Home > Citizens State Bank - Midwest > Income and Expense
Citizens State Bank - Midwest, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 3,351 |
| Total interest expense | $956,000 | 3,366 |
| Net interest income | $5,339,000 | 3,300 |
| Provision for loan and lease losses | $380,000 | 1,734 |
| Total noninterest income | $259,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $117,000 | 3,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 4,206 |
| Total noninterest expense | $3,201,000 | 3,789 |
| Salaries and employee benefits | $1,902,000 | 3,697 |
| Premises and equipment expense | $233,000 | 4,215 |
| Additional noninterest expense | $1,066,000 | 3,710 |
| Pre-tax net operating income | $2,017,000 | 3,019 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $-208,000 | 5,110 |
| Income before extraordinary items | $2,233,000 | 2,744 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,233,000 | 2,744 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,233,000 | 2,746 |
| Net charge-offs | $14,000 | 3,227 |
| Cash dividends | $1,275,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,225,000 | 2,716 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 3,397 |
| Total interest expense | $692,000 | 3,437 |
| Net interest income | $4,021,000 | 3,336 |
| Provision for loan and lease losses | $380,000 | 1,389 |
| Total noninterest income | $217,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $84,000 | 3,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,080 |
| Total noninterest expense | $2,386,000 | 3,836 |
| Salaries and employee benefits | $1,356,000 | 3,807 |
| Premises and equipment expense | $281,000 | 3,609 |
| Additional noninterest expense | $749,000 | 3,818 |
| Pre-tax net operating income | $1,472,000 | 3,127 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $-208,000 | 5,209 |
| Income before extraordinary items | $1,688,000 | 2,784 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,688,000 | 2,784 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,688,000 | 2,785 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $850,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,680,000 | 2,757 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 3,444 |
| Total interest expense | $434,000 | 3,517 |
| Net interest income | $2,643,000 | 3,380 |
| Provision for loan and lease losses | $280,000 | 1,297 |
| Total noninterest income | $154,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $54,000 | 3,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 3,983 |
| Total noninterest expense | $1,597,000 | 3,859 |
| Salaries and employee benefits | $901,000 | 3,830 |
| Premises and equipment expense | $194,000 | 3,569 |
| Additional noninterest expense | $502,000 | 3,842 |
| Pre-tax net operating income | $920,000 | 3,210 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $-208,000 | 5,266 |
| Income before extraordinary items | $1,136,000 | 2,754 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,136,000 | 2,754 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,136,000 | 2,753 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $425,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,128,000 | 2,748 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 3,496 |
| Total interest expense | $201,000 | 3,598 |
| Net interest income | $1,309,000 | 3,429 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $83,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $27,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,892 |
| Total noninterest expense | $793,000 | 3,910 |
| Salaries and employee benefits | $451,000 | 3,877 |
| Premises and equipment expense | $103,000 | 3,493 |
| Additional noninterest expense | $239,000 | 3,939 |
| Pre-tax net operating income | $599,000 | 2,820 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $599,000 | 2,622 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $599,000 | 2,621 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $599,000 | 2,621 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $599,000 | 2,606 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 3,523 |
| Total interest expense | $323,000 | 4,426 |
| Net interest income | $5,379,000 | 3,361 |
| Provision for loan and lease losses | $391,000 | 1,691 |
| Total noninterest income | $396,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $123,000 | 3,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,784 |
| Total noninterest expense | $3,242,000 | 3,879 |
| Salaries and employee benefits | $1,800,000 | 3,874 |
| Premises and equipment expense | $411,000 | 3,478 |
| Additional noninterest expense | $1,031,000 | 3,848 |
| Pre-tax net operating income | $2,142,000 | 3,026 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $290,000 | 2,414 |
| Income before extraordinary items | $1,857,000 | 3,033 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,857,000 | 3,032 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,857,000 | 3,032 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $400,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,852,700 | 3,046 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 3,648 |
| Total interest expense | $214,000 | 4,534 |
| Net interest income | $3,831,000 | 3,494 |
| Provision for loan and lease losses | $150,000 | 2,253 |
| Total noninterest income | $340,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $93,000 | 3,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,594 |
| Total noninterest expense | $2,424,000 | 3,897 |
| Salaries and employee benefits | $1,339,000 | 3,911 |
| Premises and equipment expense | $306,000 | 3,533 |
| Additional noninterest expense | $779,000 | 3,865 |
| Pre-tax net operating income | $1,597,000 | 3,097 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $290,000 | 2,257 |
| Income before extraordinary items | $1,312,000 | 3,201 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,312,000 | 3,200 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,312,000 | 3,200 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $220,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,307,900 | 3,202 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 3,700 |
| Total interest expense | $131,000 | 4,613 |
| Net interest income | $2,487,000 | 3,543 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $192,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,897 |
| Total noninterest expense | $1,642,000 | 3,903 |
| Salaries and employee benefits | $899,000 | 3,921 |
| Premises and equipment expense | $205,000 | 3,551 |
| Additional noninterest expense | $538,000 | 3,829 |
| Pre-tax net operating income | $937,000 | 3,259 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $289,000 | 1,897 |
| Income before extraordinary items | $653,000 | 3,597 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $653,000 | 3,596 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $653,000 | 3,596 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $649,050 | 3,606 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 3,734 |
| Total interest expense | $55,000 | 4,792 |
| Net interest income | $1,233,000 | 3,577 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $103,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,781 |
| Total noninterest expense | $852,000 | 3,870 |
| Salaries and employee benefits | $465,000 | 3,886 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $285,000 | 3,742 |
| Pre-tax net operating income | $434,000 | 3,322 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $225,000 | 1,465 |
| Income before extraordinary items | $209,000 | 4,135 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $209,000 | 4,135 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $209,000 | 4,135 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $209,000 | 4,138 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 5,483 |
| Total interest expense | $5,000 | 5,645 |
| Net interest income | $977,000 | 5,449 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $102,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $24,000 | 5,289 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $78,000 | 4,929 |
| Total noninterest expense | $705,000 | 5,528 |
| Salaries and employee benefits | $419,000 | 5,495 |
| Premises and equipment expense | $87,000 | 5,352 |
| Additional noninterest expense | $199,000 | 5,541 |
| Pre-tax net operating income | $224,000 | 5,152 |
| Securities gains (losses) | $20,000 | 1,329 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $244,000 | 4,953 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $244,000 | 4,953 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $244,000 | 4,953 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $224,000 | 4,976 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,813 |
| Total interest expense | $272,000 | 4,156 |
| Net interest income | $3,401,000 | 3,739 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $486,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $100,000 | 4,021 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $386,000 | 3,139 |
| Total noninterest expense | $2,411,000 | 4,005 |
| Salaries and employee benefits | $1,490,000 | 3,777 |
| Premises and equipment expense | $316,000 | 3,603 |
| Additional noninterest expense | $605,000 | 4,395 |
| Pre-tax net operating income | $1,476,000 | 3,211 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $525,000 | 2,018 |
| Income before extraordinary items | $951,000 | 3,622 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $951,000 | 3,622 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $951,000 | 3,622 |
| Net charge-offs | $-136,000 | 5,419 |
| Cash dividends | $1,268,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $951,000 | 3,600 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 3,878 |
| Total interest expense | $169,000 | 4,252 |
| Net interest income | $2,201,000 | 3,803 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $231,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $66,000 | 4,043 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $165,000 | 3,735 |
| Total noninterest expense | $1,488,000 | 4,174 |
| Salaries and employee benefits | $902,000 | 3,996 |
| Premises and equipment expense | $204,000 | 3,673 |
| Additional noninterest expense | $382,000 | 4,507 |
| Pre-tax net operating income | $944,000 | 3,222 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $346,000 | 2,026 |
| Income before extraordinary items | $598,000 | 3,671 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $598,000 | 3,669 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $598,000 | 3,671 |
| Net charge-offs | $-26,000 | 5,089 |
| Cash dividends | $850,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $598,000 | 3,647 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 3,900 |
| Total interest expense | $84,000 | 4,273 |
| Net interest income | $1,099,000 | 3,822 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $119,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $32,000 | 4,113 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,654 |
| Total noninterest expense | $758,000 | 4,181 |
| Salaries and employee benefits | $455,000 | 4,027 |
| Premises and equipment expense | $110,000 | 3,584 |
| Additional noninterest expense | $193,000 | 4,540 |
| Pre-tax net operating income | $460,000 | 3,214 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $158,000 | 2,067 |
| Income before extraordinary items | $302,000 | 3,589 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $302,000 | 3,588 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $302,000 | 3,589 |
| Net charge-offs | $-23,000 | 5,304 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $302,000 | 3,569 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 3,894 |
| Total interest expense | $314,000 | 4,396 |
| Net interest income | $4,441,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $490,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $157,000 | 3,907 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $333,000 | 3,817 |
| Total noninterest expense | $3,077,000 | 4,186 |
| Salaries and employee benefits | $1,878,000 | 3,948 |
| Premises and equipment expense | $409,000 | 3,739 |
| Additional noninterest expense | $790,000 | 4,583 |
| Pre-tax net operating income | $1,854,000 | 3,191 |
| Securities gains (losses) | $117,000 | 1,238 |
| Applicable income taxes | $757,000 | 1,899 |
| Income before extraordinary items | $1,214,000 | 3,617 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,214,000 | 3,615 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,214,000 | 3,616 |
| Net charge-offs | $-51,000 | 5,371 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,139,120 | 3,668 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 4,000 |
| Total interest expense | $219,000 | 4,538 |
| Net interest income | $3,196,000 | 3,912 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $374,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $117,000 | 3,944 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $257,000 | 3,788 |
| Total noninterest expense | $2,324,000 | 4,174 |
| Salaries and employee benefits | $1,427,000 | 3,929 |
| Premises and equipment expense | $309,000 | 3,743 |
| Additional noninterest expense | $588,000 | 4,623 |
| Pre-tax net operating income | $1,246,000 | 3,416 |
| Securities gains (losses) | $118,000 | 1,149 |
| Applicable income taxes | $522,000 | 2,023 |
| Income before extraordinary items | $842,000 | 3,777 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $842,000 | 3,775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $842,000 | 3,777 |
| Net charge-offs | $-48,000 | 5,354 |
| Cash dividends | $750,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $766,480 | 3,845 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 4,050 |
| Total interest expense | $150,000 | 4,526 |
| Net interest income | $2,102,000 | 3,968 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $247,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $73,000 | 4,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 3,789 |
| Total noninterest expense | $1,562,000 | 4,187 |
| Salaries and employee benefits | $971,000 | 3,917 |
| Premises and equipment expense | $211,000 | 3,729 |
| Additional noninterest expense | $380,000 | 4,717 |
| Pre-tax net operating income | $787,000 | 3,482 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $261,000 | 2,260 |
| Income before extraordinary items | $532,000 | 3,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $532,000 | 3,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $532,000 | 3,869 |
| Net charge-offs | $-46,000 | 5,480 |
| Cash dividends | $750,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $527,980 | 3,813 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 4,090 |
| Total interest expense | $74,000 | 4,571 |
| Net interest income | $1,044,000 | 3,995 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $119,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $86,000 | 3,764 |
| Total noninterest expense | $795,000 | 4,197 |
| Salaries and employee benefits | $492,000 | 3,920 |
| Premises and equipment expense | $109,000 | 3,701 |
| Additional noninterest expense | $194,000 | 4,703 |
| Pre-tax net operating income | $368,000 | 3,542 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $125,000 | 2,264 |
| Income before extraordinary items | $249,000 | 3,929 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $249,000 | 3,926 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $249,000 | 3,927 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $535,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $244,980 | 3,899 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 4,073 |
| Total interest expense | $311,000 | 4,547 |
| Net interest income | $4,198,000 | 3,975 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $654,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $148,000 | 4,160 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $506,000 | 3,272 |
| Total noninterest expense | $3,264,000 | 4,137 |
| Salaries and employee benefits | $2,006,000 | 3,893 |
| Premises and equipment expense | $418,000 | 3,827 |
| Additional noninterest expense | $840,000 | 4,595 |
| Pre-tax net operating income | $1,588,000 | 3,419 |
| Securities gains (losses) | $53,000 | 1,607 |
| Applicable income taxes | $568,000 | 2,117 |
| Income before extraordinary items | $1,073,000 | 3,811 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,073,000 | 3,811 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,073,000 | 3,812 |
| Net charge-offs | $22,000 | 3,711 |
| Cash dividends | $850,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,038,550 | 3,811 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 4,163 |
| Total interest expense | $234,000 | 4,613 |
| Net interest income | $3,082,000 | 4,061 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $355,000 | 4,275 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $112,000 | 4,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,905 |
| Total noninterest expense | $2,427,000 | 4,186 |
| Salaries and employee benefits | $1,506,000 | 3,917 |
| Premises and equipment expense | $309,000 | 3,904 |
| Additional noninterest expense | $612,000 | 4,697 |
| Pre-tax net operating income | $1,010,000 | 3,731 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $325,000 | 2,403 |
| Income before extraordinary items | $695,000 | 4,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $695,000 | 4,129 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $695,000 | 4,132 |
| Net charge-offs | $25,000 | 3,231 |
| Cash dividends | $850,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $688,200 | 4,092 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 4,210 |
| Total interest expense | $156,000 | 4,653 |
| Net interest income | $2,023,000 | 4,113 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $231,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $76,000 | 4,165 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 3,982 |
| Total noninterest expense | $1,630,000 | 4,211 |
| Salaries and employee benefits | $994,000 | 3,964 |
| Premises and equipment expense | $219,000 | 3,806 |
| Additional noninterest expense | $417,000 | 4,685 |
| Pre-tax net operating income | $624,000 | 3,835 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $206,000 | 2,452 |
| Income before extraordinary items | $428,000 | 4,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $428,000 | 4,203 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $428,000 | 4,204 |
| Net charge-offs | $12,000 | 3,188 |
| Cash dividends | $850,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $421,200 | 4,167 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 4,238 |
| Total interest expense | $78,000 | 4,713 |
| Net interest income | $1,004,000 | 4,146 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $114,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $34,000 | 4,324 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $80,000 | 3,916 |
| Total noninterest expense | $820,000 | 4,238 |
| Salaries and employee benefits | $494,000 | 4,008 |
| Premises and equipment expense | $110,000 | 3,843 |
| Additional noninterest expense | $216,000 | 4,665 |
| Pre-tax net operating income | $298,000 | 3,882 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $93,000 | 2,514 |
| Income before extraordinary items | $205,000 | 4,248 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $205,000 | 4,250 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $205,000 | 4,251 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $205,000 | 4,171 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 4,287 |
| Total interest expense | $329,000 | 4,800 |
| Net interest income | $4,024,000 | 4,179 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $626,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $156,000 | 4,322 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $470,000 | 3,347 |
| Total noninterest expense | $3,387,000 | 4,215 |
| Salaries and employee benefits | $1,973,000 | 4,015 |
| Premises and equipment expense | $462,000 | 3,810 |
| Additional noninterest expense | $952,000 | 4,555 |
| Pre-tax net operating income | $1,263,000 | 3,763 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $397,000 | 2,421 |
| Income before extraordinary items | $889,000 | 4,153 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $889,000 | 4,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $889,000 | 4,154 |
| Net charge-offs | $230,000 | 2,319 |
| Cash dividends | $369,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $873,130 | 4,126 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 4,359 |
| Total interest expense | $246,000 | 4,882 |
| Net interest income | $2,966,000 | 4,259 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $409,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $116,000 | 4,387 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $293,000 | 3,672 |
| Total noninterest expense | $2,522,000 | 4,252 |
| Salaries and employee benefits | $1,477,000 | 4,013 |
| Premises and equipment expense | $351,000 | 3,844 |
| Additional noninterest expense | $694,000 | 4,634 |
| Pre-tax net operating income | $853,000 | 4,025 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $251,000 | 2,613 |
| Income before extraordinary items | $604,000 | 4,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $604,000 | 4,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $604,000 | 4,351 |
| Net charge-offs | $251,000 | 1,752 |
| Cash dividends | $369,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $602,580 | 4,301 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 4,447 |
| Total interest expense | $164,000 | 4,937 |
| Net interest income | $1,912,000 | 4,351 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $247,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $73,000 | 4,480 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $174,000 | 3,845 |
| Total noninterest expense | $1,684,000 | 4,279 |
| Salaries and employee benefits | $970,000 | 4,072 |
| Premises and equipment expense | $245,000 | 3,752 |
| Additional noninterest expense | $469,000 | 4,622 |
| Pre-tax net operating income | $475,000 | 4,254 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $116,000 | 2,907 |
| Income before extraordinary items | $361,000 | 4,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 4,460 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $361,000 | 4,461 |
| Net charge-offs | $256,000 | 1,379 |
| Cash dividends | $369,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $359,480 | 4,417 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 4,534 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $931,000 | 4,421 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $105,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $844,000 | 4,298 |
| Salaries and employee benefits | $482,000 | 4,139 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $231,000 | 4,662 |
| Pre-tax net operating income | $192,000 | 4,531 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $47,000 | 2,994 |
| Income before extraordinary items | $143,000 | 4,751 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 4,753 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $143,000 | 4,752 |
| Net charge-offs | $269,000 | 777 |
| Cash dividends | $369,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $144,500 | 4,686 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,558 |
| Total interest expense | $369,000 | 5,058 |
| Net interest income | $3,736,000 | 4,440 |
| Provision for loan and lease losses | $-80,000 | 6,358 |
| Total noninterest income | $732,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $559,000 | 3,218 |
| Total noninterest expense | $3,636,000 | 4,163 |
| Salaries and employee benefits | $2,066,000 | 4,000 |
| Premises and equipment expense | $476,000 | 3,836 |
| Additional noninterest expense | $1,094,000 | 4,397 |
| Pre-tax net operating income | $912,000 | 4,219 |
| Securities gains (losses) | $36,000 | 2,016 |
| Applicable income taxes | $233,000 | 2,839 |
| Income before extraordinary items | $715,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 4,429 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $715,000 | 4,429 |
| Net charge-offs | $774,000 | 1,526 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $688,000 | 4,415 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,601 |
| Total interest expense | $282,000 | 5,120 |
| Net interest income | $2,802,000 | 4,471 |
| Provision for loan and lease losses | $-80,000 | 6,544 |
| Total noninterest income | $553,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $133,000 | 4,338 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $420,000 | 3,282 |
| Total noninterest expense | $2,674,000 | 4,219 |
| Salaries and employee benefits | $1,509,000 | 4,074 |
| Premises and equipment expense | $361,000 | 3,853 |
| Additional noninterest expense | $804,000 | 4,462 |
| Pre-tax net operating income | $761,000 | 4,143 |
| Securities gains (losses) | $36,000 | 1,884 |
| Applicable income taxes | $175,000 | 2,905 |
| Income before extraordinary items | $622,000 | 4,247 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $622,000 | 4,249 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $622,000 | 4,251 |
| Net charge-offs | $776,000 | 1,208 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $593,920 | 4,254 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 4,568 |
| Total interest expense | $193,000 | 5,132 |
| Net interest income | $1,899,000 | 4,437 |
| Provision for loan and lease losses | $-80,000 | 6,663 |
| Total noninterest income | $252,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $87,000 | 4,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,082 |
| Total noninterest expense | $1,733,000 | 4,318 |
| Salaries and employee benefits | $951,000 | 4,228 |
| Premises and equipment expense | $238,000 | 3,898 |
| Additional noninterest expense | $544,000 | 4,435 |
| Pre-tax net operating income | $498,000 | 4,143 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $92,000 | 3,060 |
| Income before extraordinary items | $406,000 | 4,294 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 4,296 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $406,000 | 4,297 |
| Net charge-offs | $281,000 | 1,755 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $406,000 | 4,183 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,556 |
| Total interest expense | $99,000 | 5,164 |
| Net interest income | $972,000 | 4,412 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $93,000 | 4,953 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,655 |
| Total noninterest expense | $848,000 | 4,416 |
| Salaries and employee benefits | $477,000 | 4,265 |
| Premises and equipment expense | $120,000 | 3,899 |
| Additional noninterest expense | $251,000 | 4,637 |
| Pre-tax net operating income | $217,000 | 4,353 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $199,000 | 4,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $199,000 | 4,286 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $199,000 | 4,285 |
| Net charge-offs | $51,000 | 2,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $199,000 | 4,184 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 4,542 |
| Total interest expense | $583,000 | 4,813 |
| Net interest income | $3,964,000 | 4,429 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $861,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $204,000 | 4,229 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $657,000 | 2,978 |
| Total noninterest expense | $4,268,000 | 3,852 |
| Salaries and employee benefits | $2,434,000 | 3,638 |
| Premises and equipment expense | $542,000 | 3,621 |
| Additional noninterest expense | $1,292,000 | 4,169 |
| Pre-tax net operating income | $307,000 | 5,407 |
| Securities gains (losses) | $140,000 | 2,000 |
| Applicable income taxes | $152,000 | 3,202 |
| Income before extraordinary items | $295,000 | 5,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $295,000 | 5,481 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $295,000 | 5,482 |
| Net charge-offs | $1,000,000 | 1,813 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $202,600 | 5,606 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 4,612 |
| Total interest expense | $474,000 | 4,775 |
| Net interest income | $2,949,000 | 4,517 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $770,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $162,000 | 4,171 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $608,000 | 2,660 |
| Total noninterest expense | $3,272,000 | 3,835 |
| Salaries and employee benefits | $1,874,000 | 3,585 |
| Premises and equipment expense | $429,000 | 3,538 |
| Additional noninterest expense | $969,000 | 4,187 |
| Pre-tax net operating income | $197,000 | 5,691 |
| Securities gains (losses) | $140,000 | 1,719 |
| Applicable income taxes | $84,000 | 3,481 |
| Income before extraordinary items | $253,000 | 5,509 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $253,000 | 5,508 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $253,000 | 5,508 |
| Net charge-offs | $1,010,000 | 1,459 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $148,000 | 5,789 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 4,586 |
| Total interest expense | $358,000 | 4,594 |
| Net interest income | $1,984,000 | 4,515 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $633,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $516,000 | 2,285 |
| Total noninterest expense | $2,258,000 | 3,781 |
| Salaries and employee benefits | $1,282,000 | 3,538 |
| Premises and equipment expense | $300,000 | 3,434 |
| Additional noninterest expense | $676,000 | 4,085 |
| Pre-tax net operating income | $109,000 | 5,823 |
| Securities gains (losses) | $140,000 | 1,360 |
| Applicable income taxes | $82,000 | 3,215 |
| Income before extraordinary items | $167,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $167,000 | 5,534 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,534 |
| Net charge-offs | $921,000 | 1,207 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $73,200 | 5,956 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 4,575 |
| Total interest expense | $199,000 | 4,467 |
| Net interest income | $998,000 | 4,532 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $184,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $55,000 | 4,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $129,000 | 3,289 |
| Total noninterest expense | $1,138,000 | 3,774 |
| Salaries and employee benefits | $648,000 | 3,545 |
| Premises and equipment expense | $149,000 | 3,487 |
| Additional noninterest expense | $341,000 | 4,046 |
| Pre-tax net operating income | $44,000 | 6,000 |
| Securities gains (losses) | $41,000 | 1,315 |
| Applicable income taxes | $41,000 | 3,226 |
| Income before extraordinary items | $44,000 | 6,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $44,000 | 6,047 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $44,000 | 6,047 |
| Net charge-offs | $85,000 | 2,593 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $17,760 | 6,226 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 4,281 |
| Total interest expense | $1,000,000 | 4,396 |
| Net interest income | $4,557,000 | 4,174 |
| Provision for loan and lease losses | $1,950,000 | 1,599 |
| Total noninterest income | $-343,000 | 7,154 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $193,000 | 4,443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-536,000 | 7,101 |
| Total noninterest expense | $4,808,000 | 3,639 |
| Salaries and employee benefits | $2,678,000 | 3,380 |
| Premises and equipment expense | $559,000 | 3,759 |
| Additional noninterest expense | $1,571,000 | 3,730 |
| Pre-tax net operating income | $-2,544,000 | 6,867 |
| Securities gains (losses) | $638,000 | 657 |
| Applicable income taxes | $-742,000 | 7,129 |
| Income before extraordinary items | $-1,164,000 | 6,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,164,000 | 6,690 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,164,000 | 6,690 |
| Net charge-offs | $980,000 | 2,381 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,572,320 | 6,744 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 4,299 |
| Total interest expense | $781,000 | 4,420 |
| Net interest income | $3,442,000 | 4,172 |
| Provision for loan and lease losses | $1,555,000 | 1,473 |
| Total noninterest income | $-365,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $145,000 | 4,456 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-510,000 | 7,244 |
| Total noninterest expense | $3,628,000 | 3,637 |
| Salaries and employee benefits | $1,982,000 | 3,421 |
| Premises and equipment expense | $411,000 | 3,844 |
| Additional noninterest expense | $1,235,000 | 3,613 |
| Pre-tax net operating income | $-2,106,000 | 7,014 |
| Securities gains (losses) | $637,000 | 531 |
| Applicable income taxes | $-605,000 | 7,246 |
| Income before extraordinary items | $-864,000 | 6,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-864,000 | 6,815 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-864,000 | 6,814 |
| Net charge-offs | $505,000 | 2,652 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,271,680 | 6,894 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 4,275 |
| Total interest expense | $544,000 | 4,435 |
| Net interest income | $2,332,000 | 4,134 |
| Provision for loan and lease losses | $1,555,000 | 1,084 |
| Total noninterest income | $-439,000 | 7,397 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-534,000 | 7,392 |
| Total noninterest expense | $2,408,000 | 3,679 |
| Salaries and employee benefits | $1,321,000 | 3,438 |
| Premises and equipment expense | $279,000 | 3,837 |
| Additional noninterest expense | $808,000 | 3,720 |
| Pre-tax net operating income | $-2,070,000 | 7,180 |
| Securities gains (losses) | $473,000 | 377 |
| Applicable income taxes | $-585,000 | 7,364 |
| Income before extraordinary items | $-1,012,000 | 7,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,012,000 | 7,040 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,012,000 | 7,041 |
| Net charge-offs | $367,000 | 2,458 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,314,720 | 7,086 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,151 |
| Total interest expense | $288,000 | 4,411 |
| Net interest income | $1,216,000 | 4,013 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $180,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,119 |
| Total noninterest expense | $1,179,000 | 3,746 |
| Salaries and employee benefits | $662,000 | 3,465 |
| Premises and equipment expense | $136,000 | 3,958 |
| Additional noninterest expense | $381,000 | 3,853 |
| Pre-tax net operating income | $167,000 | 4,501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $100,000 | 2,179 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $267,000 | 1,854 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 3,955 |
| Total interest expense | $1,594,000 | 4,120 |
| Net interest income | $5,290,000 | 3,805 |
| Provision for loan and lease losses | $3,295,000 | 1,527 |
| Total noninterest income | $-46,000 | 7,347 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $235,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-281,000 | 7,324 |
| Total noninterest expense | $5,152,000 | 3,524 |
| Salaries and employee benefits | $2,793,000 | 3,302 |
| Premises and equipment expense | $567,000 | 3,869 |
| Additional noninterest expense | $1,792,000 | 3,542 |
| Pre-tax net operating income | $-3,203,000 | 6,943 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $-1,299,000 | 7,370 |
| Income before extraordinary items | $-1,903,000 | 6,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,903,000 | 6,830 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,903,000 | 6,831 |
| Net charge-offs | $2,913,000 | 1,488 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,903,640 | 6,807 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 3,971 |
| Total interest expense | $1,238,000 | 4,171 |
| Net interest income | $4,035,000 | 3,816 |
| Provision for loan and lease losses | $2,925,000 | 1,285 |
| Total noninterest income | $-69,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $187,000 | 4,084 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-256,000 | 7,487 |
| Total noninterest expense | $3,813,000 | 3,559 |
| Salaries and employee benefits | $2,098,000 | 3,323 |
| Premises and equipment expense | $415,000 | 4,004 |
| Additional noninterest expense | $1,300,000 | 3,601 |
| Pre-tax net operating income | $-2,772,000 | 7,174 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $-859,000 | 7,465 |
| Income before extraordinary items | $-1,912,000 | 7,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,912,000 | 7,117 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,912,000 | 7,119 |
| Net charge-offs | $1,670,000 | 1,681 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,912,690 | 7,094 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 3,959 |
| Total interest expense | $858,000 | 4,185 |
| Net interest income | $2,718,000 | 3,787 |
| Provision for loan and lease losses | $2,625,000 | 1,045 |
| Total noninterest income | $-20,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $121,000 | 4,119 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-141,000 | 7,563 |
| Total noninterest expense | $2,626,000 | 3,478 |
| Salaries and employee benefits | $1,411,000 | 3,318 |
| Premises and equipment expense | $295,000 | 3,849 |
| Additional noninterest expense | $920,000 | 3,439 |
| Pre-tax net operating income | $-2,553,000 | 7,354 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $-1,037,000 | 7,622 |
| Income before extraordinary items | $-1,515,000 | 7,243 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,515,000 | 7,242 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,515,000 | 7,243 |
| Net charge-offs | $1,246,000 | 1,524 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,515,640 | 7,235 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 3,889 |
| Total interest expense | $471,000 | 4,086 |
| Net interest income | $1,408,000 | 3,728 |
| Provision for loan and lease losses | $138,000 | 3,565 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $153,000 | 2,803 |
| Total noninterest expense | $1,214,000 | 3,729 |
| Salaries and employee benefits | $705,000 | 3,382 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $361,000 | 4,062 |
| Pre-tax net operating income | $265,000 | 3,584 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $92,000 | 2,200 |
| Income before extraordinary items | $174,000 | 4,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 4,127 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $174,000 | 4,127 |
| Net charge-offs | $555,000 | 1,504 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $173,350 | 4,041 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 3,822 |
| Total interest expense | $2,239,000 | 4,160 |
| Net interest income | $5,765,000 | 3,572 |
| Provision for loan and lease losses | $1,990,000 | 2,481 |
| Total noninterest income | $683,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $239,000 | 4,311 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $444,000 | 3,395 |
| Total noninterest expense | $4,892,000 | 3,767 |
| Salaries and employee benefits | $2,940,000 | 3,237 |
| Premises and equipment expense | $614,000 | 3,812 |
| Additional noninterest expense | $1,338,000 | 4,418 |
| Pre-tax net operating income | $-434,000 | 5,942 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-206,000 | 6,770 |
| Income before extraordinary items | $-228,000 | 5,854 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-228,000 | 5,853 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-228,000 | 5,853 |
| Net charge-offs | $661,000 | 3,429 |
| Cash dividends | $540,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-228,000 | 5,859 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,085,000 | 3,826 |
| Total interest expense | $1,752,000 | 4,193 |
| Net interest income | $4,333,000 | 3,576 |
| Provision for loan and lease losses | $1,378,000 | 2,335 |
| Total noninterest income | $829,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $173,000 | 4,403 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $656,000 | 2,382 |
| Total noninterest expense | $3,588,000 | 3,827 |
| Salaries and employee benefits | $2,213,000 | 3,246 |
| Premises and equipment expense | $459,000 | 3,854 |
| Additional noninterest expense | $916,000 | 4,673 |
| Pre-tax net operating income | $196,000 | 4,940 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $88,000 | 2,971 |
| Income before extraordinary items | $108,000 | 5,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $108,000 | 5,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $108,000 | 5,272 |
| Net charge-offs | $279,000 | 3,821 |
| Cash dividends | $540,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $108,000 | 5,207 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 3,838 |
| Total interest expense | $1,177,000 | 4,305 |
| Net interest income | $2,914,000 | 3,540 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $368,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $267,000 | 3,184 |
| Total noninterest expense | $2,570,000 | 3,638 |
| Salaries and employee benefits | $1,633,000 | 3,024 |
| Premises and equipment expense | $313,000 | 3,822 |
| Additional noninterest expense | $624,000 | 4,610 |
| Pre-tax net operating income | $462,000 | 3,436 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $170,000 | 2,134 |
| Income before extraordinary items | $292,000 | 4,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,006 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $292,000 | 4,006 |
| Net charge-offs | $56,000 | 4,816 |
| Cash dividends | $540,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $292,000 | 3,896 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 3,809 |
| Total interest expense | $628,000 | 4,239 |
| Net interest income | $1,462,000 | 3,525 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $1,286,000 | 3,562 |
| Salaries and employee benefits | $827,000 | 3,019 |
| Premises and equipment expense | $157,000 | 3,852 |
| Additional noninterest expense | $302,000 | 4,389 |
| Pre-tax net operating income | $275,000 | 3,477 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $119,000 | 2,001 |
| Income before extraordinary items | $156,000 | 4,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 4,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $156,000 | 4,279 |
| Net charge-offs | $22,000 | 4,250 |
| Cash dividends | $540,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $156,000 | 4,115 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,072,000 | 3,784 |
| Total interest expense | $3,293,000 | 3,999 |
| Net interest income | $5,779,000 | 3,570 |
| Provision for loan and lease losses | $465,000 | 3,920 |
| Total noninterest income | $1,101,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $257,000 | 4,303 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $844,000 | 2,389 |
| Total noninterest expense | $5,100,000 | 3,508 |
| Salaries and employee benefits | $3,465,000 | 2,852 |
| Premises and equipment expense | $701,000 | 3,508 |
| Additional noninterest expense | $934,000 | 5,036 |
| Pre-tax net operating income | $1,315,000 | 3,252 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $480,000 | 1,895 |
| Income before extraordinary items | $835,000 | 3,624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $835,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 2,763 |
| Cash dividends | $540,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $835,000 | 3,754 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 3,812 |
| Total interest expense | $2,574,000 | 3,996 |
| Net interest income | $4,324,000 | 3,603 |
| Provision for loan and lease losses | $395,000 | 3,102 |
| Total noninterest income | $753,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $550,000 | 2,662 |
| Total noninterest expense | $3,794,000 | 3,512 |
| Salaries and employee benefits | $2,605,000 | 2,865 |
| Premises and equipment expense | $538,000 | 3,468 |
| Additional noninterest expense | $651,000 | 5,185 |
| Pre-tax net operating income | $888,000 | 3,894 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $243,000 | 2,701 |
| Income before extraordinary items | $645,000 | 3,983 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $645,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,582 |
| Cash dividends | $540,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $645,000 | 4,133 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,849 |
| Total interest expense | $1,793,000 | 4,020 |
| Net interest income | $2,826,000 | 3,654 |
| Provision for loan and lease losses | $210,000 | 3,064 |
| Total noninterest income | $388,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $258,000 | 3,298 |
| Total noninterest expense | $2,493,000 | 3,578 |
| Salaries and employee benefits | $1,722,000 | 2,915 |
| Premises and equipment expense | $359,000 | 3,495 |
| Additional noninterest expense | $412,000 | 5,334 |
| Pre-tax net operating income | $511,000 | 4,339 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $211,000 | 2,620 |
| Income before extraordinary items | $300,000 | 5,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,049 |
| Cash dividends | $540,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $300,000 | 4,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 3,818 |
| Total interest expense | $965,000 | 3,993 |
| Net interest income | $1,437,000 | 3,596 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $191,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,387 |
| Total noninterest expense | $1,281,000 | 3,514 |
| Salaries and employee benefits | $851,000 | 2,993 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $256,000 | 4,609 |
| Pre-tax net operating income | $317,000 | 4,022 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $206,000 | 4,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $540,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $206,000 | 4,509 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,287,000 | 3,711 |
| Total interest expense | $4,418,000 | 3,759 |
| Net interest income | $5,869,000 | 3,560 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $955,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $282,000 | 4,200 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $673,000 | 2,816 |
| Total noninterest expense | $4,925,000 | 3,472 |
| Salaries and employee benefits | $3,338,000 | 2,946 |
| Premises and equipment expense | $632,000 | 3,702 |
| Additional noninterest expense | $955,000 | 4,791 |
| Pre-tax net operating income | $1,759,000 | 3,591 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $665,000 | 2,363 |
| Income before extraordinary items | $1,097,000 | 4,112 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,097,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $225,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,095,080 | 4,117 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 3,735 |
| Total interest expense | $3,286,000 | 3,788 |
| Net interest income | $4,370,000 | 3,592 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $674,000 | 3,760 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $458,000 | 2,987 |
| Total noninterest expense | $3,741,000 | 3,427 |
| Salaries and employee benefits | $2,515,000 | 2,903 |
| Premises and equipment expense | $477,000 | 3,678 |
| Additional noninterest expense | $749,000 | 4,597 |
| Pre-tax net operating income | $1,193,000 | 3,959 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $352,000 | 2,971 |
| Income before extraordinary items | $844,000 | 4,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $844,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,244 |
| Cash dividends | $225,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $841,870 | 4,229 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 3,793 |
| Total interest expense | $2,162,000 | 3,818 |
| Net interest income | $2,833,000 | 3,686 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $421,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $280,000 | 3,130 |
| Total noninterest expense | $2,488,000 | 3,448 |
| Salaries and employee benefits | $1,662,000 | 2,967 |
| Premises and equipment expense | $304,000 | 3,821 |
| Additional noninterest expense | $522,000 | 4,448 |
| Pre-tax net operating income | $686,000 | 4,360 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $203,000 | 3,243 |
| Income before extraordinary items | $483,000 | 4,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $483,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $483,000 | 4,620 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 3,810 |
| Total interest expense | $1,097,000 | 3,771 |
| Net interest income | $1,375,000 | 3,770 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $161,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $69,000 | 4,205 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $1,231,000 | 3,495 |
| Salaries and employee benefits | $834,000 | 2,963 |
| Premises and equipment expense | $144,000 | 3,967 |
| Additional noninterest expense | $253,000 | 4,497 |
| Pre-tax net operating income | $265,000 | 4,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $108,000 | 3,167 |
| Income before extraordinary items | $157,000 | 5,559 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $157,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $157,000 | 5,544 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,682,000 | 3,673 |
| Total interest expense | $3,974,000 | 3,619 |
| Net interest income | $5,708,000 | 3,649 |
| Provision for loan and lease losses | $685,000 | 1,436 |
| Total noninterest income | $890,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $345,000 | 3,844 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $545,000 | 3,189 |
| Total noninterest expense | $4,499,000 | 3,631 |
| Salaries and employee benefits | $3,068,000 | 3,072 |
| Premises and equipment expense | $541,000 | 4,048 |
| Additional noninterest expense | $890,000 | 4,896 |
| Pre-tax net operating income | $1,414,000 | 4,426 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $509,000 | 3,139 |
| Income before extraordinary items | $906,000 | 4,932 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $906,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 671 |
| Cash dividends | $585,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $905,360 | 4,925 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 3,679 |
| Total interest expense | $2,845,000 | 3,630 |
| Net interest income | $4,310,000 | 3,660 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $804,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $264,000 | 3,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $540,000 | 2,742 |
| Total noninterest expense | $3,479,000 | 3,552 |
| Salaries and employee benefits | $2,409,000 | 2,941 |
| Premises and equipment expense | $413,000 | 4,026 |
| Additional noninterest expense | $657,000 | 4,926 |
| Pre-tax net operating income | $1,365,000 | 4,000 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $509,000 | 2,848 |
| Income before extraordinary items | $856,000 | 4,546 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $856,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,551 |
| Cash dividends | $585,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $856,000 | 4,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 3,740 |
| Total interest expense | $1,751,000 | 3,718 |
| Net interest income | $2,849,000 | 3,684 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $602,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $176,000 | 3,809 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $426,000 | 2,460 |
| Total noninterest expense | $2,310,000 | 3,562 |
| Salaries and employee benefits | $1,600,000 | 2,957 |
| Premises and equipment expense | $280,000 | 3,986 |
| Additional noninterest expense | $430,000 | 4,974 |
| Pre-tax net operating income | $1,081,000 | 3,615 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $338,000 | 2,878 |
| Income before extraordinary items | $743,000 | 3,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $743,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,324 |
| Cash dividends | $585,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $743,000 | 3,898 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 3,752 |
| Total interest expense | $797,000 | 3,828 |
| Net interest income | $1,447,000 | 3,640 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $218,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $89,000 | 3,722 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $1,177,000 | 3,530 |
| Salaries and employee benefits | $801,000 | 2,965 |
| Premises and equipment expense | $143,000 | 3,936 |
| Additional noninterest expense | $233,000 | 4,678 |
| Pre-tax net operating income | $488,000 | 3,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $194,000 | 2,652 |
| Income before extraordinary items | $294,000 | 4,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $294,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $585,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $294,000 | 4,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 3,647 |
| Total interest expense | $2,496,000 | 3,826 |
| Net interest income | $5,812,000 | 3,519 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $975,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $389,000 | 3,616 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $586,000 | 3,100 |
| Total noninterest expense | $4,440,000 | 3,573 |
| Salaries and employee benefits | $3,095,000 | 2,897 |
| Premises and equipment expense | $546,000 | 3,925 |
| Additional noninterest expense | $799,000 | 5,176 |
| Pre-tax net operating income | $2,297,000 | 3,354 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $805,000 | 2,597 |
| Income before extraordinary items | $1,492,000 | 3,797 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,492,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,655 |
| Cash dividends | $585,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,492,000 | 3,766 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 3,693 |
| Total interest expense | $1,723,000 | 3,919 |
| Net interest income | $4,305,000 | 3,542 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $752,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $286,000 | 3,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $466,000 | 3,016 |
| Total noninterest expense | $3,302,000 | 3,568 |
| Salaries and employee benefits | $2,292,000 | 2,891 |
| Premises and equipment expense | $418,000 | 3,848 |
| Additional noninterest expense | $592,000 | 5,165 |
| Pre-tax net operating income | $1,705,000 | 3,446 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $594,000 | 2,656 |
| Income before extraordinary items | $1,111,000 | 3,882 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,111,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,692 |
| Cash dividends | $585,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,111,000 | 3,843 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 3,722 |
| Total interest expense | $1,055,000 | 3,980 |
| Net interest income | $2,836,000 | 3,566 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $454,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $181,000 | 3,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $273,000 | 3,236 |
| Total noninterest expense | $2,207,000 | 3,536 |
| Salaries and employee benefits | $1,521,000 | 2,892 |
| Premises and equipment expense | $287,000 | 3,747 |
| Additional noninterest expense | $399,000 | 5,097 |
| Pre-tax net operating income | $1,033,000 | 3,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $351,000 | 2,819 |
| Income before extraordinary items | $682,000 | 4,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $682,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,956 |
| Cash dividends | $585,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $682,000 | 4,011 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 3,807 |
| Total interest expense | $474,000 | 4,175 |
| Net interest income | $1,384,000 | 3,644 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $220,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,142 |
| Total noninterest expense | $1,122,000 | 3,506 |
| Salaries and employee benefits | $762,000 | 2,888 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $452,000 | 3,943 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $160,000 | 2,993 |
| Income before extraordinary items | $292,000 | 4,451 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $292,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $585,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $292,000 | 4,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,059,000 | 3,777 |
| Total interest expense | $1,614,000 | 4,306 |
| Net interest income | $5,445,000 | 3,565 |
| Provision for loan and lease losses | $160,000 | 4,119 |
| Total noninterest income | $979,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $370,000 | 3,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $609,000 | 2,966 |
| Total noninterest expense | $4,399,000 | 3,482 |
| Salaries and employee benefits | $2,902,000 | 2,920 |
| Premises and equipment expense | $583,000 | 3,620 |
| Additional noninterest expense | $914,000 | 4,634 |
| Pre-tax net operating income | $1,865,000 | 3,695 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $731,000 | 2,684 |
| Income before extraordinary items | $1,134,000 | 4,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,134,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,198 |
| Cash dividends | $585,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,134,000 | 4,279 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 3,820 |
| Total interest expense | $1,166,000 | 4,371 |
| Net interest income | $4,017,000 | 3,589 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $777,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $278,000 | 3,846 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $499,000 | 2,810 |
| Total noninterest expense | $3,280,000 | 3,474 |
| Salaries and employee benefits | $2,164,000 | 2,923 |
| Premises and equipment expense | $444,000 | 3,581 |
| Additional noninterest expense | $672,000 | 4,675 |
| Pre-tax net operating income | $1,384,000 | 3,784 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $508,000 | 2,870 |
| Income before extraordinary items | $876,000 | 4,353 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $876,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,600 |
| Cash dividends | $585,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $876,000 | 4,279 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,850 |
| Total interest expense | $764,000 | 4,411 |
| Net interest income | $2,658,000 | 3,603 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $445,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $181,000 | 3,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $2,156,000 | 3,524 |
| Salaries and employee benefits | $1,426,000 | 2,967 |
| Premises and equipment expense | $283,000 | 3,720 |
| Additional noninterest expense | $447,000 | 4,702 |
| Pre-tax net operating income | $847,000 | 3,965 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $316,000 | 2,990 |
| Income before extraordinary items | $531,000 | 4,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,477 |
| Cash dividends | $585,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $531,000 | 4,491 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,893 |
| Total interest expense | $387,000 | 4,421 |
| Net interest income | $1,298,000 | 3,650 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $217,000 | 3,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $135,000 | 3,125 |
| Total noninterest expense | $1,079,000 | 3,546 |
| Salaries and employee benefits | $700,000 | 3,033 |
| Premises and equipment expense | $145,000 | 3,675 |
| Additional noninterest expense | $234,000 | 4,538 |
| Pre-tax net operating income | $376,000 | 4,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $149,000 | 3,113 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,147 |
| Cash dividends | $585,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $227,000 | 4,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 3,807 |
| Total interest expense | $1,932,000 | 4,130 |
| Net interest income | $5,106,000 | 3,634 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,044,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $386,000 | 3,727 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $658,000 | 3,086 |
| Total noninterest expense | $4,277,000 | 3,502 |
| Salaries and employee benefits | $2,865,000 | 2,887 |
| Premises and equipment expense | $541,000 | 3,831 |
| Additional noninterest expense | $871,000 | 4,754 |
| Pre-tax net operating income | $1,633,000 | 3,895 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $560,000 | 3,189 |
| Income before extraordinary items | $1,075,000 | 4,438 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,075,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,001 |
| Cash dividends | $472,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,073,680 | 4,264 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,861 |
| Total interest expense | $1,501,000 | 4,135 |
| Net interest income | $3,771,000 | 3,681 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $829,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $291,000 | 3,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $538,000 | 3,003 |
| Total noninterest expense | $3,168,000 | 3,535 |
| Salaries and employee benefits | $2,162,000 | 2,870 |
| Premises and equipment expense | $402,000 | 3,837 |
| Additional noninterest expense | $604,000 | 4,980 |
| Pre-tax net operating income | $1,252,000 | 3,960 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $428,000 | 3,310 |
| Income before extraordinary items | $824,000 | 4,516 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $824,000 | 4,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,454 |
| Cash dividends | $472,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $824,000 | 4,341 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 3,962 |
| Total interest expense | $1,043,000 | 4,108 |
| Net interest income | $2,399,000 | 3,829 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $472,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $288,000 | 3,379 |
| Total noninterest expense | $2,142,000 | 3,479 |
| Salaries and employee benefits | $1,459,000 | 2,847 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $410,000 | 4,914 |
| Pre-tax net operating income | $609,000 | 4,790 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $199,000 | 3,974 |
| Income before extraordinary items | $410,000 | 5,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $410,000 | 5,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,084 |
| Cash dividends | $472,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $410,000 | 5,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 3,938 |
| Total interest expense | $551,000 | 4,039 |
| Net interest income | $1,191,000 | 3,846 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $227,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $1,068,000 | 3,479 |
| Salaries and employee benefits | $734,000 | 2,837 |
| Premises and equipment expense | $128,000 | 3,967 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,101 |
| Cash dividends | $472,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,000 | 4,976 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,219,000 | 3,948 |
| Total interest expense | $2,568,000 | 4,017 |
| Net interest income | $4,651,000 | 3,880 |
| Provision for loan and lease losses | $440,000 | 2,632 |
| Total noninterest income | $970,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $359,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,932 |
| Total noninterest expense | $4,030,000 | 3,538 |
| Salaries and employee benefits | $2,737,000 | 2,868 |
| Premises and equipment expense | $477,000 | 4,079 |
| Additional noninterest expense | $816,000 | 4,857 |
| Pre-tax net operating income | $1,151,000 | 4,820 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $118,000 | 5,800 |
| Income before extraordinary items | $1,033,000 | 4,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,033,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,507 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,033,000 | 4,389 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 4,079 |
| Total interest expense | $4,111,000 | 3,713 |
| Net interest income | $3,728,000 | 4,363 |
| Provision for loan and lease losses | $490,000 | 2,245 |
| Total noninterest income | $875,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $527,000 | 3,037 |
| Total noninterest expense | $3,280,000 | 4,040 |
| Salaries and employee benefits | $2,235,000 | 3,277 |
| Premises and equipment expense | $380,000 | 4,764 |
| Additional noninterest expense | $665,000 | 5,458 |
| Pre-tax net operating income | $833,000 | 5,380 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $352,000 | 3,972 |
| Income before extraordinary items | $481,000 | 6,172 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $481,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,050 |
| Cash dividends | $720,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $481,000 | 6,042 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 3,999 |
| Total interest expense | $4,203,000 | 3,824 |
| Net interest income | $4,103,000 | 4,097 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $824,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $274,000 | 4,296 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $550,000 | 2,789 |
| Total noninterest expense | $3,181,000 | 4,032 |
| Salaries and employee benefits | $2,182,000 | 3,218 |
| Premises and equipment expense | $361,000 | 4,827 |
| Additional noninterest expense | $638,000 | 5,537 |
| Pre-tax net operating income | $1,576,000 | 3,933 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $613,000 | 3,054 |
| Income before extraordinary items | $963,000 | 4,489 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $963,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,555 |
| Cash dividends | $630,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $963,000 | 4,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 4,819 |
| Total interest expense | $2,913,000 | 4,704 |
| Net interest income | $3,330,000 | 4,801 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $602,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $197,000 | 5,158 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $405,000 | 3,389 |
| Total noninterest expense | $2,668,000 | 4,634 |
| Salaries and employee benefits | $1,746,000 | 3,841 |
| Premises and equipment expense | $278,000 | 5,710 |
| Additional noninterest expense | $644,000 | 5,549 |
| Pre-tax net operating income | $1,224,000 | 4,708 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $401,000 | 4,157 |
| Income before extraordinary items | $823,000 | 5,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $823,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,224 |
| Cash dividends | $2,465,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $823,000 | 4,983 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 5,058 |
| Total interest expense | $2,727,000 | 5,062 |
| Net interest income | $3,183,000 | 4,930 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $500,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,571 |
| Total noninterest expense | $2,290,000 | 5,078 |
| Salaries and employee benefits | $1,508,000 | 4,219 |
| Premises and equipment expense | $235,000 | 6,188 |
| Additional noninterest expense | $547,000 | 6,110 |
| Pre-tax net operating income | $1,393,000 | 4,418 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $459,000 | 4,080 |
| Income before extraordinary items | $934,000 | 4,707 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $934,000 | 4,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $540,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $934,000 | 4,625 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,171 |
| Total interest expense | $2,738,000 | 5,063 |
| Net interest income | $3,102,000 | 5,165 |
| Provision for loan and lease losses | $700,000 | 1,328 |
| Total noninterest income | $1,523,000 | 2,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,392,000 | 1,394 |
| Total noninterest expense | $2,912,000 | 4,192 |
| Salaries and employee benefits | $1,473,000 | 4,323 |
| Premises and equipment expense | $237,000 | 6,253 |
| Additional noninterest expense | $1,202,000 | 3,357 |
| Pre-tax net operating income | $1,013,000 | 5,791 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $57,000 | 9,142 |
| Income before extraordinary items | $958,000 | 4,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $958,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,513 |
| Cash dividends | $450,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $956,120 | 4,802 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,628 |
| Total interest expense | $2,492,000 | 5,530 |
| Net interest income | $2,876,000 | 5,616 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $567,000 | 4,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 3,149 |
| Total noninterest expense | $2,047,000 | 5,853 |
| Salaries and employee benefits | $1,335,000 | 4,762 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $494,000 | 7,108 |
| Pre-tax net operating income | $1,396,000 | 4,589 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $951,000 | 4,674 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $951,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $951,000 | 4,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,847 |
| Total interest expense | $2,504,000 | 5,561 |
| Net interest income | $2,662,000 | 6,021 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,477 |
| Total noninterest expense | $2,056,000 | 5,860 |
| Salaries and employee benefits | $1,332,000 | 4,776 |
| Premises and equipment expense | $191,000 | 7,369 |
| Additional noninterest expense | $533,000 | 7,008 |
| Pre-tax net operating income | $1,077,000 | 5,683 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $828,000 | 5,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $828,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $975,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $824,150 | 5,309 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 6,185 |
| Total interest expense | $1,733,000 | 6,255 |
| Net interest income | $2,725,000 | 6,056 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $481,000 | 5,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,436 |
| Total noninterest expense | $2,054,000 | 6,065 |
| Salaries and employee benefits | $1,275,000 | 4,972 |
| Premises and equipment expense | $197,000 | 7,500 |
| Additional noninterest expense | $582,000 | 7,164 |
| Pre-tax net operating income | $1,152,000 | 5,384 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $339,000 | 5,403 |
| Income before extraordinary items | $813,000 | 5,300 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $813,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $813,000 | 5,360 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 6,593 |
| Total interest expense | $1,760,000 | 6,449 |
| Net interest income | $2,477,000 | 6,591 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $494,000 | 5,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 3,745 |
| Total noninterest expense | $2,044,000 | 6,214 |
| Salaries and employee benefits | $1,277,000 | 4,960 |
| Premises and equipment expense | $170,000 | 8,376 |
| Additional noninterest expense | $597,000 | 7,365 |
| Pre-tax net operating income | $827,000 | 6,675 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $258,000 | 6,670 |
| Income before extraordinary items | $571,000 | 7,003 |
| Extraordinary gains, net | $229,000 | 914 |
| Net income | $800,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $569,620 | 6,758 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 6,819 |
| Total interest expense | $2,145,000 | 6,770 |
| Net interest income | $2,416,000 | 6,754 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,939 |
| Total noninterest expense | $1,925,000 | 6,583 |
| Salaries and employee benefits | $1,146,000 | 5,392 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $653,000 | 7,085 |
| Pre-tax net operating income | $898,000 | 6,105 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $696,000 | 5,953 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $696,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $696,000 | 5,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.