Home > Citizens State Bank and Trust Company > Assets and Liabilities
Citizens State Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $69,122,000 | 5,730 |
| Cash and due from depository institutions | $2,635,000 | 8,108 |
| Interest-bearing balances | $28,000 | 5,829 |
| Securities | $20,687,000 | 4,740 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 3,511 |
| Net loans & leases | $41,573,000 | 5,707 |
| Loan loss allowance | $507,000 | 5,628 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $888,000 | 6,356 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,164,000 | 5,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,122,000 | 5,730 |
| Total liabilities | $62,830,000 | 5,683 |
| Total deposits | $55,031,000 | 5,897 |
| Interest-bearing deposits | $51,362,000 | 5,586 |
| Deposits held in domestic offices | $55,031,000 | 5,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,365 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $299,000 | 6,969 |
| Total equity capital | $6,292,000 | 6,079 |
| Total bank equity capital | $6,292,000 | 6,079 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $1,500,000 | 6,231 |
| Undivided profits | $4,542,000 | 4,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $422,000 | 5,207 |
| Earning assets | $64,463,000 | 5,645 |
| Long-term assets (5+ years) | $15,039,000 | 3,952 |
| Average Assets, year-to-date | $66,335,200 | 5,740 |
| Average Assets, quarterly | $67,986,500 | 5,766 |
| Volatile liabilities | $9,960,000 | 5,435 |
| Insider loans | $1,112,000 | 3,497 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,235,000 | 4,899 |
| Tier 1 (core) risk-based capital | $7,026,000 | 5,668 |
| Tier 2 risk-based capital | $507,000 | 5,281 |
| Total risk weighted assets | $45,032,500 | 5,577 |
| Total unused commitments | $6,235,000 | 4,902 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $65,558,000 | 5,964 |
| Cash and due from depository institutions | $2,383,000 | 8,518 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $18,121,000 | 5,159 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 2,285 |
| Net loans & leases | $35,841,000 | 6,089 |
| Loan loss allowance | $502,000 | 5,609 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $924,000 | 6,189 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $739,000 | 6,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,558,000 | 5,964 |
| Total liabilities | $59,603,000 | 5,889 |
| Total deposits | $54,224,000 | 6,013 |
| Interest-bearing deposits | $50,719,000 | 5,668 |
| Deposits held in domestic offices | $54,224,000 | 6,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $379,000 | 6,696 |
| Total equity capital | $5,955,000 | 6,392 |
| Total bank equity capital | $5,955,000 | 6,392 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $1,500,000 | 6,191 |
| Undivided profits | $4,205,000 | 4,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $430,000 | 5,164 |
| Earning assets | $61,540,000 | 5,886 |
| Long-term assets (5+ years) | $6,089,000 | 5,822 |
| Average Assets, year-to-date | $59,880,400 | 6,093 |
| Average Assets, quarterly | $61,948,000 | 6,096 |
| Volatile liabilities | $7,328,000 | 5,921 |
| Insider loans | $1,610,000 | 2,517 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,571,000 | 4,661 |
| Tier 1 (core) risk-based capital | $6,010,000 | 6,177 |
| Tier 2 risk-based capital | $494,060 | 5,261 |
| Total risk weighted assets | $39,516,760 | 5,929 |
| Total unused commitments | $6,571,000 | 4,668 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $57,337,000 | 6,534 |
| Cash and due from depository institutions | $3,162,000 | 8,124 |
| Interest-bearing balances | $78,000 | 5,092 |
| Securities | $18,327,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 6,491 |
| Net loans & leases | $33,432,000 | 6,490 |
| Loan loss allowance | $428,000 | 6,297 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $850,000 | 6,473 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $616,000 | 7,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,337,000 | 6,534 |
| Total liabilities | $52,188,000 | 6,456 |
| Total deposits | $51,839,000 | 6,268 |
| Interest-bearing deposits | $47,770,000 | 5,941 |
| Deposits held in domestic offices | $51,839,000 | 6,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $349,000 | 7,243 |
| Total equity capital | $5,149,000 | 7,029 |
| Total bank equity capital | $5,149,000 | 7,029 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $1,500,000 | 6,259 |
| Undivided profits | $3,399,000 | 5,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $338,000 | 6,356 |
| Earning assets | $52,787,000 | 6,505 |
| Long-term assets (5+ years) | $2,236,000 | 7,514 |
| Average Assets, year-to-date | $56,480,200 | 6,413 |
| Average Assets, quarterly | $56,074,500 | 6,574 |
| Volatile liabilities | $6,967,000 | 6,141 |
| Insider loans | $2,044,000 | 2,018 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,169,000 | 5,647 |
| Tier 1 (core) risk-based capital | $5,149,000 | 6,872 |
| Tier 2 risk-based capital | $423,520 | 5,790 |
| Total risk weighted assets | $33,876,720 | 6,546 |
| Total unused commitments | $4,169,000 | 5,654 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $57,221,000 | 6,713 |
| Cash and due from depository institutions | $4,921,000 | 7,449 |
| Interest-bearing balances | $55,000 | 5,330 |
| Securities | $20,426,000 | 5,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $30,192,000 | 6,943 |
| Loan loss allowance | $373,000 | 7,067 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $865,000 | 6,490 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $137,000 | 2,340 |
| All other assets | $680,000 | 7,753 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,221,000 | 6,713 |
| Total liabilities | $52,793,000 | 6,593 |
| Total deposits | $51,508,000 | 6,470 |
| Interest-bearing deposits | $48,056,000 | 6,121 |
| Deposits held in domestic offices | $51,508,000 | 6,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $285,000 | 8,072 |
| Total equity capital | $4,428,000 | 7,763 |
| Total bank equity capital | $4,428,000 | 7,763 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $1,500,000 | 6,419 |
| Undivided profits | $2,678,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $353,000 | 6,215 |
| Earning assets | $50,673,000 | 6,842 |
| Long-term assets (5+ years) | $5,466,000 | 5,677 |
| Average Assets, year-to-date | $55,057,800 | 6,703 |
| Average Assets, quarterly | $56,475,500 | 6,716 |
| Volatile liabilities | $7,349,000 | 5,899 |
| Insider loans | $1,833,000 | 2,288 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,175,000 | 5,564 |
| Tier 1 (core) risk-based capital | $4,332,000 | 7,757 |
| Tier 2 risk-based capital | $373,000 | 6,395 |
| Total risk weighted assets | $30,764,900 | 7,012 |
| Total unused commitments | $4,175,000 | 5,574 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $53,662,000 | 7,136 |
| Cash and due from depository institutions | $2,576,000 | 7,769 |
| Interest-bearing balances | $34,000 | 5,934 |
| Securities | $19,796,000 | 5,586 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 5,058 |
| Net loans & leases | $27,237,000 | 7,369 |
| Loan loss allowance | $392,000 | 7,068 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $871,000 | 6,526 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $150,000 | 2,172 |
| All other assets | $657,000 | 8,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,662,000 | 7,136 |
| Total liabilities | $49,460,000 | 7,021 |
| Total deposits | $48,301,000 | 6,936 |
| Interest-bearing deposits | $44,982,000 | 6,533 |
| Deposits held in domestic offices | $48,301,000 | 6,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,829 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $359,000 | 7,610 |
| Total equity capital | $4,202,000 | 8,134 |
| Total bank equity capital | $4,202,000 | 8,134 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $1,500,000 | 6,497 |
| Undivided profits | $2,452,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $321,000 | 391 |
| Income earned, not collected on loans | $345,000 | 6,489 |
| Earning assets | $49,442,000 | 7,091 |
| Long-term assets (5+ years) | $7,313,000 | 4,828 |
| Average Assets, year-to-date | $52,778,000 | 7,004 |
| Average Assets, quarterly | $52,531,500 | 7,151 |
| Volatile liabilities | $6,419,000 | 6,078 |
| Insider loans | $1,651,000 | 2,543 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,066,000 | 5,528 |
| Tier 1 (core) risk-based capital | $4,023,000 | 8,196 |
| Tier 2 risk-based capital | $368,140 | 6,531 |
| Total risk weighted assets | $29,427,240 | 7,251 |
| Total unused commitments | $4,066,000 | 5,537 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $52,009,000 | 7,327 |
| Cash and due from depository institutions | $3,037,000 | 8,329 |
| Interest-bearing balances | $495,000 | 3,361 |
| Securities | $19,582,000 | 5,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,423,000 | 7,416 |
| Loan loss allowance | $386,000 | 7,311 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $864,000 | 6,627 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $164,000 | 2,031 |
| All other assets | $939,000 | 7,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,009,000 | 7,327 |
| Total liabilities | $48,265,000 | 7,184 |
| Total deposits | $44,325,000 | 7,375 |
| Interest-bearing deposits | $41,498,000 | 6,924 |
| Deposits held in domestic offices | $44,325,000 | 7,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,750,000 | 2,070 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000 | 5,354 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $188,000 | 9,228 |
| Total equity capital | $3,744,000 | 8,487 |
| Total bank equity capital | $3,744,000 | 8,487 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $1,500,000 | 6,572 |
| Undivided profits | $1,994,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $327,000 | 6,125 |
| Earning assets | $47,500,000 | 7,303 |
| Long-term assets (5+ years) | $8,208,000 | 4,636 |
| Average Assets, year-to-date | $53,508,600 | 7,059 |
| Average Assets, quarterly | $52,838,000 | 7,212 |
| Volatile liabilities | $6,095,000 | 6,038 |
| Insider loans | $1,220,000 | 3,198 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,558,000 | 6,818 |
| Tier 1 (core) risk-based capital | $3,939,000 | 8,354 |
| Tier 2 risk-based capital | $375,270 | 6,521 |
| Total risk weighted assets | $30,010,770 | 7,240 |
| Total unused commitments | $2,558,000 | 6,827 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $54,170,000 | 7,340 |
| Cash and due from depository institutions | $2,170,000 | 8,423 |
| Interest-bearing balances | $52,000 | 7,058 |
| Securities | $25,169,000 | 5,183 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 8,356 |
| Net loans & leases | $24,578,000 | 7,898 |
| Loan loss allowance | $335,000 | 8,203 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $612,000 | 8,041 |
| Other real estate owned | $0 | 8,423 |
| Goodwill and other intangibles | $177,000 | 1,905 |
| All other assets | $689,000 | 7,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,170,000 | 7,340 |
| Total liabilities | $50,388,000 | 7,205 |
| Total deposits | $47,111,000 | 7,369 |
| Interest-bearing deposits | $44,575,000 | 6,874 |
| Deposits held in domestic offices | $47,111,000 | 7,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,870,000 | 1,905 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,000 | 4,948 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $399,000 | 6,298 |
| Total equity capital | $3,782,000 | 8,665 |
| Total bank equity capital | $3,782,000 | 8,665 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $1,500,000 | 6,601 |
| Undivided profits | $2,032,000 | 7,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 8,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $266,000 | 6,676 |
| Earning assets | $50,574,000 | 7,229 |
| Long-term assets (5+ years) | $11,575,000 | 3,972 |
| Average Assets, year-to-date | $53,015,000 | 7,280 |
| Average Assets, quarterly | $52,993,500 | 7,381 |
| Volatile liabilities | $5,086,000 | 6,460 |
| Insider loans | $864,000 | 4,133 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $3,471,000 | 9,037 |
| Tier 2 risk-based capital | $335,000 | 7,070 |
| Total risk weighted assets | $28,389,200 | 7,534 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $54,338,000 | 7,442 |
| Cash and due from depository institutions | $2,642,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,942,000 | 4,877 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 6,725 |
| Net loans & leases | $21,323,000 | 8,626 |
| Loan loss allowance | $349,000 | 8,105 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $640,000 | 7,988 |
| Other real estate owned | $0 | 8,629 |
| Goodwill and other intangibles | $190,000 | 1,885 |
| All other assets | $726,000 | 7,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,338,000 | 7,442 |
| Total liabilities | $50,969,000 | 7,279 |
| Total deposits | $47,967,000 | 7,437 |
| Interest-bearing deposits | $45,109,000 | 7,021 |
| Deposits held in domestic offices | $47,967,000 | 7,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,550,000 | 1,846 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,000 | 4,898 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $437,000 | 6,436 |
| Total equity capital | $3,369,000 | 9,145 |
| Total bank equity capital | $3,369,000 | 9,145 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $1,619,000 | 8,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 8,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $315,000 | 6,273 |
| Earning assets | $50,140,000 | 7,382 |
| Long-term assets (5+ years) | $701,000 | 10,718 |
| Average Assets, year-to-date | $51,469,800 | 7,564 |
| Average Assets, quarterly | $52,568,000 | 7,556 |
| Volatile liabilities | $4,782,000 | 6,759 |
| Insider loans | $1,037,000 | 807 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,179,000 | 9,379 |
| Tier 2 risk-based capital | $331,610 | 7,135 |
| Total risk weighted assets | $26,511,010 | 7,967 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |