Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,312 |
| Total interest expense | $114,000 | 5,844 |
| Net interest income | $617,000 | 6,338 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $196,000 | 5,204 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $111,000 | 4,461 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $85,000 | 5,185 |
| Total noninterest expense | $712,000 | 6,188 |
| Salaries and employee benefits | $366,000 | 6,224 |
| Premises and equipment expense | $71,000 | 6,126 |
| Additional noninterest expense | $275,000 | 6,023 |
| Pre-tax net operating income | $101,000 | 5,883 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $29,000 | 3,876 |
| Income before extraordinary items | $102,000 | 5,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,876 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $102,000 | 5,877 |
| Net charge-offs | $-9,000 | 5,598 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $78,600 | 5,923 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $512,000 | 6,343 |
| Total interest expense | $78,000 | 5,873 |
| Net interest income | $434,000 | 6,370 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $128,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $57,000 | 5,200 |
| Total noninterest expense | $474,000 | 6,249 |
| Salaries and employee benefits | $245,000 | 6,280 |
| Premises and equipment expense | $47,000 | 6,189 |
| Additional noninterest expense | $182,000 | 6,078 |
| Pre-tax net operating income | $88,000 | 5,813 |
| Securities gains (losses) | $30,000 | 1,445 |
| Applicable income taxes | $24,000 | 3,770 |
| Income before extraordinary items | $94,000 | 5,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $94,000 | 5,774 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $94,000 | 5,774 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $70,000 | 5,858 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 6,401 |
| Total interest expense | $40,000 | 5,931 |
| Net interest income | $220,000 | 6,429 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $60,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $29,000 | 5,193 |
| Total noninterest expense | $242,000 | 6,299 |
| Salaries and employee benefits | $125,000 | 6,326 |
| Premises and equipment expense | $22,000 | 6,294 |
| Additional noninterest expense | $95,000 | 6,114 |
| Pre-tax net operating income | $38,000 | 5,850 |
| Securities gains (losses) | $30,000 | 826 |
| Applicable income taxes | $11,000 | 3,783 |
| Income before extraordinary items | $57,000 | 5,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 5,637 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $57,000 | 5,637 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $31,800 | 5,889 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,571 |
| Total interest expense | $173,000 | 6,063 |
| Net interest income | $691,000 | 6,608 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $268,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $147,000 | 4,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,184 |
| Total noninterest expense | $933,000 | 6,413 |
| Salaries and employee benefits | $515,000 | 6,390 |
| Premises and equipment expense | $93,000 | 6,337 |
| Additional noninterest expense | $325,000 | 6,286 |
| Pre-tax net operating income | $26,000 | 6,132 |
| Securities gains (losses) | $87,000 | 1,426 |
| Applicable income taxes | $26,000 | 4,016 |
| Income before extraordinary items | $87,000 | 6,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 6,026 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $87,000 | 6,028 |
| Net charge-offs | $-23,000 | 6,299 |
| Cash dividends | $40,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $20,010 | 6,161 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 6,660 |
| Total interest expense | $128,000 | 6,158 |
| Net interest income | $491,000 | 6,699 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $209,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $115,000 | 4,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,237 |
| Total noninterest expense | $688,000 | 6,469 |
| Salaries and employee benefits | $380,000 | 6,448 |
| Premises and equipment expense | $69,000 | 6,392 |
| Additional noninterest expense | $239,000 | 6,355 |
| Pre-tax net operating income | $12,000 | 6,248 |
| Securities gains (losses) | $87,000 | 1,313 |
| Applicable income taxes | $25,000 | 4,020 |
| Income before extraordinary items | $74,000 | 6,118 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $74,000 | 6,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $74,000 | 6,119 |
| Net charge-offs | $-17,000 | 6,236 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,750 | 6,274 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $425,000 | 6,708 |
| Total interest expense | $87,000 | 6,205 |
| Net interest income | $338,000 | 6,742 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $135,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,326 |
| Total noninterest expense | $461,000 | 6,509 |
| Salaries and employee benefits | $255,000 | 6,487 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $160,000 | 6,380 |
| Pre-tax net operating income | $12,000 | 6,253 |
| Securities gains (losses) | $87,000 | 1,190 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $79,000 | 5,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $79,000 | 5,972 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $79,000 | 5,973 |
| Net charge-offs | $-12,000 | 6,196 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $9,400 | 6,276 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 6,745 |
| Total interest expense | $46,000 | 6,239 |
| Net interest income | $181,000 | 6,777 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $67,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $241,000 | 6,535 |
| Salaries and employee benefits | $131,000 | 6,512 |
| Premises and equipment expense | $24,000 | 6,452 |
| Additional noninterest expense | $86,000 | 6,394 |
| Pre-tax net operating income | $7,000 | 6,271 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $3,000 | 4,340 |
| Income before extraordinary items | $4,000 | 6,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,000 | 6,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,000 | 6,377 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,726 |
| Total interest expense | $206,000 | 6,382 |
| Net interest income | $890,000 | 6,759 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $300,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $144,000 | 4,851 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $156,000 | 4,896 |
| Total noninterest expense | $1,029,000 | 6,561 |
| Salaries and employee benefits | $530,000 | 6,587 |
| Premises and equipment expense | $100,000 | 6,520 |
| Additional noninterest expense | $399,000 | 6,358 |
| Pre-tax net operating income | $161,000 | 5,773 |
| Securities gains (losses) | $372,000 | 1,181 |
| Applicable income taxes | $162,000 | 3,161 |
| Income before extraordinary items | $371,000 | 5,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $371,000 | 5,276 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $371,000 | 5,277 |
| Net charge-offs | $-6,000 | 6,535 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $110,600 | 5,878 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 6,817 |
| Total interest expense | $158,000 | 6,483 |
| Net interest income | $689,000 | 6,840 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $225,000 | 5,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $110,000 | 4,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $115,000 | 4,947 |
| Total noninterest expense | $744,000 | 6,652 |
| Salaries and employee benefits | $377,000 | 6,699 |
| Premises and equipment expense | $77,000 | 6,579 |
| Additional noninterest expense | $290,000 | 6,449 |
| Pre-tax net operating income | $170,000 | 5,790 |
| Securities gains (losses) | $326,000 | 1,044 |
| Applicable income taxes | $145,000 | 3,096 |
| Income before extraordinary items | $351,000 | 5,151 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $351,000 | 5,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $351,000 | 5,149 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $119,540 | 5,902 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 6,841 |
| Total interest expense | $110,000 | 6,529 |
| Net interest income | $488,000 | 6,849 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $160,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $499,000 | 6,702 |
| Salaries and employee benefits | $252,000 | 6,760 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $198,000 | 6,467 |
| Pre-tax net operating income | $149,000 | 5,598 |
| Securities gains (losses) | $114,000 | 1,499 |
| Applicable income taxes | $63,000 | 3,390 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $200,000 | 5,333 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $113,360 | 5,708 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 6,887 |
| Total interest expense | $59,000 | 6,547 |
| Net interest income | $245,000 | 6,902 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $94,000 | 5,032 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $245,000 | 6,779 |
| Salaries and employee benefits | $126,000 | 6,810 |
| Premises and equipment expense | $23,000 | 6,746 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $94,000 | 5,477 |
| Securities gains (losses) | $28,000 | 1,460 |
| Applicable income taxes | $19,000 | 3,700 |
| Income before extraordinary items | $103,000 | 5,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,321 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $103,000 | 5,321 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,480 | 5,463 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 7,043 |
| Total interest expense | $233,000 | 6,788 |
| Net interest income | $837,000 | 7,050 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $271,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $151,000 | 4,879 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $120,000 | 5,119 |
| Total noninterest expense | $1,035,000 | 6,804 |
| Salaries and employee benefits | $520,000 | 6,862 |
| Premises and equipment expense | $101,000 | 6,820 |
| Additional noninterest expense | $414,000 | 6,512 |
| Pre-tax net operating income | $73,000 | 5,842 |
| Securities gains (losses) | $142,000 | 1,748 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $155,000 | 5,691 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $155,000 | 5,694 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $155,000 | 5,694 |
| Net charge-offs | $20,000 | 5,907 |
| Cash dividends | $155,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $52,760 | 5,903 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $791,000 | 7,126 |
| Total interest expense | $177,000 | 6,878 |
| Net interest income | $614,000 | 7,132 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $207,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $95,000 | 5,152 |
| Total noninterest expense | $770,000 | 6,849 |
| Salaries and employee benefits | $383,000 | 6,913 |
| Premises and equipment expense | $77,000 | 6,841 |
| Additional noninterest expense | $310,000 | 6,557 |
| Pre-tax net operating income | $51,000 | 5,986 |
| Securities gains (losses) | $132,000 | 1,537 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $142,000 | 5,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 5,740 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $142,000 | 5,740 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $75,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $39,040 | 6,029 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 7,167 |
| Total interest expense | $117,000 | 6,975 |
| Net interest income | $428,000 | 7,170 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $138,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $512,000 | 6,920 |
| Salaries and employee benefits | $254,000 | 6,984 |
| Premises and equipment expense | $52,000 | 6,890 |
| Additional noninterest expense | $206,000 | 6,634 |
| Pre-tax net operating income | $54,000 | 5,927 |
| Securities gains (losses) | $123,000 | 997 |
| Applicable income taxes | $36,000 | 3,546 |
| Income before extraordinary items | $141,000 | 5,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 5,411 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $141,000 | 5,412 |
| Net charge-offs | $28,000 | 4,871 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $42,600 | 5,972 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 7,248 |
| Total interest expense | $60,000 | 7,032 |
| Net interest income | $202,000 | 7,251 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $34,000 | 5,022 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $250,000 | 6,993 |
| Salaries and employee benefits | $126,000 | 7,037 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $98,000 | 6,739 |
| Pre-tax net operating income | $14,000 | 6,170 |
| Securities gains (losses) | $30,000 | 956 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $11,400 | 6,199 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 7,276 |
| Total interest expense | $281,000 | 7,115 |
| Net interest income | $871,000 | 7,263 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $245,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 4,873 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 5,520 |
| Total noninterest expense | $1,025,000 | 7,046 |
| Salaries and employee benefits | $529,000 | 7,075 |
| Premises and equipment expense | $112,000 | 6,954 |
| Additional noninterest expense | $384,000 | 6,844 |
| Pre-tax net operating income | $91,000 | 5,500 |
| Securities gains (losses) | $204,000 | 1,571 |
| Applicable income taxes | $78,000 | 3,398 |
| Income before extraordinary items | $217,000 | 5,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $217,000 | 5,215 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $217,000 | 5,215 |
| Net charge-offs | $89,000 | 5,509 |
| Cash dividends | $218,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $66,040 | 5,599 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 7,360 |
| Total interest expense | $216,000 | 7,229 |
| Net interest income | $689,000 | 7,334 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $185,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $115,000 | 4,952 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $70,000 | 5,647 |
| Total noninterest expense | $763,000 | 7,128 |
| Salaries and employee benefits | $385,000 | 7,170 |
| Premises and equipment expense | $88,000 | 6,996 |
| Additional noninterest expense | $290,000 | 6,900 |
| Pre-tax net operating income | $111,000 | 5,582 |
| Securities gains (losses) | $182,000 | 1,448 |
| Applicable income taxes | $69,000 | 3,362 |
| Income before extraordinary items | $224,000 | 5,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $224,000 | 5,199 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $224,000 | 5,200 |
| Net charge-offs | $93,000 | 4,986 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $85,680 | 5,647 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,375 |
| Total interest expense | $147,000 | 7,295 |
| Net interest income | $490,000 | 7,342 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $124,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $74,000 | 5,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 5,587 |
| Total noninterest expense | $502,000 | 7,202 |
| Salaries and employee benefits | $255,000 | 7,229 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $187,000 | 6,991 |
| Pre-tax net operating income | $112,000 | 5,428 |
| Securities gains (losses) | $55,000 | 1,822 |
| Applicable income taxes | $35,000 | 3,503 |
| Income before extraordinary items | $132,000 | 5,337 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $132,000 | 5,337 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $132,000 | 5,338 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $88,550 | 5,506 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 7,448 |
| Total interest expense | $75,000 | 7,384 |
| Net interest income | $252,000 | 7,397 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $248,000 | 7,298 |
| Salaries and employee benefits | $126,000 | 7,327 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $92,000 | 7,096 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $58,000 | 5,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,583 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $58,000 | 5,582 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $58,000 | 5,479 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 7,537 |
| Total interest expense | $380,000 | 7,393 |
| Net interest income | $933,000 | 7,497 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $237,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $204,000 | 4,627 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $33,000 | 6,679 |
| Total noninterest expense | $1,050,000 | 7,319 |
| Salaries and employee benefits | $530,000 | 7,373 |
| Premises and equipment expense | $135,000 | 7,060 |
| Additional noninterest expense | $385,000 | 7,136 |
| Pre-tax net operating income | $90,000 | 5,121 |
| Securities gains (losses) | $190,000 | 1,596 |
| Applicable income taxes | $120,000 | 2,755 |
| Income before extraordinary items | $160,000 | 4,949 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $160,000 | 4,951 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $160,000 | 4,951 |
| Net charge-offs | $-12,000 | 7,871 |
| Cash dividends | $160,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $38,400 | 5,337 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 7,630 |
| Total interest expense | $303,000 | 7,460 |
| Net interest income | $682,000 | 7,595 |
| Provision for loan and lease losses | $22,000 | 6,914 |
| Total noninterest income | $178,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $43,000 | 6,371 |
| Total noninterest expense | $784,000 | 7,371 |
| Salaries and employee benefits | $392,000 | 7,431 |
| Premises and equipment expense | $105,000 | 7,076 |
| Additional noninterest expense | $287,000 | 7,180 |
| Pre-tax net operating income | $54,000 | 5,468 |
| Securities gains (losses) | $190,000 | 1,324 |
| Applicable income taxes | $100,000 | 2,873 |
| Income before extraordinary items | $144,000 | 5,111 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $144,000 | 5,112 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $144,000 | 5,112 |
| Net charge-offs | $-7,000 | 7,833 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $22,400 | 5,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 7,688 |
| Total interest expense | $219,000 | 7,491 |
| Net interest income | $447,000 | 7,663 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $542,000 | 7,412 |
| Salaries and employee benefits | $275,000 | 7,446 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $197,000 | 7,190 |
| Pre-tax net operating income | $12,000 | 5,729 |
| Securities gains (losses) | $190,000 | 1,045 |
| Applicable income taxes | $80,000 | 2,800 |
| Income before extraordinary items | $122,000 | 5,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 5,038 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $122,000 | 5,039 |
| Net charge-offs | $-14,000 | 7,949 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $400 | 5,830 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 7,660 |
| Total interest expense | $120,000 | 7,472 |
| Net interest income | $245,000 | 7,614 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $274,000 | 7,405 |
| Salaries and employee benefits | $143,000 | 7,441 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $97,000 | 7,134 |
| Pre-tax net operating income | $15,000 | 6,074 |
| Securities gains (losses) | $168,000 | 741 |
| Applicable income taxes | $64,000 | 2,663 |
| Income before extraordinary items | $119,000 | 4,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $119,000 | 4,704 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $119,000 | 4,703 |
| Net charge-offs | $-7,000 | 7,788 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $9,800 | 6,139 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 7,365 |
| Total interest expense | $794,000 | 7,143 |
| Net interest income | $1,165,000 | 7,402 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $209,000 | 6,426 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 5,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $44,000 | 6,882 |
| Total noninterest expense | $1,142,000 | 7,351 |
| Salaries and employee benefits | $591,000 | 7,427 |
| Premises and equipment expense | $155,000 | 7,097 |
| Additional noninterest expense | $396,000 | 7,062 |
| Pre-tax net operating income | $192,000 | 5,776 |
| Securities gains (losses) | $142,000 | 901 |
| Applicable income taxes | $148,000 | 3,079 |
| Income before extraordinary items | $186,000 | 5,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $186,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $95,120 | 6,027 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,397 |
| Total interest expense | $641,000 | 7,139 |
| Net interest income | $879,000 | 7,466 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $210,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $840,000 | 7,396 |
| Salaries and employee benefits | $435,000 | 7,493 |
| Premises and equipment expense | $115,000 | 7,173 |
| Additional noninterest expense | $290,000 | 7,107 |
| Pre-tax net operating income | $209,000 | 6,002 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $87,000 | 3,710 |
| Income before extraordinary items | $130,000 | 6,025 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $130,000 | 6,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $124,880 | 6,218 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 7,413 |
| Total interest expense | $471,000 | 7,108 |
| Net interest income | $584,000 | 7,505 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $139,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $44,000 | 6,313 |
| Total noninterest expense | $564,000 | 7,450 |
| Salaries and employee benefits | $295,000 | 7,536 |
| Premises and equipment expense | $77,000 | 7,206 |
| Additional noninterest expense | $192,000 | 7,134 |
| Pre-tax net operating income | $134,000 | 6,206 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $89,000 | 6,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $89,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $89,000 | 6,373 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,411 |
| Total interest expense | $254,000 | 7,111 |
| Net interest income | $298,000 | 7,507 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $47,000 | 4,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $283,000 | 7,478 |
| Salaries and employee benefits | $152,000 | 7,528 |
| Premises and equipment expense | $38,000 | 7,235 |
| Additional noninterest expense | $93,000 | 7,181 |
| Pre-tax net operating income | $72,000 | 6,337 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $19,000 | 4,403 |
| Income before extraordinary items | $53,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $53,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,000 | 6,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 6,930 |
| Total interest expense | $1,535,000 | 6,389 |
| Net interest income | $1,342,000 | 7,326 |
| Provision for loan and lease losses | $55,000 | 5,599 |
| Total noninterest income | $250,000 | 6,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $213,000 | 4,774 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $1,191,000 | 7,374 |
| Salaries and employee benefits | $602,000 | 7,539 |
| Premises and equipment expense | $150,000 | 7,243 |
| Additional noninterest expense | $439,000 | 6,875 |
| Pre-tax net operating income | $346,000 | 6,446 |
| Securities gains (losses) | $-288,000 | 8,302 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $55,000 | 7,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $55,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,118 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $328,600 | 6,299 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 6,876 |
| Total interest expense | $1,250,000 | 6,241 |
| Net interest income | $1,004,000 | 7,383 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $219,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 4,729 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $54,000 | 6,695 |
| Total noninterest expense | $896,000 | 7,353 |
| Salaries and employee benefits | $449,000 | 7,521 |
| Premises and equipment expense | $112,000 | 7,255 |
| Additional noninterest expense | $335,000 | 6,823 |
| Pre-tax net operating income | $282,000 | 6,634 |
| Securities gains (losses) | $-288,000 | 8,410 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-6,000 | 7,696 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-6,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,021 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $282,000 | 6,398 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 6,868 |
| Total interest expense | $880,000 | 6,159 |
| Net interest income | $653,000 | 7,490 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $159,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $132,000 | 4,366 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $27,000 | 7,090 |
| Total noninterest expense | $599,000 | 7,396 |
| Salaries and employee benefits | $298,000 | 7,583 |
| Premises and equipment expense | $73,000 | 7,311 |
| Additional noninterest expense | $228,000 | 6,808 |
| Pre-tax net operating income | $183,000 | 6,741 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $42,000 | 4,880 |
| Income before extraordinary items | $141,000 | 6,816 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $141,000 | 6,802 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,811 |
| Total interest expense | $459,000 | 6,050 |
| Net interest income | $342,000 | 7,430 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $89,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $295,000 | 7,461 |
| Salaries and employee benefits | $146,000 | 7,647 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $115,000 | 6,805 |
| Pre-tax net operating income | $121,000 | 6,409 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $41,000 | 4,335 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 6,593 |
| Total interest expense | $1,832,000 | 5,643 |
| Net interest income | $1,419,000 | 7,281 |
| Provision for loan and lease losses | $320,000 | 2,647 |
| Total noninterest income | $377,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $269,000 | 4,338 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 6,200 |
| Total noninterest expense | $1,181,000 | 7,418 |
| Salaries and employee benefits | $636,000 | 7,480 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $389,000 | 7,123 |
| Pre-tax net operating income | $295,000 | 7,126 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $98,000 | 4,985 |
| Income before extraordinary items | $197,000 | 7,286 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $197,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,662 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $197,000 | 7,287 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 6,610 |
| Total interest expense | $1,326,000 | 5,665 |
| Net interest income | $1,124,000 | 7,261 |
| Provision for loan and lease losses | $210,000 | 2,785 |
| Total noninterest income | $291,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $199,000 | 4,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,992 |
| Total noninterest expense | $889,000 | 7,412 |
| Salaries and employee benefits | $478,000 | 7,472 |
| Premises and equipment expense | $112,000 | 7,282 |
| Additional noninterest expense | $299,000 | 7,092 |
| Pre-tax net operating income | $316,000 | 6,940 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $84,000 | 5,083 |
| Income before extraordinary items | $232,000 | 7,054 |
| Extraordinary gains, net | $1,000 | 42 |
| Net income | $233,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,302 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $232,000 | 7,053 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,624 |
| Total interest expense | $847,000 | 5,656 |
| Net interest income | $771,000 | 7,242 |
| Provision for loan and lease losses | $195,000 | 2,161 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $606,000 | 7,403 |
| Salaries and employee benefits | $328,000 | 7,445 |
| Premises and equipment expense | $74,000 | 7,324 |
| Additional noninterest expense | $204,000 | 7,060 |
| Pre-tax net operating income | $170,000 | 7,269 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $23,000 | 5,728 |
| Income before extraordinary items | $147,000 | 7,178 |
| Extraordinary gains, net | $1,000 | 37 |
| Net income | $148,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 948 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $147,000 | 7,192 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,553 |
| Total interest expense | $417,000 | 5,584 |
| Net interest income | $412,000 | 7,144 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $302,000 | 7,421 |
| Salaries and employee benefits | $164,000 | 7,468 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $210,000 | 5,741 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $23,000 | 5,255 |
| Income before extraordinary items | $187,000 | 5,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 917 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $187,000 | 5,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 6,302 |
| Total interest expense | $1,511,000 | 5,210 |
| Net interest income | $1,851,000 | 6,828 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $366,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $251,000 | 4,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,187 |
| Total noninterest expense | $1,287,000 | 7,257 |
| Salaries and employee benefits | $736,000 | 7,137 |
| Premises and equipment expense | $183,000 | 6,914 |
| Additional noninterest expense | $368,000 | 7,268 |
| Pre-tax net operating income | $870,000 | 5,705 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $293,000 | 4,169 |
| Income before extraordinary items | $577,000 | 6,088 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $577,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,889 |
| Cash dividends | $570,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $577,000 | 6,061 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 6,280 |
| Total interest expense | $1,095,000 | 5,186 |
| Net interest income | $1,437,000 | 6,775 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $281,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,963 |
| Total noninterest expense | $929,000 | 7,327 |
| Salaries and employee benefits | $525,000 | 7,248 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $254,000 | 7,416 |
| Pre-tax net operating income | $744,000 | 5,520 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $259,000 | 4,034 |
| Income before extraordinary items | $485,000 | 5,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $485,000 | 5,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $485,000 | 5,939 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 6,222 |
| Total interest expense | $707,000 | 5,122 |
| Net interest income | $980,000 | 6,707 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $202,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $617,000 | 7,331 |
| Salaries and employee benefits | $344,000 | 7,301 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $196,000 | 7,130 |
| Pre-tax net operating income | $535,000 | 5,301 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $185,000 | 3,920 |
| Income before extraordinary items | $350,000 | 5,788 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $350,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $350,000 | 5,741 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,216 |
| Total interest expense | $343,000 | 5,108 |
| Net interest income | $505,000 | 6,697 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,751 |
| Total noninterest expense | $312,000 | 7,365 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $89,000 | 7,384 |
| Pre-tax net operating income | $277,000 | 5,196 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 6,042 |
| Total interest expense | $1,213,000 | 5,076 |
| Net interest income | $2,200,000 | 6,372 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $375,000 | 5,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $254,000 | 4,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $121,000 | 6,090 |
| Total noninterest expense | $1,273,000 | 7,309 |
| Salaries and employee benefits | $698,000 | 7,292 |
| Premises and equipment expense | $195,000 | 6,820 |
| Additional noninterest expense | $380,000 | 7,237 |
| Pre-tax net operating income | $1,242,000 | 4,713 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $426,000 | 3,617 |
| Income before extraordinary items | $824,000 | 5,199 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $824,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $524,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $818,720 | 5,149 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 6,062 |
| Total interest expense | $889,000 | 5,120 |
| Net interest income | $1,666,000 | 6,348 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $292,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $195,000 | 4,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $97,000 | 5,971 |
| Total noninterest expense | $916,000 | 7,370 |
| Salaries and employee benefits | $488,000 | 7,403 |
| Premises and equipment expense | $147,000 | 6,776 |
| Additional noninterest expense | $281,000 | 7,238 |
| Pre-tax net operating income | $997,000 | 4,618 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $341,000 | 3,559 |
| Income before extraordinary items | $663,000 | 5,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $663,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,920 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $658,380 | 5,033 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 6,079 |
| Total interest expense | $580,000 | 5,202 |
| Net interest income | $1,114,000 | 6,362 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $128,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $608,000 | 7,433 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $97,000 | 6,845 |
| Additional noninterest expense | $191,000 | 7,234 |
| Pre-tax net operating income | $664,000 | 4,577 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $227,000 | 3,550 |
| Income before extraordinary items | $437,000 | 5,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $437,000 | 4,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 6,065 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $568,000 | 6,324 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $95,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $307,000 | 7,455 |
| Salaries and employee benefits | $161,000 | 7,526 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $95,000 | 7,267 |
| Pre-tax net operating income | $341,000 | 4,509 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $223,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $223,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $223,000 | 4,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 6,100 |
| Total interest expense | $1,304,000 | 5,316 |
| Net interest income | $2,117,000 | 6,406 |
| Provision for loan and lease losses | $117,000 | 5,087 |
| Total noninterest income | $430,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $282,000 | 4,460 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $148,000 | 5,844 |
| Total noninterest expense | $1,160,000 | 7,555 |
| Salaries and employee benefits | $642,000 | 7,533 |
| Premises and equipment expense | $143,000 | 7,499 |
| Additional noninterest expense | $375,000 | 7,302 |
| Pre-tax net operating income | $1,270,000 | 4,543 |
| Securities gains (losses) | $103,000 | 1,867 |
| Applicable income taxes | $467,000 | 3,489 |
| Income before extraordinary items | $906,000 | 4,922 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $906,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $605,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $838,020 | 4,968 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 6,131 |
| Total interest expense | $1,008,000 | 5,358 |
| Net interest income | $1,609,000 | 6,417 |
| Provision for loan and lease losses | $77,000 | 5,176 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $182,000 | 4,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,610 |
| Total noninterest expense | $809,000 | 7,709 |
| Salaries and employee benefits | $433,000 | 7,755 |
| Premises and equipment expense | $107,000 | 7,515 |
| Additional noninterest expense | $269,000 | 7,408 |
| Pre-tax net operating income | $979,000 | 4,600 |
| Securities gains (losses) | $103,000 | 1,721 |
| Applicable income taxes | $366,000 | 3,557 |
| Income before extraordinary items | $716,000 | 4,938 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $716,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $648,020 | 5,007 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,191 |
| Total interest expense | $696,000 | 5,368 |
| Net interest income | $1,033,000 | 6,550 |
| Provision for loan and lease losses | $47,000 | 5,247 |
| Total noninterest income | $170,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $539,000 | 7,738 |
| Salaries and employee benefits | $285,000 | 7,816 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $183,000 | 7,357 |
| Pre-tax net operating income | $617,000 | 4,753 |
| Securities gains (losses) | $68,000 | 1,796 |
| Applicable income taxes | $232,000 | 3,689 |
| Income before extraordinary items | $453,000 | 5,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $408,120 | 5,148 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,162 |
| Total interest expense | $357,000 | 5,395 |
| Net interest income | $524,000 | 6,509 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $89,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $260,000 | 7,841 |
| Salaries and employee benefits | $140,000 | 7,894 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $84,000 | 7,566 |
| Pre-tax net operating income | $338,000 | 4,469 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $116,000 | 3,693 |
| Income before extraordinary items | $228,000 | 4,973 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,040 | 4,810 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 6,099 |
| Total interest expense | $1,747,000 | 5,232 |
| Net interest income | $2,022,000 | 6,595 |
| Provision for loan and lease losses | $171,000 | 4,684 |
| Total noninterest income | $351,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $252,000 | 4,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,467 |
| Total noninterest expense | $1,127,000 | 7,654 |
| Salaries and employee benefits | $623,000 | 7,616 |
| Premises and equipment expense | $140,000 | 7,578 |
| Additional noninterest expense | $364,000 | 7,384 |
| Pre-tax net operating income | $1,075,000 | 5,025 |
| Securities gains (losses) | $56,000 | 2,303 |
| Applicable income taxes | $393,000 | 3,919 |
| Income before extraordinary items | $738,000 | 5,410 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $738,000 | 5,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,409 |
| Cash dividends | $438,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $4,325,000 | 179 |
| Net operating income | $701,600 | 5,418 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 6,514 |
| Total interest expense | $1,977,000 | 6,131 |
| Net interest income | $1,807,000 | 6,773 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $410,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $290,000 | 4,241 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $120,000 | 6,007 |
| Total noninterest expense | $1,436,000 | 6,935 |
| Salaries and employee benefits | $558,000 | 7,872 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $742,000 | 5,049 |
| Pre-tax net operating income | $647,000 | 5,995 |
| Securities gains (losses) | $218,000 | 1,128 |
| Applicable income taxes | $275,000 | 4,439 |
| Income before extraordinary items | $590,000 | 5,668 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $590,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,961 |
| Cash dividends | $199,000 | 5,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $441,760 | 6,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 6,811 |
| Total interest expense | $1,904,000 | 6,412 |
| Net interest income | $1,712,000 | 7,097 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $413,000 | 5,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,192,000 | 7,524 |
| Salaries and employee benefits | $510,000 | 8,192 |
| Premises and equipment expense | $123,000 | 8,050 |
| Additional noninterest expense | $559,000 | 6,021 |
| Pre-tax net operating income | $842,000 | 5,730 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $270,000 | 4,815 |
| Income before extraordinary items | $572,000 | 5,971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $572,000 | 5,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,278 |
| Cash dividends | $258,000 | 4,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $572,000 | 5,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,984 |
| Total interest expense | $1,645,000 | 6,647 |
| Net interest income | $1,708,000 | 7,181 |
| Provision for loan and lease losses | $14,000 | 7,935 |
| Total noninterest income | $372,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,049,000 | 7,976 |
| Salaries and employee benefits | $452,000 | 8,608 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $478,000 | 6,687 |
| Pre-tax net operating income | $1,017,000 | 5,259 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $690,000 | 5,500 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $690,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $199,000 | 5,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $690,000 | 5,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 7,852 |
| Total interest expense | $1,332,000 | 7,581 |
| Net interest income | $1,386,000 | 7,939 |
| Provision for loan and lease losses | $-134,000 | 10,345 |
| Total noninterest income | $435,000 | 5,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,322 |
| Total noninterest expense | $1,154,000 | 7,667 |
| Salaries and employee benefits | $393,000 | 9,014 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $656,000 | 5,412 |
| Pre-tax net operating income | $801,000 | 6,093 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $339,000 | 4,852 |
| Income before extraordinary items | $509,000 | 6,560 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $509,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 10,319 |
| Cash dividends | $199,000 | 5,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $478,920 | 6,629 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 8,986 |
| Total interest expense | $883,000 | 9,018 |
| Net interest income | $1,138,000 | 8,842 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $359,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $881,000 | 8,746 |
| Salaries and employee benefits | $373,000 | 9,431 |
| Premises and equipment expense | $94,000 | 9,100 |
| Additional noninterest expense | $414,000 | 7,236 |
| Pre-tax net operating income | $596,000 | 7,445 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $184,000 | 7,120 |
| Income before extraordinary items | $419,000 | 7,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $419,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $199,000 | 5,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $414,170 | 7,494 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 9,948 |
| Total interest expense | $668,000 | 10,066 |
| Net interest income | $949,000 | 9,698 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $607,000 | 4,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,781 |
| Total noninterest expense | $812,000 | 9,389 |
| Salaries and employee benefits | $342,000 | 10,022 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $377,000 | 8,080 |
| Pre-tax net operating income | $744,000 | 6,734 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $747,000 | 5,539 |
| Extraordinary gains, net | $-65,000 | 11,432 |
| Net income | $682,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $189,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 753 |
| Net operating income | $744,000 | 5,505 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 10,856 |
| Total interest expense | $559,000 | 10,815 |
| Net interest income | $729,000 | 10,755 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $351,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,201 |
| Total noninterest expense | $742,000 | 10,027 |
| Salaries and employee benefits | $315,000 | 10,629 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $316,000 | 9,085 |
| Pre-tax net operating income | $338,000 | 9,478 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $338,000 | 8,585 |
| Extraordinary gains, net | $76,000 | 29 |
| Net income | $414,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $338,000 | 8,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 11,546 |
| Total interest expense | $382,000 | 11,679 |
| Net interest income | $706,000 | 11,358 |
| Provision for loan and lease losses | $-35,000 | 11,926 |
| Total noninterest income | $235,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $775,000 | 10,356 |
| Salaries and employee benefits | $303,000 | 11,175 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $365,000 | 9,181 |
| Pre-tax net operating income | $201,000 | 10,888 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $201,000 | 10,263 |
| Extraordinary gains, net | $47,000 | 164 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $201,000 | 10,319 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 12,414 |
| Total interest expense | $344,000 | 12,472 |
| Net interest income | $597,000 | 12,222 |
| Provision for loan and lease losses | $-36,000 | 12,673 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $700,000 | 11,170 |
| Salaries and employee benefits | $287,000 | 11,793 |
| Premises and equipment expense | $100,000 | 10,444 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $172,000 | 11,301 |
| Securities gains (losses) | $71,000 | 2,955 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $243,000 | 10,129 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $243,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $172,000 | 10,754 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 12,925 |
| Total interest expense | $521,000 | 12,671 |
| Net interest income | $531,000 | 12,963 |
| Provision for loan and lease losses | $-93,000 | 13,698 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $879,000 | 10,615 |
| Salaries and employee benefits | $294,000 | 12,082 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $434,000 | 9,156 |
| Pre-tax net operating income | $2,000 | 12,683 |
| Securities gains (losses) | $173,000 | 2,228 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $123,000 | 11,645 |
| Extraordinary gains, net | $52,000 | 979 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $715,000 | 476 |
| Net operating income | $1,900 | 12,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.