Home > Citizens State Bank of Montgomery > Assets and Liabilities
Citizens State Bank of Montgomery, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $37,526,000 | 7,983 |
| Cash and due from depository institutions | $2,101,000 | 8,518 |
| Interest-bearing balances | $495,000 | 3,547 |
| Securities | $8,187,000 | 7,640 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $23,954,000 | 7,418 |
| Loan loss allowance | $317,000 | 7,221 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $761,000 | 6,719 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $1,359,000 | 1,255 |
| All other assets | $1,164,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,526,000 | 7,983 |
| Total liabilities | $32,934,000 | 8,010 |
| Total deposits | $31,234,000 | 8,017 |
| Interest-bearing deposits | $27,657,000 | 7,881 |
| Deposits held in domestic offices | $31,234,000 | 8,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $838,000 | 2,481 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $862,000 | 3,943 |
| Total equity capital | $4,592,000 | 7,418 |
| Total bank equity capital | $4,592,000 | 7,418 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $280,000 | 6,144 |
| Surplus | $3,859,000 | 3,525 |
| Undivided profits | $453,000 | 9,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $281,000 | 6,806 |
| Earning assets | $32,636,000 | 8,121 |
| Long-term assets (5+ years) | $890,000 | 8,473 |
| Average Assets, year-to-date | $36,168,000 | 7,909 |
| Average Assets, quarterly | $37,391,500 | 7,920 |
| Volatile liabilities | $2,061,000 | 8,968 |
| Insider loans | $25,000 | 8,927 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,634,000 | 6,871 |
| Tier 1 (core) risk-based capital | $3,185,000 | 8,557 |
| Tier 2 risk-based capital | $307,510 | 6,913 |
| Total risk weighted assets | $24,591,010 | 7,558 |
| Total unused commitments | $2,634,000 | 6,885 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $35,081,000 | 8,363 |
| Cash and due from depository institutions | $855,000 | 9,106 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,296,000 | 9,103 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,783 |
| Net loans & leases | $24,165,000 | 7,629 |
| Loan loss allowance | $389,000 | 6,652 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $733,000 | 6,863 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $1,491,000 | 1,136 |
| All other assets | $1,141,000 | 5,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,081,000 | 8,363 |
| Total liabilities | $30,452,000 | 8,441 |
| Total deposits | $29,132,000 | 8,430 |
| Interest-bearing deposits | $26,085,000 | 8,268 |
| Deposits held in domestic offices | $29,132,000 | 8,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,056 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $770,000 | 4,386 |
| Total equity capital | $4,629,000 | 7,481 |
| Total bank equity capital | $4,629,000 | 7,481 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $280,000 | 6,412 |
| Surplus | $3,859,000 | 3,457 |
| Undivided profits | $490,000 | 9,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $271,000 | 7,204 |
| Earning assets | $30,861,000 | 8,496 |
| Long-term assets (5+ years) | $588,000 | 8,913 |
| Average Assets, year-to-date | $34,957,200 | 8,225 |
| Average Assets, quarterly | $34,615,500 | 8,356 |
| Volatile liabilities | $2,409,000 | 8,936 |
| Insider loans | $22,000 | 9,440 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,040,000 | 7,372 |
| Tier 1 (core) risk-based capital | $3,091,000 | 8,843 |
| Tier 2 risk-based capital | $299,800 | 7,069 |
| Total risk weighted assets | $23,894,400 | 7,818 |
| Total unused commitments | $2,040,000 | 7,381 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $36,013,000 | 8,576 |
| Cash and due from depository institutions | $980,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,833,000 | 9,052 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 5,640 |
| Net loans & leases | $23,248,000 | 7,901 |
| Loan loss allowance | $389,000 | 6,905 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $758,000 | 6,885 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $1,645,000 | 1,029 |
| All other assets | $1,074,000 | 5,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,013,000 | 8,576 |
| Total liabilities | $31,265,000 | 8,663 |
| Total deposits | $29,090,000 | 8,761 |
| Interest-bearing deposits | $26,173,000 | 8,574 |
| Deposits held in domestic offices | $29,090,000 | 8,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,516 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $775,000 | 4,296 |
| Total equity capital | $4,748,000 | 7,454 |
| Total bank equity capital | $4,748,000 | 7,454 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $280,000 | 6,777 |
| Surplus | $3,859,000 | 3,538 |
| Undivided profits | $609,000 | 9,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $235,000 | 7,885 |
| Earning assets | $31,556,000 | 8,703 |
| Long-term assets (5+ years) | $4,277,000 | 6,239 |
| Average Assets, year-to-date | $34,332,400 | 8,577 |
| Average Assets, quarterly | $35,840,500 | 8,535 |
| Volatile liabilities | $2,900,000 | 8,665 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,919,000 | 7,544 |
| Tier 1 (core) risk-based capital | $3,017,000 | 9,172 |
| Tier 2 risk-based capital | $295,100 | 7,290 |
| Total risk weighted assets | $23,514,400 | 8,025 |
| Total unused commitments | $1,919,000 | 7,559 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $34,042,000 | 9,041 |
| Cash and due from depository institutions | $1,300,000 | 9,970 |
| Interest-bearing balances | $95,000 | 5,363 |
| Securities | $8,630,000 | 8,765 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 8,274 |
| Net loans & leases | $20,084,000 | 8,583 |
| Loan loss allowance | $399,000 | 7,001 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $723,000 | 7,163 |
| Other real estate owned | $0 | 9,970 |
| Goodwill and other intangibles | $1,815,000 | 904 |
| All other assets | $990,000 | 6,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,042,000 | 9,041 |
| Total liabilities | $29,575,000 | 9,132 |
| Total deposits | $28,462,000 | 9,133 |
| Interest-bearing deposits | $25,424,000 | 8,968 |
| Deposits held in domestic offices | $28,462,000 | 9,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $360,000 | 3,241 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $753,000 | 4,602 |
| Total equity capital | $4,467,000 | 7,855 |
| Total bank equity capital | $4,467,000 | 7,855 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $280,000 | 7,137 |
| Surplus | $3,859,000 | 3,560 |
| Undivided profits | $328,000 | 10,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $208,000 | 8,630 |
| Earning assets | $29,309,000 | 9,235 |
| Long-term assets (5+ years) | $1,875,000 | 8,026 |
| Average Assets, year-to-date | $34,365,200 | 8,828 |
| Average Assets, quarterly | $34,420,000 | 8,960 |
| Volatile liabilities | $1,263,000 | 10,505 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $828,000 | 9,333 |
| Tier 1 (core) risk-based capital | $2,522,000 | 9,992 |
| Tier 2 risk-based capital | $271,130 | 7,744 |
| Total risk weighted assets | $21,562,430 | 8,511 |
| Total unused commitments | $828,000 | 9,342 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $34,523,000 | 9,211 |
| Cash and due from depository institutions | $1,278,000 | 10,449 |
| Interest-bearing balances | $101,000 | 5,078 |
| Securities | $10,925,000 | 8,427 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $17,484,000 | 9,269 |
| Loan loss allowance | $300,000 | 8,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $791,000 | 6,960 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $497,000 | 1,445 |
| All other assets | $1,048,000 | 6,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,523,000 | 9,211 |
| Total liabilities | $30,391,000 | 9,292 |
| Total deposits | $28,559,000 | 9,384 |
| Interest-bearing deposits | $26,261,000 | 9,040 |
| Deposits held in domestic offices | $28,559,000 | 9,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 3,161 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $632,000 | 4,396 |
| Total equity capital | $4,132,000 | 8,032 |
| Total bank equity capital | $4,132,000 | 8,032 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $280,000 | 7,544 |
| Surplus | $3,400,000 | 3,812 |
| Undivided profits | $452,000 | 10,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $187,000 | 8,769 |
| Earning assets | $31,010,000 | 9,249 |
| Long-term assets (5+ years) | $3,507,000 | 7,008 |
| Average Assets, year-to-date | $31,908,600 | 9,443 |
| Average Assets, quarterly | $33,284,500 | 9,335 |
| Volatile liabilities | $2,705,000 | 8,795 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $574,000 | 10,135 |
| Tier 1 (core) risk-based capital | $3,746,000 | 8,582 |
| Tier 2 risk-based capital | $265,970 | 7,991 |
| Total risk weighted assets | $21,243,370 | 8,723 |
| Total unused commitments | $574,000 | 10,141 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $31,431,000 | 9,968 |
| Cash and due from depository institutions | $1,801,000 | 10,972 |
| Interest-bearing balances | $373,000 | 4,818 |
| Securities | $9,397,000 | 9,310 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,920 |
| Net loans & leases | $16,748,000 | 9,563 |
| Loan loss allowance | $290,000 | 8,808 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $826,000 | 6,868 |
| Other real estate owned | $238,000 | 10,972 |
| Goodwill and other intangibles | $539,000 | 1,312 |
| All other assets | $932,000 | 6,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,431,000 | 9,968 |
| Total liabilities | $27,347,000 | 10,114 |
| Total deposits | $26,513,000 | 10,100 |
| Interest-bearing deposits | $24,418,000 | 9,759 |
| Deposits held in domestic offices | $26,513,000 | 10,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $834,000 | 3,598 |
| Total equity capital | $4,084,000 | 8,290 |
| Total bank equity capital | $4,084,000 | 8,290 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $280,000 | 7,944 |
| Surplus | $3,400,000 | 3,768 |
| Undivided profits | $404,000 | 11,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 8,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $154,000 | 9,371 |
| Earning assets | $27,468,000 | 10,136 |
| Long-term assets (5+ years) | $2,356,000 | 8,398 |
| Average Assets, year-to-date | $31,570,000 | 9,809 |
| Average Assets, quarterly | $31,339,500 | 9,914 |
| Volatile liabilities | $700,000 | 11,962 |
| Insider loans | $17,000 | 11,324 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $536,000 | 10,439 |
| Tier 1 (core) risk-based capital | $3,545,000 | 8,912 |
| Tier 2 risk-based capital | $261,300 | 8,165 |
| Total risk weighted assets | $20,875,100 | 8,952 |
| Total unused commitments | $536,000 | 10,455 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $32,148,000 | 10,096 |
| Cash and due from depository institutions | $1,973,000 | 11,730 |
| Interest-bearing balances | $1,081,000 | 3,669 |
| Securities | $10,707,000 | 8,854 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $14,783,000 | 10,260 |
| Loan loss allowance | $210,000 | 10,310 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $792,000 | 7,162 |
| Other real estate owned | $224,000 | 11,730 |
| Goodwill and other intangibles | $576,000 | 1,286 |
| All other assets | $893,000 | 6,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,148,000 | 10,096 |
| Total liabilities | $28,427,000 | 10,218 |
| Total deposits | $27,847,000 | 10,169 |
| Interest-bearing deposits | $25,066,000 | 9,928 |
| Deposits held in domestic offices | $27,847,000 | 10,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $580,000 | 5,153 |
| Total equity capital | $3,721,000 | 8,634 |
| Total bank equity capital | $3,721,000 | 8,634 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $280,000 | 8,346 |
| Surplus | $3,400,000 | 3,645 |
| Undivided profits | $41,000 | 12,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 10,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $140,000 | 10,319 |
| Earning assets | $28,771,000 | 10,151 |
| Long-term assets (5+ years) | $1,394,000 | 9,681 |
| Average Assets, year-to-date | $30,649,200 | 10,180 |
| Average Assets, quarterly | $31,637,000 | 10,122 |
| Volatile liabilities | $1,000,000 | 11,787 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $231,000 | 11,568 |
| Tier 1 (core) risk-based capital | $3,145,000 | 9,427 |
| Tier 2 risk-based capital | $210,000 | 9,226 |
| Total risk weighted assets | $19,013,600 | 9,519 |
| Total unused commitments | $231,000 | 11,587 |
| Derivatives | $0 | 651 |