Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 3,838 |
| Total interest expense | $333,000 | 4,308 |
| Net interest income | $3,671,000 | 3,727 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $318,000 | 4,571 |
| Gross Fiduciary activities income | $29,000 | 947 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $193,000 | 4,255 |
| Total noninterest expense | $2,243,000 | 4,517 |
| Salaries and employee benefits | $1,439,000 | 4,077 |
| Premises and equipment expense | $246,000 | 4,551 |
| Additional noninterest expense | $558,000 | 5,086 |
| Pre-tax net operating income | $1,746,000 | 2,758 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $476,000 | 2,031 |
| Income before extraordinary items | $1,322,000 | 2,971 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,322,000 | 2,971 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,322,000 | 2,972 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $675,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,283,520 | 2,963 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 3,856 |
| Total interest expense | $223,000 | 4,339 |
| Net interest income | $2,431,000 | 3,746 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $212,000 | 4,576 |
| Gross Fiduciary activities income | $29,000 | 918 |
| Service charges on deposit accounts | $64,000 | 4,681 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $119,000 | 4,338 |
| Total noninterest expense | $1,527,000 | 4,499 |
| Salaries and employee benefits | $977,000 | 4,054 |
| Premises and equipment expense | $169,000 | 4,534 |
| Additional noninterest expense | $381,000 | 5,065 |
| Pre-tax net operating income | $1,116,000 | 2,774 |
| Securities gains (losses) | $42,000 | 1,266 |
| Applicable income taxes | $306,000 | 2,016 |
| Income before extraordinary items | $852,000 | 2,970 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $852,000 | 2,976 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $852,000 | 2,976 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $820,920 | 2,980 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 3,901 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $1,204,000 | 3,785 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $88,000 | 4,832 |
| Gross Fiduciary activities income | $13,000 | 921 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $44,000 | 4,711 |
| Total noninterest expense | $782,000 | 4,479 |
| Salaries and employee benefits | $502,000 | 4,052 |
| Premises and equipment expense | $93,000 | 4,386 |
| Additional noninterest expense | $187,000 | 5,146 |
| Pre-tax net operating income | $510,000 | 2,853 |
| Securities gains (losses) | $42,000 | 714 |
| Applicable income taxes | $149,000 | 2,017 |
| Income before extraordinary items | $403,000 | 2,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 2,976 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $403,000 | 2,976 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $225,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $372,340 | 3,117 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 3,885 |
| Total interest expense | $438,000 | 4,726 |
| Net interest income | $4,925,000 | 3,733 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $421,000 | 4,672 |
| Gross Fiduciary activities income | $39,000 | 971 |
| Service charges on deposit accounts | $133,000 | 4,782 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $249,000 | 4,328 |
| Total noninterest expense | $3,096,000 | 4,538 |
| Salaries and employee benefits | $1,963,000 | 4,130 |
| Premises and equipment expense | $301,000 | 4,842 |
| Additional noninterest expense | $832,000 | 4,994 |
| Pre-tax net operating income | $2,250,000 | 2,631 |
| Securities gains (losses) | $47,000 | 1,839 |
| Applicable income taxes | $611,000 | 1,950 |
| Income before extraordinary items | $1,686,000 | 2,926 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,686,000 | 2,928 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,686,000 | 2,929 |
| Net charge-offs | $73,000 | 4,051 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,651,690 | 2,917 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 3,942 |
| Total interest expense | $324,000 | 4,851 |
| Net interest income | $3,676,000 | 3,770 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $307,000 | 4,782 |
| Gross Fiduciary activities income | $18,000 | 1,009 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $192,000 | 4,359 |
| Total noninterest expense | $2,277,000 | 4,593 |
| Salaries and employee benefits | $1,431,000 | 4,197 |
| Premises and equipment expense | $228,000 | 4,852 |
| Additional noninterest expense | $618,000 | 5,014 |
| Pre-tax net operating income | $1,706,000 | 2,703 |
| Securities gains (losses) | $51,000 | 1,644 |
| Applicable income taxes | $477,000 | 1,958 |
| Income before extraordinary items | $1,280,000 | 2,949 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,280,000 | 2,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,280,000 | 2,953 |
| Net charge-offs | $72,000 | 3,578 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,242,770 | 2,942 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 3,972 |
| Total interest expense | $219,000 | 4,888 |
| Net interest income | $2,426,000 | 3,794 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $188,000 | 4,938 |
| Gross Fiduciary activities income | $18,000 | 976 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 4,622 |
| Total noninterest expense | $1,498,000 | 4,649 |
| Salaries and employee benefits | $959,000 | 4,211 |
| Premises and equipment expense | $154,000 | 4,833 |
| Additional noninterest expense | $385,000 | 5,180 |
| Pre-tax net operating income | $1,116,000 | 2,697 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $318,000 | 1,956 |
| Income before extraordinary items | $835,000 | 2,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $835,000 | 2,976 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $835,000 | 2,977 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $808,360 | 2,955 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,015 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $1,209,000 | 3,824 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $721,000 | 4,783 |
| Salaries and employee benefits | $495,000 | 4,185 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $147,000 | 5,708 |
| Pre-tax net operating income | $556,000 | 2,686 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $157,000 | 1,947 |
| Income before extraordinary items | $399,000 | 3,028 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $399,000 | 3,028 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $399,000 | 3,030 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $399,000 | 2,946 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 4,026 |
| Total interest expense | $550,000 | 4,944 |
| Net interest income | $5,013,000 | 3,809 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $471,000 | 4,587 |
| Gross Fiduciary activities income | $42,000 | 986 |
| Service charges on deposit accounts | $130,000 | 5,013 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $299,000 | 4,041 |
| Total noninterest expense | $2,835,000 | 4,876 |
| Salaries and employee benefits | $1,926,000 | 4,227 |
| Premises and equipment expense | $279,000 | 5,132 |
| Additional noninterest expense | $630,000 | 5,729 |
| Pre-tax net operating income | $2,649,000 | 2,314 |
| Securities gains (losses) | $89,000 | 2,359 |
| Applicable income taxes | $814,000 | 1,671 |
| Income before extraordinary items | $1,924,000 | 2,649 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,924,000 | 2,652 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,924,000 | 2,650 |
| Net charge-offs | $-21,000 | 6,715 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,861,700 | 2,596 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 4,082 |
| Total interest expense | $428,000 | 4,992 |
| Net interest income | $3,770,000 | 3,864 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $347,000 | 4,661 |
| Gross Fiduciary activities income | $19,000 | 1,029 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 4,031 |
| Total noninterest expense | $2,057,000 | 4,992 |
| Salaries and employee benefits | $1,384,000 | 4,348 |
| Premises and equipment expense | $213,000 | 5,147 |
| Additional noninterest expense | $460,000 | 5,830 |
| Pre-tax net operating income | $2,060,000 | 2,308 |
| Securities gains (losses) | $68,000 | 2,251 |
| Applicable income taxes | $637,000 | 1,683 |
| Income before extraordinary items | $1,491,000 | 2,657 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,491,000 | 2,659 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,491,000 | 2,658 |
| Net charge-offs | $-19,000 | 6,736 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,443,400 | 2,579 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 4,072 |
| Total interest expense | $299,000 | 4,986 |
| Net interest income | $2,548,000 | 3,843 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $199,000 | 4,872 |
| Gross Fiduciary activities income | $19,000 | 994 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,398 |
| Total noninterest expense | $1,364,000 | 5,039 |
| Salaries and employee benefits | $933,000 | 4,344 |
| Premises and equipment expense | $138,000 | 5,212 |
| Additional noninterest expense | $293,000 | 5,951 |
| Pre-tax net operating income | $1,383,000 | 2,277 |
| Securities gains (losses) | $68,000 | 1,848 |
| Applicable income taxes | $442,000 | 1,623 |
| Income before extraordinary items | $1,009,000 | 2,610 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,009,000 | 2,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,009,000 | 2,610 |
| Net charge-offs | $-17,000 | 6,764 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $961,400 | 2,554 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 3,967 |
| Total interest expense | $160,000 | 4,964 |
| Net interest income | $1,346,000 | 3,721 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,700 |
| Total noninterest expense | $692,000 | 5,032 |
| Salaries and employee benefits | $479,000 | 4,313 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $143,000 | 6,008 |
| Pre-tax net operating income | $734,000 | 2,179 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $223,000 | 1,603 |
| Income before extraordinary items | $511,000 | 2,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $511,000 | 2,550 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $511,000 | 2,551 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $511,000 | 2,433 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 4,234 |
| Total interest expense | $791,000 | 4,945 |
| Net interest income | $4,887,000 | 3,967 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $296,000 | 5,233 |
| Gross Fiduciary activities income | $60,000 | 899 |
| Service charges on deposit accounts | $140,000 | 5,013 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $96,000 | 5,351 |
| Total noninterest expense | $2,905,000 | 4,964 |
| Salaries and employee benefits | $1,927,000 | 4,263 |
| Premises and equipment expense | $266,000 | 5,489 |
| Additional noninterest expense | $712,000 | 5,650 |
| Pre-tax net operating income | $1,978,000 | 2,530 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $549,000 | 1,945 |
| Income before extraordinary items | $1,486,000 | 2,787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,486,000 | 2,790 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,486,000 | 2,790 |
| Net charge-offs | $14,000 | 6,005 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,444,390 | 2,752 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 4,316 |
| Total interest expense | $635,000 | 4,897 |
| Net interest income | $3,562,000 | 4,055 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $168,000 | 5,690 |
| Gross Fiduciary activities income | $38,000 | 902 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $2,109,000 | 5,059 |
| Salaries and employee benefits | $1,389,000 | 4,363 |
| Premises and equipment expense | $197,000 | 5,550 |
| Additional noninterest expense | $523,000 | 5,737 |
| Pre-tax net operating income | $1,396,000 | 2,712 |
| Securities gains (losses) | $50,000 | 2,333 |
| Applicable income taxes | $342,000 | 2,123 |
| Income before extraordinary items | $1,104,000 | 2,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,104,000 | 2,863 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,104,000 | 2,863 |
| Net charge-offs | $14,000 | 5,673 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,066,000 | 2,838 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 4,377 |
| Total interest expense | $451,000 | 4,877 |
| Net interest income | $2,319,000 | 4,155 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $152,000 | 5,290 |
| Gross Fiduciary activities income | $38,000 | 880 |
| Service charges on deposit accounts | $69,000 | 5,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 5,565 |
| Total noninterest expense | $1,543,000 | 4,867 |
| Salaries and employee benefits | $995,000 | 4,217 |
| Premises and equipment expense | $132,000 | 5,576 |
| Additional noninterest expense | $416,000 | 5,435 |
| Pre-tax net operating income | $778,000 | 2,993 |
| Securities gains (losses) | $41,000 | 1,708 |
| Applicable income taxes | $238,000 | 2,036 |
| Income before extraordinary items | $581,000 | 3,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $581,000 | 3,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $581,000 | 3,250 |
| Net charge-offs | $9,000 | 5,376 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $551,890 | 3,285 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 4,425 |
| Total interest expense | $236,000 | 4,884 |
| Net interest income | $1,133,000 | 4,216 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $128,000 | 4,473 |
| Gross Fiduciary activities income | $19,000 | 886 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $795,000 | 4,805 |
| Salaries and employee benefits | $519,000 | 4,124 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $209,000 | 5,424 |
| Pre-tax net operating income | $391,000 | 3,021 |
| Securities gains (losses) | $41,000 | 825 |
| Applicable income taxes | $121,000 | 1,992 |
| Income before extraordinary items | $311,000 | 3,164 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $311,000 | 3,160 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $311,000 | 3,164 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $281,480 | 3,311 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 4,428 |
| Total interest expense | $1,207,000 | 4,807 |
| Net interest income | $4,579,000 | 4,188 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $592,000 | 4,269 |
| Gross Fiduciary activities income | $61,000 | 942 |
| Service charges on deposit accounts | $159,000 | 4,807 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $372,000 | 3,631 |
| Total noninterest expense | $2,995,000 | 5,025 |
| Salaries and employee benefits | $1,920,000 | 4,358 |
| Premises and equipment expense | $267,000 | 5,668 |
| Additional noninterest expense | $808,000 | 5,608 |
| Pre-tax net operating income | $1,876,000 | 2,358 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $497,000 | 1,896 |
| Income before extraordinary items | $1,379,000 | 2,641 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,379,000 | 2,637 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,379,000 | 2,642 |
| Net charge-offs | $299,000 | 4,305 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,379,000 | 2,546 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,523 |
| Total interest expense | $946,000 | 4,835 |
| Net interest income | $3,367,000 | 4,314 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $436,000 | 4,349 |
| Gross Fiduciary activities income | $37,000 | 952 |
| Service charges on deposit accounts | $121,000 | 4,869 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $278,000 | 3,657 |
| Total noninterest expense | $2,194,000 | 5,113 |
| Salaries and employee benefits | $1,400,000 | 4,462 |
| Premises and equipment expense | $202,000 | 5,722 |
| Additional noninterest expense | $592,000 | 5,676 |
| Pre-tax net operating income | $1,384,000 | 2,538 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $387,000 | 1,908 |
| Income before extraordinary items | $997,000 | 2,891 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $997,000 | 2,886 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $997,000 | 2,890 |
| Net charge-offs | $295,000 | 3,752 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $997,000 | 2,750 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 4,587 |
| Total interest expense | $655,000 | 4,853 |
| Net interest income | $2,193,000 | 4,369 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $296,000 | 4,290 |
| Gross Fiduciary activities income | $18,000 | 998 |
| Service charges on deposit accounts | $82,000 | 4,831 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $196,000 | 3,532 |
| Total noninterest expense | $1,462,000 | 5,135 |
| Salaries and employee benefits | $941,000 | 4,463 |
| Premises and equipment expense | $126,000 | 5,870 |
| Additional noninterest expense | $395,000 | 5,687 |
| Pre-tax net operating income | $877,000 | 2,632 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $251,000 | 1,904 |
| Income before extraordinary items | $626,000 | 2,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $626,000 | 2,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $626,000 | 2,983 |
| Net charge-offs | $46,000 | 4,959 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $626,000 | 2,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 4,683 |
| Total interest expense | $319,000 | 5,043 |
| Net interest income | $1,085,000 | 4,432 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $110,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $740,000 | 5,150 |
| Salaries and employee benefits | $483,000 | 4,448 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $188,000 | 5,833 |
| Pre-tax net operating income | $380,000 | 2,921 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $97,000 | 2,156 |
| Income before extraordinary items | $283,000 | 3,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $283,000 | 3,240 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $283,000 | 3,243 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $283,000 | 3,135 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,953,000 | 4,648 |
| Total interest expense | $1,637,000 | 4,952 |
| Net interest income | $4,316,000 | 4,349 |
| Provision for loan and lease losses | $270,000 | 5,431 |
| Total noninterest income | $622,000 | 4,296 |
| Gross Fiduciary activities income | $38,000 | 996 |
| Service charges on deposit accounts | $171,000 | 4,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $413,000 | 3,503 |
| Total noninterest expense | $2,968,000 | 5,217 |
| Salaries and employee benefits | $1,916,000 | 4,496 |
| Premises and equipment expense | $284,000 | 5,773 |
| Additional noninterest expense | $768,000 | 5,914 |
| Pre-tax net operating income | $1,700,000 | 2,177 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $472,000 | 1,604 |
| Income before extraordinary items | $1,228,000 | 2,434 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,228,000 | 2,432 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,228,000 | 2,433 |
| Net charge-offs | $113,000 | 5,589 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,228,000 | 2,391 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 4,675 |
| Total interest expense | $1,281,000 | 4,992 |
| Net interest income | $3,210,000 | 4,391 |
| Provision for loan and lease losses | $195,000 | 5,195 |
| Total noninterest income | $465,000 | 4,369 |
| Gross Fiduciary activities income | $19,000 | 1,034 |
| Service charges on deposit accounts | $130,000 | 4,932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $316,000 | 3,541 |
| Total noninterest expense | $2,159,000 | 5,314 |
| Salaries and employee benefits | $1,401,000 | 4,605 |
| Premises and equipment expense | $216,000 | 5,790 |
| Additional noninterest expense | $542,000 | 6,072 |
| Pre-tax net operating income | $1,321,000 | 2,278 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $387,000 | 1,666 |
| Income before extraordinary items | $934,000 | 2,581 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $934,000 | 2,579 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $934,000 | 2,582 |
| Net charge-offs | $18,000 | 6,290 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $934,000 | 2,543 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 4,669 |
| Total interest expense | $888,000 | 5,021 |
| Net interest income | $2,149,000 | 4,367 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $286,000 | 4,523 |
| Gross Fiduciary activities income | $19,000 | 991 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $180,000 | 3,813 |
| Total noninterest expense | $1,439,000 | 5,363 |
| Salaries and employee benefits | $942,000 | 4,613 |
| Premises and equipment expense | $146,000 | 5,811 |
| Additional noninterest expense | $351,000 | 6,147 |
| Pre-tax net operating income | $876,000 | 2,348 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $258,000 | 1,698 |
| Income before extraordinary items | $618,000 | 2,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,717 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $618,000 | 2,719 |
| Net charge-offs | $12,000 | 5,902 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $618,000 | 2,632 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,635 |
| Total interest expense | $465,000 | 5,024 |
| Net interest income | $1,098,000 | 4,283 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $119,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $716,000 | 5,329 |
| Salaries and employee benefits | $480,000 | 4,610 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $456,000 | 2,544 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $113,000 | 2,054 |
| Income before extraordinary items | $343,000 | 2,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $343,000 | 2,865 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $343,000 | 2,866 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $343,000 | 2,728 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,217,000 | 4,840 |
| Total interest expense | $2,307,000 | 4,952 |
| Net interest income | $3,910,000 | 4,649 |
| Provision for loan and lease losses | $30,000 | 6,834 |
| Total noninterest income | $686,000 | 4,178 |
| Gross Fiduciary activities income | $41,000 | 1,002 |
| Service charges on deposit accounts | $166,000 | 5,127 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $479,000 | 3,245 |
| Total noninterest expense | $2,733,000 | 5,395 |
| Salaries and employee benefits | $1,843,000 | 4,713 |
| Premises and equipment expense | $304,000 | 5,762 |
| Additional noninterest expense | $586,000 | 6,279 |
| Pre-tax net operating income | $1,833,000 | 2,634 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $541,000 | 1,771 |
| Income before extraordinary items | $1,339,000 | 2,729 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,339,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $1,075,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,305,630 | 2,902 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 4,915 |
| Total interest expense | $1,763,000 | 5,032 |
| Net interest income | $2,902,000 | 4,714 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $521,000 | 4,242 |
| Gross Fiduciary activities income | $27,000 | 1,013 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $368,000 | 3,318 |
| Total noninterest expense | $1,990,000 | 5,470 |
| Salaries and employee benefits | $1,341,000 | 4,824 |
| Premises and equipment expense | $231,000 | 5,747 |
| Additional noninterest expense | $418,000 | 6,366 |
| Pre-tax net operating income | $1,433,000 | 2,935 |
| Securities gains (losses) | $47,000 | 1,472 |
| Applicable income taxes | $445,000 | 2,037 |
| Income before extraordinary items | $1,035,000 | 3,029 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,035,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $1,075,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,002,100 | 3,244 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,972 |
| Total interest expense | $1,209,000 | 5,095 |
| Net interest income | $1,900,000 | 4,782 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $309,000 | 4,558 |
| Gross Fiduciary activities income | $21,000 | 1,005 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $206,000 | 3,706 |
| Total noninterest expense | $1,365,000 | 5,426 |
| Salaries and employee benefits | $901,000 | 4,839 |
| Premises and equipment expense | $153,000 | 5,787 |
| Additional noninterest expense | $311,000 | 6,100 |
| Pre-tax net operating income | $844,000 | 3,320 |
| Securities gains (losses) | $47,000 | 1,487 |
| Applicable income taxes | $271,000 | 2,330 |
| Income before extraordinary items | $620,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $1,075,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $587,100 | 3,623 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 4,991 |
| Total interest expense | $637,000 | 5,127 |
| Net interest income | $947,000 | 4,801 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $141,000 | 4,753 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $701,000 | 5,364 |
| Salaries and employee benefits | $461,000 | 4,811 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $160,000 | 6,007 |
| Pre-tax net operating income | $387,000 | 3,611 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $113,000 | 2,648 |
| Income before extraordinary items | $274,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $274,000 | 3,917 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,898 |
| Total interest expense | $3,076,000 | 4,730 |
| Net interest income | $3,533,000 | 5,002 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $580,000 | 4,713 |
| Gross Fiduciary activities income | $30,000 | 1,093 |
| Service charges on deposit accounts | $164,000 | 5,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $386,000 | 3,802 |
| Total noninterest expense | $2,685,000 | 5,372 |
| Salaries and employee benefits | $1,767,000 | 4,801 |
| Premises and equipment expense | $309,000 | 5,705 |
| Additional noninterest expense | $609,000 | 6,086 |
| Pre-tax net operating income | $1,338,000 | 4,120 |
| Securities gains (losses) | $-25,000 | 7,815 |
| Applicable income taxes | $365,000 | 3,144 |
| Income before extraordinary items | $948,000 | 4,433 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $948,000 | 4,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,123 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $966,000 | 4,387 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 4,916 |
| Total interest expense | $2,335,000 | 4,697 |
| Net interest income | $2,621,000 | 5,049 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $426,000 | 4,774 |
| Gross Fiduciary activities income | $19,000 | 1,088 |
| Service charges on deposit accounts | $122,000 | 5,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,000,000 | 5,355 |
| Salaries and employee benefits | $1,329,000 | 4,769 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $440,000 | 6,164 |
| Pre-tax net operating income | $957,000 | 4,455 |
| Securities gains (losses) | $-22,000 | 7,988 |
| Applicable income taxes | $258,000 | 3,390 |
| Income before extraordinary items | $677,000 | 4,747 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $677,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $692,840 | 4,676 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 4,937 |
| Total interest expense | $1,565,000 | 4,658 |
| Net interest income | $1,742,000 | 5,091 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $263,000 | 4,975 |
| Gross Fiduciary activities income | $19,000 | 1,043 |
| Service charges on deposit accounts | $80,000 | 5,357 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $164,000 | 4,159 |
| Total noninterest expense | $1,332,000 | 5,393 |
| Salaries and employee benefits | $895,000 | 4,779 |
| Premises and equipment expense | $153,000 | 5,758 |
| Additional noninterest expense | $284,000 | 6,256 |
| Pre-tax net operating income | $613,000 | 4,598 |
| Securities gains (losses) | $-22,000 | 8,152 |
| Applicable income taxes | $147,000 | 3,682 |
| Income before extraordinary items | $444,000 | 4,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $444,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $460,500 | 4,742 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,936 |
| Total interest expense | $783,000 | 4,630 |
| Net interest income | $872,000 | 5,096 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $71,000 | 4,430 |
| Total noninterest expense | $681,000 | 5,342 |
| Salaries and employee benefits | $459,000 | 4,718 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $143,000 | 6,257 |
| Pre-tax net operating income | $267,000 | 4,909 |
| Securities gains (losses) | $-22,000 | 8,387 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $197,000 | 5,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $197,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $214,600 | 4,880 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,091,000 | 4,965 |
| Total interest expense | $2,686,000 | 4,607 |
| Net interest income | $3,405,000 | 5,142 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $539,000 | 4,971 |
| Gross Fiduciary activities income | $31,000 | 1,100 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $345,000 | 4,028 |
| Total noninterest expense | $2,661,000 | 5,287 |
| Salaries and employee benefits | $1,715,000 | 4,774 |
| Premises and equipment expense | $325,000 | 5,530 |
| Additional noninterest expense | $621,000 | 5,964 |
| Pre-tax net operating income | $1,163,000 | 4,851 |
| Securities gains (losses) | $-44,000 | 7,894 |
| Applicable income taxes | $293,000 | 3,844 |
| Income before extraordinary items | $826,000 | 5,133 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $826,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $858,560 | 5,047 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 5,027 |
| Total interest expense | $1,941,000 | 4,635 |
| Net interest income | $2,520,000 | 5,231 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $389,000 | 5,075 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $122,000 | 5,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $246,000 | 4,123 |
| Total noninterest expense | $1,978,000 | 5,303 |
| Salaries and employee benefits | $1,285,000 | 4,743 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $446,000 | 6,088 |
| Pre-tax net operating income | $841,000 | 5,133 |
| Securities gains (losses) | $-44,000 | 8,139 |
| Applicable income taxes | $209,000 | 4,083 |
| Income before extraordinary items | $588,000 | 5,405 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $588,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $620,560 | 5,267 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 5,049 |
| Total interest expense | $1,243,000 | 4,609 |
| Net interest income | $1,673,000 | 5,270 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $247,000 | 5,177 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,069 |
| Total noninterest expense | $1,327,000 | 5,290 |
| Salaries and employee benefits | $862,000 | 4,761 |
| Premises and equipment expense | $166,000 | 5,500 |
| Additional noninterest expense | $299,000 | 6,096 |
| Pre-tax net operating income | $533,000 | 5,268 |
| Securities gains (losses) | $-35,000 | 8,269 |
| Applicable income taxes | $131,000 | 4,199 |
| Income before extraordinary items | $367,000 | 5,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $367,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $392,900 | 5,422 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,070 |
| Total interest expense | $588,000 | 4,635 |
| Net interest income | $836,000 | 5,269 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $125,000 | 5,107 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,956 |
| Total noninterest expense | $689,000 | 5,183 |
| Salaries and employee benefits | $440,000 | 4,719 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $166,000 | 5,751 |
| Pre-tax net operating income | $242,000 | 5,443 |
| Securities gains (losses) | $-30,000 | 8,463 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $165,000 | 5,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $188,400 | 5,473 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 5,023 |
| Total interest expense | $1,804,000 | 4,735 |
| Net interest income | $3,404,000 | 5,102 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $551,000 | 5,012 |
| Gross Fiduciary activities income | $53,000 | 1,038 |
| Service charges on deposit accounts | $146,000 | 5,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $352,000 | 4,011 |
| Total noninterest expense | $2,608,000 | 5,232 |
| Salaries and employee benefits | $1,658,000 | 4,745 |
| Premises and equipment expense | $332,000 | 5,449 |
| Additional noninterest expense | $618,000 | 5,967 |
| Pre-tax net operating income | $1,232,000 | 4,847 |
| Securities gains (losses) | $-13,000 | 7,637 |
| Applicable income taxes | $324,000 | 4,035 |
| Income before extraordinary items | $895,000 | 5,097 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $895,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $904,490 | 5,038 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 5,077 |
| Total interest expense | $1,266,000 | 4,791 |
| Net interest income | $2,534,000 | 5,140 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $407,000 | 5,072 |
| Gross Fiduciary activities income | $42,000 | 1,019 |
| Service charges on deposit accounts | $107,000 | 5,742 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,071 |
| Total noninterest expense | $1,875,000 | 5,352 |
| Salaries and employee benefits | $1,199,000 | 4,833 |
| Premises and equipment expense | $253,000 | 5,393 |
| Additional noninterest expense | $423,000 | 6,212 |
| Pre-tax net operating income | $981,000 | 4,817 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $266,000 | 3,986 |
| Income before extraordinary items | $704,000 | 5,078 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $704,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $712,030 | 5,005 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 5,116 |
| Total interest expense | $776,000 | 4,867 |
| Net interest income | $1,678,000 | 5,160 |
| Provision for loan and lease losses | $55,000 | 4,424 |
| Total noninterest income | $262,000 | 5,114 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $1,240,000 | 5,362 |
| Salaries and employee benefits | $806,000 | 4,782 |
| Premises and equipment expense | $165,000 | 5,436 |
| Additional noninterest expense | $269,000 | 6,321 |
| Pre-tax net operating income | $645,000 | 4,828 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $176,000 | 4,015 |
| Income before extraordinary items | $469,000 | 5,035 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $469,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $469,000 | 4,990 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,225 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $839,000 | 5,191 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,199 |
| Total noninterest expense | $637,000 | 5,308 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $139,000 | 6,259 |
| Pre-tax net operating income | $289,000 | 5,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $76,000 | 4,184 |
| Income before extraordinary items | $213,000 | 5,263 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $213,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $213,000 | 5,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 5,105 |
| Total interest expense | $1,339,000 | 4,815 |
| Net interest income | $3,261,000 | 5,149 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $507,000 | 5,224 |
| Gross Fiduciary activities income | $27,000 | 1,152 |
| Service charges on deposit accounts | $148,000 | 5,807 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $332,000 | 4,074 |
| Total noninterest expense | $2,515,000 | 5,283 |
| Salaries and employee benefits | $1,602,000 | 4,724 |
| Premises and equipment expense | $341,000 | 5,302 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $1,173,000 | 4,851 |
| Securities gains (losses) | $-10,000 | 8,235 |
| Applicable income taxes | $327,000 | 4,051 |
| Income before extraordinary items | $836,000 | 5,164 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $836,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $843,200 | 5,073 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 5,115 |
| Total interest expense | $1,016,000 | 4,744 |
| Net interest income | $2,417,000 | 5,173 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $370,000 | 5,316 |
| Gross Fiduciary activities income | $20,000 | 1,138 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $239,000 | 4,147 |
| Total noninterest expense | $1,837,000 | 5,345 |
| Salaries and employee benefits | $1,169,000 | 4,765 |
| Premises and equipment expense | $256,000 | 5,274 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $892,000 | 4,904 |
| Securities gains (losses) | $-7,000 | 8,426 |
| Applicable income taxes | $236,000 | 4,180 |
| Income before extraordinary items | $649,000 | 5,158 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $649,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $654,110 | 5,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 5,201 |
| Total interest expense | $697,000 | 4,685 |
| Net interest income | $1,529,000 | 5,343 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $20,000 | 1,092 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $232,000 | 3,454 |
| Total noninterest expense | $1,231,000 | 5,342 |
| Salaries and employee benefits | $779,000 | 4,803 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $587,000 | 4,886 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $158,000 | 4,169 |
| Income before extraordinary items | $430,000 | 5,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $429,270 | 5,044 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,250 |
| Total interest expense | $365,000 | 4,596 |
| Net interest income | $739,000 | 5,459 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $623,000 | 5,323 |
| Salaries and employee benefits | $398,000 | 4,755 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $139,000 | 6,236 |
| Pre-tax net operating income | $225,000 | 5,555 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 5,376 |
| Total interest expense | $1,645,000 | 4,612 |
| Net interest income | $2,675,000 | 5,667 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $751,000 | 4,379 |
| Gross Fiduciary activities income | $26,000 | 1,198 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $588,000 | 3,296 |
| Total noninterest expense | $2,448,000 | 5,290 |
| Salaries and employee benefits | $1,545,000 | 4,758 |
| Premises and equipment expense | $365,000 | 5,036 |
| Additional noninterest expense | $538,000 | 6,330 |
| Pre-tax net operating income | $858,000 | 5,525 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $223,000 | 4,760 |
| Income before extraordinary items | $643,000 | 5,790 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $643,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,080 | 5,648 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 5,466 |
| Total interest expense | $1,256,000 | 4,678 |
| Net interest income | $1,961,000 | 5,778 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $615,000 | 4,228 |
| Gross Fiduciary activities income | $20,000 | 1,181 |
| Service charges on deposit accounts | $103,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $492,000 | 3,170 |
| Total noninterest expense | $1,787,000 | 5,360 |
| Salaries and employee benefits | $1,141,000 | 4,793 |
| Premises and equipment expense | $266,000 | 5,120 |
| Additional noninterest expense | $380,000 | 6,480 |
| Pre-tax net operating income | $699,000 | 5,507 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $183,000 | 4,793 |
| Income before extraordinary items | $524,000 | 5,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $524,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $518,080 | 5,590 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 5,523 |
| Total interest expense | $862,000 | 4,706 |
| Net interest income | $1,271,000 | 5,875 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $436,000 | 4,054 |
| Gross Fiduciary activities income | $20,000 | 1,115 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $350,000 | 3,018 |
| Total noninterest expense | $1,180,000 | 5,383 |
| Salaries and employee benefits | $755,000 | 4,825 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $467,000 | 5,484 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $124,000 | 4,809 |
| Income before extraordinary items | $351,000 | 5,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $345,080 | 5,562 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,574 |
| Total interest expense | $443,000 | 4,718 |
| Net interest income | $618,000 | 5,971 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $185,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 3,156 |
| Total noninterest expense | $611,000 | 5,274 |
| Salaries and employee benefits | $385,000 | 4,742 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $162,000 | 6,310 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $132,000 | 6,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,300 | 6,307 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 5,659 |
| Total interest expense | $1,936,000 | 4,895 |
| Net interest income | $2,393,000 | 6,053 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $630,000 | 4,598 |
| Gross Fiduciary activities income | $25,000 | 1,234 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $487,000 | 3,334 |
| Total noninterest expense | $2,346,000 | 5,303 |
| Salaries and employee benefits | $1,452,000 | 4,813 |
| Premises and equipment expense | $360,000 | 4,992 |
| Additional noninterest expense | $534,000 | 6,318 |
| Pre-tax net operating income | $557,000 | 6,556 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $132,000 | 5,678 |
| Income before extraordinary items | $440,000 | 6,647 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $440,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $428,450 | 6,576 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 6,511 |
| Total interest expense | $2,075,000 | 5,976 |
| Net interest income | $1,712,000 | 6,955 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $478,000 | 5,187 |
| Gross Fiduciary activities income | $26,000 | 1,257 |
| Service charges on deposit accounts | $91,000 | 6,756 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $361,000 | 3,744 |
| Total noninterest expense | $1,891,000 | 5,950 |
| Salaries and employee benefits | $1,180,000 | 5,392 |
| Premises and equipment expense | $258,000 | 5,988 |
| Additional noninterest expense | $453,000 | 6,766 |
| Pre-tax net operating income | $257,000 | 7,606 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $27,000 | 7,147 |
| Income before extraordinary items | $230,000 | 7,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $230,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,119 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $230,000 | 7,415 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 6,748 |
| Total interest expense | $1,917,000 | 6,389 |
| Net interest income | $1,766,000 | 6,978 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $338,000 | 5,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,331 |
| Total noninterest expense | $1,224,000 | 7,430 |
| Salaries and employee benefits | $791,000 | 6,771 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $278,000 | 8,124 |
| Pre-tax net operating income | $844,000 | 5,721 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $239,000 | 5,066 |
| Income before extraordinary items | $590,000 | 5,896 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $590,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,174 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $600,650 | 5,863 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 6,967 |
| Total interest expense | $1,732,000 | 6,491 |
| Net interest income | $1,635,000 | 7,319 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $330,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $1,162,000 | 7,666 |
| Salaries and employee benefits | $755,000 | 6,968 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $275,000 | 8,342 |
| Pre-tax net operating income | $773,000 | 6,034 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $557,000 | 6,120 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $557,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $556,280 | 6,101 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,913 |
| Total interest expense | $1,857,000 | 6,441 |
| Net interest income | $1,676,000 | 7,331 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $336,000 | 6,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,655 |
| Total noninterest expense | $1,242,000 | 7,427 |
| Salaries and employee benefits | $788,000 | 6,739 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $770,000 | 6,208 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $218,000 | 5,980 |
| Income before extraordinary items | $552,000 | 6,312 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $552,000 | 6,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $552,000 | 6,198 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 7,273 |
| Total interest expense | $1,748,000 | 6,786 |
| Net interest income | $1,664,000 | 7,635 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $316,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,771 |
| Total noninterest expense | $1,220,000 | 7,604 |
| Salaries and employee benefits | $803,000 | 6,764 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $253,000 | 8,816 |
| Pre-tax net operating income | $760,000 | 6,728 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $569,000 | 6,550 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $569,000 | 6,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,360 | 6,434 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 7,663 |
| Total interest expense | $1,654,000 | 7,206 |
| Net interest income | $1,598,000 | 8,030 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $303,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $1,168,000 | 8,075 |
| Salaries and employee benefits | $766,000 | 7,163 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $246,000 | 9,438 |
| Pre-tax net operating income | $733,000 | 6,778 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $197,000 | 7,178 |
| Income before extraordinary items | $535,000 | 6,660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $535,000 | 6,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $535,730 | 6,594 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 7,816 |
| Total interest expense | $1,643,000 | 7,295 |
| Net interest income | $1,648,000 | 8,147 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,163 |
| Total noninterest expense | $1,215,000 | 8,159 |
| Salaries and employee benefits | $774,000 | 7,250 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $279,000 | 9,499 |
| Pre-tax net operating income | $671,000 | 7,467 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $194,000 | 7,520 |
| Income before extraordinary items | $503,000 | 7,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $503,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $484,280 | 7,335 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 7,792 |
| Total interest expense | $1,417,000 | 7,152 |
| Net interest income | $1,756,000 | 8,162 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,824 |
| Total noninterest expense | $1,326,000 | 8,152 |
| Salaries and employee benefits | $770,000 | 7,381 |
| Premises and equipment expense | $165,000 | 8,185 |
| Additional noninterest expense | $391,000 | 8,915 |
| Pre-tax net operating income | $609,000 | 7,952 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $429,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $417,960 | 8,063 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 8,110 |
| Total interest expense | $1,435,000 | 7,430 |
| Net interest income | $1,707,000 | 8,472 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $1,357,000 | 8,309 |
| Salaries and employee benefits | $815,000 | 7,233 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $363,000 | 9,687 |
| Pre-tax net operating income | $525,000 | 8,491 |
| Securities gains (losses) | $228,000 | 1,542 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $563,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $392,000 | 8,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 8,241 |
| Total interest expense | $1,753,000 | 7,752 |
| Net interest income | $1,708,000 | 8,622 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,780 |
| Total noninterest expense | $1,252,000 | 8,837 |
| Salaries and employee benefits | $707,000 | 7,934 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $370,000 | 9,943 |
| Pre-tax net operating income | $610,000 | 7,636 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $236,000 | 6,895 |
| Income before extraordinary items | $382,000 | 8,399 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $382,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $376,880 | 8,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.