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Citizens State Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$1,095,00011,535
Total interest expense$397,00011,600
Net interest income$698,00011,386
Provision for loan and lease losses$-34,00011,923
Total noninterest income$116,00010,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,102
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,662
Total noninterest expense$729,00010,568
Salaries and employee benefits$267,00011,505
Premises and equipment expense$67,00011,063
Additional noninterest expense$395,0008,875
Pre-tax net operating income$119,00011,505
Securities gains (losses)$03,600
Applicable income taxes$46,00010,566
Income before extraordinary items$73,00011,631
Extraordinary gains, net$0249
Net income$73,00011,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,399
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$73,00011,675
1993-12-31 (YTD Data)Rank
Total interest income$1,374,00011,505
Total interest expense$498,00011,692
Net interest income$876,00011,253
Provision for loan and lease losses$181,0004,118
Total noninterest income$123,00010,774
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0008,627
Trading account gains and feesNANA
Additional Noninterest Income$31,00011,240
Total noninterest expense$826,00010,544
Salaries and employee benefits$267,00012,007
Premises and equipment expense$50,00012,210
Additional noninterest expense$509,0008,119
Pre-tax net operating income$-8,00012,464
Securities gains (losses)$207,0001,651
Applicable income taxes$65,00010,597
Income before extraordinary items$134,00011,403
Extraordinary gains, net$12,0002,892
Net income$146,00011,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,649
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-4,69012,412
1992-12-31 (YTD Data)Rank
Total interest income$1,733,00011,460
Total interest expense$752,00011,568
Net interest income$981,00011,168
Provision for loan and lease losses$364,0003,662
Total noninterest income$130,00010,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0008,464
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,929
Total noninterest expense$743,00011,295
Salaries and employee benefits$274,00012,317
Premises and equipment expense$55,00012,495
Additional noninterest expense$414,0009,404
Pre-tax net operating income$4,00012,673
Securities gains (losses)$66,0003,674
Applicable income taxes$37,00011,601
Income before extraordinary items$33,00012,693
Extraordinary gains, net$01,422
Net income$33,00012,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0003,304
Cash dividends$95,0006,756
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-9,24012,711

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.