Home > Citizens State Bank in Galena > Income and Expense

Citizens State Bank in Galena, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$1,289,00010,401
Total interest expense$440,00010,775
Net interest income$849,0009,962
Provision for loan and lease losses$09,041
Total noninterest income$220,0007,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,156
Trading account gains and feesNANA
Additional Noninterest Income$52,0008,801
Total noninterest expense$682,0009,864
Salaries and employee benefits$379,0009,751
Premises and equipment expense$69,00010,108
Additional noninterest expense$234,0009,568
Pre-tax net operating income$387,0008,587
Securities gains (losses)$44,0001,419
Applicable income taxes$168,0007,615
Income before extraordinary items$263,0008,721
Extraordinary gains, net$053
Net income$263,0008,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,914
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$234,8408,907
1995-12-31 (YTD Data)Rank
Total interest income$1,342,00010,773
Total interest expense$391,00011,356
Net interest income$951,00010,079
Provision for loan and lease losses$22,0007,572
Total noninterest income$214,0008,224
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,439
Trading account gains and feesNANA
Additional Noninterest Income$53,0009,088
Total noninterest expense$663,00010,323
Salaries and employee benefits$365,00010,216
Premises and equipment expense$66,00010,593
Additional noninterest expense$232,00010,043
Pre-tax net operating income$480,0008,554
Securities gains (losses)$43,0001,415
Applicable income taxes$202,0007,373
Income before extraordinary items$321,0008,731
Extraordinary gains, net$065
Net income$321,0008,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,497
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$293,4808,975
1994-12-31 (YTD Data)Rank
Total interest income$1,079,00011,559
Total interest expense$344,00011,849
Net interest income$735,00011,263
Provision for loan and lease losses$33,0006,965
Total noninterest income$201,0008,719
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0007,083
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,142
Total noninterest expense$642,00010,934
Salaries and employee benefits$345,00010,788
Premises and equipment expense$61,00011,267
Additional noninterest expense$236,00010,698
Pre-tax net operating income$261,00010,407
Securities gains (losses)$-108,00011,573
Applicable income taxes$55,00010,338
Income before extraordinary items$98,00011,405
Extraordinary gains, net$0249
Net income$98,00011,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$167,12010,678
1993-12-31 (YTD Data)Rank
Total interest income$959,00012,377
Total interest expense$329,00012,537
Net interest income$630,00012,109
Provision for loan and lease losses$6,00010,012
Total noninterest income$196,0009,304
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0007,195
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,096
Total noninterest expense$607,00011,616
Salaries and employee benefits$317,00011,477
Premises and equipment expense$65,00011,682
Additional noninterest expense$225,00011,401
Pre-tax net operating income$213,00010,930
Securities gains (losses)$36,0003,866
Applicable income taxes$97,0009,810
Income before extraordinary items$152,00011,177
Extraordinary gains, net$03,149
Net income$152,00011,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$128,96011,263
1992-12-31 (YTD Data)Rank
Total interest income$963,00013,091
Total interest expense$402,00013,171
Net interest income$561,00012,877
Provision for loan and lease losses$011,756
Total noninterest income$233,0008,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0007,791
Trading account gains and feesNANA
Additional Noninterest Income$107,0007,823
Total noninterest expense$660,00011,731
Salaries and employee benefits$378,00011,121
Premises and equipment expense$69,00011,913
Additional noninterest expense$213,00012,053
Pre-tax net operating income$134,00011,675
Securities gains (losses)$58,0003,883
Applicable income taxes$72,00010,657
Income before extraordinary items$120,00011,675
Extraordinary gains, net$9,0001,353
Net income$129,00011,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$17,0008,547
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$82,88011,881

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.