Citizens State Bank of New Castle, Indiana, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$9,701,0001,294
Total interest expense$3,013,0001,419
Net interest income$6,688,0001,237
Provision for loan and lease losses$96,0001,485
Total noninterest income$1,228,0001,152
Gross Fiduciary activities income$0918
Service charges on deposit accounts$488,000588
Trading account gains and feesNANA
Additional Noninterest Income$740,0001,177
Total noninterest expense$5,440,0001,189
Salaries and employee benefits$3,019,0001,226
Premises and equipment expense$486,0001,288
Additional noninterest expense$740,0001,177
Pre-tax net operating income$2,380,0001,285
Securities gains (losses)$137,000123
Applicable income taxes$561,000959
Income before extraordinary items$1,956,0001,315
Extraordinary gains, net$047
Net income$1,956,0001,333
Minority interest net income$065
Net income of bank and minority interests.$1,956,0001,315
Net charge-offs$128,000723
Cash dividends$350,0001,570
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,847,7701,379
2024-12-31 (YTD Data)Rank
Total interest income$37,081,0001,319
Total interest expense$11,906,0001,487
Net interest income$25,175,0001,232
Provision for loan and lease losses$765,0001,076
Total noninterest income$5,229,0001,151
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,756,000649
Trading account gains and feesNANA
Additional Noninterest Income$3,473,0001,092
Total noninterest expense$21,117,0001,192
Salaries and employee benefits$11,589,0001,237
Premises and equipment expense$1,890,0001,286
Additional noninterest expense$3,473,0001,092
Pre-tax net operating income$8,522,0001,305
Securities gains (losses)$2,000828
Applicable income taxes$1,804,0001,023
Income before extraordinary items$6,720,0001,396
Extraordinary gains, net$208,00049
Net income$6,928,0001,379
Minority interest net income$090
Net income of bank and minority interests.$6,928,0001,368
Net charge-offs$488,000931
Cash dividends$1,790,0001,728
Sale, conversion, retirement of capital stock, net$0564
Net operating income$6,718,4201,399
2024-09-30 (YTD Data)Rank
Total interest income$27,309,0001,332
Total interest expense$8,713,0001,514
Net interest income$18,596,0001,233
Provision for loan and lease losses$624,000958
Total noninterest income$3,725,0001,181
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,304,000646
Trading account gains and feesNANA
Additional Noninterest Income$2,421,0001,152
Total noninterest expense$15,467,0001,192
Salaries and employee benefits$8,547,0001,239
Premises and equipment expense$1,406,0001,292
Additional noninterest expense$2,421,0001,152
Pre-tax net operating income$6,230,0001,308
Securities gains (losses)$2,000850
Applicable income taxes$1,332,0001,030
Income before extraordinary items$4,900,0001,393
Extraordinary gains, net$218,00048
Net income$5,118,0001,359
Minority interest net income$082
Net income of bank and minority interests.$5,118,0001,345
Net charge-offs$287,000932
Cash dividends$1,468,0001,454
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,898,4201,400
2024-06-30 (YTD Data)Rank
Total interest income$17,966,0001,333
Total interest expense$5,608,0001,521
Net interest income$12,358,0001,220
Provision for loan and lease losses$275,0001,176
Total noninterest income$2,499,0001,179
Gross Fiduciary activities income$0962
Service charges on deposit accounts$846,000655
Trading account gains and feesNANA
Additional Noninterest Income$1,653,0001,131
Total noninterest expense$10,281,0001,205
Salaries and employee benefits$5,691,0001,251
Premises and equipment expense$950,0001,274
Additional noninterest expense$1,653,0001,131
Pre-tax net operating income$4,301,0001,255
Securities gains (losses)$0628
Applicable income taxes$917,000995
Income before extraordinary items$3,384,0001,336
Extraordinary gains, net$233,00049
Net income$3,617,0001,285
Minority interest net income$084
Net income of bank and minority interests.$3,617,0001,271
Net charge-offs$178,000848
Cash dividends$645,0001,800
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,384,0001,340
2024-03-31 (YTD Data)Rank
Total interest income$8,949,0001,324
Total interest expense$2,814,0001,497
Net interest income$6,135,0001,231
Provision for loan and lease losses$44,0001,775
Total noninterest income$1,221,0001,179
Gross Fiduciary activities income$0895
Service charges on deposit accounts$416,000662
Trading account gains and feesNANA
Additional Noninterest Income$805,0001,125
Total noninterest expense$5,138,0001,204
Salaries and employee benefits$2,887,0001,237
Premises and equipment expense$487,0001,264
Additional noninterest expense$805,0001,125
Pre-tax net operating income$2,174,0001,226
Securities gains (losses)$0689
Applicable income taxes$478,000967
Income before extraordinary items$1,696,0001,311
Extraordinary gains, net$246,00050
Net income$1,942,0001,208
Minority interest net income$072
Net income of bank and minority interests.$1,942,0001,197
Net charge-offs$54,000928
Cash dividends$323,0001,534
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,696,0001,312
2023-12-31 (YTD Data)Rank
Total interest income$32,644,0001,311
Total interest expense$8,376,0001,454
Net interest income$24,268,0001,233
Provision for loan and lease losses$1,024,000829
Total noninterest income$6,202,0001,026
Gross Fiduciary activities income$644,000568
Service charges on deposit accounts$1,667,000662
Trading account gains and fees$0123
Additional Noninterest Income$3,891,0001,046
Total noninterest expense$20,602,0001,186
Salaries and employee benefits$11,585,0001,200
Premises and equipment expense$1,798,0001,334
Additional noninterest expense$3,891,0001,046
Pre-tax net operating income$8,844,0001,290
Securities gains (losses)$-213,0003,977
Applicable income taxes$1,710,0001,085
Income before extraordinary items$6,921,0001,358
Extraordinary gains, net$054
Net income$6,921,0001,373
Minority interest net income$088
Net income of bank and minority interests.$6,921,0001,360
Net charge-offs$377,000870
Cash dividends$1,290,0001,913
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,091,4001,350
2023-09-30 (YTD Data)Rank
Total interest income$23,857,0001,305
Total interest expense$5,850,0001,432
Net interest income$18,007,0001,243
Provision for loan and lease losses$670,000849
Total noninterest income$4,337,0001,087
Gross Fiduciary activities income$338,000604
Service charges on deposit accounts$1,243,000666
Trading account gains and fees$0125
Additional Noninterest Income$2,756,0001,095
Total noninterest expense$15,281,0001,189
Salaries and employee benefits$8,507,0001,219
Premises and equipment expense$1,355,0001,337
Additional noninterest expense$2,756,0001,095
Pre-tax net operating income$6,393,0001,379
Securities gains (losses)$269,00089
Applicable income taxes$1,407,0001,049
Income before extraordinary items$5,255,0001,390
Extraordinary gains, net$052
Net income$5,255,0001,401
Minority interest net income$081
Net income of bank and minority interests.$5,255,0001,390
Net charge-offs$195,000898
Cash dividends$968,0001,718
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,042,4901,460
2023-06-30 (YTD Data)Rank
Total interest income$15,507,0001,303
Total interest expense$3,535,0001,404
Net interest income$11,972,0001,258
Provision for loan and lease losses$422,000861
Total noninterest income$2,806,0001,053
Gross Fiduciary activities income$226,000604
Service charges on deposit accounts$808,000674
Trading account gains and fees$0112
Additional Noninterest Income$1,772,0001,069
Total noninterest expense$10,206,0001,177
Salaries and employee benefits$5,675,0001,212
Premises and equipment expense$922,0001,303
Additional noninterest expense$1,772,0001,068
Pre-tax net operating income$4,150,0001,388
Securities gains (losses)$0938
Applicable income taxes$878,0001,095
Income before extraordinary items$3,272,0001,462
Extraordinary gains, net$051
Net income$3,272,0001,479
Minority interest net income$081
Net income of bank and minority interests.$3,272,0001,462
Net charge-offs$152,000774
Cash dividends$645,0001,751
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,272,0001,472
2023-03-31 (YTD Data)Rank
Total interest income$7,458,0001,321
Total interest expense$1,456,0001,455
Net interest income$6,002,0001,266
Provision for loan and lease losses$253,000765
Total noninterest income$1,376,0001,071
Gross Fiduciary activities income$113,000623
Service charges on deposit accounts$396,000694
Trading account gains and fees$097
Additional Noninterest Income$867,0001,071
Total noninterest expense$5,340,0001,152
Salaries and employee benefits$3,068,0001,152
Premises and equipment expense$489,0001,269
Additional noninterest expense$867,0001,071
Pre-tax net operating income$1,785,0001,591
Securities gains (losses)$0950
Applicable income taxes$372,0001,222
Income before extraordinary items$1,413,0001,668
Extraordinary gains, net$04
Net income$1,413,0001,668
Minority interest net income$048
Net income of bank and minority interests.$1,413,0001,668
Net charge-offs$56,000767
Cash dividends$323,0001,537
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,413,0001,684
2022-12-31 (YTD Data)Rank
Total interest income$24,649,0001,326
Total interest expense$1,525,0001,894
Net interest income$23,124,0001,278
Provision for loan and lease losses$98,0002,261
Total noninterest income$5,635,0001,120
Gross Fiduciary activities income$466,000627
Service charges on deposit accounts$1,722,000662
Trading account gains and fees$0116
Additional Noninterest Income$3,447,0001,155
Total noninterest expense$19,582,0001,202
Salaries and employee benefits$11,206,0001,215
Premises and equipment expense$1,748,0001,376
Additional noninterest expense$3,447,0001,155
Pre-tax net operating income$9,079,0001,368
Securities gains (losses)$0691
Applicable income taxes$1,879,0001,123
Income before extraordinary items$7,200,0001,413
Extraordinary gains, net$05
Net income$7,200,0001,413
Minority interest net income$063
Net income of bank and minority interests.$7,200,0001,413
Net charge-offs$352,000721
Cash dividends$1,290,0001,895
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,200,0001,436
2022-09-30 (YTD Data)Rank
Total interest income$17,675,0001,322
Total interest expense$651,0002,296
Net interest income$17,024,0001,270
Provision for loan and lease losses$80,0002,036
Total noninterest income$4,234,0001,130
Gross Fiduciary activities income$351,000623
Service charges on deposit accounts$1,285,000669
Trading account gains and fees$0111
Additional Noninterest Income$2,598,0001,173
Total noninterest expense$14,191,0001,230
Salaries and employee benefits$8,032,0001,254
Premises and equipment expense$1,315,0001,365
Additional noninterest expense$2,598,0001,173
Pre-tax net operating income$6,987,0001,324
Securities gains (losses)$0740
Applicable income taxes$1,456,0001,093
Income before extraordinary items$5,531,0001,382
Extraordinary gains, net$04
Net income$5,531,0001,381
Minority interest net income$057
Net income of bank and minority interests.$5,531,0001,382
Net charge-offs$211,000674
Cash dividends$968,0001,715
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,531,0001,410
2022-06-30 (YTD Data)Rank
Total interest income$11,391,0001,326
Total interest expense$309,0002,617
Net interest income$11,082,0001,265
Provision for loan and lease losses$60,0001,769
Total noninterest income$2,897,0001,097
Gross Fiduciary activities income$225,000591
Service charges on deposit accounts$830,000683
Trading account gains and fees$0108
Additional Noninterest Income$1,842,0001,151
Total noninterest expense$9,387,0001,228
Salaries and employee benefits$5,246,0001,268
Premises and equipment expense$875,0001,365
Additional noninterest expense$3,266,0001,088
Pre-tax net operating income$4,532,0001,288
Securities gains (losses)$0687
Applicable income taxes$941,0001,053
Income before extraordinary items$3,591,0001,325
Extraordinary gains, net$04
Net income$3,591,0001,324
Minority interest net income$060
Net income of bank and minority interests.$3,591,0001,325
Net charge-offs$154,000602
Cash dividends$645,0001,684
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,591,0001,357
2022-03-31 (YTD Data)Rank
Total interest income$5,501,0001,324
Total interest expense$140,0002,714
Net interest income$5,361,0001,268
Provision for loan and lease losses$30,0001,548
Total noninterest income$1,444,0001,092
Gross Fiduciary activities income$126,000584
Service charges on deposit accounts$405,000690
Trading account gains and fees$0103
Additional Noninterest Income$913,0001,150
Total noninterest expense$4,572,0001,252
Salaries and employee benefits$2,565,0001,288
Premises and equipment expense$447,0001,340
Additional noninterest expense$1,560,0001,108
Pre-tax net operating income$2,203,0001,268
Securities gains (losses)$0623
Applicable income taxes$462,0001,014
Income before extraordinary items$1,741,0001,315
Extraordinary gains, net$04
Net income$1,741,0001,315
Minority interest net income$050
Net income of bank and minority interests.$1,741,0001,315
Net charge-offs$87,000520
Cash dividends$323,0001,449
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,741,0001,329
2021-12-31 (YTD Data)Rank
Total interest income$23,707,0001,290
Total interest expense$691,0002,715
Net interest income$23,016,0001,213
Provision for loan and lease losses$444,0001,150
Total noninterest income$5,472,0001,237
Gross Fiduciary activities income$443,000589
Service charges on deposit accounts$1,516,000684
Trading account gains and fees$0132
Additional Noninterest Income$3,513,0001,354
Total noninterest expense$18,431,0001,238
Salaries and employee benefits$10,201,0001,280
Premises and equipment expense$2,240,0001,094
Additional noninterest expense$5,990,0001,138
Pre-tax net operating income$9,613,0001,310
Securities gains (losses)$02,062
Applicable income taxes$2,146,0001,049
Income before extraordinary items$7,467,0001,421
Extraordinary gains, net$010
Net income$7,467,0001,421
Minority interest net income$074
Net income of bank and minority interests.$7,467,0001,421
Net charge-offs$250,000916
Cash dividends$1,290,0001,962
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,467,0001,396
2021-09-30 (YTD Data)Rank
Total interest income$17,707,0001,320
Total interest expense$536,0002,767
Net interest income$17,171,0001,240
Provision for loan and lease losses$422,000946
Total noninterest income$4,075,0001,263
Gross Fiduciary activities income$324,000589
Service charges on deposit accounts$1,098,000696
Trading account gains and fees$0132
Additional Noninterest Income$2,653,0001,404
Total noninterest expense$13,424,0001,268
Salaries and employee benefits$7,519,0001,304
Premises and equipment expense$1,549,0001,197
Additional noninterest expense$4,356,0001,168
Pre-tax net operating income$7,400,0001,336
Securities gains (losses)$02,015
Applicable income taxes$1,638,0001,086
Income before extraordinary items$5,762,0001,459
Extraordinary gains, net$08
Net income$5,762,0001,458
Minority interest net income$069
Net income of bank and minority interests.$5,762,0001,459
Net charge-offs$150,000914
Cash dividends$968,0001,779
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,762,0001,431
2021-06-30 (YTD Data)Rank
Total interest income$11,506,0001,334
Total interest expense$373,0002,778
Net interest income$11,133,0001,248
Provision for loan and lease losses$347,000810
Total noninterest income$2,734,0001,252
Gross Fiduciary activities income$226,000589
Service charges on deposit accounts$702,000690
Trading account gains and fees$0133
Additional Noninterest Income$1,806,0001,377
Total noninterest expense$8,685,0001,294
Salaries and employee benefits$5,031,0001,294
Premises and equipment expense$842,0001,415
Additional noninterest expense$2,812,0001,181
Pre-tax net operating income$4,835,0001,344
Securities gains (losses)$01,818
Applicable income taxes$1,075,0001,093
Income before extraordinary items$3,760,0001,469
Extraordinary gains, net$06
Net income$3,760,0001,469
Minority interest net income$067
Net income of bank and minority interests.$3,760,0001,469
Net charge-offs$107,000885
Cash dividends$645,0001,733
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,760,0001,432
2021-03-31 (YTD Data)Rank
Total interest income$5,850,0001,326
Total interest expense$188,0002,843
Net interest income$5,662,0001,238
Provision for loan and lease losses$240,000703
Total noninterest income$1,378,0001,244
Gross Fiduciary activities income$118,000586
Service charges on deposit accounts$338,000706
Trading account gains and fees$0127
Additional Noninterest Income$922,0001,343
Total noninterest expense$4,337,0001,279
Salaries and employee benefits$2,507,0001,284
Premises and equipment expense$439,0001,385
Additional noninterest expense$1,391,0001,178
Pre-tax net operating income$2,463,0001,317
Securities gains (losses)$01,392
Applicable income taxes$571,0001,050
Income before extraordinary items$1,892,0001,444
Extraordinary gains, net$03
Net income$1,892,0001,444
Minority interest net income$055
Net income of bank and minority interests.$1,892,0001,444
Net charge-offs$70,000716
Cash dividends$323,0001,518
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,892,0001,409
2020-12-31 (YTD Data)Rank
Total interest income$23,395,0001,294
Total interest expense$1,368,0002,520
Net interest income$22,027,0001,189
Provision for loan and lease losses$2,067,0001,025
Total noninterest income$5,060,0001,256
Gross Fiduciary activities income$466,000584
Service charges on deposit accounts$1,590,000629
Trading account gains and fees$0133
Additional Noninterest Income$3,004,0001,429
Total noninterest expense$17,150,0001,252
Salaries and employee benefits$9,854,0001,270
Premises and equipment expense$1,748,0001,343
Additional noninterest expense$5,548,0001,163
Pre-tax net operating income$7,870,0001,269
Securities gains (losses)$02,675
Applicable income taxes$1,910,000961
Income before extraordinary items$5,960,0001,431
Extraordinary gains, net$04
Net income$5,960,0001,431
Minority interest net income$072
Net income of bank and minority interests.$5,960,0001,432
Net charge-offs$297,0001,295
Cash dividends$1,290,0001,934
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,960,0001,391
2020-09-30 (YTD Data)Rank
Total interest income$17,549,0001,299
Total interest expense$1,151,0002,446
Net interest income$16,398,0001,184
Provision for loan and lease losses$1,695,000984
Total noninterest income$3,780,0001,229
Gross Fiduciary activities income$363,000576
Service charges on deposit accounts$1,162,000645
Trading account gains and fees$0125
Additional Noninterest Income$2,255,0001,386
Total noninterest expense$12,867,0001,237
Salaries and employee benefits$7,254,0001,277
Premises and equipment expense$1,327,0001,320
Additional noninterest expense$4,286,0001,126
Pre-tax net operating income$5,616,0001,277
Securities gains (losses)$02,494
Applicable income taxes$1,325,000974
Income before extraordinary items$4,291,0001,432
Extraordinary gains, net$04
Net income$4,291,0001,433
Minority interest net income$065
Net income of bank and minority interests.$4,291,0001,433
Net charge-offs$191,0001,289
Cash dividends$967,0001,742
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,291,0001,387
2020-06-30 (YTD Data)Rank
Total interest income$11,523,0001,333
Total interest expense$898,0002,322
Net interest income$10,625,0001,208
Provision for loan and lease losses$925,0001,145
Total noninterest income$2,504,0001,173
Gross Fiduciary activities income$246,000578
Service charges on deposit accounts$764,000659
Trading account gains and fees$0123
Additional Noninterest Income$1,494,0001,325
Total noninterest expense$8,659,0001,211
Salaries and employee benefits$4,783,0001,285
Premises and equipment expense$854,0001,358
Additional noninterest expense$3,022,0001,076
Pre-tax net operating income$3,545,0001,274
Securities gains (losses)$02,249
Applicable income taxes$822,000967
Income before extraordinary items$2,723,0001,430
Extraordinary gains, net$04
Net income$2,723,0001,430
Minority interest net income$065
Net income of bank and minority interests.$2,723,0001,430
Net charge-offs$152,0001,144
Cash dividends$645,0001,715
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,723,0001,383
2020-03-31 (YTD Data)Rank
Total interest income$5,581,0001,371
Total interest expense$576,0002,108
Net interest income$5,005,0001,258
Provision for loan and lease losses$220,0001,384
Total noninterest income$1,337,0001,070
Gross Fiduciary activities income$123,000578
Service charges on deposit accounts$448,000674
Trading account gains and fees$0106
Additional Noninterest Income$766,0001,173
Total noninterest expense$4,218,0001,257
Salaries and employee benefits$2,376,0001,299
Premises and equipment expense$434,0001,344
Additional noninterest expense$1,408,0001,154
Pre-tax net operating income$1,904,0001,093
Securities gains (losses)$01,705
Applicable income taxes$467,000781
Income before extraordinary items$1,437,0001,230
Extraordinary gains, net$04
Net income$1,437,0001,229
Minority interest net income$056
Net income of bank and minority interests.$1,437,0001,230
Net charge-offs$73,0001,028
Cash dividends$323,0001,592
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,437,0001,210
2019-12-31 (YTD Data)Rank
Total interest income$22,179,0001,394
Total interest expense$3,351,0001,680
Net interest income$18,828,0001,316
Provision for loan and lease losses$792,0001,085
Total noninterest income$5,178,0001,112
Gross Fiduciary activities income$481,000582
Service charges on deposit accounts$1,925,000653
Trading account gains and fees$0135
Additional Noninterest Income$2,772,0001,266
Total noninterest expense$16,435,0001,253
Salaries and employee benefits$9,357,0001,270
Premises and equipment expense$1,719,0001,329
Additional noninterest expense$5,359,0001,174
Pre-tax net operating income$6,779,0001,398
Securities gains (losses)$02,379
Applicable income taxes$1,705,000998
Income before extraordinary items$5,074,0001,580
Extraordinary gains, net$011
Net income$5,074,0001,582
Minority interest net income$076
Net income of bank and minority interests.$5,074,0001,582
Net charge-offs$310,0001,344
Cash dividends$1,290,0002,039
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,074,0001,541
2019-09-30 (YTD Data)Rank
Total interest income$16,508,0001,408
Total interest expense$2,685,0001,614
Net interest income$13,823,0001,343
Provision for loan and lease losses$653,000951
Total noninterest income$3,861,0001,100
Gross Fiduciary activities income$325,000587
Service charges on deposit accounts$1,442,000653
Trading account gains and fees$0129
Additional Noninterest Income$2,094,0001,251
Total noninterest expense$12,350,0001,256
Salaries and employee benefits$7,049,0001,271
Premises and equipment expense$1,258,0001,370
Additional noninterest expense$4,043,0001,171
Pre-tax net operating income$4,681,0001,530
Securities gains (losses)$02,167
Applicable income taxes$1,129,0001,136
Income before extraordinary items$3,552,0001,694
Extraordinary gains, net$011
Net income$3,552,0001,696
Minority interest net income$072
Net income of bank and minority interests.$3,552,0001,696
Net charge-offs$252,0001,134
Cash dividends$968,0001,867
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,552,0001,663
2019-06-30 (YTD Data)Rank
Total interest income$10,831,0001,428
Total interest expense$1,965,0001,489
Net interest income$8,866,0001,385
Provision for loan and lease losses$458,000906
Total noninterest income$2,620,0001,054
Gross Fiduciary activities income$224,000591
Service charges on deposit accounts$932,000665
Trading account gains and fees$0131
Additional Noninterest Income$1,464,0001,180
Total noninterest expense$8,197,0001,267
Salaries and employee benefits$4,665,0001,274
Premises and equipment expense$827,0001,391
Additional noninterest expense$2,705,0001,177
Pre-tax net operating income$2,831,0001,621
Securities gains (losses)$01,702
Applicable income taxes$675,0001,194
Income before extraordinary items$2,156,0001,803
Extraordinary gains, net$011
Net income$2,156,0001,802
Minority interest net income$069
Net income of bank and minority interests.$2,156,0001,803
Net charge-offs$174,0001,077
Cash dividends$645,0001,845
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,156,0001,777
2019-03-31 (YTD Data)Rank
Total interest income$5,294,0001,460
Total interest expense$1,212,0001,221
Net interest income$4,082,0001,494
Provision for loan and lease losses$240,000816
Total noninterest income$1,270,0001,051
Gross Fiduciary activities income$109,000604
Service charges on deposit accounts$458,000665
Trading account gains and fees$0126
Additional Noninterest Income$703,0001,161
Total noninterest expense$4,065,0001,271
Salaries and employee benefits$2,352,0001,274
Premises and equipment expense$425,0001,379
Additional noninterest expense$1,288,0001,213
Pre-tax net operating income$1,047,0002,002
Securities gains (losses)$01,087
Applicable income taxes$251,0001,408
Income before extraordinary items$796,0002,200
Extraordinary gains, net$05
Net income$796,0002,199
Minority interest net income$052
Net income of bank and minority interests.$796,0002,199
Net charge-offs$65,0001,074
Cash dividends$323,0001,672
Sale, conversion, retirement of capital stock, net$0529
Net operating income$796,0002,185
2018-12-31 (YTD Data)Rank
Total interest income$20,466,0001,418
Total interest expense$1,719,0002,141
Net interest income$18,747,0001,305
Provision for loan and lease losses$1,055,000843
Total noninterest income$4,828,0001,118
Gross Fiduciary activities income$463,000604
Service charges on deposit accounts$1,937,000654
Trading account gains and fees$0126
Additional Noninterest Income$2,428,0001,316
Total noninterest expense$15,668,0001,294
Salaries and employee benefits$8,998,0001,277
Premises and equipment expense$1,633,0001,378
Additional noninterest expense$5,037,0001,226
Pre-tax net operating income$6,852,0001,375
Securities gains (losses)$01,125
Applicable income taxes$1,716,000966
Income before extraordinary items$5,136,0001,553
Extraordinary gains, net$06
Net income$5,136,0001,551
Minority interest net income$072
Net income of bank and minority interests.$5,136,0001,552
Net charge-offs$660,000806
Cash dividends$1,290,0001,927
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,136,0001,543
2018-09-30 (YTD Data)Rank
Total interest income$15,076,0001,422
Total interest expense$1,158,0002,218
Net interest income$13,918,0001,316
Provision for loan and lease losses$880,000730
Total noninterest income$3,639,0001,118
Gross Fiduciary activities income$336,000607
Service charges on deposit accounts$1,421,000668
Trading account gains and fees$0138
Additional Noninterest Income$1,882,0001,308
Total noninterest expense$11,810,0001,279
Salaries and employee benefits$6,780,0001,275
Premises and equipment expense$1,274,0001,353
Additional noninterest expense$3,756,0001,240
Pre-tax net operating income$4,867,0001,453
Securities gains (losses)$01,118
Applicable income taxes$1,224,0001,023
Income before extraordinary items$3,643,0001,635
Extraordinary gains, net$05
Net income$3,643,0001,633
Minority interest net income$066
Net income of bank and minority interests.$3,643,0001,634
Net charge-offs$435,000783
Cash dividends$968,0001,705
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,643,0001,619
2018-06-30 (YTD Data)Rank
Total interest income$9,849,0001,435
Total interest expense$729,0002,217
Net interest income$9,120,0001,329
Provision for loan and lease losses$611,000679
Total noninterest income$2,437,0001,114
Gross Fiduciary activities income$242,000603
Service charges on deposit accounts$920,000679
Trading account gains and fees$0130
Additional Noninterest Income$1,275,0001,299
Total noninterest expense$7,851,0001,286
Salaries and employee benefits$4,509,0001,289
Premises and equipment expense$892,0001,302
Additional noninterest expense$2,450,0001,269
Pre-tax net operating income$3,095,0001,489
Securities gains (losses)$0961
Applicable income taxes$760,0001,055
Income before extraordinary items$2,335,0001,667
Extraordinary gains, net$06
Net income$2,335,0001,666
Minority interest net income$065
Net income of bank and minority interests.$2,335,0001,666
Net charge-offs$298,000729
Cash dividends$645,0001,711
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,335,0001,653
2018-03-31 (YTD Data)Rank
Total interest income$4,816,0001,450
Total interest expense$325,0002,332
Net interest income$4,491,0001,345
Provision for loan and lease losses$308,000666
Total noninterest income$1,245,0001,098
Gross Fiduciary activities income$127,000602
Service charges on deposit accounts$450,000695
Trading account gains and fees$0123
Additional Noninterest Income$668,0001,240
Total noninterest expense$3,823,0001,333
Salaries and employee benefits$2,202,0001,333
Premises and equipment expense$493,0001,214
Additional noninterest expense$1,128,0001,354
Pre-tax net operating income$1,605,0001,412
Securities gains (losses)$0735
Applicable income taxes$397,0001,008
Income before extraordinary items$1,208,0001,579
Extraordinary gains, net$07
Net income$1,208,0001,578
Minority interest net income$052
Net income of bank and minority interests.$1,208,0001,579
Net charge-offs$45,0001,252
Cash dividends$323,0001,539
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,208,0001,568
2017-12-31 (YTD Data)Rank
Total interest income$18,790,0001,425
Total interest expense$1,022,0002,509
Net interest income$17,768,0001,333
Provision for loan and lease losses$1,282,000734
Total noninterest income$4,441,0001,201
Gross Fiduciary activities income$376,000636
Service charges on deposit accounts$1,937,000660
Trading account gains and fees$0151
Additional Noninterest Income$2,128,0001,473
Total noninterest expense$14,696,0001,354
Salaries and employee benefits$8,664,0001,304
Premises and equipment expense$1,653,0001,387
Additional noninterest expense$4,379,0001,399
Pre-tax net operating income$6,231,0001,420
Securities gains (losses)$-142,0005,463
Applicable income taxes$2,995,000963
Income before extraordinary items$3,094,0001,979
Extraordinary gains, net$09
Net income$3,094,0001,977
Minority interest net income$076
Net income of bank and minority interests.$3,094,0001,979
Net charge-offs$729,000860
Cash dividends$1,290,0001,889
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,184,8801,918
2017-09-30 (YTD Data)Rank
Total interest income$13,991,0001,437
Total interest expense$739,0002,557
Net interest income$13,252,0001,348
Provision for loan and lease losses$964,000719
Total noninterest income$3,371,0001,221
Gross Fiduciary activities income$284,000635
Service charges on deposit accounts$1,440,000673
Trading account gains and fees$0145
Additional Noninterest Income$1,647,0001,453
Total noninterest expense$11,252,0001,318
Salaries and employee benefits$6,658,0001,282
Premises and equipment expense$1,270,0001,370
Additional noninterest expense$3,324,0001,378
Pre-tax net operating income$4,407,0001,495
Securities gains (losses)$18,0001,361
Applicable income taxes$1,669,0001,037
Income before extraordinary items$2,756,0001,861
Extraordinary gains, net$09
Net income$2,756,0001,861
Minority interest net income$071
Net income of bank and minority interests.$2,756,0001,861
Net charge-offs$531,000770
Cash dividends$968,0001,750
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,744,4801,840
2017-06-30 (YTD Data)Rank
Total interest income$9,325,0001,422
Total interest expense$473,0002,581
Net interest income$8,852,0001,346
Provision for loan and lease losses$658,000699
Total noninterest income$2,094,0001,270
Gross Fiduciary activities income$195,000633
Service charges on deposit accounts$946,000666
Trading account gains and fees$0139
Additional Noninterest Income$953,0001,594
Total noninterest expense$7,430,0001,336
Salaries and employee benefits$4,420,0001,292
Premises and equipment expense$927,0001,270
Additional noninterest expense$2,083,0001,458
Pre-tax net operating income$2,858,0001,523
Securities gains (losses)$1,0001,756
Applicable income taxes$1,069,0001,060
Income before extraordinary items$1,790,0001,861
Extraordinary gains, net$011
Net income$1,790,0001,861
Minority interest net income$071
Net income of bank and minority interests.$1,790,0001,861
Net charge-offs$227,000977
Cash dividends$645,0001,735
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,789,3601,836
2017-03-31 (YTD Data)Rank
Total interest income$4,587,0001,432
Total interest expense$221,0002,662
Net interest income$4,366,0001,353
Provision for loan and lease losses$328,000630
Total noninterest income$977,0001,326
Gross Fiduciary activities income$88,000654
Service charges on deposit accounts$467,000673
Trading account gains and fees$0142
Additional Noninterest Income$422,0001,699
Total noninterest expense$3,779,0001,327
Salaries and employee benefits$2,276,0001,272
Premises and equipment expense$474,0001,252
Additional noninterest expense$1,029,0001,464
Pre-tax net operating income$1,236,0001,685
Securities gains (losses)$01,153
Applicable income taxes$456,0001,150
Income before extraordinary items$780,0002,024
Extraordinary gains, net$08
Net income$780,0002,025
Minority interest net income$055
Net income of bank and minority interests.$780,0002,025
Net charge-offs$114,000857
Cash dividends$323,0001,585
Sale, conversion, retirement of capital stock, net$0632
Net operating income$780,0001,999
2016-12-31 (YTD Data)Rank
Total interest income$17,989,0001,416
Total interest expense$836,0002,739
Net interest income$17,153,0001,333
Provision for loan and lease losses$881,0001,015
Total noninterest income$7,094,000892
Gross Fiduciary activities income$360,000655
Service charges on deposit accounts$1,991,000654
Trading account gains and fees$0170
Additional Noninterest Income$4,743,000874
Total noninterest expense$16,616,0001,215
Salaries and employee benefits$8,828,0001,265
Premises and equipment expense$1,668,0001,376
Additional noninterest expense$6,120,0001,078
Pre-tax net operating income$6,750,0001,282
Securities gains (losses)$03,212
Applicable income taxes$2,027,0001,040
Income before extraordinary items$4,723,0001,453
Extraordinary gains, net$05
Net income$4,723,0001,452
Minority interest net income$082
Net income of bank and minority interests.$4,723,0001,452
Net charge-offs$845,000752
Cash dividends$2,189,0001,310
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,723,0001,417
2016-09-30 (YTD Data)Rank
Total interest income$13,417,0001,422
Total interest expense$635,0002,713
Net interest income$12,782,0001,342
Provision for loan and lease losses$672,000939
Total noninterest income$4,641,000981
Gross Fiduciary activities income$266,000651
Service charges on deposit accounts$1,490,000655
Trading account gains and fees$0169
Additional Noninterest Income$2,885,0001,017
Total noninterest expense$11,658,0001,294
Salaries and employee benefits$6,204,0001,335
Premises and equipment expense$1,053,0001,612
Additional noninterest expense$4,401,0001,123
Pre-tax net operating income$5,093,0001,306
Securities gains (losses)$68,0001,545
Applicable income taxes$1,371,0001,153
Income before extraordinary items$3,790,0001,395
Extraordinary gains, net$05
Net income$3,790,0001,396
Minority interest net income$071
Net income of bank and minority interests.$3,790,0001,396
Net charge-offs$634,000662
Cash dividends$967,0001,703
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,740,3601,373
2016-06-30 (YTD Data)Rank
Total interest income$8,904,0001,429
Total interest expense$435,0002,672
Net interest income$8,469,0001,355
Provision for loan and lease losses$370,0001,080
Total noninterest income$2,099,0001,266
Gross Fiduciary activities income$183,000661
Service charges on deposit accounts$968,000662
Trading account gains and fees$0157
Additional Noninterest Income$948,0001,614
Total noninterest expense$7,786,0001,294
Salaries and employee benefits$4,199,0001,326
Premises and equipment expense$711,0001,598
Additional noninterest expense$2,876,0001,137
Pre-tax net operating income$2,412,0001,680
Securities gains (losses)$68,0001,222
Applicable income taxes$929,0001,135
Income before extraordinary items$1,551,0002,065
Extraordinary gains, net$016
Net income$1,551,0002,065
Minority interest net income$071
Net income of bank and minority interests.$1,551,0002,065
Net charge-offs$431,000668
Cash dividends$645,0001,715
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,507,4802,045
2016-03-31 (YTD Data)Rank
Total interest income$4,388,0001,448
Total interest expense$216,0002,704
Net interest income$4,172,0001,371
Provision for loan and lease losses$180,0001,034
Total noninterest income$1,030,0001,275
Gross Fiduciary activities income$105,000631
Service charges on deposit accounts$457,000684
Trading account gains and fees$0142
Additional Noninterest Income$468,0001,576
Total noninterest expense$3,806,0001,320
Salaries and employee benefits$2,054,0001,354
Premises and equipment expense$345,0001,657
Additional noninterest expense$1,407,0001,145
Pre-tax net operating income$1,216,0001,649
Securities gains (losses)$68,000688
Applicable income taxes$465,0001,112
Income before extraordinary items$819,0001,953
Extraordinary gains, net$012
Net income$819,0001,953
Minority interest net income$062
Net income of bank and minority interests.$819,0001,953
Net charge-offs$257,000542
Cash dividends$323,0001,557
Sale, conversion, retirement of capital stock, net$0659
Net operating income$775,4801,991
2015-12-31 (YTD Data)Rank
Total interest income$17,174,0001,444
Total interest expense$806,0002,815
Net interest income$16,368,0001,365
Provision for loan and lease losses$550,0001,255
Total noninterest income$4,249,0001,252
Gross Fiduciary activities income$334,000669
Service charges on deposit accounts$2,050,000641
Trading account gains and fees$0159
Additional Noninterest Income$1,865,0001,603
Total noninterest expense$15,128,0001,305
Salaries and employee benefits$8,090,0001,342
Premises and equipment expense$1,439,0001,592
Additional noninterest expense$5,599,0001,151
Pre-tax net operating income$4,939,0001,589
Securities gains (losses)$45,0001,712
Applicable income taxes$1,564,0001,208
Income before extraordinary items$3,420,0001,837
Extraordinary gains, net$023
Net income$3,420,0001,839
Minority interest net income$081
Net income of bank and minority interests.$3,420,0001,839
Net charge-offs$490,0001,181
Cash dividends$1,290,0001,815
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,388,9501,811
2015-09-30 (YTD Data)Rank
Total interest income$12,750,0001,461
Total interest expense$592,0002,883
Net interest income$12,158,0001,388
Provision for loan and lease losses$404,0001,225
Total noninterest income$3,184,0001,271
Gross Fiduciary activities income$249,000674
Service charges on deposit accounts$1,511,000652
Trading account gains and fees$0153
Additional Noninterest Income$1,424,0001,589
Total noninterest expense$11,428,0001,302
Salaries and employee benefits$6,153,0001,330
Premises and equipment expense$1,076,0001,601
Additional noninterest expense$4,199,0001,155
Pre-tax net operating income$3,510,0001,686
Securities gains (losses)$48,0001,493
Applicable income taxes$1,084,0001,296
Income before extraordinary items$2,474,0001,907
Extraordinary gains, net$021
Net income$2,474,0001,909
Minority interest net income$078
Net income of bank and minority interests.$2,474,0001,909
Net charge-offs$269,0001,282
Cash dividends$967,0001,647
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,440,4001,897
2015-06-30 (YTD Data)Rank
Total interest income$8,340,0001,491
Total interest expense$386,0002,950
Net interest income$7,954,0001,413
Provision for loan and lease losses$251,0001,272
Total noninterest income$2,064,0001,296
Gross Fiduciary activities income$171,000677
Service charges on deposit accounts$956,000670
Trading account gains and fees$0157
Additional Noninterest Income$937,0001,627
Total noninterest expense$7,526,0001,317
Salaries and employee benefits$4,087,0001,339
Premises and equipment expense$725,0001,606
Additional noninterest expense$2,714,0001,180
Pre-tax net operating income$2,241,0001,737
Securities gains (losses)$02,636
Applicable income taxes$736,0001,296
Income before extraordinary items$1,505,0002,042
Extraordinary gains, net$022
Net income$1,505,0002,044
Minority interest net income$075
Net income of bank and minority interests.$1,505,0002,044
Net charge-offs$132,0001,477
Cash dividends$644,0001,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,505,0001,995
2015-03-31 (YTD Data)Rank
Total interest income$4,086,0001,522
Total interest expense$193,0002,977
Net interest income$3,893,0001,443
Provision for loan and lease losses$125,0001,243
Total noninterest income$993,0001,303
Gross Fiduciary activities income$76,000693
Service charges on deposit accounts$452,000699
Trading account gains and fees$0152
Additional Noninterest Income$465,0001,591
Total noninterest expense$3,727,0001,325
Salaries and employee benefits$2,061,0001,340
Premises and equipment expense$369,0001,603
Additional noninterest expense$1,297,0001,214
Pre-tax net operating income$1,034,0001,803
Securities gains (losses)$02,027
Applicable income taxes$356,0001,288
Income before extraordinary items$678,0002,202
Extraordinary gains, net$013
Net income$678,0002,203
Minority interest net income$064
Net income of bank and minority interests.$678,0002,203
Net charge-offs$128,000952
Cash dividends$322,0001,479
Sale, conversion, retirement of capital stock, net$0697
Net operating income$678,0002,131
2014-12-31 (YTD Data)Rank
Total interest income$15,907,0001,559
Total interest expense$817,0002,986
Net interest income$15,090,0001,464
Provision for loan and lease losses$621,0001,244
Total noninterest income$3,966,0001,290
Gross Fiduciary activities income$311,000698
Service charges on deposit accounts$1,647,000814
Trading account gains and fees$0180
Additional Noninterest Income$2,008,0001,455
Total noninterest expense$14,452,0001,346
Salaries and employee benefits$7,900,0001,339
Premises and equipment expense$1,385,0001,688
Additional noninterest expense$5,167,0001,259
Pre-tax net operating income$3,983,0001,841
Securities gains (losses)$-4,0005,927
Applicable income taxes$1,377,0001,269
Income before extraordinary items$2,602,0002,239
Extraordinary gains, net$017
Net income$2,602,0002,238
Minority interest net income$084
Net income of bank and minority interests.$2,602,0002,238
Net charge-offs$775,0001,087
Cash dividends$1,290,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,604,6002,188
2014-09-30 (YTD Data)Rank
Total interest income$11,732,0001,596
Total interest expense$607,0003,068
Net interest income$11,125,0001,493
Provision for loan and lease losses$498,0001,143
Total noninterest income$3,061,0001,278
Gross Fiduciary activities income$239,000690
Service charges on deposit accounts$1,221,000828
Trading account gains and fees$0174
Additional Noninterest Income$1,601,0001,391
Total noninterest expense$10,769,0001,367
Salaries and employee benefits$5,862,0001,348
Premises and equipment expense$1,028,0001,718
Additional noninterest expense$3,879,0001,253
Pre-tax net operating income$2,919,0001,901
Securities gains (losses)$-4,0006,036
Applicable income taxes$937,0001,369
Income before extraordinary items$1,978,0002,234
Extraordinary gains, net$015
Net income$1,978,0002,234
Minority interest net income$081
Net income of bank and minority interests.$1,978,0002,233
Net charge-offs$453,0001,240
Cash dividends$968,0001,569
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,980,7202,181
2014-06-30 (YTD Data)Rank
Total interest income$7,569,0001,646
Total interest expense$402,0003,116
Net interest income$7,167,0001,540
Provision for loan and lease losses$315,0001,189
Total noninterest income$2,099,0001,241
Gross Fiduciary activities income$159,000689
Service charges on deposit accounts$796,000836
Trading account gains and fees$0172
Additional Noninterest Income$1,144,0001,326
Total noninterest expense$6,997,0001,392
Salaries and employee benefits$3,866,0001,370
Premises and equipment expense$664,0001,783
Additional noninterest expense$2,467,0001,310
Pre-tax net operating income$1,954,0001,858
Securities gains (losses)$-5,0006,209
Applicable income taxes$540,0001,475
Income before extraordinary items$1,409,0002,090
Extraordinary gains, net$020
Net income$1,409,0002,094
Minority interest net income$080
Net income of bank and minority interests.$1,409,0002,093
Net charge-offs$378,0001,085
Cash dividends$645,0001,562
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,412,6002,024
2014-03-31 (YTD Data)Rank
Total interest income$3,688,0001,687
Total interest expense$203,0003,139
Net interest income$3,485,0001,571
Provision for loan and lease losses$152,0001,182
Total noninterest income$887,0001,359
Gross Fiduciary activities income$93,000669
Service charges on deposit accounts$374,000876
Trading account gains and fees$0147
Additional Noninterest Income$420,0001,589
Total noninterest expense$3,453,0001,412
Salaries and employee benefits$1,935,0001,383
Premises and equipment expense$330,0001,821
Additional noninterest expense$1,188,0001,339
Pre-tax net operating income$767,0002,166
Securities gains (losses)$-5,0006,369
Applicable income taxes$272,0001,430
Income before extraordinary items$490,0002,603
Extraordinary gains, net$016
Net income$490,0002,607
Minority interest net income$066
Net income of bank and minority interests.$490,0002,607
Net charge-offs$48,0001,899
Cash dividends$323,0001,380
Sale, conversion, retirement of capital stock, net$0747
Net operating income$493,2002,551
2013-12-31 (YTD Data)Rank
Total interest income$14,293,0001,746
Total interest expense$961,0003,036
Net interest income$13,332,0001,620
Provision for loan and lease losses$524,0001,783
Total noninterest income$3,727,0001,379
Gross Fiduciary activities income$287,000712
Service charges on deposit accounts$1,664,000832
Trading account gains and fees$0184
Additional Noninterest Income$1,776,0001,651
Total noninterest expense$13,233,0001,474
Salaries and employee benefits$6,803,0001,522
Premises and equipment expense$1,335,0001,756
Additional noninterest expense$5,095,0001,317
Pre-tax net operating income$3,302,0002,007
Securities gains (losses)$42,0001,928
Applicable income taxes$821,0001,659
Income before extraordinary items$2,523,0002,178
Extraordinary gains, net$029
Net income$2,523,0002,183
Minority interest net income$090
Net income of bank and minority interests.$2,523,0002,182
Net charge-offs$892,0001,386
Cash dividends$1,718,0001,350
Sale, conversion, retirement of capital stock, net$13,703,00034
Net operating income$2,491,5002,148
2013-09-30 (YTD Data)Rank
Total interest income$10,654,0001,765
Total interest expense$742,0003,048
Net interest income$9,912,0001,640
Provision for loan and lease losses$386,0001,818
Total noninterest income$2,690,0001,451
Gross Fiduciary activities income$209,000710
Service charges on deposit accounts$1,244,000839
Trading account gains and fees$0180
Additional Noninterest Income$1,237,0001,790
Total noninterest expense$9,836,0001,492
Salaries and employee benefits$4,952,0001,578
Premises and equipment expense$1,012,0001,752
Additional noninterest expense$3,872,0001,297
Pre-tax net operating income$2,380,0002,151
Securities gains (losses)$42,0001,789
Applicable income taxes$631,0001,676
Income before extraordinary items$1,791,0002,316
Extraordinary gains, net$025
Net income$1,791,0002,321
Minority interest net income$084
Net income of bank and minority interests.$1,791,0002,321
Net charge-offs$821,0001,154
Cash dividends$1,288,0001,207
Sale, conversion, retirement of capital stock, net$13,703,00016
Net operating income$1,759,9202,285
2013-06-30 (YTD Data)Rank
Total interest income$4,751,0002,555
Total interest expense$357,0003,839
Net interest income$4,394,0002,381
Provision for loan and lease losses$122,0002,702
Total noninterest income$1,342,0001,797
Gross Fiduciary activities income$153,000699
Service charges on deposit accounts$596,0001,131
Trading account gains and fees$0157
Additional Noninterest Income$593,0002,254
Total noninterest expense$4,356,0002,160
Salaries and employee benefits$2,309,0002,206
Premises and equipment expense$395,0002,770
Additional noninterest expense$1,652,0001,899
Pre-tax net operating income$1,258,0002,516
Securities gains (losses)$44,0001,609
Applicable income taxes$298,0002,028
Income before extraordinary items$1,004,0002,641
Extraordinary gains, net$022
Net income$1,004,0002,646
Minority interest net income$082
Net income of bank and minority interests.$1,004,0002,646
Net charge-offs$233,0001,941
Cash dividends$693,0001,417
Sale, conversion, retirement of capital stock, net$0838
Net operating income$970,1202,598
2013-03-31 (YTD Data)Rank
Total interest income$2,309,0002,640
Total interest expense$181,0003,913
Net interest income$2,128,0002,471
Provision for loan and lease losses$61,0002,586
Total noninterest income$667,0001,799
Gross Fiduciary activities income$93,000673
Service charges on deposit accounts$287,0001,166
Trading account gains and fees$0148
Additional Noninterest Income$287,0002,283
Total noninterest expense$2,195,0002,165
Salaries and employee benefits$1,157,0002,228
Premises and equipment expense$201,0002,763
Additional noninterest expense$837,0001,870
Pre-tax net operating income$539,0002,740
Securities gains (losses)$44,000974
Applicable income taxes$115,0002,261
Income before extraordinary items$468,0002,713
Extraordinary gains, net$010
Net income$468,0002,716
Minority interest net income$076
Net income of bank and minority interests.$468,0002,715
Net charge-offs$27,0002,862
Cash dividends$347,0001,235
Sale, conversion, retirement of capital stock, net$0789
Net operating income$432,8002,789
2012-12-31 (YTD Data)Rank
Total interest income$9,606,0002,657
Total interest expense$878,0003,919
Net interest income$8,728,0002,452
Provision for loan and lease losses$451,0002,848
Total noninterest income$2,613,0001,812
Gross Fiduciary activities income$210,000783
Service charges on deposit accounts$1,251,0001,139
Trading account gains and fees$0166
Additional Noninterest Income$1,152,0002,196
Total noninterest expense$8,467,0002,232
Salaries and employee benefits$4,529,0002,204
Premises and equipment expense$836,0002,640
Additional noninterest expense$3,102,0002,088
Pre-tax net operating income$2,423,0002,465
Securities gains (losses)$03,810
Applicable income taxes$571,0002,050
Income before extraordinary items$1,852,0002,729
Extraordinary gains, net$029
Net income$1,852,0002,733
Minority interest net income$093
Net income of bank and minority interests.$1,852,0002,731
Net charge-offs$466,0002,745
Cash dividends$1,386,0001,588
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,852,0002,610
2012-09-30 (YTD Data)Rank
Total interest income$7,255,0002,698
Total interest expense$685,0003,946
Net interest income$6,570,0002,486
Provision for loan and lease losses$385,0002,642
Total noninterest income$1,945,0001,821
Gross Fiduciary activities income$154,000777
Service charges on deposit accounts$918,0001,167
Trading account gains and fees$0157
Additional Noninterest Income$873,0002,171
Total noninterest expense$6,376,0002,242
Salaries and employee benefits$3,415,0002,182
Premises and equipment expense$630,0002,662
Additional noninterest expense$2,331,0002,096
Pre-tax net operating income$1,754,0002,595
Securities gains (losses)$03,575
Applicable income taxes$391,0002,197
Income before extraordinary items$1,363,0002,819
Extraordinary gains, net$020
Net income$1,363,0002,820
Minority interest net income$086
Net income of bank and minority interests.$1,363,0002,819
Net charge-offs$483,0002,243
Cash dividends$1,026,0001,301
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,363,0002,679
2012-06-30 (YTD Data)Rank
Total interest income$4,871,0002,691
Total interest expense$472,0003,965
Net interest income$4,399,0002,482
Provision for loan and lease losses$302,0002,381
Total noninterest income$1,321,0001,786
Gross Fiduciary activities income$103,000782
Service charges on deposit accounts$609,0001,160
Trading account gains and fees$0153
Additional Noninterest Income$609,0002,087
Total noninterest expense$4,243,0002,255
Salaries and employee benefits$2,283,0002,188
Premises and equipment expense$420,0002,669
Additional noninterest expense$1,540,0002,108
Pre-tax net operating income$1,175,0002,553
Securities gains (losses)$03,178
Applicable income taxes$261,0002,196
Income before extraordinary items$914,0002,778
Extraordinary gains, net$019
Net income$914,0002,779
Minority interest net income$084
Net income of bank and minority interests.$914,0002,779
Net charge-offs$549,0001,671
Cash dividends$666,0001,328
Sale, conversion, retirement of capital stock, net$0928
Net operating income$914,0002,642
2012-03-31 (YTD Data)Rank
Total interest income$2,450,0002,701
Total interest expense$237,0004,056
Net interest income$2,213,0002,477
Provision for loan and lease losses$182,0002,111
Total noninterest income$650,0001,805
Gross Fiduciary activities income$52,000786
Service charges on deposit accounts$295,0001,195
Trading account gains and fees$0148
Additional Noninterest Income$303,0002,089
Total noninterest expense$2,105,0002,265
Salaries and employee benefits$1,144,0002,187
Premises and equipment expense$214,0002,646
Additional noninterest expense$747,0002,159
Pre-tax net operating income$576,0002,595
Securities gains (losses)$02,210
Applicable income taxes$126,0002,209
Income before extraordinary items$450,0002,828
Extraordinary gains, net$019
Net income$450,0002,831
Minority interest net income$078
Net income of bank and minority interests.$450,0002,832
Net charge-offs$654,000920
Cash dividends$333,0001,197
Sale, conversion, retirement of capital stock, net$0861
Net operating income$450,0002,689
2011-12-31 (YTD Data)Rank
Total interest income$10,221,0002,712
Total interest expense$1,164,0004,051
Net interest income$9,057,0002,420
Provision for loan and lease losses$2,673,0001,295
Total noninterest income$2,656,0001,641
Gross Fiduciary activities income$195,000747
Service charges on deposit accounts$1,375,0001,068
Trading account gains and fees$0146
Additional Noninterest Income$1,086,0002,024
Total noninterest expense$8,213,0002,309
Salaries and employee benefits$4,167,0002,315
Premises and equipment expense$909,0002,615
Additional noninterest expense$3,137,0002,115
Pre-tax net operating income$827,0004,038
Securities gains (losses)$75,0002,282
Applicable income taxes$17,0004,171
Income before extraordinary items$885,0003,784
Extraordinary gains, net$029
Net income$885,0003,787
Minority interest net income$096
Net income of bank and minority interests.$885,0003,787
Net charge-offs$3,454,0001,087
Cash dividends$1,386,0001,313
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$811,5003,793
2011-09-30 (YTD Data)Rank
Total interest income$7,706,0002,723
Total interest expense$910,0004,067
Net interest income$6,796,0002,429
Provision for loan and lease losses$2,365,0001,104
Total noninterest income$1,957,0001,638
Gross Fiduciary activities income$138,000755
Service charges on deposit accounts$1,046,0001,067
Trading account gains and fees$0145
Additional Noninterest Income$773,0002,088
Total noninterest expense$6,161,0002,324
Salaries and employee benefits$3,102,0002,323
Premises and equipment expense$661,0002,717
Additional noninterest expense$2,398,0002,080
Pre-tax net operating income$227,0005,357
Securities gains (losses)$75,0002,024
Applicable income taxes$-123,0007,022
Income before extraordinary items$425,0004,572
Extraordinary gains, net$021
Net income$425,0004,574
Minority interest net income$087
Net income of bank and minority interests.$425,0004,573
Net charge-offs$1,833,0001,298
Cash dividends$1,026,0001,129
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$350,0004,724
2011-06-30 (YTD Data)Rank
Total interest income$5,061,0002,777
Total interest expense$632,0004,069
Net interest income$4,429,0002,494
Provision for loan and lease losses$2,055,000904
Total noninterest income$1,283,0001,647
Gross Fiduciary activities income$91,000766
Service charges on deposit accounts$683,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$509,0002,066
Total noninterest expense$4,172,0002,307
Salaries and employee benefits$2,098,0002,309
Premises and equipment expense$437,0002,744
Additional noninterest expense$1,637,0002,080
Pre-tax net operating income$-515,0006,792
Securities gains (losses)$24,0002,007
Applicable income taxes$-356,0007,288
Income before extraordinary items$-135,0006,552
Extraordinary gains, net$015
Net income$-135,0006,552
Minority interest net income$089
Net income of bank and minority interests.$-135,0006,552
Net charge-offs$1,603,0001,064
Cash dividends$666,0001,149
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-150,3606,535
2011-03-31 (YTD Data)Rank
Total interest income$2,484,0002,843
Total interest expense$329,0004,065
Net interest income$2,155,0002,546
Provision for loan and lease losses$1,400,000681
Total noninterest income$630,0001,692
Gross Fiduciary activities income$53,000740
Service charges on deposit accounts$329,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,165
Total noninterest expense$2,106,0002,305
Salaries and employee benefits$1,074,0002,278
Premises and equipment expense$224,0002,723
Additional noninterest expense$808,0002,085
Pre-tax net operating income$-721,0007,191
Securities gains (losses)$24,0001,031
Applicable income taxes$-360,0007,440
Income before extraordinary items$-337,0007,025
Extraordinary gains, net$09
Net income$-337,0007,025
Minority interest net income$086
Net income of bank and minority interests.$-337,0007,025
Net charge-offs$1,422,000673
Cash dividends$333,0001,042
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-352,3607,028
2010-12-31 (YTD Data)Rank
Total interest income$10,462,0002,840
Total interest expense$1,657,0004,034
Net interest income$8,805,0002,496
Provision for loan and lease losses$1,492,0002,475
Total noninterest income$2,515,0001,760
Gross Fiduciary activities income$154,000801
Service charges on deposit accounts$1,412,0001,078
Trading account gains and fees$0175
Additional Noninterest Income$949,0002,237
Total noninterest expense$8,095,0002,388
Salaries and employee benefits$4,285,0002,252
Premises and equipment expense$861,0002,801
Additional noninterest expense$2,949,0002,322
Pre-tax net operating income$1,733,0002,494
Securities gains (losses)$99,0002,168
Applicable income taxes$164,0002,864
Income before extraordinary items$1,668,0002,334
Extraordinary gains, net$029
Net income$1,668,0002,332
Minority interest net income$0111
Net income of bank and minority interests.$1,668,0002,335
Net charge-offs$792,0003,004
Cash dividends$1,386,0001,159
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,577,9102,322
2010-09-30 (YTD Data)Rank
Total interest income$7,879,0002,880
Total interest expense$1,289,0004,089
Net interest income$6,590,0002,529
Provision for loan and lease losses$1,089,0002,401
Total noninterest income$1,886,0001,770
Gross Fiduciary activities income$121,000789
Service charges on deposit accounts$1,057,0001,108
Trading account gains and fees$0165
Additional Noninterest Income$708,0002,245
Total noninterest expense$6,134,0002,366
Salaries and employee benefits$3,310,0002,197
Premises and equipment expense$644,0002,863
Additional noninterest expense$2,180,0002,315
Pre-tax net operating income$1,253,0002,699
Securities gains (losses)$28,0002,749
Applicable income taxes$88,0003,203
Income before extraordinary items$1,193,0002,555
Extraordinary gains, net$023
Net income$1,193,0002,551
Minority interest net income$0110
Net income of bank and minority interests.$1,193,0002,556
Net charge-offs$655,0002,710
Cash dividends$1,026,0001,021
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,166,9602,474
2010-06-30 (YTD Data)Rank
Total interest income$5,264,0002,914
Total interest expense$885,0004,105
Net interest income$4,379,0002,531
Provision for loan and lease losses$788,0002,206
Total noninterest income$1,226,0001,747
Gross Fiduciary activities income$75,000806
Service charges on deposit accounts$701,0001,116
Trading account gains and fees$0152
Additional Noninterest Income$450,0002,242
Total noninterest expense$4,105,0002,362
Salaries and employee benefits$2,211,0002,202
Premises and equipment expense$430,0002,882
Additional noninterest expense$1,464,0002,303
Pre-tax net operating income$712,0002,998
Securities gains (losses)$28,0002,205
Applicable income taxes$-29,0007,005
Income before extraordinary items$769,0002,573
Extraordinary gains, net$019
Net income$769,0002,570
Minority interest net income$0105
Net income of bank and minority interests.$769,0002,573
Net charge-offs$127,0003,990
Cash dividends$666,0001,037
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$741,0002,548
2010-03-31 (YTD Data)Rank
Total interest income$2,623,0002,974
Total interest expense$449,0004,199
Net interest income$2,174,0002,583
Provision for loan and lease losses$228,0002,800
Total noninterest income$609,0001,766
Gross Fiduciary activities income$45,000786
Service charges on deposit accounts$339,0001,153
Trading account gains and fees$0175
Additional Noninterest Income$225,0002,226
Total noninterest expense$2,052,0002,384
Salaries and employee benefits$1,116,0002,213
Premises and equipment expense$224,0002,840
Additional noninterest expense$712,0002,350
Pre-tax net operating income$503,0002,407
Securities gains (losses)$02,284
Applicable income taxes$-19,0007,184
Income before extraordinary items$522,0002,071
Extraordinary gains, net$016
Net income$522,0002,070
Minority interest net income$091
Net income of bank and minority interests.$522,0002,071
Net charge-offs$1,0005,481
Cash dividends$333,000996
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$522,0001,985
2009-12-31 (YTD Data)Rank
Total interest income$10,888,0003,001
Total interest expense$2,344,0004,064
Net interest income$8,544,0002,539
Provision for loan and lease losses$2,416,0002,238
Total noninterest income$2,610,0001,775
Gross Fiduciary activities income$134,000829
Service charges on deposit accounts$1,576,0001,099
Trading account gains and fees$0211
Additional Noninterest Income$900,0002,283
Total noninterest expense$7,983,0002,467
Salaries and employee benefits$4,145,0002,372
Premises and equipment expense$953,0002,688
Additional noninterest expense$2,885,0002,428
Pre-tax net operating income$755,0003,440
Securities gains (losses)$-147,0007,359
Applicable income taxes$-136,0006,652
Income before extraordinary items$744,0003,266
Extraordinary gains, net$034
Net income$744,0003,265
Minority interest net income$0115
Net income of bank and minority interests.$744,0003,265
Net charge-offs$548,0003,666
Cash dividends$1,386,0001,272
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$891,0002,906
2009-09-30 (YTD Data)Rank
Total interest income$8,209,0003,035
Total interest expense$1,842,0004,070
Net interest income$6,367,0002,563
Provision for loan and lease losses$2,143,0001,827
Total noninterest income$1,942,0001,816
Gross Fiduciary activities income$87,000837
Service charges on deposit accounts$1,179,0001,100
Trading account gains and fees$0212
Additional Noninterest Income$676,0002,340
Total noninterest expense$5,797,0002,558
Salaries and employee benefits$3,052,0002,440
Premises and equipment expense$687,0002,813
Additional noninterest expense$2,058,0002,506
Pre-tax net operating income$369,0004,291
Securities gains (losses)$03,497
Applicable income taxes$-161,0007,048
Income before extraordinary items$530,0003,587
Extraordinary gains, net$027
Net income$530,0003,585
Minority interest net income$0118
Net income of bank and minority interests.$530,0003,587
Net charge-offs$436,0003,227
Cash dividends$1,026,0001,216
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$530,0003,499
2009-06-30 (YTD Data)Rank
Total interest income$5,458,0003,076
Total interest expense$1,275,0004,086
Net interest income$4,183,0002,593
Provision for loan and lease losses$342,0003,517
Total noninterest income$1,292,0001,824
Gross Fiduciary activities income$66,000827
Service charges on deposit accounts$775,0001,099
Trading account gains and fees$0193
Additional Noninterest Income$451,0002,369
Total noninterest expense$3,903,0002,556
Salaries and employee benefits$2,068,0002,446
Premises and equipment expense$446,0002,916
Additional noninterest expense$1,389,0002,507
Pre-tax net operating income$1,230,0001,794
Securities gains (losses)$03,136
Applicable income taxes$280,0001,611
Income before extraordinary items$950,0001,931
Extraordinary gains, net$021
Net income$950,0001,929
Minority interest net income$0112
Net income of bank and minority interests.$950,0001,930
Net charge-offs$63,0004,708
Cash dividends$666,0001,310
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$950,0001,871
2009-03-31 (YTD Data)Rank
Total interest income$2,741,0003,100
Total interest expense$662,0004,099
Net interest income$2,079,0002,610
Provision for loan and lease losses$150,0003,210
Total noninterest income$659,0001,771
Gross Fiduciary activities income$39,000818
Service charges on deposit accounts$382,0001,091
Trading account gains and fees$0171
Additional Noninterest Income$238,0002,260
Total noninterest expense$1,888,0002,560
Salaries and employee benefits$1,039,0002,464
Premises and equipment expense$226,0002,928
Additional noninterest expense$623,0002,482
Pre-tax net operating income$700,0001,811
Securities gains (losses)$02,434
Applicable income taxes$169,0001,620
Income before extraordinary items$531,0002,016
Extraordinary gains, net$015
Net income$531,0002,017
Minority interest net income$0102
Net income of bank and minority interests.$531,0002,017
Net charge-offs$22,0004,250
Cash dividends$333,0001,273
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$531,0001,898
2008-12-31 (YTD Data)Rank
Total interest income$11,640,0003,121
Total interest expense$3,571,0003,799
Net interest income$8,069,0002,682
Provision for loan and lease losses$384,0004,201
Total noninterest income$3,032,0001,557
Gross Fiduciary activities income$294,000694
Service charges on deposit accounts$1,747,0001,024
Trading account gains and fees$0154
Additional Noninterest Income$991,0002,132
Total noninterest expense$7,366,0002,567
Salaries and employee benefits$3,961,0002,538
Premises and equipment expense$866,0002,976
Additional noninterest expense$2,539,0002,312
Pre-tax net operating income$3,351,0001,628
Securities gains (losses)$1,0003,084
Applicable income taxes$926,0001,270
Income before extraordinary items$2,426,0001,655
Extraordinary gains, net$039
Net income$2,426,0001,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0004,706
Cash dividends$1,386,0001,842
Sale, conversion, retirement of capital stock, net$-1,472,0008,285
Net operating income$2,425,2801,767
2008-09-30 (YTD Data)Rank
Total interest income$8,774,0003,176
Total interest expense$2,778,0003,805
Net interest income$5,996,0002,725
Provision for loan and lease losses$228,0003,989
Total noninterest income$2,293,0001,599
Gross Fiduciary activities income$246,000666
Service charges on deposit accounts$1,306,0001,038
Trading account gains and fees$0148
Additional Noninterest Income$741,0002,226
Total noninterest expense$5,526,0002,556
Salaries and employee benefits$2,932,0002,590
Premises and equipment expense$631,0003,065
Additional noninterest expense$1,963,0002,195
Pre-tax net operating income$2,535,0001,903
Securities gains (losses)$1,0002,971
Applicable income taxes$691,0001,550
Income before extraordinary items$1,845,0001,921
Extraordinary gains, net$031
Net income$1,845,0001,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,224
Cash dividends$1,026,0001,759
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,844,2702,020
2008-06-30 (YTD Data)Rank
Total interest income$5,842,0003,211
Total interest expense$1,910,0003,855
Net interest income$3,932,0002,749
Provision for loan and lease losses$103,0004,211
Total noninterest income$1,463,0001,684
Gross Fiduciary activities income$132,000733
Service charges on deposit accounts$846,0001,047
Trading account gains and fees$0149
Additional Noninterest Income$485,0002,293
Total noninterest expense$3,626,0002,600
Salaries and employee benefits$1,935,0002,646
Premises and equipment expense$405,0003,177
Additional noninterest expense$1,286,0002,209
Pre-tax net operating income$1,666,0001,997
Securities gains (losses)$1,0003,084
Applicable income taxes$452,0001,723
Income before extraordinary items$1,215,0002,170
Extraordinary gains, net$021
Net income$1,215,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$666,0001,921
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,214,2702,128
2008-03-31 (YTD Data)Rank
Total interest income$2,952,0003,272
Total interest expense$1,019,0003,864
Net interest income$1,933,0002,784
Provision for loan and lease losses$43,0004,054
Total noninterest income$722,0001,705
Gross Fiduciary activities income$74,000718
Service charges on deposit accounts$408,0001,061
Trading account gains and fees$0158
Additional Noninterest Income$240,0002,288
Total noninterest expense$1,792,0002,626
Salaries and employee benefits$962,0002,670
Premises and equipment expense$190,0003,376
Additional noninterest expense$640,0002,186
Pre-tax net operating income$820,0002,102
Securities gains (losses)$02,688
Applicable income taxes$206,0001,932
Income before extraordinary items$614,0002,269
Extraordinary gains, net$015
Net income$614,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$324,0001,801
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$614,0002,194
2007-12-31 (YTD Data)Rank
Total interest income$11,899,0003,306
Total interest expense$4,407,0003,769
Net interest income$7,492,0002,919
Provision for loan and lease losses$286,0003,280
Total noninterest income$2,858,0001,701
Gross Fiduciary activities income$301,000707
Service charges on deposit accounts$1,591,0001,120
Trading account gains and fees$0178
Additional Noninterest Income$966,0002,268
Total noninterest expense$6,804,0002,665
Salaries and employee benefits$3,710,0002,663
Premises and equipment expense$741,0003,283
Additional noninterest expense$2,353,0002,298
Pre-tax net operating income$3,260,0002,322
Securities gains (losses)$02,146
Applicable income taxes$978,0001,891
Income before extraordinary items$2,282,0002,551
Extraordinary gains, net$039
Net income$2,282,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,788
Cash dividends$1,431,0002,076
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,282,0002,543
2007-09-30 (YTD Data)Rank
Total interest income$8,864,0003,328
Total interest expense$3,304,0003,776
Net interest income$5,560,0002,946
Provision for loan and lease losses$193,0003,067
Total noninterest income$2,083,0001,736
Gross Fiduciary activities income$230,000697
Service charges on deposit accounts$1,151,0001,145
Trading account gains and fees$0184
Additional Noninterest Income$702,0002,314
Total noninterest expense$5,080,0002,652
Salaries and employee benefits$2,764,0002,672
Premises and equipment expense$545,0003,329
Additional noninterest expense$1,771,0002,239
Pre-tax net operating income$2,370,0002,520
Securities gains (losses)$01,655
Applicable income taxes$666,0002,151
Income before extraordinary items$1,704,0002,713
Extraordinary gains, net$033
Net income$1,704,0002,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,590
Cash dividends$1,026,0001,953
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,704,0002,690
2007-06-30 (YTD Data)Rank
Total interest income$5,817,0003,390
Total interest expense$2,153,0003,835
Net interest income$3,664,0003,001
Provision for loan and lease losses$111,0003,142
Total noninterest income$1,373,0001,775
Gross Fiduciary activities income$160,000696
Service charges on deposit accounts$745,0001,188
Trading account gains and fees$0168
Additional Noninterest Income$468,0002,346
Total noninterest expense$3,383,0002,678
Salaries and employee benefits$1,860,0002,680
Premises and equipment expense$345,0003,484
Additional noninterest expense$1,178,0002,253
Pre-tax net operating income$1,543,0002,625
Securities gains (losses)$01,444
Applicable income taxes$438,0002,251
Income before extraordinary items$1,105,0002,821
Extraordinary gains, net$029
Net income$1,105,0002,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,975
Cash dividends$666,0002,041
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,105,0002,800
2007-03-31 (YTD Data)Rank
Total interest income$2,842,0003,432
Total interest expense$1,050,0003,880
Net interest income$1,792,0003,050
Provision for loan and lease losses$58,0002,941
Total noninterest income$668,0001,794
Gross Fiduciary activities income$86,000694
Service charges on deposit accounts$357,0001,214
Trading account gains and fees$0195
Additional Noninterest Income$225,0002,376
Total noninterest expense$1,689,0002,690
Salaries and employee benefits$938,0002,693
Premises and equipment expense$172,0003,510
Additional noninterest expense$579,0002,258
Pre-tax net operating income$713,0002,763
Securities gains (losses)$01,187
Applicable income taxes$194,0002,441
Income before extraordinary items$519,0002,939
Extraordinary gains, net$022
Net income$519,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,253
Cash dividends$333,0001,875
Sale, conversion, retirement of capital stock, net$0885
Net operating income$519,0002,922
2006-12-31 (YTD Data)Rank
Total interest income$11,009,0003,316
Total interest expense$3,785,0003,724
Net interest income$7,224,0003,020
Provision for loan and lease losses$224,0003,327
Total noninterest income$2,596,0001,823
Gross Fiduciary activities income$256,000746
Service charges on deposit accounts$1,525,0001,160
Trading account gains and fees$0130
Additional Noninterest Income$815,0002,559
Total noninterest expense$6,727,0002,601
Salaries and employee benefits$3,742,0002,591
Premises and equipment expense$706,0003,315
Additional noninterest expense$2,279,0002,283
Pre-tax net operating income$2,869,0002,863
Securities gains (losses)$-8,0007,211
Applicable income taxes$743,0002,589
Income before extraordinary items$2,118,0002,977
Extraordinary gains, net$051
Net income$2,118,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,966
Cash dividends$1,386,0002,057
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,123,9202,966
2006-09-30 (YTD Data)Rank
Total interest income$8,130,0003,334
Total interest expense$2,691,0003,778
Net interest income$5,439,0003,046
Provision for loan and lease losses$151,0003,379
Total noninterest income$1,918,0001,864
Gross Fiduciary activities income$195,000739
Service charges on deposit accounts$1,123,0001,197
Trading account gains and fees$0126
Additional Noninterest Income$600,0002,564
Total noninterest expense$5,090,0002,584
Salaries and employee benefits$2,829,0002,569
Premises and equipment expense$530,0003,311
Additional noninterest expense$1,731,0002,245
Pre-tax net operating income$2,116,0002,998
Securities gains (losses)$-8,0007,531
Applicable income taxes$536,0002,766
Income before extraordinary items$1,572,0003,100
Extraordinary gains, net$045
Net income$1,572,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,575
Cash dividends$1,026,0001,887
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,578,0003,081
2006-06-30 (YTD Data)Rank
Total interest income$5,319,0003,334
Total interest expense$1,668,0003,848
Net interest income$3,651,0003,029
Provision for loan and lease losses$90,0003,463
Total noninterest income$1,249,0001,892
Gross Fiduciary activities income$125,000756
Service charges on deposit accounts$721,0001,233
Trading account gains and fees$0126
Additional Noninterest Income$403,0002,550
Total noninterest expense$3,415,0002,582
Salaries and employee benefits$1,896,0002,554
Premises and equipment expense$354,0003,298
Additional noninterest expense$1,165,0002,231
Pre-tax net operating income$1,395,0003,030
Securities gains (losses)$-2,0007,528
Applicable income taxes$348,0002,840
Income before extraordinary items$1,045,0003,115
Extraordinary gains, net$039
Net income$1,045,0003,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,418
Cash dividends$666,0001,959
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,046,5003,098
2006-03-31 (YTD Data)Rank
Total interest income$2,618,0003,318
Total interest expense$785,0003,865
Net interest income$1,833,0003,000
Provision for loan and lease losses$8,0005,456
Total noninterest income$612,0001,910
Gross Fiduciary activities income$70,000748
Service charges on deposit accounts$341,0001,266
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,485
Total noninterest expense$1,687,0002,610
Salaries and employee benefits$947,0002,571
Premises and equipment expense$182,0003,245
Additional noninterest expense$558,0002,292
Pre-tax net operating income$750,0002,832
Securities gains (losses)$0955
Applicable income taxes$206,0002,564
Income before extraordinary items$544,0002,953
Extraordinary gains, net$021
Net income$544,0002,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,838
Cash dividends$333,0001,829
Sale, conversion, retirement of capital stock, net$0648
Net operating income$544,0002,937
2005-12-31 (YTD Data)Rank
Total interest income$10,572,0003,007
Total interest expense$2,725,0003,592
Net interest income$7,847,0002,756
Provision for loan and lease losses$241,0003,235
Total noninterest income$2,458,0001,897
Gross Fiduciary activities income$210,000786
Service charges on deposit accounts$1,479,0001,206
Trading account gains and fees$0138
Additional Noninterest Income$769,0002,611
Total noninterest expense$7,050,0002,380
Salaries and employee benefits$3,788,0002,413
Premises and equipment expense$747,0003,078
Additional noninterest expense$2,515,0002,009
Pre-tax net operating income$3,014,0002,742
Securities gains (losses)$26,0001,166
Applicable income taxes$840,0002,539
Income before extraordinary items$2,200,0002,853
Extraordinary gains, net$046
Net income$2,200,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,472
Cash dividends$1,386,0001,938
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,181,2802,840
2005-09-30 (YTD Data)Rank
Total interest income$7,881,0002,970
Total interest expense$1,954,0003,573
Net interest income$5,927,0002,716
Provision for loan and lease losses$150,0003,463
Total noninterest income$1,831,0001,909
Gross Fiduciary activities income$163,000773
Service charges on deposit accounts$1,083,0001,215
Trading account gains and fees$0126
Additional Noninterest Income$585,0002,591
Total noninterest expense$5,298,0002,342
Salaries and employee benefits$2,856,0002,365
Premises and equipment expense$564,0003,036
Additional noninterest expense$1,878,0001,982
Pre-tax net operating income$2,310,0002,732
Securities gains (losses)$02,317
Applicable income taxes$615,0002,592
Income before extraordinary items$1,695,0002,830
Extraordinary gains, net$035
Net income$1,695,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$1,026,0001,748
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,695,0002,795
2005-06-30 (YTD Data)Rank
Total interest income$5,220,0002,921
Total interest expense$1,242,0003,536
Net interest income$3,978,0002,667
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,199,0001,929
Gross Fiduciary activities income$115,000765
Service charges on deposit accounts$687,0001,238
Trading account gains and fees$0116
Additional Noninterest Income$397,0002,557
Total noninterest expense$3,501,0002,355
Salaries and employee benefits$1,913,0002,345
Premises and equipment expense$377,0003,002
Additional noninterest expense$1,211,0002,032
Pre-tax net operating income$1,556,0002,682
Securities gains (losses)$02,146
Applicable income taxes$415,0002,550
Income before extraordinary items$1,141,0002,775
Extraordinary gains, net$030
Net income$1,141,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,361
Cash dividends$666,0001,816
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,141,0002,731
2005-03-31 (YTD Data)Rank
Total interest income$2,573,0002,926
Total interest expense$585,0003,577
Net interest income$1,988,0002,659
Provision for loan and lease losses$55,0003,052
Total noninterest income$604,0001,871
Gross Fiduciary activities income$71,000720
Service charges on deposit accounts$323,0001,270
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,407
Total noninterest expense$1,754,0002,353
Salaries and employee benefits$973,0002,341
Premises and equipment expense$194,0002,954
Additional noninterest expense$587,0002,091
Pre-tax net operating income$783,0002,616
Securities gains (losses)$01,685
Applicable income taxes$218,0002,461
Income before extraordinary items$565,0002,749
Extraordinary gains, net$024
Net income$565,0002,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,258
Cash dividends$333,0001,635
Sale, conversion, retirement of capital stock, net$0491
Net operating income$565,0002,698
2004-12-31 (YTD Data)Rank
Total interest income$10,299,0002,756
Total interest expense$2,148,0003,443
Net interest income$8,151,0002,499
Provision for loan and lease losses$295,0002,973
Total noninterest income$2,130,0002,102
Gross Fiduciary activities income$272,000718
Service charges on deposit accounts$1,113,0001,577
Trading account gains and fees$0138
Additional Noninterest Income$745,0002,615
Total noninterest expense$6,883,0002,315
Salaries and employee benefits$3,909,0002,224
Premises and equipment expense$757,0002,926
Additional noninterest expense$2,217,0002,198
Pre-tax net operating income$3,103,0002,518
Securities gains (losses)$113,0001,163
Applicable income taxes$870,0002,386
Income before extraordinary items$2,346,0002,552
Extraordinary gains, net$034
Net income$2,346,0002,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,329
Cash dividends$1,386,0001,848
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,263,5102,582
2004-09-30 (YTD Data)Rank
Total interest income$7,693,0002,729
Total interest expense$1,600,0003,419
Net interest income$6,093,0002,488
Provision for loan and lease losses$195,0003,028
Total noninterest income$1,584,0002,128
Gross Fiduciary activities income$209,000713
Service charges on deposit accounts$807,0001,643
Trading account gains and fees$0134
Additional Noninterest Income$568,0002,600
Total noninterest expense$5,081,0002,343
Salaries and employee benefits$2,866,0002,256
Premises and equipment expense$571,0002,912
Additional noninterest expense$1,644,0002,196
Pre-tax net operating income$2,401,0002,476
Securities gains (losses)$111,0001,103
Applicable income taxes$683,0002,364
Income before extraordinary items$1,829,0002,532
Extraordinary gains, net$026
Net income$1,829,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,368
Cash dividends$1,026,0001,672
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,747,9702,544
2004-06-30 (YTD Data)Rank
Total interest income$5,142,0002,715
Total interest expense$1,082,0003,351
Net interest income$4,060,0002,458
Provision for loan and lease losses$115,0003,272
Total noninterest income$1,042,0002,127
Gross Fiduciary activities income$124,000743
Service charges on deposit accounts$533,0001,641
Trading account gains and fees$0130
Additional Noninterest Income$385,0002,567
Total noninterest expense$3,388,0002,341
Salaries and employee benefits$1,898,0002,274
Premises and equipment expense$382,0002,899
Additional noninterest expense$1,108,0002,181
Pre-tax net operating income$1,599,0002,449
Securities gains (losses)$78,0001,181
Applicable income taxes$445,0002,389
Income before extraordinary items$1,232,0002,466
Extraordinary gains, net$021
Net income$1,232,0002,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,207
Cash dividends$666,0001,749
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,175,0602,504
2004-03-31 (YTD Data)Rank
Total interest income$2,575,0002,712
Total interest expense$557,0003,311
Net interest income$2,018,0002,474
Provision for loan and lease losses$45,0003,437
Total noninterest income$512,0002,123
Gross Fiduciary activities income$65,000747
Service charges on deposit accounts$252,0001,685
Trading account gains and fees$0121
Additional Noninterest Income$195,0002,511
Total noninterest expense$1,663,0002,402
Salaries and employee benefits$942,0002,311
Premises and equipment expense$189,0002,959
Additional noninterest expense$532,0002,239
Pre-tax net operating income$822,0002,371
Securities gains (losses)$31,0001,473
Applicable income taxes$225,0002,377
Income before extraordinary items$628,0002,388
Extraordinary gains, net$016
Net income$628,0002,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$324,0001,642
Sale, conversion, retirement of capital stock, net$0464
Net operating income$605,0602,397
2003-12-31 (YTD Data)Rank
Total interest income$10,291,0002,755
Total interest expense$2,843,0003,005
Net interest income$7,448,0002,597
Provision for loan and lease losses$175,0004,313
Total noninterest income$2,108,0002,241
Gross Fiduciary activities income$226,000774
Service charges on deposit accounts$1,108,0001,560
Trading account gains and fees$0160
Additional Noninterest Income$774,0002,795
Total noninterest expense$7,285,0002,162
Salaries and employee benefits$4,271,0002,002
Premises and equipment expense$812,0002,720
Additional noninterest expense$2,202,0002,193
Pre-tax net operating income$2,096,0003,290
Securities gains (losses)$45,0002,612
Applicable income taxes$385,0003,862
Income before extraordinary items$1,756,0003,157
Extraordinary gains, net$054
Net income$1,756,0003,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,126
Cash dividends$1,386,0001,853
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,719,1003,072
2003-09-30 (YTD Data)Rank
Total interest income$7,754,0002,783
Total interest expense$2,225,0002,985
Net interest income$5,529,0002,638
Provision for loan and lease losses$130,0004,216
Total noninterest income$1,591,0002,264
Gross Fiduciary activities income$170,000770
Service charges on deposit accounts$812,0001,595
Trading account gains and fees$0153
Additional Noninterest Income$609,0002,813
Total noninterest expense$5,675,0002,098
Salaries and employee benefits$3,415,0001,892
Premises and equipment expense$608,0002,741
Additional noninterest expense$1,652,0002,165
Pre-tax net operating income$1,315,0003,811
Securities gains (losses)$49,0002,325
Applicable income taxes$187,0004,759
Income before extraordinary items$1,177,0003,553
Extraordinary gains, net$040
Net income$1,177,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,217
Cash dividends$1,026,0001,698
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,134,8603,484
2003-06-30 (YTD Data)Rank
Total interest income$5,254,0002,759
Total interest expense$1,542,0002,964
Net interest income$3,712,0002,620
Provision for loan and lease losses$75,0004,385
Total noninterest income$1,056,0002,265
Gross Fiduciary activities income$111,000783
Service charges on deposit accounts$548,0001,552
Trading account gains and fees$0150
Additional Noninterest Income$397,0002,814
Total noninterest expense$3,357,0002,336
Salaries and employee benefits$1,843,0002,291
Premises and equipment expense$401,0002,757
Additional noninterest expense$1,113,0002,147
Pre-tax net operating income$1,336,0002,845
Securities gains (losses)$49,0002,032
Applicable income taxes$308,0003,199
Income before extraordinary items$1,077,0002,820
Extraordinary gains, net$030
Net income$1,077,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$666,0001,772
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,038,7802,727
2003-03-31 (YTD Data)Rank
Total interest income$2,654,0002,749
Total interest expense$792,0002,963
Net interest income$1,862,0002,597
Provision for loan and lease losses$40,0004,103
Total noninterest income$523,0002,216
Gross Fiduciary activities income$58,000781
Service charges on deposit accounts$269,0001,534
Trading account gains and fees$0134
Additional Noninterest Income$196,0002,753
Total noninterest expense$1,674,0002,324
Salaries and employee benefits$916,0002,289
Premises and equipment expense$204,0002,714
Additional noninterest expense$554,0002,125
Pre-tax net operating income$671,0002,826
Securities gains (losses)$23,0001,827
Applicable income taxes$157,0003,145
Income before extraordinary items$537,0002,796
Extraordinary gains, net$021
Net income$537,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,205
Cash dividends$333,0001,656
Sale, conversion, retirement of capital stock, net$0419
Net operating income$519,2902,728
2002-12-31 (YTD Data)Rank
Total interest income$11,502,0002,654
Total interest expense$3,654,0002,974
Net interest income$7,848,0002,442
Provision for loan and lease losses$185,0004,507
Total noninterest income$2,071,0002,068
Gross Fiduciary activities income$179,000867
Service charges on deposit accounts$1,140,0001,417
Trading account gains and fees$0153
Additional Noninterest Income$752,0002,600
Total noninterest expense$6,570,0002,272
Salaries and employee benefits$3,625,0002,211
Premises and equipment expense$741,0002,856
Additional noninterest expense$2,204,0002,103
Pre-tax net operating income$3,164,0002,377
Securities gains (losses)$38,0002,649
Applicable income taxes$809,0002,575
Income before extraordinary items$2,393,0002,433
Extraordinary gains, net$070
Net income$2,393,0002,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,796
Cash dividends$1,314,0001,816
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,364,5002,376
2001-12-31 (YTD Data)Rank
Total interest income$12,987,0002,628
Total interest expense$5,469,0002,901
Net interest income$7,518,0002,387
Provision for loan and lease losses$210,0004,019
Total noninterest income$1,961,0002,046
Gross Fiduciary activities income$254,000771
Service charges on deposit accounts$1,062,0001,406
Trading account gains and fees$0177
Additional Noninterest Income$645,0002,705
Total noninterest expense$6,200,0002,300
Salaries and employee benefits$3,464,0002,165
Premises and equipment expense$711,0002,905
Additional noninterest expense$2,025,0002,217
Pre-tax net operating income$3,069,0002,214
Securities gains (losses)$04,612
Applicable income taxes$747,0002,554
Income before extraordinary items$2,322,0002,233
Extraordinary gains, net$0105
Net income$2,322,0002,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,657
Cash dividends$3,177,000874
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,322,0002,160
2000-12-31 (YTD Data)Rank
Total interest income$13,169,0002,643
Total interest expense$5,778,0002,887
Net interest income$7,391,0002,400
Provision for loan and lease losses$205,0003,684
Total noninterest income$1,897,0001,952
Gross Fiduciary activities income$207,000795
Service charges on deposit accounts$1,011,0001,349
Trading account gains and fees$0180
Additional Noninterest Income$679,0002,413
Total noninterest expense$6,083,0002,254
Salaries and employee benefits$3,399,0002,103
Premises and equipment expense$719,0002,817
Additional noninterest expense$1,965,0002,204
Pre-tax net operating income$3,000,0002,396
Securities gains (losses)$1,0001,732
Applicable income taxes$748,0002,640
Income before extraordinary items$2,253,0002,286
Extraordinary gains, net$038
Net income$2,253,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,215
Cash dividends$3,475,000854
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,252,2502,299
1999-12-31 (YTD Data)Rank
Total interest income$13,238,0002,477
Total interest expense$5,338,0002,740
Net interest income$7,900,0002,221
Provision for loan and lease losses$200,0003,546
Total noninterest income$1,644,0002,151
Gross Fiduciary activities income$211,000853
Service charges on deposit accounts$1,003,0001,307
Trading account gains and fees$0173
Additional Noninterest Income$430,0003,252
Total noninterest expense$5,985,0002,284
Salaries and employee benefits$3,252,0002,158
Premises and equipment expense$698,0002,865
Additional noninterest expense$2,035,0002,146
Pre-tax net operating income$3,359,0002,180
Securities gains (losses)$-2,0008,771
Applicable income taxes$977,0002,252
Income before extraordinary items$2,380,0002,204
Extraordinary gains, net$035
Net income$2,380,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,880
Cash dividends$1,035,0002,188
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,381,4202,167
1998-12-31 (YTD Data)Rank
Total interest income$13,302,0002,448
Total interest expense$5,603,0002,707
Net interest income$7,699,0002,221
Provision for loan and lease losses$245,0003,032
Total noninterest income$1,359,0002,442
Gross Fiduciary activities income$197,000872
Service charges on deposit accounts$948,0001,317
Trading account gains and fees$0224
Additional Noninterest Income$214,0004,797
Total noninterest expense$5,409,0002,409
Salaries and employee benefits$3,035,0002,230
Premises and equipment expense$692,0002,790
Additional noninterest expense$1,682,0002,478
Pre-tax net operating income$3,404,0002,118
Securities gains (losses)$15,0002,661
Applicable income taxes$1,027,0002,266
Income before extraordinary items$2,392,0002,190
Extraordinary gains, net$032
Net income$2,392,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,011
Cash dividends$1,035,0002,146
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,381,5002,126
1997-12-31 (YTD Data)Rank
Total interest income$13,166,0002,493
Total interest expense$5,394,0002,777
Net interest income$7,772,0002,267
Provision for loan and lease losses$310,0002,517
Total noninterest income$1,355,0002,393
Gross Fiduciary activities income$182,000915
Service charges on deposit accounts$980,0001,319
Trading account gains and fees$0239
Additional Noninterest Income$193,0005,044
Total noninterest expense$5,258,0002,453
Salaries and employee benefits$3,051,0002,168
Premises and equipment expense$678,0002,828
Additional noninterest expense$1,529,0002,687
Pre-tax net operating income$3,559,0002,109
Securities gains (losses)$1,0003,559
Applicable income taxes$1,106,0002,236
Income before extraordinary items$2,454,0002,148
Extraordinary gains, net$044
Net income$2,454,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0002,074
Cash dividends$1,035,0002,101
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,453,3102,094
1996-12-31 (YTD Data)Rank
Total interest income$13,041,0002,567
Total interest expense$5,127,0002,934
Net interest income$7,914,0002,272
Provision for loan and lease losses$585,0001,551
Total noninterest income$1,343,0002,483
Gross Fiduciary activities income$174,0001,003
Service charges on deposit accounts$984,0001,364
Trading account gains and fees$0262
Additional Noninterest Income$185,0005,391
Total noninterest expense$5,281,0002,579
Salaries and employee benefits$3,006,0002,218
Premises and equipment expense$722,0002,707
Additional noninterest expense$1,553,0003,032
Pre-tax net operating income$3,391,0002,105
Securities gains (losses)$59,0001,236
Applicable income taxes$1,105,0002,150
Income before extraordinary items$2,345,0002,111
Extraordinary gains, net$053
Net income$2,345,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,745
Cash dividends$900,0002,306
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,304,8802,103
1995-12-31 (YTD Data)Rank
Total interest income$12,345,0002,709
Total interest expense$4,729,0003,173
Net interest income$7,616,0002,354
Provision for loan and lease losses$372,0001,961
Total noninterest income$1,321,0002,511
Gross Fiduciary activities income$127,0001,107
Service charges on deposit accounts$922,0001,484
Trading account gains and fees$0522
Additional Noninterest Income$272,0004,251
Total noninterest expense$5,288,0002,567
Salaries and employee benefits$2,907,0002,276
Premises and equipment expense$741,0002,660
Additional noninterest expense$1,640,0002,829
Pre-tax net operating income$3,277,0002,251
Securities gains (losses)$7,0002,620
Applicable income taxes$1,109,0002,176
Income before extraordinary items$2,175,0002,325
Extraordinary gains, net$065
Net income$2,175,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,881
Cash dividends$684,0002,698
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,170,3802,302
1994-12-31 (YTD Data)Rank
Total interest income$11,054,0002,747
Total interest expense$3,885,0003,135
Net interest income$7,169,0002,518
Provision for loan and lease losses$245,0002,637
Total noninterest income$1,261,0002,638
Gross Fiduciary activities income$131,0001,120
Service charges on deposit accounts$820,0001,651
Trading account gains and fees$0475
Additional Noninterest Income$310,0003,995
Total noninterest expense$5,252,0002,651
Salaries and employee benefits$2,741,0002,443
Premises and equipment expense$744,0002,688
Additional noninterest expense$1,767,0002,874
Pre-tax net operating income$2,933,0002,426
Securities gains (losses)$03,600
Applicable income taxes$981,0002,286
Income before extraordinary items$1,952,0002,485
Extraordinary gains, net$0249
Net income$1,952,0002,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,202
Cash dividends$1,602,0001,327
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,952,0002,499
1993-12-31 (YTD Data)Rank
Total interest income$10,937,0002,836
Total interest expense$4,074,0003,123
Net interest income$6,863,0002,630
Provision for loan and lease losses$55,0007,245
Total noninterest income$1,148,0003,009
Gross Fiduciary activities income$99,0001,213
Service charges on deposit accounts$768,0001,785
Trading account gains and fees$0532
Additional Noninterest Income$281,0004,644
Total noninterest expense$5,119,0002,792
Salaries and employee benefits$2,563,0002,579
Premises and equipment expense$723,0002,797
Additional noninterest expense$1,833,0002,943
Pre-tax net operating income$2,837,0002,427
Securities gains (losses)$30,0004,104
Applicable income taxes$988,0002,285
Income before extraordinary items$1,879,0002,678
Extraordinary gains, net$03,149
Net income$1,879,0002,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00011,292
Cash dividends$504,0003,032
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,859,2002,540
1992-12-31 (YTD Data)Rank
Total interest income$11,698,0003,004
Total interest expense$5,044,0003,283
Net interest income$6,654,0002,756
Provision for loan and lease losses$265,0004,453
Total noninterest income$1,061,0003,159
Gross Fiduciary activities income$112,0001,225
Service charges on deposit accounts$682,0001,998
Trading account gains and fees$0504
Additional Noninterest Income$267,0004,754
Total noninterest expense$4,878,0002,934
Salaries and employee benefits$2,372,0002,733
Premises and equipment expense$709,0002,892
Additional noninterest expense$1,797,0003,062
Pre-tax net operating income$2,572,0002,408
Securities gains (losses)$20,0005,594
Applicable income taxes$877,0002,378
Income before extraordinary items$1,715,0002,677
Extraordinary gains, net$01,422
Net income$1,715,0002,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0004,592
Cash dividends$468,0002,956
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,701,8002,504

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.