Home > Citizens State Bank of Hayfield > Income and Expense

Citizens State Bank of Hayfield, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$2,244,0003,720
Total interest expense$165,0003,821
Net interest income$2,079,0003,689
Provision for loan and lease losses$90,0001,757
Total noninterest income$92,0004,405
Gross Fiduciary activities income$0951
Service charges on deposit accounts$36,0003,764
Trading account gains and fees$0133
Additional Noninterest Income$56,0004,369
Total noninterest expense$1,401,0003,882
Salaries and employee benefits$940,0003,644
Premises and equipment expense$167,0003,650
Additional noninterest expense$294,0004,310
Pre-tax net operating income$680,0003,693
Securities gains (losses)$12,0001,351
Applicable income taxes$1,0003,650
Income before extraordinary items$691,0003,575
Extraordinary gains, net$06
Net income$691,0003,574
Minority interest net income$067
Net income of bank and minority interests.$691,0003,575
Net charge-offs$8,0001,799
Cash dividends$116,0002,805
Sale, conversion, retirement of capital stock, net$0517
Net operating income$679,0003,569
2021-03-31 (YTD Data)Rank
Total interest income$988,0003,888
Total interest expense$87,0003,826
Net interest income$901,0003,856
Provision for loan and lease losses$45,0001,795
Total noninterest income$54,0004,306
Gross Fiduciary activities income$0922
Service charges on deposit accounts$18,0003,763
Trading account gains and fees$0127
Additional Noninterest Income$36,0004,224
Total noninterest expense$731,0003,834
Salaries and employee benefits$490,0003,587
Premises and equipment expense$87,0003,613
Additional noninterest expense$154,0004,276
Pre-tax net operating income$179,0004,162
Securities gains (losses)$10,0001,056
Applicable income taxes$1,0003,547
Income before extraordinary items$188,0004,083
Extraordinary gains, net$03
Net income$188,0004,082
Minority interest net income$055
Net income of bank and minority interests.$188,0004,083
Net charge-offs$11,0001,336
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$178,1004,085
2020-12-31 (YTD Data)Rank
Total interest income$4,415,0003,768
Total interest expense$494,0003,854
Net interest income$3,921,0003,718
Provision for loan and lease losses$800,0001,820
Total noninterest income$190,0004,360
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$94,0003,618
Trading account gains and fees$0133
Additional Noninterest Income$96,0004,383
Total noninterest expense$3,041,0003,794
Salaries and employee benefits$2,043,0003,541
Premises and equipment expense$334,0003,671
Additional noninterest expense$664,0004,185
Pre-tax net operating income$270,0004,442
Securities gains (losses)$2,0002,562
Applicable income taxes$1,0003,649
Income before extraordinary items$271,0004,455
Extraordinary gains, net$04
Net income$271,0004,454
Minority interest net income$072
Net income of bank and minority interests.$271,0004,455
Net charge-offs$620,000859
Cash dividends$112,0003,580
Sale, conversion, retirement of capital stock, net$0566
Net operating income$269,0004,411
2020-09-30 (YTD Data)Rank
Total interest income$3,312,0003,797
Total interest expense$384,0003,896
Net interest income$2,928,0003,742
Provision for loan and lease losses$500,0001,950
Total noninterest income$134,0004,413
Gross Fiduciary activities income$0981
Service charges on deposit accounts$73,0003,625
Trading account gains and fees$0125
Additional Noninterest Income$61,0004,466
Total noninterest expense$2,216,0003,820
Salaries and employee benefits$1,468,0003,589
Premises and equipment expense$256,0003,661
Additional noninterest expense$492,0004,212
Pre-tax net operating income$346,0004,281
Securities gains (losses)$-1,0004,639
Applicable income taxes$1,0003,648
Income before extraordinary items$344,0004,279
Extraordinary gains, net$04
Net income$344,0004,277
Minority interest net income$065
Net income of bank and minority interests.$344,0004,279
Net charge-offs$220,0001,204
Cash dividends$112,0003,134
Sale, conversion, retirement of capital stock, net$0532
Net operating income$345,0004,225
2020-06-30 (YTD Data)Rank
Total interest income$2,172,0003,861
Total interest expense$263,0003,947
Net interest income$1,909,0003,792
Provision for loan and lease losses$350,0001,891
Total noninterest income$79,0004,482
Gross Fiduciary activities income$0970
Service charges on deposit accounts$53,0003,563
Trading account gains and fees$0123
Additional Noninterest Income$26,0004,620
Total noninterest expense$1,469,0003,845
Salaries and employee benefits$957,0003,638
Premises and equipment expense$176,0003,613
Additional noninterest expense$336,0004,196
Pre-tax net operating income$169,0004,410
Securities gains (losses)$-14,0004,824
Applicable income taxes$1,0003,604
Income before extraordinary items$154,0004,439
Extraordinary gains, net$04
Net income$154,0004,439
Minority interest net income$065
Net income of bank and minority interests.$154,0004,439
Net charge-offs$62,0001,607
Cash dividends$33,0003,157
Sale, conversion, retirement of capital stock, net$0504
Net operating income$167,8604,359
2020-03-31 (YTD Data)Rank
Total interest income$1,089,0003,887
Total interest expense$135,0004,030
Net interest income$954,0003,800
Provision for loan and lease losses$200,0001,434
Total noninterest income$73,0004,067
Gross Fiduciary activities income$0941
Service charges on deposit accounts$34,0003,510
Trading account gains and fees$0106
Additional Noninterest Income$39,0004,029
Total noninterest expense$781,0003,804
Salaries and employee benefits$484,0003,644
Premises and equipment expense$96,0003,490
Additional noninterest expense$201,0004,035
Pre-tax net operating income$46,0004,543
Securities gains (losses)$-11,0004,805
Applicable income taxes$1,0003,449
Income before extraordinary items$34,0004,579
Extraordinary gains, net$04
Net income$34,0004,579
Minority interest net income$056
Net income of bank and minority interests.$34,0004,579
Net charge-offs$62,0001,110
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$44,6704,526
2019-12-31 (YTD Data)Rank
Total interest income$4,412,0003,925
Total interest expense$542,0004,069
Net interest income$3,870,0003,834
Provision for loan and lease losses$945,000939
Total noninterest income$263,0004,263
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$156,0003,458
Trading account gains and fees$0135
Additional Noninterest Income$107,0004,382
Total noninterest expense$2,919,0003,940
Salaries and employee benefits$1,953,0003,644
Premises and equipment expense$410,0003,423
Additional noninterest expense$556,0004,538
Pre-tax net operating income$269,0004,710
Securities gains (losses)$31,0001,450
Applicable income taxes$1,0003,814
Income before extraordinary items$299,0004,632
Extraordinary gains, net$011
Net income$299,0004,634
Minority interest net income$076
Net income of bank and minority interests.$299,0004,634
Net charge-offs$1,380,000537
Cash dividends$209,0003,534
Sale, conversion, retirement of capital stock, net$0626
Net operating income$268,0004,671
2019-09-30 (YTD Data)Rank
Total interest income$3,290,0003,990
Total interest expense$406,0004,120
Net interest income$2,884,0003,900
Provision for loan and lease losses$870,000777
Total noninterest income$196,0004,299
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$119,0003,471
Trading account gains and fees$0129
Additional Noninterest Income$77,0004,462
Total noninterest expense$2,091,0004,016
Salaries and employee benefits$1,389,0003,769
Premises and equipment expense$297,0003,514
Additional noninterest expense$405,0004,625
Pre-tax net operating income$119,0004,934
Securities gains (losses)$3,0001,926
Applicable income taxes$1,0003,858
Income before extraordinary items$121,0004,929
Extraordinary gains, net$011
Net income$121,0004,929
Minority interest net income$072
Net income of bank and minority interests.$121,0004,929
Net charge-offs$1,381,000397
Cash dividends$181,0003,156
Sale, conversion, retirement of capital stock, net$0590
Net operating income$118,0304,918
2019-06-30 (YTD Data)Rank
Total interest income$2,191,0004,007
Total interest expense$268,0004,135
Net interest income$1,923,0003,916
Provision for loan and lease losses$425,000960
Total noninterest income$131,0004,333
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$82,0003,433
Trading account gains and fees$0131
Additional Noninterest Income$49,0004,506
Total noninterest expense$1,382,0004,061
Salaries and employee benefits$929,0003,784
Premises and equipment expense$199,0003,524
Additional noninterest expense$254,0004,715
Pre-tax net operating income$247,0004,574
Securities gains (losses)$01,702
Applicable income taxes$1,0003,851
Income before extraordinary items$246,0004,504
Extraordinary gains, net$011
Net income$246,0004,502
Minority interest net income$069
Net income of bank and minority interests.$246,0004,502
Net charge-offs$459,000609
Cash dividends$181,0002,911
Sale, conversion, retirement of capital stock, net$0573
Net operating income$246,0004,488
2019-03-31 (YTD Data)Rank
Total interest income$998,0004,172
Total interest expense$124,0004,217
Net interest income$874,0004,095
Provision for loan and lease losses$125,0001,307
Total noninterest income$70,0004,294
Gross Fiduciary activities income$0972
Service charges on deposit accounts$42,0003,414
Trading account gains and fees$0126
Additional Noninterest Income$28,0004,436
Total noninterest expense$711,0004,059
Salaries and employee benefits$465,0003,824
Premises and equipment expense$104,0003,481
Additional noninterest expense$142,0004,637
Pre-tax net operating income$108,0004,632
Securities gains (losses)$01,087
Applicable income taxes$1,0003,744
Income before extraordinary items$107,0004,589
Extraordinary gains, net$05
Net income$107,0004,588
Minority interest net income$052
Net income of bank and minority interests.$107,0004,588
Net charge-offs$1,0002,582
Cash dividends$100,0002,404
Sale, conversion, retirement of capital stock, net$0529
Net operating income$107,0004,577
2018-12-31 (YTD Data)Rank
Total interest income$3,963,0004,143
Total interest expense$443,0004,072
Net interest income$3,520,0004,090
Provision for loan and lease losses$375,0001,717
Total noninterest income$294,0004,344
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$170,0003,525
Trading account gains and fees$0126
Additional Noninterest Income$124,0004,451
Total noninterest expense$2,676,0004,163
Salaries and employee benefits$1,786,0003,883
Premises and equipment expense$378,0003,634
Additional noninterest expense$512,0004,794
Pre-tax net operating income$763,0004,304
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$763,0004,190
Extraordinary gains, net$06
Net income$763,0004,189
Minority interest net income$072
Net income of bank and minority interests.$763,0004,189
Net charge-offs$600,000845
Cash dividends$408,0003,144
Sale, conversion, retirement of capital stock, net$0671
Net operating income$763,0004,197
2018-09-30 (YTD Data)Rank
Total interest income$2,959,0004,179
Total interest expense$327,0004,055
Net interest income$2,632,0004,139
Provision for loan and lease losses$210,0001,934
Total noninterest income$225,0004,356
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$128,0003,545
Trading account gains and fees$0138
Additional Noninterest Income$97,0004,468
Total noninterest expense$1,898,0004,273
Salaries and employee benefits$1,247,0004,023
Premises and equipment expense$280,0003,694
Additional noninterest expense$371,0004,858
Pre-tax net operating income$749,0004,105
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$749,0003,970
Extraordinary gains, net$05
Net income$749,0003,969
Minority interest net income$066
Net income of bank and minority interests.$749,0003,969
Net charge-offs$574,000656
Cash dividends$352,0002,715
Sale, conversion, retirement of capital stock, net$0633
Net operating income$749,0003,968
2018-06-30 (YTD Data)Rank
Total interest income$1,940,0004,217
Total interest expense$211,0004,061
Net interest income$1,729,0004,180
Provision for loan and lease losses$140,0001,896
Total noninterest income$150,0004,391
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$84,0003,559
Trading account gains and fees$0130
Additional Noninterest Income$66,0004,494
Total noninterest expense$1,285,0004,279
Salaries and employee benefits$832,0004,056
Premises and equipment expense$190,0003,684
Additional noninterest expense$263,0004,835
Pre-tax net operating income$454,0004,212
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$454,0004,072
Extraordinary gains, net$06
Net income$454,0004,071
Minority interest net income$065
Net income of bank and minority interests.$454,0004,071
Net charge-offs$144,0001,102
Cash dividends$246,0002,671
Sale, conversion, retirement of capital stock, net$0620
Net operating income$454,0004,077
2018-03-31 (YTD Data)Rank
Total interest income$954,0004,264
Total interest expense$103,0004,077
Net interest income$851,0004,233
Provision for loan and lease losses$75,0001,680
Total noninterest income$76,0004,401
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$42,0003,576
Trading account gains and fees$0123
Additional Noninterest Income$34,0004,490
Total noninterest expense$642,0004,329
Salaries and employee benefits$415,0004,101
Premises and equipment expense$94,0003,749
Additional noninterest expense$133,0004,868
Pre-tax net operating income$210,0004,293
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$210,0004,130
Extraordinary gains, net$07
Net income$210,0004,130
Minority interest net income$052
Net income of bank and minority interests.$210,0004,130
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$210,0004,134
2017-12-31 (YTD Data)Rank
Total interest income$3,873,0004,199
Total interest expense$302,0004,395
Net interest income$3,571,0004,140
Provision for loan and lease losses$140,0002,722
Total noninterest income$265,0004,620
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$160,0003,755
Trading account gains and fees$0151
Additional Noninterest Income$105,0004,746
Total noninterest expense$2,594,0004,365
Salaries and employee benefits$1,668,0004,090
Premises and equipment expense$350,0003,899
Additional noninterest expense$576,0004,865
Pre-tax net operating income$1,102,0003,933
Securities gains (losses)$02,243
Applicable income taxes$1,0004,081
Income before extraordinary items$1,101,0003,591
Extraordinary gains, net$09
Net income$1,101,0003,590
Minority interest net income$076
Net income of bank and minority interests.$1,101,0003,591
Net charge-offs$15,0003,547
Cash dividends$365,0003,250
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,101,0003,582
2017-09-30 (YTD Data)Rank
Total interest income$2,897,0004,239
Total interest expense$216,0004,472
Net interest income$2,681,0004,182
Provision for loan and lease losses$65,0003,054
Total noninterest income$200,0004,668
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$122,0003,756
Trading account gains and fees$0145
Additional Noninterest Income$78,0004,817
Total noninterest expense$1,842,0004,465
Salaries and employee benefits$1,157,0004,259
Premises and equipment expense$263,0003,937
Additional noninterest expense$422,0004,918
Pre-tax net operating income$974,0003,817
Securities gains (losses)$02,274
Applicable income taxes$1,0004,110
Income before extraordinary items$973,0003,595
Extraordinary gains, net$09
Net income$973,0003,595
Minority interest net income$071
Net income of bank and minority interests.$973,0003,595
Net charge-offs$15,0003,108
Cash dividends$295,0002,896
Sale, conversion, retirement of capital stock, net$0677
Net operating income$973,0003,570
2017-06-30 (YTD Data)Rank
Total interest income$1,918,0004,262
Total interest expense$138,0004,531
Net interest income$1,780,0004,198
Provision for loan and lease losses$20,0003,394
Total noninterest income$120,0004,780
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$76,0003,855
Trading account gains and fees$0139
Additional Noninterest Income$44,0004,950
Total noninterest expense$1,216,0004,513
Salaries and employee benefits$766,0004,297
Premises and equipment expense$176,0003,939
Additional noninterest expense$274,0004,972
Pre-tax net operating income$664,0003,732
Securities gains (losses)$01,906
Applicable income taxes$1,0004,119
Income before extraordinary items$663,0003,506
Extraordinary gains, net$011
Net income$663,0003,505
Minority interest net income$071
Net income of bank and minority interests.$663,0003,506
Net charge-offs$-1,0004,147
Cash dividends$198,0002,851
Sale, conversion, retirement of capital stock, net$0659
Net operating income$663,0003,484
2017-03-31 (YTD Data)Rank
Total interest income$933,0004,323
Total interest expense$67,0004,590
Net interest income$866,0004,255
Provision for loan and lease losses$9,0003,208
Total noninterest income$64,0004,757
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$36,0003,940
Trading account gains and fees$0142
Additional Noninterest Income$28,0004,835
Total noninterest expense$605,0004,566
Salaries and employee benefits$378,0004,374
Premises and equipment expense$88,0003,977
Additional noninterest expense$139,0005,004
Pre-tax net operating income$316,0003,754
Securities gains (losses)$01,153
Applicable income taxes$1,0003,997
Income before extraordinary items$315,0003,533
Extraordinary gains, net$08
Net income$315,0003,532
Minority interest net income$055
Net income of bank and minority interests.$315,0003,533
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$315,0003,506
2016-12-31 (YTD Data)Rank
Total interest income$3,719,0004,344
Total interest expense$268,0004,600
Net interest income$3,451,0004,273
Provision for loan and lease losses$190,0002,504
Total noninterest income$220,0004,978
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$145,0004,032
Trading account gains and fees$0170
Additional Noninterest Income$75,0005,128
Total noninterest expense$2,994,0004,240
Salaries and employee benefits$1,701,0004,145
Premises and equipment expense$377,0003,888
Additional noninterest expense$916,0004,310
Pre-tax net operating income$487,0004,846
Securities gains (losses)$14,0002,531
Applicable income taxes$1,0004,208
Income before extraordinary items$500,0004,727
Extraordinary gains, net$05
Net income$500,0004,726
Minority interest net income$082
Net income of bank and minority interests.$500,0004,726
Net charge-offs$-69,0005,431
Cash dividends$315,0003,395
Sale, conversion, retirement of capital stock, net$0759
Net operating income$486,0004,719
2016-09-30 (YTD Data)Rank
Total interest income$2,787,0004,376
Total interest expense$203,0004,633
Net interest income$2,584,0004,302
Provision for loan and lease losses$170,0002,239
Total noninterest income$163,0005,030
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$107,0004,088
Trading account gains and fees$0169
Additional Noninterest Income$56,0005,197
Total noninterest expense$2,332,0004,167
Salaries and employee benefits$1,195,0004,279
Premises and equipment expense$276,0003,949
Additional noninterest expense$861,0003,945
Pre-tax net operating income$245,0005,185
Securities gains (losses)$14,0002,461
Applicable income taxes$1,0004,258
Income before extraordinary items$258,0005,095
Extraordinary gains, net$05
Net income$258,0005,095
Minority interest net income$071
Net income of bank and minority interests.$258,0005,095
Net charge-offs$24,0003,043
Cash dividends$315,0002,838
Sale, conversion, retirement of capital stock, net$0719
Net operating income$244,0005,086
2016-06-30 (YTD Data)Rank
Total interest income$1,871,0004,397
Total interest expense$136,0004,657
Net interest income$1,735,0004,315
Provision for loan and lease losses$140,0002,007
Total noninterest income$98,0005,161
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$65,0004,232
Trading account gains and fees$0157
Additional Noninterest Income$33,0005,305
Total noninterest expense$1,215,0004,664
Salaries and employee benefits$806,0004,299
Premises and equipment expense$182,0003,994
Additional noninterest expense$227,0005,415
Pre-tax net operating income$478,0004,220
Securities gains (losses)$14,0002,123
Applicable income taxes$1,0004,252
Income before extraordinary items$491,0003,989
Extraordinary gains, net$016
Net income$491,0003,987
Minority interest net income$071
Net income of bank and minority interests.$491,0003,988
Net charge-offs$25,0002,619
Cash dividends$315,0002,469
Sale, conversion, retirement of capital stock, net$0705
Net operating income$477,0003,957
2016-03-31 (YTD Data)Rank
Total interest income$938,0004,417
Total interest expense$70,0004,661
Net interest income$868,0004,340
Provision for loan and lease losses$20,0002,874
Total noninterest income$47,0005,194
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$32,0004,246
Trading account gains and fees$0142
Additional Noninterest Income$15,0005,381
Total noninterest expense$612,0004,669
Salaries and employee benefits$407,0004,316
Premises and equipment expense$91,0004,023
Additional noninterest expense$114,0005,451
Pre-tax net operating income$283,0003,954
Securities gains (losses)$14,0001,386
Applicable income taxes$1,0004,176
Income before extraordinary items$296,0003,657
Extraordinary gains, net$012
Net income$296,0003,654
Minority interest net income$062
Net income of bank and minority interests.$296,0003,655
Net charge-offs$03,094
Cash dividends$150,0002,118
Sale, conversion, retirement of capital stock, net$0659
Net operating income$282,0003,672
2015-12-31 (YTD Data)Rank
Total interest income$3,588,0004,513
Total interest expense$315,0004,528
Net interest income$3,273,0004,464
Provision for loan and lease losses$170,0002,520
Total noninterest income$249,0005,008
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$151,0004,131
Trading account gains and fees$0159
Additional Noninterest Income$98,0005,106
Total noninterest expense$2,515,0004,689
Salaries and employee benefits$1,691,0004,238
Premises and equipment expense$351,0004,178
Additional noninterest expense$473,0005,450
Pre-tax net operating income$837,0004,346
Securities gains (losses)$2,0003,028
Applicable income taxes$1,0004,340
Income before extraordinary items$838,0004,189
Extraordinary gains, net$023
Net income$838,0004,187
Minority interest net income$081
Net income of bank and minority interests.$838,0004,189
Net charge-offs$119,0002,512
Cash dividends$492,0002,961
Sale, conversion, retirement of capital stock, net$0804
Net operating income$836,0004,139
2015-09-30 (YTD Data)Rank
Total interest income$2,660,0004,587
Total interest expense$242,0004,560
Net interest income$2,418,0004,538
Provision for loan and lease losses$155,0002,221
Total noninterest income$190,0005,036
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$112,0004,189
Trading account gains and fees$0153
Additional Noninterest Income$78,0005,098
Total noninterest expense$1,778,0004,811
Salaries and employee benefits$1,166,0004,448
Premises and equipment expense$253,0004,300
Additional noninterest expense$359,0005,492
Pre-tax net operating income$675,0004,337
Securities gains (losses)$2,0002,829
Applicable income taxes$1,0004,417
Income before extraordinary items$676,0004,164
Extraordinary gains, net$021
Net income$676,0004,164
Minority interest net income$078
Net income of bank and minority interests.$676,0004,167
Net charge-offs$116,0002,022
Cash dividends$386,0002,589
Sale, conversion, retirement of capital stock, net$0773
Net operating income$674,0004,116
2015-06-30 (YTD Data)Rank
Total interest income$1,744,0004,658
Total interest expense$167,0004,540
Net interest income$1,577,0004,617
Provision for loan and lease losses$140,0001,885
Total noninterest income$126,0005,053
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$71,0004,257
Trading account gains and fees$0157
Additional Noninterest Income$55,0005,099
Total noninterest expense$1,181,0004,869
Salaries and employee benefits$773,0004,503
Premises and equipment expense$167,0004,334
Additional noninterest expense$241,0005,539
Pre-tax net operating income$382,0004,528
Securities gains (losses)$02,636
Applicable income taxes$1,0004,408
Income before extraordinary items$381,0004,368
Extraordinary gains, net$022
Net income$381,0004,371
Minority interest net income$075
Net income of bank and minority interests.$381,0004,371
Net charge-offs$116,0001,590
Cash dividends$274,0002,512
Sale, conversion, retirement of capital stock, net$0751
Net operating income$381,0004,305
2015-03-31 (YTD Data)Rank
Total interest income$852,0004,735
Total interest expense$85,0004,564
Net interest income$767,0004,706
Provision for loan and lease losses$125,0001,243
Total noninterest income$66,0005,009
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$36,0004,231
Trading account gains and fees$0152
Additional Noninterest Income$30,0005,052
Total noninterest expense$588,0004,911
Salaries and employee benefits$385,0004,534
Premises and equipment expense$83,0004,398
Additional noninterest expense$120,0005,583
Pre-tax net operating income$120,0005,067
Securities gains (losses)$02,027
Applicable income taxes$1,0004,289
Income before extraordinary items$119,0004,934
Extraordinary gains, net$013
Net income$119,0004,936
Minority interest net income$064
Net income of bank and minority interests.$119,0004,938
Net charge-offs$118,0001,002
Cash dividends$150,0002,039
Sale, conversion, retirement of capital stock, net$0697
Net operating income$119,0004,879
2014-12-31 (YTD Data)Rank
Total interest income$3,381,0004,829
Total interest expense$412,0004,393
Net interest income$2,969,0004,832
Provision for loan and lease losses$60,0003,589
Total noninterest income$289,0005,030
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$169,0004,192
Trading account gains and fees$0180
Additional Noninterest Income$120,0005,083
Total noninterest expense$2,375,0004,981
Salaries and employee benefits$1,581,0004,508
Premises and equipment expense$310,0004,613
Additional noninterest expense$484,0005,684
Pre-tax net operating income$823,0004,442
Securities gains (losses)$-1,0005,807
Applicable income taxes$1,0004,463
Income before extraordinary items$821,0004,270
Extraordinary gains, net$017
Net income$821,0004,270
Minority interest net income$084
Net income of bank and minority interests.$821,0004,271
Net charge-offs$58,0003,643
Cash dividends$444,0002,996
Sale, conversion, retirement of capital stock, net$0862
Net operating income$822,0004,218
2014-09-30 (YTD Data)Rank
Total interest income$2,501,0004,912
Total interest expense$316,0004,413
Net interest income$2,185,0004,921
Provision for loan and lease losses$45,0003,462
Total noninterest income$223,0005,050
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$131,0004,194
Trading account gains and fees$0174
Additional Noninterest Income$92,0005,134
Total noninterest expense$1,702,0005,089
Salaries and employee benefits$1,102,0004,700
Premises and equipment expense$234,0004,645
Additional noninterest expense$366,0005,722
Pre-tax net operating income$661,0004,456
Securities gains (losses)$2,0002,770
Applicable income taxes$1,0004,504
Income before extraordinary items$662,0004,215
Extraordinary gains, net$015
Net income$662,0004,216
Minority interest net income$081
Net income of bank and minority interests.$662,0004,216
Net charge-offs$6,0004,332
Cash dividends$343,0002,623
Sale, conversion, retirement of capital stock, net$0819
Net operating income$660,0004,165
2014-06-30 (YTD Data)Rank
Total interest income$1,636,0004,975
Total interest expense$214,0004,430
Net interest income$1,422,0004,989
Provision for loan and lease losses$30,0003,313
Total noninterest income$155,0004,999
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$89,0004,133
Trading account gains and fees$0172
Additional Noninterest Income$66,0005,055
Total noninterest expense$1,130,0005,139
Salaries and employee benefits$734,0004,742
Premises and equipment expense$154,0004,702
Additional noninterest expense$242,0005,761
Pre-tax net operating income$417,0004,469
Securities gains (losses)$3,0002,288
Applicable income taxes$1,0004,472
Income before extraordinary items$419,0004,234
Extraordinary gains, net$020
Net income$419,0004,238
Minority interest net income$080
Net income of bank and minority interests.$419,0004,239
Net charge-offs$3,0004,063
Cash dividends$238,0002,581
Sale, conversion, retirement of capital stock, net$0794
Net operating income$416,0004,185
2014-03-31 (YTD Data)Rank
Total interest income$798,0005,068
Total interest expense$107,0004,496
Net interest income$691,0005,078
Provision for loan and lease losses$15,0003,093
Total noninterest income$82,0004,914
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$43,0004,189
Trading account gains and fees$0147
Additional Noninterest Income$39,0004,862
Total noninterest expense$550,0005,242
Salaries and employee benefits$360,0004,839
Premises and equipment expense$76,0004,787
Additional noninterest expense$114,0005,892
Pre-tax net operating income$208,0004,412
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$207,0004,192
Extraordinary gains, net$016
Net income$207,0004,192
Minority interest net income$066
Net income of bank and minority interests.$207,0004,194
Net charge-offs$03,660
Cash dividends$100,0002,217
Sale, conversion, retirement of capital stock, net$0747
Net operating income$207,0004,137
2013-12-31 (YTD Data)Rank
Total interest income$3,240,0005,079
Total interest expense$492,0004,488
Net interest income$2,748,0005,125
Provision for loan and lease losses$53,0004,229
Total noninterest income$310,0005,094
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$174,0004,337
Trading account gains and fees$0184
Additional Noninterest Income$136,0005,049
Total noninterest expense$2,347,0005,173
Salaries and employee benefits$1,498,0004,757
Premises and equipment expense$330,0004,640
Additional noninterest expense$519,0005,796
Pre-tax net operating income$658,0004,677
Securities gains (losses)$03,182
Applicable income taxes$1,0004,552
Income before extraordinary items$657,0004,539
Extraordinary gains, net$029
Net income$657,0004,543
Minority interest net income$090
Net income of bank and minority interests.$657,0004,543
Net charge-offs$25,0004,748
Cash dividends$535,0002,678
Sale, conversion, retirement of capital stock, net$0924
Net operating income$657,0004,481
2013-09-30 (YTD Data)Rank
Total interest income$2,421,0005,138
Total interest expense$379,0004,537
Net interest income$2,042,0005,187
Provision for loan and lease losses$38,0004,183
Total noninterest income$230,0005,180
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$128,0004,402
Trading account gains and fees$0180
Additional Noninterest Income$102,0005,157
Total noninterest expense$1,661,0005,305
Salaries and employee benefits$1,041,0004,970
Premises and equipment expense$239,0004,746
Additional noninterest expense$381,0005,853
Pre-tax net operating income$573,0004,572
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$572,0004,384
Extraordinary gains, net$025
Net income$572,0004,387
Minority interest net income$084
Net income of bank and minority interests.$572,0004,388
Net charge-offs$25,0004,288
Cash dividends$463,0002,174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$572,0004,304
2013-06-30 (YTD Data)Rank
Total interest income$1,618,0005,156
Total interest expense$257,0004,558
Net interest income$1,361,0005,194
Provision for loan and lease losses$28,0004,102
Total noninterest income$159,0005,168
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$82,0004,467
Trading account gains and fees$0157
Additional Noninterest Income$77,0005,053
Total noninterest expense$1,107,0005,326
Salaries and employee benefits$693,0004,992
Premises and equipment expense$161,0004,738
Additional noninterest expense$253,0005,878
Pre-tax net operating income$385,0004,544
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$384,0004,389
Extraordinary gains, net$022
Net income$384,0004,391
Minority interest net income$082
Net income of bank and minority interests.$384,0004,392
Net charge-offs$24,0003,889
Cash dividends$374,0001,996
Sale, conversion, retirement of capital stock, net$0838
Net operating income$384,0004,274
2013-03-31 (YTD Data)Rank
Total interest income$807,0005,199
Total interest expense$129,0004,640
Net interest income$678,0005,226
Provision for loan and lease losses$13,0003,911
Total noninterest income$78,0005,209
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$41,0004,435
Trading account gains and fees$0148
Additional Noninterest Income$37,0005,076
Total noninterest expense$547,0005,393
Salaries and employee benefits$345,0005,049
Premises and equipment expense$81,0004,758
Additional noninterest expense$121,0006,006
Pre-tax net operating income$196,0004,492
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$195,0004,316
Extraordinary gains, net$010
Net income$195,0004,319
Minority interest net income$076
Net income of bank and minority interests.$195,0004,318
Net charge-offs$24,0002,949
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$195,0004,219
2012-12-31 (YTD Data)Rank
Total interest income$3,368,0005,260
Total interest expense$610,0004,726
Net interest income$2,758,0005,288
Provision for loan and lease losses$21,0005,579
Total noninterest income$270,0005,362
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$158,0004,685
Trading account gains and fees$0166
Additional Noninterest Income$112,0005,235
Total noninterest expense$2,296,0005,371
Salaries and employee benefits$1,486,0004,872
Premises and equipment expense$339,0004,690
Additional noninterest expense$471,0006,147
Pre-tax net operating income$711,0004,494
Securities gains (losses)$03,810
Applicable income taxes$1,0004,670
Income before extraordinary items$710,0004,460
Extraordinary gains, net$029
Net income$710,0004,457
Minority interest net income$093
Net income of bank and minority interests.$710,0004,459
Net charge-offs$56,0004,854
Cash dividends$544,0002,678
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$710,0004,287
2012-09-30 (YTD Data)Rank
Total interest income$2,513,0005,352
Total interest expense$475,0004,766
Net interest income$2,038,0005,389
Provision for loan and lease losses$21,0005,372
Total noninterest income$193,0005,472
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$114,0004,838
Trading account gains and fees$0157
Additional Noninterest Income$79,0005,375
Total noninterest expense$1,657,0005,488
Salaries and employee benefits$1,050,0005,049
Premises and equipment expense$251,0004,783
Additional noninterest expense$356,0006,190
Pre-tax net operating income$553,0004,584
Securities gains (losses)$03,575
Applicable income taxes$1,0004,707
Income before extraordinary items$552,0004,513
Extraordinary gains, net$020
Net income$552,0004,512
Minority interest net income$086
Net income of bank and minority interests.$552,0004,511
Net charge-offs$12,0005,248
Cash dividends$447,0002,164
Sale, conversion, retirement of capital stock, net$0952
Net operating income$552,0004,333
2012-06-30 (YTD Data)Rank
Total interest income$1,653,0005,425
Total interest expense$324,0004,823
Net interest income$1,329,0005,460
Provision for loan and lease losses$21,0005,091
Total noninterest income$118,0005,602
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$70,0004,975
Trading account gains and fees$0153
Additional Noninterest Income$48,0005,495
Total noninterest expense$1,114,0005,513
Salaries and employee benefits$710,0005,053
Premises and equipment expense$169,0004,780
Additional noninterest expense$235,0006,246
Pre-tax net operating income$312,0004,786
Securities gains (losses)$03,178
Applicable income taxes$1,0004,644
Income before extraordinary items$311,0004,761
Extraordinary gains, net$019
Net income$311,0004,764
Minority interest net income$084
Net income of bank and minority interests.$311,0004,764
Net charge-offs$12,0004,874
Cash dividends$353,0001,972
Sale, conversion, retirement of capital stock, net$0928
Net operating income$311,0004,572
2012-03-31 (YTD Data)Rank
Total interest income$813,0005,511
Total interest expense$167,0004,871
Net interest income$646,0005,547
Provision for loan and lease losses$16,0004,580
Total noninterest income$61,0005,624
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$32,0005,116
Trading account gains and fees$0148
Additional Noninterest Income$29,0005,390
Total noninterest expense$560,0005,534
Salaries and employee benefits$355,0005,087
Premises and equipment expense$90,0004,629
Additional noninterest expense$115,0006,318
Pre-tax net operating income$131,0005,107
Securities gains (losses)$02,210
Applicable income taxes$1,0004,577
Income before extraordinary items$130,0005,045
Extraordinary gains, net$019
Net income$130,0005,049
Minority interest net income$078
Net income of bank and minority interests.$130,0005,050
Net charge-offs$04,730
Cash dividends$250,0001,398
Sale, conversion, retirement of capital stock, net$0861
Net operating income$130,0004,893
2011-12-31 (YTD Data)Rank
Total interest income$3,448,0005,486
Total interest expense$735,0005,100
Net interest income$2,713,0005,473
Provision for loan and lease losses$52,0005,815
Total noninterest income$249,0005,468
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$147,0004,925
Trading account gains and fees$0146
Additional Noninterest Income$102,0005,289
Total noninterest expense$2,317,0005,515
Salaries and employee benefits$1,494,0004,973
Premises and equipment expense$348,0004,882
Additional noninterest expense$475,0006,348
Pre-tax net operating income$593,0004,524
Securities gains (losses)$03,838
Applicable income taxes$1,0004,639
Income before extraordinary items$592,0004,426
Extraordinary gains, net$029
Net income$592,0004,427
Minority interest net income$096
Net income of bank and minority interests.$592,0004,427
Net charge-offs$40,0005,597
Cash dividends$381,0002,735
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$592,0004,299
2011-09-30 (YTD Data)Rank
Total interest income$2,574,0005,550
Total interest expense$562,0005,178
Net interest income$2,012,0005,536
Provision for loan and lease losses$37,0005,750
Total noninterest income$182,0005,595
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$110,0004,962
Trading account gains and fees$0145
Additional Noninterest Income$72,0005,452
Total noninterest expense$1,676,0005,611
Salaries and employee benefits$1,059,0005,112
Premises and equipment expense$255,0005,000
Additional noninterest expense$362,0006,374
Pre-tax net operating income$481,0004,528
Securities gains (losses)$03,555
Applicable income taxes$1,0004,642
Income before extraordinary items$480,0004,388
Extraordinary gains, net$021
Net income$480,0004,389
Minority interest net income$087
Net income of bank and minority interests.$480,0004,389
Net charge-offs$31,0005,295
Cash dividends$298,0002,371
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$480,0004,260
2011-06-30 (YTD Data)Rank
Total interest income$1,702,0005,606
Total interest expense$380,0005,247
Net interest income$1,322,0005,607
Provision for loan and lease losses$24,0005,645
Total noninterest income$125,0005,585
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$73,0004,960
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,412
Total noninterest expense$1,136,0005,640
Salaries and employee benefits$707,0005,142
Premises and equipment expense$175,0004,971
Additional noninterest expense$254,0006,368
Pre-tax net operating income$287,0004,676
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$286,0004,515
Extraordinary gains, net$015
Net income$286,0004,513
Minority interest net income$089
Net income of bank and minority interests.$286,0004,515
Net charge-offs$-3,0006,756
Cash dividends$222,0002,202
Sale, conversion, retirement of capital stock, net$0986
Net operating income$286,0004,444
2011-03-31 (YTD Data)Rank
Total interest income$830,0005,695
Total interest expense$188,0005,384
Net interest income$642,0005,677
Provision for loan and lease losses$12,0005,317
Total noninterest income$62,0005,664
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$34,0005,022
Trading account gains and fees$0158
Additional Noninterest Income$28,0005,466
Total noninterest expense$575,0005,649
Salaries and employee benefits$359,0005,159
Premises and equipment expense$94,0004,869
Additional noninterest expense$122,0006,481
Pre-tax net operating income$117,0004,963
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$116,0004,818
Extraordinary gains, net$09
Net income$116,0004,817
Minority interest net income$086
Net income of bank and minority interests.$116,0004,819
Net charge-offs$-2,0006,441
Cash dividends$130,0001,720
Sale, conversion, retirement of capital stock, net$0925
Net operating income$116,0004,749
2010-12-31 (YTD Data)Rank
Total interest income$3,413,0005,772
Total interest expense$755,0005,828
Net interest income$2,658,0005,630
Provision for loan and lease losses$292,0004,901
Total noninterest income$222,0005,815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$137,0005,057
Trading account gains and fees$0175
Additional Noninterest Income$85,0005,622
Total noninterest expense$2,325,0005,668
Salaries and employee benefits$1,411,0005,225
Premises and equipment expense$331,0005,212
Additional noninterest expense$583,0006,249
Pre-tax net operating income$263,0005,015
Securities gains (losses)$03,793
Applicable income taxes$1,0004,548
Income before extraordinary items$262,0005,072
Extraordinary gains, net$029
Net income$262,0005,076
Minority interest net income$0111
Net income of bank and minority interests.$262,0005,076
Net charge-offs$51,0005,900
Cash dividends$433,0002,533
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$262,0004,924
2010-09-30 (YTD Data)Rank
Total interest income$2,540,0005,894
Total interest expense$555,0006,014
Net interest income$1,985,0005,720
Provision for loan and lease losses$272,0004,452
Total noninterest income$158,0005,997
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$102,0005,153
Trading account gains and fees$0165
Additional Noninterest Income$56,0005,879
Total noninterest expense$1,664,0005,817
Salaries and employee benefits$989,0005,446
Premises and equipment expense$231,0005,420
Additional noninterest expense$444,0006,281
Pre-tax net operating income$207,0005,224
Securities gains (losses)$03,651
Applicable income taxes$1,0004,603
Income before extraordinary items$206,0005,267
Extraordinary gains, net$023
Net income$206,0005,269
Minority interest net income$0110
Net income of bank and minority interests.$206,0005,270
Net charge-offs$8,0006,331
Cash dividends$427,0001,952
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$206,0005,106
2010-06-30 (YTD Data)Rank
Total interest income$1,669,0005,975
Total interest expense$360,0006,146
Net interest income$1,309,0005,765
Provision for loan and lease losses$272,0003,775
Total noninterest income$104,0006,013
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$69,0005,136
Trading account gains and fees$0152
Additional Noninterest Income$35,0005,988
Total noninterest expense$1,086,0005,910
Salaries and employee benefits$644,0005,559
Premises and equipment expense$153,0005,476
Additional noninterest expense$289,0006,351
Pre-tax net operating income$55,0005,781
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$54,0005,872
Extraordinary gains, net$019
Net income$54,0005,874
Minority interest net income$0105
Net income of bank and minority interests.$54,0005,873
Net charge-offs$5,0006,051
Cash dividends$427,0001,505
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$54,0005,765
2010-03-31 (YTD Data)Rank
Total interest income$824,0006,078
Total interest expense$181,0006,268
Net interest income$643,0005,839
Provision for loan and lease losses$12,0006,061
Total noninterest income$57,0005,949
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$34,0005,147
Trading account gains and fees$0175
Additional Noninterest Income$23,0005,777
Total noninterest expense$513,0006,108
Salaries and employee benefits$314,0005,691
Premises and equipment expense$80,0005,439
Additional noninterest expense$119,0006,741
Pre-tax net operating income$175,0004,307
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$174,0004,128
Extraordinary gains, net$016
Net income$174,0004,127
Minority interest net income$091
Net income of bank and minority interests.$174,0004,127
Net charge-offs$7,0005,008
Cash dividends$320,0001,020
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$174,0004,029
2009-12-31 (YTD Data)Rank
Total interest income$3,445,0006,054
Total interest expense$856,0006,335
Net interest income$2,589,0005,747
Provision for loan and lease losses$07,427
Total noninterest income$280,0005,716
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$142,0005,244
Trading account gains and fees$0211
Additional Noninterest Income$138,0005,213
Total noninterest expense$2,130,0006,081
Salaries and employee benefits$1,315,0005,576
Premises and equipment expense$318,0005,516
Additional noninterest expense$497,0006,794
Pre-tax net operating income$739,0003,479
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$738,0003,276
Extraordinary gains, net$034
Net income$738,0003,275
Minority interest net income$0115
Net income of bank and minority interests.$738,0003,275
Net charge-offs$37,0006,392
Cash dividends$520,0002,489
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$738,0003,212
2009-09-30 (YTD Data)Rank
Total interest income$2,582,0006,119
Total interest expense$657,0006,426
Net interest income$1,925,0005,797
Provision for loan and lease losses$07,284
Total noninterest income$216,0005,750
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$106,0005,286
Trading account gains and fees$0212
Additional Noninterest Income$110,0005,248
Total noninterest expense$1,488,0006,263
Salaries and employee benefits$904,0005,862
Premises and equipment expense$236,0005,592
Additional noninterest expense$348,0006,928
Pre-tax net operating income$653,0003,450
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$652,0003,245
Extraordinary gains, net$027
Net income$652,0003,243
Minority interest net income$0118
Net income of bank and minority interests.$652,0003,245
Net charge-offs$25,0006,127
Cash dividends$444,0002,154
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$652,0003,154
2009-06-30 (YTD Data)Rank
Total interest income$1,740,0006,158
Total interest expense$444,0006,514
Net interest income$1,296,0005,781
Provision for loan and lease losses$07,158
Total noninterest income$147,0005,749
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$65,0005,414
Trading account gains and fees$0193
Additional Noninterest Income$82,0005,131
Total noninterest expense$1,000,0006,295
Salaries and employee benefits$604,0005,905
Premises and equipment expense$157,0005,642
Additional noninterest expense$239,0006,928
Pre-tax net operating income$443,0003,508
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$442,0003,320
Extraordinary gains, net$021
Net income$442,0003,315
Minority interest net income$0112
Net income of bank and minority interests.$442,0003,318
Net charge-offs$19,0005,648
Cash dividends$357,0002,013
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$442,0003,206
2009-03-31 (YTD Data)Rank
Total interest income$862,0006,224
Total interest expense$224,0006,603
Net interest income$638,0005,846
Provision for loan and lease losses$06,744
Total noninterest income$62,0006,059
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$31,0005,453
Trading account gains and fees$0171
Additional Noninterest Income$31,0005,565
Total noninterest expense$487,0006,326
Salaries and employee benefits$302,0005,958
Premises and equipment expense$79,0005,681
Additional noninterest expense$106,0007,001
Pre-tax net operating income$213,0003,932
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$212,0003,772
Extraordinary gains, net$015
Net income$212,0003,771
Minority interest net income$0102
Net income of bank and minority interests.$212,0003,773
Net charge-offs$6,0005,032
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$212,0003,618
2008-12-31 (YTD Data)Rank
Total interest income$3,711,0006,187
Total interest expense$1,137,0006,554
Net interest income$2,574,0005,836
Provision for loan and lease losses$273,0004,789
Total noninterest income$297,0005,833
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$177,0005,016
Trading account gains and fees$0154
Additional Noninterest Income$120,0005,677
Total noninterest expense$1,946,0006,298
Salaries and employee benefits$1,220,0005,936
Premises and equipment expense$326,0005,593
Additional noninterest expense$400,0007,043
Pre-tax net operating income$652,0004,503
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$651,0004,043
Extraordinary gains, net$039
Net income$651,0004,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,180
Cash dividends$661,0002,939
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$651,0004,202
2008-09-30 (YTD Data)Rank
Total interest income$2,804,0006,234
Total interest expense$879,0006,605
Net interest income$1,925,0005,895
Provision for loan and lease losses$58,0005,754
Total noninterest income$239,0005,801
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$138,0004,991
Trading account gains and fees$0148
Additional Noninterest Income$101,0005,612
Total noninterest expense$1,352,0006,488
Salaries and employee benefits$827,0006,206
Premises and equipment expense$240,0005,660
Additional noninterest expense$285,0007,133
Pre-tax net operating income$754,0004,206
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$753,0003,685
Extraordinary gains, net$031
Net income$753,0003,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,374
Cash dividends$566,0002,583
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$753,0003,821
2008-06-30 (YTD Data)Rank
Total interest income$1,880,0006,281
Total interest expense$596,0006,696
Net interest income$1,284,0005,892
Provision for loan and lease losses$43,0005,341
Total noninterest income$158,0005,887
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$94,0004,946
Trading account gains and fees$0149
Additional Noninterest Income$64,0005,772
Total noninterest expense$894,0006,557
Salaries and employee benefits$551,0006,275
Premises and equipment expense$160,0005,703
Additional noninterest expense$183,0007,205
Pre-tax net operating income$505,0004,360
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$504,0003,996
Extraordinary gains, net$021
Net income$504,0003,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,555
Cash dividends$461,0002,407
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$504,0003,942
2008-03-31 (YTD Data)Rank
Total interest income$949,0006,344
Total interest expense$314,0006,757
Net interest income$635,0005,952
Provision for loan and lease losses$13,0005,304
Total noninterest income$78,0005,923
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$48,0004,876
Trading account gains and fees$0158
Additional Noninterest Income$30,0005,904
Total noninterest expense$457,0006,531
Salaries and employee benefits$277,0006,286
Premises and equipment expense$83,0005,643
Additional noninterest expense$97,0007,125
Pre-tax net operating income$243,0004,583
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$242,0004,259
Extraordinary gains, net$015
Net income$242,0004,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$285,0001,951
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$242,0004,156
2007-12-31 (YTD Data)Rank
Total interest income$3,926,0006,262
Total interest expense$1,411,0006,553
Net interest income$2,515,0005,961
Provision for loan and lease losses$241,0003,567
Total noninterest income$336,0005,824
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$202,0004,893
Trading account gains and fees$0178
Additional Noninterest Income$134,0005,768
Total noninterest expense$1,874,0006,381
Salaries and employee benefits$1,116,0006,190
Premises and equipment expense$316,0005,668
Additional noninterest expense$442,0006,863
Pre-tax net operating income$736,0005,350
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$735,0004,952
Extraordinary gains, net$039
Net income$735,0004,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0002,488
Cash dividends$720,0003,141
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$735,0004,931
2007-09-30 (YTD Data)Rank
Total interest income$2,886,0006,342
Total interest expense$1,073,0006,554
Net interest income$1,813,0006,096
Provision for loan and lease losses$161,0003,375
Total noninterest income$247,0005,925
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$150,0004,927
Trading account gains and fees$0184
Additional Noninterest Income$97,0005,858
Total noninterest expense$1,310,0006,544
Salaries and employee benefits$786,0006,330
Premises and equipment expense$235,0005,666
Additional noninterest expense$289,0007,110
Pre-tax net operating income$589,0005,477
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$588,0005,032
Extraordinary gains, net$033
Net income$588,0005,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$680,0002,516
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$588,0005,021
2007-06-30 (YTD Data)Rank
Total interest income$1,893,0006,419
Total interest expense$699,0006,621
Net interest income$1,194,0006,169
Provision for loan and lease losses$18,0005,390
Total noninterest income$165,0005,960
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$93,0005,085
Trading account gains and fees$0168
Additional Noninterest Income$72,0005,691
Total noninterest expense$874,0006,594
Salaries and employee benefits$526,0006,375
Premises and equipment expense$157,0005,688
Additional noninterest expense$191,0007,157
Pre-tax net operating income$467,0005,180
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$466,0004,714
Extraordinary gains, net$029
Net income$466,0004,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,576
Cash dividends$564,0002,297
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$466,0004,709
2007-03-31 (YTD Data)Rank
Total interest income$910,0006,533
Total interest expense$348,0006,656
Net interest income$562,0006,337
Provision for loan and lease losses$9,0005,108
Total noninterest income$77,0006,046
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$43,0005,170
Trading account gains and fees$0195
Additional Noninterest Income$34,0005,782
Total noninterest expense$431,0006,650
Salaries and employee benefits$263,0006,421
Premises and equipment expense$79,0005,713
Additional noninterest expense$89,0007,293
Pre-tax net operating income$199,0005,526
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$198,0005,084
Extraordinary gains, net$022
Net income$198,0005,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$415,0001,623
Sale, conversion, retirement of capital stock, net$0885
Net operating income$198,0005,074
2006-12-31 (YTD Data)Rank
Total interest income$3,659,0006,325
Total interest expense$1,178,0006,614
Net interest income$2,481,0006,052
Provision for loan and lease losses$36,0005,879
Total noninterest income$310,0006,115
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$205,0004,930
Trading account gains and fees$0130
Additional Noninterest Income$105,0006,245
Total noninterest expense$1,810,0006,425
Salaries and employee benefits$1,093,0006,168
Premises and equipment expense$309,0005,672
Additional noninterest expense$408,0007,025
Pre-tax net operating income$945,0005,318
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$944,0004,833
Extraordinary gains, net$051
Net income$944,0004,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,610
Cash dividends$802,0002,931
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$944,0004,822
2006-09-30 (YTD Data)Rank
Total interest income$2,693,0006,395
Total interest expense$833,0006,712
Net interest income$1,860,0006,110
Provision for loan and lease losses$27,0005,738
Total noninterest income$233,0006,171
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$157,0004,942
Trading account gains and fees$0126
Additional Noninterest Income$76,0006,304
Total noninterest expense$1,304,0006,532
Salaries and employee benefits$762,0006,367
Premises and equipment expense$230,0005,715
Additional noninterest expense$312,0007,014
Pre-tax net operating income$762,0005,324
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$761,0004,813
Extraordinary gains, net$045
Net income$761,0004,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$706,0002,423
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$761,0004,810
2006-06-30 (YTD Data)Rank
Total interest income$1,743,0006,455
Total interest expense$504,0006,833
Net interest income$1,239,0006,141
Provision for loan and lease losses$18,0005,601
Total noninterest income$165,0006,054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$109,0004,821
Trading account gains and fees$0126
Additional Noninterest Income$56,0006,195
Total noninterest expense$866,0006,564
Salaries and employee benefits$504,0006,420
Premises and equipment expense$155,0005,695
Additional noninterest expense$207,0007,024
Pre-tax net operating income$520,0005,320
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$519,0004,790
Extraordinary gains, net$039
Net income$519,0004,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,181
Cash dividends$591,0002,164
Sale, conversion, retirement of capital stock, net$0887
Net operating income$519,0004,778
2006-03-31 (YTD Data)Rank
Total interest income$834,0006,541
Total interest expense$241,0006,853
Net interest income$593,0006,270
Provision for loan and lease losses$9,0005,345
Total noninterest income$83,0005,997
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$54,0004,773
Trading account gains and fees$0115
Additional Noninterest Income$29,0006,131
Total noninterest expense$430,0006,593
Salaries and employee benefits$248,0006,475
Premises and equipment expense$80,0005,635
Additional noninterest expense$102,0007,039
Pre-tax net operating income$237,0005,482
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$236,0004,966
Extraordinary gains, net$021
Net income$236,0004,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,017
Cash dividends$420,0001,552
Sale, conversion, retirement of capital stock, net$0648
Net operating income$236,0004,948
2005-12-31 (YTD Data)Rank
Total interest income$3,181,0006,452
Total interest expense$870,0006,603
Net interest income$2,311,0006,247
Provision for loan and lease losses$28,0006,283
Total noninterest income$380,0005,833
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$220,0004,843
Trading account gains and fees$0138
Additional Noninterest Income$160,0005,609
Total noninterest expense$1,752,0006,484
Salaries and employee benefits$1,107,0006,034
Premises and equipment expense$299,0005,745
Additional noninterest expense$346,0007,367
Pre-tax net operating income$911,0005,603
Securities gains (losses)$1,0002,117
Applicable income taxes$1,0006,850
Income before extraordinary items$911,0005,051
Extraordinary gains, net$046
Net income$911,0005,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,317
Cash dividends$639,0003,245
Sale, conversion, retirement of capital stock, net$0934
Net operating income$910,0005,019
2005-09-30 (YTD Data)Rank
Total interest income$2,346,0006,491
Total interest expense$628,0006,623
Net interest income$1,718,0006,308
Provision for loan and lease losses$19,0006,196
Total noninterest income$275,0005,956
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$155,0004,997
Trading account gains and fees$0126
Additional Noninterest Income$120,0005,607
Total noninterest expense$1,258,0006,612
Salaries and employee benefits$782,0006,203
Premises and equipment expense$221,0005,787
Additional noninterest expense$255,0007,408
Pre-tax net operating income$716,0005,596
Securities gains (losses)$1,0002,135
Applicable income taxes$1,0006,867
Income before extraordinary items$716,0005,033
Extraordinary gains, net$035
Net income$716,0005,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,415
Cash dividends$528,0002,710
Sale, conversion, retirement of capital stock, net$0769
Net operating income$715,0004,994
2005-06-30 (YTD Data)Rank
Total interest income$1,531,0006,505
Total interest expense$407,0006,567
Net interest income$1,124,0006,361
Provision for loan and lease losses$12,0005,987
Total noninterest income$182,0005,951
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$97,0005,104
Trading account gains and fees$0116
Additional Noninterest Income$85,0005,486
Total noninterest expense$842,0006,612
Salaries and employee benefits$521,0006,211
Premises and equipment expense$152,0005,667
Additional noninterest expense$169,0007,410
Pre-tax net operating income$452,0005,692
Securities gains (losses)$1,0001,973
Applicable income taxes$1,0006,848
Income before extraordinary items$452,0005,143
Extraordinary gains, net$030
Net income$452,0005,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$417,0002,476
Sale, conversion, retirement of capital stock, net$0643
Net operating income$451,0005,094
2005-03-31 (YTD Data)Rank
Total interest income$732,0006,633
Total interest expense$198,0006,565
Net interest income$534,0006,530
Provision for loan and lease losses$6,0005,706
Total noninterest income$87,0005,983
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$45,0005,216
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,556
Total noninterest expense$417,0006,672
Salaries and employee benefits$259,0006,258
Premises and equipment expense$74,0005,787
Additional noninterest expense$84,0007,480
Pre-tax net operating income$198,0005,978
Securities gains (losses)$1,0001,514
Applicable income taxes$1,0006,740
Income before extraordinary items$198,0005,441
Extraordinary gains, net$024
Net income$198,0005,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$275,0001,860
Sale, conversion, retirement of capital stock, net$0491
Net operating income$197,0105,423
2004-12-31 (YTD Data)Rank
Total interest income$2,807,0006,612
Total interest expense$712,0006,545
Net interest income$2,095,0006,492
Provision for loan and lease losses$16,0006,840
Total noninterest income$318,0006,278
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$181,0005,421
Trading account gains and fees$0138
Additional Noninterest Income$137,0005,850
Total noninterest expense$1,786,0006,386
Salaries and employee benefits$1,080,0006,036
Premises and equipment expense$277,0005,913
Additional noninterest expense$429,0006,968
Pre-tax net operating income$611,0006,362
Securities gains (losses)$15,0002,589
Applicable income taxes$1,0007,085
Income before extraordinary items$625,0005,859
Extraordinary gains, net$034
Net income$625,0005,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,277
Cash dividends$359,0004,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$610,0005,834
2004-09-30 (YTD Data)Rank
Total interest income$2,064,0006,678
Total interest expense$514,0006,639
Net interest income$1,550,0006,545
Provision for loan and lease losses$12,0006,640
Total noninterest income$246,0006,246
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$135,0005,483
Trading account gains and fees$0134
Additional Noninterest Income$111,0005,728
Total noninterest expense$1,289,0006,473
Salaries and employee benefits$749,0006,243
Premises and equipment expense$198,0006,006
Additional noninterest expense$342,0006,781
Pre-tax net operating income$495,0006,354
Securities gains (losses)$14,0002,518
Applicable income taxes$1,0007,130
Income before extraordinary items$508,0005,775
Extraordinary gains, net$026
Net income$508,0005,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,993
Cash dividends$275,0003,569
Sale, conversion, retirement of capital stock, net$0738
Net operating income$494,0005,770
2004-06-30 (YTD Data)Rank
Total interest income$1,336,0006,786
Total interest expense$334,0006,729
Net interest income$1,002,0006,651
Provision for loan and lease losses$6,0006,548
Total noninterest income$153,0006,424
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$82,0005,671
Trading account gains and fees$0130
Additional Noninterest Income$71,0005,821
Total noninterest expense$881,0006,423
Salaries and employee benefits$498,0006,310
Premises and equipment expense$132,0006,048
Additional noninterest expense$251,0006,517
Pre-tax net operating income$268,0006,711
Securities gains (losses)$14,0002,233
Applicable income taxes$1,0007,109
Income before extraordinary items$281,0006,180
Extraordinary gains, net$021
Net income$281,0006,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$218,0003,343
Sale, conversion, retirement of capital stock, net$0638
Net operating income$267,0006,214
2004-03-31 (YTD Data)Rank
Total interest income$660,0006,854
Total interest expense$166,0006,810
Net interest income$494,0006,718
Provision for loan and lease losses$06,501
Total noninterest income$74,0006,458
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0005,626
Trading account gains and fees$0121
Additional Noninterest Income$33,0005,928
Total noninterest expense$409,0006,702
Salaries and employee benefits$248,0006,367
Premises and equipment expense$65,0006,100
Additional noninterest expense$96,0007,245
Pre-tax net operating income$159,0006,326
Securities gains (losses)$14,0001,880
Applicable income taxes$1,0006,972
Income before extraordinary items$172,0005,694
Extraordinary gains, net$016
Net income$172,0005,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$105,0002,811
Sale, conversion, retirement of capital stock, net$0464
Net operating income$158,1405,760
2003-12-31 (YTD Data)Rank
Total interest income$2,708,0006,835
Total interest expense$772,0006,797
Net interest income$1,936,0006,683
Provision for loan and lease losses$34,0006,715
Total noninterest income$343,0006,297
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$169,0005,633
Trading account gains and fees$0160
Additional Noninterest Income$174,0005,563
Total noninterest expense$1,581,0006,742
Salaries and employee benefits$1,037,0006,135
Premises and equipment expense$198,0006,802
Additional noninterest expense$346,0007,474
Pre-tax net operating income$664,0006,118
Securities gains (losses)$10,0003,613
Applicable income taxes$1,0007,379
Income before extraordinary items$673,0005,697
Extraordinary gains, net$054
Net income$673,0005,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,809
Cash dividends$489,0003,598
Sale, conversion, retirement of capital stock, net$0868
Net operating income$663,0005,557
2003-09-30 (YTD Data)Rank
Total interest income$2,004,0006,945
Total interest expense$593,0006,879
Net interest income$1,411,0006,815
Provision for loan and lease losses$34,0006,318
Total noninterest income$263,0006,291
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$128,0005,647
Trading account gains and fees$0153
Additional Noninterest Income$135,0005,542
Total noninterest expense$1,107,0006,927
Salaries and employee benefits$726,0006,360
Premises and equipment expense$131,0007,100
Additional noninterest expense$250,0007,558
Pre-tax net operating income$533,0006,150
Securities gains (losses)$10,0003,326
Applicable income taxes$1,0007,438
Income before extraordinary items$542,0005,649
Extraordinary gains, net$040
Net income$542,0005,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,833
Cash dividends$417,0002,964
Sale, conversion, retirement of capital stock, net$0722
Net operating income$532,0005,510
2003-06-30 (YTD Data)Rank
Total interest income$1,343,0006,977
Total interest expense$412,0006,899
Net interest income$931,0006,858
Provision for loan and lease losses$30,0005,740
Total noninterest income$195,0006,073
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$82,0005,716
Trading account gains and fees$0150
Additional Noninterest Income$113,0005,110
Total noninterest expense$740,0006,942
Salaries and employee benefits$484,0006,375
Premises and equipment expense$87,0007,105
Additional noninterest expense$169,0007,523
Pre-tax net operating income$356,0006,136
Securities gains (losses)$10,0002,948
Applicable income taxes$1,0007,438
Income before extraordinary items$365,0005,622
Extraordinary gains, net$030
Net income$365,0005,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,737
Cash dividends$336,0002,718
Sale, conversion, retirement of capital stock, net$0589
Net operating income$355,0005,485
2003-03-31 (YTD Data)Rank
Total interest income$673,0007,011
Total interest expense$213,0006,902
Net interest income$460,0006,901
Provision for loan and lease losses$15,0005,504
Total noninterest income$109,0005,690
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$41,0005,632
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$365,0007,008
Salaries and employee benefits$236,0006,472
Premises and equipment expense$44,0007,119
Additional noninterest expense$85,0007,536
Pre-tax net operating income$189,0005,975
Securities gains (losses)$02,891
Applicable income taxes$1,0007,273
Income before extraordinary items$188,0005,471
Extraordinary gains, net$021
Net income$188,0005,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$188,0005,278
2002-12-31 (YTD Data)Rank
Total interest income$3,014,0006,848
Total interest expense$967,0007,025
Net interest income$2,047,0006,551
Provision for loan and lease losses$60,0006,444
Total noninterest income$216,0007,152
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$175,0005,526
Trading account gains and fees$0153
Additional Noninterest Income$41,0007,847
Total noninterest expense$1,455,0006,938
Salaries and employee benefits$935,0006,373
Premises and equipment expense$192,0006,856
Additional noninterest expense$328,0007,597
Pre-tax net operating income$748,0005,937
Securities gains (losses)$11,0003,555
Applicable income taxes$1,0007,615
Income before extraordinary items$758,0005,348
Extraordinary gains, net$070
Net income$758,0005,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,914
Cash dividends$561,0003,274
Sale, conversion, retirement of capital stock, net$0862
Net operating income$747,0005,243
2001-12-31 (YTD Data)Rank
Total interest income$3,262,0006,967
Total interest expense$1,328,0007,345
Net interest income$1,934,0006,530
Provision for loan and lease losses$55,0006,550
Total noninterest income$217,0007,151
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$181,0005,377
Trading account gains and fees$0177
Additional Noninterest Income$36,0008,155
Total noninterest expense$1,358,0007,104
Salaries and employee benefits$882,0006,445
Premises and equipment expense$174,0007,155
Additional noninterest expense$302,0007,848
Pre-tax net operating income$738,0005,694
Securities gains (losses)$04,612
Applicable income taxes$49,0006,731
Income before extraordinary items$689,0005,265
Extraordinary gains, net$0105
Net income$689,0005,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,068
Cash dividends$676,0002,935
Sale, conversion, retirement of capital stock, net$0922
Net operating income$689,0005,149
2000-12-31 (YTD Data)Rank
Total interest income$3,104,0007,305
Total interest expense$1,294,0007,594
Net interest income$1,810,0006,905
Provision for loan and lease losses$82,0005,726
Total noninterest income$456,0005,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0005,391
Trading account gains and feesNANA
Additional Noninterest Income$278,0004,075
Total noninterest expense$1,249,0007,372
Salaries and employee benefits$789,0006,784
Premises and equipment expense$161,0007,398
Additional noninterest expense$299,0007,955
Pre-tax net operating income$935,0005,436
Securities gains (losses)$-3,0007,730
Applicable income taxes$109,0006,406
Income before extraordinary items$823,0004,963
Extraordinary gains, net$038
Net income$823,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$647,0003,075
Sale, conversion, retirement of capital stock, net$0969
Net operating income$825,6404,952
1999-12-31 (YTD Data)Rank
Total interest income$2,772,0007,624
Total interest expense$1,146,0007,788
Net interest income$1,626,0007,340
Provision for loan and lease losses$27,0007,365
Total noninterest income$216,0007,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0005,297
Trading account gains and feesNANA
Additional Noninterest Income$29,0008,882
Total noninterest expense$1,155,0007,689
Salaries and employee benefits$710,0007,188
Premises and equipment expense$159,0007,518
Additional noninterest expense$286,0008,238
Pre-tax net operating income$660,0006,476
Securities gains (losses)$-6,0009,143
Applicable income taxes$91,0007,048
Income before extraordinary items$563,0006,087
Extraordinary gains, net$035
Net income$563,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,548
Cash dividends$636,0003,046
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$568,1606,026
1998-12-31 (YTD Data)Rank
Total interest income$2,847,0007,700
Total interest expense$1,241,0007,808
Net interest income$1,606,0007,464
Provision for loan and lease losses$46,0006,765
Total noninterest income$201,0007,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0005,591
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,010
Total noninterest expense$1,081,0007,877
Salaries and employee benefits$653,0007,459
Premises and equipment expense$152,0007,600
Additional noninterest expense$276,0008,343
Pre-tax net operating income$680,0006,562
Securities gains (losses)$04,449
Applicable income taxes$79,0007,837
Income before extraordinary items$601,0006,051
Extraordinary gains, net$032
Net income$601,0006,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,698
Cash dividends$749,0002,741
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$601,0005,945
1997-12-31 (YTD Data)Rank
Total interest income$2,670,0008,169
Total interest expense$1,185,0008,162
Net interest income$1,485,0008,016
Provision for loan and lease losses$08,829
Total noninterest income$204,0007,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0005,859
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,049
Total noninterest expense$988,0008,391
Salaries and employee benefits$587,0008,003
Premises and equipment expense$143,0007,962
Additional noninterest expense$258,0008,755
Pre-tax net operating income$701,0006,976
Securities gains (losses)$-10,00010,039
Applicable income taxes$55,0009,178
Income before extraordinary items$636,0006,184
Extraordinary gains, net$044
Net income$636,0006,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$490,0003,556
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$645,2006,091
1996-12-31 (YTD Data)Rank
Total interest income$2,625,0008,524
Total interest expense$1,158,0008,505
Net interest income$1,467,0008,346
Provision for loan and lease losses$09,041
Total noninterest income$215,0008,019
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0005,890
Trading account gains and feesNANA
Additional Noninterest Income$34,0009,653
Total noninterest expense$974,0008,759
Salaries and employee benefits$576,0008,286
Premises and equipment expense$150,0008,057
Additional noninterest expense$248,0009,418
Pre-tax net operating income$708,0006,897
Securities gains (losses)$04,148
Applicable income taxes$215,0006,900
Income before extraordinary items$493,0006,949
Extraordinary gains, net$053
Net income$493,0006,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$525,0003,286
Sale, conversion, retirement of capital stock, net$0953
Net operating income$493,0006,890
1995-12-31 (YTD Data)Rank
Total interest income$2,596,0008,808
Total interest expense$1,125,0008,828
Net interest income$1,471,0008,618
Provision for loan and lease losses$08,958
Total noninterest income$207,0008,322
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$171,0006,238
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,923
Total noninterest expense$915,0009,304
Salaries and employee benefits$543,0008,764
Premises and equipment expense$144,0008,429
Additional noninterest expense$228,00010,088
Pre-tax net operating income$763,0006,990
Securities gains (losses)$03,831
Applicable income taxes$235,0006,877
Income before extraordinary items$528,0007,040
Extraordinary gains, net$065
Net income$528,0007,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,710
Cash dividends$530,0003,193
Sale, conversion, retirement of capital stock, net$0809
Net operating income$528,0007,017
1994-12-31 (YTD Data)Rank
Total interest income$2,315,0009,225
Total interest expense$835,0009,421
Net interest income$1,480,0008,938
Provision for loan and lease losses$09,146
Total noninterest income$195,0008,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,569
Trading account gains and feesNANA
Additional Noninterest Income$31,00010,719
Total noninterest expense$912,0009,719
Salaries and employee benefits$539,0009,050
Premises and equipment expense$137,0008,902
Additional noninterest expense$236,00010,698
Pre-tax net operating income$763,0007,061
Securities gains (losses)$-4,0009,291
Applicable income taxes$226,0006,926
Income before extraordinary items$533,0007,053
Extraordinary gains, net$0249
Net income$533,0007,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00011,219
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$535,8007,082
1993-12-31 (YTD Data)Rank
Total interest income$2,187,0009,817
Total interest expense$927,0009,439
Net interest income$1,260,0009,870
Provision for loan and lease losses$010,371
Total noninterest income$240,0008,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$68,0009,182
Total noninterest expense$906,00010,167
Salaries and employee benefits$537,0009,325
Premises and equipment expense$124,0009,663
Additional noninterest expense$245,00011,144
Pre-tax net operating income$594,0007,988
Securities gains (losses)$07,477
Applicable income taxes$164,0008,333
Income before extraordinary items$430,0008,140
Extraordinary gains, net$03,149
Net income$430,0008,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0007,153
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$430,0007,871
1992-12-31 (YTD Data)Rank
Total interest income$2,618,0009,687
Total interest expense$1,281,0009,311
Net interest income$1,337,0009,860
Provision for loan and lease losses$-61,00013,649
Total noninterest income$216,0009,113
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0006,393
Trading account gains and feesNANA
Additional Noninterest Income$36,00011,337
Total noninterest expense$969,00010,119
Salaries and employee benefits$499,0009,796
Premises and equipment expense$103,00010,619
Additional noninterest expense$367,0009,987
Pre-tax net operating income$645,0007,426
Securities gains (losses)$08,369
Applicable income taxes$216,0007,261
Income before extraordinary items$429,0007,940
Extraordinary gains, net$204,000420
Net income$633,0006,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$429,0007,582

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.