Home > Citizens State Bank of Cropsey > Income and Expense
Citizens State Bank of Cropsey, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 6,783 |
| Total interest expense | $517,000 | 6,149 |
| Net interest income | $1,048,000 | 6,906 |
| Provision for loan and lease losses | $753,000 | 2,931 |
| Total noninterest income | $63,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $29,000 | 6,448 |
| Total noninterest expense | $999,000 | 6,764 |
| Salaries and employee benefits | $412,000 | 7,100 |
| Premises and equipment expense | $82,000 | 7,068 |
| Additional noninterest expense | $505,000 | 6,017 |
| Pre-tax net operating income | $-641,000 | 6,619 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-641,000 | 6,745 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-641,000 | 6,746 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-641,000 | 6,746 |
| Net charge-offs | $623,000 | 2,773 |
| Cash dividends | $9,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-641,000 | 6,692 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 6,810 |
| Total interest expense | $357,000 | 6,159 |
| Net interest income | $698,000 | 6,946 |
| Provision for loan and lease losses | $745,000 | 2,299 |
| Total noninterest income | $38,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $743,000 | 6,628 |
| Salaries and employee benefits | $287,000 | 7,099 |
| Premises and equipment expense | $54,000 | 7,118 |
| Additional noninterest expense | $402,000 | 5,649 |
| Pre-tax net operating income | $-752,000 | 6,890 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $-758,000 | 6,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-758,000 | 6,986 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-758,000 | 6,986 |
| Net charge-offs | $616,000 | 2,208 |
| Cash dividends | $9,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-758,000 | 6,957 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 6,828 |
| Total interest expense | $189,000 | 6,177 |
| Net interest income | $360,000 | 6,963 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $435,000 | 6,436 |
| Salaries and employee benefits | $146,000 | 7,156 |
| Premises and equipment expense | $27,000 | 7,201 |
| Additional noninterest expense | $262,000 | 4,984 |
| Pre-tax net operating income | $-71,000 | 6,573 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $28,000 | 3,224 |
| Income before extraordinary items | $-99,000 | 6,750 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-99,000 | 6,751 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-99,000 | 6,750 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $6,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-99,000 | 6,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 6,914 |
| Total interest expense | $833,000 | 6,400 |
| Net interest income | $1,371,000 | 7,052 |
| Provision for loan and lease losses | $287,000 | 5,337 |
| Total noninterest income | $122,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $74,000 | 6,000 |
| Total noninterest expense | $1,091,000 | 7,283 |
| Salaries and employee benefits | $551,000 | 7,311 |
| Premises and equipment expense | $101,000 | 7,373 |
| Additional noninterest expense | $439,000 | 6,975 |
| Pre-tax net operating income | $115,000 | 5,042 |
| Securities gains (losses) | $-80,000 | 7,247 |
| Applicable income taxes | $34,000 | 3,455 |
| Income before extraordinary items | $1,000 | 5,537 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,000 | 5,535 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,000 | 5,535 |
| Net charge-offs | $247,000 | 4,736 |
| Cash dividends | $91,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $52,200 | 5,280 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 7,017 |
| Total interest expense | $626,000 | 6,526 |
| Net interest income | $1,005,000 | 7,124 |
| Provision for loan and lease losses | $29,000 | 6,813 |
| Total noninterest income | $102,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $65,000 | 5,948 |
| Total noninterest expense | $820,000 | 7,328 |
| Salaries and employee benefits | $424,000 | 7,329 |
| Premises and equipment expense | $73,000 | 7,460 |
| Additional noninterest expense | $323,000 | 7,032 |
| Pre-tax net operating income | $258,000 | 4,693 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $84,000 | 3,004 |
| Income before extraordinary items | $175,000 | 4,959 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $175,000 | 4,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $175,000 | 4,959 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $34,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $174,320 | 4,915 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 7,120 |
| Total interest expense | $425,000 | 6,594 |
| Net interest income | $638,000 | 7,250 |
| Provision for loan and lease losses | $17,000 | 6,764 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $543,000 | 7,408 |
| Salaries and employee benefits | $277,000 | 7,432 |
| Premises and equipment expense | $47,000 | 7,562 |
| Additional noninterest expense | $219,000 | 7,052 |
| Pre-tax net operating income | $150,000 | 4,935 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $102,000 | 5,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 5,187 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $102,000 | 5,187 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $8,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $101,320 | 5,103 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,191 |
| Total interest expense | $221,000 | 6,633 |
| Net interest income | $302,000 | 7,357 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $258,000 | 7,482 |
| Salaries and employee benefits | $140,000 | 7,470 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $94,000 | 7,177 |
| Pre-tax net operating income | $61,000 | 5,477 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $41,000 | 5,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 5,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,000 | 5,833 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $3,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $41,000 | 5,664 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 7,349 |
| Total interest expense | $986,000 | 6,798 |
| Net interest income | $994,000 | 7,598 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $97,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 6,730 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $898,000 | 7,669 |
| Salaries and employee benefits | $464,000 | 7,750 |
| Premises and equipment expense | $99,000 | 7,632 |
| Additional noninterest expense | $335,000 | 7,299 |
| Pre-tax net operating income | $163,000 | 5,853 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $29,000 | 4,134 |
| Income before extraordinary items | $134,000 | 5,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $134,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,263 |
| Cash dividends | $78,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $134,000 | 5,896 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 7,444 |
| Total interest expense | $727,000 | 6,940 |
| Net interest income | $738,000 | 7,675 |
| Provision for loan and lease losses | $23,000 | 6,429 |
| Total noninterest income | $73,000 | 7,450 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $34,000 | 6,756 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $677,000 | 7,704 |
| Salaries and employee benefits | $361,000 | 7,738 |
| Premises and equipment expense | $73,000 | 7,691 |
| Additional noninterest expense | $243,000 | 7,359 |
| Pre-tax net operating income | $111,000 | 6,358 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $75,000 | 6,299 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $75,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $27,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $75,000 | 6,448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $964,000 | 7,524 |
| Total interest expense | $488,000 | 7,051 |
| Net interest income | $476,000 | 7,757 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $49,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $443,000 | 7,778 |
| Salaries and employee benefits | $238,000 | 7,809 |
| Premises and equipment expense | $54,000 | 7,622 |
| Additional noninterest expense | $151,000 | 7,496 |
| Pre-tax net operating income | $67,000 | 6,590 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $21,000 | 4,649 |
| Income before extraordinary items | $46,000 | 6,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 6,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $11,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $46,000 | 6,660 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $491,000 | 7,594 |
| Total interest expense | $245,000 | 7,172 |
| Net interest income | $246,000 | 7,764 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $223,000 | 7,805 |
| Salaries and employee benefits | $122,000 | 7,829 |
| Premises and equipment expense | $28,000 | 7,609 |
| Additional noninterest expense | $73,000 | 7,561 |
| Pre-tax net operating income | $32,000 | 6,827 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $7,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 7,647 |
| Total interest expense | $905,000 | 7,313 |
| Net interest income | $973,000 | 7,778 |
| Provision for loan and lease losses | $28,000 | 6,150 |
| Total noninterest income | $87,000 | 7,696 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $55,000 | 6,673 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $32,000 | 7,491 |
| Total noninterest expense | $856,000 | 7,855 |
| Salaries and employee benefits | $442,000 | 7,951 |
| Premises and equipment expense | $110,000 | 7,640 |
| Additional noninterest expense | $304,000 | 7,517 |
| Pre-tax net operating income | $176,000 | 6,930 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $40,000 | 5,041 |
| Income before extraordinary items | $138,000 | 7,001 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $138,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $83,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $136,440 | 6,986 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 7,698 |
| Total interest expense | $677,000 | 7,344 |
| Net interest income | $721,000 | 7,838 |
| Provision for loan and lease losses | $23,000 | 5,748 |
| Total noninterest income | $61,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $681,000 | 7,764 |
| Salaries and employee benefits | $357,000 | 7,845 |
| Premises and equipment expense | $81,000 | 7,644 |
| Additional noninterest expense | $243,000 | 7,414 |
| Pre-tax net operating income | $78,000 | 7,394 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $53,000 | 7,480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $53,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $16,000 | 5,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $53,000 | 7,466 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $928,000 | 7,750 |
| Total interest expense | $448,000 | 7,385 |
| Net interest income | $480,000 | 7,907 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $40,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $460,000 | 7,796 |
| Salaries and employee benefits | $238,000 | 7,898 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $169,000 | 7,366 |
| Pre-tax net operating income | $45,000 | 7,546 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $30,000 | 7,625 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $30,000 | 7,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $12,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $30,000 | 7,609 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,802 |
| Total interest expense | $220,000 | 7,437 |
| Net interest income | $237,000 | 7,983 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $244,000 | 7,755 |
| Salaries and employee benefits | $122,000 | 7,912 |
| Premises and equipment expense | $28,000 | 7,677 |
| Additional noninterest expense | $94,000 | 7,210 |
| Pre-tax net operating income | $7,000 | 7,774 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $0 | 7,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $0 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $8,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $0 | 7,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 7,760 |
| Total interest expense | $789,000 | 7,343 |
| Net interest income | $929,000 | 7,935 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $90,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $58,000 | 6,761 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $790,000 | 8,017 |
| Salaries and employee benefits | $409,000 | 8,127 |
| Premises and equipment expense | $103,000 | 7,768 |
| Additional noninterest expense | $278,000 | 7,703 |
| Pre-tax net operating income | $205,000 | 7,389 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $66,000 | 5,268 |
| Income before extraordinary items | $139,000 | 7,526 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $139,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $79,000 | 5,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $139,000 | 7,515 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,855 |
| Total interest expense | $564,000 | 7,418 |
| Net interest income | $684,000 | 8,039 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $72,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $638,000 | 7,952 |
| Salaries and employee benefits | $350,000 | 7,967 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $211,000 | 7,693 |
| Pre-tax net operating income | $100,000 | 7,806 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $31,000 | 5,736 |
| Income before extraordinary items | $69,000 | 7,871 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $69,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $16,000 | 5,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $69,000 | 7,866 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,911 |
| Total interest expense | $353,000 | 7,475 |
| Net interest income | $456,000 | 8,087 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $54,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $417,000 | 7,999 |
| Salaries and employee benefits | $228,000 | 8,036 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $138,000 | 7,742 |
| Pre-tax net operating income | $81,000 | 7,796 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $26,000 | 5,649 |
| Income before extraordinary items | $55,000 | 7,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $55,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $13,000 | 5,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $55,000 | 7,879 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,938 |
| Total interest expense | $166,000 | 7,539 |
| Net interest income | $231,000 | 8,091 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $209,000 | 8,026 |
| Salaries and employee benefits | $113,000 | 8,060 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $69,000 | 7,754 |
| Pre-tax net operating income | $37,000 | 7,846 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $25,000 | 7,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,977 |
| Cash dividends | $9,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $25,000 | 7,913 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 7,895 |
| Total interest expense | $560,000 | 7,445 |
| Net interest income | $945,000 | 8,018 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $82,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $46,000 | 7,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $740,000 | 8,170 |
| Salaries and employee benefits | $377,000 | 8,281 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $263,000 | 7,850 |
| Pre-tax net operating income | $249,000 | 7,550 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $83,000 | 5,516 |
| Income before extraordinary items | $166,000 | 7,728 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $166,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $82,000 | 5,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $166,000 | 7,694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 7,937 |
| Total interest expense | $404,000 | 7,453 |
| Net interest income | $708,000 | 8,069 |
| Provision for loan and lease losses | $32,000 | 5,761 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $592,000 | 8,089 |
| Salaries and employee benefits | $316,000 | 8,119 |
| Premises and equipment expense | $73,000 | 7,911 |
| Additional noninterest expense | $203,000 | 7,806 |
| Pre-tax net operating income | $151,000 | 7,827 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $51,000 | 5,776 |
| Income before extraordinary items | $100,000 | 7,967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $100,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $15,000 | 5,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $100,000 | 7,936 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 7,957 |
| Total interest expense | $254,000 | 7,491 |
| Net interest income | $476,000 | 8,070 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $380,000 | 8,129 |
| Salaries and employee benefits | $199,000 | 8,206 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $133,000 | 7,821 |
| Pre-tax net operating income | $115,000 | 7,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $40,000 | 5,690 |
| Income before extraordinary items | $75,000 | 7,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $9,000 | 5,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $75,000 | 7,880 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,012 |
| Total interest expense | $124,000 | 7,508 |
| Net interest income | $239,000 | 8,141 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $182,000 | 8,258 |
| Salaries and employee benefits | $92,000 | 8,370 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $64,000 | 7,716 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $24,000 | 5,498 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $5,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 8,028 |
| Total interest expense | $485,000 | 7,358 |
| Net interest income | $898,000 | 8,177 |
| Provision for loan and lease losses | $48,000 | 5,981 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $37,000 | 7,758 |
| Total noninterest expense | $708,000 | 8,302 |
| Salaries and employee benefits | $365,000 | 8,410 |
| Premises and equipment expense | $101,000 | 7,956 |
| Additional noninterest expense | $242,000 | 8,038 |
| Pre-tax net operating income | $234,000 | 7,659 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $62,000 | 5,902 |
| Income before extraordinary items | $174,000 | 7,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $174,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $65,000 | 5,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $172,520 | 7,736 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 8,089 |
| Total interest expense | $357,000 | 7,417 |
| Net interest income | $662,000 | 8,237 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $43,000 | 7,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $519,000 | 8,341 |
| Salaries and employee benefits | $273,000 | 8,413 |
| Premises and equipment expense | $66,000 | 8,111 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $177,000 | 7,794 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $50,000 | 5,967 |
| Income before extraordinary items | $129,000 | 7,919 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $129,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $127,560 | 7,878 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $664,000 | 8,164 |
| Total interest expense | $230,000 | 7,552 |
| Net interest income | $434,000 | 8,309 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $26,000 | 7,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $21,000 | 7,686 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $184,000 | 8,454 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $110,000 | 7,850 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $23,000 | 6,209 |
| Income before extraordinary items | $89,000 | 7,890 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $87,420 | 7,849 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $323,000 | 8,254 |
| Total interest expense | $113,000 | 7,644 |
| Net interest income | $210,000 | 8,380 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $167,000 | 8,487 |
| Salaries and employee benefits | $87,000 | 8,559 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $53,000 | 7,880 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $46,260 | 7,797 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 8,444 |
| Total interest expense | $417,000 | 8,052 |
| Net interest income | $744,000 | 8,496 |
| Provision for loan and lease losses | $57,000 | 6,122 |
| Total noninterest income | $82,000 | 8,482 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $54,000 | 7,375 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $28,000 | 8,187 |
| Total noninterest expense | $633,000 | 8,587 |
| Salaries and employee benefits | $324,000 | 8,687 |
| Premises and equipment expense | $80,000 | 8,341 |
| Additional noninterest expense | $229,000 | 8,243 |
| Pre-tax net operating income | $136,000 | 8,068 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $110,000 | 8,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $110,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $23,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 643 |
| Net operating income | $99,780 | 8,103 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,559 |
| Total interest expense | $312,000 | 8,184 |
| Net interest income | $534,000 | 8,613 |
| Provision for loan and lease losses | $41,000 | 6,075 |
| Total noninterest income | $65,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $467,000 | 8,613 |
| Salaries and employee benefits | $244,000 | 8,682 |
| Premises and equipment expense | $55,000 | 8,474 |
| Additional noninterest expense | $168,000 | 8,284 |
| Pre-tax net operating income | $91,000 | 8,276 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $105,000 | 8,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $105,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 485 |
| Net operating income | $91,000 | 8,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 8,636 |
| Total interest expense | $213,000 | 8,249 |
| Net interest income | $339,000 | 8,698 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $310,000 | 8,641 |
| Salaries and employee benefits | $161,000 | 8,726 |
| Premises and equipment expense | $38,000 | 8,441 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $59,000 | 8,308 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $75,000 | 8,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $75,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 363 |
| Net operating income | $59,000 | 8,215 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 8,713 |
| Total interest expense | $109,000 | 8,312 |
| Net interest income | $162,000 | 8,775 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $160,000 | 8,657 |
| Salaries and employee benefits | $83,000 | 8,725 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $55,000 | 8,353 |
| Pre-tax net operating income | $20,000 | 8,454 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $20,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 216 |
| Net operating income | $20,000 | 8,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 8,788 |
| Total interest expense | $472,000 | 8,457 |
| Net interest income | $601,000 | 8,889 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $66,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $597,000 | 8,774 |
| Salaries and employee benefits | $306,000 | 8,877 |
| Premises and equipment expense | $88,000 | 8,335 |
| Additional noninterest expense | $203,000 | 8,540 |
| Pre-tax net operating income | $45,000 | 8,491 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $70,000 | 8,465 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $70,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $474,000 | 482 |
| Net operating income | $42,450 | 8,495 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 9,119 |
| Total interest expense | $595,000 | 8,837 |
| Net interest income | $457,000 | 9,248 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $73,000 | 8,870 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $567,000 | 9,013 |
| Salaries and employee benefits | $283,000 | 9,127 |
| Premises and equipment expense | $96,000 | 8,365 |
| Additional noninterest expense | $188,000 | 8,754 |
| Pre-tax net operating income | $-50,000 | 8,811 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,000 | 8,813 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-50,000 | 8,825 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 9,427 |
| Total interest expense | $490,000 | 9,271 |
| Net interest income | $466,000 | 9,499 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $79,000 | 8,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $653,000 | 8,955 |
| Salaries and employee benefits | $291,000 | 9,300 |
| Premises and equipment expense | $84,000 | 8,716 |
| Additional noninterest expense | $278,000 | 8,124 |
| Pre-tax net operating income | $-146,000 | 9,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-11,000 | 9,330 |
| Income before extraordinary items | $-135,000 | 9,310 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-135,000 | 9,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-135,000 | 9,306 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 9,570 |
| Total interest expense | $517,000 | 9,405 |
| Net interest income | $533,000 | 9,632 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $95,000 | 8,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $609,000 | 9,296 |
| Salaries and employee benefits | $291,000 | 9,515 |
| Premises and equipment expense | $99,000 | 8,653 |
| Additional noninterest expense | $219,000 | 8,844 |
| Pre-tax net operating income | $17,000 | 9,344 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $15,000 | 9,392 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,000 | 9,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $15,000 | 9,359 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 9,713 |
| Total interest expense | $566,000 | 9,560 |
| Net interest income | $584,000 | 9,769 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $81,000 | 9,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $573,000 | 9,537 |
| Salaries and employee benefits | $276,000 | 9,750 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $197,000 | 9,154 |
| Pre-tax net operating income | $16,000 | 9,736 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,000 | 9,272 |
| Income before extraordinary items | $14,000 | 9,782 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $14,000 | 9,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,000 | 9,730 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 10,121 |
| Total interest expense | $567,000 | 9,925 |
| Net interest income | $590,000 | 10,209 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $81,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $564,000 | 9,883 |
| Salaries and employee benefits | $263,000 | 10,190 |
| Premises and equipment expense | $97,000 | 9,032 |
| Additional noninterest expense | $204,000 | 9,354 |
| Pre-tax net operating income | $71,000 | 10,172 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $12,000 | 9,872 |
| Income before extraordinary items | $59,000 | 10,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $59,000 | 10,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $59,000 | 10,154 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 10,666 |
| Total interest expense | $567,000 | 10,386 |
| Net interest income | $539,000 | 10,800 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $75,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $509,000 | 10,552 |
| Salaries and employee benefits | $250,000 | 10,717 |
| Premises and equipment expense | $88,000 | 9,600 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $48,000 | 10,613 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $42,000 | 10,627 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $42,000 | 10,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $42,000 | 10,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 11,476 |
| Total interest expense | $461,000 | 11,157 |
| Net interest income | $386,000 | 11,629 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $67,000 | 11,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $443,000 | 11,266 |
| Salaries and employee benefits | $214,000 | 11,408 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $163,000 | 10,901 |
| Pre-tax net operating income | $-27,000 | 11,543 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-27,000 | 11,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-27,000 | 11,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-27,000 | 11,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 12,262 |
| Total interest expense | $308,000 | 12,007 |
| Net interest income | $338,000 | 12,349 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $257,000 | 12,434 |
| Salaries and employee benefits | $113,000 | 12,483 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $117,000 | 12,138 |
| Pre-tax net operating income | $113,000 | 11,539 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $21,000 | 11,132 |
| Income before extraordinary items | $83,000 | 11,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $83,000 | 11,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $12,000 | 8,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $90,200 | 11,518 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 12,920 |
| Total interest expense | $305,000 | 12,659 |
| Net interest income | $314,000 | 12,984 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $43,000 | 12,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,123 |
| Total noninterest expense | $236,000 | 13,134 |
| Salaries and employee benefits | $102,000 | 13,169 |
| Premises and equipment expense | $18,000 | 13,121 |
| Additional noninterest expense | $116,000 | 12,805 |
| Pre-tax net operating income | $118,000 | 11,732 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $95,000 | 11,842 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $95,000 | 11,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $90,380 | 11,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 13,556 |
| Total interest expense | $330,000 | 13,401 |
| Net interest income | $314,000 | 13,600 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $34,000 | 13,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 11,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $208,000 | 13,789 |
| Salaries and employee benefits | $89,000 | 13,816 |
| Premises and equipment expense | $11,000 | 13,823 |
| Additional noninterest expense | $108,000 | 13,453 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $36,000 | 11,628 |
| Income before extraordinary items | $84,000 | 12,161 |
| Extraordinary gains, net | $-19,000 | 13,507 |
| Net income | $65,000 | 12,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $83,300 | 11,877 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.