Home > Citizens State Bank of Dalhart > Income and Expense
Citizens State Bank of Dalhart, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $9,565,000 | 3,162 |
Total interest expense | $3,051,000 | 3,905 |
Net interest income | $6,514,000 | 2,786 |
Provision for loan and lease losses | $150,000 | 3,586 |
Total noninterest income | $629,000 | 4,488 |
Gross Fiduciary activities income | $12,000 | 1,462 |
Service charges on deposit accounts | $471,000 | 2,929 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $146,000 | 6,278 |
Total noninterest expense | $5,186,000 | 2,677 |
Salaries and employee benefits | $2,245,000 | 2,952 |
Premises and equipment expense | $729,000 | 2,740 |
Additional noninterest expense | $2,212,000 | 2,373 |
Pre-tax net operating income | $1,807,000 | 3,734 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $379,000 | 4,948 |
Income before extraordinary items | $1,428,000 | 3,307 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,428,000 | 3,323 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,569 |
Cash dividends | $92,000 | 7,085 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,428,000 | 3,338 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $9,709,000 | 3,182 |
Total interest expense | $3,186,000 | 3,909 |
Net interest income | $6,523,000 | 2,770 |
Provision for loan and lease losses | $-522,000 | 13,178 |
Total noninterest income | $632,000 | 4,786 |
Gross Fiduciary activities income | $13,000 | 1,482 |
Service charges on deposit accounts | $481,000 | 2,908 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $138,000 | 6,833 |
Total noninterest expense | $4,170,000 | 3,352 |
Salaries and employee benefits | $2,201,000 | 2,980 |
Premises and equipment expense | $599,000 | 3,334 |
Additional noninterest expense | $1,370,000 | 3,779 |
Pre-tax net operating income | $3,507,000 | 1,945 |
Securities gains (losses) | $85,000 | 2,724 |
Applicable income taxes | $784,000 | 2,800 |
Income before extraordinary items | $2,808,000 | 1,779 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $2,808,000 | 1,848 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 4,984 |
Cash dividends | $575,000 | 2,752 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $2,741,700 | 1,711 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $8,253,000 | 4,184 |
Total interest expense | $3,142,000 | 4,959 |
Net interest income | $5,111,000 | 3,561 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $712,000 | 4,348 |
Gross Fiduciary activities income | $8,000 | 1,554 |
Service charges on deposit accounts | $422,000 | 3,295 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $282,000 | 4,608 |
Total noninterest expense | $3,367,000 | 4,073 |
Salaries and employee benefits | $1,919,000 | 3,327 |
Premises and equipment expense | $458,000 | 4,287 |
Additional noninterest expense | $990,000 | 5,089 |
Pre-tax net operating income | $2,456,000 | 2,534 |
Securities gains (losses) | $24,000 | 5,342 |
Applicable income taxes | $726,000 | 2,860 |
Income before extraordinary items | $1,754,000 | 2,620 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,754,000 | 2,659 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-91,000 | 13,697 |
Cash dividends | $450,000 | 3,037 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,736,960 | 2,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.