Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 10,242 |
| Total interest expense | $913,000 | 10,805 |
| Net interest income | $1,413,000 | 9,577 |
| Provision for loan and lease losses | $226,000 | 4,897 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $964,000 | 10,143 |
| Salaries and employee benefits | $408,000 | 10,766 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $432,000 | 9,178 |
| Pre-tax net operating income | $480,000 | 8,551 |
| Securities gains (losses) | $-24,000 | 13,523 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $317,000 | 9,076 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $317,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 3,238 |
| Cash dividends | $126,000 | 6,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,800 | 8,531 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.