Home > Citizens State Bank of Calhoun > Income and Expense
Citizens State Bank of Calhoun, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 5,954 |
| Total interest expense | $2,370,000 | 5,389 |
| Net interest income | $2,109,000 | 6,443 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $314,000 | 6,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,047 |
| Total noninterest expense | $1,206,000 | 7,553 |
| Salaries and employee benefits | $685,000 | 7,321 |
| Premises and equipment expense | $164,000 | 7,413 |
| Additional noninterest expense | $357,000 | 7,637 |
| Pre-tax net operating income | $1,217,000 | 4,721 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $280,000 | 4,961 |
| Income before extraordinary items | $937,000 | 4,627 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $937,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $721,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $937,000 | 4,590 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,471,000 | 6,082 |
| Total interest expense | $2,392,000 | 5,531 |
| Net interest income | $2,079,000 | 6,526 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $251,000 | 6,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,188,000 | 7,580 |
| Salaries and employee benefits | $704,000 | 7,162 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $330,000 | 7,843 |
| Pre-tax net operating income | $1,142,000 | 5,036 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $265,000 | 5,500 |
| Income before extraordinary items | $877,000 | 4,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $877,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $556,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $877,000 | 4,824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 6,389 |
| Total interest expense | $2,243,000 | 5,805 |
| Net interest income | $2,053,000 | 6,808 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $215,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $1,127,000 | 7,917 |
| Salaries and employee benefits | $650,000 | 7,603 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $327,000 | 8,053 |
| Pre-tax net operating income | $1,141,000 | 5,406 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $277,000 | 5,950 |
| Income before extraordinary items | $864,000 | 5,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $864,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,206 |
| Cash dividends | $121,000 | 6,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $864,000 | 5,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 6,750 |
| Total interest expense | $2,255,000 | 5,930 |
| Net interest income | $1,861,000 | 7,445 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $224,000 | 7,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,051,000 | 8,504 |
| Salaries and employee benefits | $592,000 | 8,193 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $303,000 | 8,847 |
| Pre-tax net operating income | $1,034,000 | 5,617 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $744,000 | 5,553 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $744,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $449,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $744,000 | 5,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 7,178 |
| Total interest expense | $1,990,000 | 6,486 |
| Net interest income | $1,839,000 | 7,672 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $217,000 | 8,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,026,000 | 8,836 |
| Salaries and employee benefits | $559,000 | 8,656 |
| Premises and equipment expense | $119,000 | 9,075 |
| Additional noninterest expense | $348,000 | 8,711 |
| Pre-tax net operating income | $998,000 | 6,012 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $658,000 | 6,251 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $658,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $976,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $665,370 | 6,185 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 7,391 |
| Total interest expense | $1,537,000 | 6,783 |
| Net interest income | $1,924,000 | 7,742 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,118,000 | 8,912 |
| Salaries and employee benefits | $517,000 | 9,235 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $439,000 | 8,431 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $763,000 | 5,537 |
| Extraordinary gains, net | $-23,000 | 12,510 |
| Net income | $740,000 | 5,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $171,000 | 5,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $763,000 | 5,611 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 7,709 |
| Total interest expense | $1,555,000 | 7,035 |
| Net interest income | $1,824,000 | 8,175 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,075,000 | 9,422 |
| Salaries and employee benefits | $510,000 | 9,576 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $398,000 | 9,288 |
| Pre-tax net operating income | $889,000 | 6,386 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $683,000 | 6,219 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $683,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $145,000 | 6,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $677,680 | 6,009 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,908 |
| Total interest expense | $1,929,000 | 7,277 |
| Net interest income | $1,771,000 | 8,436 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $957,000 | 10,174 |
| Salaries and employee benefits | $413,000 | 10,708 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $285,000 | 11,055 |
| Pre-tax net operating income | $938,000 | 5,910 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $711,000 | 5,846 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $711,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $711,000 | 5,517 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.