Citizens State Bank of Lafayette, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,082,000	12,875
Total interest expense	$544,000	12,552
Net interest income	$538,000	12,941
Provision for loan and lease losses	$219,000	4,999
Total noninterest income	$50,000	13,106
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	11,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	11,767
Total noninterest expense	$601,000	12,059
Salaries and employee benefits	$374,000	11,165
Premises and equipment expense	$100,000	10,743
Additional noninterest expense	$127,000	13,245
Pre-tax net operating income	$-232,000	13,121
Securities gains (losses)	$81,000	3,352
Applicable income taxes	$-9,000	13,393
Income before extraordinary items	$-142,000	13,111
Extraordinary gains, net	$0	1,422
Net income	$-142,000	13,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	5,956
Cash dividends	$43,000	7,906
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-218,140	13,080

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.