Home > Citizens State Bank of Kelliher > Income and Expense
Citizens State Bank of Kelliher, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 7,431 |
| Total interest expense | $320,000 | 7,006 |
| Net interest income | $522,000 | 7,491 |
| Provision for loan and lease losses | $48,000 | 6,523 |
| Total noninterest income | $71,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,000 | 7,001 |
| Total noninterest expense | $579,000 | 7,468 |
| Salaries and employee benefits | $337,000 | 7,415 |
| Premises and equipment expense | $59,000 | 7,388 |
| Additional noninterest expense | $183,000 | 7,449 |
| Pre-tax net operating income | $-34,000 | 5,847 |
| Securities gains (losses) | $40,000 | 2,790 |
| Applicable income taxes | $9,000 | 4,240 |
| Income before extraordinary items | $-3,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,000 | 5,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,000 | 5,965 |
| Net charge-offs | $24,000 | 6,307 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-28,600 | 5,891 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 7,540 |
| Total interest expense | $239,000 | 7,140 |
| Net interest income | $394,000 | 7,601 |
| Provision for loan and lease losses | $46,000 | 6,290 |
| Total noninterest income | $48,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-6,000 | 7,210 |
| Total noninterest expense | $447,000 | 7,549 |
| Salaries and employee benefits | $254,000 | 7,492 |
| Premises and equipment expense | $48,000 | 7,438 |
| Additional noninterest expense | $145,000 | 7,523 |
| Pre-tax net operating income | $-51,000 | 6,082 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $-1,000 | 6,769 |
| Income before extraordinary items | $-37,000 | 6,207 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-37,000 | 6,208 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-37,000 | 6,208 |
| Net charge-offs | $27,000 | 5,880 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-49,610 | 6,114 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $419,000 | 7,612 |
| Total interest expense | $157,000 | 7,231 |
| Net interest income | $262,000 | 7,659 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $36,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-4,000 | 7,314 |
| Total noninterest expense | $300,000 | 7,618 |
| Salaries and employee benefits | $171,000 | 7,550 |
| Premises and equipment expense | $31,000 | 7,514 |
| Additional noninterest expense | $98,000 | 7,580 |
| Pre-tax net operating income | $-42,000 | 6,167 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $-1,000 | 6,843 |
| Income before extraordinary items | $-28,000 | 6,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-28,000 | 6,259 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-28,000 | 6,258 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-40,610 | 6,203 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 7,719 |
| Total interest expense | $76,000 | 7,375 |
| Net interest income | $131,000 | 7,759 |
| Provision for loan and lease losses | $21,000 | 5,704 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-10,000 | 7,567 |
| Total noninterest expense | $157,000 | 7,693 |
| Salaries and employee benefits | $88,000 | 7,638 |
| Premises and equipment expense | $16,000 | 7,572 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $-34,000 | 6,438 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-32,000 | 6,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-32,000 | 6,544 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-32,000 | 6,543 |
| Net charge-offs | $27,000 | 4,227 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-34,000 | 6,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $899,000 | 7,767 |
| Total interest expense | $317,000 | 7,550 |
| Net interest income | $582,000 | 7,782 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $83,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $70,000 | 6,168 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $638,000 | 7,764 |
| Salaries and employee benefits | $358,000 | 7,708 |
| Premises and equipment expense | $63,000 | 7,697 |
| Additional noninterest expense | $217,000 | 7,698 |
| Pre-tax net operating income | $-23,000 | 5,462 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $-7,000 | 6,217 |
| Income before extraordinary items | $-11,000 | 5,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,000 | 5,559 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,000 | 5,559 |
| Net charge-offs | $80,000 | 5,883 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,200 | 5,518 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 7,848 |
| Total interest expense | $240,000 | 7,645 |
| Net interest income | $444,000 | 7,856 |
| Provision for loan and lease losses | $33,000 | 6,759 |
| Total noninterest income | $70,000 | 7,166 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $54,000 | 6,185 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $470,000 | 7,836 |
| Salaries and employee benefits | $265,000 | 7,779 |
| Premises and equipment expense | $48,000 | 7,761 |
| Additional noninterest expense | $157,000 | 7,774 |
| Pre-tax net operating income | $11,000 | 5,631 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $-8,000 | 6,642 |
| Income before extraordinary items | $24,000 | 5,680 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $24,000 | 5,680 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $24,000 | 5,680 |
| Net charge-offs | $45,000 | 5,758 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $19,000 | 5,636 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,931 |
| Total interest expense | $162,000 | 7,739 |
| Net interest income | $295,000 | 7,929 |
| Provision for loan and lease losses | $27,000 | 6,560 |
| Total noninterest income | $47,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $37,000 | 6,182 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $319,000 | 7,903 |
| Salaries and employee benefits | $179,000 | 7,852 |
| Premises and equipment expense | $31,000 | 7,855 |
| Additional noninterest expense | $109,000 | 7,812 |
| Pre-tax net operating income | $-4,000 | 5,816 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-3,000 | 6,729 |
| Income before extraordinary items | $-1,000 | 5,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 5,924 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,000 | 5,924 |
| Net charge-offs | $46,000 | 4,993 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,000 | 5,843 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 7,986 |
| Total interest expense | $83,000 | 7,803 |
| Net interest income | $146,000 | 7,987 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $154,000 | 7,970 |
| Salaries and employee benefits | $88,000 | 7,914 |
| Premises and equipment expense | $16,000 | 7,871 |
| Additional noninterest expense | $50,000 | 7,857 |
| Pre-tax net operating income | $-7,000 | 6,279 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-8,000 | 6,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,000 | 6,451 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-8,000 | 6,452 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,000 | 6,311 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 7,967 |
| Total interest expense | $415,000 | 7,821 |
| Net interest income | $614,000 | 8,001 |
| Provision for loan and lease losses | $4,000 | 7,286 |
| Total noninterest income | $104,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 6,195 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $641,000 | 7,985 |
| Salaries and employee benefits | $371,000 | 7,949 |
| Premises and equipment expense | $63,000 | 7,942 |
| Additional noninterest expense | $207,000 | 7,856 |
| Pre-tax net operating income | $73,000 | 6,102 |
| Securities gains (losses) | $-10,000 | 7,025 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $48,000 | 6,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $48,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $55,600 | 6,167 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 8,054 |
| Total interest expense | $324,000 | 7,888 |
| Net interest income | $454,000 | 8,099 |
| Provision for loan and lease losses | $4,000 | 6,911 |
| Total noninterest income | $79,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $479,000 | 8,036 |
| Salaries and employee benefits | $272,000 | 8,009 |
| Premises and equipment expense | $48,000 | 8,000 |
| Additional noninterest expense | $159,000 | 7,867 |
| Pre-tax net operating income | $50,000 | 6,588 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $37,000 | 6,462 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $37,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $43,020 | 6,600 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,123 |
| Total interest expense | $227,000 | 7,943 |
| Net interest income | $295,000 | 8,157 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $50,000 | 7,496 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $39,000 | 6,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $311,000 | 8,112 |
| Salaries and employee benefits | $185,000 | 8,054 |
| Premises and equipment expense | $32,000 | 8,048 |
| Additional noninterest expense | $94,000 | 8,021 |
| Pre-tax net operating income | $30,000 | 6,777 |
| Securities gains (losses) | $-6,000 | 8,076 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $24,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,000 | 6,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 8,142 |
| Total interest expense | $124,000 | 7,956 |
| Net interest income | $153,000 | 8,194 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $159,000 | 8,139 |
| Salaries and employee benefits | $93,000 | 8,085 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $49,000 | 8,012 |
| Pre-tax net operating income | $16,000 | 6,997 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $14,000 | 7,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $16,000 | 6,977 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 8,115 |
| Total interest expense | $552,000 | 7,874 |
| Net interest income | $585,000 | 8,206 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $73,000 | 6,396 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $639,000 | 8,171 |
| Salaries and employee benefits | $375,000 | 8,120 |
| Premises and equipment expense | $61,000 | 8,157 |
| Additional noninterest expense | $203,000 | 8,013 |
| Pre-tax net operating income | $-1,000 | 7,445 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $-13,000 | 7,523 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $48,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-4,000 | 7,481 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 8,166 |
| Total interest expense | $417,000 | 7,914 |
| Net interest income | $451,000 | 8,249 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $71,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $466,000 | 8,174 |
| Salaries and employee benefits | $271,000 | 8,133 |
| Premises and equipment expense | $46,000 | 8,144 |
| Additional noninterest expense | $149,000 | 8,008 |
| Pre-tax net operating income | $41,000 | 7,531 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $17,000 | 7,615 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $17,000 | 7,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $48,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $22,760 | 7,591 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,243 |
| Total interest expense | $275,000 | 7,969 |
| Net interest income | $291,000 | 8,328 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $47,000 | 7,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $311,000 | 8,224 |
| Salaries and employee benefits | $181,000 | 8,184 |
| Premises and equipment expense | $34,000 | 8,121 |
| Additional noninterest expense | $96,000 | 8,087 |
| Pre-tax net operating income | $12,000 | 7,724 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $-12,000 | 7,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $48,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-6,240 | 7,795 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,291 |
| Total interest expense | $139,000 | 8,004 |
| Net interest income | $147,000 | 8,385 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $153,000 | 8,283 |
| Salaries and employee benefits | $91,000 | 8,222 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $20,000 | 7,649 |
| Securities gains (losses) | $-6,000 | 8,196 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $-1,000 | 7,870 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $48,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,840 | 7,822 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 8,207 |
| Total interest expense | $484,000 | 7,948 |
| Net interest income | $623,000 | 8,298 |
| Provision for loan and lease losses | $-110,000 | 8,481 |
| Total noninterest income | $100,000 | 7,734 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $79,000 | 6,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,943 |
| Total noninterest expense | $647,000 | 8,253 |
| Salaries and employee benefits | $362,000 | 8,238 |
| Premises and equipment expense | $61,000 | 8,239 |
| Additional noninterest expense | $224,000 | 7,986 |
| Pre-tax net operating income | $186,000 | 7,452 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $160,000 | 7,443 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $160,000 | 7,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $176,150 | 7,366 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 8,285 |
| Total interest expense | $344,000 | 8,028 |
| Net interest income | $478,000 | 8,355 |
| Provision for loan and lease losses | $-70,000 | 8,549 |
| Total noninterest income | $73,000 | 7,848 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $58,000 | 6,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $468,000 | 8,296 |
| Salaries and employee benefits | $261,000 | 8,288 |
| Premises and equipment expense | $45,000 | 8,304 |
| Additional noninterest expense | $162,000 | 8,058 |
| Pre-tax net operating income | $153,000 | 7,613 |
| Securities gains (losses) | $-19,000 | 7,814 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $126,000 | 7,596 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $126,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,141 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $143,860 | 7,522 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $528,000 | 8,353 |
| Total interest expense | $210,000 | 8,096 |
| Net interest income | $318,000 | 8,414 |
| Provision for loan and lease losses | $-70,000 | 8,607 |
| Total noninterest income | $49,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $311,000 | 8,339 |
| Salaries and employee benefits | $175,000 | 8,329 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $126,000 | 7,525 |
| Securities gains (losses) | $-19,000 | 8,060 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $103,000 | 7,513 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $103,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,142 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $121,240 | 7,379 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 8,382 |
| Total interest expense | $100,000 | 8,129 |
| Net interest income | $158,000 | 8,446 |
| Provision for loan and lease losses | $-25,000 | 8,578 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $149,000 | 8,400 |
| Salaries and employee benefits | $88,000 | 8,336 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $58,000 | 7,600 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $52,400 | 7,509 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 8,346 |
| Total interest expense | $324,000 | 8,127 |
| Net interest income | $652,000 | 8,385 |
| Provision for loan and lease losses | $-100,000 | 8,628 |
| Total noninterest income | $111,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $89,000 | 6,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,086 |
| Total noninterest expense | $613,000 | 8,404 |
| Salaries and employee benefits | $322,000 | 8,428 |
| Premises and equipment expense | $33,000 | 8,647 |
| Additional noninterest expense | $258,000 | 7,875 |
| Pre-tax net operating income | $250,000 | 7,549 |
| Securities gains (losses) | $-18,000 | 7,776 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $218,000 | 7,508 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $218,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,418 |
| Cash dividends | $15,000 | 5,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $234,920 | 7,421 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 8,388 |
| Total interest expense | $232,000 | 8,174 |
| Net interest income | $492,000 | 8,429 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $85,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $424,000 | 8,466 |
| Salaries and employee benefits | $206,000 | 8,544 |
| Premises and equipment expense | $26,000 | 8,639 |
| Additional noninterest expense | $192,000 | 7,891 |
| Pre-tax net operating income | $153,000 | 7,823 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $32,000 | 6,039 |
| Income before extraordinary items | $102,000 | 7,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $102,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $15,000 | 5,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $116,440 | 7,843 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $463,000 | 8,430 |
| Total interest expense | $143,000 | 8,209 |
| Net interest income | $320,000 | 8,463 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $52,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $285,000 | 8,462 |
| Salaries and employee benefits | $132,000 | 8,585 |
| Premises and equipment expense | $14,000 | 8,690 |
| Additional noninterest expense | $139,000 | 7,760 |
| Pre-tax net operating income | $87,000 | 7,912 |
| Securities gains (losses) | $-22,000 | 8,391 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $33,000 | 8,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,294 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $47,080 | 8,092 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,518 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $160,000 | 8,547 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $160,000 | 8,414 |
| Salaries and employee benefits | $65,000 | 8,654 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $-11,000 | 8,547 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $-3,000 | 8,463 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-3,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,040 | 8,390 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 8,495 |
| Total interest expense | $292,000 | 8,136 |
| Net interest income | $588,000 | 8,562 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $111,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $79,000 | 6,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,915 |
| Total noninterest expense | $529,000 | 8,638 |
| Salaries and employee benefits | $291,000 | 8,618 |
| Premises and equipment expense | $32,000 | 8,787 |
| Additional noninterest expense | $206,000 | 8,273 |
| Pre-tax net operating income | $50,000 | 8,248 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $39,000 | 8,325 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $39,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,767 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $42,400 | 8,270 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 8,541 |
| Total interest expense | $218,000 | 8,164 |
| Net interest income | $448,000 | 8,601 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $83,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $380,000 | 8,674 |
| Salaries and employee benefits | $212,000 | 8,666 |
| Premises and equipment expense | $23,000 | 8,831 |
| Additional noninterest expense | $145,000 | 8,351 |
| Pre-tax net operating income | $61,000 | 8,271 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $46,000 | 8,330 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $46,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $57,280 | 8,246 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $446,000 | 8,603 |
| Total interest expense | $148,000 | 8,213 |
| Net interest income | $298,000 | 8,653 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $258,000 | 8,720 |
| Salaries and employee benefits | $140,000 | 8,733 |
| Premises and equipment expense | $15,000 | 8,886 |
| Additional noninterest expense | $103,000 | 8,315 |
| Pre-tax net operating income | $31,000 | 8,352 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $18,000 | 8,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $29,400 | 8,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 8,661 |
| Total interest expense | $75,000 | 8,277 |
| Net interest income | $143,000 | 8,722 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $132,000 | 8,731 |
| Salaries and employee benefits | $70,000 | 8,771 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $5,000 | 8,491 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $4,000 | 8,544 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,000 | 8,488 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 8,615 |
| Total interest expense | $333,000 | 8,353 |
| Net interest income | $639,000 | 8,647 |
| Provision for loan and lease losses | $192,000 | 4,106 |
| Total noninterest income | $114,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $67,000 | 7,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $597,000 | 8,666 |
| Salaries and employee benefits | $309,000 | 8,740 |
| Premises and equipment expense | $31,000 | 8,998 |
| Additional noninterest expense | $257,000 | 8,055 |
| Pre-tax net operating income | $-36,000 | 8,587 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $9,000 | 8,595 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,000 | 8,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,201 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-26,840 | 8,581 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 8,662 |
| Total interest expense | $256,000 | 8,447 |
| Net interest income | $498,000 | 8,678 |
| Provision for loan and lease losses | $177,000 | 3,631 |
| Total noninterest income | $90,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $445,000 | 8,675 |
| Salaries and employee benefits | $234,000 | 8,739 |
| Premises and equipment expense | $25,000 | 9,007 |
| Additional noninterest expense | $186,000 | 8,125 |
| Pre-tax net operating income | $-34,000 | 8,695 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $2,000 | 8,719 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-28,080 | 8,684 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,698 |
| Total interest expense | $177,000 | 8,491 |
| Net interest income | $334,000 | 8,713 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $59,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $306,000 | 8,656 |
| Salaries and employee benefits | $159,000 | 8,741 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $129,000 | 8,057 |
| Pre-tax net operating income | $-78,000 | 8,799 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $-53,000 | 8,867 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-53,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,091 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-100,000 | 8,832 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,736 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $174,000 | 8,724 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $154,000 | 8,697 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $9,000 | 9,017 |
| Additional noninterest expense | $66,000 | 8,054 |
| Pre-tax net operating income | $25,000 | 8,386 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $18,000 | 8,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $18,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $17,310 | 8,411 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 8,765 |
| Total interest expense | $404,000 | 8,650 |
| Net interest income | $695,000 | 8,745 |
| Provision for loan and lease losses | $253,000 | 3,836 |
| Total noninterest income | $127,000 | 8,098 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $58,000 | 7,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 7,112 |
| Total noninterest expense | $599,000 | 8,768 |
| Salaries and employee benefits | $280,000 | 8,960 |
| Premises and equipment expense | $22,000 | 9,219 |
| Additional noninterest expense | $297,000 | 7,827 |
| Pre-tax net operating income | $-30,000 | 8,684 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $-39,000 | 8,781 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-39,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,322 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-43,000 | 8,715 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 9,066 |
| Total interest expense | $606,000 | 8,816 |
| Net interest income | $505,000 | 9,179 |
| Provision for loan and lease losses | $263,000 | 3,501 |
| Total noninterest income | $115,000 | 8,307 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $62,000 | 7,358 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $524,000 | 9,127 |
| Salaries and employee benefits | $271,000 | 9,175 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $205,000 | 8,609 |
| Pre-tax net operating income | $-167,000 | 8,934 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-51,000 | 9,163 |
| Income before extraordinary items | $-116,000 | 8,970 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-116,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $56,000 | 6,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-116,000 | 8,918 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 9,328 |
| Total interest expense | $537,000 | 9,174 |
| Net interest income | $557,000 | 9,354 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $96,000 | 8,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,376 |
| Total noninterest expense | $409,000 | 9,579 |
| Salaries and employee benefits | $232,000 | 9,531 |
| Premises and equipment expense | $51,000 | 9,346 |
| Additional noninterest expense | $126,000 | 9,446 |
| Pre-tax net operating income | $160,000 | 8,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $46,000 | 7,301 |
| Income before extraordinary items | $114,000 | 8,617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $114,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,920 |
| Cash dividends | $63,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $114,000 | 8,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 9,592 |
| Total interest expense | $491,000 | 9,458 |
| Net interest income | $538,000 | 9,622 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $120,000 | 8,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,661 |
| Total noninterest expense | $464,000 | 9,729 |
| Salaries and employee benefits | $280,000 | 9,575 |
| Premises and equipment expense | $60,000 | 9,430 |
| Additional noninterest expense | $124,000 | 9,749 |
| Pre-tax net operating income | $170,000 | 8,715 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $40,000 | 7,812 |
| Income before extraordinary items | $135,000 | 8,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $135,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $65,000 | 6,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $131,150 | 8,739 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 9,854 |
| Total interest expense | $496,000 | 9,705 |
| Net interest income | $509,000 | 9,902 |
| Provision for loan and lease losses | $17,000 | 7,887 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $430,000 | 9,973 |
| Salaries and employee benefits | $270,000 | 9,779 |
| Premises and equipment expense | $50,000 | 9,822 |
| Additional noninterest expense | $110,000 | 10,052 |
| Pre-tax net operating income | $171,000 | 9,059 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $41,000 | 8,488 |
| Income before extraordinary items | $130,000 | 9,114 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $130,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $59,000 | 6,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $130,000 | 9,040 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 10,354 |
| Total interest expense | $443,000 | 10,238 |
| Net interest income | $504,000 | 10,368 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $112,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $415,000 | 10,421 |
| Salaries and employee benefits | $245,000 | 10,301 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $118,000 | 10,366 |
| Pre-tax net operating income | $171,000 | 9,733 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $124,000 | 9,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $124,000 | 9,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $54,000 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $121,870 | 9,779 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 10,985 |
| Total interest expense | $394,000 | 10,887 |
| Net interest income | $450,000 | 10,996 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $88,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $387,000 | 11,001 |
| Salaries and employee benefits | $236,000 | 10,804 |
| Premises and equipment expense | $55,000 | 10,490 |
| Additional noninterest expense | $96,000 | 11,119 |
| Pre-tax net operating income | $139,000 | 10,149 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $47,000 | 9,744 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $54,000 | 7,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,660 | 10,249 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 11,531 |
| Total interest expense | $370,000 | 11,410 |
| Net interest income | $422,000 | 11,550 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $380,000 | 11,498 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $109,000 | 11,530 |
| Pre-tax net operating income | $121,000 | 10,971 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $48,000 | 10,228 |
| Income before extraordinary items | $73,000 | 11,152 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $73,000 | 11,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $36,000 | 8,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $73,000 | 11,127 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 12,172 |
| Total interest expense | $288,000 | 12,074 |
| Net interest income | $438,000 | 12,163 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $392,000 | 12,073 |
| Salaries and employee benefits | $225,000 | 11,883 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $121,000 | 12,106 |
| Pre-tax net operating income | $119,000 | 11,505 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $37,000 | 10,765 |
| Income before extraordinary items | $75,000 | 11,617 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $75,000 | 11,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $79,690 | 11,618 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 12,824 |
| Total interest expense | $276,000 | 12,763 |
| Net interest income | $414,000 | 12,777 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $413,000 | 12,585 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $132,000 | 12,630 |
| Pre-tax net operating income | $54,000 | 12,157 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $73,000 | 12,076 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $73,000 | 12,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $27,000 | 8,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $40,440 | 12,169 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 13,471 |
| Total interest expense | $330,000 | 13,401 |
| Net interest income | $383,000 | 13,434 |
| Provision for loan and lease losses | $49,000 | 9,137 |
| Total noninterest income | $59,000 | 12,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,735 |
| Total noninterest expense | $330,000 | 13,473 |
| Salaries and employee benefits | $177,000 | 13,348 |
| Premises and equipment expense | $37,000 | 13,172 |
| Additional noninterest expense | $116,000 | 13,378 |
| Pre-tax net operating income | $63,000 | 12,327 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $19,000 | 1,246 |
| Net income | $86,000 | 12,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $44,990 | 12,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.