Home > Citizens State Bank of Gaylord > Net Loans and Leases
Citizens State Bank of Gaylord, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $41,146,000 | 5,851 |
| Loan loss allowance | $665,000 | 4,894 |
| Total loans and leases | $41,811,000 | 5,843 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $41,811,000 | 5,847 |
| All real estate loans | $24,130,000 | 5,960 |
| Real estate loans in domestic offices | $24,130,000 | 5,957 |
| Construction and development loans | $3,263,000 | 3,868 |
| Commercial RE | $6,246,000 | 5,349 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,407 |
| 1-4 family residential loans | $9,128,000 | 6,198 |
| Farmland loans | $5,493,000 | 1,515 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,801,000 | 2,259 |
| Commercial and industrial loans | $4,432,000 | 5,769 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,325,000 | 7,806 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $53,000 | 3,113 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,272,000 | 7,653 |
| All other loans & leases | $8,123,000 | 670 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $627,000 | 1,449 |
| Lease financing receivables | $7,496,000 | 306 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $412,000 | 564 |
| Non 1-4 family restructured loans & leases | $412,000 | 564 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $515,000 | 5,335 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $39,163,000 | 5,990 |
| Loan loss allowance | $741,000 | 4,398 |
| Total loans and leases | $39,904,000 | 5,975 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $39,904,000 | 5,983 |
| All real estate loans | $18,697,000 | 6,540 |
| Real estate loans in domestic offices | $18,697,000 | 6,538 |
| Construction and development loans | $544,000 | 6,310 |
| Commercial RE | $4,878,000 | 5,719 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $119,000 | 5,626 |
| 1-4 family residential loans | $6,490,000 | 6,978 |
| Farmland loans | $6,666,000 | 1,212 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,828,000 | 2,306 |
| Commercial and industrial loans | $4,911,000 | 5,507 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,266,000 | 8,152 |
| Credit card loans | $49,000 | 4,614 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,217,000 | 8,059 |
| All other loans & leases | $11,202,000 | 531 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $11,202,000 | 247 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,137,000 | 249 |
| Non 1-4 family restructured loans & leases | $1,137,000 | 249 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $35,976,000 | 6,207 |
| Loan loss allowance | $871,000 | 3,819 |
| Total loans and leases | $36,847,000 | 6,172 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $36,847,000 | 6,178 |
| All real estate loans | $16,431,000 | 6,837 |
| Real estate loans in domestic offices | $16,431,000 | 6,835 |
| Construction and development loans | $30,000 | 8,260 |
| Commercial RE | $4,921,000 | 5,619 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $129,000 | 5,673 |
| 1-4 family residential loans | $6,477,000 | 7,050 |
| Farmland loans | $4,874,000 | 1,594 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,593,000 | 2,474 |
| Commercial and industrial loans | $4,484,000 | 5,670 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,246,000 | 8,369 |
| Credit card loans | $64,000 | 4,550 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,182,000 | 8,304 |
| All other loans & leases | $11,093,000 | 558 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $11,093,000 | 258 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $594,000 | 470 |
| Non 1-4 family restructured loans & leases | $594,000 | 470 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $33,864,000 | 6,282 |
| Loan loss allowance | $908,000 | 3,617 |
| Total loans and leases | $34,772,000 | 6,239 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $34,772,000 | 6,246 |
| All real estate loans | $16,478,000 | 6,745 |
| Real estate loans in domestic offices | $16,478,000 | 6,744 |
| Construction and development loans | $1,506,000 | 4,498 |
| Commercial RE | $4,569,000 | 5,639 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $297,000 | 4,799 |
| 1-4 family residential loans | $6,170,000 | 7,176 |
| Farmland loans | $3,936,000 | 1,834 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,700,000 | 1,792 |
| Commercial and industrial loans | $4,079,000 | 5,721 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,803,000 | 7,738 |
| Credit card loans | $58,000 | 4,776 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,745,000 | 7,637 |
| All other loans & leases | $6,712,000 | 729 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $6,712,000 | 300 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $601,000 | 549 |
| Non 1-4 family restructured loans & leases | $601,000 | 549 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $30,517,000 | 6,795 |
| Loan loss allowance | $696,000 | 4,526 |
| Total loans and leases | $31,213,000 | 6,760 |
| Unearned income | $21,000 | 3,858 |
| Loans and leases, gross | $31,234,000 | 6,770 |
| All real estate loans | $15,298,000 | 7,102 |
| Real estate loans in domestic offices | $15,298,000 | 7,102 |
| Construction and development loans | $1,764,000 | 4,233 |
| Commercial RE | $4,648,000 | 5,620 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $298,000 | 5,039 |
| 1-4 family residential loans | $5,943,000 | 7,572 |
| Farmland loans | $2,645,000 | 2,491 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,270,000 | 1,973 |
| Commercial and industrial loans | $5,023,000 | 5,196 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,300,000 | 7,482 |
| Credit card loans | $38,000 | 5,331 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,262,000 | 7,290 |
| All other loans & leases | $3,343,000 | 1,120 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $24,000 | 5,698 |
| Lease financing receivables | $3,319,000 | 385 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $190,000 | 1,377 |
| Non 1-4 family restructured loans & leases | $190,000 | 1,377 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $23,394,000 | 7,880 |
| Loan loss allowance | $701,000 | 4,661 |
| Total loans and leases | $24,095,000 | 7,830 |
| Unearned income | $69,000 | 4,662 |
| Loans and leases, gross | $24,095,000 | 7,836 |
| All real estate loans | $14,069,000 | 7,468 |
| Real estate loans in domestic offices | $14,069,000 | 7,468 |
| Construction and development loans | $2,031,000 | 4,071 |
| Commercial RE | $4,075,000 | 6,038 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $46,000 | 7,007 |
| 1-4 family residential loans | $4,628,000 | 8,376 |
| Farmland loans | $3,289,000 | 1,992 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,317,000 | 2,301 |
| Commercial and industrial loans | $3,175,000 | 6,538 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,027,000 | 8,091 |
| Credit card loans | $23,000 | 5,953 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,004,000 | 7,874 |
| All other loans & leases | $576,000 | 3,472 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $34,000 | 5,444 |
| Lease financing receivables | $542,000 | 848 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $295,000 | 1,276 |
| Non 1-4 family restructured loans & leases | $295,000 | 1,276 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $20,290,000 | 8,533 |
| Loan loss allowance | $686,000 | 4,798 |
| Total loans and leases | $20,976,000 | 8,457 |
| Unearned income | $58,000 | 5,251 |
| Loans and leases, gross | $20,976,000 | 8,462 |
| All real estate loans | $12,375,000 | 7,971 |
| Real estate loans in domestic offices | $12,375,000 | 7,971 |
| Construction and development loans | $1,462,000 | 4,601 |
| Commercial RE | $3,943,000 | 6,167 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $73,000 | 7,006 |
| 1-4 family residential loans | $4,324,000 | 8,784 |
| Farmland loans | $2,573,000 | 2,433 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,621,000 | 2,668 |
| Commercial and industrial loans | $3,511,000 | 6,238 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,314,000 | 9,487 |
| Credit card loans | $17,000 | 6,233 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,297,000 | 9,341 |
| All other loans & leases | $213,000 | 5,382 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $14,000 | 6,835 |
| Lease financing receivables | $199,000 | 1,213 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $439,000 | 1,134 |
| Non 1-4 family restructured loans & leases | $439,000 | 1,134 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $17,617,000 | 9,237 |
| Loan loss allowance | $694,000 | 4,862 |
| Total loans and leases | $18,311,000 | 9,157 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $18,311,000 | 9,160 |
| All real estate loans | $9,558,000 | 8,978 |
| Real estate loans in domestic offices | $9,558,000 | 8,978 |
| Construction and development loans | $486,000 | 6,735 |
| Commercial RE | $3,864,000 | 6,357 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $25,000 | 7,906 |
| 1-4 family residential loans | $3,200,000 | 9,832 |
| Farmland loans | $1,983,000 | 2,929 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,781,000 | 2,583 |
| Commercial and industrial loans | $3,507,000 | 6,197 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,011,000 | 10,422 |
| Credit card loans | $2,000 | 6,818 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,009,000 | 10,259 |
| All other loans & leases | $454,000 | 4,204 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $142,000 | 3,403 |
| Lease financing receivables | $312,000 | 1,015 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $990,000 | 801 |
| Non 1-4 family restructured loans & leases | $990,000 | 801 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $13,914,000 | 10,329 |
| Loan loss allowance | $640,000 | 5,330 |
| Total loans and leases | $14,554,000 | 10,229 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $14,554,000 | 10,235 |
| All real estate loans | $6,687,000 | 10,220 |
| Real estate loans in domestic offices | $6,687,000 | 10,220 |
| Construction and development loans | $9,000 | 10,310 |
| Commercial RE | $2,322,000 | 7,808 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $27,000 | 8,175 |
| 1-4 family residential loans | $2,667,000 | 10,592 |
| Farmland loans | $1,662,000 | 3,238 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,861,000 | 2,462 |
| Commercial and industrial loans | $2,712,000 | 7,091 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $761,000 | 11,499 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $761,000 | 11,347 |
| All other loans & leases | $533,000 | 4,032 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $190,000 | 3,568 |
| Other loans | $21,000 | 6,722 |
| Lease financing receivables | $322,000 | 961 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $694,000 | 1,231 |
| Non 1-4 family restructured loans & leases | $694,000 | 1,231 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $12,852,000 | 10,821 |
| Loan loss allowance | $637,000 | 5,392 |
| Total loans and leases | $13,489,000 | 10,687 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $13,489,000 | 10,692 |
| All real estate loans | $5,497,000 | 10,987 |
| Real estate loans in domestic offices | $5,497,000 | 10,986 |
| Construction and development loans | $10,000 | 10,566 |
| Commercial RE | $1,549,000 | 9,025 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $39,000 | 8,164 |
| 1-4 family residential loans | $2,869,000 | 10,745 |
| Farmland loans | $1,030,000 | 4,293 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,579,000 | 2,555 |
| Commercial and industrial loans | $2,645,000 | 7,336 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $881,000 | 11,732 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $881,000 | 11,572 |
| All other loans & leases | $887,000 | 3,300 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $354,000 | 2,897 |
| Other loans | $18,000 | 7,143 |
| Lease financing receivables | $515,000 | 815 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $784,000 | 1,368 |
| Non 1-4 family restructured loans & leases | $784,000 | 1,368 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |