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Citizens State Bank of Corpus Christi, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$14,976,0002,248
Total interest expense$5,780,0002,632
Net interest income$9,196,0001,950
Provision for loan and lease losses$200,0003,395
Total noninterest income$3,200,0001,294
Gross Fiduciary activities income$1,121,000478
Service charges on deposit accounts$1,156,0001,145
Trading account gains and fees$0262
Additional Noninterest Income$923,0001,914
Total noninterest expense$8,461,0001,680
Salaries and employee benefits$4,310,0001,542
Premises and equipment expense$1,626,0001,263
Additional noninterest expense$2,525,0001,992
Pre-tax net operating income$3,735,0001,941
Securities gains (losses)$04,148
Applicable income taxes$1,079,0002,185
Income before extraordinary items$2,656,0001,862
Extraordinary gains, net$053
Net income$2,656,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,0001,142
Cash dividends$1,105,0001,983
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,656,0001,828
1995-12-31 (YTD Data)Rank
Total interest income$12,682,0002,642
Total interest expense$4,819,0003,118
Net interest income$7,863,0002,290
Provision for loan and lease losses$-600,00011,907
Total noninterest income$2,975,0001,370
Gross Fiduciary activities income$1,159,000501
Service charges on deposit accounts$1,025,0001,322
Trading account gains and fees$0522
Additional Noninterest Income$791,0002,124
Total noninterest expense$8,169,0001,720
Salaries and employee benefits$4,096,0001,618
Premises and equipment expense$1,507,0001,365
Additional noninterest expense$2,566,0001,957
Pre-tax net operating income$3,269,0002,261
Securities gains (losses)$03,831
Applicable income taxes$1,021,0002,334
Income before extraordinary items$2,248,0002,240
Extraordinary gains, net$065
Net income$2,248,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-894,00011,950
Cash dividends$650,0002,777
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,248,0002,215
1994-12-31 (YTD Data)Rank
Total interest income$10,269,0002,963
Total interest expense$3,309,0003,620
Net interest income$6,960,0002,591
Provision for loan and lease losses$-300,00012,391
Total noninterest income$2,640,0001,493
Gross Fiduciary activities income$1,096,000506
Service charges on deposit accounts$1,001,0001,338
Trading account gains and fees$0475
Additional Noninterest Income$543,0002,796
Total noninterest expense$7,685,0001,885
Salaries and employee benefits$3,660,0001,826
Premises and equipment expense$1,342,0001,553
Additional noninterest expense$2,683,0002,018
Pre-tax net operating income$2,215,0003,159
Securities gains (losses)$165,000567
Applicable income taxes$380,0004,942
Income before extraordinary items$2,000,0002,438
Extraordinary gains, net$0249
Net income$2,000,0002,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-497,00012,535
Cash dividends$673,0002,603
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,861,4002,630
1993-12-31 (YTD Data)Rank
Total interest income$9,675,0003,197
Total interest expense$2,954,0004,157
Net interest income$6,721,0002,682
Provision for loan and lease losses$010,371
Total noninterest income$2,555,0001,652
Gross Fiduciary activities income$934,000562
Service charges on deposit accounts$1,034,0001,309
Trading account gains and fees$0532
Additional Noninterest Income$587,0002,931
Total noninterest expense$6,608,0002,200
Salaries and employee benefits$3,091,0002,136
Premises and equipment expense$1,228,0001,706
Additional noninterest expense$2,289,0002,427
Pre-tax net operating income$2,668,0002,562
Securities gains (losses)$07,477
Applicable income taxes$290,0006,196
Income before extraordinary items$2,378,0002,101
Extraordinary gains, net$03,149
Net income$2,378,0002,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,00012,794
Cash dividends$577,0002,741
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,378,0001,976
1992-12-31 (YTD Data)Rank
Total interest income$9,953,0003,500
Total interest expense$3,660,0004,389
Net interest income$6,293,0002,899
Provision for loan and lease losses$011,756
Total noninterest income$2,819,0001,512
Gross Fiduciary activities income$1,000,000557
Service charges on deposit accounts$1,115,0001,191
Trading account gains and fees$0504
Additional Noninterest Income$704,0002,532
Total noninterest expense$6,811,0002,157
Salaries and employee benefits$2,900,0002,243
Premises and equipment expense$1,210,0001,747
Additional noninterest expense$2,701,0002,178
Pre-tax net operating income$2,301,0002,715
Securities gains (losses)$26,0005,197
Applicable income taxes$791,0002,647
Income before extraordinary items$1,536,0003,014
Extraordinary gains, net$753,000152
Net income$2,289,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,518,8402,813

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.