Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,634,000 | 1,919 |
| Total interest expense | $6,030,000 | 1,814 |
| Net interest income | $13,604,000 | 1,961 |
| Provision for loan and lease losses | $920,000 | 877 |
| Total noninterest income | $1,080,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $327,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $753,000 | 2,579 |
| Total noninterest expense | $8,876,000 | 2,181 |
| Salaries and employee benefits | $5,506,000 | 2,067 |
| Premises and equipment expense | $652,000 | 2,586 |
| Additional noninterest expense | $753,000 | 2,579 |
| Pre-tax net operating income | $4,888,000 | 1,946 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,088,000 | 1,389 |
| Income before extraordinary items | $3,800,000 | 2,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,800,000 | 2,078 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,800,000 | 2,056 |
| Net charge-offs | $93,000 | 1,536 |
| Cash dividends | $800,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,800,000 | 2,078 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,079,000 | 1,945 |
| Total interest expense | $3,763,000 | 1,898 |
| Net interest income | $10,316,000 | 1,958 |
| Provision for loan and lease losses | $740,000 | 804 |
| Total noninterest income | $800,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $248,000 | 2,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,590 |
| Total noninterest expense | $6,577,000 | 2,196 |
| Salaries and employee benefits | $4,110,000 | 2,068 |
| Premises and equipment expense | $486,000 | 2,595 |
| Additional noninterest expense | $552,000 | 2,589 |
| Pre-tax net operating income | $3,799,000 | 1,946 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $860,000 | 1,388 |
| Income before extraordinary items | $2,939,000 | 2,079 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,939,000 | 2,099 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,939,000 | 2,081 |
| Net charge-offs | $88,000 | 1,225 |
| Cash dividends | $600,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,939,000 | 2,108 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 1,977 |
| Total interest expense | $2,156,000 | 1,923 |
| Net interest income | $6,793,000 | 1,982 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $529,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $165,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,552 |
| Total noninterest expense | $4,298,000 | 2,213 |
| Salaries and employee benefits | $2,679,000 | 2,089 |
| Premises and equipment expense | $322,000 | 2,602 |
| Additional noninterest expense | $364,000 | 2,547 |
| Pre-tax net operating income | $2,724,000 | 1,867 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $721,000 | 1,239 |
| Income before extraordinary items | $2,003,000 | 2,062 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,003,000 | 2,087 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,003,000 | 2,062 |
| Net charge-offs | $26,000 | 1,438 |
| Cash dividends | $400,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,003,000 | 2,075 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 2,033 |
| Total interest expense | $991,000 | 1,846 |
| Net interest income | $3,239,000 | 2,058 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $257,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $85,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,607 |
| Total noninterest expense | $2,135,000 | 2,254 |
| Salaries and employee benefits | $1,327,000 | 2,135 |
| Premises and equipment expense | $165,000 | 2,606 |
| Additional noninterest expense | $172,000 | 2,607 |
| Pre-tax net operating income | $1,211,000 | 2,059 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $319,000 | 1,334 |
| Income before extraordinary items | $892,000 | 2,243 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $892,000 | 2,243 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $892,000 | 2,243 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $200,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $892,000 | 2,274 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,974,000 | 2,160 |
| Total interest expense | $1,182,000 | 2,208 |
| Net interest income | $11,792,000 | 2,126 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $1,158,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $368,000 | 2,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 2,592 |
| Total noninterest expense | $7,839,000 | 2,329 |
| Salaries and employee benefits | $5,002,000 | 2,180 |
| Premises and equipment expense | $558,000 | 2,834 |
| Additional noninterest expense | $790,000 | 2,592 |
| Pre-tax net operating income | $4,961,000 | 2,055 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,412,000 | 1,305 |
| Income before extraordinary items | $3,549,000 | 2,250 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,549,000 | 2,249 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,549,000 | 2,249 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $800,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,549,000 | 2,280 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 2,209 |
| Total interest expense | $563,000 | 2,510 |
| Net interest income | $8,459,000 | 2,173 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $886,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $268,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,568 |
| Total noninterest expense | $5,721,000 | 2,364 |
| Salaries and employee benefits | $3,703,000 | 2,194 |
| Premises and equipment expense | $413,000 | 2,866 |
| Additional noninterest expense | $618,000 | 2,568 |
| Pre-tax net operating income | $3,624,000 | 2,050 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $992,000 | 1,349 |
| Income before extraordinary items | $2,632,000 | 2,242 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,632,000 | 2,241 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,632,000 | 2,241 |
| Net charge-offs | $-21,000 | 3,825 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,632,000 | 2,279 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 2,295 |
| Total interest expense | $309,000 | 2,617 |
| Net interest income | $5,207,000 | 2,256 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $691,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $179,000 | 2,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $512,000 | 2,364 |
| Total noninterest expense | $3,680,000 | 2,413 |
| Salaries and employee benefits | $2,378,000 | 2,256 |
| Premises and equipment expense | $268,000 | 2,912 |
| Additional noninterest expense | $1,034,000 | 2,567 |
| Pre-tax net operating income | $2,218,000 | 2,073 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $580,000 | 1,377 |
| Income before extraordinary items | $1,638,000 | 2,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,638,000 | 2,234 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,638,000 | 2,233 |
| Net charge-offs | $6,000 | 1,731 |
| Cash dividends | $400,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,638,000 | 2,270 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 2,325 |
| Total interest expense | $149,000 | 2,633 |
| Net interest income | $2,496,000 | 2,275 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $312,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $88,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 2,458 |
| Total noninterest expense | $1,768,000 | 2,479 |
| Salaries and employee benefits | $1,175,000 | 2,270 |
| Premises and equipment expense | $136,000 | 2,903 |
| Additional noninterest expense | $457,000 | 2,756 |
| Pre-tax net operating income | $1,040,000 | 2,051 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $271,000 | 1,396 |
| Income before extraordinary items | $769,000 | 2,247 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $769,000 | 2,247 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $769,000 | 2,247 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $200,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $769,000 | 2,270 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,380,000 | 2,275 |
| Total interest expense | $765,000 | 2,577 |
| Net interest income | $10,615,000 | 2,232 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $1,283,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $275,000 | 2,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,008,000 | 2,624 |
| Total noninterest expense | $6,940,000 | 2,499 |
| Salaries and employee benefits | $4,229,000 | 2,406 |
| Premises and equipment expense | $631,000 | 2,675 |
| Additional noninterest expense | $2,080,000 | 2,524 |
| Pre-tax net operating income | $4,658,000 | 2,144 |
| Securities gains (losses) | $203,000 | 604 |
| Applicable income taxes | $1,270,000 | 1,445 |
| Income before extraordinary items | $3,591,000 | 2,308 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,591,000 | 2,309 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,591,000 | 2,309 |
| Net charge-offs | $-53,000 | 4,140 |
| Cash dividends | $700,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,430,630 | 2,348 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 2,326 |
| Total interest expense | $588,000 | 2,625 |
| Net interest income | $7,907,000 | 2,290 |
| Provision for loan and lease losses | $300,000 | 1,152 |
| Total noninterest income | $937,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $199,000 | 2,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,674 |
| Total noninterest expense | $4,974,000 | 2,586 |
| Salaries and employee benefits | $3,111,000 | 2,459 |
| Premises and equipment expense | $470,000 | 2,692 |
| Additional noninterest expense | $1,393,000 | 2,719 |
| Pre-tax net operating income | $3,570,000 | 2,206 |
| Securities gains (losses) | $203,000 | 554 |
| Applicable income taxes | $986,000 | 1,463 |
| Income before extraordinary items | $2,787,000 | 2,359 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,787,000 | 2,359 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,787,000 | 2,359 |
| Net charge-offs | $-55,000 | 4,241 |
| Cash dividends | $500,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,626,630 | 2,417 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 2,370 |
| Total interest expense | $421,000 | 2,596 |
| Net interest income | $5,084,000 | 2,323 |
| Provision for loan and lease losses | $225,000 | 1,102 |
| Total noninterest income | $608,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $120,000 | 2,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 2,668 |
| Total noninterest expense | $3,307,000 | 2,579 |
| Salaries and employee benefits | $2,020,000 | 2,492 |
| Premises and equipment expense | $315,000 | 2,672 |
| Additional noninterest expense | $972,000 | 2,640 |
| Pre-tax net operating income | $2,160,000 | 2,285 |
| Securities gains (losses) | $203,000 | 464 |
| Applicable income taxes | $613,000 | 1,513 |
| Income before extraordinary items | $1,750,000 | 2,409 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,750,000 | 2,409 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,750,000 | 2,409 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,589,630 | 2,506 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,376 |
| Total interest expense | $227,000 | 2,566 |
| Net interest income | $2,500,000 | 2,331 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $259,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $58,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,829 |
| Total noninterest expense | $1,656,000 | 2,566 |
| Salaries and employee benefits | $1,012,000 | 2,484 |
| Premises and equipment expense | $155,000 | 2,724 |
| Additional noninterest expense | $489,000 | 2,577 |
| Pre-tax net operating income | $953,000 | 2,431 |
| Securities gains (losses) | $169,000 | 360 |
| Applicable income taxes | $289,000 | 1,530 |
| Income before extraordinary items | $833,000 | 2,456 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $833,000 | 2,454 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $833,000 | 2,456 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $699,490 | 2,662 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,928,000 | 2,385 |
| Total interest expense | $1,449,000 | 2,432 |
| Net interest income | $9,479,000 | 2,345 |
| Provision for loan and lease losses | $1,065,000 | 1,531 |
| Total noninterest income | $1,056,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $267,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,697 |
| Total noninterest expense | $6,390,000 | 2,602 |
| Salaries and employee benefits | $3,965,000 | 2,497 |
| Premises and equipment expense | $583,000 | 2,800 |
| Additional noninterest expense | $1,842,000 | 2,670 |
| Pre-tax net operating income | $3,080,000 | 2,395 |
| Securities gains (losses) | $103,000 | 1,369 |
| Applicable income taxes | $792,000 | 1,621 |
| Income before extraordinary items | $2,391,000 | 2,602 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,391,000 | 2,601 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,391,000 | 2,602 |
| Net charge-offs | $-53,000 | 4,615 |
| Cash dividends | $400,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,309,630 | 2,596 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 2,501 |
| Total interest expense | $1,180,000 | 2,408 |
| Net interest income | $6,471,000 | 2,493 |
| Provision for loan and lease losses | $387,000 | 2,188 |
| Total noninterest income | $760,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $198,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,728 |
| Total noninterest expense | $4,751,000 | 2,590 |
| Salaries and employee benefits | $2,887,000 | 2,520 |
| Premises and equipment expense | $453,000 | 2,743 |
| Additional noninterest expense | $1,411,000 | 2,619 |
| Pre-tax net operating income | $2,093,000 | 2,520 |
| Securities gains (losses) | $51,000 | 1,523 |
| Applicable income taxes | $548,000 | 1,673 |
| Income before extraordinary items | $1,596,000 | 2,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,596,000 | 2,756 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,596,000 | 2,757 |
| Net charge-offs | $-28,000 | 4,514 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,555,710 | 2,736 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 2,547 |
| Total interest expense | $866,000 | 2,374 |
| Net interest income | $4,189,000 | 2,554 |
| Provision for loan and lease losses | $267,000 | 2,162 |
| Total noninterest income | $493,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $131,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 2,711 |
| Total noninterest expense | $3,108,000 | 2,633 |
| Salaries and employee benefits | $1,907,000 | 2,545 |
| Premises and equipment expense | $296,000 | 2,778 |
| Additional noninterest expense | $905,000 | 2,680 |
| Pre-tax net operating income | $1,307,000 | 2,580 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $332,000 | 1,672 |
| Income before extraordinary items | $975,000 | 2,838 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $975,000 | 2,837 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $975,000 | 2,838 |
| Net charge-offs | $-10,000 | 4,318 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $975,000 | 2,791 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 2,568 |
| Total interest expense | $467,000 | 2,397 |
| Net interest income | $2,013,000 | 2,591 |
| Provision for loan and lease losses | $147,000 | 1,705 |
| Total noninterest income | $237,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $75,000 | 2,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,687 |
| Total noninterest expense | $1,519,000 | 2,701 |
| Salaries and employee benefits | $926,000 | 2,607 |
| Premises and equipment expense | $155,000 | 2,715 |
| Additional noninterest expense | $438,000 | 2,771 |
| Pre-tax net operating income | $584,000 | 2,589 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $166,000 | 1,544 |
| Income before extraordinary items | $418,000 | 2,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $418,000 | 2,867 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $418,000 | 2,868 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $418,000 | 2,852 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,699,000 | 2,628 |
| Total interest expense | $1,924,000 | 2,401 |
| Net interest income | $7,775,000 | 2,669 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $1,135,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $316,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $819,000 | 2,481 |
| Total noninterest expense | $6,166,000 | 2,656 |
| Salaries and employee benefits | $3,636,000 | 2,611 |
| Premises and equipment expense | $645,000 | 2,682 |
| Additional noninterest expense | $1,885,000 | 2,658 |
| Pre-tax net operating income | $2,504,000 | 2,723 |
| Securities gains (losses) | $109,000 | 891 |
| Applicable income taxes | $668,000 | 1,747 |
| Income before extraordinary items | $1,945,000 | 2,936 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,945,000 | 2,936 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,945,000 | 2,937 |
| Net charge-offs | $-5,000 | 4,345 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,858,890 | 2,962 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 2,691 |
| Total interest expense | $1,448,000 | 2,414 |
| Net interest income | $5,728,000 | 2,744 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $743,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $240,000 | 2,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,735 |
| Total noninterest expense | $4,490,000 | 2,717 |
| Salaries and employee benefits | $2,651,000 | 2,663 |
| Premises and equipment expense | $501,000 | 2,641 |
| Additional noninterest expense | $1,338,000 | 2,772 |
| Pre-tax net operating income | $1,801,000 | 2,886 |
| Securities gains (losses) | $65,000 | 970 |
| Applicable income taxes | $463,000 | 1,860 |
| Income before extraordinary items | $1,403,000 | 3,039 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,403,000 | 3,039 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,403,000 | 3,039 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $300,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,351,650 | 3,067 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 2,720 |
| Total interest expense | $982,000 | 2,360 |
| Net interest income | $3,732,000 | 2,797 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $491,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $160,000 | 2,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,714 |
| Total noninterest expense | $2,949,000 | 2,763 |
| Salaries and employee benefits | $1,744,000 | 2,701 |
| Premises and equipment expense | $332,000 | 2,638 |
| Additional noninterest expense | $873,000 | 2,820 |
| Pre-tax net operating income | $1,154,000 | 2,899 |
| Securities gains (losses) | $65,000 | 658 |
| Applicable income taxes | $300,000 | 1,860 |
| Income before extraordinary items | $919,000 | 3,067 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $919,000 | 3,065 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $919,000 | 3,065 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $200,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $867,650 | 3,117 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,752 |
| Total interest expense | $499,000 | 2,308 |
| Net interest income | $1,828,000 | 2,846 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $175,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $77,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,248 |
| Total noninterest expense | $1,452,000 | 2,800 |
| Salaries and employee benefits | $877,000 | 2,715 |
| Premises and equipment expense | $159,000 | 2,742 |
| Additional noninterest expense | $416,000 | 2,923 |
| Pre-tax net operating income | $491,000 | 3,097 |
| Securities gains (losses) | $53,000 | 376 |
| Applicable income taxes | $131,000 | 1,943 |
| Income before extraordinary items | $413,000 | 3,183 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $413,000 | 3,180 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $413,000 | 3,182 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $371,130 | 3,323 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 2,805 |
| Total interest expense | $1,456,000 | 2,387 |
| Net interest income | $7,150,000 | 2,852 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $813,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $352,000 | 2,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,172 |
| Total noninterest expense | $5,650,000 | 2,822 |
| Salaries and employee benefits | $3,476,000 | 2,696 |
| Premises and equipment expense | $579,000 | 2,897 |
| Additional noninterest expense | $1,595,000 | 3,048 |
| Pre-tax net operating income | $2,073,000 | 3,082 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $503,000 | 1,974 |
| Income before extraordinary items | $1,570,000 | 3,307 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,570,000 | 3,305 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,570,000 | 3,306 |
| Net charge-offs | $76,000 | 2,344 |
| Cash dividends | $300,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,570,000 | 3,307 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,327,000 | 2,831 |
| Total interest expense | $1,002,000 | 2,437 |
| Net interest income | $5,325,000 | 2,881 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $687,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $260,000 | 2,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,948 |
| Total noninterest expense | $4,289,000 | 2,812 |
| Salaries and employee benefits | $2,660,000 | 2,654 |
| Premises and equipment expense | $445,000 | 2,883 |
| Additional noninterest expense | $1,184,000 | 3,059 |
| Pre-tax net operating income | $1,543,000 | 3,149 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $375,000 | 2,038 |
| Income before extraordinary items | $1,168,000 | 3,360 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,168,000 | 3,359 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,168,000 | 3,359 |
| Net charge-offs | $-36,000 | 4,831 |
| Cash dividends | $225,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,168,000 | 3,361 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 2,885 |
| Total interest expense | $587,000 | 2,557 |
| Net interest income | $3,500,000 | 2,918 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $452,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $170,000 | 2,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,967 |
| Total noninterest expense | $2,826,000 | 2,856 |
| Salaries and employee benefits | $1,745,000 | 2,716 |
| Premises and equipment expense | $290,000 | 2,936 |
| Additional noninterest expense | $791,000 | 3,078 |
| Pre-tax net operating income | $1,006,000 | 3,146 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $245,000 | 2,036 |
| Income before extraordinary items | $761,000 | 3,377 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $761,000 | 3,376 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $761,000 | 3,376 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $150,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $761,000 | 3,369 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 2,928 |
| Total interest expense | $271,000 | 2,615 |
| Net interest income | $1,729,000 | 2,956 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $213,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $86,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $1,411,000 | 2,894 |
| Salaries and employee benefits | $883,000 | 2,702 |
| Premises and equipment expense | $145,000 | 2,964 |
| Additional noninterest expense | $383,000 | 3,160 |
| Pre-tax net operating income | $471,000 | 3,191 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $113,000 | 2,061 |
| Income before extraordinary items | $358,000 | 3,422 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $358,000 | 3,421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $358,000 | 3,422 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $75,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $358,000 | 3,418 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 3,065 |
| Total interest expense | $786,000 | 2,948 |
| Net interest income | $6,444,000 | 3,044 |
| Provision for loan and lease losses | $210,000 | 2,314 |
| Total noninterest income | $576,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $382,000 | 2,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 4,246 |
| Total noninterest expense | $5,184,000 | 3,033 |
| Salaries and employee benefits | $3,180,000 | 2,874 |
| Premises and equipment expense | $541,000 | 3,115 |
| Additional noninterest expense | $1,463,000 | 3,288 |
| Pre-tax net operating income | $1,626,000 | 3,417 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $629,000 | 2,249 |
| Income before extraordinary items | $1,003,000 | 3,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,003,000 | 3,711 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,003,000 | 3,712 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $250,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 227 |
| Net operating income | $999,160 | 3,710 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 3,136 |
| Total interest expense | $546,000 | 3,069 |
| Net interest income | $4,727,000 | 3,109 |
| Provision for loan and lease losses | $150,000 | 2,287 |
| Total noninterest income | $687,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $289,000 | 2,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,096 |
| Total noninterest expense | $3,946,000 | 3,023 |
| Salaries and employee benefits | $2,449,000 | 2,851 |
| Premises and equipment expense | $409,000 | 3,130 |
| Additional noninterest expense | $1,088,000 | 3,303 |
| Pre-tax net operating income | $1,318,000 | 3,367 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $458,000 | 2,155 |
| Income before extraordinary items | $866,000 | 3,746 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $866,000 | 3,744 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $866,000 | 3,746 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $175,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 191 |
| Net operating income | $862,100 | 3,734 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 3,199 |
| Total interest expense | $327,000 | 3,215 |
| Net interest income | $3,069,000 | 3,165 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $458,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $191,000 | 2,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,093 |
| Total noninterest expense | $2,602,000 | 3,055 |
| Salaries and employee benefits | $1,619,000 | 2,885 |
| Premises and equipment expense | $274,000 | 3,127 |
| Additional noninterest expense | $709,000 | 3,369 |
| Pre-tax net operating income | $835,000 | 3,406 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $287,000 | 2,179 |
| Income before extraordinary items | $548,000 | 3,783 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $548,000 | 3,780 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $548,000 | 3,783 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $100,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $548,000 | 3,769 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 3,350 |
| Total interest expense | $152,000 | 3,337 |
| Net interest income | $1,416,000 | 3,310 |
| Provision for loan and lease losses | $45,000 | 2,149 |
| Total noninterest income | $197,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $95,000 | 2,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,444 |
| Total noninterest expense | $1,290,000 | 3,115 |
| Salaries and employee benefits | $810,000 | 2,922 |
| Premises and equipment expense | $129,000 | 3,286 |
| Additional noninterest expense | $351,000 | 3,376 |
| Pre-tax net operating income | $278,000 | 3,942 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $90,000 | 2,508 |
| Income before extraordinary items | $188,000 | 4,205 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $188,000 | 4,205 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $188,000 | 4,205 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $50,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $188,000 | 4,193 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 3,407 |
| Total interest expense | $546,000 | 3,484 |
| Net interest income | $5,516,000 | 3,358 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $579,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $385,000 | 2,535 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $194,000 | 4,387 |
| Total noninterest expense | $5,109,000 | 3,144 |
| Salaries and employee benefits | $2,997,000 | 3,020 |
| Premises and equipment expense | $543,000 | 3,202 |
| Additional noninterest expense | $1,569,000 | 3,243 |
| Pre-tax net operating income | $986,000 | 4,089 |
| Securities gains (losses) | $168,000 | 971 |
| Applicable income taxes | $387,000 | 2,473 |
| Income before extraordinary items | $767,000 | 4,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $767,000 | 4,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $767,000 | 4,233 |
| Net charge-offs | $-63,000 | 5,417 |
| Cash dividends | $200,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $656,120 | 4,387 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 3,440 |
| Total interest expense | $405,000 | 3,532 |
| Net interest income | $4,098,000 | 3,390 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $612,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $283,000 | 2,566 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $329,000 | 3,447 |
| Total noninterest expense | $3,785,000 | 3,175 |
| Salaries and employee benefits | $2,219,000 | 3,055 |
| Premises and equipment expense | $412,000 | 3,213 |
| Additional noninterest expense | $1,154,000 | 3,309 |
| Pre-tax net operating income | $925,000 | 3,833 |
| Securities gains (losses) | $168,000 | 898 |
| Applicable income taxes | $334,000 | 2,415 |
| Income before extraordinary items | $759,000 | 3,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $759,000 | 3,920 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $759,000 | 3,922 |
| Net charge-offs | $-41,000 | 5,313 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $643,080 | 4,091 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,435 |
| Total interest expense | $257,000 | 3,634 |
| Net interest income | $2,763,000 | 3,392 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $416,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $183,000 | 2,589 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 3,389 |
| Total noninterest expense | $2,507,000 | 3,194 |
| Salaries and employee benefits | $1,455,000 | 3,103 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $775,000 | 3,314 |
| Pre-tax net operating income | $672,000 | 3,722 |
| Securities gains (losses) | $162,000 | 687 |
| Applicable income taxes | $250,000 | 2,297 |
| Income before extraordinary items | $584,000 | 3,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 3,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $584,000 | 3,727 |
| Net charge-offs | $-54,000 | 5,531 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $470,600 | 3,985 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 3,508 |
| Total interest expense | $117,000 | 3,824 |
| Net interest income | $1,354,000 | 3,437 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $223,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $134,000 | 3,130 |
| Total noninterest expense | $1,315,000 | 3,127 |
| Salaries and employee benefits | $748,000 | 3,074 |
| Premises and equipment expense | $144,000 | 3,150 |
| Additional noninterest expense | $423,000 | 3,101 |
| Pre-tax net operating income | $262,000 | 4,069 |
| Securities gains (losses) | $88,000 | 585 |
| Applicable income taxes | $75,000 | 2,689 |
| Income before extraordinary items | $275,000 | 3,771 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $275,000 | 3,768 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $275,000 | 3,769 |
| Net charge-offs | $-10,000 | 5,188 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $205,480 | 4,141 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 3,588 |
| Total interest expense | $348,000 | 4,395 |
| Net interest income | $5,253,000 | 3,473 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $657,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $404,000 | 2,498 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $253,000 | 4,173 |
| Total noninterest expense | $4,823,000 | 3,306 |
| Salaries and employee benefits | $2,738,000 | 3,210 |
| Premises and equipment expense | $590,000 | 3,145 |
| Additional noninterest expense | $1,495,000 | 3,405 |
| Pre-tax net operating income | $1,087,000 | 3,980 |
| Securities gains (losses) | $144,000 | 923 |
| Applicable income taxes | $446,000 | 2,325 |
| Income before extraordinary items | $785,000 | 4,276 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $785,000 | 4,274 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $785,000 | 4,276 |
| Net charge-offs | $-10,000 | 5,186 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $692,840 | 4,377 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 3,665 |
| Total interest expense | $246,000 | 4,539 |
| Net interest income | $3,884,000 | 3,538 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $494,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $299,000 | 2,532 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,172 |
| Total noninterest expense | $3,604,000 | 3,326 |
| Salaries and employee benefits | $2,055,000 | 3,240 |
| Premises and equipment expense | $446,000 | 3,161 |
| Additional noninterest expense | $1,103,000 | 3,454 |
| Pre-tax net operating income | $774,000 | 4,143 |
| Securities gains (losses) | $144,000 | 808 |
| Applicable income taxes | $290,000 | 2,512 |
| Income before extraordinary items | $628,000 | 4,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 4,259 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $628,000 | 4,261 |
| Net charge-offs | $-16,000 | 5,293 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $530,080 | 4,429 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 3,760 |
| Total interest expense | $154,000 | 4,678 |
| Net interest income | $2,505,000 | 3,615 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $293,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $192,000 | 2,563 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $101,000 | 4,505 |
| Total noninterest expense | $2,420,000 | 3,339 |
| Salaries and employee benefits | $1,373,000 | 3,260 |
| Premises and equipment expense | $307,000 | 3,112 |
| Additional noninterest expense | $740,000 | 3,456 |
| Pre-tax net operating income | $378,000 | 4,546 |
| Securities gains (losses) | $142,000 | 672 |
| Applicable income taxes | $146,000 | 2,740 |
| Income before extraordinary items | $374,000 | 4,387 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $374,000 | 4,389 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $374,000 | 4,389 |
| Net charge-offs | $-22,000 | 5,499 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $271,760 | 4,756 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 3,811 |
| Total interest expense | $75,000 | 4,781 |
| Net interest income | $1,233,000 | 3,659 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $67,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $92,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-25,000 | 6,346 |
| Total noninterest expense | $1,208,000 | 3,356 |
| Salaries and employee benefits | $673,000 | 3,317 |
| Premises and equipment expense | $165,000 | 3,008 |
| Additional noninterest expense | $370,000 | 3,459 |
| Pre-tax net operating income | $92,000 | 5,284 |
| Securities gains (losses) | $141,000 | 461 |
| Applicable income taxes | $50,000 | 2,987 |
| Income before extraordinary items | $183,000 | 4,415 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $183,000 | 4,417 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $183,000 | 4,418 |
| Net charge-offs | $-14,000 | 5,558 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $71,610 | 5,348 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 3,874 |
| Total interest expense | $330,000 | 4,795 |
| Net interest income | $4,874,000 | 3,717 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $731,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $399,000 | 2,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $332,000 | 3,880 |
| Total noninterest expense | $4,890,000 | 3,366 |
| Salaries and employee benefits | $2,895,000 | 3,156 |
| Premises and equipment expense | $580,000 | 3,309 |
| Additional noninterest expense | $1,415,000 | 3,673 |
| Pre-tax net operating income | $865,000 | 4,368 |
| Securities gains (losses) | $99,000 | 1,261 |
| Applicable income taxes | $-405,000 | 6,371 |
| Income before extraordinary items | $1,369,000 | 3,401 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,369,000 | 3,403 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,369,000 | 3,403 |
| Net charge-offs | $-23,000 | 5,830 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 139 |
| Net operating income | $1,270,000 | 3,474 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 3,931 |
| Total interest expense | $255,000 | 4,810 |
| Net interest income | $3,613,000 | 3,780 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $524,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $295,000 | 2,746 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $229,000 | 4,028 |
| Total noninterest expense | $3,554,000 | 3,449 |
| Salaries and employee benefits | $2,035,000 | 3,319 |
| Premises and equipment expense | $456,000 | 3,247 |
| Additional noninterest expense | $1,063,000 | 3,703 |
| Pre-tax net operating income | $583,000 | 4,609 |
| Securities gains (losses) | $63,000 | 1,298 |
| Applicable income taxes | $-3,000 | 6,261 |
| Income before extraordinary items | $649,000 | 4,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $649,000 | 4,247 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $649,000 | 4,247 |
| Net charge-offs | $-68,000 | 6,124 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 104 |
| Net operating income | $586,000 | 4,342 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 3,937 |
| Total interest expense | $177,000 | 4,795 |
| Net interest income | $2,397,000 | 3,786 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $332,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $204,000 | 2,662 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $128,000 | 4,241 |
| Total noninterest expense | $2,426,000 | 3,426 |
| Salaries and employee benefits | $1,350,000 | 3,351 |
| Premises and equipment expense | $312,000 | 3,206 |
| Additional noninterest expense | $764,000 | 3,536 |
| Pre-tax net operating income | $303,000 | 4,888 |
| Securities gains (losses) | $27,000 | 1,498 |
| Applicable income taxes | $-3,000 | 6,340 |
| Income before extraordinary items | $333,000 | 4,570 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $333,000 | 4,573 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $333,000 | 4,574 |
| Net charge-offs | $-58,000 | 6,188 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $306,000 | 4,646 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,034 |
| Total interest expense | $95,000 | 4,743 |
| Net interest income | $1,147,000 | 3,911 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $182,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $101,000 | 2,658 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $1,152,000 | 3,558 |
| Salaries and employee benefits | $673,000 | 3,381 |
| Premises and equipment expense | $146,000 | 3,410 |
| Additional noninterest expense | $333,000 | 3,873 |
| Pre-tax net operating income | $177,000 | 4,663 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $-3,000 | 6,396 |
| Income before extraordinary items | $204,000 | 4,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 4,223 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $204,000 | 4,225 |
| Net charge-offs | $-47,000 | 6,293 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $180,000 | 4,373 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 4,033 |
| Total interest expense | $478,000 | 4,561 |
| Net interest income | $4,605,000 | 3,908 |
| Provision for loan and lease losses | $-300,000 | 6,517 |
| Total noninterest income | $523,000 | 4,356 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $474,000 | 2,492 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 5,871 |
| Total noninterest expense | $4,837,000 | 3,485 |
| Salaries and employee benefits | $2,569,000 | 3,474 |
| Premises and equipment expense | $621,000 | 3,236 |
| Additional noninterest expense | $1,647,000 | 3,419 |
| Pre-tax net operating income | $591,000 | 4,818 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $613,000 | 4,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $613,000 | 4,638 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $613,000 | 4,638 |
| Net charge-offs | $257,000 | 2,737 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 286 |
| Net operating income | $591,000 | 4,615 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 4,081 |
| Total interest expense | $380,000 | 4,530 |
| Net interest income | $3,406,000 | 3,974 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $334,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $358,000 | 2,484 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-24,000 | 6,649 |
| Total noninterest expense | $3,561,000 | 3,547 |
| Salaries and employee benefits | $1,879,000 | 3,560 |
| Premises and equipment expense | $466,000 | 3,266 |
| Additional noninterest expense | $1,216,000 | 3,457 |
| Pre-tax net operating income | $179,000 | 5,739 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $201,000 | 5,637 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $201,000 | 5,638 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $201,000 | 5,638 |
| Net charge-offs | $230,000 | 2,413 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $179,000 | 5,652 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 4,118 |
| Total interest expense | $265,000 | 4,486 |
| Net interest income | $2,239,000 | 4,001 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $152,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $237,000 | 2,466 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-85,000 | 6,788 |
| Total noninterest expense | $2,325,000 | 3,613 |
| Salaries and employee benefits | $1,245,000 | 3,586 |
| Premises and equipment expense | $314,000 | 3,254 |
| Additional noninterest expense | $766,000 | 3,605 |
| Pre-tax net operating income | $66,000 | 5,994 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $88,000 | 5,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 5,920 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $88,000 | 5,920 |
| Net charge-offs | $123,000 | 2,548 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $66,000 | 5,959 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 4,197 |
| Total interest expense | $140,000 | 4,452 |
| Net interest income | $1,083,000 | 4,107 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-80,000 | 6,914 |
| Total noninterest expense | $1,177,000 | 3,617 |
| Salaries and employee benefits | $625,000 | 3,616 |
| Premises and equipment expense | $172,000 | 3,062 |
| Additional noninterest expense | $380,000 | 3,636 |
| Pre-tax net operating income | $-58,000 | 6,553 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-58,000 | 6,611 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-58,000 | 6,612 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-58,000 | 6,612 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-58,000 | 6,565 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 4,112 |
| Total interest expense | $710,000 | 4,372 |
| Net interest income | $4,707,000 | 3,969 |
| Provision for loan and lease losses | $-250,000 | 6,944 |
| Total noninterest income | $405,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $549,000 | 2,304 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-144,000 | 6,772 |
| Total noninterest expense | $4,974,000 | 3,477 |
| Salaries and employee benefits | $2,542,000 | 3,533 |
| Premises and equipment expense | $648,000 | 3,200 |
| Additional noninterest expense | $1,784,000 | 3,367 |
| Pre-tax net operating income | $388,000 | 5,188 |
| Securities gains (losses) | $201,000 | 1,692 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $589,000 | 4,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $589,000 | 4,725 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $589,000 | 4,726 |
| Net charge-offs | $234,000 | 3,601 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $388,000 | 5,034 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 4,140 |
| Total interest expense | $549,000 | 4,429 |
| Net interest income | $3,573,000 | 3,988 |
| Provision for loan and lease losses | $-250,000 | 7,076 |
| Total noninterest income | $384,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $413,000 | 2,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-29,000 | 6,793 |
| Total noninterest expense | $3,453,000 | 3,715 |
| Salaries and employee benefits | $1,857,000 | 3,607 |
| Premises and equipment expense | $483,000 | 3,251 |
| Additional noninterest expense | $1,113,000 | 3,830 |
| Pre-tax net operating income | $754,000 | 4,116 |
| Securities gains (losses) | $-58,000 | 6,973 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $696,000 | 4,120 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $696,000 | 4,120 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $696,000 | 4,120 |
| Net charge-offs | $223,000 | 3,168 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $754,000 | 3,800 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 4,138 |
| Total interest expense | $378,000 | 4,455 |
| Net interest income | $2,406,000 | 3,975 |
| Provision for loan and lease losses | $-250,000 | 7,152 |
| Total noninterest income | $132,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $264,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-132,000 | 7,032 |
| Total noninterest expense | $2,346,000 | 3,683 |
| Salaries and employee benefits | $1,243,000 | 3,617 |
| Premises and equipment expense | $326,000 | 3,230 |
| Additional noninterest expense | $777,000 | 3,739 |
| Pre-tax net operating income | $442,000 | 4,295 |
| Securities gains (losses) | $-58,000 | 7,057 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $384,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 4,444 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $384,000 | 4,442 |
| Net charge-offs | $99,000 | 3,430 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $442,000 | 4,013 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,171 |
| Total interest expense | $196,000 | 4,498 |
| Net interest income | $1,206,000 | 3,995 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $132,000 | 2,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-21,000 | 7,022 |
| Total noninterest expense | $1,153,000 | 3,745 |
| Salaries and employee benefits | $592,000 | 3,770 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $407,000 | 3,598 |
| Pre-tax net operating income | $164,000 | 4,801 |
| Securities gains (losses) | $-61,000 | 7,178 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $103,000 | 5,320 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,321 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $103,000 | 5,321 |
| Net charge-offs | $-16,000 | 6,815 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $164,000 | 4,570 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 4,066 |
| Total interest expense | $1,187,000 | 4,000 |
| Net interest income | $4,804,000 | 4,005 |
| Provision for loan and lease losses | $-297,000 | 7,301 |
| Total noninterest income | $-74,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $584,000 | 2,283 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-658,000 | 7,136 |
| Total noninterest expense | $4,949,000 | 3,566 |
| Salaries and employee benefits | $2,429,000 | 3,638 |
| Premises and equipment expense | $749,000 | 3,051 |
| Additional noninterest expense | $1,771,000 | 3,441 |
| Pre-tax net operating income | $78,000 | 5,831 |
| Securities gains (losses) | $218,000 | 1,382 |
| Applicable income taxes | $-8,000 | 6,573 |
| Income before extraordinary items | $304,000 | 5,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $304,000 | 5,232 |
| Net charge-offs | $303,000 | 3,793 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $86,000 | 5,811 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 4,061 |
| Total interest expense | $959,000 | 3,922 |
| Net interest income | $3,610,000 | 4,025 |
| Provision for loan and lease losses | $-297,000 | 7,382 |
| Total noninterest income | $736,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $437,000 | 2,302 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $299,000 | 3,469 |
| Total noninterest expense | $4,710,000 | 2,946 |
| Salaries and employee benefits | $1,787,000 | 3,695 |
| Premises and equipment expense | $558,000 | 3,083 |
| Additional noninterest expense | $2,365,000 | 2,117 |
| Pre-tax net operating income | $-67,000 | 6,246 |
| Securities gains (losses) | $214,000 | 1,161 |
| Applicable income taxes | $-8,000 | 6,772 |
| Income before extraordinary items | $155,000 | 5,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,689 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $155,000 | 5,689 |
| Net charge-offs | $-137,000 | 7,342 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-59,000 | 6,266 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 4,066 |
| Total interest expense | $686,000 | 3,866 |
| Net interest income | $2,387,000 | 4,058 |
| Provision for loan and lease losses | $-297,000 | 7,458 |
| Total noninterest income | $492,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $281,000 | 2,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 3,410 |
| Total noninterest expense | $3,537,000 | 2,672 |
| Salaries and employee benefits | $1,201,000 | 3,705 |
| Premises and equipment expense | $374,000 | 3,098 |
| Additional noninterest expense | $1,962,000 | 1,752 |
| Pre-tax net operating income | $-361,000 | 6,698 |
| Securities gains (losses) | $99,000 | 1,153 |
| Applicable income taxes | $-8,000 | 6,851 |
| Income before extraordinary items | $-254,000 | 6,686 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-254,000 | 6,687 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-254,000 | 6,687 |
| Net charge-offs | $-223,000 | 7,452 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-350,030 | 6,729 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 4,081 |
| Total interest expense | $362,000 | 3,832 |
| Net interest income | $1,178,000 | 4,094 |
| Provision for loan and lease losses | $-297,000 | 7,533 |
| Total noninterest income | $218,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $2,173,000 | 2,215 |
| Salaries and employee benefits | $600,000 | 3,726 |
| Premises and equipment expense | $195,000 | 3,056 |
| Additional noninterest expense | $1,378,000 | 1,282 |
| Pre-tax net operating income | $-480,000 | 7,072 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-8,000 | 6,983 |
| Income before extraordinary items | $-472,000 | 7,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-472,000 | 7,115 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-472,000 | 7,115 |
| Net charge-offs | $-392,000 | 7,547 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-472,000 | 7,107 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,105,000 | 3,866 |
| Total interest expense | $2,008,000 | 3,557 |
| Net interest income | $5,097,000 | 3,907 |
| Provision for loan and lease losses | $2,141,000 | 1,984 |
| Total noninterest income | $1,197,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $661,000 | 2,132 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $536,000 | 3,084 |
| Total noninterest expense | $6,990,000 | 2,723 |
| Salaries and employee benefits | $2,784,000 | 3,307 |
| Premises and equipment expense | $807,000 | 2,973 |
| Additional noninterest expense | $3,399,000 | 2,052 |
| Pre-tax net operating income | $-2,837,000 | 6,896 |
| Securities gains (losses) | $689,000 | 675 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,148,000 | 6,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,148,000 | 6,878 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,148,000 | 6,879 |
| Net charge-offs | $3,093,000 | 1,449 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,837,000 | 6,955 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 3,863 |
| Total interest expense | $1,583,000 | 3,556 |
| Net interest income | $3,916,000 | 3,893 |
| Provision for loan and lease losses | $1,325,000 | 2,154 |
| Total noninterest income | $967,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $500,000 | 2,174 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $467,000 | 2,867 |
| Total noninterest expense | $4,580,000 | 3,075 |
| Salaries and employee benefits | $2,131,000 | 3,276 |
| Premises and equipment expense | $623,000 | 2,947 |
| Additional noninterest expense | $1,826,000 | 2,695 |
| Pre-tax net operating income | $-1,022,000 | 6,798 |
| Securities gains (losses) | $588,000 | 640 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-434,000 | 6,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-434,000 | 6,628 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-434,000 | 6,628 |
| Net charge-offs | $2,051,000 | 1,482 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,022,000 | 6,866 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 3,790 |
| Total interest expense | $1,105,000 | 3,534 |
| Net interest income | $2,707,000 | 3,803 |
| Provision for loan and lease losses | $1,050,000 | 1,881 |
| Total noninterest income | $536,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $324,000 | 2,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $212,000 | 3,416 |
| Total noninterest expense | $3,038,000 | 3,083 |
| Salaries and employee benefits | $1,449,000 | 3,236 |
| Premises and equipment expense | $395,000 | 3,088 |
| Additional noninterest expense | $1,194,000 | 2,734 |
| Pre-tax net operating income | $-845,000 | 6,927 |
| Securities gains (losses) | $327,000 | 665 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-518,000 | 6,875 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-518,000 | 6,877 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-518,000 | 6,876 |
| Net charge-offs | $1,841,000 | 1,197 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-845,000 | 6,992 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,816 |
| Total interest expense | $567,000 | 3,584 |
| Net interest income | $1,359,000 | 3,804 |
| Provision for loan and lease losses | $1,125,000 | 1,083 |
| Total noninterest income | $286,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $165,000 | 2,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 3,186 |
| Total noninterest expense | $1,489,000 | 3,169 |
| Salaries and employee benefits | $736,000 | 3,238 |
| Premises and equipment expense | $202,000 | 3,090 |
| Additional noninterest expense | $551,000 | 2,919 |
| Pre-tax net operating income | $-969,000 | 7,411 |
| Securities gains (losses) | $77,000 | 913 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-892,000 | 7,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-892,000 | 7,438 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-892,000 | 7,440 |
| Net charge-offs | $1,925,000 | 663 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-969,000 | 7,454 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,045,000 | 3,495 |
| Total interest expense | $3,251,000 | 3,217 |
| Net interest income | $5,794,000 | 3,564 |
| Provision for loan and lease losses | $5,685,000 | 1,296 |
| Total noninterest income | $1,775,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $860,000 | 1,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $915,000 | 2,257 |
| Total noninterest expense | $7,631,000 | 2,584 |
| Salaries and employee benefits | $3,738,000 | 2,610 |
| Premises and equipment expense | $822,000 | 3,067 |
| Additional noninterest expense | $3,071,000 | 2,303 |
| Pre-tax net operating income | $-5,747,000 | 7,250 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $-5,767,000 | 7,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,767,000 | 7,334 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,767,000 | 7,334 |
| Net charge-offs | $6,593,000 | 940 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,767,000 | 7,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 3,484 |
| Total interest expense | $2,582,000 | 3,218 |
| Net interest income | $4,343,000 | 3,569 |
| Provision for loan and lease losses | $4,960,000 | 1,054 |
| Total noninterest income | $1,214,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $646,000 | 1,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $568,000 | 2,601 |
| Total noninterest expense | $5,144,000 | 2,836 |
| Salaries and employee benefits | $2,858,000 | 2,577 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $1,674,000 | 3,008 |
| Pre-tax net operating income | $-4,547,000 | 7,469 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $15,000 | 3,904 |
| Income before extraordinary items | $-4,562,000 | 7,539 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,562,000 | 7,539 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,562,000 | 7,539 |
| Net charge-offs | $4,963,000 | 821 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,562,000 | 7,549 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 3,439 |
| Total interest expense | $1,798,000 | 3,226 |
| Net interest income | $2,936,000 | 3,514 |
| Provision for loan and lease losses | $4,759,000 | 771 |
| Total noninterest income | $953,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $429,000 | 1,909 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $524,000 | 2,157 |
| Total noninterest expense | $3,481,000 | 2,841 |
| Salaries and employee benefits | $2,033,000 | 2,479 |
| Premises and equipment expense | $427,000 | 3,019 |
| Additional noninterest expense | $1,021,000 | 3,242 |
| Pre-tax net operating income | $-4,351,000 | 7,696 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $-4,361,000 | 7,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,361,000 | 7,757 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,361,000 | 7,757 |
| Net charge-offs | $1,866,000 | 1,169 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,361,000 | 7,769 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,428 |
| Total interest expense | $924,000 | 3,269 |
| Net interest income | $1,489,000 | 3,465 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $532,000 | 2,034 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $213,000 | 1,866 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $319,000 | 1,870 |
| Total noninterest expense | $1,642,000 | 2,901 |
| Salaries and employee benefits | $1,036,000 | 2,475 |
| Premises and equipment expense | $225,000 | 2,942 |
| Additional noninterest expense | $381,000 | 3,727 |
| Pre-tax net operating income | $229,000 | 3,809 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $224,000 | 3,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $224,000 | 3,671 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $224,000 | 3,672 |
| Net charge-offs | $724,000 | 1,136 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $224,000 | 3,522 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,436,000 | 3,166 |
| Total interest expense | $4,917,000 | 3,000 |
| Net interest income | $6,519,000 | 3,254 |
| Provision for loan and lease losses | $5,623,000 | 931 |
| Total noninterest income | $1,653,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,032,000 | 1,712 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $621,000 | 2,843 |
| Total noninterest expense | $7,100,000 | 2,652 |
| Salaries and employee benefits | $4,408,000 | 2,300 |
| Premises and equipment expense | $998,000 | 2,629 |
| Additional noninterest expense | $1,694,000 | 3,308 |
| Pre-tax net operating income | $-4,551,000 | 7,768 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-4,551,000 | 7,787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,551,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,934,000 | 699 |
| Cash dividends | $125,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,556,000 | 7,841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 3,143 |
| Total interest expense | $3,863,000 | 2,992 |
| Net interest income | $5,017,000 | 3,210 |
| Provision for loan and lease losses | $3,579,000 | 809 |
| Total noninterest income | $1,634,000 | 2,078 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $779,000 | 1,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $855,000 | 2,034 |
| Total noninterest expense | $5,681,000 | 2,481 |
| Salaries and employee benefits | $3,562,000 | 2,170 |
| Premises and equipment expense | $767,000 | 2,587 |
| Additional noninterest expense | $1,352,000 | 3,031 |
| Pre-tax net operating income | $-2,609,000 | 7,963 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $-2,619,000 | 7,966 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,619,000 | 7,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,144,000 | 1,191 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,619,000 | 8,024 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 3,110 |
| Total interest expense | $2,719,000 | 2,960 |
| Net interest income | $3,370,000 | 3,172 |
| Provision for loan and lease losses | $1,023,000 | 1,202 |
| Total noninterest income | $1,185,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $492,000 | 1,776 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $693,000 | 1,804 |
| Total noninterest expense | $3,810,000 | 2,487 |
| Salaries and employee benefits | $2,440,000 | 2,123 |
| Premises and equipment expense | $504,000 | 2,619 |
| Additional noninterest expense | $866,000 | 3,111 |
| Pre-tax net operating income | $-278,000 | 7,408 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $-283,000 | 7,501 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-283,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,502 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-283,000 | 7,484 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,183 |
| Total interest expense | $1,429,000 | 3,013 |
| Net interest income | $1,630,000 | 3,270 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $559,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $211,000 | 1,982 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $348,000 | 1,792 |
| Total noninterest expense | $1,930,000 | 2,445 |
| Salaries and employee benefits | $1,205,000 | 2,180 |
| Premises and equipment expense | $262,000 | 2,565 |
| Additional noninterest expense | $463,000 | 2,907 |
| Pre-tax net operating income | $259,000 | 4,460 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $259,000 | 4,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $259,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,782 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $259,000 | 4,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,301,000 | 2,990 |
| Total interest expense | $6,672,000 | 2,745 |
| Net interest income | $6,629,000 | 3,239 |
| Provision for loan and lease losses | $2,150,000 | 797 |
| Total noninterest income | $2,006,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $718,000 | 2,323 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,288,000 | 1,866 |
| Total noninterest expense | $7,237,000 | 2,509 |
| Salaries and employee benefits | $4,798,000 | 2,102 |
| Premises and equipment expense | $918,000 | 2,759 |
| Additional noninterest expense | $1,521,000 | 3,373 |
| Pre-tax net operating income | $-752,000 | 7,945 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $-783,000 | 8,028 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-783,000 | 8,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 1,064 |
| Cash dividends | $758,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-783,000 | 8,019 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 2,977 |
| Total interest expense | $5,093,000 | 2,707 |
| Net interest income | $4,920,000 | 3,277 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $1,495,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $527,000 | 2,338 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $968,000 | 1,871 |
| Total noninterest expense | $5,379,000 | 2,522 |
| Salaries and employee benefits | $3,671,000 | 2,055 |
| Premises and equipment expense | $626,000 | 2,967 |
| Additional noninterest expense | $1,082,000 | 3,479 |
| Pre-tax net operating income | $786,000 | 4,873 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $762,000 | 4,455 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $762,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $530,000 | 2,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $762,000 | 4,447 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 2,945 |
| Total interest expense | $3,382,000 | 2,701 |
| Net interest income | $3,463,000 | 3,158 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $1,072,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $339,000 | 2,409 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $733,000 | 1,710 |
| Total noninterest expense | $3,653,000 | 2,499 |
| Salaries and employee benefits | $2,527,000 | 2,016 |
| Premises and equipment expense | $411,000 | 3,034 |
| Additional noninterest expense | $715,000 | 3,502 |
| Pre-tax net operating income | $632,000 | 4,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $616,000 | 4,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $616,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $254,000 | 3,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $616,000 | 4,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 2,884 |
| Total interest expense | $1,658,000 | 2,736 |
| Net interest income | $1,805,000 | 3,036 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $537,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $165,000 | 2,422 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $372,000 | 1,678 |
| Total noninterest expense | $1,836,000 | 2,497 |
| Salaries and employee benefits | $1,271,000 | 2,025 |
| Premises and equipment expense | $203,000 | 3,072 |
| Additional noninterest expense | $362,000 | 3,442 |
| Pre-tax net operating income | $356,000 | 4,270 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,912,000 | 2,703 |
| Total interest expense | $5,650,000 | 2,726 |
| Net interest income | $8,262,000 | 2,684 |
| Provision for loan and lease losses | $1,235,000 | 847 |
| Total noninterest income | $2,101,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $709,000 | 2,345 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,392,000 | 1,759 |
| Total noninterest expense | $6,554,000 | 2,671 |
| Salaries and employee benefits | $4,491,000 | 2,179 |
| Premises and equipment expense | $745,000 | 3,172 |
| Additional noninterest expense | $1,318,000 | 3,666 |
| Pre-tax net operating income | $2,574,000 | 3,069 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,000 | 6,282 |
| Income before extraordinary items | $2,568,000 | 2,556 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,568,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $2,329,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,568,000 | 2,536 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,279,000 | 2,727 |
| Total interest expense | $4,035,000 | 2,758 |
| Net interest income | $6,244,000 | 2,702 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $1,454,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $509,000 | 2,444 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $945,000 | 1,895 |
| Total noninterest expense | $4,857,000 | 2,699 |
| Salaries and employee benefits | $3,347,000 | 2,192 |
| Premises and equipment expense | $561,000 | 3,168 |
| Additional noninterest expense | $949,000 | 3,768 |
| Pre-tax net operating income | $2,571,000 | 2,597 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,571,000 | 2,108 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,571,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $1,690,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,571,000 | 2,094 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 2,792 |
| Total interest expense | $2,466,000 | 2,851 |
| Net interest income | $4,112,000 | 2,730 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $921,000 | 2,356 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $326,000 | 2,496 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $595,000 | 1,976 |
| Total noninterest expense | $3,214,000 | 2,729 |
| Salaries and employee benefits | $2,217,000 | 2,219 |
| Premises and equipment expense | $382,000 | 3,112 |
| Additional noninterest expense | $615,000 | 3,834 |
| Pre-tax net operating income | $1,639,000 | 2,696 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $1,636,000 | 2,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,636,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $1,040,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,636,000 | 2,166 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 2,877 |
| Total interest expense | $1,101,000 | 3,021 |
| Net interest income | $2,015,000 | 2,764 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $380,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $229,000 | 2,307 |
| Total noninterest expense | $1,597,000 | 2,742 |
| Salaries and employee benefits | $1,105,000 | 2,226 |
| Premises and equipment expense | $209,000 | 2,915 |
| Additional noninterest expense | $283,000 | 4,078 |
| Pre-tax net operating income | $708,000 | 2,954 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $707,000 | 2,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $707,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $707,000 | 2,400 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 3,042 |
| Total interest expense | $3,025,000 | 3,307 |
| Net interest income | $7,428,000 | 2,887 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $1,655,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $525,000 | 2,949 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,130,000 | 2,045 |
| Total noninterest expense | $6,234,000 | 2,659 |
| Salaries and employee benefits | $4,146,000 | 2,214 |
| Premises and equipment expense | $810,000 | 2,862 |
| Additional noninterest expense | $1,278,000 | 3,677 |
| Pre-tax net operating income | $2,599,000 | 3,095 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $2,595,000 | 2,525 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,595,000 | 2,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,938 |
| Cash dividends | $1,646,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,595,000 | 2,496 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 3,086 |
| Total interest expense | $2,056,000 | 3,442 |
| Net interest income | $5,499,000 | 2,909 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $1,271,000 | 2,480 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $375,000 | 3,049 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $896,000 | 1,957 |
| Total noninterest expense | $4,745,000 | 2,596 |
| Salaries and employee benefits | $3,130,000 | 2,175 |
| Premises and equipment expense | $638,000 | 2,713 |
| Additional noninterest expense | $977,000 | 3,568 |
| Pre-tax net operating income | $1,775,000 | 3,329 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $22,000 | 6,246 |
| Income before extraordinary items | $1,753,000 | 2,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,753,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $1,197,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,753,000 | 2,721 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 3,069 |
| Total interest expense | $1,193,000 | 3,630 |
| Net interest income | $3,752,000 | 2,807 |
| Provision for loan and lease losses | $190,000 | 2,233 |
| Total noninterest income | $664,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $239,000 | 3,102 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $425,000 | 2,440 |
| Total noninterest expense | $3,162,000 | 2,574 |
| Salaries and employee benefits | $2,064,000 | 2,192 |
| Premises and equipment expense | $155,000 | 5,616 |
| Additional noninterest expense | $943,000 | 2,583 |
| Pre-tax net operating income | $1,064,000 | 3,553 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $1,049,000 | 2,977 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,049,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $765,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,049,000 | 2,935 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 3,188 |
| Total interest expense | $510,000 | 3,974 |
| Net interest income | $1,825,000 | 2,881 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $280,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $179,000 | 2,659 |
| Total noninterest expense | $1,509,000 | 2,700 |
| Salaries and employee benefits | $992,000 | 2,300 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $439,000 | 2,757 |
| Pre-tax net operating income | $506,000 | 3,645 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $498,000 | 3,056 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $498,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $498,000 | 3,013 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 3,157 |
| Total interest expense | $1,464,000 | 4,582 |
| Net interest income | $7,334,000 | 2,757 |
| Provision for loan and lease losses | $510,000 | 1,921 |
| Total noninterest income | $1,097,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $423,000 | 3,511 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $674,000 | 2,770 |
| Total noninterest expense | $5,325,000 | 2,938 |
| Salaries and employee benefits | $3,411,000 | 2,553 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $1,668,000 | 2,853 |
| Pre-tax net operating income | $2,596,000 | 2,905 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $2,587,000 | 2,358 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,587,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $1,729,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,587,000 | 2,305 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 3,176 |
| Total interest expense | $1,030,000 | 4,712 |
| Net interest income | $5,465,000 | 2,754 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $858,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $308,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $550,000 | 2,653 |
| Total noninterest expense | $3,997,000 | 2,911 |
| Salaries and employee benefits | $2,595,000 | 2,484 |
| Premises and equipment expense | $193,000 | 6,105 |
| Additional noninterest expense | $1,209,000 | 2,915 |
| Pre-tax net operating income | $1,926,000 | 2,979 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $1,900,000 | 2,431 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,900,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $1,345,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,900,000 | 2,374 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 3,254 |
| Total interest expense | $626,000 | 4,978 |
| Net interest income | $3,577,000 | 2,787 |
| Provision for loan and lease losses | $310,000 | 1,489 |
| Total noninterest income | $618,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $422,000 | 2,428 |
| Total noninterest expense | $2,667,000 | 2,921 |
| Salaries and employee benefits | $1,737,000 | 2,473 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $799,000 | 2,943 |
| Pre-tax net operating income | $1,218,000 | 3,082 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $15,000 | 6,460 |
| Income before extraordinary items | $1,203,000 | 2,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,203,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $851,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,203,000 | 2,450 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 3,481 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $1,638,000 | 3,025 |
| Provision for loan and lease losses | $160,000 | 1,360 |
| Total noninterest income | $289,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $208,000 | 2,413 |
| Total noninterest expense | $1,299,000 | 2,988 |
| Salaries and employee benefits | $852,000 | 2,545 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $378,000 | 3,057 |
| Pre-tax net operating income | $468,000 | 3,690 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $460,000 | 3,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $460,000 | 3,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,313,000 | 3,337 |
| Total interest expense | $1,397,000 | 5,101 |
| Net interest income | $6,916,000 | 2,784 |
| Provision for loan and lease losses | $260,000 | 3,469 |
| Total noninterest income | $2,189,000 | 2,168 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $295,000 | 4,334 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,894,000 | 1,529 |
| Total noninterest expense | $4,938,000 | 3,082 |
| Salaries and employee benefits | $3,227,000 | 2,603 |
| Premises and equipment expense | $235,000 | 6,370 |
| Additional noninterest expense | $1,476,000 | 3,132 |
| Pre-tax net operating income | $3,907,000 | 2,015 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $431,000 | 3,637 |
| Income before extraordinary items | $3,476,000 | 1,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,476,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $3,486,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,476,000 | 1,710 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 3,329 |
| Total interest expense | $1,081,000 | 5,133 |
| Net interest income | $5,242,000 | 2,778 |
| Provision for loan and lease losses | $200,000 | 3,330 |
| Total noninterest income | $1,938,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 4,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,717,000 | 1,392 |
| Total noninterest expense | $3,720,000 | 3,058 |
| Salaries and employee benefits | $2,391,000 | 2,635 |
| Premises and equipment expense | $422,000 | 3,694 |
| Additional noninterest expense | $907,000 | 3,697 |
| Pre-tax net operating income | $3,260,000 | 1,910 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $417,000 | 3,339 |
| Income before extraordinary items | $2,843,000 | 1,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,843,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $3,218,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,843,000 | 1,603 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 3,439 |
| Total interest expense | $732,000 | 5,200 |
| Net interest income | $3,373,000 | 2,862 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,304,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $144,000 | 4,389 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,160,000 | 1,371 |
| Total noninterest expense | $2,224,000 | 3,361 |
| Salaries and employee benefits | $1,373,000 | 3,018 |
| Premises and equipment expense | $281,000 | 3,689 |
| Additional noninterest expense | $570,000 | 3,858 |
| Pre-tax net operating income | $2,333,000 | 1,785 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $417,000 | 2,615 |
| Income before extraordinary items | $1,916,000 | 1,692 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,916,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $2,098,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,916,000 | 1,585 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 3,621 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $1,561,000 | 3,056 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $693,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $624,000 | 1,255 |
| Total noninterest expense | $1,132,000 | 3,305 |
| Salaries and employee benefits | $743,000 | 2,804 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $250,000 | 4,219 |
| Pre-tax net operating income | $1,062,000 | 1,931 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $417,000 | 1,564 |
| Income before extraordinary items | $645,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $755,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $645,000 | 2,243 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,698,000 | 3,771 |
| Total interest expense | $1,771,000 | 5,199 |
| Net interest income | $5,927,000 | 3,170 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $2,037,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $275,000 | 4,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,762,000 | 1,448 |
| Total noninterest expense | $4,124,000 | 3,488 |
| Salaries and employee benefits | $2,737,000 | 2,868 |
| Premises and equipment expense | $537,000 | 3,736 |
| Additional noninterest expense | $850,000 | 4,727 |
| Pre-tax net operating income | $3,720,000 | 2,108 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,437,000 | 1,705 |
| Income before extraordinary items | $2,283,000 | 2,524 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,283,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $1,025,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,283,000 | 2,441 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 4,142 |
| Total interest expense | $2,864,000 | 4,902 |
| Net interest income | $4,853,000 | 3,517 |
| Provision for loan and lease losses | $206,000 | 4,068 |
| Total noninterest income | $1,737,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $276,000 | 4,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,461,000 | 1,558 |
| Total noninterest expense | $3,442,000 | 3,872 |
| Salaries and employee benefits | $2,181,000 | 3,339 |
| Premises and equipment expense | $488,000 | 3,962 |
| Additional noninterest expense | $773,000 | 4,901 |
| Pre-tax net operating income | $2,942,000 | 2,307 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,115,000 | 1,920 |
| Income before extraordinary items | $1,827,000 | 2,750 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,827,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $776,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,827,000 | 2,658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 4,469 |
| Total interest expense | $3,026,000 | 4,892 |
| Net interest income | $4,196,000 | 4,018 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $468,000 | 5,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $2,828,000 | 4,432 |
| Salaries and employee benefits | $1,731,000 | 3,895 |
| Premises and equipment expense | $504,000 | 3,763 |
| Additional noninterest expense | $593,000 | 5,841 |
| Pre-tax net operating income | $1,706,000 | 3,702 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $651,000 | 2,954 |
| Income before extraordinary items | $1,055,000 | 4,228 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,055,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $497,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 405 |
| Net operating income | $1,055,000 | 4,231 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 5,065 |
| Total interest expense | $2,218,000 | 5,619 |
| Net interest income | $3,575,000 | 4,580 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $375,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,469,000 | 4,928 |
| Salaries and employee benefits | $1,477,000 | 4,398 |
| Premises and equipment expense | $451,000 | 4,112 |
| Additional noninterest expense | $541,000 | 6,213 |
| Pre-tax net operating income | $1,386,000 | 4,329 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $524,000 | 3,534 |
| Income before extraordinary items | $862,000 | 4,860 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $862,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $204,000 | 5,174 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 799 |
| Net operating income | $862,000 | 4,819 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 5,373 |
| Total interest expense | $2,373,000 | 5,571 |
| Net interest income | $3,035,000 | 5,097 |
| Provision for loan and lease losses | $198,000 | 3,550 |
| Total noninterest income | $396,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,440 |
| Total noninterest expense | $2,484,000 | 4,797 |
| Salaries and employee benefits | $1,292,000 | 4,790 |
| Premises and equipment expense | $468,000 | 3,890 |
| Additional noninterest expense | $724,000 | 5,034 |
| Pre-tax net operating income | $749,000 | 6,301 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $283,000 | 5,332 |
| Income before extraordinary items | $501,000 | 6,610 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $501,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $170,000 | 5,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $478,600 | 6,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 6,624 |
| Total interest expense | $1,801,000 | 6,683 |
| Net interest income | $2,242,000 | 6,455 |
| Provision for loan and lease losses | $137,000 | 4,339 |
| Total noninterest income | $203,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $1,406,000 | 7,020 |
| Salaries and employee benefits | $840,000 | 6,584 |
| Premises and equipment expense | $274,000 | 5,744 |
| Additional noninterest expense | $292,000 | 8,398 |
| Pre-tax net operating income | $902,000 | 6,144 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $309,000 | 5,641 |
| Income before extraordinary items | $593,000 | 6,412 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $593,000 | 6,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $373,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $593,000 | 6,364 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 7,312 |
| Total interest expense | $1,416,000 | 7,800 |
| Net interest income | $2,148,000 | 6,861 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $218,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $1,355,000 | 7,500 |
| Salaries and employee benefits | $777,000 | 7,104 |
| Premises and equipment expense | $229,000 | 6,546 |
| Additional noninterest expense | $349,000 | 8,368 |
| Pre-tax net operating income | $951,000 | 5,914 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $336,000 | 5,456 |
| Income before extraordinary items | $614,000 | 6,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $614,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $181,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $614,650 | 6,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 8,265 |
| Total interest expense | $1,184,000 | 8,635 |
| Net interest income | $1,776,000 | 7,832 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $203,000 | 8,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $1,207,000 | 8,183 |
| Salaries and employee benefits | $668,000 | 7,938 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $322,000 | 9,008 |
| Pre-tax net operating income | $712,000 | 7,268 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $250,000 | 6,647 |
| Income before extraordinary items | $462,000 | 7,537 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $462,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $197,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $462,000 | 7,510 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 9,346 |
| Total interest expense | $755,000 | 9,810 |
| Net interest income | $1,494,000 | 8,899 |
| Provision for loan and lease losses | $43,000 | 6,473 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $1,112,000 | 8,935 |
| Salaries and employee benefits | $599,000 | 8,614 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $518,000 | 8,535 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $224,000 | 6,953 |
| Income before extraordinary items | $299,000 | 9,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $299,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $162,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $295,800 | 9,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 9,717 |
| Total interest expense | $792,000 | 10,086 |
| Net interest income | $1,436,000 | 9,315 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,165,000 | 9,035 |
| Salaries and employee benefits | $615,000 | 8,675 |
| Premises and equipment expense | $171,000 | 8,352 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $436,000 | 9,127 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $280,000 | 9,695 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $280,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $128,000 | 6,409 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 973 |
| Net operating income | $278,080 | 9,451 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 11,385 |
| Total interest expense | $801,000 | 11,325 |
| Net interest income | $965,000 | 11,227 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $722,000 | 11,401 |
| Salaries and employee benefits | $396,000 | 10,905 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $191,000 | 12,354 |
| Pre-tax net operating income | $332,000 | 9,850 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $215,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $88,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,650 | 10,032 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.