Home > Citizens State Bank of Calhoun > Assets and Liabilities
Citizens State Bank of Calhoun, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $70,379,000 | 5,668 |
| Cash and due from depository institutions | $2,526,000 | 6,562 |
| Interest-bearing balances | $18,000 | 6,068 |
| Securities | $33,737,000 | 3,264 |
| Federal funds sold & reverse repurchase agreements | $1,326,000 | 4,466 |
| Net loans & leases | $31,205,000 | 6,677 |
| Loan loss allowance | $366,000 | 6,751 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $453,000 | 7,898 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,132,000 | 5,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,379,000 | 5,668 |
| Total liabilities | $64,240,000 | 5,605 |
| Total deposits | $60,957,000 | 5,513 |
| Interest-bearing deposits | $55,120,000 | 5,322 |
| Deposits held in domestic offices | $60,957,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,573,000 | 2,263 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $710,000 | 4,211 |
| Total equity capital | $6,139,000 | 6,179 |
| Total bank equity capital | $6,139,000 | 6,179 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $132,000 | 7,461 |
| Surplus | $518,000 | 8,317 |
| Undivided profits | $5,489,000 | 3,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $429,000 | 5,133 |
| Earning assets | $66,286,000 | 5,547 |
| Long-term assets (5+ years) | $5,776,000 | 6,043 |
| Average Assets, year-to-date | $69,976,400 | 5,543 |
| Average Assets, quarterly | $70,295,000 | 5,636 |
| Volatile liabilities | $6,933,000 | 6,462 |
| Insider loans | $1,773,000 | 2,442 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,627,000 | 6,260 |
| Tier 1 (core) risk-based capital | $6,389,000 | 6,042 |
| Tier 2 risk-based capital | $366,000 | 6,379 |
| Total risk weighted assets | $34,599,300 | 6,498 |
| Total unused commitments | $3,627,000 | 6,265 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $70,355,000 | 5,701 |
| Cash and due from depository institutions | $2,223,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $33,255,000 | 3,325 |
| Federal funds sold & reverse repurchase agreements | $2,945,000 | 4,892 |
| Net loans & leases | $30,513,000 | 6,661 |
| Loan loss allowance | $364,000 | 6,752 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $487,000 | 7,826 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $932,000 | 6,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,355,000 | 5,701 |
| Total liabilities | $63,978,000 | 5,620 |
| Total deposits | $61,034,000 | 5,569 |
| Interest-bearing deposits | $55,059,000 | 5,366 |
| Deposits held in domestic offices | $61,034,000 | 5,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,981,000 | 2,002 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $963,000 | 3,635 |
| Total equity capital | $6,377,000 | 6,130 |
| Total bank equity capital | $6,377,000 | 6,130 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $132,000 | 7,618 |
| Surplus | $518,000 | 8,462 |
| Undivided profits | $5,727,000 | 4,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $411,000 | 5,351 |
| Earning assets | $66,713,000 | 5,569 |
| Long-term assets (5+ years) | $6,443,000 | 5,704 |
| Average Assets, year-to-date | $66,633,800 | 5,699 |
| Average Assets, quarterly | $68,545,500 | 5,715 |
| Volatile liabilities | $7,163,000 | 5,985 |
| Insider loans | $1,606,000 | 2,523 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,776,000 | 6,750 |
| Tier 1 (core) risk-based capital | $6,173,000 | 6,085 |
| Tier 2 risk-based capital | $364,000 | 6,339 |
| Total risk weighted assets | $33,494,500 | 6,522 |
| Total unused commitments | $2,776,000 | 6,765 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $63,562,000 | 6,121 |
| Cash and due from depository institutions | $1,652,000 | 7,503 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,606,000 | 3,882 |
| Federal funds sold & reverse repurchase agreements | $2,955,000 | 3,989 |
| Net loans & leases | $30,076,000 | 6,841 |
| Loan loss allowance | $367,000 | 6,867 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $492,000 | 7,965 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $781,000 | 6,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,562,000 | 6,121 |
| Total liabilities | $57,607,000 | 6,062 |
| Total deposits | $54,899,000 | 6,046 |
| Interest-bearing deposits | $49,554,000 | 5,803 |
| Deposits held in domestic offices | $54,899,000 | 6,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,901,000 | 2,182 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $807,000 | 4,228 |
| Total equity capital | $5,955,000 | 6,434 |
| Total bank equity capital | $5,955,000 | 6,434 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $132,000 | 7,963 |
| Surplus | $518,000 | 8,779 |
| Undivided profits | $5,305,000 | 4,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $378,000 | 5,894 |
| Earning assets | $60,637,000 | 5,950 |
| Long-term assets (5+ years) | $4,809,000 | 6,055 |
| Average Assets, year-to-date | $62,250,600 | 6,000 |
| Average Assets, quarterly | $62,229,500 | 6,138 |
| Volatile liabilities | $6,606,000 | 6,292 |
| Insider loans | $1,373,000 | 2,805 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,932,000 | 6,581 |
| Tier 1 (core) risk-based capital | $5,852,000 | 6,373 |
| Tier 2 risk-based capital | $367,000 | 6,329 |
| Total risk weighted assets | $29,740,900 | 7,023 |
| Total unused commitments | $2,932,000 | 6,588 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $62,695,000 | 6,335 |
| Cash and due from depository institutions | $1,541,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,836,000 | 3,927 |
| Federal funds sold & reverse repurchase agreements | $1,235,000 | 6,021 |
| Net loans & leases | $28,739,000 | 7,137 |
| Loan loss allowance | $348,000 | 7,339 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $519,000 | 8,009 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $825,000 | 7,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,695,000 | 6,335 |
| Total liabilities | $57,584,000 | 6,242 |
| Total deposits | $53,318,000 | 6,349 |
| Interest-bearing deposits | $48,144,000 | 6,113 |
| Deposits held in domestic offices | $53,318,000 | 6,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,514,000 | 1,842 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $752,000 | 4,406 |
| Total equity capital | $5,111,000 | 7,153 |
| Total bank equity capital | $5,111,000 | 7,153 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $132,000 | 8,381 |
| Surplus | $518,000 | 9,143 |
| Undivided profits | $4,461,000 | 4,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $339,000 | 6,382 |
| Earning assets | $59,810,000 | 6,159 |
| Long-term assets (5+ years) | $5,434,000 | 5,690 |
| Average Assets, year-to-date | $60,905,600 | 6,296 |
| Average Assets, quarterly | $61,999,000 | 6,323 |
| Volatile liabilities | $7,475,000 | 5,843 |
| Insider loans | $1,309,000 | 2,959 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,826,000 | 6,591 |
| Tier 1 (core) risk-based capital | $5,109,000 | 7,063 |
| Tier 2 risk-based capital | $348,000 | 6,668 |
| Total risk weighted assets | $28,690,200 | 7,267 |
| Total unused commitments | $2,826,000 | 6,605 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $59,475,000 | 6,687 |
| Cash and due from depository institutions | $2,002,000 | 7,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,264,000 | 4,391 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 5,114 |
| Net loans & leases | $26,558,000 | 7,474 |
| Loan loss allowance | $363,000 | 7,376 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $532,000 | 8,133 |
| Other real estate owned | $0 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $794,000 | 7,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,475,000 | 6,687 |
| Total liabilities | $54,575,000 | 6,578 |
| Total deposits | $51,117,000 | 6,686 |
| Interest-bearing deposits | $46,356,000 | 6,408 |
| Deposits held in domestic offices | $51,117,000 | 6,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,854,000 | 2,253 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,604,000 | 2,509 |
| Total equity capital | $4,900,000 | 7,459 |
| Total bank equity capital | $4,900,000 | 7,459 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $132,000 | 8,793 |
| Surplus | $518,000 | 9,488 |
| Undivided profits | $4,250,000 | 5,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $343,000 | 6,517 |
| Earning assets | $56,147,000 | 6,545 |
| Long-term assets (5+ years) | $4,568,000 | 6,043 |
| Average Assets, year-to-date | $57,394,000 | 6,645 |
| Average Assets, quarterly | $58,361,000 | 6,708 |
| Volatile liabilities | $5,604,000 | 6,541 |
| Insider loans | $1,305,000 | 3,074 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,847,000 | 6,517 |
| Tier 1 (core) risk-based capital | $4,804,000 | 7,416 |
| Tier 2 risk-based capital | $324,000 | 7,036 |
| Total risk weighted assets | $25,880,700 | 7,793 |
| Total unused commitments | $2,847,000 | 6,530 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $57,457,000 | 6,867 |
| Cash and due from depository institutions | $2,605,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $25,041,000 | 4,970 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,243 |
| Net loans & leases | $27,923,000 | 7,348 |
| Loan loss allowance | $338,000 | 7,904 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $557,000 | 8,163 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $981,000 | 6,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,457,000 | 6,867 |
| Total liabilities | $52,863,000 | 6,779 |
| Total deposits | $50,168,000 | 6,784 |
| Interest-bearing deposits | $45,125,000 | 6,551 |
| Deposits held in domestic offices | $50,168,000 | 6,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,221,000 | 2,546 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $474,000 | 5,405 |
| Total equity capital | $4,594,000 | 7,547 |
| Total bank equity capital | $4,594,000 | 7,547 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $132,000 | 9,281 |
| Surplus | $518,000 | 9,849 |
| Undivided profits | $3,944,000 | 4,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $309,000 | 6,413 |
| Earning assets | $53,314,000 | 6,774 |
| Long-term assets (5+ years) | $2,842,000 | 7,505 |
| Average Assets, year-to-date | $55,492,600 | 6,904 |
| Average Assets, quarterly | $56,954,000 | 6,857 |
| Volatile liabilities | $4,395,000 | 7,205 |
| Insider loans | $1,286,000 | 3,064 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,587,000 | 5,156 |
| Tier 1 (core) risk-based capital | $5,132,000 | 7,094 |
| Tier 2 risk-based capital | $323,440 | 7,177 |
| Total risk weighted assets | $25,860,940 | 7,893 |
| Total unused commitments | $4,587,000 | 5,163 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $54,237,000 | 7,336 |
| Cash and due from depository institutions | $1,104,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,283,000 | 5,349 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,886 |
| Net loans & leases | $26,199,000 | 7,600 |
| Loan loss allowance | $289,000 | 8,822 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $587,000 | 8,189 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $664,000 | 8,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,237,000 | 7,336 |
| Total liabilities | $49,674,000 | 7,268 |
| Total deposits | $47,520,000 | 7,317 |
| Interest-bearing deposits | $43,513,000 | 6,972 |
| Deposits held in domestic offices | $47,520,000 | 7,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,733,000 | 2,362 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $421,000 | 6,050 |
| Total equity capital | $4,563,000 | 7,732 |
| Total bank equity capital | $4,563,000 | 7,732 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $132,000 | 9,747 |
| Surplus | $518,000 | 10,205 |
| Undivided profits | $3,913,000 | 5,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $265,000 | 6,697 |
| Earning assets | $51,882,000 | 7,124 |
| Long-term assets (5+ years) | $2,940,000 | 7,849 |
| Average Assets, year-to-date | $52,375,800 | 7,347 |
| Average Assets, quarterly | $53,412,000 | 7,341 |
| Volatile liabilities | $3,794,000 | 7,527 |
| Insider loans | $623,000 | 5,060 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,475,000 | 5,942 |
| Tier 1 (core) risk-based capital | $4,563,000 | 7,666 |
| Tier 2 risk-based capital | $289,000 | 7,766 |
| Total risk weighted assets | $24,352,600 | 8,258 |
| Total unused commitments | $3,475,000 | 5,961 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $50,251,000 | 7,828 |
| Cash and due from depository institutions | $1,322,000 | 8,886 |
| Interest-bearing balances | $375,000 | 5,429 |
| Securities | $21,232,000 | 5,875 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,882 |
| Net loans & leases | $24,048,000 | 8,094 |
| Loan loss allowance | $253,000 | 9,528 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $647,000 | 7,943 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $652,000 | 8,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,251,000 | 7,828 |
| Total liabilities | $46,226,000 | 7,783 |
| Total deposits | $45,157,000 | 7,741 |
| Interest-bearing deposits | $42,186,000 | 7,352 |
| Deposits held in domestic offices | $45,157,000 | 7,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $521,000 | 2,978 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $548,000 | 5,406 |
| Total equity capital | $4,025,000 | 8,240 |
| Total bank equity capital | $4,025,000 | 8,240 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $132,000 | 10,203 |
| Surplus | $518,000 | 10,470 |
| Undivided profits | $3,375,000 | 5,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 12,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $326,000 | 6,096 |
| Earning assets | $48,005,000 | 7,580 |
| Long-term assets (5+ years) | $6,072,000 | 5,869 |
| Average Assets, year-to-date | $48,390,800 | 7,868 |
| Average Assets, quarterly | $49,435,500 | 7,846 |
| Volatile liabilities | $2,946,000 | 8,633 |
| Insider loans | $608,000 | 1,476 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $684,000 | 10,004 |
| Tier 1 (core) risk-based capital | $4,025,000 | 8,173 |
| Tier 2 risk-based capital | $253,000 | 8,376 |
| Total risk weighted assets | $23,122,600 | 8,650 |
| Total unused commitments | $684,000 | 10,030 |
| Derivatives | $0 | 651 |