Home > Citizens State Bank of Milford > Income and Expense
Citizens State Bank of Milford, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 4,250 |
| Total interest expense | $167,000 | 4,382 |
| Net interest income | $2,116,000 | 4,166 |
| Provision for loan and lease losses | $30,000 | 2,940 |
| Total noninterest income | $157,000 | 4,130 |
| Gross Fiduciary activities income | $8,000 | 868 |
| Service charges on deposit accounts | $44,000 | 3,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,976 |
| Total noninterest expense | $1,707,000 | 4,183 |
| Salaries and employee benefits | $826,000 | 4,235 |
| Premises and equipment expense | $339,000 | 3,461 |
| Additional noninterest expense | $105,000 | 3,976 |
| Pre-tax net operating income | $536,000 | 3,927 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $536,000 | 3,851 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $536,000 | 3,890 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $536,000 | 3,852 |
| Net charge-offs | $50,000 | 1,802 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $536,000 | 3,875 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 4,258 |
| Total interest expense | $123,000 | 4,396 |
| Net interest income | $1,585,000 | 4,185 |
| Provision for loan and lease losses | $5,000 | 3,004 |
| Total noninterest income | $97,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $34,000 | 3,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,081 |
| Total noninterest expense | $1,230,000 | 4,210 |
| Salaries and employee benefits | $591,000 | 4,263 |
| Premises and equipment expense | $231,000 | 3,566 |
| Additional noninterest expense | $63,000 | 4,077 |
| Pre-tax net operating income | $447,000 | 3,960 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $447,000 | 3,882 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $447,000 | 3,917 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $447,000 | 3,882 |
| Net charge-offs | $26,000 | 1,782 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $447,000 | 3,915 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 4,264 |
| Total interest expense | $64,000 | 4,443 |
| Net interest income | $1,084,000 | 4,199 |
| Provision for loan and lease losses | $5,000 | 2,837 |
| Total noninterest income | $54,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $22,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,204 |
| Total noninterest expense | $819,000 | 4,230 |
| Salaries and employee benefits | $394,000 | 4,288 |
| Premises and equipment expense | $156,000 | 3,568 |
| Additional noninterest expense | $32,000 | 4,177 |
| Pre-tax net operating income | $314,000 | 3,983 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $314,000 | 3,898 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $314,000 | 3,937 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $314,000 | 3,897 |
| Net charge-offs | $26,000 | 1,438 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $314,000 | 3,918 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 4,311 |
| Total interest expense | $30,000 | 4,461 |
| Net interest income | $531,000 | 4,235 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $28,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $12,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,219 |
| Total noninterest expense | $409,000 | 4,280 |
| Salaries and employee benefits | $195,000 | 4,340 |
| Premises and equipment expense | $76,000 | 3,645 |
| Additional noninterest expense | $16,000 | 4,219 |
| Pre-tax net operating income | $150,000 | 4,059 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $150,000 | 3,982 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $150,000 | 3,982 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $150,000 | 3,982 |
| Net charge-offs | $26,000 | 1,016 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $150,000 | 4,009 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,427 |
| Total interest expense | $46,000 | 4,553 |
| Net interest income | $1,458,000 | 4,387 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $271,000 | 3,998 |
| Gross Fiduciary activities income | $7,000 | 913 |
| Service charges on deposit accounts | $49,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,770 |
| Total noninterest expense | $1,725,000 | 4,250 |
| Salaries and employee benefits | $871,000 | 4,282 |
| Premises and equipment expense | $289,000 | 3,686 |
| Additional noninterest expense | $215,000 | 3,770 |
| Pre-tax net operating income | $4,000 | 4,550 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,000 | 4,544 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,000 | 4,543 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,000 | 4,544 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,000 | 4,557 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 4,472 |
| Total interest expense | $32,000 | 4,585 |
| Net interest income | $1,006,000 | 4,435 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $175,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $36,000 | 3,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,887 |
| Total noninterest expense | $1,287,000 | 4,250 |
| Salaries and employee benefits | $648,000 | 4,300 |
| Premises and equipment expense | $204,000 | 3,767 |
| Additional noninterest expense | $139,000 | 3,887 |
| Pre-tax net operating income | $-106,000 | 4,634 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-106,000 | 4,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-106,000 | 4,598 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-106,000 | 4,598 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-106,000 | 4,621 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $650,000 | 4,532 |
| Total interest expense | $22,000 | 4,632 |
| Net interest income | $628,000 | 4,487 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $94,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $25,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,052 |
| Total noninterest expense | $856,000 | 4,261 |
| Salaries and employee benefits | $431,000 | 4,326 |
| Premises and equipment expense | $136,000 | 3,785 |
| Additional noninterest expense | $289,000 | 4,222 |
| Pre-tax net operating income | $-134,000 | 4,658 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-134,000 | 4,624 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-134,000 | 4,624 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-134,000 | 4,624 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-134,000 | 4,656 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $311,000 | 4,557 |
| Total interest expense | $11,000 | 4,648 |
| Net interest income | $300,000 | 4,513 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $58,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $12,000 | 4,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 3,865 |
| Total noninterest expense | $435,000 | 4,265 |
| Salaries and employee benefits | $222,000 | 4,314 |
| Premises and equipment expense | $70,000 | 3,778 |
| Additional noninterest expense | $143,000 | 4,230 |
| Pre-tax net operating income | $-77,000 | 4,664 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-77,000 | 4,648 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-77,000 | 4,647 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-77,000 | 4,648 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-77,000 | 4,668 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 4,490 |
| Total interest expense | $71,000 | 4,624 |
| Net interest income | $1,554,000 | 4,457 |
| Provision for loan and lease losses | $8,000 | 2,986 |
| Total noninterest income | $301,000 | 4,043 |
| Gross Fiduciary activities income | $9,000 | 873 |
| Service charges on deposit accounts | $39,000 | 4,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,850 |
| Total noninterest expense | $1,757,000 | 4,290 |
| Salaries and employee benefits | $903,000 | 4,348 |
| Premises and equipment expense | $235,000 | 3,964 |
| Additional noninterest expense | $619,000 | 4,195 |
| Pre-tax net operating income | $90,000 | 4,607 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $90,000 | 4,604 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $90,000 | 4,604 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $90,000 | 4,604 |
| Net charge-offs | $5,000 | 2,441 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $90,000 | 4,594 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 4,530 |
| Total interest expense | $60,000 | 4,683 |
| Net interest income | $1,235,000 | 4,497 |
| Provision for loan and lease losses | $8,000 | 2,866 |
| Total noninterest income | $212,000 | 4,127 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $29,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,910 |
| Total noninterest expense | $1,252,000 | 4,380 |
| Salaries and employee benefits | $668,000 | 4,404 |
| Premises and equipment expense | $154,000 | 4,162 |
| Additional noninterest expense | $430,000 | 4,330 |
| Pre-tax net operating income | $187,000 | 4,539 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $187,000 | 4,529 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $187,000 | 4,529 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $187,000 | 4,529 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $187,000 | 4,510 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 4,513 |
| Total interest expense | $45,000 | 4,680 |
| Net interest income | $926,000 | 4,459 |
| Provision for loan and lease losses | $5,000 | 2,777 |
| Total noninterest income | $142,000 | 4,134 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $18,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,907 |
| Total noninterest expense | $832,000 | 4,417 |
| Salaries and employee benefits | $450,000 | 4,435 |
| Premises and equipment expense | $104,000 | 4,168 |
| Additional noninterest expense | $278,000 | 4,365 |
| Pre-tax net operating income | $231,000 | 4,399 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $231,000 | 4,373 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $231,000 | 4,372 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $231,000 | 4,373 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $231,000 | 4,351 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 4,564 |
| Total interest expense | $27,000 | 4,666 |
| Net interest income | $434,000 | 4,518 |
| Provision for loan and lease losses | $2,000 | 2,695 |
| Total noninterest income | $84,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $9,000 | 4,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 3,750 |
| Total noninterest expense | $400,000 | 4,464 |
| Salaries and employee benefits | $226,000 | 4,446 |
| Premises and equipment expense | $51,000 | 4,195 |
| Additional noninterest expense | $123,000 | 4,475 |
| Pre-tax net operating income | $116,000 | 4,380 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $116,000 | 4,339 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $116,000 | 4,338 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $116,000 | 4,339 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $116,000 | 4,321 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 4,653 |
| Total interest expense | $105,000 | 4,800 |
| Net interest income | $1,555,000 | 4,608 |
| Provision for loan and lease losses | $5,000 | 4,268 |
| Total noninterest income | $267,000 | 4,122 |
| Gross Fiduciary activities income | $5,000 | 940 |
| Service charges on deposit accounts | $44,000 | 4,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 3,886 |
| Total noninterest expense | $1,707,000 | 4,422 |
| Salaries and employee benefits | $916,000 | 4,461 |
| Premises and equipment expense | $197,000 | 4,257 |
| Additional noninterest expense | $594,000 | 4,313 |
| Pre-tax net operating income | $110,000 | 4,624 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $111,000 | 4,651 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $111,000 | 4,651 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $111,000 | 4,651 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $100,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $110,000 | 4,614 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,690 |
| Total interest expense | $83,000 | 4,836 |
| Net interest income | $1,179,000 | 4,631 |
| Provision for loan and lease losses | $5,000 | 4,184 |
| Total noninterest income | $176,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $35,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,985 |
| Total noninterest expense | $1,237,000 | 4,469 |
| Salaries and employee benefits | $672,000 | 4,499 |
| Premises and equipment expense | $136,000 | 4,358 |
| Additional noninterest expense | $429,000 | 4,358 |
| Pre-tax net operating income | $113,000 | 4,607 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $114,000 | 4,626 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $114,000 | 4,625 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $114,000 | 4,626 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $113,000 | 4,596 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 4,720 |
| Total interest expense | $58,000 | 4,875 |
| Net interest income | $809,000 | 4,655 |
| Provision for loan and lease losses | $3,000 | 4,093 |
| Total noninterest income | $108,000 | 4,297 |
| Gross Fiduciary activities income | $3,000 | 899 |
| Service charges on deposit accounts | $25,000 | 4,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,094 |
| Total noninterest expense | $816,000 | 4,501 |
| Salaries and employee benefits | $449,000 | 4,523 |
| Premises and equipment expense | $88,000 | 4,389 |
| Additional noninterest expense | $279,000 | 4,400 |
| Pre-tax net operating income | $98,000 | 4,571 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $99,000 | 4,577 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $99,000 | 4,577 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $99,000 | 4,577 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $98,000 | 4,548 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 4,788 |
| Total interest expense | $30,000 | 4,926 |
| Net interest income | $391,000 | 4,719 |
| Provision for loan and lease losses | $-2,000 | 5,031 |
| Total noninterest income | $54,000 | 4,303 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $14,000 | 4,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,029 |
| Total noninterest expense | $419,000 | 4,525 |
| Salaries and employee benefits | $225,000 | 4,559 |
| Premises and equipment expense | $46,000 | 4,402 |
| Additional noninterest expense | $148,000 | 4,390 |
| Pre-tax net operating income | $28,000 | 4,630 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $28,000 | 4,613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $28,000 | 4,613 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $28,000 | 4,613 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $28,000 | 4,618 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 4,839 |
| Total interest expense | $108,000 | 5,006 |
| Net interest income | $1,616,000 | 4,775 |
| Provision for loan and lease losses | $20,000 | 3,719 |
| Total noninterest income | $292,000 | 4,170 |
| Gross Fiduciary activities income | $8,000 | 936 |
| Service charges on deposit accounts | $67,000 | 4,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,876 |
| Total noninterest expense | $1,651,000 | 4,599 |
| Salaries and employee benefits | $902,000 | 4,608 |
| Premises and equipment expense | $145,000 | 4,626 |
| Additional noninterest expense | $604,000 | 4,448 |
| Pre-tax net operating income | $237,000 | 4,741 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $237,000 | 4,724 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $237,000 | 4,726 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $237,000 | 4,726 |
| Net charge-offs | $-2,000 | 4,221 |
| Cash dividends | $175,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $237,000 | 4,709 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 4,921 |
| Total interest expense | $78,000 | 5,083 |
| Net interest income | $1,207,000 | 4,856 |
| Provision for loan and lease losses | $16,000 | 3,604 |
| Total noninterest income | $194,000 | 4,309 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $50,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 4,012 |
| Total noninterest expense | $1,172,000 | 4,694 |
| Salaries and employee benefits | $659,000 | 4,673 |
| Premises and equipment expense | $84,000 | 4,861 |
| Additional noninterest expense | $429,000 | 4,561 |
| Pre-tax net operating income | $213,000 | 4,786 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $213,000 | 4,761 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $213,000 | 4,761 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $213,000 | 4,761 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $213,000 | 4,746 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 4,966 |
| Total interest expense | $51,000 | 5,132 |
| Net interest income | $803,000 | 4,896 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $116,000 | 4,438 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $33,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 4,151 |
| Total noninterest expense | $770,000 | 4,749 |
| Salaries and employee benefits | $435,000 | 4,724 |
| Premises and equipment expense | $54,000 | 4,925 |
| Additional noninterest expense | $281,000 | 4,614 |
| Pre-tax net operating income | $139,000 | 4,828 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $139,000 | 4,794 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $139,000 | 4,792 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $139,000 | 4,792 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $139,000 | 4,786 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 5,018 |
| Total interest expense | $24,000 | 5,190 |
| Net interest income | $402,000 | 4,946 |
| Provision for loan and lease losses | $4,000 | 3,295 |
| Total noninterest income | $57,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $17,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,165 |
| Total noninterest expense | $396,000 | 4,761 |
| Salaries and employee benefits | $219,000 | 4,758 |
| Premises and equipment expense | $31,000 | 4,876 |
| Additional noninterest expense | $146,000 | 4,595 |
| Pre-tax net operating income | $59,000 | 4,906 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $59,000 | 4,875 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $59,000 | 4,874 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $59,000 | 4,874 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $59,000 | 4,868 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 5,049 |
| Total interest expense | $81,000 | 5,218 |
| Net interest income | $1,555,000 | 4,996 |
| Provision for loan and lease losses | $10,000 | 3,951 |
| Total noninterest income | $310,000 | 4,294 |
| Gross Fiduciary activities income | $5,000 | 991 |
| Service charges on deposit accounts | $77,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,965 |
| Total noninterest expense | $1,598,000 | 4,793 |
| Salaries and employee benefits | $849,000 | 4,841 |
| Premises and equipment expense | $126,000 | 4,915 |
| Additional noninterest expense | $623,000 | 4,552 |
| Pre-tax net operating income | $257,000 | 4,954 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $257,000 | 4,918 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $257,000 | 4,917 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $257,000 | 4,917 |
| Net charge-offs | $54,000 | 2,581 |
| Cash dividends | $250,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $257,000 | 4,919 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 5,120 |
| Total interest expense | $59,000 | 5,277 |
| Net interest income | $1,149,000 | 5,062 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $202,000 | 4,459 |
| Gross Fiduciary activities income | $1,000 | 1,014 |
| Service charges on deposit accounts | $58,000 | 4,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 4,151 |
| Total noninterest expense | $1,176,000 | 4,839 |
| Salaries and employee benefits | $628,000 | 4,874 |
| Premises and equipment expense | $88,000 | 5,014 |
| Additional noninterest expense | $460,000 | 4,614 |
| Pre-tax net operating income | $175,000 | 5,080 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $175,000 | 5,045 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $175,000 | 5,043 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $175,000 | 5,044 |
| Net charge-offs | $54,000 | 2,153 |
| Cash dividends | $75,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $175,000 | 5,046 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 5,172 |
| Total interest expense | $38,000 | 5,333 |
| Net interest income | $756,000 | 5,121 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $128,000 | 4,552 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $39,000 | 4,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,250 |
| Total noninterest expense | $785,000 | 4,890 |
| Salaries and employee benefits | $424,000 | 4,918 |
| Premises and equipment expense | $53,000 | 5,122 |
| Additional noninterest expense | $308,000 | 4,653 |
| Pre-tax net operating income | $99,000 | 5,152 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $99,000 | 5,112 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $99,000 | 5,111 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $99,000 | 5,111 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $75,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $99,000 | 5,118 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 5,240 |
| Total interest expense | $19,000 | 5,380 |
| Net interest income | $369,000 | 5,192 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $60,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,333 |
| Total noninterest expense | $400,000 | 4,916 |
| Salaries and employee benefits | $215,000 | 4,952 |
| Premises and equipment expense | $25,000 | 5,198 |
| Additional noninterest expense | $160,000 | 4,655 |
| Pre-tax net operating income | $29,000 | 5,285 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $29,000 | 5,261 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $29,000 | 5,261 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $29,000 | 5,261 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $75,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $29,000 | 5,266 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 5,300 |
| Total interest expense | $67,000 | 5,468 |
| Net interest income | $1,403,000 | 5,274 |
| Provision for loan and lease losses | $37,000 | 3,710 |
| Total noninterest income | $285,000 | 4,551 |
| Gross Fiduciary activities income | $7,000 | 1,002 |
| Service charges on deposit accounts | $74,000 | 4,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,196 |
| Total noninterest expense | $1,608,000 | 4,969 |
| Salaries and employee benefits | $933,000 | 4,911 |
| Premises and equipment expense | $123,000 | 5,163 |
| Additional noninterest expense | $552,000 | 4,919 |
| Pre-tax net operating income | $43,000 | 5,386 |
| Securities gains (losses) | $37,000 | 1,045 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $80,000 | 5,245 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $80,000 | 5,244 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $80,000 | 5,245 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $43,000 | 5,297 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,374 |
| Total interest expense | $49,000 | 5,535 |
| Net interest income | $1,037,000 | 5,341 |
| Provision for loan and lease losses | $20,000 | 3,698 |
| Total noninterest income | $189,000 | 4,719 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $53,000 | 4,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 4,366 |
| Total noninterest expense | $1,161,000 | 5,054 |
| Salaries and employee benefits | $686,000 | 4,974 |
| Premises and equipment expense | $79,000 | 5,303 |
| Additional noninterest expense | $396,000 | 4,983 |
| Pre-tax net operating income | $45,000 | 5,448 |
| Securities gains (losses) | $38,000 | 1,005 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $83,000 | 5,380 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $83,000 | 5,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $83,000 | 5,380 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $45,000 | 5,442 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 5,383 |
| Total interest expense | $32,000 | 5,582 |
| Net interest income | $727,000 | 5,346 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $111,000 | 4,836 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $35,000 | 4,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,545 |
| Total noninterest expense | $791,000 | 5,059 |
| Salaries and employee benefits | $464,000 | 4,997 |
| Premises and equipment expense | $53,000 | 5,335 |
| Additional noninterest expense | $274,000 | 4,972 |
| Pre-tax net operating income | $47,000 | 5,447 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $47,000 | 5,437 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $47,000 | 5,436 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $47,000 | 5,437 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $47,000 | 5,437 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 5,450 |
| Total interest expense | $16,000 | 5,634 |
| Net interest income | $354,000 | 5,405 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $55,000 | 4,892 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $399,000 | 5,107 |
| Salaries and employee benefits | $233,000 | 5,041 |
| Premises and equipment expense | $26,000 | 5,396 |
| Additional noninterest expense | $140,000 | 4,994 |
| Pre-tax net operating income | $10,000 | 5,557 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $10,000 | 5,559 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $10,000 | 5,559 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $10,000 | 5,559 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $10,000 | 5,551 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 5,444 |
| Total interest expense | $65,000 | 5,684 |
| Net interest income | $1,524,000 | 5,399 |
| Provision for loan and lease losses | $5,000 | 4,258 |
| Total noninterest income | $266,000 | 4,790 |
| Gross Fiduciary activities income | $7,000 | 1,037 |
| Service charges on deposit accounts | $69,000 | 4,924 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $190,000 | 4,405 |
| Total noninterest expense | $1,659,000 | 5,126 |
| Salaries and employee benefits | $912,000 | 5,119 |
| Premises and equipment expense | $159,000 | 5,146 |
| Additional noninterest expense | $588,000 | 5,008 |
| Pre-tax net operating income | $126,000 | 5,445 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $127,000 | 5,454 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $127,000 | 5,452 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $127,000 | 5,453 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $100,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $126,000 | 5,422 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 5,490 |
| Total interest expense | $50,000 | 5,732 |
| Net interest income | $1,152,000 | 5,442 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $180,000 | 4,927 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $53,000 | 4,939 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $126,000 | 4,592 |
| Total noninterest expense | $1,234,000 | 5,162 |
| Salaries and employee benefits | $675,000 | 5,154 |
| Premises and equipment expense | $108,000 | 5,275 |
| Additional noninterest expense | $451,000 | 5,028 |
| Pre-tax net operating income | $98,000 | 5,507 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $99,000 | 5,524 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $99,000 | 5,523 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $99,000 | 5,524 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $98,000 | 5,489 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 5,541 |
| Total interest expense | $34,000 | 5,793 |
| Net interest income | $776,000 | 5,495 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $108,000 | 5,062 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $36,000 | 4,951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 4,768 |
| Total noninterest expense | $829,000 | 5,214 |
| Salaries and employee benefits | $449,000 | 5,212 |
| Premises and equipment expense | $73,000 | 5,309 |
| Additional noninterest expense | $307,000 | 5,057 |
| Pre-tax net operating income | $55,000 | 5,616 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $55,000 | 5,631 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 5,630 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $55,000 | 5,631 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $55,000 | 5,592 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 5,598 |
| Total interest expense | $17,000 | 5,847 |
| Net interest income | $389,000 | 5,541 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $53,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $35,000 | 4,767 |
| Total noninterest expense | $440,000 | 5,180 |
| Salaries and employee benefits | $224,000 | 5,251 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $176,000 | 4,898 |
| Pre-tax net operating income | $2,000 | 5,766 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $2,000 | 5,798 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,000 | 5,797 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,000 | 5,797 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,000 | 5,768 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 5,597 |
| Total interest expense | $88,000 | 5,783 |
| Net interest income | $1,604,000 | 5,532 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $295,000 | 4,824 |
| Gross Fiduciary activities income | $7,000 | 1,067 |
| Service charges on deposit accounts | $84,000 | 4,914 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $204,000 | 4,438 |
| Total noninterest expense | $1,609,000 | 5,351 |
| Salaries and employee benefits | $932,000 | 5,269 |
| Premises and equipment expense | $155,000 | 5,388 |
| Additional noninterest expense | $522,000 | 5,346 |
| Pre-tax net operating income | $170,000 | 5,532 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $170,000 | 5,537 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $170,000 | 5,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $170,000 | 5,540 |
| Net charge-offs | $178,000 | 2,091 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $170,000 | 5,494 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,669 |
| Total interest expense | $67,000 | 5,864 |
| Net interest income | $1,201,000 | 5,602 |
| Provision for loan and lease losses | $40,000 | 3,461 |
| Total noninterest income | $191,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,665 |
| Total noninterest expense | $1,158,000 | 5,449 |
| Salaries and employee benefits | $677,000 | 5,330 |
| Premises and equipment expense | $109,000 | 5,503 |
| Additional noninterest expense | $372,000 | 5,455 |
| Pre-tax net operating income | $194,000 | 5,480 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $194,000 | 5,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,451 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $194,000 | 5,452 |
| Net charge-offs | $32,000 | 3,080 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $194,000 | 5,396 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 5,733 |
| Total interest expense | $46,000 | 5,914 |
| Net interest income | $790,000 | 5,671 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $111,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $42,000 | 4,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $69,000 | 4,910 |
| Total noninterest expense | $771,000 | 5,503 |
| Salaries and employee benefits | $450,000 | 5,391 |
| Premises and equipment expense | $74,000 | 5,532 |
| Additional noninterest expense | $247,000 | 5,505 |
| Pre-tax net operating income | $110,000 | 5,584 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $110,000 | 5,561 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $110,000 | 5,561 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $110,000 | 5,563 |
| Net charge-offs | $31,000 | 2,665 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $110,000 | 5,515 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 5,726 |
| Total interest expense | $25,000 | 5,923 |
| Net interest income | $410,000 | 5,660 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $55,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $381,000 | 5,562 |
| Salaries and employee benefits | $225,000 | 5,444 |
| Premises and equipment expense | $40,000 | 5,498 |
| Additional noninterest expense | $116,000 | 5,628 |
| Pre-tax net operating income | $79,000 | 5,379 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $79,000 | 5,319 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $79,000 | 5,323 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $79,000 | 5,323 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $79,000 | 5,252 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 5,838 |
| Total interest expense | $125,000 | 5,925 |
| Net interest income | $1,581,000 | 5,790 |
| Provision for loan and lease losses | $-37,000 | 5,940 |
| Total noninterest income | $282,000 | 5,061 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $93,000 | 5,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,628 |
| Total noninterest expense | $1,622,000 | 5,572 |
| Salaries and employee benefits | $940,000 | 5,468 |
| Premises and equipment expense | $162,000 | 5,595 |
| Additional noninterest expense | $520,000 | 5,595 |
| Pre-tax net operating income | $278,000 | 5,519 |
| Securities gains (losses) | $123,000 | 1,109 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $401,000 | 5,165 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $401,000 | 5,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $401,000 | 5,165 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $310,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $278,000 | 5,409 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,929 |
| Total interest expense | $95,000 | 5,996 |
| Net interest income | $1,164,000 | 5,882 |
| Provision for loan and lease losses | $-37,000 | 6,120 |
| Total noninterest income | $200,000 | 5,185 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $69,000 | 5,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $130,000 | 4,754 |
| Total noninterest expense | $1,152,000 | 5,695 |
| Salaries and employee benefits | $678,000 | 5,551 |
| Premises and equipment expense | $115,000 | 5,727 |
| Additional noninterest expense | $359,000 | 5,743 |
| Pre-tax net operating income | $249,000 | 5,496 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $249,000 | 5,400 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 5,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $249,000 | 5,402 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $110,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $249,000 | 5,361 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 5,998 |
| Total interest expense | $64,000 | 6,054 |
| Net interest income | $762,000 | 5,940 |
| Provision for loan and lease losses | $-37,000 | 6,272 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $44,000 | 5,248 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $65,000 | 5,072 |
| Total noninterest expense | $761,000 | 5,748 |
| Salaries and employee benefits | $457,000 | 5,574 |
| Premises and equipment expense | $77,000 | 5,774 |
| Additional noninterest expense | $227,000 | 5,845 |
| Pre-tax net operating income | $148,000 | 5,570 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $148,000 | 5,482 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $148,000 | 5,484 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $148,000 | 5,485 |
| Net charge-offs | $-37,000 | 6,072 |
| Cash dividends | $110,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $148,000 | 5,447 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 6,049 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $380,000 | 6,002 |
| Provision for loan and lease losses | $-37,000 | 6,452 |
| Total noninterest income | $57,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $381,000 | 5,817 |
| Salaries and employee benefits | $233,000 | 5,615 |
| Premises and equipment expense | $37,000 | 5,881 |
| Additional noninterest expense | $111,000 | 5,928 |
| Pre-tax net operating income | $93,000 | 5,328 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $93,000 | 5,231 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 5,232 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $93,000 | 5,232 |
| Net charge-offs | $-37,000 | 6,219 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $93,000 | 5,181 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 5,841 |
| Total interest expense | $165,000 | 6,103 |
| Net interest income | $1,897,000 | 5,756 |
| Provision for loan and lease losses | $-335,000 | 6,540 |
| Total noninterest income | $112,000 | 6,122 |
| Gross Fiduciary activities income | $9,000 | 1,117 |
| Service charges on deposit accounts | $89,000 | 5,402 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 6,307 |
| Total noninterest expense | $1,778,000 | 5,638 |
| Salaries and employee benefits | $952,000 | 5,624 |
| Premises and equipment expense | $186,000 | 5,656 |
| Additional noninterest expense | $640,000 | 5,482 |
| Pre-tax net operating income | $566,000 | 4,865 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $566,000 | 4,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $566,000 | 4,736 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $566,000 | 4,736 |
| Net charge-offs | $-356,000 | 6,706 |
| Cash dividends | $120,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $566,000 | 4,662 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 5,830 |
| Total interest expense | $128,000 | 6,158 |
| Net interest income | $1,503,000 | 5,720 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $11,000 | 6,694 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $26,000 | 6,279 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-16,000 | 6,634 |
| Total noninterest expense | $1,273,000 | 5,739 |
| Salaries and employee benefits | $708,000 | 5,660 |
| Premises and equipment expense | $137,000 | 5,730 |
| Additional noninterest expense | $428,000 | 5,680 |
| Pre-tax net operating income | $241,000 | 5,552 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $241,000 | 5,487 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $241,000 | 5,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $241,000 | 5,489 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $241,000 | 5,411 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 5,691 |
| Total interest expense | $89,000 | 6,190 |
| Net interest income | $1,111,000 | 5,546 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $186,000 | 4,950 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $17,000 | 6,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 4,053 |
| Total noninterest expense | $853,000 | 5,768 |
| Salaries and employee benefits | $473,000 | 5,687 |
| Premises and equipment expense | $83,000 | 5,877 |
| Additional noninterest expense | $297,000 | 5,627 |
| Pre-tax net operating income | $444,000 | 4,319 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $444,000 | 4,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $444,000 | 4,144 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $444,000 | 4,145 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $444,000 | 4,034 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 5,299 |
| Total interest expense | $47,000 | 6,223 |
| Net interest income | $723,000 | 5,092 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $93,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $432,000 | 5,800 |
| Salaries and employee benefits | $234,000 | 5,768 |
| Premises and equipment expense | $38,000 | 6,017 |
| Additional noninterest expense | $160,000 | 5,574 |
| Pre-tax net operating income | $384,000 | 3,364 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $384,000 | 3,104 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $384,000 | 3,105 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $384,000 | 3,106 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $384,000 | 3,010 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 6,122 |
| Total interest expense | $220,000 | 6,314 |
| Net interest income | $1,807,000 | 6,033 |
| Provision for loan and lease losses | $870,000 | 1,949 |
| Total noninterest income | $325,000 | 5,095 |
| Gross Fiduciary activities income | $9,000 | 1,139 |
| Service charges on deposit accounts | $93,000 | 5,543 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $223,000 | 4,456 |
| Total noninterest expense | $1,616,000 | 5,974 |
| Salaries and employee benefits | $917,000 | 5,852 |
| Premises and equipment expense | $142,000 | 6,190 |
| Additional noninterest expense | $557,000 | 5,923 |
| Pre-tax net operating income | $-354,000 | 6,438 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-350,000 | 6,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-350,000 | 6,529 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-350,000 | 6,531 |
| Net charge-offs | $801,000 | 2,053 |
| Cash dividends | $71,000 | 4,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-354,000 | 6,464 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,207 |
| Total interest expense | $171,000 | 6,422 |
| Net interest income | $1,372,000 | 6,104 |
| Provision for loan and lease losses | $370,000 | 2,694 |
| Total noninterest income | $200,000 | 5,421 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $130,000 | 4,793 |
| Total noninterest expense | $1,153,000 | 6,111 |
| Salaries and employee benefits | $692,000 | 5,880 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $380,000 | 6,110 |
| Pre-tax net operating income | $49,000 | 6,150 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $51,000 | 6,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $51,000 | 6,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $51,000 | 6,274 |
| Net charge-offs | $344,000 | 2,662 |
| Cash dividends | $71,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $49,000 | 6,139 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 6,261 |
| Total interest expense | $119,000 | 6,464 |
| Net interest income | $906,000 | 6,156 |
| Provision for loan and lease losses | $38,000 | 4,765 |
| Total noninterest income | $109,000 | 5,694 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $751,000 | 6,198 |
| Salaries and employee benefits | $466,000 | 5,910 |
| Premises and equipment expense | $53,000 | 6,590 |
| Additional noninterest expense | $232,000 | 6,259 |
| Pre-tax net operating income | $226,000 | 5,171 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $228,000 | 5,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 5,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $228,000 | 5,168 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $71,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $226,000 | 4,989 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 6,333 |
| Total interest expense | $62,000 | 6,507 |
| Net interest income | $444,000 | 6,236 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,311 |
| Total noninterest expense | $377,000 | 6,246 |
| Salaries and employee benefits | $231,000 | 5,976 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $118,000 | 6,284 |
| Pre-tax net operating income | $97,000 | 5,438 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $99,000 | 5,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $99,000 | 5,374 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $99,000 | 5,374 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $97,000 | 5,244 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 6,335 |
| Total interest expense | $293,000 | 6,584 |
| Net interest income | $1,860,000 | 6,196 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $302,000 | 5,192 |
| Gross Fiduciary activities income | $8,000 | 1,120 |
| Service charges on deposit accounts | $104,000 | 5,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $190,000 | 4,525 |
| Total noninterest expense | $1,552,000 | 6,269 |
| Salaries and employee benefits | $953,000 | 5,958 |
| Premises and equipment expense | $121,000 | 6,659 |
| Additional noninterest expense | $478,000 | 6,341 |
| Pre-tax net operating income | $610,000 | 4,490 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $614,000 | 4,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $614,000 | 4,363 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $614,000 | 4,363 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $610,000 | 4,251 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 6,399 |
| Total interest expense | $229,000 | 6,634 |
| Net interest income | $1,382,000 | 6,274 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $199,000 | 5,491 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $120,000 | 4,870 |
| Total noninterest expense | $1,123,000 | 6,356 |
| Salaries and employee benefits | $671,000 | 6,085 |
| Premises and equipment expense | $90,000 | 6,699 |
| Additional noninterest expense | $362,000 | 6,374 |
| Pre-tax net operating income | $458,000 | 4,589 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $462,000 | 4,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,450 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $462,000 | 4,450 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $458,000 | 4,331 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 6,480 |
| Total interest expense | $157,000 | 6,696 |
| Net interest income | $902,000 | 6,350 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $123,000 | 5,605 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,003 |
| Total noninterest expense | $737,000 | 6,439 |
| Salaries and employee benefits | $447,000 | 6,137 |
| Premises and equipment expense | $57,000 | 6,805 |
| Additional noninterest expense | $233,000 | 6,487 |
| Pre-tax net operating income | $288,000 | 4,674 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $288,000 | 4,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 4,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $288,000 | 4,507 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $288,000 | 4,434 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 6,564 |
| Total interest expense | $82,000 | 6,745 |
| Net interest income | $436,000 | 6,435 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $57,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $26,000 | 5,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $369,000 | 6,488 |
| Salaries and employee benefits | $223,000 | 6,188 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $116,000 | 6,547 |
| Pre-tax net operating income | $124,000 | 4,885 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $124,000 | 4,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $124,000 | 4,722 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $124,000 | 4,724 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $124,000 | 4,659 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 6,695 |
| Total interest expense | $402,000 | 6,790 |
| Net interest income | $1,656,000 | 6,577 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $260,000 | 5,606 |
| Gross Fiduciary activities income | $8,000 | 1,178 |
| Service charges on deposit accounts | $98,000 | 5,506 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $154,000 | 4,940 |
| Total noninterest expense | $1,538,000 | 6,474 |
| Salaries and employee benefits | $892,000 | 6,241 |
| Premises and equipment expense | $145,000 | 6,670 |
| Additional noninterest expense | $501,000 | 6,507 |
| Pre-tax net operating income | $378,000 | 4,681 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $381,000 | 4,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $381,000 | 4,684 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $381,000 | 4,684 |
| Net charge-offs | $-5,000 | 7,394 |
| Cash dividends | $160,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $378,000 | 4,544 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 6,823 |
| Total interest expense | $312,000 | 6,894 |
| Net interest income | $1,196,000 | 6,724 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $184,000 | 5,803 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $71,000 | 5,642 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $111,000 | 5,071 |
| Total noninterest expense | $1,149,000 | 6,540 |
| Salaries and employee benefits | $665,000 | 6,292 |
| Premises and equipment expense | $109,000 | 6,753 |
| Additional noninterest expense | $375,000 | 6,560 |
| Pre-tax net operating income | $231,000 | 5,132 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $231,000 | 5,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $231,000 | 5,167 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $231,000 | 5,168 |
| Net charge-offs | $-5,000 | 7,383 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $231,000 | 5,002 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 6,906 |
| Total interest expense | $217,000 | 6,925 |
| Net interest income | $763,000 | 6,824 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $104,000 | 6,013 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $43,000 | 5,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $755,000 | 6,601 |
| Salaries and employee benefits | $444,000 | 6,340 |
| Premises and equipment expense | $75,000 | 6,744 |
| Additional noninterest expense | $236,000 | 6,687 |
| Pre-tax net operating income | $112,000 | 5,428 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $112,000 | 5,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,472 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $112,000 | 5,472 |
| Net charge-offs | $-5,000 | 7,369 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $112,000 | 5,342 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 7,006 |
| Total interest expense | $115,000 | 6,982 |
| Net interest income | $369,000 | 6,934 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $386,000 | 6,653 |
| Salaries and employee benefits | $222,000 | 6,420 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $124,000 | 6,666 |
| Pre-tax net operating income | $32,000 | 5,895 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $32,000 | 5,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,966 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $32,000 | 5,964 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $32,000 | 5,850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 6,871 |
| Total interest expense | $657,000 | 6,775 |
| Net interest income | $1,602,000 | 6,771 |
| Provision for loan and lease losses | $277,000 | 5,390 |
| Total noninterest income | $280,000 | 5,716 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $96,000 | 5,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $176,000 | 4,847 |
| Total noninterest expense | $1,548,000 | 6,730 |
| Salaries and employee benefits | $892,000 | 6,482 |
| Premises and equipment expense | $156,000 | 6,878 |
| Additional noninterest expense | $500,000 | 6,784 |
| Pre-tax net operating income | $57,000 | 5,227 |
| Securities gains (losses) | $-33,000 | 7,118 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $24,000 | 5,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $24,000 | 5,442 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $24,000 | 5,442 |
| Net charge-offs | $306,000 | 4,457 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $57,000 | 5,263 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 6,928 |
| Total interest expense | $507,000 | 6,859 |
| Net interest income | $1,210,000 | 6,800 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $203,000 | 5,848 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $71,000 | 5,879 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $130,000 | 5,006 |
| Total noninterest expense | $1,131,000 | 6,808 |
| Salaries and employee benefits | $658,000 | 6,544 |
| Premises and equipment expense | $117,000 | 6,923 |
| Additional noninterest expense | $356,000 | 6,895 |
| Pre-tax net operating income | $282,000 | 4,597 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $285,000 | 4,489 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $285,000 | 4,488 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $285,000 | 4,490 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $282,000 | 4,428 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 6,987 |
| Total interest expense | $343,000 | 6,947 |
| Net interest income | $808,000 | 6,822 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $118,000 | 6,136 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $72,000 | 5,325 |
| Total noninterest expense | $730,000 | 6,939 |
| Salaries and employee benefits | $437,000 | 6,632 |
| Premises and equipment expense | $74,000 | 7,057 |
| Additional noninterest expense | $219,000 | 7,052 |
| Pre-tax net operating income | $196,000 | 4,674 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $197,000 | 4,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 4,550 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $197,000 | 4,550 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $110,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $196,000 | 4,468 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,014 |
| Total interest expense | $176,000 | 6,998 |
| Net interest income | $407,000 | 6,844 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $47,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $364,000 | 6,912 |
| Salaries and employee benefits | $219,000 | 6,663 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $107,000 | 6,982 |
| Pre-tax net operating income | $90,000 | 5,135 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $90,000 | 5,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,096 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $90,000 | 5,095 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $90,000 | 4,928 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 6,932 |
| Total interest expense | $938,000 | 6,895 |
| Net interest income | $1,622,000 | 6,852 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $290,000 | 5,880 |
| Gross Fiduciary activities income | $8,000 | 1,246 |
| Service charges on deposit accounts | $111,000 | 5,746 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $171,000 | 5,106 |
| Total noninterest expense | $1,496,000 | 6,872 |
| Salaries and employee benefits | $859,000 | 6,761 |
| Premises and equipment expense | $161,000 | 7,041 |
| Additional noninterest expense | $476,000 | 6,724 |
| Pre-tax net operating income | $416,000 | 5,107 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $417,000 | 4,706 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $417,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $280,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $416,000 | 4,875 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,992 |
| Total interest expense | $718,000 | 6,970 |
| Net interest income | $1,210,000 | 6,917 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $202,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $86,000 | 5,742 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 5,366 |
| Total noninterest expense | $1,078,000 | 6,959 |
| Salaries and employee benefits | $635,000 | 6,797 |
| Premises and equipment expense | $115,000 | 7,173 |
| Additional noninterest expense | $328,000 | 6,875 |
| Pre-tax net operating income | $334,000 | 5,513 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $335,000 | 5,063 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $335,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $110,000 | 4,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $334,000 | 5,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 7,089 |
| Total interest expense | $501,000 | 7,008 |
| Net interest income | $771,000 | 7,030 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $119,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $55,000 | 5,821 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $729,000 | 6,987 |
| Salaries and employee benefits | $424,000 | 6,850 |
| Premises and equipment expense | $76,000 | 7,231 |
| Additional noninterest expense | $229,000 | 6,809 |
| Pre-tax net operating income | $161,000 | 6,052 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $161,000 | 5,888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $60,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $161,000 | 5,832 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,098 |
| Total interest expense | $263,000 | 7,057 |
| Net interest income | $397,000 | 7,024 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $361,000 | 7,035 |
| Salaries and employee benefits | $209,000 | 6,907 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $114,000 | 6,829 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $93,000 | 5,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $93,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $35,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $93,000 | 5,853 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 7,197 |
| Total interest expense | $915,000 | 7,298 |
| Net interest income | $1,598,000 | 7,007 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $274,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $111,000 | 5,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $163,000 | 5,436 |
| Total noninterest expense | $1,448,000 | 6,992 |
| Salaries and employee benefits | $791,000 | 6,998 |
| Premises and equipment expense | $154,000 | 7,203 |
| Additional noninterest expense | $503,000 | 6,561 |
| Pre-tax net operating income | $424,000 | 6,208 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $424,000 | 5,969 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $424,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $424,000 | 5,963 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 7,266 |
| Total interest expense | $675,000 | 7,349 |
| Net interest income | $1,188,000 | 7,068 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $206,000 | 6,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $124,000 | 5,418 |
| Total noninterest expense | $1,029,000 | 7,093 |
| Salaries and employee benefits | $587,000 | 6,991 |
| Premises and equipment expense | $116,000 | 7,191 |
| Additional noninterest expense | $326,000 | 6,872 |
| Pre-tax net operating income | $365,000 | 6,303 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $365,000 | 5,996 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $365,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $365,000 | 5,977 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 7,241 |
| Total interest expense | $444,000 | 7,397 |
| Net interest income | $840,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $668,000 | 7,183 |
| Salaries and employee benefits | $390,000 | 7,056 |
| Premises and equipment expense | $75,000 | 7,264 |
| Additional noninterest expense | $203,000 | 7,038 |
| Pre-tax net operating income | $290,000 | 6,102 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $290,000 | 5,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $290,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,810 |
| Cash dividends | $90,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $290,000 | 5,713 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 7,481 |
| Total interest expense | $220,000 | 7,437 |
| Net interest income | $351,000 | 7,386 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $335,000 | 7,217 |
| Salaries and employee benefits | $196,000 | 7,093 |
| Premises and equipment expense | $38,000 | 7,268 |
| Additional noninterest expense | $101,000 | 7,065 |
| Pre-tax net operating income | $73,000 | 7,019 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $73,000 | 6,816 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $73,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $30,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $73,000 | 6,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 7,440 |
| Total interest expense | $749,000 | 7,428 |
| Net interest income | $1,372,000 | 7,342 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $249,000 | 6,532 |
| Gross Fiduciary activities income | $10,000 | 1,273 |
| Service charges on deposit accounts | $123,000 | 5,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 6,074 |
| Total noninterest expense | $1,436,000 | 7,014 |
| Salaries and employee benefits | $792,000 | 6,983 |
| Premises and equipment expense | $190,000 | 6,830 |
| Additional noninterest expense | $454,000 | 6,768 |
| Pre-tax net operating income | $185,000 | 7,456 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $185,000 | 7,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $185,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $95,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $185,000 | 7,331 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,508 |
| Total interest expense | $547,000 | 7,467 |
| Net interest income | $1,027,000 | 7,419 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $169,000 | 6,765 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $94,000 | 5,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $1,047,000 | 7,064 |
| Salaries and employee benefits | $579,000 | 7,039 |
| Premises and equipment expense | $150,000 | 6,756 |
| Additional noninterest expense | $318,000 | 6,975 |
| Pre-tax net operating income | $149,000 | 7,632 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $149,000 | 7,483 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $149,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $45,000 | 5,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $149,000 | 7,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 7,555 |
| Total interest expense | $350,000 | 7,492 |
| Net interest income | $682,000 | 7,474 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $101,000 | 6,969 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $684,000 | 7,149 |
| Salaries and employee benefits | $383,000 | 7,090 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $213,000 | 6,968 |
| Pre-tax net operating income | $99,000 | 7,703 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $99,000 | 7,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $99,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $99,000 | 7,547 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,589 |
| Total interest expense | $170,000 | 7,501 |
| Net interest income | $335,000 | 7,524 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $52,000 | 6,877 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $342,000 | 7,160 |
| Salaries and employee benefits | $190,000 | 7,116 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $106,000 | 6,964 |
| Pre-tax net operating income | $45,000 | 7,754 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $45,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $45,000 | 7,618 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 7,550 |
| Total interest expense | $523,000 | 7,552 |
| Net interest income | $1,374,000 | 7,457 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $191,000 | 7,140 |
| Gross Fiduciary activities income | $8,000 | 1,332 |
| Service charges on deposit accounts | $116,000 | 6,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $1,232,000 | 7,349 |
| Salaries and employee benefits | $728,000 | 7,163 |
| Premises and equipment expense | $166,000 | 7,101 |
| Additional noninterest expense | $338,000 | 7,409 |
| Pre-tax net operating income | $333,000 | 7,281 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $333,000 | 7,040 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $333,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $1,016,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $333,000 | 7,023 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 7,603 |
| Total interest expense | $368,000 | 7,607 |
| Net interest income | $1,028,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $146,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 6,054 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $883,000 | 7,436 |
| Salaries and employee benefits | $541,000 | 7,172 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $227,000 | 7,634 |
| Pre-tax net operating income | $291,000 | 7,237 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $291,000 | 6,962 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $291,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,634 |
| Cash dividends | $936,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $291,000 | 6,922 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,618 |
| Total interest expense | $227,000 | 7,658 |
| Net interest income | $691,000 | 7,494 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $59,000 | 6,042 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $596,000 | 7,413 |
| Salaries and employee benefits | $364,000 | 7,164 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $155,000 | 7,561 |
| Pre-tax net operating income | $188,000 | 7,287 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $188,000 | 7,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $188,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $866,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $188,000 | 6,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 7,664 |
| Total interest expense | $109,000 | 7,723 |
| Net interest income | $350,000 | 7,530 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $26,000 | 6,203 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $293,000 | 7,504 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $75,000 | 7,683 |
| Pre-tax net operating income | $104,000 | 7,170 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $104,000 | 6,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $104,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $104,000 | 6,796 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 7,694 |
| Total interest expense | $436,000 | 7,549 |
| Net interest income | $1,254,000 | 7,685 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $178,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $108,000 | 6,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,987 |
| Total noninterest expense | $1,246,000 | 7,365 |
| Salaries and employee benefits | $730,000 | 7,177 |
| Premises and equipment expense | $154,000 | 7,278 |
| Additional noninterest expense | $362,000 | 7,340 |
| Pre-tax net operating income | $171,000 | 7,874 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $171,000 | 7,742 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 7,753 |
| Total interest expense | $323,000 | 7,587 |
| Net interest income | $928,000 | 7,734 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $132,000 | 7,414 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $81,000 | 6,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $898,000 | 7,406 |
| Salaries and employee benefits | $557,000 | 7,097 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $226,000 | 7,696 |
| Pre-tax net operating income | $162,000 | 7,868 |
| Securities gains (losses) | $-23,000 | 8,676 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $139,000 | 7,850 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $139,000 | 7,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $162,000 | 7,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 7,819 |
| Total interest expense | $217,000 | 7,640 |
| Net interest income | $612,000 | 7,777 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $90,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,000 | 6,763 |
| Total noninterest expense | $607,000 | 7,438 |
| Salaries and employee benefits | $373,000 | 7,127 |
| Premises and equipment expense | $81,000 | 7,205 |
| Additional noninterest expense | $153,000 | 7,687 |
| Pre-tax net operating income | $95,000 | 7,955 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $95,000 | 7,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $95,000 | 7,760 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 7,846 |
| Total interest expense | $112,000 | 7,662 |
| Net interest income | $303,000 | 7,831 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $307,000 | 7,455 |
| Salaries and employee benefits | $185,000 | 7,188 |
| Premises and equipment expense | $40,000 | 7,262 |
| Additional noninterest expense | $82,000 | 7,590 |
| Pre-tax net operating income | $47,000 | 7,956 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $47,000 | 7,783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 7,833 |
| Total interest expense | $608,000 | 7,360 |
| Net interest income | $1,133,000 | 7,904 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $179,000 | 7,537 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $112,000 | 6,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $1,145,000 | 7,586 |
| Salaries and employee benefits | $668,000 | 7,427 |
| Premises and equipment expense | $158,000 | 7,289 |
| Additional noninterest expense | $319,000 | 7,643 |
| Pre-tax net operating income | $167,000 | 7,934 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $167,000 | 7,928 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $167,000 | 7,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $155,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $167,000 | 7,803 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 7,922 |
| Total interest expense | $478,000 | 7,423 |
| Net interest income | $827,000 | 8,031 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $134,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $85,000 | 6,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $831,000 | 7,646 |
| Salaries and employee benefits | $492,000 | 7,429 |
| Premises and equipment expense | $109,000 | 7,481 |
| Additional noninterest expense | $230,000 | 7,729 |
| Pre-tax net operating income | $130,000 | 8,076 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $130,000 | 8,042 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $130,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $55,000 | 5,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $130,000 | 7,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 7,948 |
| Total interest expense | $338,000 | 7,406 |
| Net interest income | $546,000 | 8,087 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $85,000 | 7,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $56,000 | 6,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $556,000 | 7,660 |
| Salaries and employee benefits | $330,000 | 7,435 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $75,000 | 8,199 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $75,000 | 8,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $75,000 | 8,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 8,015 |
| Total interest expense | $176,000 | 7,410 |
| Net interest income | $262,000 | 8,179 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $290,000 | 7,595 |
| Salaries and employee benefits | $165,000 | 7,481 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $87,000 | 7,495 |
| Pre-tax net operating income | $15,000 | 8,517 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $15,000 | 8,562 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,000 | 8,448 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 7,923 |
| Total interest expense | $736,000 | 7,704 |
| Net interest income | $1,201,000 | 7,936 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $184,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $114,000 | 6,335 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $1,121,000 | 7,669 |
| Salaries and employee benefits | $670,000 | 7,402 |
| Premises and equipment expense | $157,000 | 7,354 |
| Additional noninterest expense | $294,000 | 7,852 |
| Pre-tax net operating income | $264,000 | 7,687 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $291,000 | 7,365 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $291,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $260,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $264,000 | 7,401 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 7,722 |
| Total interest expense | $1,110,000 | 7,795 |
| Net interest income | $1,416,000 | 7,484 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $180,000 | 7,523 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $102,000 | 6,538 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $1,160,000 | 7,553 |
| Salaries and employee benefits | $678,000 | 7,295 |
| Premises and equipment expense | $161,000 | 7,347 |
| Additional noninterest expense | $321,000 | 7,698 |
| Pre-tax net operating income | $436,000 | 6,809 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $437,000 | 6,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $437,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $433,040 | 6,261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 7,821 |
| Total interest expense | $1,111,000 | 7,986 |
| Net interest income | $1,479,000 | 7,500 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $171,000 | 7,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,114,000 | 7,705 |
| Salaries and employee benefits | $641,000 | 7,489 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $297,000 | 7,968 |
| Pre-tax net operating income | $536,000 | 6,836 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $-1,000 | 9,263 |
| Income before extraordinary items | $532,000 | 6,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $532,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $537,000 | 6,145 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 8,029 |
| Total interest expense | $1,044,000 | 8,065 |
| Net interest income | $1,345,000 | 7,879 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $137,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,153,000 | 7,693 |
| Salaries and employee benefits | $644,000 | 7,519 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $346,000 | 7,734 |
| Pre-tax net operating income | $329,000 | 7,928 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $330,000 | 7,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $330,000 | 7,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,000 | 7,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 8,056 |
| Total interest expense | $1,130,000 | 8,078 |
| Net interest income | $1,408,000 | 7,888 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $123,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,117,000 | 7,773 |
| Salaries and employee benefits | $625,000 | 7,617 |
| Premises and equipment expense | $167,000 | 7,299 |
| Additional noninterest expense | $325,000 | 7,888 |
| Pre-tax net operating income | $414,000 | 7,799 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $-44,000 | 10,124 |
| Income before extraordinary items | $463,000 | 6,831 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $463,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $458,000 | 6,759 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 8,366 |
| Total interest expense | $1,096,000 | 8,419 |
| Net interest income | $1,410,000 | 8,207 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $127,000 | 8,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,091,000 | 8,033 |
| Salaries and employee benefits | $615,000 | 7,815 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $446,000 | 8,208 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $-55,000 | 10,639 |
| Income before extraordinary items | $491,000 | 7,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $491,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $501,000 | 6,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 8,758 |
| Total interest expense | $1,112,000 | 8,658 |
| Net interest income | $1,336,000 | 8,674 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $957,000 | 8,853 |
| Salaries and employee benefits | $546,000 | 8,526 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $287,000 | 9,018 |
| Pre-tax net operating income | $329,000 | 8,931 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $138,000 | 8,066 |
| Income before extraordinary items | $206,000 | 9,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $206,000 | 9,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,812 |
| Cash dividends | $441,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $196,400 | 9,278 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 9,263 |
| Total interest expense | $964,000 | 9,379 |
| Net interest income | $1,329,000 | 8,983 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $149,000 | 9,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $977,000 | 9,045 |
| Salaries and employee benefits | $500,000 | 9,117 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $330,000 | 8,915 |
| Pre-tax net operating income | $501,000 | 8,432 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $195,000 | 7,506 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,160 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $311,400 | 8,781 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 9,675 |
| Total interest expense | $847,000 | 9,363 |
| Net interest income | $1,218,000 | 9,718 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,096,000 | 8,999 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $416,000 | 8,662 |
| Pre-tax net operating income | $289,000 | 10,210 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $203,000 | 10,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $203,000 | 10,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $129,000 | 6,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $206,550 | 10,249 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 10,142 |
| Total interest expense | $907,000 | 9,519 |
| Net interest income | $1,107,000 | 10,378 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $126,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $991,000 | 9,771 |
| Salaries and employee benefits | $463,000 | 10,005 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $370,000 | 9,605 |
| Pre-tax net operating income | $218,000 | 10,885 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $128,000 | 9,127 |
| Income before extraordinary items | $87,000 | 11,931 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $28,000 | 12,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $88,920 | 11,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 10,312 |
| Total interest expense | $1,169,000 | 9,721 |
| Net interest income | $1,117,000 | 10,637 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $112,000 | 11,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $961,000 | 10,158 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $348,000 | 10,214 |
| Pre-tax net operating income | $268,000 | 10,446 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $53,000 | 11,175 |
| Income before extraordinary items | $223,000 | 10,279 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $223,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 13,441 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $216,520 | 10,017 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.