries and employee benefits | $603,000 | 3,804 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $238,000 | 5,253 |
| Pre-tax net operating income | $550,000 | 2,244 |
| Securities gains (losses) | $24,000 | 1,449 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $573,000 | 1,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 1,899 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $573,000 | 1,901 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $1,130,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $549,000 | 1,898 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 3,777 |
| Total interest expense | $3,022,000 | 3,398 |
| Net interest income | $5,078,000 | 3,912 |
| Provision for loan and lease losses | $169,000 | 5,959 |
| Total noninterest income | $969,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $499,000 | 2,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $470,000 | 3,315 |
| Total noninterest expense | $3,684,000 | 4,570 |
| Salaries and employee benefits | $2,302,000 | 3,943 |
| Premises and equipment expense | $451,000 | 4,671 |
| Additional noninterest expense | $931,000 | 5,441 |
| Pre-tax net operating income | $2,194,000 | 1,770 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $2,201,000 | 1,521 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,201,000 | 1,518 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,201,000 | 1,520 |
| Net charge-offs | $69,000 | 5,996 |
| Cash dividends | $1,825,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,192,000 | 1,493 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 3,808 |
| Total interest expense | $2,326,000 | 3,458 |
| Net interest income | $3,794,000 | 3,917 |
| Provision for loan and lease losses | $77,000 | 6,244 |
| Total noninterest income | $704,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $367,000 | 2,956 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $337,000 | 3,447 |
| Total noninterest expense | $2,775,000 | 4,574 |
| Salaries and employee benefits | $1,760,000 | 3,919 |
| Premises and equipment expense | $308,000 | 4,963 |
| Additional noninterest expense | $707,000 | 5,387 |
| Pre-tax net operating income | $1,646,000 | 1,888 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $1,650,000 | 1,618 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,650,000 | 1,616 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,650,000 | 1,618 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $1,585,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,644,000 | 1,587 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 3,809 |
| Total interest expense | $1,569,000 | 3,564 |
| Net interest income | $2,568,000 | 3,867 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $453,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $232,000 | 3,034 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $221,000 | 3,499 |
| Total noninterest expense | $1,822,000 | 4,650 |
| Salaries and employee benefits | $1,144,000 | 4,016 |
| Premises and equipment expense | $205,000 | 5,011 |
| Additional noninterest expense | $473,000 | 5,393 |
| Pre-tax net operating income | $1,149,000 | 1,895 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $1,154,000 | 1,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,154,000 | 1,610 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,154,000 | 1,613 |
| Net charge-offs | $22,000 | 5,547 |
| Cash dividends | $1,365,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,148,000 | 1,596 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,796 |
| Total interest expense | $795,000 | 3,635 |
| Net interest income | $1,307,000 | 3,817 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $225,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $926,000 | 4,533 |
| Salaries and employee benefits | $588,000 | 3,973 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $233,000 | 5,147 |
| Pre-tax net operating income | $584,000 | 2,088 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $584,000 | 1,846 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $584,000 | 1,848 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $584,000 | 1,848 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $900,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $584,000 | 1,742 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 3,850 |
| Total interest expense | $3,904,000 | 3,572 |
| Net interest income | $4,930,000 | 3,983 |
| Provision for loan and lease losses | $157,000 | 5,503 |
| Total noninterest income | $864,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $523,000 | 2,912 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $341,000 | 3,874 |
| Total noninterest expense | $3,384,000 | 4,750 |
| Salaries and employee benefits | $2,230,000 | 4,103 |
| Premises and equipment expense | $454,000 | 4,740 |
| Additional noninterest expense | $700,000 | 5,811 |
| Pre-tax net operating income | $2,253,000 | 2,262 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $2,272,000 | 1,758 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,272,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 5,195 |
| Cash dividends | $1,835,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,251,000 | 1,893 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 3,897 |
| Total interest expense | $3,024,000 | 3,600 |
| Net interest income | $3,619,000 | 4,062 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $642,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $390,000 | 2,943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 4,010 |
| Total noninterest expense | $2,522,000 | 4,738 |
| Salaries and employee benefits | $1,721,000 | 4,046 |
| Premises and equipment expense | $292,000 | 5,182 |
| Additional noninterest expense | $509,000 | 5,857 |
| Pre-tax net operating income | $1,712,000 | 2,570 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $1,730,000 | 2,034 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,730,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $1,635,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,711,000 | 2,160 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,962 |
| Total interest expense | $2,066,000 | 3,661 |
| Net interest income | $2,362,000 | 4,120 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $406,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $247,000 | 3,046 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $159,000 | 4,207 |
| Total noninterest expense | $1,672,000 | 4,790 |
| Salaries and employee benefits | $1,127,000 | 4,136 |
| Premises and equipment expense | $213,000 | 4,963 |
| Additional noninterest expense | $332,000 | 5,905 |
| Pre-tax net operating income | $1,084,000 | 2,784 |
| Securities gains (losses) | $18,000 | 2,122 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $1,101,000 | 2,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,101,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $1,360,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,083,000 | 2,361 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 4,034 |
| Total interest expense | $1,060,000 | 3,766 |
| Net interest income | $1,168,000 | 4,177 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $189,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $873,000 | 4,677 |
| Salaries and employee benefits | $585,000 | 4,051 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $162,000 | 5,974 |
| Pre-tax net operating income | $478,000 | 3,164 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $495,000 | 2,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $495,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $1,120,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $478,000 | 2,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 4,039 |
| Total interest expense | $4,295,000 | 3,827 |
| Net interest income | $4,690,000 | 4,191 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $837,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $534,000 | 2,905 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $303,000 | 4,222 |
| Total noninterest expense | $3,374,000 | 4,639 |
| Salaries and employee benefits | $2,186,000 | 4,106 |
| Premises and equipment expense | $534,000 | 4,179 |
| Additional noninterest expense | $654,000 | 5,918 |
| Pre-tax net operating income | $2,128,000 | 3,184 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $2,132,000 | 2,688 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,132,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,155 |
| Cash dividends | $2,026,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,126,000 | 2,681 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 4,078 |
| Total interest expense | $3,181,000 | 3,869 |
| Net interest income | $3,510,000 | 4,204 |
| Provision for loan and lease losses | $14,000 | 6,059 |
| Total noninterest income | $622,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $398,000 | 2,909 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $224,000 | 4,280 |
| Total noninterest expense | $2,520,000 | 4,635 |
| Salaries and employee benefits | $1,650,000 | 4,072 |
| Premises and equipment expense | $395,000 | 4,205 |
| Additional noninterest expense | $475,000 | 5,951 |
| Pre-tax net operating income | $1,598,000 | 3,327 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $1,598,000 | 2,834 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,598,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,153 |
| Cash dividends | $1,776,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,597,000 | 2,820 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 4,134 |
| Total interest expense | $2,065,000 | 3,938 |
| Net interest income | $2,338,000 | 4,245 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $404,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $257,000 | 2,973 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $1,629,000 | 4,754 |
| Salaries and employee benefits | $1,066,000 | 4,214 |
| Premises and equipment expense | $267,000 | 4,182 |
| Additional noninterest expense | $296,000 | 6,155 |
| Pre-tax net operating income | $1,104,000 | 3,307 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $1,103,000 | 2,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,103,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,270 |
| Cash dividends | $1,576,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,103,000 | 2,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 4,197 |
| Total interest expense | $997,000 | 4,021 |
| Net interest income | $1,143,000 | 4,303 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $199,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $76,000 | 4,308 |
| Total noninterest expense | $812,000 | 4,768 |
| Salaries and employee benefits | $551,000 | 4,132 |
| Premises and equipment expense | $134,000 | 4,191 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $525,000 | 3,406 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $524,000 | 2,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $524,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $1,151,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $524,000 | 2,899 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,014,000 | 4,194 |
| Total interest expense | $3,415,000 | 3,983 |
| Net interest income | $4,599,000 | 4,284 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $805,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $543,000 | 2,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $3,256,000 | 4,622 |
| Salaries and employee benefits | $2,120,000 | 4,096 |
| Premises and equipment expense | $536,000 | 4,074 |
| Additional noninterest expense | $600,000 | 6,056 |
| Pre-tax net operating income | $2,128,000 | 3,511 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $2,126,000 | 2,970 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,126,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,715 |
| Cash dividends | $1,350,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,126,000 | 2,963 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 4,208 |
| Total interest expense | $2,445,000 | 4,016 |
| Net interest income | $3,481,000 | 4,264 |
| Provision for loan and lease losses | $14,000 | 6,239 |
| Total noninterest income | $605,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $411,000 | 2,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 4,591 |
| Total noninterest expense | $2,461,000 | 4,587 |
| Salaries and employee benefits | $1,616,000 | 4,029 |
| Premises and equipment expense | $393,000 | 4,148 |
| Additional noninterest expense | $452,000 | 6,052 |
| Pre-tax net operating income | $1,611,000 | 3,621 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,609,000 | 3,045 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,609,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,609,000 | 3,038 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 4,235 |
| Total interest expense | $1,556,000 | 4,010 |
| Net interest income | $2,299,000 | 4,294 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $394,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $262,000 | 2,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 4,558 |
| Total noninterest expense | $1,607,000 | 4,662 |
| Salaries and employee benefits | $1,056,000 | 4,102 |
| Premises and equipment expense | $264,000 | 4,146 |
| Additional noninterest expense | $287,000 | 6,204 |
| Pre-tax net operating income | $1,077,000 | 3,626 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $1,076,000 | 3,042 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,076,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,766 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,076,000 | 3,031 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 4,290 |
| Total interest expense | $732,000 | 4,060 |
| Net interest income | $1,124,000 | 4,358 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $830,000 | 4,582 |
| Salaries and employee benefits | $546,000 | 4,028 |
| Premises and equipment expense | $134,000 | 4,106 |
| Additional noninterest expense | $150,000 | 6,055 |
| Pre-tax net operating income | $486,000 | 3,803 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $485,000 | 3,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $485,000 | 3,221 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 4,118 |
| Total interest expense | $2,303,000 | 4,032 |
| Net interest income | $4,769,000 | 4,098 |
| Provision for loan and lease losses | $154,000 | 4,081 |
| Total noninterest income | $852,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $524,000 | 2,957 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $328,000 | 4,143 |
| Total noninterest expense | $3,352,000 | 4,443 |
| Salaries and employee benefits | $2,096,000 | 3,992 |
| Premises and equipment expense | $529,000 | 4,005 |
| Additional noninterest expense | $727,000 | 5,478 |
| Pre-tax net operating income | $2,115,000 | 3,555 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $2,118,000 | 2,945 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,118,000 | 2,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 8,652 |
| Cash dividends | $1,250,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,113,000 | 2,924 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 4,094 |
| Total interest expense | $1,622,000 | 4,080 |
| Net interest income | $3,638,000 | 4,040 |
| Provision for loan and lease losses | $144,000 | 3,560 |
| Total noninterest income | $639,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $380,000 | 3,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,063 |
| Total noninterest expense | $2,537,000 | 4,374 |
| Salaries and employee benefits | $1,591,000 | 3,916 |
| Premises and equipment expense | $389,000 | 4,047 |
| Additional noninterest expense | $557,000 | 5,367 |
| Pre-tax net operating income | $1,596,000 | 3,586 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $1,599,000 | 2,982 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,599,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 8,690 |
| Cash dividends | $1,050,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,594,000 | 2,949 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 4,038 |
| Total interest expense | $1,030,000 | 4,055 |
| Net interest income | $2,467,000 | 3,965 |
| Provision for loan and lease losses | $139,000 | 2,807 |
| Total noninterest income | $418,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $241,000 | 3,084 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $1,673,000 | 4,391 |
| Salaries and employee benefits | $1,029,000 | 3,987 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $380,000 | 5,263 |
| Pre-tax net operating income | $1,073,000 | 3,537 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $1,072,000 | 2,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,072,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,721 |
| Cash dividends | $850,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,072,000 | 2,891 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 3,991 |
| Total interest expense | $483,000 | 4,122 |
| Net interest income | $1,275,000 | 3,859 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $104,000 | 3,652 |
| Total noninterest expense | $855,000 | 4,329 |
| Salaries and employee benefits | $528,000 | 3,924 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $516,000 | 3,590 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $515,000 | 2,985 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $515,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-203,000 | 8,868 |
| Cash dividends | $675,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $515,000 | 2,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 3,968 |
| Total interest expense | $1,914,000 | 3,781 |
| Net interest income | $4,714,000 | 3,978 |
| Provision for loan and lease losses | $244,000 | 3,294 |
| Total noninterest income | $749,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $507,000 | 3,116 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $242,000 | 4,706 |
| Total noninterest expense | $3,294,000 | 4,376 |
| Salaries and employee benefits | $2,048,000 | 3,919 |
| Premises and equipment expense | $539,000 | 3,849 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $1,925,000 | 3,588 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,923,000 | 3,016 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,923,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,255 |
| Cash dividends | $1,225,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,923,000 | 2,960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 3,951 |
| Total interest expense | $1,444,000 | 3,724 |
| Net interest income | $3,526,000 | 3,989 |
| Provision for loan and lease losses | $116,000 | 4,033 |
| Total noninterest income | $570,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $387,000 | 3,086 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $183,000 | 4,683 |
| Total noninterest expense | $2,498,000 | 4,302 |
| Salaries and employee benefits | $1,582,000 | 3,797 |
| Premises and equipment expense | $389,000 | 3,956 |
| Additional noninterest expense | $527,000 | 5,474 |
| Pre-tax net operating income | $1,482,000 | 3,603 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,480,000 | 2,985 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,480,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,511 |
| Cash dividends | $1,025,000 | 1,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,480,000 | 2,905 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 3,947 |
| Total interest expense | $970,000 | 3,697 |
| Net interest income | $2,342,000 | 3,978 |
| Provision for loan and lease losses | $94,000 | 3,595 |
| Total noninterest income | $354,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $252,000 | 3,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $102,000 | 5,122 |
| Total noninterest expense | $1,669,000 | 4,326 |
| Salaries and employee benefits | $1,043,000 | 3,852 |
| Premises and equipment expense | $258,000 | 3,980 |
| Additional noninterest expense | $368,000 | 5,349 |
| Pre-tax net operating income | $933,000 | 3,697 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $932,000 | 3,108 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $932,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 1,148 |
| Cash dividends | $850,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $932,000 | 3,024 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 3,918 |
| Total interest expense | $492,000 | 3,690 |
| Net interest income | $1,180,000 | 3,950 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $180,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $872,000 | 4,187 |
| Salaries and employee benefits | $553,000 | 3,707 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $186,000 | 5,320 |
| Pre-tax net operating income | $442,000 | 3,827 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $441,000 | 3,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,358 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $441,000 | 3,130 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,223,000 | 3,718 |
| Total interest expense | $2,276,000 | 3,604 |
| Net interest income | $4,947,000 | 3,709 |
| Provision for loan and lease losses | $249,000 | 3,565 |
| Total noninterest income | $854,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $522,000 | 2,985 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $332,000 | 4,300 |
| Total noninterest expense | $3,317,000 | 4,300 |
| Salaries and employee benefits | $2,030,000 | 3,876 |
| Premises and equipment expense | $508,000 | 4,011 |
| Additional noninterest expense | $779,000 | 5,141 |
| Pre-tax net operating income | $2,235,000 | 3,127 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $-20,000 | 8,803 |
| Income before extraordinary items | $2,258,000 | 2,605 |
| Extraordinary gains, net | $-14,000 | 9,147 |
| Net income | $2,244,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,879 |
| Cash dividends | $2,780,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,255,000 | 2,485 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,720 |
| Total interest expense | $1,747,000 | 3,649 |
| Net interest income | $3,742,000 | 3,705 |
| Provision for loan and lease losses | $97,000 | 4,715 |
| Total noninterest income | $732,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $385,000 | 3,036 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $347,000 | 3,790 |
| Total noninterest expense | $2,454,000 | 4,332 |
| Salaries and employee benefits | $1,523,000 | 3,859 |
| Premises and equipment expense | $355,000 | 4,226 |
| Additional noninterest expense | $576,000 | 5,162 |
| Pre-tax net operating income | $1,923,000 | 2,928 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $-20,000 | 8,957 |
| Income before extraordinary items | $1,946,000 | 2,398 |
| Extraordinary gains, net | $-14,000 | 9,216 |
| Net income | $1,932,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,148 |
| Cash dividends | $2,640,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,943,000 | 2,280 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 3,719 |
| Total interest expense | $1,195,000 | 3,677 |
| Net interest income | $2,510,000 | 3,685 |
| Provision for loan and lease losses | $52,000 | 5,082 |
| Total noninterest income | $467,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $249,000 | 3,072 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $218,000 | 3,886 |
| Total noninterest expense | $1,577,000 | 4,417 |
| Salaries and employee benefits | $981,000 | 3,984 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $377,000 | 5,216 |
| Pre-tax net operating income | $1,348,000 | 2,828 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $-21,000 | 9,030 |
| Income before extraordinary items | $1,372,000 | 2,281 |
| Extraordinary gains, net | $-14,000 | 9,254 |
| Net income | $1,358,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $990,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,369,000 | 2,158 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,815 |
| Total interest expense | $618,000 | 3,656 |
| Net interest income | $1,186,000 | 3,861 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $230,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $797,000 | 4,383 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $193,000 | 5,097 |
| Pre-tax net operating income | $603,000 | 3,068 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-15,000 | 9,098 |
| Income before extraordinary items | $618,000 | 2,468 |
| Extraordinary gains, net | $-14,000 | 9,299 |
| Net income | $604,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $618,000 | 2,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,059,000 | 3,622 |
| Total interest expense | $3,028,000 | 3,514 |
| Net interest income | $5,031,000 | 3,656 |
| Provision for loan and lease losses | $151,000 | 4,899 |
| Total noninterest income | $626,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $491,000 | 3,018 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,822 |
| Total noninterest expense | $3,154,000 | 4,301 |
| Salaries and employee benefits | $1,921,000 | 3,869 |
| Premises and equipment expense | $442,000 | 4,322 |
| Additional noninterest expense | $791,000 | 4,962 |
| Pre-tax net operating income | $2,352,000 | 3,026 |
| Securities gains (losses) | $-11,000 | 8,924 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $2,317,000 | 2,497 |
| Extraordinary gains, net | $337,000 | 25 |
| Net income | $2,654,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $1,595,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,327,890 | 2,400 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,418,000 | 3,489 |
| Total interest expense | $4,570,000 | 3,408 |
| Net interest income | $4,848,000 | 3,524 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $546,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $388,000 | 3,486 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $2,820,000 | 4,554 |
| Salaries and employee benefits | $1,745,000 | 4,005 |
| Premises and equipment expense | $456,000 | 4,192 |
| Additional noninterest expense | $619,000 | 5,723 |
| Pre-tax net operating income | $2,521,000 | 2,647 |
| Securities gains (losses) | $-66,000 | 9,470 |
| Applicable income taxes | $216,000 | 4,891 |
| Income before extraordinary items | $2,239,000 | 2,299 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,239,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,010 |
| Cash dividends | $1,330,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,299,060 | 2,181 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 3,372 |
| Total interest expense | $5,052,000 | 3,285 |
| Net interest income | $5,011,000 | 3,457 |
| Provision for loan and lease losses | $79,000 | 5,801 |
| Total noninterest income | $528,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $300,000 | 4,061 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $228,000 | 4,493 |
| Total noninterest expense | $2,644,000 | 4,663 |
| Salaries and employee benefits | $1,633,000 | 4,082 |
| Premises and equipment expense | $417,000 | 4,373 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $2,816,000 | 2,514 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $276,000 | 4,760 |
| Income before extraordinary items | $2,542,000 | 2,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,542,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $2,605,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,540,200 | 2,057 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,282,000 | 3,440 |
| Total interest expense | $4,589,000 | 3,161 |
| Net interest income | $4,693,000 | 3,654 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $620,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $277,000 | 4,214 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $343,000 | 3,726 |
| Total noninterest expense | $2,564,000 | 4,783 |
| Salaries and employee benefits | $1,598,000 | 4,127 |
| Premises and equipment expense | $401,000 | 4,526 |
| Additional noninterest expense | $565,000 | 6,057 |
| Pre-tax net operating income | $2,739,000 | 2,597 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $680,000 | 2,959 |
| Income before extraordinary items | $2,062,000 | 2,514 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,062,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,059,750 | 2,478 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,745 |
| Total interest expense | $4,127,000 | 3,578 |
| Net interest income | $4,305,000 | 3,878 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $417,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $260,000 | 4,367 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $2,438,000 | 4,855 |
| Salaries and employee benefits | $1,510,000 | 4,213 |
| Premises and equipment expense | $442,000 | 4,081 |
| Additional noninterest expense | $486,000 | 6,541 |
| Pre-tax net operating income | $2,249,000 | 3,034 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $799,000 | 2,749 |
| Income before extraordinary items | $1,458,000 | 3,331 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,458,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $4,200,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,452,800 | 3,251 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,431,000 | 3,784 |
| Total interest expense | $4,256,000 | 3,454 |
| Net interest income | $4,175,000 | 4,082 |
| Provision for loan and lease losses | $94,000 | 5,314 |
| Total noninterest income | $420,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $248,000 | 4,688 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $2,403,000 | 4,943 |
| Salaries and employee benefits | $1,481,000 | 4,300 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $537,000 | 6,216 |
| Pre-tax net operating income | $2,098,000 | 3,373 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $717,000 | 3,180 |
| Income before extraordinary items | $1,382,000 | 3,609 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,382,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,381,340 | 3,534 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,180,000 | 3,954 |
| Total interest expense | $3,942,000 | 3,759 |
| Net interest income | $4,238,000 | 4,099 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $1,317,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $259,000 | 4,701 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,058,000 | 1,747 |
| Total noninterest expense | $2,380,000 | 5,211 |
| Salaries and employee benefits | $1,429,000 | 4,513 |
| Premises and equipment expense | $399,000 | 4,546 |
| Additional noninterest expense | $552,000 | 6,665 |
| Pre-tax net operating income | $3,052,000 | 2,337 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,041,000 | 2,268 |
| Income before extraordinary items | $2,013,000 | 2,450 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,013,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $320,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,011,680 | 2,404 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 4,125 |
| Total interest expense | $3,818,000 | 3,833 |
| Net interest income | $3,939,000 | 4,374 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $478,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $228,000 | 5,216 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $250,000 | 4,479 |
| Total noninterest expense | $2,380,000 | 5,209 |
| Salaries and employee benefits | $1,329,000 | 4,784 |
| Premises and equipment expense | $390,000 | 4,645 |
| Additional noninterest expense | $661,000 | 6,113 |
| Pre-tax net operating income | $1,979,000 | 3,529 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $604,000 | 3,643 |
| Income before extraordinary items | $1,382,000 | 3,506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,382,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,377,100 | 3,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 4,314 |
| Total interest expense | $2,961,000 | 4,007 |
| Net interest income | $3,884,000 | 4,506 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $177,000 | 6,319 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $349,000 | 3,726 |
| Total noninterest expense | $2,301,000 | 5,543 |
| Salaries and employee benefits | $1,266,000 | 5,005 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $648,000 | 6,691 |
| Pre-tax net operating income | $2,064,000 | 3,336 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $591,000 | 3,559 |
| Income before extraordinary items | $1,488,000 | 3,200 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,488,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $320,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,477,200 | 3,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 4,286 |
| Total interest expense | $3,185,000 | 3,913 |
| Net interest income | $3,860,000 | 4,544 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $347,000 | 7,063 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $186,000 | 5,898 |
| Total noninterest expense | $2,322,000 | 5,620 |
| Salaries and employee benefits | $1,201,000 | 5,240 |
| Premises and equipment expense | $371,000 | 5,005 |
| Additional noninterest expense | $750,000 | 6,243 |
| Pre-tax net operating income | $1,858,000 | 3,568 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $533,000 | 3,960 |
| Income before extraordinary items | $1,325,000 | 3,644 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,325,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,325,000 | 3,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 4,282 |
| Total interest expense | $4,125,000 | 3,963 |
| Net interest income | $3,892,000 | 4,557 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $382,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $2,201,000 | 5,918 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $403,000 | 4,764 |
| Additional noninterest expense | $738,000 | 6,497 |
| Pre-tax net operating income | $2,044,000 | 3,045 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $615,000 | 3,363 |
| Income before extraordinary items | $1,429,000 | 3,221 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,429,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,429,000 | 2,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.