Home > Citizens State Bank of Loyal > Income and Expense

Citizens State Bank of Loyal, Income and Expense

2021-03-31 (YTD Data)Rank
Total interest income$2,099,0002,777
Total interest expense$223,0002,591
Net interest income$1,876,0002,767
Provision for loan and lease losses$30,0001,982
Total noninterest income$431,0002,399
Gross Fiduciary activities income$0922
Service charges on deposit accounts$28,0003,295
Trading account gains and feesNANA
Additional Noninterest Income$403,0002,146
Total noninterest expense$1,373,0002,870
Salaries and employee benefits$870,0002,719
Premises and equipment expense$102,0003,373
Additional noninterest expense$401,0002,933
Pre-tax net operating income$904,0002,512
Securities gains (losses)$45,000685
Applicable income taxes$113,0002,202
Income before extraordinary items$836,0002,451
Extraordinary gains, net$03
Net income$836,0002,449
Minority interest net income$055
Net income of bank and minority interests.$836,0002,451
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$796,4002,486
2020-12-31 (YTD Data)Rank
Total interest income$7,966,0002,890
Total interest expense$1,107,0002,779
Net interest income$6,859,0002,846
Provision for loan and lease losses$120,0003,406
Total noninterest income$1,630,0002,338
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$114,0003,431
Trading account gains and feesNANA
Additional Noninterest Income$1,516,0002,072
Total noninterest expense$5,449,0002,849
Salaries and employee benefits$3,391,0002,741
Premises and equipment expense$367,0003,537
Additional noninterest expense$1,691,0002,828
Pre-tax net operating income$2,920,0002,459
Securities gains (losses)$51,0001,718
Applicable income taxes$432,0002,045
Income before extraordinary items$2,539,0002,531
Extraordinary gains, net$04
Net income$2,539,0002,531
Minority interest net income$072
Net income of bank and minority interests.$2,539,0002,531
Net charge-offs$-14,0004,316
Cash dividends$1,200,0001,987
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,495,6502,510
2020-09-30 (YTD Data)Rank
Total interest income$6,141,0002,863
Total interest expense$865,0002,811
Net interest income$5,276,0002,817
Provision for loan and lease losses$90,0003,370
Total noninterest income$1,173,0002,347
Gross Fiduciary activities income$0981
Service charges on deposit accounts$85,0003,452
Trading account gains and feesNANA
Additional Noninterest Income$1,088,0002,071
Total noninterest expense$4,070,0002,847
Salaries and employee benefits$2,567,0002,714
Premises and equipment expense$277,0003,529
Additional noninterest expense$1,226,0002,876
Pre-tax net operating income$2,289,0002,396
Securities gains (losses)$51,0001,523
Applicable income taxes$366,0001,939
Income before extraordinary items$1,974,0002,472
Extraordinary gains, net$04
Net income$1,974,0002,472
Minority interest net income$065
Net income of bank and minority interests.$1,974,0002,472
Net charge-offs$-13,0004,316
Cash dividends$400,0002,501
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,931,1602,448
2020-06-30 (YTD Data)Rank
Total interest income$4,281,0002,817
Total interest expense$620,0002,817
Net interest income$3,661,0002,777
Provision for loan and lease losses$60,0003,299
Total noninterest income$752,0002,346
Gross Fiduciary activities income$0970
Service charges on deposit accounts$52,0003,587
Trading account gains and feesNANA
Additional Noninterest Income$700,0002,032
Total noninterest expense$2,789,0002,811
Salaries and employee benefits$1,801,0002,647
Premises and equipment expense$188,0003,506
Additional noninterest expense$800,0002,909
Pre-tax net operating income$1,564,0002,338
Securities gains (losses)$51,0001,286
Applicable income taxes$263,0001,847
Income before extraordinary items$1,352,0002,385
Extraordinary gains, net$04
Net income$1,352,0002,385
Minority interest net income$065
Net income of bank and minority interests.$1,352,0002,385
Net charge-offs$-13,0004,396
Cash dividends$400,0002,160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,309,1602,397
2020-03-31 (YTD Data)Rank
Total interest income$2,024,0002,910
Total interest expense$372,0002,707
Net interest income$1,652,0002,915
Provision for loan and lease losses$30,0002,812
Total noninterest income$324,0002,421
Gross Fiduciary activities income$0941
Service charges on deposit accounts$35,0003,479
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,042
Total noninterest expense$1,358,0002,875
Salaries and employee benefits$845,0002,755
Premises and equipment expense$113,0003,235
Additional noninterest expense$400,0002,937
Pre-tax net operating income$588,0002,574
Securities gains (losses)$27,0001,058
Applicable income taxes$84,0002,078
Income before extraordinary items$531,0002,562
Extraordinary gains, net$04
Net income$531,0002,562
Minority interest net income$056
Net income of bank and minority interests.$531,0002,563
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$507,7802,597
2019-12-31 (YTD Data)Rank
Total interest income$8,317,0002,893
Total interest expense$1,927,0002,396
Net interest income$6,390,0002,982
Provision for loan and lease losses$100,0002,932
Total noninterest income$1,588,0002,225
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$153,0003,482
Trading account gains and feesNANA
Additional Noninterest Income$1,435,0001,840
Total noninterest expense$5,858,0002,734
Salaries and employee benefits$3,703,0002,578
Premises and equipment expense$473,0003,191
Additional noninterest expense$1,682,0002,867
Pre-tax net operating income$2,020,0003,013
Securities gains (losses)$517,000348
Applicable income taxes$344,0002,262
Income before extraordinary items$2,193,0002,772
Extraordinary gains, net$011
Net income$2,193,0002,773
Minority interest net income$076
Net income of bank and minority interests.$2,193,0002,774
Net charge-offs$22,0003,083
Cash dividends$800,0002,573
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,748,3803,052
2019-09-30 (YTD Data)Rank
Total interest income$6,264,0002,927
Total interest expense$1,512,0002,341
Net interest income$4,752,0003,038
Provision for loan and lease losses$70,0002,898
Total noninterest income$1,232,0002,192
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$112,0003,547
Trading account gains and feesNANA
Additional Noninterest Income$1,120,0001,791
Total noninterest expense$4,457,0002,731
Salaries and employee benefits$2,874,0002,545
Premises and equipment expense$361,0003,188
Additional noninterest expense$1,222,0002,944
Pre-tax net operating income$1,457,0003,141
Securities gains (losses)$491,000320
Applicable income taxes$270,0002,309
Income before extraordinary items$1,678,0002,792
Extraordinary gains, net$011
Net income$1,678,0002,793
Minority interest net income$072
Net income of bank and minority interests.$1,678,0002,793
Net charge-offs$24,0002,619
Cash dividends$400,0002,683
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,255,7403,166
2019-06-30 (YTD Data)Rank
Total interest income$4,166,0002,947
Total interest expense$1,026,0002,300
Net interest income$3,140,0003,072
Provision for loan and lease losses$40,0002,926
Total noninterest income$919,0002,052
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$73,0003,578
Trading account gains and feesNANA
Additional Noninterest Income$846,0001,656
Total noninterest expense$3,143,0002,653
Salaries and employee benefits$2,071,0002,409
Premises and equipment expense$242,0003,182
Additional noninterest expense$830,0002,929
Pre-tax net operating income$876,0003,273
Securities gains (losses)$491,000227
Applicable income taxes$200,0002,210
Income before extraordinary items$1,167,0002,713
Extraordinary gains, net$011
Net income$1,167,0002,713
Minority interest net income$069
Net income of bank and minority interests.$1,167,0002,712
Net charge-offs$11,0002,558
Cash dividends$400,0002,324
Sale, conversion, retirement of capital stock, net$0573
Net operating income$749,6503,314
2019-03-31 (YTD Data)Rank
Total interest income$2,060,0002,971
Total interest expense$506,0002,283
Net interest income$1,554,0003,116
Provision for loan and lease losses$10,0003,068
Total noninterest income$516,0001,888
Gross Fiduciary activities income$0972
Service charges on deposit accounts$36,0003,597
Trading account gains and feesNANA
Additional Noninterest Income$480,0001,491
Total noninterest expense$1,412,0002,847
Salaries and employee benefits$878,0002,711
Premises and equipment expense$123,0003,193
Additional noninterest expense$411,0002,943
Pre-tax net operating income$648,0002,695
Securities gains (losses)$491,000126
Applicable income taxes$191,0001,627
Income before extraordinary items$948,0001,950
Extraordinary gains, net$05
Net income$948,0001,948
Minority interest net income$052
Net income of bank and minority interests.$948,0001,949
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$540,4702,774
2018-12-31 (YTD Data)Rank
Total interest income$7,855,0002,966
Total interest expense$1,546,0002,296
Net interest income$6,309,0003,074
Provision for loan and lease losses$04,082
Total noninterest income$1,439,0002,388
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$158,0003,615
Trading account gains and feesNANA
Additional Noninterest Income$1,281,0001,970
Total noninterest expense$5,429,0002,904
Salaries and employee benefits$3,415,0002,720
Premises and equipment expense$488,0003,191
Additional noninterest expense$1,526,0003,137
Pre-tax net operating income$2,319,0002,896
Securities gains (losses)$01,125
Applicable income taxes$304,0002,385
Income before extraordinary items$2,015,0002,929
Extraordinary gains, net$06
Net income$2,015,0002,928
Minority interest net income$072
Net income of bank and minority interests.$2,015,0002,928
Net charge-offs$6,0003,501
Cash dividends$800,0002,453
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,015,0002,925
2018-09-30 (YTD Data)Rank
Total interest income$5,805,0002,989
Total interest expense$1,078,0002,333
Net interest income$4,727,0003,097
Provision for loan and lease losses$03,948
Total noninterest income$1,159,0002,311
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$123,0003,596
Trading account gains and feesNANA
Additional Noninterest Income$1,036,0001,903
Total noninterest expense$4,082,0002,906
Salaries and employee benefits$2,592,0002,714
Premises and equipment expense$374,0003,184
Additional noninterest expense$1,116,0003,198
Pre-tax net operating income$1,804,0002,896
Securities gains (losses)$01,118
Applicable income taxes$258,0002,344
Income before extraordinary items$1,546,0002,937
Extraordinary gains, net$05
Net income$1,546,0002,936
Minority interest net income$066
Net income of bank and minority interests.$1,546,0002,936
Net charge-offs$1,0003,412
Cash dividends$400,0002,579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,546,0002,927
2018-06-30 (YTD Data)Rank
Total interest income$3,803,0003,016
Total interest expense$672,0002,356
Net interest income$3,131,0003,112
Provision for loan and lease losses$03,782
Total noninterest income$857,0002,189
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$84,0003,559
Trading account gains and feesNANA
Additional Noninterest Income$773,0001,775
Total noninterest expense$2,695,0002,947
Salaries and employee benefits$1,736,0002,724
Premises and equipment expense$255,0003,170
Additional noninterest expense$704,0003,323
Pre-tax net operating income$1,293,0002,759
Securities gains (losses)$0961
Applicable income taxes$198,0002,231
Income before extraordinary items$1,095,0002,814
Extraordinary gains, net$06
Net income$1,095,0002,814
Minority interest net income$065
Net income of bank and minority interests.$1,095,0002,813
Net charge-offs$1,0003,095
Cash dividends$400,0002,198
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,095,0002,808
2018-03-31 (YTD Data)Rank
Total interest income$1,867,0003,056
Total interest expense$315,0002,382
Net interest income$1,552,0003,141
Provision for loan and lease losses$03,508
Total noninterest income$464,0002,067
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$42,0003,576
Trading account gains and feesNANA
Additional Noninterest Income$422,0001,658
Total noninterest expense$1,343,0002,976
Salaries and employee benefits$872,0002,733
Premises and equipment expense$120,0003,318
Additional noninterest expense$351,0003,339
Pre-tax net operating income$673,0002,646
Securities gains (losses)$0735
Applicable income taxes$107,0002,128
Income before extraordinary items$566,0002,707
Extraordinary gains, net$07
Net income$566,0002,707
Minority interest net income$052
Net income of bank and minority interests.$566,0002,707
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$566,0002,700
2017-12-31 (YTD Data)Rank
Total interest income$7,703,0002,946
Total interest expense$1,074,0002,430
Net interest income$6,629,0002,995
Provision for loan and lease losses$80,0003,246
Total noninterest income$1,381,0002,502
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$186,0003,549
Trading account gains and fees$0151
Additional Noninterest Income$1,195,0002,071
Total noninterest expense$5,275,0003,001
Salaries and employee benefits$3,276,0002,831
Premises and equipment expense$502,0003,262
Additional noninterest expense$1,497,0003,233
Pre-tax net operating income$2,655,0002,667
Securities gains (losses)$02,243
Applicable income taxes$861,0002,004
Income before extraordinary items$1,794,0002,865
Extraordinary gains, net$09
Net income$1,794,0002,864
Minority interest net income$076
Net income of bank and minority interests.$1,794,0002,865
Net charge-offs$46,0003,013
Cash dividends$800,0002,449
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,794,0002,847
2017-09-30 (YTD Data)Rank
Total interest income$5,706,0002,984
Total interest expense$780,0002,456
Net interest income$4,926,0003,035
Provision for loan and lease losses$80,0002,896
Total noninterest income$1,164,0002,368
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$141,0003,559
Trading account gains and fees$0145
Additional Noninterest Income$1,023,0001,953
Total noninterest expense$3,966,0003,014
Salaries and employee benefits$2,470,0002,837
Premises and equipment expense$407,0003,134
Additional noninterest expense$1,089,0003,301
Pre-tax net operating income$2,044,0002,692
Securities gains (losses)$02,274
Applicable income taxes$443,0002,181
Income before extraordinary items$1,601,0002,752
Extraordinary gains, net$09
Net income$1,601,0002,751
Minority interest net income$071
Net income of bank and minority interests.$1,601,0002,752
Net charge-offs$46,0002,524
Cash dividends$400,0002,612
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,601,0002,734
2017-06-30 (YTD Data)Rank
Total interest income$3,798,0002,983
Total interest expense$493,0002,516
Net interest income$3,305,0003,010
Provision for loan and lease losses$50,0002,834
Total noninterest income$835,0002,297
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$93,0003,577
Trading account gains and fees$0139
Additional Noninterest Income$742,0001,867
Total noninterest expense$2,677,0003,017
Salaries and employee benefits$1,711,0002,786
Premises and equipment expense$265,0003,184
Additional noninterest expense$701,0003,394
Pre-tax net operating income$1,413,0002,587
Securities gains (losses)$01,906
Applicable income taxes$322,0002,081
Income before extraordinary items$1,091,0002,681
Extraordinary gains, net$011
Net income$1,091,0002,680
Minority interest net income$071
Net income of bank and minority interests.$1,091,0002,681
Net charge-offs$46,0002,051
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,091,0002,662
2017-03-31 (YTD Data)Rank
Total interest income$1,834,0003,055
Total interest expense$238,0002,544
Net interest income$1,596,0003,085
Provision for loan and lease losses$30,0002,408
Total noninterest income$447,0002,182
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$47,0003,581
Trading account gains and fees$0142
Additional Noninterest Income$400,0001,750
Total noninterest expense$1,275,0003,134
Salaries and employee benefits$774,0003,005
Premises and equipment expense$133,0003,230
Additional noninterest expense$368,0003,280
Pre-tax net operating income$738,0002,439
Securities gains (losses)$01,153
Applicable income taxes$170,0002,008
Income before extraordinary items$568,0002,551
Extraordinary gains, net$08
Net income$568,0002,550
Minority interest net income$055
Net income of bank and minority interests.$568,0002,551
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$568,0002,534
2016-12-31 (YTD Data)Rank
Total interest income$7,550,0002,976
Total interest expense$876,0002,639
Net interest income$6,674,0002,980
Provision for loan and lease losses$120,0002,919
Total noninterest income$1,484,0002,511
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$202,0003,562
Trading account gains and fees$0170
Additional Noninterest Income$1,282,0002,086
Total noninterest expense$5,178,0003,120
Salaries and employee benefits$3,262,0002,880
Premises and equipment expense$516,0003,315
Additional noninterest expense$1,400,0003,485
Pre-tax net operating income$2,860,0002,467
Securities gains (losses)$03,212
Applicable income taxes$653,0002,027
Income before extraordinary items$2,207,0002,620
Extraordinary gains, net$05
Net income$2,207,0002,618
Minority interest net income$082
Net income of bank and minority interests.$2,207,0002,619
Net charge-offs$18,0003,674
Cash dividends$800,0002,447
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,207,0002,564
2016-09-30 (YTD Data)Rank
Total interest income$5,658,0002,976
Total interest expense$656,0002,649
Net interest income$5,002,0002,996
Provision for loan and lease losses$90,0002,817
Total noninterest income$1,160,0002,453
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$152,0003,572
Trading account gains and fees$0169
Additional Noninterest Income$1,008,0002,033
Total noninterest expense$3,888,0003,118
Salaries and employee benefits$2,418,0002,902
Premises and equipment expense$397,0003,283
Additional noninterest expense$1,073,0003,458
Pre-tax net operating income$2,184,0002,484
Securities gains (losses)$03,160
Applicable income taxes$507,0002,046
Income before extraordinary items$1,677,0002,622
Extraordinary gains, net$05
Net income$1,677,0002,623
Minority interest net income$071
Net income of bank and minority interests.$1,677,0002,623
Net charge-offs$18,0003,215
Cash dividends$400,0002,621
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,677,0002,565
2016-06-30 (YTD Data)Rank
Total interest income$3,712,0003,019
Total interest expense$437,0002,663
Net interest income$3,275,0003,047
Provision for loan and lease losses$60,0002,701
Total noninterest income$862,0002,287
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$100,0003,594
Trading account gains and fees$0157
Additional Noninterest Income$762,0001,845
Total noninterest expense$2,601,0003,128
Salaries and employee benefits$1,626,0002,906
Premises and equipment expense$258,0003,345
Additional noninterest expense$717,0003,486
Pre-tax net operating income$1,476,0002,427
Securities gains (losses)$02,835
Applicable income taxes$345,0002,009
Income before extraordinary items$1,131,0002,585
Extraordinary gains, net$016
Net income$1,131,0002,584
Minority interest net income$071
Net income of bank and minority interests.$1,131,0002,584
Net charge-offs$18,0002,837
Cash dividends$400,0002,211
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,131,0002,519
2016-03-31 (YTD Data)Rank
Total interest income$1,852,0003,039
Total interest expense$220,0002,666
Net interest income$1,632,0003,055
Provision for loan and lease losses$30,0002,510
Total noninterest income$501,0002,066
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$53,0003,519
Trading account gains and fees$0142
Additional Noninterest Income$448,0001,632
Total noninterest expense$1,322,0003,114
Salaries and employee benefits$823,0002,898
Premises and equipment expense$136,0003,268
Additional noninterest expense$363,0003,456
Pre-tax net operating income$781,0002,309
Securities gains (losses)$02,077
Applicable income taxes$191,0001,886
Income before extraordinary items$590,0002,475
Extraordinary gains, net$012
Net income$590,0002,475
Minority interest net income$062
Net income of bank and minority interests.$590,0002,475
Net charge-offs$15,0002,144
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$590,0002,426
2015-12-31 (YTD Data)Rank
Total interest income$7,212,0003,046
Total interest expense$1,113,0002,240
Net interest income$6,099,0003,156
Provision for loan and lease losses$60,0003,437
Total noninterest income$1,450,0002,526
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$197,0003,732
Trading account gains and fees$0159
Additional Noninterest Income$1,253,0002,087
Total noninterest expense$5,100,0003,169
Salaries and employee benefits$3,138,0002,949
Premises and equipment expense$541,0003,326
Additional noninterest expense$1,421,0003,531
Pre-tax net operating income$2,389,0002,717
Securities gains (losses)$-5,0005,798
Applicable income taxes$450,0002,315
Income before extraordinary items$1,934,0002,797
Extraordinary gains, net$023
Net income$1,934,0002,799
Minority interest net income$081
Net income of bank and minority interests.$1,934,0002,800
Net charge-offs$21,0003,740
Cash dividends$700,0002,547
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,938,0502,737
2015-09-30 (YTD Data)Rank
Total interest income$5,332,0003,096
Total interest expense$871,0002,195
Net interest income$4,461,0003,234
Provision for loan and lease losses$45,0003,330
Total noninterest income$1,143,0002,484
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$145,0003,787
Trading account gains and fees$0153
Additional Noninterest Income$998,0002,029
Total noninterest expense$3,859,0003,175
Salaries and employee benefits$2,399,0002,935
Premises and equipment expense$397,0003,408
Additional noninterest expense$1,063,0003,539
Pre-tax net operating income$1,700,0002,862
Securities gains (losses)$-5,0005,937
Applicable income taxes$301,0002,479
Income before extraordinary items$1,394,0002,904
Extraordinary gains, net$021
Net income$1,394,0002,903
Minority interest net income$078
Net income of bank and minority interests.$1,394,0002,905
Net charge-offs$46,0002,832
Cash dividends$300,0002,790
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,398,1002,848
2015-06-30 (YTD Data)Rank
Total interest income$3,562,0003,100
Total interest expense$594,0002,168
Net interest income$2,968,0003,245
Provision for loan and lease losses$30,0003,185
Total noninterest income$855,0002,341
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$93,0003,833
Trading account gains and fees$0157
Additional Noninterest Income$762,0001,861
Total noninterest expense$2,607,0003,177
Salaries and employee benefits$1,616,0002,923
Premises and equipment expense$270,0003,377
Additional noninterest expense$721,0003,516
Pre-tax net operating income$1,186,0002,753
Securities gains (losses)$02,636
Applicable income taxes$216,0002,406
Income before extraordinary items$970,0002,802
Extraordinary gains, net$022
Net income$970,0002,802
Minority interest net income$075
Net income of bank and minority interests.$970,0002,804
Net charge-offs$19,0002,974
Cash dividends$300,0002,403
Sale, conversion, retirement of capital stock, net$0751
Net operating income$970,0002,747
2015-03-31 (YTD Data)Rank
Total interest income$1,790,0003,103
Total interest expense$296,0002,201
Net interest income$1,494,0003,233
Provision for loan and lease losses$15,0002,956
Total noninterest income$465,0002,195
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$45,0003,870
Trading account gains and fees$0152
Additional Noninterest Income$420,0001,704
Total noninterest expense$1,304,0003,196
Salaries and employee benefits$806,0002,959
Premises and equipment expense$136,0003,397
Additional noninterest expense$362,0003,511
Pre-tax net operating income$640,0002,577
Securities gains (losses)$02,027
Applicable income taxes$130,0002,243
Income before extraordinary items$510,0002,688
Extraordinary gains, net$013
Net income$510,0002,691
Minority interest net income$064
Net income of bank and minority interests.$510,0002,691
Net charge-offs$19,0002,149
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$510,0002,607
2014-12-31 (YTD Data)Rank
Total interest income$7,110,0003,147
Total interest expense$1,227,0002,216
Net interest income$5,883,0003,302
Provision for loan and lease losses$60,0003,589
Total noninterest income$1,457,0002,562
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$214,0003,803
Trading account gains and fees$0180
Additional Noninterest Income$1,243,0002,025
Total noninterest expense$5,057,0003,284
Salaries and employee benefits$3,053,0003,032
Premises and equipment expense$563,0003,379
Additional noninterest expense$1,441,0003,635
Pre-tax net operating income$2,223,0002,791
Securities gains (losses)$03,259
Applicable income taxes$405,0002,404
Income before extraordinary items$1,818,0002,872
Extraordinary gains, net$017
Net income$1,818,0002,871
Minority interest net income$084
Net income of bank and minority interests.$1,818,0002,872
Net charge-offs$-3,0005,476
Cash dividends$800,0002,300
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,818,0002,832
2014-09-30 (YTD Data)Rank
Total interest income$5,377,0003,146
Total interest expense$924,0002,239
Net interest income$4,453,0003,297
Provision for loan and lease losses$45,0003,462
Total noninterest income$1,119,0002,544
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$156,0003,896
Trading account gains and fees$0174
Additional Noninterest Income$963,0001,988
Total noninterest expense$3,805,0003,303
Salaries and employee benefits$2,311,0003,037
Premises and equipment expense$425,0003,399
Additional noninterest expense$1,069,0003,679
Pre-tax net operating income$1,722,0002,782
Securities gains (losses)$02,980
Applicable income taxes$345,0002,331
Income before extraordinary items$1,377,0002,904
Extraordinary gains, net$015
Net income$1,377,0002,905
Minority interest net income$081
Net income of bank and minority interests.$1,377,0002,905
Net charge-offs$-2,0005,291
Cash dividends$400,0002,448
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,377,0002,843
2014-06-30 (YTD Data)Rank
Total interest income$3,645,0003,107
Total interest expense$622,0002,255
Net interest income$3,023,0003,255
Provision for loan and lease losses$30,0003,313
Total noninterest income$808,0002,393
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$101,0003,930
Trading account gains and fees$0172
Additional Noninterest Income$707,0001,840
Total noninterest expense$2,530,0003,314
Salaries and employee benefits$1,557,0003,039
Premises and equipment expense$288,0003,381
Additional noninterest expense$685,0003,791
Pre-tax net operating income$1,271,0002,537
Securities gains (losses)$02,580
Applicable income taxes$285,0002,080
Income before extraordinary items$986,0002,667
Extraordinary gains, net$020
Net income$986,0002,671
Minority interest net income$080
Net income of bank and minority interests.$986,0002,671
Net charge-offs$-4,0005,382
Cash dividends$400,0002,030
Sale, conversion, retirement of capital stock, net$0794
Net operating income$986,0002,636
2014-03-31 (YTD Data)Rank
Total interest income$1,835,0003,108
Total interest expense$314,0002,276
Net interest income$1,521,0003,235
Provision for loan and lease losses$15,0003,093
Total noninterest income$439,0002,225
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$49,0003,960
Trading account gains and fees$0147
Additional Noninterest Income$390,0001,685
Total noninterest expense$1,247,0003,385
Salaries and employee benefits$769,0003,077
Premises and equipment expense$146,0003,410
Additional noninterest expense$332,0003,882
Pre-tax net operating income$698,0002,325
Securities gains (losses)$01,715
Applicable income taxes$169,0001,887
Income before extraordinary items$529,0002,469
Extraordinary gains, net$016
Net income$529,0002,472
Minority interest net income$066
Net income of bank and minority interests.$529,0002,472
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$529,0002,426
2013-12-31 (YTD Data)Rank
Total interest income$7,516,0003,080
Total interest expense$1,416,0002,266
Net interest income$6,100,0003,235
Provision for loan and lease losses$360,0002,221
Total noninterest income$1,830,0002,280
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$203,0004,073
Trading account gains and fees$0184
Additional Noninterest Income$1,627,0001,758
Total noninterest expense$5,080,0003,370
Salaries and employee benefits$3,059,0003,063
Premises and equipment expense$550,0003,513
Additional noninterest expense$1,471,0003,700
Pre-tax net operating income$2,490,0002,475
Securities gains (losses)$03,182
Applicable income taxes$410,0002,341
Income before extraordinary items$2,080,0002,533
Extraordinary gains, net$029
Net income$2,080,0002,536
Minority interest net income$090
Net income of bank and minority interests.$2,080,0002,536
Net charge-offs$-8,0006,127
Cash dividends$800,0002,195
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,080,0002,470
2013-09-30 (YTD Data)Rank
Total interest income$5,626,0003,108
Total interest expense$1,059,0002,327
Net interest income$4,567,0003,247
Provision for loan and lease losses$270,0002,189
Total noninterest income$1,525,0002,189
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$146,0004,174
Trading account gains and fees$0180
Additional Noninterest Income$1,379,0001,650
Total noninterest expense$3,876,0003,331
Salaries and employee benefits$2,338,0003,050
Premises and equipment expense$409,0003,555
Additional noninterest expense$1,129,0003,646
Pre-tax net operating income$1,946,0002,478
Securities gains (losses)$03,040
Applicable income taxes$268,0002,528
Income before extraordinary items$1,678,0002,428
Extraordinary gains, net$025
Net income$1,678,0002,432
Minority interest net income$084
Net income of bank and minority interests.$1,678,0002,432
Net charge-offs$-1,0005,686
Cash dividends$400,0002,325
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,678,0002,365
2013-06-30 (YTD Data)Rank
Total interest income$3,710,0003,144
Total interest expense$729,0002,315
Net interest income$2,981,0003,302
Provision for loan and lease losses$180,0002,226
Total noninterest income$1,275,0001,887
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$94,0004,220
Trading account gains and fees$0157
Additional Noninterest Income$1,181,0001,415
Total noninterest expense$2,626,0003,308
Salaries and employee benefits$1,578,0003,049
Premises and equipment expense$269,0003,604
Additional noninterest expense$779,0003,569
Pre-tax net operating income$1,450,0002,255
Securities gains (losses)$02,791
Applicable income taxes$147,0002,708
Income before extraordinary items$1,303,0002,159
Extraordinary gains, net$022
Net income$1,303,0002,167
Minority interest net income$082
Net income of bank and minority interests.$1,303,0002,165
Net charge-offs$11,0004,274
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,303,0002,074
2013-03-31 (YTD Data)Rank
Total interest income$1,761,0003,296
Total interest expense$374,0002,336
Net interest income$1,387,0003,488
Provision for loan and lease losses$90,0002,172
Total noninterest income$870,0001,487
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$47,0004,201
Trading account gains and fees$0148
Additional Noninterest Income$823,0001,127
Total noninterest expense$1,359,0003,240
Salaries and employee benefits$805,0003,038
Premises and equipment expense$132,0003,682
Additional noninterest expense$422,0003,382
Pre-tax net operating income$808,0002,025
Securities gains (losses)$01,966
Applicable income taxes$13,0003,816
Income before extraordinary items$795,0001,784
Extraordinary gains, net$010
Net income$795,0001,785
Minority interest net income$076
Net income of bank and minority interests.$795,0001,786
Net charge-offs$-9,0006,154
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$795,0001,721
2012-12-31 (YTD Data)Rank
Total interest income$6,473,0003,645
Total interest expense$1,585,0002,603
Net interest income$4,888,0003,870
Provision for loan and lease losses$100,0004,651
Total noninterest income$1,390,0002,730
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$173,0004,525
Trading account gains and fees$0166
Additional Noninterest Income$1,217,0002,118
Total noninterest expense$4,369,0003,801
Salaries and employee benefits$2,709,0003,357
Premises and equipment expense$415,0004,235
Additional noninterest expense$1,245,0004,270
Pre-tax net operating income$1,809,0003,007
Securities gains (losses)$03,810
Applicable income taxes$185,0003,067
Income before extraordinary items$1,624,0002,967
Extraordinary gains, net$029
Net income$1,624,0002,968
Minority interest net income$093
Net income of bank and minority interests.$1,624,0002,969
Net charge-offs$77,0004,628
Cash dividends$400,0003,004
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,624,0002,843
2012-09-30 (YTD Data)Rank
Total interest income$4,925,0003,682
Total interest expense$1,217,0002,654
Net interest income$3,708,0003,908
Provision for loan and lease losses$75,0004,640
Total noninterest income$1,051,0002,723
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$130,0004,578
Trading account gains and fees$0157
Additional Noninterest Income$921,0002,095
Total noninterest expense$3,213,0003,868
Salaries and employee benefits$2,024,0003,391
Premises and equipment expense$303,0004,334
Additional noninterest expense$886,0004,434
Pre-tax net operating income$1,471,0002,925
Securities gains (losses)$03,575
Applicable income taxes$198,0002,845
Income before extraordinary items$1,273,0002,952
Extraordinary gains, net$020
Net income$1,273,0002,952
Minority interest net income$086
Net income of bank and minority interests.$1,273,0002,951
Net charge-offs$85,0004,121
Cash dividends$200,0002,886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,273,0002,807
2012-06-30 (YTD Data)Rank
Total interest income$3,190,0003,775
Total interest expense$826,0002,705
Net interest income$2,364,0004,027
Provision for loan and lease losses$50,0004,550
Total noninterest income$738,0002,608
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$84,0004,638
Trading account gains and fees$0153
Additional Noninterest Income$654,0002,002
Total noninterest expense$2,160,0003,880
Salaries and employee benefits$1,379,0003,361
Premises and equipment expense$197,0004,403
Additional noninterest expense$584,0004,461
Pre-tax net operating income$892,0003,081
Securities gains (losses)$03,178
Applicable income taxes$129,0002,855
Income before extraordinary items$763,0003,150
Extraordinary gains, net$019
Net income$763,0003,149
Minority interest net income$084
Net income of bank and minority interests.$763,0003,150
Net charge-offs$05,507
Cash dividends$200,0002,506
Sale, conversion, retirement of capital stock, net$0928
Net operating income$763,0002,990
2012-03-31 (YTD Data)Rank
Total interest income$1,621,0003,780
Total interest expense$421,0002,761
Net interest income$1,200,0004,009
Provision for loan and lease losses$25,0004,328
Total noninterest income$428,0002,380
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$38,0004,813
Trading account gains and fees$0148
Additional Noninterest Income$390,0001,785
Total noninterest expense$1,138,0003,774
Salaries and employee benefits$745,0003,189
Premises and equipment expense$98,0004,443
Additional noninterest expense$295,0004,424
Pre-tax net operating income$465,0003,016
Securities gains (losses)$02,210
Applicable income taxes$105,0002,400
Income before extraordinary items$360,0003,291
Extraordinary gains, net$019
Net income$360,0003,295
Minority interest net income$078
Net income of bank and minority interests.$360,0003,295
Net charge-offs$-12,0006,715
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$360,0003,116
2011-12-31 (YTD Data)Rank
Total interest income$6,534,0003,847
Total interest expense$1,913,0002,861
Net interest income$4,621,0004,134
Provision for loan and lease losses$450,0003,593
Total noninterest income$1,002,0003,111
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$173,0004,640
Trading account gains and fees$0146
Additional Noninterest Income$829,0002,390
Total noninterest expense$4,154,0004,013
Salaries and employee benefits$2,458,0003,606
Premises and equipment expense$406,0004,530
Additional noninterest expense$1,290,0004,253
Pre-tax net operating income$1,019,0003,690
Securities gains (losses)$03,838
Applicable income taxes$-124,0006,848
Income before extraordinary items$1,143,0003,281
Extraordinary gains, net$029
Net income$1,143,0003,284
Minority interest net income$096
Net income of bank and minority interests.$1,143,0003,284
Net charge-offs$1,266,0002,090
Cash dividends$400,0002,654
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,143,0003,190
2011-09-30 (YTD Data)Rank
Total interest income$4,937,0003,863
Total interest expense$1,465,0002,919
Net interest income$3,472,0004,142
Provision for loan and lease losses$393,0003,258
Total noninterest income$716,0003,212
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$127,0004,697
Trading account gains and fees$0145
Additional Noninterest Income$589,0002,452
Total noninterest expense$3,103,0004,025
Salaries and employee benefits$1,878,0003,551
Premises and equipment expense$301,0004,602
Additional noninterest expense$924,0004,381
Pre-tax net operating income$692,0003,992
Securities gains (losses)$03,555
Applicable income taxes$-40,0006,905
Income before extraordinary items$732,0003,664
Extraordinary gains, net$021
Net income$732,0003,666
Minority interest net income$087
Net income of bank and minority interests.$732,0003,666
Net charge-offs$1,228,0001,699
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$732,0003,563
2011-06-30 (YTD Data)Rank
Total interest income$3,300,0003,888
Total interest expense$997,0002,956
Net interest income$2,303,0004,177
Provision for loan and lease losses$325,0002,851
Total noninterest income$585,0002,836
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$83,0004,731
Trading account gains and fees$0153
Additional Noninterest Income$502,0002,091
Total noninterest expense$2,139,0003,997
Salaries and employee benefits$1,286,0003,502
Premises and equipment expense$200,0004,656
Additional noninterest expense$653,0004,292
Pre-tax net operating income$424,0004,104
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$424,0003,870
Extraordinary gains, net$015
Net income$424,0003,871
Minority interest net income$089
Net income of bank and minority interests.$424,0003,872
Net charge-offs$1,215,0001,311
Cash dividends$200,0002,272
Sale, conversion, retirement of capital stock, net$0986
Net operating income$424,0003,763
2011-03-31 (YTD Data)Rank
Total interest income$1,654,0003,921
Total interest expense$505,0003,011
Net interest income$1,149,0004,174
Provision for loan and lease losses$12,0005,317
Total noninterest income$370,0002,471
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$330,0001,793
Total noninterest expense$1,078,0003,990
Salaries and employee benefits$659,0003,477
Premises and equipment expense$104,0004,611
Additional noninterest expense$315,0004,391
Pre-tax net operating income$429,0002,833
Securities gains (losses)$01,772
Applicable income taxes$103,0002,147
Income before extraordinary items$326,0003,054
Extraordinary gains, net$09
Net income$326,0003,053
Minority interest net income$086
Net income of bank and minority interests.$326,0003,054
Net charge-offs$-18,0007,169
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$326,0003,000
2010-12-31 (YTD Data)Rank
Total interest income$6,863,0003,965
Total interest expense$2,327,0003,165
Net interest income$4,536,0004,221
Provision for loan and lease losses$1,080,0002,938
Total noninterest income$1,028,0003,182
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$206,0004,351
Trading account gains and fees$0175
Additional Noninterest Income$822,0002,460
Total noninterest expense$3,797,0004,354
Salaries and employee benefits$2,368,0003,738
Premises and equipment expense$396,0004,783
Additional noninterest expense$1,033,0005,002
Pre-tax net operating income$687,0003,939
Securities gains (losses)$38,0002,818
Applicable income taxes$265,0002,475
Income before extraordinary items$460,0004,422
Extraordinary gains, net$029
Net income$460,0004,423
Minority interest net income$0111
Net income of bank and minority interests.$460,0004,423
Net charge-offs$333,0004,182
Cash dividends$400,0002,604
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$435,6804,363
2010-09-30 (YTD Data)Rank
Total interest income$5,176,0004,024
Total interest expense$1,786,0003,231
Net interest income$3,390,0004,294
Provision for loan and lease losses$420,0003,826
Total noninterest income$836,0003,062
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$157,0004,404
Trading account gains and fees$0165
Additional Noninterest Income$679,0002,313
Total noninterest expense$2,819,0004,402
Salaries and employee benefits$1,736,0003,841
Premises and equipment expense$297,0004,859
Additional noninterest expense$786,0004,966
Pre-tax net operating income$987,0003,120
Securities gains (losses)$38,0002,592
Applicable income taxes$212,0002,497
Income before extraordinary items$813,0003,252
Extraordinary gains, net$023
Net income$813,0003,250
Minority interest net income$0110
Net income of bank and minority interests.$813,0003,252
Net charge-offs$332,0003,599
Cash dividends$200,0002,697
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$782,9803,189
2010-06-30 (YTD Data)Rank
Total interest income$3,384,0004,107
Total interest expense$1,191,0003,321
Net interest income$2,193,0004,369
Provision for loan and lease losses$270,0003,782
Total noninterest income$528,0003,117
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$104,0004,417
Trading account gains and fees$0152
Additional Noninterest Income$424,0002,330
Total noninterest expense$1,896,0004,391
Salaries and employee benefits$1,174,0003,821
Premises and equipment expense$200,0004,874
Additional noninterest expense$522,0004,970
Pre-tax net operating income$555,0003,457
Securities gains (losses)$38,0002,052
Applicable income taxes$140,0002,470
Income before extraordinary items$453,0003,578
Extraordinary gains, net$019
Net income$453,0003,575
Minority interest net income$0105
Net income of bank and minority interests.$453,0003,577
Net charge-offs$186,0003,630
Cash dividends$200,0002,292
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$424,1203,583
2010-03-31 (YTD Data)Rank
Total interest income$1,698,0004,162
Total interest expense$592,0003,466
Net interest income$1,106,0004,375
Provision for loan and lease losses$60,0004,570
Total noninterest income$283,0002,988
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$49,0004,514
Trading account gains and fees$0175
Additional Noninterest Income$234,0002,171
Total noninterest expense$762,0005,074
Salaries and employee benefits$600,0003,817
Premises and equipment expense$106,0004,797
Additional noninterest expense$56,0007,580
Pre-tax net operating income$567,0002,191
Securities gains (losses)$-162,0007,748
Applicable income taxes$102,0002,100
Income before extraordinary items$303,0003,106
Extraordinary gains, net$016
Net income$303,0003,103
Minority interest net income$091
Net income of bank and minority interests.$303,0003,106
Net charge-offs$47,0003,765
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$424,5002,360
2009-12-31 (YTD Data)Rank
Total interest income$7,137,0004,117
Total interest expense$2,706,0003,689
Net interest income$4,431,0004,273
Provision for loan and lease losses$570,0004,341
Total noninterest income$981,0003,372
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$203,0004,632
Trading account gains and fees$0211
Additional Noninterest Income$778,0002,502
Total noninterest expense$3,851,0004,447
Salaries and employee benefits$2,426,0003,774
Premises and equipment expense$368,0005,198
Additional noninterest expense$1,057,0005,092
Pre-tax net operating income$991,0003,002
Securities gains (losses)$03,754
Applicable income taxes$167,0002,535
Income before extraordinary items$824,0003,102
Extraordinary gains, net$034
Net income$824,0003,102
Minority interest net income$0115
Net income of bank and minority interests.$824,0003,102
Net charge-offs$390,0004,136
Cash dividends$100,0004,111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$824,0003,033
2009-09-30 (YTD Data)Rank
Total interest income$5,353,0004,180
Total interest expense$2,079,0003,758
Net interest income$3,274,0004,324
Provision for loan and lease losses$220,0005,038
Total noninterest income$770,0003,355
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$145,0004,741
Trading account gains and fees$0212
Additional Noninterest Income$625,0002,456
Total noninterest expense$2,790,0004,561
Salaries and employee benefits$1,722,0003,971
Premises and equipment expense$248,0005,486
Additional noninterest expense$820,0004,998
Pre-tax net operating income$1,034,0002,678
Securities gains (losses)$03,497
Applicable income taxes$213,0002,261
Income before extraordinary items$821,0002,821
Extraordinary gains, net$027
Net income$821,0002,818
Minority interest net income$0118
Net income of bank and minority interests.$821,0002,821
Net charge-offs$98,0005,082
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$821,0002,769
2009-06-30 (YTD Data)Rank
Total interest income$3,578,0004,203
Total interest expense$1,417,0003,814
Net interest income$2,161,0004,354
Provision for loan and lease losses$160,0004,648
Total noninterest income$562,0003,160
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$87,0004,918
Trading account gains and fees$0193
Additional Noninterest Income$475,0002,289
Total noninterest expense$1,815,0004,665
Salaries and employee benefits$1,141,0004,024
Premises and equipment expense$156,0005,656
Additional noninterest expense$518,0005,153
Pre-tax net operating income$748,0002,638
Securities gains (losses)$03,136
Applicable income taxes$143,0002,315
Income before extraordinary items$605,0002,761
Extraordinary gains, net$021
Net income$605,0002,759
Minority interest net income$0112
Net income of bank and minority interests.$605,0002,761
Net charge-offs$104,0004,205
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$605,0002,672
2009-03-31 (YTD Data)Rank
Total interest income$1,806,0004,220
Total interest expense$716,0003,882
Net interest income$1,090,0004,313
Provision for loan and lease losses$30,0005,394
Total noninterest income$313,0002,942
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$39,0005,065
Trading account gains and fees$0171
Additional Noninterest Income$274,0002,078
Total noninterest expense$896,0004,627
Salaries and employee benefits$557,0004,122
Premises and equipment expense$80,0005,652
Additional noninterest expense$259,0004,853
Pre-tax net operating income$477,0002,469
Securities gains (losses)$02,434
Applicable income taxes$96,0002,232
Income before extraordinary items$381,0002,663
Extraordinary gains, net$015
Net income$381,0002,662
Minority interest net income$0102
Net income of bank and minority interests.$381,0002,664
Net charge-offs$-2,0007,404
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$381,0002,521
2008-12-31 (YTD Data)Rank
Total interest income$7,587,0004,274
Total interest expense$3,166,0004,097
Net interest income$4,421,0004,269
Provision for loan and lease losses$190,0005,266
Total noninterest income$903,0003,632
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$209,0004,710
Trading account gains and fees$0154
Additional Noninterest Income$694,0002,671
Total noninterest expense$3,409,0004,724
Salaries and employee benefits$2,075,0004,332
Premises and equipment expense$313,0005,690
Additional noninterest expense$1,021,0004,757
Pre-tax net operating income$1,725,0002,773
Securities gains (losses)$1,0003,084
Applicable income taxes$340,0002,259
Income before extraordinary items$1,386,0002,658
Extraordinary gains, net$039
Net income$1,386,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0003,186
Cash dividends$100,0004,953
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,385,2002,805
2008-09-30 (YTD Data)Rank
Total interest income$5,704,0004,335
Total interest expense$2,420,0004,168
Net interest income$3,284,0004,331
Provision for loan and lease losses$67,0005,615
Total noninterest income$714,0003,600
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$150,0004,825
Trading account gains and fees$0148
Additional Noninterest Income$564,0002,617
Total noninterest expense$2,327,0004,995
Salaries and employee benefits$1,499,0004,477
Premises and equipment expense$235,0005,710
Additional noninterest expense$593,0005,455
Pre-tax net operating income$1,604,0002,701
Securities gains (losses)$1,0002,971
Applicable income taxes$425,0002,090
Income before extraordinary items$1,180,0002,788
Extraordinary gains, net$031
Net income$1,180,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$100,0004,390
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,179,2602,932
2008-06-30 (YTD Data)Rank
Total interest income$3,869,0004,346
Total interest expense$1,663,0004,216
Net interest income$2,206,0004,307
Provision for loan and lease losses$45,0005,277
Total noninterest income$527,0003,400
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$94,0004,946
Trading account gains and fees$0149
Additional Noninterest Income$433,0002,459
Total noninterest expense$1,570,0004,979
Salaries and employee benefits$1,030,0004,425
Premises and equipment expense$159,0005,724
Additional noninterest expense$381,0005,553
Pre-tax net operating income$1,118,0002,725
Securities gains (losses)$03,233
Applicable income taxes$302,0002,206
Income before extraordinary items$816,0003,003
Extraordinary gains, net$021
Net income$816,0003,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,017
Cash dividends$100,0004,065
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$816,0002,959
2008-03-31 (YTD Data)Rank
Total interest income$2,006,0004,307
Total interest expense$899,0004,188
Net interest income$1,107,0004,308
Provision for loan and lease losses$22,0004,820
Total noninterest income$295,0003,166
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$46,0004,958
Trading account gains and fees$0158
Additional Noninterest Income$249,0002,230
Total noninterest expense$783,0004,996
Salaries and employee benefits$514,0004,454
Premises and equipment expense$81,0005,704
Additional noninterest expense$188,0005,537
Pre-tax net operating income$597,0002,712
Securities gains (losses)$02,688
Applicable income taxes$155,0002,276
Income before extraordinary items$442,0002,969
Extraordinary gains, net$015
Net income$442,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$442,0002,884
2007-12-31 (YTD Data)Rank
Total interest income$7,868,0004,413
Total interest expense$4,053,0003,984
Net interest income$3,815,0004,772
Provision for loan and lease losses$90,0005,036
Total noninterest income$850,0003,882
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$201,0004,902
Trading account gains and fees$0178
Additional Noninterest Income$649,0002,883
Total noninterest expense$2,972,0005,030
Salaries and employee benefits$1,900,0004,567
Premises and equipment expense$309,0005,705
Additional noninterest expense$763,0005,502
Pre-tax net operating income$1,603,0003,790
Securities gains (losses)$-3,0007,272
Applicable income taxes$335,0003,236
Income before extraordinary items$1,265,0003,825
Extraordinary gains, net$039
Net income$1,265,0003,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,202
Cash dividends$400,0004,028
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,267,3703,809
2007-09-30 (YTD Data)Rank
Total interest income$5,837,0004,459
Total interest expense$3,054,0003,967
Net interest income$2,783,0004,864
Provision for loan and lease losses$67,0004,740
Total noninterest income$657,0003,826
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$145,0004,996
Trading account gains and fees$0184
Additional Noninterest Income$512,0002,808
Total noninterest expense$2,140,0005,137
Salaries and employee benefits$1,349,0004,717
Premises and equipment expense$225,0005,784
Additional noninterest expense$566,0005,482
Pre-tax net operating income$1,233,0003,882
Securities gains (losses)$01,655
Applicable income taxes$306,0003,178
Income before extraordinary items$927,0004,049
Extraordinary gains, net$033
Net income$927,0004,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,099
Cash dividends$200,0004,096
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$927,0004,036
2007-06-30 (YTD Data)Rank
Total interest income$3,798,0004,547
Total interest expense$2,004,0004,019
Net interest income$1,794,0005,006
Provision for loan and lease losses$45,0004,495
Total noninterest income$484,0003,627
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$93,0005,085
Trading account gains and fees$0168
Additional Noninterest Income$391,0002,613
Total noninterest expense$1,449,0005,125
Salaries and employee benefits$925,0004,664
Premises and equipment expense$151,0005,790
Additional noninterest expense$373,0005,507
Pre-tax net operating income$784,0004,059
Securities gains (losses)$01,444
Applicable income taxes$193,0003,321
Income before extraordinary items$591,0004,190
Extraordinary gains, net$029
Net income$591,0004,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$591,0004,181
2007-03-31 (YTD Data)Rank
Total interest income$1,851,0004,623
Total interest expense$986,0004,054
Net interest income$865,0005,121
Provision for loan and lease losses$23,0004,237
Total noninterest income$273,0003,326
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$43,0005,170
Trading account gains and fees$0195
Additional Noninterest Income$230,0002,347
Total noninterest expense$780,0004,879
Salaries and employee benefits$507,0004,395
Premises and equipment expense$70,0006,029
Additional noninterest expense$203,0005,214
Pre-tax net operating income$335,0004,405
Securities gains (losses)$01,187
Applicable income taxes$72,0003,714
Income before extraordinary items$263,0004,453
Extraordinary gains, net$022
Net income$263,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$263,0004,440
2006-12-31 (YTD Data)Rank
Total interest income$6,840,0004,638
Total interest expense$3,371,0004,016
Net interest income$3,469,0005,076
Provision for loan and lease losses$120,0004,374
Total noninterest income$752,0004,204
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$185,0005,138
Trading account gains and fees$0130
Additional Noninterest Income$567,0003,122
Total noninterest expense$2,740,0005,181
Salaries and employee benefits$1,716,0004,772
Premises and equipment expense$290,0005,825
Additional noninterest expense$734,0005,510
Pre-tax net operating income$1,361,0004,508
Securities gains (losses)$01,687
Applicable income taxes$311,0003,760
Income before extraordinary items$1,050,0004,603
Extraordinary gains, net$051
Net income$1,050,0004,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$400,0004,043
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,050,0004,591
2006-09-30 (YTD Data)Rank
Total interest income$5,027,0004,674
Total interest expense$2,421,0004,045
Net interest income$2,606,0005,118
Provision for loan and lease losses$90,0004,225
Total noninterest income$573,0004,170
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$138,0005,198
Trading account gains and fees$0126
Additional Noninterest Income$435,0003,076
Total noninterest expense$2,059,0005,176
Salaries and employee benefits$1,276,0004,766
Premises and equipment expense$230,0005,715
Additional noninterest expense$553,0005,476
Pre-tax net operating income$1,030,0004,648
Securities gains (losses)$01,388
Applicable income taxes$241,0003,896
Income before extraordinary items$789,0004,732
Extraordinary gains, net$045
Net income$789,0004,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,656
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$789,0004,725
2006-06-30 (YTD Data)Rank
Total interest income$3,272,0004,704
Total interest expense$1,524,0004,076
Net interest income$1,748,0005,115
Provision for loan and lease losses$60,0004,062
Total noninterest income$423,0003,920
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$89,0005,264
Trading account gains and fees$0126
Additional Noninterest Income$334,0002,823
Total noninterest expense$1,396,0005,122
Salaries and employee benefits$873,0004,717
Premises and equipment expense$152,0005,737
Additional noninterest expense$371,0005,458
Pre-tax net operating income$715,0004,583
Securities gains (losses)$01,185
Applicable income taxes$163,0003,894
Income before extraordinary items$552,0004,642
Extraordinary gains, net$039
Net income$552,0004,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,871
Cash dividends$200,0003,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$552,0004,635
2006-03-31 (YTD Data)Rank
Total interest income$1,571,0004,758
Total interest expense$714,0004,122
Net interest income$857,0005,194
Provision for loan and lease losses$30,0003,822
Total noninterest income$237,0003,598
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$40,0005,407
Trading account gains and fees$0115
Additional Noninterest Income$197,0002,522
Total noninterest expense$698,0005,142
Salaries and employee benefits$439,0004,726
Premises and equipment expense$76,0005,765
Additional noninterest expense$183,0005,453
Pre-tax net operating income$366,0004,489
Securities gains (losses)$0955
Applicable income taxes$72,0004,009
Income before extraordinary items$294,0004,473
Extraordinary gains, net$021
Net income$294,0004,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,503
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$294,0004,459
2005-12-31 (YTD Data)Rank
Total interest income$5,757,0004,717
Total interest expense$2,393,0003,934
Net interest income$3,364,0005,136
Provision for loan and lease losses$120,0004,465
Total noninterest income$763,0004,158
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$170,0005,388
Trading account gains and fees$0138
Additional Noninterest Income$593,0003,077
Total noninterest expense$2,703,0005,114
Salaries and employee benefits$1,606,0004,834
Premises and equipment expense$286,0005,865
Additional noninterest expense$811,0005,126
Pre-tax net operating income$1,304,0004,717
Securities gains (losses)$02,296
Applicable income taxes$300,0004,130
Income before extraordinary items$1,004,0004,826
Extraordinary gains, net$046
Net income$1,004,0004,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,766
Cash dividends$400,0003,975
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,004,0004,799
2005-09-30 (YTD Data)Rank
Total interest income$4,211,0004,760
Total interest expense$1,738,0003,898
Net interest income$2,473,0005,206
Provision for loan and lease losses$90,0004,305
Total noninterest income$603,0004,032
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$123,0005,482
Trading account gains and fees$0126
Additional Noninterest Income$480,0002,967
Total noninterest expense$1,987,0005,162
Salaries and employee benefits$1,154,0004,942
Premises and equipment expense$218,0005,820
Additional noninterest expense$615,0005,036
Pre-tax net operating income$999,0004,773
Securities gains (losses)$02,317
Applicable income taxes$248,0004,101
Income before extraordinary items$751,0004,917
Extraordinary gains, net$035
Net income$751,0004,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$200,0004,032
Sale, conversion, retirement of capital stock, net$0769
Net operating income$751,0004,880
2005-06-30 (YTD Data)Rank
Total interest income$2,773,0004,752
Total interest expense$1,130,0003,787
Net interest income$1,643,0005,216
Provision for loan and lease losses$60,0004,115
Total noninterest income$447,0003,779
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$75,0005,613
Trading account gains and fees$0116
Additional Noninterest Income$372,0002,663
Total noninterest expense$1,329,0005,137
Salaries and employee benefits$759,0004,975
Premises and equipment expense$143,0005,844
Additional noninterest expense$427,0004,879
Pre-tax net operating income$701,0004,616
Securities gains (losses)$02,146
Applicable income taxes$179,0003,977
Income before extraordinary items$522,0004,793
Extraordinary gains, net$030
Net income$522,0004,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$522,0004,736
2005-03-31 (YTD Data)Rank
Total interest income$1,341,0004,823
Total interest expense$544,0003,788
Net interest income$797,0005,333
Provision for loan and lease losses$30,0003,913
Total noninterest income$285,0003,166
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$35,0005,695
Trading account gains and fees$0115
Additional Noninterest Income$250,0002,155
Total noninterest expense$654,0005,233
Salaries and employee benefits$390,0004,932
Premises and equipment expense$71,0005,908
Additional noninterest expense$193,0005,211
Pre-tax net operating income$398,0004,291
Securities gains (losses)$01,685
Applicable income taxes$105,0003,690
Income before extraordinary items$293,0004,440
Extraordinary gains, net$024
Net income$293,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$293,0004,394
2004-12-31 (YTD Data)Rank
Total interest income$5,205,0004,711
Total interest expense$1,960,0003,717
Net interest income$3,245,0005,165
Provision for loan and lease losses$180,0003,881
Total noninterest income$572,0004,935
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$150,0005,779
Trading account gains and fees$0138
Additional Noninterest Income$422,0003,619
Total noninterest expense$2,514,0005,287
Salaries and employee benefits$1,546,0004,843
Premises and equipment expense$294,0005,730
Additional noninterest expense$674,0005,645
Pre-tax net operating income$1,123,0004,947
Securities gains (losses)$03,819
Applicable income taxes$239,0004,508
Income before extraordinary items$884,0005,020
Extraordinary gains, net$034
Net income$884,0005,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,686
Cash dividends$400,0003,880
Sale, conversion, retirement of capital stock, net$0872
Net operating income$884,0004,944
2004-09-30 (YTD Data)Rank
Total interest income$3,876,0004,713
Total interest expense$1,444,0003,724
Net interest income$2,432,0005,148
Provision for loan and lease losses$150,0003,509
Total noninterest income$426,0004,982
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$113,0005,820
Trading account gains and fees$0134
Additional Noninterest Income$313,0003,652
Total noninterest expense$1,870,0005,273
Salaries and employee benefits$1,130,0004,883
Premises and equipment expense$223,0005,672
Additional noninterest expense$517,0005,544
Pre-tax net operating income$838,0005,059
Securities gains (losses)$03,710
Applicable income taxes$207,0004,388
Income before extraordinary items$631,0005,231
Extraordinary gains, net$026
Net income$631,0005,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$200,0003,963
Sale, conversion, retirement of capital stock, net$0738
Net operating income$631,0005,144
2004-06-30 (YTD Data)Rank
Total interest income$2,569,0004,742
Total interest expense$950,0003,760
Net interest income$1,619,0005,160
Provision for loan and lease losses$105,0003,376
Total noninterest income$320,0004,656
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$67,0006,054
Trading account gains and fees$0130
Additional Noninterest Income$253,0003,306
Total noninterest expense$1,243,0005,311
Salaries and employee benefits$769,0004,849
Premises and equipment expense$145,0005,764
Additional noninterest expense$329,0005,697
Pre-tax net operating income$591,0004,876
Securities gains (losses)$03,413
Applicable income taxes$143,0004,330
Income before extraordinary items$448,0005,016
Extraordinary gains, net$021
Net income$448,0005,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,107
Cash dividends$200,0003,418
Sale, conversion, retirement of capital stock, net$0638
Net operating income$448,0004,927
2004-03-31 (YTD Data)Rank
Total interest income$1,280,0004,774
Total interest expense$477,0003,787
Net interest income$803,0005,199
Provision for loan and lease losses$45,0003,437
Total noninterest income$189,0004,180
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$32,0006,092
Trading account gains and fees$0121
Additional Noninterest Income$157,0002,862
Total noninterest expense$643,0005,206
Salaries and employee benefits$419,0004,579
Premises and equipment expense$73,0005,767
Additional noninterest expense$151,0005,975
Pre-tax net operating income$304,0004,779
Securities gains (losses)$02,934
Applicable income taxes$48,0004,889
Income before extraordinary items$256,0004,683
Extraordinary gains, net$016
Net income$256,0004,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,407
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$256,0004,557
2003-12-31 (YTD Data)Rank
Total interest income$5,307,0004,697
Total interest expense$2,017,0004,004
Net interest income$3,290,0005,004
Provision for loan and lease losses$165,0004,406
Total noninterest income$568,0005,107
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$132,0006,121
Trading account gains and fees$0160
Additional Noninterest Income$436,0003,813
Total noninterest expense$2,355,0005,435
Salaries and employee benefits$1,410,0005,065
Premises and equipment expense$257,0006,101
Additional noninterest expense$688,0005,553
Pre-tax net operating income$1,338,0004,408
Securities gains (losses)$102,0001,881
Applicable income taxes$388,0003,847
Income before extraordinary items$1,052,0004,499
Extraordinary gains, net$054
Net income$1,052,0004,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,445
Cash dividends$400,0003,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$977,5404,535
2003-09-30 (YTD Data)Rank
Total interest income$3,979,0004,751
Total interest expense$1,529,0004,079
Net interest income$2,450,0005,039
Provision for loan and lease losses$135,0004,077
Total noninterest income$409,0005,250
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$101,0006,107
Trading account gains and fees$0153
Additional Noninterest Income$308,0003,995
Total noninterest expense$1,729,0005,490
Salaries and employee benefits$1,041,0005,109
Premises and equipment expense$186,0006,196
Additional noninterest expense$502,0005,626
Pre-tax net operating income$995,0004,552
Securities gains (losses)$102,0001,734
Applicable income taxes$299,0003,911
Income before extraordinary items$798,0004,604
Extraordinary gains, net$040
Net income$798,0004,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,765
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$723,5404,707
2003-06-30 (YTD Data)Rank
Total interest income$2,664,0004,766
Total interest expense$1,035,0004,136
Net interest income$1,629,0005,042
Provision for loan and lease losses$90,0004,018
Total noninterest income$301,0004,976
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$67,0006,104
Trading account gains and fees$0150
Additional Noninterest Income$234,0003,735
Total noninterest expense$1,135,0005,533
Salaries and employee benefits$707,0005,040
Premises and equipment expense$117,0006,344
Additional noninterest expense$311,0005,860
Pre-tax net operating income$705,0004,405
Securities gains (losses)$102,0001,496
Applicable income taxes$239,0003,635
Income before extraordinary items$568,0004,448
Extraordinary gains, net$030
Net income$568,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,113
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$0589
Net operating income$496,6004,611
2003-03-31 (YTD Data)Rank
Total interest income$1,333,0004,800
Total interest expense$527,0004,171
Net interest income$806,0005,071
Provision for loan and lease losses$45,0003,818
Total noninterest income$178,0004,442
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$34,0006,012
Trading account gains and fees$0134
Additional Noninterest Income$144,0003,288
Total noninterest expense$592,0005,389
Salaries and employee benefits$381,0004,785
Premises and equipment expense$56,0006,474
Additional noninterest expense$155,0005,809
Pre-tax net operating income$347,0004,420
Securities gains (losses)$102,000992
Applicable income taxes$143,0003,302
Income before extraordinary items$306,0004,177
Extraordinary gains, net$021
Net income$306,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$236,6404,670
2002-12-31 (YTD Data)Rank
Total interest income$5,584,0004,786
Total interest expense$2,237,0004,468
Net interest income$3,347,0004,909
Provision for loan and lease losses$105,0005,629
Total noninterest income$476,0005,348
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$139,0005,976
Trading account gains and fees$0153
Additional Noninterest Income$337,0004,016
Total noninterest expense$2,259,0005,455
Salaries and employee benefits$1,330,0005,119
Premises and equipment expense$236,0006,316
Additional noninterest expense$693,0005,443
Pre-tax net operating income$1,459,0004,195
Securities gains (losses)$41,0002,579
Applicable income taxes$401,0003,877
Income before extraordinary items$1,099,0004,326
Extraordinary gains, net$070
Net income$1,099,0004,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,210
Cash dividends$400,0003,806
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,069,0704,303
2001-12-31 (YTD Data)Rank
Total interest income$5,829,0005,067
Total interest expense$2,913,0004,841
Net interest income$2,916,0005,169
Provision for loan and lease losses$65,0006,279
Total noninterest income$471,0005,228
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$133,0006,039
Trading account gains and fees$0177
Additional Noninterest Income$338,0003,874
Total noninterest expense$2,069,0005,611
Salaries and employee benefits$1,268,0005,121
Premises and equipment expense$240,0006,209
Additional noninterest expense$561,0006,093
Pre-tax net operating income$1,253,0004,332
Securities gains (losses)$04,612
Applicable income taxes$297,0004,291
Income before extraordinary items$956,0004,401
Extraordinary gains, net$0105
Net income$956,0004,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,284
Cash dividends$345,0004,158
Sale, conversion, retirement of capital stock, net$0922
Net operating income$956,0004,284
2000-12-31 (YTD Data)Rank
Total interest income$5,670,0005,286
Total interest expense$3,283,0004,595
Net interest income$2,387,0005,978
Provision for loan and lease losses$24,0007,446
Total noninterest income$413,0005,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0006,259
Trading account gains and feesNANA
Additional Noninterest Income$295,0003,960
Total noninterest expense$1,867,0005,929
Salaries and employee benefits$1,132,0005,450
Premises and equipment expense$206,0006,674
Additional noninterest expense$529,0006,212
Pre-tax net operating income$909,0005,515
Securities gains (losses)$3,0001,519
Applicable income taxes$176,0005,654
Income before extraordinary items$736,0005,274
Extraordinary gains, net$038
Net income$736,0005,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,816
Cash dividends$350,0004,193
Sale, conversion, retirement of capital stock, net$0969
Net operating income$733,5705,297
1999-12-31 (YTD Data)Rank
Total interest income$5,160,0005,458
Total interest expense$2,597,0005,083
Net interest income$2,563,0005,716
Provision for loan and lease losses$24,0007,475
Total noninterest income$320,0006,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0008,186
Trading account gains and feesNANA
Additional Noninterest Income$285,0004,129
Total noninterest expense$1,706,0006,287
Salaries and employee benefits$1,052,0005,687
Premises and equipment expense$162,0007,459
Additional noninterest expense$492,0006,569
Pre-tax net operating income$1,153,0004,890
Securities gains (losses)$03,155
Applicable income taxes$272,0005,027
Income before extraordinary items$881,0004,803
Extraordinary gains, net$035
Net income$881,0004,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,834
Cash dividends$275,0004,706
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$881,0004,764
1998-12-31 (YTD Data)Rank
Total interest income$5,071,0005,631
Total interest expense$2,599,0005,219
Net interest income$2,472,0005,889
Provision for loan and lease losses$24,0007,567
Total noninterest income$299,0006,495
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0008,188
Trading account gains and feesNANA
Additional Noninterest Income$255,0004,381
Total noninterest expense$1,622,0006,385
Salaries and employee benefits$1,019,0005,711
Premises and equipment expense$157,0007,493
Additional noninterest expense$446,0006,837
Pre-tax net operating income$1,125,0005,079
Securities gains (losses)$5,0003,437
Applicable income taxes$303,0005,143
Income before extraordinary items$827,0005,087
Extraordinary gains, net$032
Net income$827,0005,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,812
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$823,3505,016
1997-12-31 (YTD Data)Rank
Total interest income$4,898,0005,884
Total interest expense$2,524,0005,374
Net interest income$2,374,0006,253
Provision for loan and lease losses$24,0007,686
Total noninterest income$303,0006,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$48,0008,475
Trading account gains and feesNANA
Additional Noninterest Income$255,0004,312
Total noninterest expense$1,524,0006,734
Salaries and employee benefits$941,0006,103
Premises and equipment expense$157,0007,652
Additional noninterest expense$426,0007,146
Pre-tax net operating income$1,129,0005,435
Securities gains (losses)$-18,00010,323
Applicable income taxes$303,0005,699
Income before extraordinary items$808,0005,415
Extraordinary gains, net$044
Net income$808,0005,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0009,725
Cash dividends$245,0004,995
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$821,1405,320
1996-12-31 (YTD Data)Rank
Total interest income$4,445,0006,452
Total interest expense$2,229,0005,990
Net interest income$2,216,0006,735
Provision for loan and lease losses$24,0007,740
Total noninterest income$301,0006,926
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$50,0008,845
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,527
Total noninterest expense$1,505,0007,096
Salaries and employee benefits$940,0006,266
Premises and equipment expense$160,0007,826
Additional noninterest expense$405,0007,840
Pre-tax net operating income$988,0005,779
Securities gains (losses)$10,0002,493
Applicable income taxes$288,0005,966
Income before extraordinary items$710,0005,722
Extraordinary gains, net$053
Net income$710,0005,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,612
Cash dividends$210,0005,303
Sale, conversion, retirement of capital stock, net$0953
Net operating income$702,9005,700
1995-12-31 (YTD Data)Rank
Total interest income$4,122,0006,857
Total interest expense$2,036,0006,383
Net interest income$2,086,0007,111
Provision for loan and lease losses$24,0007,406
Total noninterest income$245,0007,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0009,178
Trading account gains and feesNANA
Additional Noninterest Income$193,0005,232
Total noninterest expense$1,428,0007,499
Salaries and employee benefits$857,0006,783
Premises and equipment expense$180,0007,598
Additional noninterest expense$391,0008,280
Pre-tax net operating income$879,0006,516
Securities gains (losses)$-41,00011,061
Applicable income taxes$251,0006,635
Income before extraordinary items$587,0006,682
Extraordinary gains, net$065
Net income$587,0006,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,076
Cash dividends$380,0003,998
Sale, conversion, retirement of capital stock, net$0809
Net operating income$615,7006,512
1994-12-31 (YTD Data)Rank
Total interest income$3,478,0007,355
Total interest expense$1,563,0006,702
Net interest income$1,915,0007,767
Provision for loan and lease losses$24,0007,499
Total noninterest income$261,0007,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0009,590
Trading account gains and feesNANA
Additional Noninterest Income$208,0005,136
Total noninterest expense$1,363,0008,030
Salaries and employee benefits$754,0007,494
Premises and equipment expense$172,0008,034
Additional noninterest expense$437,0008,460
Pre-tax net operating income$789,0006,927
Securities gains (losses)$-30,00010,653
Applicable income taxes$223,0006,971
Income before extraordinary items$536,0007,032
Extraordinary gains, net$0249
Net income$536,0007,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$557,3006,903
1993-12-31 (YTD Data)Rank
Total interest income$3,354,0007,747
Total interest expense$1,581,0006,935
Net interest income$1,773,0008,308
Provision for loan and lease losses$80,0006,310
Total noninterest income$215,0008,927
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$49,00010,111
Trading account gains and feesNANA
Additional Noninterest Income$166,0006,237
Total noninterest expense$1,385,0008,237
Salaries and employee benefits$771,0007,493
Premises and equipment expense$196,0007,757
Additional noninterest expense$418,0009,057
Pre-tax net operating income$523,0008,509
Securities gains (losses)$31,0004,064
Applicable income taxes$153,0008,564
Income before extraordinary items$401,0008,425
Extraordinary gains, net$35,0002,385
Net income$436,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,301
Cash dividends$160,0005,928
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$378,6808,395
1992-12-31 (YTD Data)Rank
Total interest income$3,675,0007,945
Total interest expense$1,894,0007,370
Net interest income$1,781,0008,397
Provision for loan and lease losses$011,756
Total noninterest income$93,00011,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,00010,435
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,672
Total noninterest expense$1,208,0009,000
Salaries and employee benefits$654,0008,357
Premises and equipment expense$164,0008,734
Additional noninterest expense$390,0009,685
Pre-tax net operating income$666,0007,294
Securities gains (losses)$-13,00013,370
Applicable income taxes$212,0007,328
Income before extraordinary items$441,0007,819
Extraordinary gains, net$201,000427
Net income$642,0006,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00013,072
Cash dividends$185,0005,270
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$449,8407,385

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.