Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $907,000 | 9,211 |
Total interest expense | $368,000 | 9,203 |
Net interest income | $539,000 | 9,131 |
Provision for loan and lease losses | $27,000 | 7,336 |
Total noninterest income | $41,000 | 9,261 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $29,000 | 7,999 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $12,000 | 9,046 |
Total noninterest expense | $434,000 | 9,303 |
Salaries and employee benefits | $298,000 | 9,072 |
Premises and equipment expense | $20,000 | 9,492 |
Additional noninterest expense | $116,000 | 9,279 |
Pre-tax net operating income | $119,000 | 8,246 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $36,000 | 6,952 |
Income before extraordinary items | $83,000 | 8,432 |
Extraordinary gains, net | $0 | 105 |
Net income | $83,000 | 8,431 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,841 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $83,000 | 8,330 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $907,000 | 9,464 |
Total interest expense | $386,000 | 9,443 |
Net interest income | $521,000 | 9,428 |
Provision for loan and lease losses | $-5,000 | 9,696 |
Total noninterest income | $39,000 | 9,472 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $26,000 | 8,160 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 9,267 |
Total noninterest expense | $417,000 | 9,563 |
Salaries and employee benefits | $290,000 | 9,308 |
Premises and equipment expense | $19,000 | 9,775 |
Additional noninterest expense | $108,000 | 9,574 |
Pre-tax net operating income | $148,000 | 8,601 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $43,000 | 7,354 |
Income before extraordinary items | $105,000 | 8,674 |
Extraordinary gains, net | $0 | 38 |
Net income | $105,000 | 8,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 8,998 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $105,000 | 8,662 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $939,000 | 9,665 |
Total interest expense | $407,000 | 9,628 |
Net interest income | $532,000 | 9,634 |
Provision for loan and lease losses | $37,000 | 6,969 |
Total noninterest income | $39,000 | 9,741 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 8,390 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 9,524 |
Total noninterest expense | $400,000 | 9,876 |
Salaries and employee benefits | $277,000 | 9,598 |
Premises and equipment expense | $24,000 | 10,043 |
Additional noninterest expense | $99,000 | 9,929 |
Pre-tax net operating income | $134,000 | 8,893 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $41,000 | 7,793 |
Income before extraordinary items | $93,000 | 9,015 |
Extraordinary gains, net | $0 | 35 |
Net income | $93,000 | 9,013 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 6,573 |
Cash dividends | $50,000 | 6,588 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $93,000 | 8,981 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $943,000 | 9,899 |
Total interest expense | $441,000 | 9,819 |
Net interest income | $502,000 | 9,918 |
Provision for loan and lease losses | $58,000 | 6,364 |
Total noninterest income | $29,000 | 10,108 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 8,653 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 10,162 |
Total noninterest expense | $392,000 | 10,079 |
Salaries and employee benefits | $281,000 | 9,725 |
Premises and equipment expense | $15,000 | 10,360 |
Additional noninterest expense | $96,000 | 10,159 |
Pre-tax net operating income | $81,000 | 9,496 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $17,000 | 8,941 |
Income before extraordinary items | $64,000 | 9,544 |
Extraordinary gains, net | $0 | 32 |
Net income | $64,000 | 9,543 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $40,000 | 5,328 |
Cash dividends | $25,000 | 7,195 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $64,000 | 9,480 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $900,000 | 10,389 |
Total interest expense | $414,000 | 10,309 |
Net interest income | $486,000 | 10,405 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $41,000 | 10,427 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 9,014 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 10,083 |
Total noninterest expense | $388,000 | 10,509 |
Salaries and employee benefits | $283,000 | 10,081 |
Premises and equipment expense | $12,000 | 10,837 |
Additional noninterest expense | $93,000 | 10,590 |
Pre-tax net operating income | $139,000 | 9,903 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $39,000 | 9,426 |
Income before extraordinary items | $100,000 | 9,960 |
Extraordinary gains, net | $0 | 44 |
Net income | $100,000 | 9,961 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,052 |
Cash dividends | $75,000 | 6,827 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $100,000 | 9,920 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $866,000 | 10,964 |
Total interest expense | $401,000 | 10,873 |
Net interest income | $465,000 | 10,956 |
Provision for loan and lease losses | $42,000 | 6,906 |
Total noninterest income | $34,000 | 11,089 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $24,000 | 9,499 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 10,975 |
Total noninterest expense | $382,000 | 11,023 |
Salaries and employee benefits | $270,000 | 10,578 |
Premises and equipment expense | $17,000 | 11,329 |
Additional noninterest expense | $95,000 | 11,123 |
Pre-tax net operating income | $75,000 | 10,487 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $16,000 | 10,270 |
Income before extraordinary items | $59,000 | 10,525 |
Extraordinary gains, net | $0 | 53 |
Net income | $59,000 | 10,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 4,609 |
Cash dividends | $50,000 | 7,494 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $59,000 | 10,478 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $915,000 | 11,408 |
Total interest expense | $395,000 | 11,344 |
Net interest income | $520,000 | 11,355 |
Provision for loan and lease losses | $-5,000 | 11,373 |
Total noninterest income | $28,000 | 11,682 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $20,000 | 10,011 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 11,604 |
Total noninterest expense | $394,000 | 11,445 |
Salaries and employee benefits | $267,000 | 11,032 |
Premises and equipment expense | $27,000 | 11,683 |
Additional noninterest expense | $100,000 | 11,613 |
Pre-tax net operating income | $159,000 | 10,724 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $53,000 | 10,132 |
Income before extraordinary items | $106,000 | 10,880 |
Extraordinary gains, net | $0 | 65 |
Net income | $106,000 | 10,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,354 |
Cash dividends | $75,000 | 7,260 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $106,000 | 10,848 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $843,000 | 11,997 |
Total interest expense | $364,000 | 11,763 |
Net interest income | $479,000 | 12,066 |
Provision for loan and lease losses | $-6,000 | 11,728 |
Total noninterest income | $31,000 | 12,255 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 10,526 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 12,083 |
Total noninterest expense | $395,000 | 12,061 |
Salaries and employee benefits | $261,000 | 11,565 |
Premises and equipment expense | $23,000 | 12,384 |
Additional noninterest expense | $111,000 | 12,201 |
Pre-tax net operating income | $121,000 | 11,487 |
Securities gains (losses) | $-1,000 | 8,790 |
Applicable income taxes | $32,000 | 10,876 |
Income before extraordinary items | $88,000 | 11,493 |
Extraordinary gains, net | $0 | 249 |
Net income | $88,000 | 11,499 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,519 |
Cash dividends | $50,000 | 7,903 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $88,730 | 11,537 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $839,000 | 12,596 |
Total interest expense | $374,000 | 12,338 |
Net interest income | $465,000 | 12,650 |
Provision for loan and lease losses | $-7,000 | 12,476 |
Total noninterest income | $29,000 | 12,948 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $16,000 | 11,092 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 12,543 |
Total noninterest expense | $392,000 | 12,681 |
Salaries and employee benefits | $263,000 | 12,050 |
Premises and equipment expense | $19,000 | 13,098 |
Additional noninterest expense | $110,000 | 12,852 |
Pre-tax net operating income | $109,000 | 11,801 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $28,000 | 11,440 |
Income before extraordinary items | $81,000 | 12,004 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $81,000 | 12,035 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 6,983 |
Cash dividends | $38,000 | 8,281 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $81,000 | 11,818 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $944,000 | 13,117 |
Total interest expense | $451,000 | 12,967 |
Net interest income | $493,000 | 13,107 |
Provision for loan and lease losses | $5,000 | 11,499 |
Total noninterest income | $39,000 | 13,364 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 11,411 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 12,470 |
Total noninterest expense | $408,000 | 13,128 |
Salaries and employee benefits | $267,000 | 12,397 |
Premises and equipment expense | $23,000 | 13,601 |
Additional noninterest expense | $118,000 | 13,350 |
Pre-tax net operating income | $119,000 | 11,819 |
Securities gains (losses) | $18,000 | 5,726 |
Applicable income taxes | $46,000 | 11,363 |
Income before extraordinary items | $91,000 | 12,057 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $91,000 | 12,111 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-36,000 | 13,353 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $79,120 | 11,936 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.